SIVB Valuation
SIVB Price/Sales (Trailing)
SIVB Profitability
SIVB Fundamentals
SIVB Revenue
SIVB Earnings
Price Action
Last 7 days
-61.7%
Last 30 days
-67.2%
Last 90 days
-51.9%
Trailing 12 Months
-80.3%
SIVB Financial Health
SIVB Investor Care
Peers (Alternatives to SVB Financial Group)
View All Peers In Detail| Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
|---|---|---|---|---|---|---|---|---|
| LARGE-CAP | ||||||||
BNS | 56.4B | 40.0B | -8.98% | -31.24% | 5.3 | 1.79 | 34.99% | -10.60% |
MTB | 20.1B | 6.2B | -25.47% | -35.61% | 14.56 | 3.21 | 58.61% | -25.85% |
CFG | 15.3B | 7.1B | -25.67% | -34.02% | 7.39 | 2.17 | 45.54% | -10.61% |
| MID-CAP | ||||||||
EWBC | 7.7B | 2.3B | -27.78% | -31.39% | 6.84 | 3.32 | 43.40% | 29.22% |
CBSH | 6.9B | 999.0M | -12.47% | -19.22% | 14.12 | 6.9 | 17.76% | -7.98% |
SIVB | 6.3B | 5.7B | -67.21% | -80.32% | 3.9 | 1.11 | 72.48% | -22.38% |
PB | 5.8B | 1.1B | -15.03% | -9.45% | 10.96 | 5.25 | 4.58% | 1.01% |
FFIN | 4.6B | 432.9M | -13.79% | -27.60% | 19.55 | 10.59 | 15.00% | 3.04% |
BPOP | 3.9B | 2.5B | -23.06% | -34.29% | 3.54 | 1.58 | 16.17% | 17.94% |
WAL | 3.6B | 2.7B | -54.27% | -60.94% | 3.36 | 1.32 | 62.28% | 17.58% |
| SMALL-CAP | ||||||||
BANR | 1.9B | 450.9M | -13.73% | -5.77% | 9.54 | 4.13 | 1.16% | -2.82% |
SBCF | 1.7B | 380.5M | -21.10% | -30.57% | 16.27 | 4.55 | 51.31% | -14.39% |
HTLF | 1.6B | 674.7M | -21.79% | -19.17% | 7.78 | 2.45 | 14.59% | -3.52% |
LKFN | 1.6B | 239.6M | -12.16% | -14.61% | 15.6 | 6.76 | 23.99% | 8.44% |
Financials for SVB Financial Group
| Income Statement (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Revenue | 16.0% | 5,673 | 4,892 | 4,255 | 3,732 | 3,289 |
| EBITDA | -0.7% | 6,879 | 6,929 | 6,604 | 6,374 | - |
| EBITDA Margin | -14.4% | 1.21* | 1.42* | 1.78* | 1.71* | - |
| Earnings Before Taxes | -7.3% | 2,172 | 2,343 | 2,374 | 2,690 | 2,724 |
| EBT Margin | -20.1% | 0.38* | 0.48* | 0.64* | 0.72* | - |
| Interest Expenses | 2.3% | 4,485 | 4,386 | 4,040 | 3,601 | 3,179 |
| Net Income | -6.0% | 1,609 | 1,712 | 1,769 | 2,044 | 2,073 |
| Net Income Margin | -19.0% | 0.28* | 0.35* | 0.48* | 0.55* | - |
| Free Cahsflow | 10.7% | 2,649 | 2,393 | 2,391 | 1,826 | - |
| Balance Sheet | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Assets | -0.5% | 211,793 | 212,867 | 214,389 | 220,355 | 211,308 |
| Cash Equivalents | -1.2% | 13,803 | 13,968 | 15,398 | 20,606 | 14,586 |
| Net PPE | 13.9% | 394 | 346 | 294 | 283 | 270 |
| Goodwill | 0% | 375 | 375 | 375 | 375 | 375 |
| Liabilities | -0.8% | 195,498 | 197,057 | 198,113 | 203,995 | 194,699 |
| . Short Term Borrowings | 0.1% | 13,565 | 13,552 | 3,703 | 99.00 | 71.00 |
| Long Term Debt | 59.4% | 5,370 | 3,368 | 3,367 | 2,571 | 2,570 |
| Shareholder's Equity | 3.2% | 16,004 | 15,509 | 16,276 | 16,360 | 16,236 |
| Retained Earnings | 3.2% | 8,951 | 8,676 | 8,247 | 7,914 | 7,442 |
| Additional Paid-In Capital | 0.9% | 5,318 | 5,272 | 5,223 | 5,180 | 5,157 |
| Accumulated Depreciation | - | 445 | - | - | - | - |
| Shares Outstanding | 0.1% | 59.00 | 59.00 | 59.00 | 59.00 | 59.00 |
| Minority Interest | -3.3% | 291 | 301 | 358 | 380 | 373 |
| Cashflow (Last 12 Months) | (In Millions) | |||||
|---|---|---|---|---|---|---|
| Description | (%) Q/Q | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 |
| Cashflow From Operations | 11.4% | 2,864 | 2,570 | 2,584 | 2,013 | 1,868 |
| Share Based Compensation | -3.2% | 183 | 189 | 175 | 160 | 136 |
| Cashflow From Investing | 87.6% | -3,638 | -29,440 | -51,923 | -72,526 | -90,336 |
| Cashflow From Financing | -100.0% | -9.00 | 21,959 | 40,798 | 69,884 | 85,432 |
| Dividend Payments | 11.6% | 163 | 146 | 129 | 101 | 63.00 |
| Buy Backs | NaN% | 0.00 | 0.00 | - | - | - |
Risks for SIVB
What is the probability of a big loss on SIVB?
71.2%
Probability that SVB Financial Group stock will be more than 20% underwater in next one year
56.5%
Probability that SVB Financial Group stock will be more than 30% underwater in next one year.
51.9%
Probability that SVB Financial Group stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.
How does SIVB drawdown profile look like?
Y-axis is the maximum loss one would have experienced if SVB Financial Group was unfortunately bought at previous high price.
Drawdowns
Returns for SIVB
Cumulative Returns on SIVB
4.4%
10-Year Cumulative Returns
1.4%
7-Year Cumulative Returns
-17.1%
5-Year Cumulative Returns
-10.5%
3-Year Cumulative Returns
What are the long-term rolling returns for SIVB?
FIve years rolling returns for SVB Financial Group.
Annualized Returns
Which funds bought or sold SIVB recently?
View All Details| Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
|---|---|---|---|---|---|---|
2023-03-15 | B. Riley Wealth Advisors, Inc. | reduced | -4.00 | -147,308 | 281,692 | 0.01% |
2023-03-10 | VICTORY CAPITAL MANAGEMENT INC | reduced | -94.54 | -149,077,000 | 5,790,320 | 0.01% |
2023-03-06 | Rockefeller Capital Management L.P. | reduced | -87.2 | -4,508,000 | 432,000 | -% |
2023-03-02 | LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA | new | - | 23,244 | 23,244 | -% |
2023-02-28 | Voya Investment Management LLC | added | 1.66 | -3,156,210 | 7,250,790 | 0.01% |
2023-02-27 | Parallax Volatility Advisers, L.P. | reduced | -37.83 | -1,654,740 | 1,228,260 | -% |
2023-02-24 | NATIXIS | sold off | -100 | -1,222,000 | - | -% |
2023-02-24 | SRS Capital Advisors, Inc. | new | - | 1,151 | 1,151 | -% |
2023-02-24 | National Pension Service | added | 24.58 | -4,145,290 | 23,197,000 | 0.05% |
2023-02-22 | CVA Family Office, LLC | sold off | -100 | -7,000 | - | -% |
Latest Funds Activity
Calls
Puts
Net Call Options
No. of Funds
SVB Financial Group News
Schedule 13G FIlings of SVB Financial Group
| Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
|---|---|---|---|---|---|
| Feb 09, 2023 | vanguard group inc | 11.26% | 6,657,712 | SC 13G/A | |
| Feb 03, 2023 | blackrock inc. | 8.1% | 4,764,282 | SC 13G/A | |
| Feb 10, 2022 | state street corp | 4.97% | 2,917,573 | SC 13G/A | |
| Feb 10, 2022 | vanguard group inc | 10.66% | 6,254,172 | SC 13G/A | |
| Feb 01, 2022 | blackrock inc. | 8.8% | 5,147,972 | SC 13G/A | |
| Feb 11, 2021 | state street corp | 5.07% | 2,627,368 | SC 13G | |
| Feb 10, 2021 | vanguard group inc | 10.57% | 5,476,337 | SC 13G/A | |
| Feb 01, 2021 | blackrock inc. | 8.2% | 4,252,565 | SC 13G/A | |
| Feb 14, 2020 | state street corp | 5.28% | 2,720,293 | SC 13G | |
| Feb 12, 2020 | vanguard group inc | 10.89% | 5,618,532 | SC 13G/A |
SIVB Fair Value
SVB Financial Group fair value in different scenarios
The table shows the Fair Value estimates for SVB Financial Group for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
| Fair Value | Very Pessimistic | Pessimistic | Base Case | Optimistic | Very Optimistic |
|---|---|---|---|---|---|
| Very Low Inflation | 409.39 - | 685.78 - | 1215.15 - | 1806.48 - | 2260.98 - |
| Current Inflation | 364.70 - | 605.00 - | 1056.15 - | 1553.55 - | 1937.58 - |
| Very High Inflation | 309.44 - | 507.29 - | 868.46 - | 1259.77 - | 1563.92 - |
Historical SVB Financial Group Fair Value Estimates
Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price
Recent SEC filings of SVB Financial Group
View All Filings| Date Filed | Form Type | Document | |
|---|---|---|---|
| Mar 22, 2023 | 8-K | Current Report | |
| Mar 17, 2023 | 8-K | Current Report | |
| Mar 14, 2023 | 8-K | Current Report | |
| Mar 13, 2023 | 8-K | Current Report | |
| Mar 13, 2023 | 8-K | Current Report | |
| Mar 10, 2023 | 8-K | Current Report | |
| Mar 09, 2023 | FWP | Prospectus Filed | |
| Mar 09, 2023 | FWP | Prospectus Filed | |
| Mar 09, 2023 | FWP | Prospectus Filed | |
| Mar 09, 2023 | 424B2 | Prospectus Filed |
Latest Insider Trading transactions for SIVB
Filter Transactions| Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
|---|---|---|---|---|---|---|
2023-02-27 | BECKER GREGORY W | acquired | 1,309,600 | 105 | 12,451 | president and ceo |
2023-02-27 | BECKER GREGORY W | sold | -3,578,650 | 287 | -12,451 | president and ceo |
2023-02-27 | Beck Daniel J | sold | -575,180 | 287 | -2,000 | chief financial officer |
2023-02-01 | DRAPER MICHELLE | sold | -292,872 | 300 | -974 | chief marketing officer |
2023-02-01 | DRAPER MICHELLE | acquired | 29,434 | 178 | 165 | chief marketing officer |
2023-01-31 | Zuckert Michael S | sold (taxes) | -182,976 | 302 | -605 | general counsel |
2023-01-31 | Descheneaux Michael | sold (taxes) | -284,898 | 302 | -942 | president, silicon valley bank |
2023-01-31 | Cox Philip C | sold (taxes) | -185,396 | 302 | -613 | chief operations officer |
2023-01-31 | BECKER GREGORY W | sold (taxes) | -1,073,360 | 302 | -3,549 | president and ceo |
2023-01-31 | DRAPER MICHELLE | sold (taxes) | -137,610 | 302 | -455 | chief marketing officer |
SVB Financial Group, a diversified financial services company, offers various banking and financial products and services. It operates through four segments: Global Commercial Bank, SVB Private Bank, SVB Capital, and SVB Securities. The Global Commercial Bank segment provides commercial banking products and services, including credit, treasury management, foreign exchange, trade finance, and other financial products and services. This segment also offers traditional term and equipment loans, asset-based loans, revolving lines of credit, warehouse facilities, recurring revenue and acquisition finance facilities, mezzanine lending, corporate working capital facilities, and credit card programs; treasury management products and services; business and analysis checking, money market, multi-currency, in-country bank, and sweep accounts; receivables services, which include merchant services, remote capture, lockbox, and fraud control services; wire transfer and automated clearing house payment services; business bill pay, credit and debit cards, account analysis, and disbursement services. In addition, it offers foreign exchange and trade finance products and services; letters of credit; and investment services and solutions. The SVB Private Bank segment offers mortgages, home equity lines of credit, restricted and private stock loans, capital call lines of credit, and other secured and unsecured lending products; planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services; and real estate secured loans. The SVB Capital segment provides venture capital investment services. The SVB Securities segment provides investment banking services; products and services, including capital raising, merger and acquisition advisory, equity research, and sales and trading. It operates through 56 offices in the United States and internationally. The company was founded in 1983 and is headquartered in Santa Clara, California.
SIVB Income Statement
2022-12-31Consolidated Statements of Income - USD ($) $ in Millions | 12 Months Ended | ||
|---|---|---|---|
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020 | |
| Interest income: | |||
| Loans | $ 3,208 | $ 1,966 | $ 1,520 |
| Investment securities: | |||
| Taxable | 2,113 | 1,199 | 635 |
| Non-taxable | 140 | 106 | 61 |
| Federal funds sold, securities purchased under agreements to resell and other short-term investment securities | 212 | 18 | 26 |
| Total interest income | 5,673 | 3,289 | 2,242 |
| Interest expense: | |||
| Deposits | 862 | 62 | 60 |
| Borrowings | 326 | 48 | 25 |
| Total interest expense | 1,188 | 110 | 85 |
| Net interest income | 4,485 | 3,179 | 2,157 |
| Provision for credit losses | 420 | 123 | 220 |
| Net interest income after provision for credit losses | 4,065 | 3,056 | 1,937 |
| Noninterest income: | |||
| Gains (losses) on investment securities, net | (285) | 761 | 421 |
| Gains on equity warrant assets, net | 148 | 560 | 237 |
| Client investment fees | 386 | 75 | 132 |
| Wealth management and trust fees | 83 | 44 | 0 |
| Foreign exchange fees | 285 | 262 | 179 |
| Credit card fees | 150 | 131 | 98 |
| Deposit service charges | 126 | 112 | 90 |
| Lending related fees | 94 | 76 | 57 |
| Letters of credit and standby letters of credit fees | 57 | 51 | 47 |
| Investment banking revenue | 420 | 459 | 414 |
| Commissions | 98 | 79 | 67 |
| Other | 166 | 128 | 98 |
| Total noninterest income | 1,728 | 2,738 | 1,840 |
| Noninterest expense: | |||
| Compensation and benefits | 2,293 | 2,015 | 1,318 |
| Professional services | 480 | 392 | 247 |
| Premises and equipment | 269 | 178 | 127 |
| Net occupancy | 101 | 83 | 101 |
| Business development and travel | 85 | 24 | 24 |
| FDIC and state assessments | 75 | 48 | 28 |
| Merger-related charges | 50 | 129 | 0 |
| Other | 268 | 201 | 190 |
| Total noninterest expense | 3,621 | 3,070 | 2,035 |
| Income before income tax expense | 2,172 | 2,724 | 1,742 |
| Income tax expense | 563 | 651 | 448 |
| Net income before noncontrolling interests and dividends | 1,609 | 2,073 | 1,294 |
| Net loss (income) attributable to noncontrolling interests | 63 | (240) | (86) |
| Preferred stock dividends | (163) | (63) | (17) |
| Net income available to common stockholders | $ 1,509 | $ 1,770 | $ 1,191 |
| Earnings per common share—basic (usd per share) | $ 25.58 | $ 31.74 | $ 23.05 |
| Earnings per common share—diluted (usd per share) | $ 25.35 | $ 31.25 | $ 22.87 |
SIVB Balance Sheet
2022-12-31Consolidated Balance Sheets - USD ($) $ in Millions | Dec. 31, 2022 | Dec. 31, 2021 |
|---|---|---|
| Assets | ||
| Cash and cash equivalents | $ 13,803 | $ 14,586 |
| Available-for-sale securities, at fair value (cost of $28,602 and $27,370, respectively, including $530 and $61 pledged as collateral, respectively) | 26,069 | 27,221 |
| Held-to-maturity securities, at amortized cost and net of allowance for credit losses of $6 and $7 (fair value of $76,169 and $97,227, respectively) | 91,321 | 98,195 |
| Non-marketable and other equity securities | 2,664 | 2,543 |
| Total investment securities | 120,054 | 127,959 |
| Loans, amortized cost | 74,250 | 66,276 |
| Allowance for credit losses: loans | (636) | (422) |
| Net loans | 73,614 | 65,854 |
| Premises and equipment, net of accumulated depreciation and amortization | 394 | 270 |
| Goodwill | 375 | 375 |
| Other intangible assets, net | 136 | 160 |
| Lease right-of-use assets | 335 | 313 |
| Accrued interest receivable and other assets | 3,082 | 1,791 |
| Total assets | 211,793 | 211,308 |
| Liabilities: | ||
| Noninterest-bearing demand deposits | 80,753 | 125,851 |
| Interest-bearing deposits | 92,356 | 63,352 |
| Total deposits | 173,109 | 189,203 |
| Short-term borrowings | 13,565 | 71 |
| Lease liabilities | 413 | 388 |
| Other liabilities | 3,041 | 2,467 |
| Long-term debt | 5,370 | 2,570 |
| Total liabilities | 195,498 | 194,699 |
| Commitments and contingencies (Note 21 and Note 26) | ||
| SVBFG stockholders’ equity: | ||
| Preferred stock, $0.001 par value, 20,000,000 shares authorized; 383,500 and 383,500 shares issued and outstanding, respectively | 3,646 | 3,646 |
| Common stock, $0.001 par value, 150,000,000 shares authorized; 59,171,883 and 58,748,469 shares issued and outstanding, respectively | 0 | 0 |
| Additional paid-in capital | 5,318 | 5,157 |
| Retained earnings | 8,951 | 7,442 |
| Accumulated other comprehensive income (loss) | (1,911) | (9) |
| Total SVBFG stockholders’ equity | 16,004 | 16,236 |
| Noncontrolling interests | 291 | 373 |
| Total equity | 16,295 | 16,609 |
| Total liabilities and total equity | $ 211,793 | $ 211,308 |