Grufity logoGrufity logo

SVB Financial Group Stock Research

SIVB

Market Closed

SIVB Alerts

SIVB Stock Price

SIVB RSI Chart

SIVB Valuation

Market Cap

6.3B

Price/Earnings (Trailing)

3.9

Price/Sales (Trailing)

1.11

EV/EBITDA

-0.31

Price/Free Cashflow

2.37

SIVB Price/Sales (Trailing)

SIVB Profitability

EBT Margin

38.29%

Return on Equity

10.05%

Return on Assets

0.76%

Free Cashflow Yield

42.22%

SIVB Fundamentals

SIVB Revenue

Revenue (TTM)

5.7B

Revenue Y/Y

80.1%

Revenue Q/Q

15.45%

SIVB Earnings

Earnings (TTM)

1.6B

Earnings Y/Y

-25.25%

Earnings Q/Q

-27.03%

Price Action

Last 7 days

-61.7%

Last 30 days

-67.2%

Last 90 days

-51.9%

Trailing 12 Months

-80.3%

SIVB Financial Health

Debt/Equity

0.34

Debt/Cashflow

0.53

SIVB Investor Care

Shares Dilution (1Y)

0.72%

Diluted EPS (TTM)

25.35

Peers (Alternatives to SVB Financial Group)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
56.4B
40.0B
-8.98% -31.24%
5.3
1.79
34.99% -10.60%
20.1B
6.2B
-25.47% -35.61%
14.56
3.21
58.61% -25.85%
15.3B
7.1B
-25.67% -34.02%
7.39
2.17
45.54% -10.61%
MID-CAP
7.7B
2.3B
-27.78% -31.39%
6.84
3.32
43.40% 29.22%
6.9B
999.0M
-12.47% -19.22%
14.12
6.9
17.76% -7.98%
6.3B
5.7B
-67.21% -80.32%
3.9
1.11
72.48% -22.38%
5.8B
1.1B
-15.03% -9.45%
10.96
5.25
4.58% 1.01%
4.6B
432.9M
-13.79% -27.60%
19.55
10.59
15.00% 3.04%
3.9B
2.5B
-23.06% -34.29%
3.54
1.58
16.17% 17.94%
3.6B
2.7B
-54.27% -60.94%
3.36
1.32
62.28% 17.58%
SMALL-CAP
1.9B
450.9M
-13.73% -5.77%
9.54
4.13
1.16% -2.82%
1.7B
380.5M
-21.10% -30.57%
16.27
4.55
51.31% -14.39%
1.6B
674.7M
-21.79% -19.17%
7.78
2.45
14.59% -3.52%
1.6B
239.6M
-12.16% -14.61%
15.6
6.76
23.99% 8.44%

Financials for SVB Financial Group

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue16.0%5,6734,8924,2553,7323,289
EBITDA-0.7%6,8796,9296,6046,374-
EBITDA Margin-14.4%1.21*1.42*1.78*1.71*-
Earnings Before Taxes-7.3%2,1722,3432,3742,6902,724
EBT Margin-20.1%0.38*0.48*0.64*0.72*-
Interest Expenses2.3%4,4854,3864,0403,6013,179
Net Income-6.0%1,6091,7121,7692,0442,073
Net Income Margin-19.0%0.28*0.35*0.48*0.55*-
Free Cahsflow10.7%2,6492,3932,3911,826-
Balance Sheet
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets-0.5%211,793212,867214,389220,355211,308
    Cash Equivalents-1.2%13,80313,96815,39820,60614,586
  Net PPE13.9%394346294283270
  Goodwill0%375375375375375
Liabilities-0.8%195,498197,057198,113203,995194,699
.    Short Term Borrowings0.1%13,56513,5523,70399.0071.00
  Long Term Debt59.4%5,3703,3683,3672,5712,570
Shareholder's Equity3.2%16,00415,50916,27616,36016,236
  Retained Earnings3.2%8,9518,6768,2477,9147,442
  Additional Paid-In Capital0.9%5,3185,2725,2235,1805,157
Accumulated Depreciation-445----
Shares Outstanding0.1%59.0059.0059.0059.0059.00
Minority Interest-3.3%291301358380373
Cashflow (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations11.4%2,8642,5702,5842,0131,868
  Share Based Compensation-3.2%183189175160136
Cashflow From Investing87.6%-3,638-29,440-51,923-72,526-90,336
Cashflow From Financing-100.0%-9.0021,95940,79869,88485,432
  Dividend Payments11.6%16314612910163.00
  Buy BacksNaN%0.000.00---

Risks for SIVB

What is the probability of a big loss on SIVB?

71.2%


Probability that SVB Financial Group stock will be more than 20% underwater in next one year

56.5%


Probability that SVB Financial Group stock will be more than 30% underwater in next one year.

51.9%


Probability that SVB Financial Group stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does SIVB drawdown profile look like?

Y-axis is the maximum loss one would have experienced if SVB Financial Group was unfortunately bought at previous high price.

Drawdowns

Returns for SIVB

Cumulative Returns on SIVB

4.4%


10-Year Cumulative Returns

1.4%


7-Year Cumulative Returns

-17.1%


5-Year Cumulative Returns

-10.5%


3-Year Cumulative Returns

What are the long-term rolling returns for SIVB?

FIve years rolling returns for SVB Financial Group.

Annualized Returns

Which funds bought or sold SIVB recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-15
B. Riley Wealth Advisors, Inc.
reduced
-4.00
-147,308
281,692
0.01%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
reduced
-94.54
-149,077,000
5,790,320
0.01%
2023-03-06
Rockefeller Capital Management L.P.
reduced
-87.2
-4,508,000
432,000
-%
2023-03-02
LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA
new
-
23,244
23,244
-%
2023-02-28
Voya Investment Management LLC
added
1.66
-3,156,210
7,250,790
0.01%
2023-02-27
Parallax Volatility Advisers, L.P.
reduced
-37.83
-1,654,740
1,228,260
-%
2023-02-24
NATIXIS
sold off
-100
-1,222,000
-
-%
2023-02-24
SRS Capital Advisors, Inc.
new
-
1,151
1,151
-%
2023-02-24
National Pension Service
added
24.58
-4,145,290
23,197,000
0.05%
2023-02-22
CVA Family Office, LLC
sold off
-100
-7,000
-
-%

1–10 of 47

Latest Funds Activity

Are funds buying SIVB calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own SIVB
No. of Funds

SVB Financial Group News

Seeking Alpha

PacWest: Transparency Created Kind Of Stability Investors Needed ....

Seeking Alpha,
39 minutes ago

Seeking Alpha

Digital Journal

Yahoo Finance

15 Best Cyclical Stocks to Buy Now.

Yahoo Finance,
46 hours ago

Schaeffers Research

Schedule 13G FIlings of SVB Financial Group

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 09, 2023
vanguard group inc
11.26%
6,657,712
SC 13G/A
Feb 03, 2023
blackrock inc.
8.1%
4,764,282
SC 13G/A
Feb 10, 2022
state street corp
4.97%
2,917,573
SC 13G/A
Feb 10, 2022
vanguard group inc
10.66%
6,254,172
SC 13G/A
Feb 01, 2022
blackrock inc.
8.8%
5,147,972
SC 13G/A
Feb 11, 2021
state street corp
5.07%
2,627,368
SC 13G
Feb 10, 2021
vanguard group inc
10.57%
5,476,337
SC 13G/A
Feb 01, 2021
blackrock inc.
8.2%
4,252,565
SC 13G/A
Feb 14, 2020
state street corp
5.28%
2,720,293
SC 13G
Feb 12, 2020
vanguard group inc
10.89%
5,618,532
SC 13G/A

SIVB Fair Value

SVB Financial Group fair value in different scenarios

The table shows the Fair Value estimates for SVB Financial Group for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

409.39

-

685.78

-

1215.15

-

1806.48

-

2260.98

-
Current Inflation

364.70

-

605.00

-

1056.15

-

1553.55

-

1937.58

-
Very High Inflation

309.44

-

507.29

-

868.46

-

1259.77

-

1563.92

-

Historical SVB Financial Group Fair Value Estimates


Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of SVB Financial Group

View All Filings
Date Filed Form Type Document
Mar 22, 2023
8-K
Current Report
Mar 17, 2023
8-K
Current Report
Mar 14, 2023
8-K
Current Report
Mar 13, 2023
8-K
Current Report
Mar 13, 2023
8-K
Current Report
Mar 10, 2023
8-K
Current Report
Mar 09, 2023
FWP
Prospectus Filed
Mar 09, 2023
FWP
Prospectus Filed
Mar 09, 2023
FWP
Prospectus Filed
Mar 09, 2023
424B2
Prospectus Filed

Latest Insider Trading transactions for SIVB

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-02-27
BECKER GREGORY W
acquired
1,309,600
105
12,451
president and ceo
2023-02-27
BECKER GREGORY W
sold
-3,578,650
287
-12,451
president and ceo
2023-02-27
Beck Daniel J
sold
-575,180
287
-2,000
chief financial officer
2023-02-01
DRAPER MICHELLE
sold
-292,872
300
-974
chief marketing officer
2023-02-01
DRAPER MICHELLE
acquired
29,434
178
165
chief marketing officer
2023-01-31
Zuckert Michael S
sold (taxes)
-182,976
302
-605
general counsel
2023-01-31
Descheneaux Michael
sold (taxes)
-284,898
302
-942
president, silicon valley bank
2023-01-31
Cox Philip C
sold (taxes)
-185,396
302
-613
chief operations officer
2023-01-31
BECKER GREGORY W
sold (taxes)
-1,073,360
302
-3,549
president and ceo
2023-01-31
DRAPER MICHELLE
sold (taxes)
-137,610
302
-455
chief marketing officer

1–10 of 50

Gregory W. Becker
6570
SVB Financial Group, a diversified financial services company, offers various banking and financial products and services. It operates through four segments: Global Commercial Bank, SVB Private Bank, SVB Capital, and SVB Securities. The Global Commercial Bank segment provides commercial banking products and services, including credit, treasury management, foreign exchange, trade finance, and other financial products and services. This segment also offers traditional term and equipment loans, asset-based loans, revolving lines of credit, warehouse facilities, recurring revenue and acquisition finance facilities, mezzanine lending, corporate working capital facilities, and credit card programs; treasury management products and services; business and analysis checking, money market, multi-currency, in-country bank, and sweep accounts; receivables services, which include merchant services, remote capture, lockbox, and fraud control services; wire transfer and automated clearing house payment services; business bill pay, credit and debit cards, account analysis, and disbursement services. In addition, it offers foreign exchange and trade finance products and services; letters of credit; and investment services and solutions. The SVB Private Bank segment offers mortgages, home equity lines of credit, restricted and private stock loans, capital call lines of credit, and other secured and unsecured lending products; planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services; and real estate secured loans. The SVB Capital segment provides venture capital investment services. The SVB Securities segment provides investment banking services; products and services, including capital raising, merger and acquisition advisory, equity research, and sales and trading. It operates through 56 offices in the United States and internationally. The company was founded in 1983 and is headquartered in Santa Clara, California.

SIVB Income Statement

2022-12-31
Consolidated Statements of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Interest income:   
Loans$ 3,208$ 1,966$ 1,520
Investment securities:   
Taxable2,1131,199635
Non-taxable14010661
Federal funds sold, securities purchased under agreements to resell and other short-term investment securities2121826
Total interest income5,6733,2892,242
Interest expense:   
Deposits8626260
Borrowings3264825
Total interest expense1,18811085
Net interest income4,4853,1792,157
Provision for credit losses420123220
Net interest income after provision for credit losses4,0653,0561,937
Noninterest income:   
Gains (losses) on investment securities, net(285)761421
Gains on equity warrant assets, net148560237
Client investment fees38675132
Wealth management and trust fees83440
Foreign exchange fees285262179
Credit card fees15013198
Deposit service charges12611290
Lending related fees947657
Letters of credit and standby letters of credit fees575147
Investment banking revenue420459414
Commissions987967
Other16612898
Total noninterest income1,7282,7381,840
Noninterest expense:   
Compensation and benefits2,2932,0151,318
Professional services480392247
Premises and equipment269178127
Net occupancy10183101
Business development and travel852424
FDIC and state assessments754828
Merger-related charges501290
Other268201190
Total noninterest expense3,6213,0702,035
Income before income tax expense2,1722,7241,742
Income tax expense563651448
Net income before noncontrolling interests and dividends1,6092,0731,294
Net loss (income) attributable to noncontrolling interests63(240)(86)
Preferred stock dividends(163)(63)(17)
Net income available to common stockholders$ 1,509$ 1,770$ 1,191
Earnings per common share—basic (usd per share)$ 25.58$ 31.74$ 23.05
Earnings per common share—diluted (usd per share)$ 25.35$ 31.25$ 22.87

SIVB Balance Sheet

2022-12-31
Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2022
Dec. 31, 2021
Assets  
Cash and cash equivalents$ 13,803$ 14,586
Available-for-sale securities, at fair value (cost of $28,602 and $27,370, respectively, including $530 and $61 pledged as collateral, respectively)26,06927,221
Held-to-maturity securities, at amortized cost and net of allowance for credit losses of $6 and $7 (fair value of $76,169 and $97,227, respectively)91,32198,195
Non-marketable and other equity securities2,6642,543
Total investment securities120,054127,959
Loans, amortized cost74,25066,276
Allowance for credit losses: loans(636)(422)
Net loans73,61465,854
Premises and equipment, net of accumulated depreciation and amortization394270
Goodwill375375
Other intangible assets, net136160
Lease right-of-use assets335313
Accrued interest receivable and other assets3,0821,791
Total assets211,793211,308
Liabilities:  
Noninterest-bearing demand deposits80,753125,851
Interest-bearing deposits92,35663,352
Total deposits173,109189,203
Short-term borrowings13,56571
Lease liabilities413388
Other liabilities3,0412,467
Long-term debt5,3702,570
Total liabilities195,498194,699
Commitments and contingencies (Note 21 and Note 26)
SVBFG stockholders’ equity:  
Preferred stock, $0.001 par value, 20,000,000 shares authorized; 383,500 and 383,500 shares issued and outstanding, respectively3,6463,646
Common stock, $0.001 par value, 150,000,000 shares authorized; 59,171,883 and 58,748,469 shares issued and outstanding, respectively00
Additional paid-in capital5,3185,157
Retained earnings8,9517,442
Accumulated other comprehensive income (loss)(1,911)(9)
Total SVBFG stockholders’ equity16,00416,236
Noncontrolling interests291373
Total equity16,29516,609
Total liabilities and total equity$ 211,793$ 211,308