BFC - Bank First Corp Stock Price, Fair Value and News

85.01USD+0.13 (+0.15%)Market Closed

Market Summary

USD85.01+0.13

Market Closed

0.15%

BFC Alerts

Big jump in Earnings (Y/Y)

BFC Stock Price

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BFC RSI Chart

BFC Valuation

Market Cap

857.0M

Price/Earnings (Trailing)

10.81

Price/Sales (Trailing)

4.49

EV/EBITDA

3.27

Price/Free Cashflow

22.2

BFC Price/Sales (Trailing)

BFC Profitability

EBT Margin

53.33%

Return on Equity

13.01%

Return on Assets

1.93%

Free Cashflow Yield

4.5%

BFC Fundamentals

BFC Revenue

Revenue (TTM)

190.9M

Rev. Growth (Yr)

20.46%

Rev. Growth (Qtr)

1.25%

BFC Earnings

Earnings (TTM)

79.2M

Earnings Growth (Yr)

44.31%

Earnings Growth (Qtr)

-55.84%

Breaking Down BFC Revenue

Last 7 days

1.9%

Last 30 days

11.4%

Last 90 days

-1.8%

Trailing 12 Months

20.8%

How does BFC drawdown profile look like?

BFC Financial Health

BFC Investor Care

Dividend Yield

1.47%

Dividend/Share (TTM)

1.25

Buy Backs (1Y)

2.96%

Diluted EPS (TTM)

7.7

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	190.9M	0	0	0
2023	133.2M	153.3M	169.6M	182.5M
2022	98.2M	100.0M	105.8M	116.5M
2021	101.8M	101.5M	100.4M	98.4M
2020	92.7M	97.0M	97.4M	100.7M
2019	78.4M	79.1M	85.1M	89.2M
2018	61.3M	68.7M	75.6M	77.9M
2017	46.9M	49.1M	51.3M	53.5M
2016	0	0	0	44.7M

Get all data in R, Python etc through our Historical Stock Data APIs

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Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Bank First Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 23, 2024	sachse david r	gifted	-97,514	79.28	-1,230	-
Mar 15, 2024	bourbulas mary kay	bought	49,725	82.875	600	-
Mar 01, 2024	van sistine peter j.	acquired	55,029	85.85	641	-
Mar 01, 2024	lemahieu kevin m.	acquired	218,402	85.85	2,544	chief financial officer
Mar 01, 2024	molepske michael b.	acquired	421,352	85.85	4,908	chairman and ceo
Mar 01, 2024	kohler laura e	acquired	55,029	85.85	641	-
Mar 01, 2024	gregorski robert d.	acquired	55,029	85.85	641	-
Mar 01, 2024	krepline jason v	acquired	130,063	85.85	1,515	chief lending officer
Mar 01, 2024	maples phillip r	acquired	55,029	85.85	641	-
Mar 01, 2024	krepline jason v	sold (taxes)	-97,697	85.85	-1,138	chief lending officer

Which funds bought or sold BFC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	JANE STREET GROUP, LLC	sold off	-100	-716,332	-	-%
May 16, 2024	Ancora Advisors LLC	unchanged	-	2.00	15,081	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-5.71	-46,448	767,983	-%
May 15, 2024	Voya Investment Management LLC	reduced	-16.96	-60,195	294,851	-%
May 15, 2024	AQR CAPITAL MANAGEMENT LLC	added	138	547,540	942,276	-%
May 15, 2024	JANUS HENDERSON GROUP PLC	added	169	495,253	789,235	-%
May 15, 2024	CITADEL ADVISORS LLC	reduced	-77.53	-1,274,730	369,561	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	added	12.51	54,999	494,192	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-95.55	-236,494	11,007	-%
May 15, 2024	Regal Investment Advisors LLC	unchanged	-	50.00	429,017	0.03%

Are Funds Buying or Selling BFC?

Are funds buying BFC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BFC

No. of Funds

BFC Alerts

Big jump in Earnings (Y/Y)

Unveiling Bank First Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Jan 26, 2024	blackrock inc.	6.7%	696,520	SC 13G/A
Feb 03, 2023	blackrock inc.	6.0%	538,986	SC 13G
Sep 08, 2022	blackrock inc.	4.9%	443,502	SC 13G
Feb 03, 2022	blackrock inc.	6.1%	464,475	SC 13G/A
Feb 02, 2021	blackrock inc.	5.9%	454,134	SC 13G
Jun 09, 2020	blackrock inc.	4.96%	383,568	SC 13G/A
Feb 07, 2020	blackrock inc.	5.4%	382,964	SC 13G

Recent SEC filings of Bank First Corp

View All Filings

Date Filed	Form Type	Document
May 09, 2024	10-Q	Quarterly Report
May 03, 2024	3	Insider Trading
Apr 25, 2024	4	Insider Trading
Apr 22, 2024	ARS	ARS
Apr 22, 2024	DEF 14A	DEF 14A
Apr 22, 2024	DEFA14A	DEFA14A
Apr 16, 2024	8-K	Current Report
Mar 18, 2024	4	Insider Trading
Mar 13, 2024	3	Insider Trading
Mar 12, 2024	4/A	Insider Trading

Peers (Alternatives to Bank First Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Bank First Corp News

Latest updates

Bank First Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.3%	49.00	49.00	47.00	46.00	41.00	36.00	31.00	26.00	24.00	25.00	25.00	24.00	24.00	27.00	26.00	24.00	23.00	24.00	25.00	20.00	20.00
EBITDA Margin	-2.7%	1.24*	1.27*	1.18*	1.23*	1.31*	1.40*	1.46*	1.50*	1.51*	1.53*	1.52*	1.50*	1.44*	-	-	-	-	-	-	-	-
Interest Expenses	1.3%	33.00	33.00	34.00	34.00	32.00	31.00	28.00	23.00	22.00	23.00	23.00	22.00	22.00	24.00	23.00	21.00	19.00	19.00	20.00	15.00	15.00
Income Taxes	-83.7%	2.00	11.00	5.00	5.00	4.00	4.00	3.00	4.00	3.00	4.00	4.00	4.00	4.00	4.00	4.00	3.00	2.00	2.00	2.00	2.00	2.00
Earnings Before Taxes	-62.6%	17.00	46.00	20.00	19.00	14.00	17.00	14.00	15.00	14.00	15.00	15.00	15.00	15.00	16.00	14.00	11.00	9.00	10.00	8.00	8.00	9.00
EBT Margin	-1.5%	0.53*	0.54*	0.41*	0.42*	0.45*	0.51*	0.54*	0.58*	0.59*	0.61*	0.61*	0.60*	0.55*	-	-	-	-	-	-	-	-
Net Income	-55.8%	15.00	35.00	15.00	14.00	11.00	13.00	11.00	12.00	10.00	11.00	11.00	12.00	12.00	12.00	11.00	8.00	7.00	7.00	7.00	6.00	7.00
Net Income Margin	1.7%	0.42*	0.41*	0.31*	0.31*	0.34*	0.39*	0.41*	0.44*	0.45*	0.46*	0.46*	0.45*	0.42*	-	-	-	-	-	-	-	-
Free Cashflow	-97.0%	1.00	18.00	13.00	7.00	1.00	18.00	7.00	7.00	1.00	10.00	12.00	5.00	5.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-2.9%	4,100	4,222	4,088	4,092	4,167	3,660	3,641	2,961	2,925	2,938	2,847	2,819	2,846	2,718	2,639	2,658	2,200	2,210	2,164	1,806	1,805
Cash Equivalents	-66.3%	83.00	247	76.00	111	170	119	143	44.00	107	297	300	251	261	170	81.00	177	54.00	86.00	118	126	109
Net PPE	-0.4%	70.00	70.00	71.00	67.00	64.00	56.00	57.00	51.00	50.00	49.00	44.00	44.00	44.00	43.00	41.00	40.00	37.00	35.00	32.00	28.00	27.00
Goodwill	0%	175	175	175	175	175	110	112	55.00	55.00	55.00	55.00	55.00	55.00	55.00	55.00	55.00	43.00	43.00	43.00	28.00	15.00
Liabilities	-3.1%	3,491	3,602	3,510	3,521	3,605	3,207	3,201	2,647	2,607	2,615	2,531	2,508	2,543	2,423	2,353	2,382	1,963	1,980	1,938	1,621	1,626
Shareholder's Equity	-1.7%	609	620	577	571	562	453	439	314	318	323	315	311	303	295	286	276	238	230	225	185	179
Retained Earnings	3.4%	360	348	316	305	294	295	285	277	267	258	249	241	231	221	211	202	195	189	184	178	174
Additional Paid-In Capital	-0.5%	332	334	333	333	332	218	218	93.00	92.00	93.00	93.00	92.00	92.00	93.00	93.00	92.00	63.00	63.00	63.00	27.00	27.00
Shares Outstanding	-2.3%	10.00	10.00	10.00	10.00	10.00	9.00	9.00	7.00	8.00	8.00	8.00	8.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	815	-	-	-	527	-	-	-	536	-	-	-	496	-	-	-	453	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-93.5%	1,329	20,302	17,480	11,049	4,114	20,013	9,922	7,586	2,487	15,620	13,025	5,505	6,133	21,642	3,333	21,102	-2,114	13,508	6,930	3,604	-1,394
Share Based Compensation	-1.2%	554	561	561	564	456	447	448	447	320	360	363	366	304	287	283	296	215	174	177	182	152
Cashflow From Investing	-152.0%	-42,929	82,503	-35,266	16,191	205,568	-38,576	150,346	-103,525	-186,051	-95,141	22,450	19,927	-41,122	12,794	-74,704	-125,483	-18,635	-82,661	-38,241	18,677	-3,928
Cashflow From Financing	-277.8%	-122,494	68,887	-17,764	-85,605	-159,342	-5,527	-60,812	32,565	-5,937	76,428	13,407	-35,535	125,944	55,031	-25,108	227,459	-11,550	37,204	23,838	-5,585	6,757
Buy Backs	2268.0%	22,283	941	1,037	1,341	6,727	1.00	2,071	7,224	5,018	1,741	3,271	2,858	402	1,283	116	-	2,968	-	1,555	161	2,489

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BFC Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans, including fees	$ 44,875	$ 38,091
Securities:
Taxable	2,887	2,076
Tax-exempt	245	303
Other	1,265	432
Total interest income	49,272	40,902
Interest expense:
Deposits	15,392	7,450
Securities sold under repurchase agreements	22	561
Borrowed funds	509	657
Total interest expense	15,923	8,668
Net interest income	33,349	32,234
Provision for credit losses	200	4,182
Net interest income after provision for credit losses	33,149	28,052
Noninterest income:
Service charges	1,634	1,599
Income from Ansay and Associates, LLC ("Ansay")	979	1,071
Income from UFS, LLC ("UFS")		890
Loan servicing income	726	636
Valuation adjustment on MSR	(312)	779
Net gain on sales of mortgage loans	219	140
Other	1,151	734
Total noninterest income	4,397	5,849
Noninterest expense:
Salaries, commissions, and employee benefits	10,893	9,912
Occupancy	1,584	1,591
Data processing	2,389	1,864
Postage, stationery, and supplies	238	380
Net loss (gain) on sales and valuations of OREO	(47)
Net loss on sale of securities	34	75
Advertising	95	81
Charitable contributions	176	223
Outside service fees	1,293	2,202
Amortization of intangibles	1,500	1,422
Other	2,169	1,914
Total noninterest expense	20,324	19,664
Income before provision for income taxes	17,222	14,237
Provision for income taxes	1,810	3,557
Net Income	$ 15,412	$ 10,680
Earnings per share - basic	$ 1.51	$ 1.09
Earnings per share - diluted	$ 1.51	$ 1.09

BFC Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 36,059	$ 69,973
Interest-bearing deposits	47,315	177,495
Cash and cash equivalents	83,374	247,468
Securities held to maturity, at amortized cost ($110,867 and $103,626 fair value at March 31, 2024 and December 31, 2023, respectively)	111,732	103,324
Securities available for sale, at fair value ($151,360 and $154,318 amortized cost at March 31, 2024 and December 31, 2023, respectively)	138,420	142,197
Loans held for sale	1,293	3,012
Loans	3,383,395	3,342,974
Allowance for credit losses - loans ("ACL-Loans")	(44,378)	(43,609)
Loans, net	3,339,017	3,299,365
Premises and equipment, net	69,621	69,891
Goodwill	175,106	175,106
Other investments	21,290	21,366
Cash value of life insurance	61,697	61,292
Core deposit intangibles, net	25,496	26,996
Mortgage servicing rights ("MSR")	13,356	13,668
Other real estate owned ("OREO")	2,674	2,573
Investment in minority-owned subsidiaries	33,372	32,926
Other assets	23,476	22,658
TOTAL ASSETS	4,099,924	4,221,842
Deposits:
Interest-bearing deposits	2,425,550	2,382,185
Noninterest-bearing deposits	990,489	1,050,735
Total deposits	3,416,039	3,432,920
Securities sold under repurchase agreements		75,747
Notes payable	35,295	35,270
Subordinated notes	12,000	12,000
Junior subordinated debenture		4,124
Other liabilities	27,260	41,983
Total liabilities	3,490,594	3,602,044
Stockholders' equity:
Serial preferred stock - $0.01 par value; Authorized - 5,000,000 shares
Common stock - $0.01 par value; Authorized - 20,000,000 shares; Issued - 11,515,130 and 11,515,130 shares as of March 31, 2024 and December 31, 2023, respectively; Outstanding - 10,129,190 and 10,365,131 shares as of March 31, 2024 and December 31, 2023, respectively	115	115
Additional paid-in capital	332,224	333,815
Retained earnings	359,872	348,001
Treasury stock, at cost - 1,385,940 and 1,149,999 shares as of March 31, 2024 and December 31, 2023, respectively	(73,470)	(53,387)
Accumulated other comprehensive loss	(9,411)	(8,746)
Total stockholders' equity	609,330	619,798
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 4,099,924	$ 4,221,842

About Bank First Corp

Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to businesses, professionals, consumers, associations, individuals, and governmental authorities in Wisconsin. The company offers checking, savings, money market, cash management, retirement, and health savings accounts; other time deposits; certificates of deposit; and residential mortgage products. It also provides credit cards; ATM processing; insurance; data processing and other information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans, and revolving lines of credit. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin.

CEO	Mr. Michael B. Molepske
WEBSITE	bankfirst.com
INDUSTRY	Banks Diversified
EMPLOYEES	398

Bank First Corp Frequently Asked Questions

What is the ticker symbol for Bank First Corp? What does BFC stand for in stocks?

BFC is the stock ticker symbol of Bank First Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Bank First Corp (BFC)?

As of Fri May 17 2024, market cap of Bank First Corp is 857.02 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BFC stock?

You can check BFC's fair value in chart for subscribers.

What is the fair value of BFC stock?

You can check BFC's fair value in chart for subscribers. The fair value of Bank First Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Bank First Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BFC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Bank First Corp a good stock to buy?

The fair value guage provides a quick view whether BFC is over valued or under valued. Whether Bank First Corp is cheap or expensive depends on the assumptions which impact Bank First Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BFC.

What is Bank First Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, BFC's PE ratio (Price to Earnings) is 10.81 and Price to Sales (PS) ratio is 4.49. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BFC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Bank First Corp's stock?

In the past 10 years, Bank First Corp has provided 0.178 (multiply by 100 for percentage) rate of return.