CFSB RSI Chart
Last 7 days
0.5%
Last 30 days
-7.7%
Last 90 days
-15.5%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 11.2M | 0 | 0 | 0 |
2023 | 10.4M | 10.7M | 10.8M | 10.9M |
2022 | 9.1M | 9.2M | 9.6M | 10.0M |
2021 | 0 | 9.5M | 9.3M | 9.1M |
2020 | 0 | 0 | 0 | 0 |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 18, 2024 | baharian paul n | bought | 7,562 | 7.562 | 1,000 | - |
Mar 22, 2023 | denizkurt kemal | acquired | - | - | 6,000 | vp-financial markets |
Mar 22, 2023 | kuropatkin mary | acquired | - | - | 6,000 | vp-retail banking |
Mar 22, 2023 | mcfarland michael e | acquired | - | - | 24,000 | president and ceo |
Mar 22, 2023 | shea susan | acquired | - | - | 18,000 | treasurer and coo |
Mar 22, 2023 | esselystyn william r | acquired | - | - | 6,000 | vp-information systems |
Mar 22, 2023 | blanchard angela | acquired | - | - | 6,000 | vp-retail lending |
Feb 22, 2023 | o'leary james m jr | acquired | - | - | 6,000 | - |
Feb 22, 2023 | marini stephen d | acquired | - | - | 6,000 | - |
Feb 22, 2023 | wilson tracy l | acquired | - | - | 6,000 | - |
Which funds bought or sold CFSB recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | Colony Group, LLC | unchanged | - | 12,000 | 109,000 | -% |
May 15, 2024 | Royal Bank of Canada | added | 56.00 | - | 1,000 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 10.14 | 1,512 | 7,874 | -% |
May 15, 2024 | Integrated Wealth Concepts LLC | unchanged | - | 7,984 | 72,500 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -258 | - | -% |
May 15, 2024 | MORGAN STANLEY | unchanged | - | 4,232 | 38,425 | -% |
May 13, 2024 | GEODE CAPITAL MANAGEMENT, LLC | unchanged | - | 17,089 | 123,609 | -% |
May 13, 2024 | UBS Group AG | new | - | 413 | 413 | -% |
May 10, 2024 | BlackRock Inc. | reduced | -2.36 | 3,721 | 41,992 | -% |
May 10, 2024 | WELLS FARGO & COMPANY/MN | unchanged | - | 16.00 | 151 | -% |
Peers (Alternatives to CFSB Bancorp, Inc.)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
CFSB Bancorp, Inc. News
Income Statement (Quarterly) | ||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 |
Revenue | 7.2% | 3,007 | 2,804 | 2,732 | 2,701 | 2,691 | 2,681 | 2,605 | 2,398 | 2,297 | 2,268 | 2,261 | 2,264 | 2,323 | 2,444 | 2,451 |
EBITDA Margin | -14.5% | 0.65* | 0.76* | 0.89* | 1.01* | 1.10* | 1.00* | 0.99* | 0.96* | 0.91* | 1.07* | 1.03* | 0.98* | - | - | - |
Interest Expenses | 0% | 1,639 | 1,639 | 1,806 | 1,893 | 2,155 | 2,341 | 2,363 | 2,159 | 2,051 | 2,011 | 1,983 | 1,961 | 1,868 | 1,816 | 1,761 |
Income Taxes | -362.5% | -42.00 | 16.00 | 93.00 | 19.00 | 47.00 | 65.00 | 170 | 12.00 | -196 | 32.00 | 100 | 135 | 67.00 | -11.00 | 55.00 |
Earnings Before Taxes | 57.7% | -82.00 | -194 | 216 | 124 | 402 | 406 | 815 | 576 | -1,024 | 266 | 572 | 531 | 468 | 204 | 435 |
EBT Margin | -88.6% | 0.01* | 0.05* | 0.11* | 0.16* | 0.21* | 0.08* | 0.07* | 0.04* | 0.04* | 0.20* | 0.19* | 0.17* | - | - | - |
Net Income | 81.0% | -40.00 | -210 | 123 | 105 | 355 | 341 | 645 | 564 | -828 | 234 | 472 | 397 | 401 | 215 | 378 |
Net Income Margin | -105.7% | 0.00* | 0.03* | 0.09* | 0.14* | 0.18* | 0.07* | 0.06* | 0.05* | 0.03* | 0.16* | 0.16* | 0.15* | - | - | - |
Free Cashflow | 128.8% | 150 | -521 | 436 | 555 | 348 | 146 | 690 | 671 | 1,119 | -437 | 401 | 572 | 743 | -68.00 | 555 |
Balance Sheet | |||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 |
Assets | -0.3% | 358 | 359 | 346 | 349 | 352 | 357 | 361 | 366 | 363 | 362 | 337 | 339 |
Cash Equivalents | 37.8% | 22.00 | 16.00 | 6.00 | 7.00 | 5.00 | 11.00 | 16.00 | 32.00 | 37.00 | 48.00 | 38.00 | 41.00 |
Net PPE | -1.5% | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
Liabilities | -0.4% | 282 | 283 | 270 | 273 | 276 | 282 | 286 | 292 | 289 | 312 | 288 | 290 |
Short Term Borrowings | - | - | - | 3.00 | 4.00 | - | - | - | - | 0.00 | 0.00 | 0.00 | 1.00 |
Shareholder's Equity | 0.1% | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 75.00 | 75.00 | 74.00 | 74.00 | 49.00 | 49.00 | 49.00 |
Retained Earnings | -0.1% | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 50.00 | 49.00 | 48.00 | 49.00 | 49.00 | 49.00 |
Additional Paid-In Capital | 0.3% | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | - | - | - |
Shares Outstanding | 0% | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 6.00 | 6.00 | 7.00 | 6.00 | - | - | - |
Cashflow (Quarterly) | ||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 |
Cashflow From Operations | 132.0% | 160 | -500 | 436 | 616 | 540 | 167 | 730 | 757 | 1,157 | -437 | 407 | 724 | 742 | -64.00 | 613 |
Cashflow From Investing | 329.4% | 6,950 | -3,029 | 1,919 | 3,828 | -202 | -806 | -9,696 | -9,311 | -11,787 | -14,710 | -479 | -13,398 | 1,933 | 7,874 | 565 |
Cashflow From Financing | -108.9% | -1,170 | 13,135 | -3,098 | -2,925 | -5,570 | -4,528 | -6,960 | 2,956 | 62.00 | 25,273 | -2,899 | -302 | 2,537 | 2,179 | -89.00 |
Consolidated Statements of Net Income (Loss) (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | Mar. 31, 2024 | Mar. 31, 2023 | |
Interest and dividend income: | ||||
Interest and fees on loans | $ 1,777 | $ 1,700 | $ 5,257 | $ 4,976 |
Interest and dividends on debt securities: | ||||
Taxable | 965 | 837 | 2,737 | 2,383 |
Tax exempt | 89 | 101 | 279 | 315 |
Interest on short-term investments | 176 | 53 | 270 | 303 |
Total interest and dividend income | 3,007 | 2,691 | 8,543 | 7,977 |
Interest expense: | ||||
Deposits | 1,197 | 533 | 3,124 | 1,115 |
Borrowings | 171 | 3 | 335 | 3 |
Total interest expense | 1,368 | 536 | 3,459 | 1,118 |
Net interest income | 1,639 | 2,155 | 5,084 | 6,859 |
Provision for (reversal of) credit losses | (20) | 0 | (290) | 0 |
Net interest income after provision for (reversal of) credit losses | 1,659 | 2,155 | 5,374 | 6,859 |
Non-interest income: | ||||
Customer service fees | 41 | 37 | 118 | 110 |
Income on bank-owned life insurance | 67 | 64 | 201 | 191 |
Other income | 59 | 47 | 180 | 199 |
Total non-interest income | 167 | 148 | 499 | 500 |
Non-interest expenses: | ||||
Salaries and employee benefits | 1,117 | 1,103 | 3,528 | 3,371 |
Occupancy and equipment | 256 | 256 | 750 | 754 |
Advertising | 32 | 38 | 106 | 148 |
Data processing | 97 | 84 | 287 | 262 |
Deposit insurance | 33 | 20 | 99 | 63 |
Other general and administrative | 373 | 400 | 1,163 | 1,138 |
Total non-interest expenses | 1,908 | 1,901 | 5,933 | 5,736 |
Income (loss) before income taxes | (82) | 402 | (60) | 1,623 |
Provision (benefit) for income taxes | (42) | 47 | 67 | 282 |
Net income (loss) | $ (40) | $ 355 | $ (127) | $ 1,341 |
Net income per share: | ||||
Earnings (loss) per common share, Basic | $ (0.01) | $ 0.06 | $ (0.02) | $ 0.21 |
Earnings (loss) per common share, Diluted | $ (0.01) | $ 0.06 | $ (0.02) | $ 0.21 |
Weighted average shares outstanding: | ||||
Weighted average shares: basic | 6,292,060 | 6,300,633 | 6,286,323 | 6,282,384 |
Weighted average shares: diluted | 6,292,060 | 6,300,721 | 6,286,323 | 6,282,413 |
Consolidated Balance Sheets - USD ($) | Mar. 31, 2024 | Jun. 30, 2023 |
---|---|---|
Assets | ||
Cash and due from banks | $ 1,182,000 | $ 1,486,000 |
Short-term investments | 20,482,000 | 5,375,000 |
Total cash and cash equivalents | 21,664,000 | 6,861,000 |
Securities available for sale, at fair value | 119,000 | 146,000 |
Securities held to maturity, at amortized cost, net of allowance for credit loss, fair value of $132,946 at March 31, 2024 and $132,273 at June 30, 2023 | 146,463,000 | 147,902,000 |
Federal Home Loan Bank stock, at cost | 704,000 | 381,000 |
Loans, net of allowance for credit losses of $1,561 at March 31, 2024 and $1,747 at June 30, 2023 | 170,888,000 | 175,911,000 |
Premises and equipment, net | 3,267,000 | 3,413,000 |
Accrued interest receivable | 1,400,000 | 1,363,000 |
Bank-owned life insurance | 10,603,000 | 10,402,000 |
Deferred tax asset | 1,129,000 | 1,079,000 |
Operating lease right of use asset | 884,000 | 953,000 |
Other assets | 943,000 | 596,000 |
Total Assets | 358,064,000 | 349,007,000 |
Deposits | ||
Non-interest bearing | 30,789,000 | 32,760,000 |
Interest-bearing | 234,849,000 | 230,616,000 |
Total deposits | 265,638,000 | 263,376,000 |
Federal Home Loan Bank of Boston advances | 10,350,000 | 3,675,000 |
Mortgagors' escrow accounts | 1,526,000 | 1,596,000 |
Operating lease liability | 898,000 | 962,000 |
Accrued expenses and other liabilities | 3,790,000 | 3,509,000 |
Total liabilities | 282,202,000 | 273,118,000 |
Stockholders' Equity | ||
Preferred Stock, $.01 par value, 10,000,000 shares authorized as of March 31, 2024 and June 30, 2023, none outstanding | 0 | 0 |
Common Stock, $.01 par value, 90,000,000 shares authorized as of March 31, 2024 and June 30, 2023, 6,632,642 issued and outstanding as of March 31, 2024 and June 30, 2023 | 65,000 | 65,000 |
Additional paid-in capital | 28,058,000 | 27,814,000 |
Retained earnings | 50,066,000 | 50,416,000 |
Accumulated other comprehensive loss | (1,000) | (3,000) |
Unearned compensation - ESOP, 232,640 and 240,310 shares unallocated at March 31, 2024 and June 30, 2023, respectively | (2,326,000) | (2,403,000) |
Total stockholders' equity | 75,862,000 | 75,889,000 |
Total liabilities and stockholders' equity | $ 358,064,000 | $ 349,007,000 |