CARE RSI Chart
Last 7 days
5.2%
Last 30 days
24.9%
Last 90 days
-1.1%
Trailing 12 Months
-3.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 198.5M | 0 | 0 | 0 |
2023 | 179.5M | 186.2M | 192.8M | 196.4M |
2022 | 133.6M | 137.5M | 144.9M | 160.2M |
2021 | 136.1M | 133.5M | 134.5M | 133.9M |
2020 | 157.8M | 153.4M | 147.2M | 140.9M |
2019 | 0 | 0 | 0 | 159.1M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 07, 2024 | davis jane ann | acquired | - | - | 1,100 | evp, chief admin. officer |
May 07, 2024 | adams arthur loran | acquired | - | - | 1,000 | evp, director of reg risk mngt |
Jan 05, 2024 | bell wendy s. | acquired | - | - | 2,724 | senior executive vp, cfo |
Jan 05, 2024 | langs bradford n. | acquired | - | - | 3,596 | president, chief strategy ofcr |
Jan 05, 2024 | van dyke litz h | acquired | - | - | 6,012 | chief executive officer |
Jan 05, 2024 | kallsen tony e | acquired | - | - | 1,741 | sevp, chief credit officer |
Jan 05, 2024 | speare matthew m. | acquired | - | - | 2,619 | sevp, chief operating officer |
Jan 02, 2024 | haskins james w. | acquired | - | - | 2,330 | - |
Jan 02, 2024 | midkiff catharine l. | acquired | - | - | 2,330 | - |
Jan 02, 2024 | walsh elizabeth l. | acquired | - | - | 2,330 | - |
Which funds bought or sold CARE recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | JANE STREET GROUP, LLC | sold off | -100 | -152,335 | - | -% |
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -38.92 | -27,084 | 28,844 | -% |
May 15, 2024 | D. E. Shaw & Co., Inc. | new | - | 313,282 | 313,282 | -% |
May 15, 2024 | Engineers Gate Manager LP | added | 8.89 | -12,658 | 144,437 | -% |
May 15, 2024 | CITADEL ADVISORS LLC | new | - | 251,056 | 251,056 | -% |
May 15, 2024 | GOLDMAN SACHS GROUP INC | reduced | -33.22 | -225,704 | 291,794 | -% |
May 15, 2024 | Royal Bank of Canada | reduced | -44.96 | -97,000 | 84,000 | -% |
May 15, 2024 | PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | sold off | -100 | -24,835 | - | -% |
May 15, 2024 | Voya Investment Management LLC | sold off | -100 | -174,071 | - | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | reduced | -14.54 | -764,573 | 1,981,190 | 0.04% |
Unveiling Carter Bank & Trust's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Carter Bank & Trust)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
Carter Bank & Trust News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 4.2% | 54.00 | 52.00 | 49.00 | 44.00 | 52.00 | 48.00 | 42.00 | 37.00 | 33.00 | 33.00 | 35.00 | 33.00 | 33.00 | 34.00 | 34.00 | 36.00 | 38.00 | 40.00 | 40.00 | 40.00 | 39.00 |
EBITDA Margin | -16.7% | 0.67* | 0.80* | 0.99* | 1.17* | 1.28* | 1.30* | 1.26* | 1.21* | 1.16* | 1.14* | 1.10* | 0.56* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 3.6% | 28.00 | 27.00 | 27.00 | 27.00 | 41.00 | 42.00 | 38.00 | 32.00 | 28.00 | 28.00 | 29.00 | 27.00 | 27.00 | 26.00 | 25.00 | 26.00 | 27.00 | 28.00 | 28.00 | 28.00 | 28.00 |
Income Taxes | 366.6% | 1.00 | 0.00 | 1.00 | 0.00 | 4.00 | 3.00 | 5.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | -0.49 | 0.00 | -0.17 | 0.00 | 1.00 | 0.00 |
Earnings Before Taxes | 557.0% | 7.00 | -1.58 | 4.00 | 6.00 | 20.00 | 19.00 | 19.00 | 13.00 | 11.00 | 7.00 | 12.00 | 6.00 | 10.00 | 3.00 | -56.80 | 4.00 | 5.00 | 3.00 | 8.00 | 8.00 | 8.00 |
EBT Margin | -44.9% | 0.08* | 0.14* | 0.25* | 0.34* | 0.40* | 0.39* | 0.34* | 0.31* | 0.27* | 0.27* | 0.24* | -0.28* | - | - | - | - | - | - | - | - | - |
Net Income | 407.8% | 6.00 | -1.89 | 4.00 | 6.00 | 16.00 | 16.00 | 14.00 | 11.00 | 9.00 | 6.00 | 11.00 | 5.00 | 9.00 | 3.00 | -57.68 | 4.00 | 4.00 | 4.00 | 8.00 | 8.00 | 8.00 |
Net Income Margin | -43.9% | 0.07* | 0.12* | 0.21* | 0.28* | 0.32* | 0.31* | 0.28* | 0.27* | 0.24* | 0.24* | 0.22* | -0.30* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 169.6% | 16.00 | 6.00 | 7.00 | 3.00 | 21.00 | 21.00 | 19.00 | 13.00 | 12.00 | 15.00 | 34.00 | 21.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | |||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 |
Assets | 0.9% | 4,555 | 4,513 | 4,452 | 4,384 | 4,366 | 4,205 | 4,114 | 4,123 | 4,123 | 4,134 | 4,134 | 4,121 | 4,142 | 4,179 |
Cash Equivalents | 98.3% | 108 | 55.00 | 55.00 | 53.00 | 81.00 | 47.00 | 66.00 | 70.00 | 108 | 278 | 226 | 217 | 219 | 242 |
Net PPE | -0.5% | 73.00 | 74.00 | 74.00 | 75.00 | 72.00 | 72.00 | 73.00 | 73.00 | 73.00 | 75.00 | 75.00 | 73.00 | 85.00 | 85.00 |
Liabilities | 0.8% | 4,196 | 4,161 | 4,122 | 4,040 | 4,011 | 3,876 | 3,799 | 3,789 | 3,765 | 3,726 | 3,728 | 3,721 | 3,754 | 3,739 |
Shareholder's Equity | 2.2% | 359 | 351 | 331 | 344 | 355 | 329 | 315 | 334 | 359 | 408 | 406 | 399 | 388 | 440 |
Retained Earnings | 1.9% | 315 | 309 | 311 | 307 | 302 | 286 | 270 | 256 | 245 | 235 | 230 | 219 | 213 | 255 |
Additional Paid-In Capital | 0.3% | 91.00 | 91.00 | 90.00 | 96.00 | 103 | 105 | 107 | 114 | 121 | 144 | 144 | 144 | 144 | 143 |
Shares Outstanding | 0.3% | 23.00 | 23.00 | 23.00 | 23.00 | 24.00 | 24.00 | 24.00 | 24.00 | 26.00 | 26.00 | 26.00 | 26.00 | - | - |
Float | - | - | - | - | 340 | - | - | - | 318 | - | - | - | 326 | - | - |
Cashflow (Quarterly) | |||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 |
Cashflow From Operations | 123.9% | 17,634 | 7,875 | 9,263 | 7,157 | 22,435 | 23,093 | 20,900 | 14,328 | 12,470 | 17,517 | 36,584 | 23,078 | 359 | 18,889 | -20,140 | 13,952 | -4,997 | - |
Share Based Compensation | 13.1% | 441 | 390 | 395 | 431 | 345 | 304 | 306 | 309 | 395 | 268 | 273 | 291 | 208 | 211 | 230 | 223 | 352 | - |
Cashflow From Investing | 119.9% | 10,241 | -51,530 | -79,095 | -50,931 | -125,455 | -111,960 | -20,252 | -68,188 | -181,671 | 25,640 | -34,571 | -72,384 | -25,040 | 1,046 | -25,032 | -21,807 | -47,475 | - |
Cashflow From Financing | -39.9% | 25,706 | 42,786 | 71,955 | 15,671 | 137,529 | 70,028 | -5,180 | 16,064 | -562 | 8,846 | 7,132 | 46,803 | 1,893 | 70,833 | 7,088 | 133,712 | -9,939 | - |
Dividend Payments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3,689 | - |
Buy Backs | -100.0% | - | 2.00 | 6,000 | 8,153 | 2,260 | 3,427 | 7,716 | 7,789 | 23,364 | 157 | - | - | - | - | - | - | - | - |
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Loans, including fees | ||
Taxable | $ 44,817 | $ 43,128 |
Non-Taxable | 709 | 832 |
Investment Securities | ||
Taxable | 7,743 | 7,393 |
Non-Taxable | 67 | 162 |
Federal Reserve Bank Excess Reserves | 322 | 179 |
Interest on Bank Deposits | 13 | 21 |
Dividend Income | 378 | 240 |
Total Interest Income | 54,049 | 51,955 |
Interest Expense | ||
Interest Expense on Deposits | 20,717 | 7,519 |
Interest Expense on Federal Funds Purchased | 0 | 176 |
Interest on Other Borrowings | 4,913 | 3,475 |
Total Interest Expense | 25,630 | 11,170 |
NET INTEREST INCOME | 28,419 | 40,785 |
Provision for Credit Losses | 16 | 1,415 |
(Recovery) Provision for Unfunded Commitments | (43) | 84 |
Net Interest Income After Provision for Credit Losses | 28,446 | 39,286 |
NONINTEREST INCOME | ||
Losses on Sales of Securities, net | 0 | (12) |
Service Charges, Commissions and Fees | 1,875 | 1,838 |
Debit Card Interchange Fees | 2,086 | 2,105 |
Insurance Commissions | 614 | 174 |
Bank Owned Life Insurance Income | 348 | 339 |
Commercial Loan Swap Fee Income | 0 | 116 |
Other | 122 | 175 |
Total Noninterest Income | 5,045 | 4,735 |
NONINTEREST EXPENSE | ||
Salaries and Employee Benefits | 14,200 | 13,652 |
Occupancy Expense, net | 3,748 | 3,400 |
FDIC Insurance Expense | 1,687 | 641 |
Other Taxes | 903 | 804 |
Advertising Expense | 357 | 339 |
Telephone Expense | 417 | 427 |
Professional and Legal Fees | 1,513 | 834 |
Data Processing | 891 | 720 |
Debit Card Expense | 756 | 479 |
Other | 1,785 | 2,280 |
Total Noninterest Expense | 26,257 | 23,576 |
Income Before Income Taxes | 7,234 | 20,445 |
Income Tax Provision | 1,423 | 4,504 |
Net Income | $ 5,811 | $ 15,941 |
Earnings per Common Share | ||
Basic Earnings per Common Share (in usd per share) | $ 0.25 | $ 0.67 |
Diluted Earnings per Common Share (in usd per share) | $ 0.25 | $ 0.67 |
Average Shares Outstanding - Basic (in shares) | 22,770,311 | 23,770,481 |
Average Shares Outstanding - Diluted (in shares) | 22,770,311 | 23,770,481 |
CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
ASSETS | ||
Cash and Due From Banks, including Interest-bearing Deposits of $73,218 at March 31, 2024 and $14,853 at December 31, 2023 | $ 108,110 | $ 54,529 |
Securities Available-for-Sale, at Fair Value (amortized cost of $858,256 and $870,546, respectively) | 768,832 | 779,003 |
Portfolio Loans | 3,509,071 | 3,505,910 |
Allowance for Credit Losses | (96,536) | (97,052) |
Portfolio Loans, net | 3,412,535 | 3,408,858 |
Bank Premises and Equipment, net | 73,339 | 73,707 |
Other Real Estate Owned, net | 2,528 | 2,463 |
Federal Home Loan Bank Stock, at Cost | 17,910 | 21,626 |
Bank Owned Life Insurance | 58,463 | 58,115 |
Other Assets | 113,229 | 114,238 |
Total Assets | 4,554,946 | 4,512,539 |
Deposits: | ||
Noninterest-Bearing Demand | 671,981 | 685,218 |
Interest-Bearing Demand | 515,614 | 481,506 |
Money Market | 520,785 | 513,664 |
Savings | 427,461 | 454,876 |
Certificates of Deposit | 1,694,680 | 1,586,651 |
Total Deposits | 3,830,521 | 3,721,915 |
Federal Home Loan Bank Borrowings | 310,500 | 393,400 |
Reserve for Unfunded Commitments | 3,150 | 3,193 |
Other Liabilities | 51,709 | 42,788 |
Total Liabilities | 4,195,880 | 4,161,296 |
SHAREHOLDERS’ EQUITY | ||
Common Stock, Par Value $1.00 per share, Authorized 100,000,000 Shares; Outstanding shares 23,020,542 at March 31, 2024 and 22,956,304 at December 31, 2023 | 23,021 | 22,957 |
Additional Paid-in Capital | 90,947 | 90,642 |
Retained Earnings | 314,894 | 309,083 |
Accumulated Other Comprehensive Loss | (69,796) | (71,439) |
Total Shareholders’ Equity | 359,066 | 351,243 |
Total Liabilities and Shareholders’ Equity | $ 4,554,946 | $ 4,512,539 |