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EPAY

Delayed

Bottomline Technologies (DE) Inc

EPAY Stock Price

RSI Chart

Valuation

Market Cap

2.6B

Price/Earnings

-71.14

Price/Sales

5.11

Price/Cashflow

33.17

MarketCap/EBT

-81.2

Price/Sales

Profitability

Operating Margin

61.20%

EBT Margin

-6.29%

Return on Equity

-8.73%

Return on Assets

-4.57%

Fundamentals

Revenue

Revenue (TTM)

506.4M

Revenue Y/Y

9.06%

Revenue Q/Q

2.37%

Earnings

Earnings (TTM)

-36.4M

Earnings Y/Y

-57.77%

Earnings Q/Q

54.77%

Price Action

Last 7 days

0.8%

Last 30 days

0.4%

Last 90 days

0.5%

Trailing 12 Months

55.6%

Financial Health

Current Ratio

1.35

Investor Care

Buy Backs (1Y)

0.00%

Diluted EPS (TTM)

-0.85

Peers (Alternatives to Bottomline Tech DE)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
1.8T
203.1B
16.19% -21.88%
25.2
8.66
15.22% 2.81%
208.6B
44.2B
10.96% -5.77%
35.9
4.72
8.12% -58.36%
163.0B
30.3B
-3.63% -44.66%
304.14
5.56
21.26% -84.01%
151.4B
17.2B
13.38% -49.17%
31.46
8.81
13.86% -17.57%
25.1B
4.3B
-5.46% -61.25%
25.38
5.85
11.14% -39.03%
12.1B
693.1M
-3.12% 59.08%
44.35
17.39
-2.84% -14.76%
MID-CAP
9.6B
631.5M
-1.97% 16.85%
-45.68
15.19
33.30% -26.60%
7.5B
740.5M
12.08% -18.13%
67.22
10.14
15.84% 1.13%
5.0B
812.6M
8.04% -48.17%
-33.17
6.14
9.33% -463.42%
3.6B
421.7M
-19.92% -44.81%
-29.08
8.53
27.49% -161.02%
2.6B
506.4M
0.39% 55.58%
-71.14
5.11
10.10% -203.10%
2.4B
308.3M
1.17% 7.67%
-23.19
7.94
13.75% -232.84%
SMALL-CAP
991.7M
371.9M
6.18% -58.89%
-8.92
2.67
15.01% -44.50%
653.0M
399.9M
20.08% -33.40%
-6.96
1.63
4.73% 8.15%
246.7M
310.7M
-1.33% -63.18%
-4.28
0.79
2.66% -1.77%

Financials for Bottomline Tech DE

Income Statement (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q12021Q42021Q32021Q22021Q1
Revenue2.2%506495483471460
Cost Of Revenue-196
Gross Profit1.9%291286280275267
Operating Expenses4.1%323311298282271
  S&GA Expenses4.4%139133128120113
  R&D Expenses3.4%8684817876
Earnings Before Taxes-14.1%-31.85-27.91-20.33-10.46-8.08
Net Income-8.2%-36.36-33.60-21.59-16.29-12.00
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q12021Q42021Q32021Q22021Q1
Assets3.6%795768788816822
  Current Assets16.8%243208238262263
    Cash Equivalents40.5%11884117134128
  Net PPE-1.3%6566666869
  Goodwill-1.1%249252243247245
Liabilities6.2%379357347359382
  Current Liabilities17.2%180154148156168
Shareholder's Equity1.3%417411441456439
  Retained Earnings-3.4%-225.91-218.38-201.75-196.84-189.55
  Additional Paid-In Capital1.7%862847834819808
Accumulated Depreciation-53----
Shares Outstanding0.6%4343434343
* denotes actual numbers (not divided by Millions)
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q12021Q42021Q32021Q22021Q1
Cashflow From Operations-3.0%7880787688
  Share Based Compensation5.5%5451494644
Cashflow From Investing43.4%-43.60-77.10-73.62-83.99-81.77
Cashflow From Financing0.1%-45.24-45.27-76.82-56.17-56.16
  Buy Backs0%4949321111

Risks

What is the probability of a big loss on EPAY?

70.4%


Probability that Bottomline Tech DE stock will be more than 20% underwater in next one year

50.8%


Probability that Bottomline Tech DE stock will be more than 30% underwater in next one year.

31.9%


Probability that Bottomline Tech DE stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does EPAY drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Bottomline Tech DE was unfortunately bought at previous high price.

Returns

Cumulative Returns on EPAY

11.9%


10-Year Cumulative Returns

10.6%


7-Year Cumulative Returns

17.3%


5-Year Cumulative Returns

8.6%


3-Year Cumulative Returns

What are the long-term rolling returns for EPAY?

FIve years rolling returns for Bottomline Tech DE.

Which funds bought or sold EPAY recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2022-11-08
IFP Advisors, Inc
UNCHANGED
-
-
2,000
-%
2022-08-12
Rockefeller Capital Management L.P.
SOLD OFF
-100
-3,000
-
-%
2022-08-09
GREAT WEST LIFE ASSURANCE CO /CAN/
SOLD OFF
-100
-1,940,000
-
-%
2022-08-02
Versant Capital Management, Inc
SOLD OFF
-100
-23,000
-
-%
2022-08-02
GENEVA CAPITAL MANAGEMENT LLC
SOLD OFF
-100
-48,655,000
-
-%
2022-08-01
VICTORY CAPITAL MANAGEMENT INC
SOLD OFF
-100
-931,000
-
-%
2022-07-29
Patriot Financial Group Insurance Agency, LLC
SOLD OFF
-100
-17,000
-
-%
2022-07-29
Crossmark Global Holdings, Inc.
SOLD OFF
-100
-218,000
-
-%
2022-07-28
Sageworth Trust Co of South Dakota
SOLD OFF
-100
-2,000
-
-%
2022-07-28
Private Capital Group, LLC
SOLD OFF
-100
-1,000
-
-%

1–10 of 28

Latest Funds Activity

Are funds buying EPAY calls or puts?
Are funds bullish or bearish(Calls - Puts)?
No. of funds that own EPAY

Bottomline Tech DE News

Seeking Alpha

eBay Stock: This Story Is Getting Tougher (NASDAQ:EBAY).2 months ago

EPAY Fair Value

Latest Insider Trading transactions for EPAY

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2022-05-13
SAVORY NIGEL K
GIVEN BACK TO IS
-8,580,380
57
-150,533
Managing Director Europe
2022-05-13
D'Amato Ken
GIVEN BACK TO IS
-1,140,000
57
-20,000
-
2022-05-13
Robinson Benjamin E III
GIVEN BACK TO IS
-1,311,000
57
-23,000
-
2022-05-13
Gibson Peter
GIVEN BACK TO IS
-2,565,000
57
-45,000
-
2022-05-13
Gibson Peter
GIVEN BACK TO IS
-114,000
57
-2,000
-
2022-05-13
GRAY JENNIFER M
GIVEN BACK TO IS
-570,000
57
-10,000
-
2022-05-13
MULLEN JOSEPH L
GIVEN BACK TO IS
-3,981,740
57
-69,855
-
2022-05-13
Hilal Philip J.
GIVEN BACK TO IS
-52,725,000
57
-925,000
-
2022-05-13
DELUCA NORMAN J
GIVEN BACK TO IS
-5,035,890
57
-88,349
MD of Banking Solutions
2022-05-13
EBERLE ROBERT A
GIVEN BACK TO IS
-2,257,310
57
-39,602
President & CEO

1–10 of 50

Robert A. Eberle
2340
Bottomline Technologies, Inc. provides various solutions for the banking, financial services, insurance, healthcare, technology, retail, communications, education, media, manufacturing, and government industries. It operates through four segments: Cloud Solutions, Banking Solutions, Payments and Documents, and Other. The company's products and services include Paymode-X, a SaaS solution, which allows businesses to transition from legacy invoice-to-pay processes maximizing cost-savings, efficiency, and security; PTX, a payment platform that offers various ways to pay and get paid to organizations; and financial messaging solutions for risk management to financial institutions and corporations. It also provides Digital Banking IQ, an intelligent engagement platform for banking and payments; and legal spend management solutions, which integrate with claims management, and time and billing systems to automate legal invoice management processes, as well as provide insight into various areas of a company's outside legal spend. In addition, the company offers fraud and financial crime solutions to monitor, replay, and analyze user behavior and payment transactions to flag and prevent suspicious activity in real time; and healthcare solutions, including electronic signature and mobile document. Further, it provides consulting, implementation, and training services. The company serves customers in the United States, the United Kingdom, Continental Europe, the Asia-Pacific, and the Middle East. Bottomline Technologies, Inc. was founded in 1989 and is headquartered in Portsmouth, New Hampshire.

EPAY Income Statement

2022-03-31
Unaudited Condensed Consolidated Statements of Comprehensive Income (Loss) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended9 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Mar. 31, 2022
Mar. 31, 2021
Revenues:    
Total revenues$ 131,836$ 120,885$ 384,228$ 349,274
Cost of revenues:    
Total cost of revenues55,66050,135163,643144,926
Gross profit76,17670,750220,585204,348
Operating expenses:    
Sales and marketing37,34631,525105,81586,505
Product development and engineering23,09520,22466,31257,906
General and administrative19,92515,67859,29145,962
Amortization of acquisition-related intangible assets5,2555,44315,50615,614
Total operating expenses85,62172,870246,924205,987
Loss from operations(9,445)(2,120)(26,339)(1,639)
Other income ( expense), net2,064(1,314)327(2,982)
Loss before income taxes(7,381)(3,434)(26,012)(4,621)
Income tax provision(143)(1,335)(3,053)(4,372)
Net loss$ (7,524)$ (4,769)$ (29,065)$ (8,993)
Basic net loss per share (in dollars per share)$ (0.18)$ (0.11)$ (0.68)$ (0.21)
Diluted net loss per share (in dollars per share)$ (0.18)$ (0.11)$ (0.68)$ (0.21)
Shares used in computing net loss per share:    
Basic (in shares)42,77842,83842,93742,682
Diluted (in shares)42,77842,83842,93742,682
Other comprehensive (loss) income, net of tax:    
Unrealized (loss) gain on available for sale securities$ (1)$ 4$ 0$ (31)
Change in fair value on interest rate hedging instruments1,7056143,0281,526
Minimum pension liability adjustments(142)453(354)(111)
Foreign currency translation adjustments(5,274)(3,721)(9,790)19,028
Other comprehensive (loss) income, net of tax:(3,712)(2,650)(7,116)20,412
Comprehensive (loss) income(11,236)(7,419)(36,181)11,419
Subscriptions    
Revenues:    
Total revenues112,13599,939324,113283,721
Cost of revenues:    
Total cost of revenues45,79239,194134,515111,607
Software licenses    
Revenues:    
Total revenues1,0061,0923,0863,871
Cost of revenues:    
Total cost of revenues142116283332
Service and maintenance    
Revenues:    
Total revenues18,13819,29255,47859,878
Cost of revenues:    
Total cost of revenues9,36210,45027,85631,752
Other    
Revenues:    
Total revenues5575621,5511,804
Cost of revenues:    
Total cost of revenues$ 364$ 375$ 989$ 1,235

EPAY Balance Sheet

2022-03-31
Unaudited Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2022
Jun. 30, 2021
Current assets:  
Cash and cash equivalents$ 117,605$ 133,932
Cash held for customers6,8079,836
Marketable securities96410,216
Accounts receivable net of allowances for doubtful accounts of $747 at March 31, 2022 and $1,304 at June 30, 202181,02772,978
Prepaid expenses and other current assets36,51134,653
Total current assets242,914261,615
Property and equipment, net65,34068,471
Operating lease right-of-use assets, net28,44027,570
Goodwill249,219246,698
Intangible assets, net157,873162,691
Other assets51,44248,683
Total assets795,228815,728
Current liabilities:  
Accounts payable16,51411,428
Accrued expenses and other current liabilities54,65545,925
Customer account liabilities6,8079,836
Deferred revenue102,37288,679
Total current liabilities180,348155,868
Borrowings under credit facility130,000130,000
Deferred revenue, non-current10,21312,559
Operating lease liabilities, non-current26,86126,629
Deferred income taxes12,02714,574
Other liabilities19,19619,864
Total liabilities378,645359,494
Stockholders' equity  
Preferred Stock, $.001 par value: Authorized shares—4,000; issued and outstanding shares-none00
Common Stock, $.001 par value: Authorized shares-100,000; issued shares- 49,809 at December 31, 2021 and 49,294 at June 30, 2021; outstanding shares- 42,667 at December 31, 2021 and 43,237 at June 30, 20215049
Additional paid-in-capital861,617819,392
Accumulated other comprehensive loss(23,197)(16,081)
Treasury stock: 7,060 shares at March 31, 2022 and 6,057 shares at June 30, 2021, at cost(195,978)(150,282)
Accumulated deficit(225,909)(196,844)
Total stockholders' equity416,583456,234
Total liabilities and stockholders' equity$ 795,228$ 815,728