CTBI - Community Trust Bancorp Inc Stock Price, Fair Value and News

44.02USD+0.02 (+0.05%)Delayed

Market Summary

USD44.02+0.02

Delayed

0.05%

CTBI Stock Price

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CTBI RSI Chart

CTBI Valuation

Market Cap

793.5M

Price/Earnings (Trailing)

10.26

Price/Sales (Trailing)

2.81

EV/EBITDA

1.81

Price/Free Cashflow

10.03

CTBI Price/Sales (Trailing)

CTBI Profitability

EBT Margin

34.61%

Return on Equity

10.93%

Return on Assets

1.32%

Free Cashflow Yield

9.97%

CTBI Fundamentals

CTBI Revenue

Revenue (TTM)

282.7M

Rev. Growth (Yr)

22.96%

Rev. Growth (Qtr)

2.28%

CTBI Earnings

Earnings (TTM)

77.4M

Earnings Growth (Yr)

-3.28%

Earnings Growth (Qtr)

0.11%

Breaking Down CTBI Revenue

Last 7 days

0.1%

Last 30 days

11.2%

Last 90 days

6.6%

Trailing 12 Months

23.7%

How does CTBI drawdown profile look like?

CTBI Financial Health

Debt/Equity

0.09

Debt/Cashflow

1.41

CTBI Investor Care

Dividend Yield

4.13%

Dividend/Share (TTM)

1.82

Shares Dilution (1Y)

0.24%

Diluted EPS (TTM)

4.32

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	282.7M	0	0	0
2023	215.2M	234.7M	252.8M	268.6M
2022	177.5M	179.0M	184.6M	197.7M
2021	176.0M	174.9M	177.0M	178.2M
2020	184.2M	182.4M	179.0M	176.4M
2019	176.8M	181.6M	184.9M	185.4M
2018	159.5M	163.1M	166.9M	171.4M
2017	146.8M	148.9M	152.0M	155.7M
2016	144.8M	145.1M	145.9M	146.6M
2015	143.9M	144.2M	144.1M	144.0M
2014	147.0M	146.1M	144.6M	143.9M
2013	151.7M	150.1M	149.1M	148.1M
2012	157.4M	155.9M	154.7M	153.7M
2011	155.9M	157.3M	158.7M	158.5M
2010	0	153.5M	154.0M	154.5M
2009	0	0	0	153.1M

Get all data in R, Python etc through our Historical Stock Data APIs

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Russell 2000 Index: $10,334
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Tracking the Latest Insider Buys and Sells of Community Trust Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 01, 2024	newsom richard w	bought	3,868	42.0984	91.8985	president
Mar 15, 2024	minnifield franky	bought	78,559	39.2799	2,000	board of director
Feb 13, 2024	sandlin jefferson f	bought	19,924	39.0666	510	-
Jan 26, 2024	tackett david i	bought	2,930	41.86	70.00	executive vice president
Jan 26, 2024	waters andy d	bought	6,446	41.86	154	executive vice president
Jan 26, 2024	newsom richard w	bought	7,158	41.86	171	president
Jan 26, 2024	dollins billie j.	bought	2,302	41.86	55.00	executive vice president
Jan 26, 2024	stumbo kevin j	bought	7,785	41.86	186	evp, cfo, & treasurer
Jan 26, 2024	smith mark edward	bought	2,176	41.86	52.00	executive vice president
Jan 26, 2024	jones david andrew	bought	6,320	41.86	151	executive vice president

Which funds bought or sold CTBI recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-5.17	-55,168	653,697	-%
May 16, 2024	COMERICA BANK	new	-	185,058	185,058	-%
May 16, 2024	JANE STREET GROUP, LLC	sold off	-100	-347,547	-	-%
May 15, 2024	QUADRANT CAPITAL GROUP LLC	added	4.84	829	43,418	-%
May 15, 2024	CITADEL ADVISORS LLC	new	-	135,158	135,158	-%
May 15, 2024	Alberta Investment Management Corp	unchanged	-	-37,389	1,317,880	0.01%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-49.65	-255,690	245,323	-%
May 15, 2024	JANUS HENDERSON GROUP PLC	unchanged	-	-9,629	303,874	-%
May 15, 2024	OCCUDO QUANTITATIVE STRATEGIES LP	sold off	-100	-206,186	-	-%
May 15, 2024	TWO SIGMA ADVISERS, LP	reduced	-3.58	-91,784	1,380,030	-%

Are Funds Buying or Selling CTBI?

Are funds buying CTBI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CTBI

No. of Funds

Unveiling Community Trust Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 09, 2024	dimensional fund advisors lp	6.4%	1,158,760	SC 13G/A
Jan 25, 2024	blackrock inc.	8.6%	1,551,125	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	6.4%	1,140,512	SC 13G/A
Feb 09, 2023	vanguard group inc	4.78%	855,831	SC 13G/A
Jan 25, 2023	blackrock inc.	8.7%	1,552,059	SC 13G/A
Feb 09, 2022	vanguard group inc	5.38%	960,550	SC 13G
Feb 08, 2022	dimensional fund advisors lp	5.9%	1,055,189	SC 13G/A
Feb 01, 2022	blackrock inc.	8.0%	1,433,516	SC 13G/A
Feb 12, 2021	dimensional fund advisors lp	6.3%	1,117,808	SC 13G/A
Jan 29, 2021	blackrock inc.	7.4%	1,309,315	SC 13G/A

Recent SEC filings of Community Trust Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 09, 2024	10-Q	Quarterly Report
Apr 24, 2024	8-K	Current Report
Apr 24, 2024	4	Insider Trading
Apr 23, 2024	8-K	Current Report
Apr 17, 2024	8-K	Current Report
Mar 21, 2024	ARS	ARS
Mar 18, 2024	DEF 14A	DEF 14A
Mar 15, 2024	4	Insider Trading
Mar 11, 2024	4/A	Insider Trading
Mar 11, 2024	4/A	Insider Trading

Peers (Alternatives to Community Trust Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Community Trust Bancorp Inc News

Latest updates

Community Trust Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	2.3%	75.00	73.00	69.00	65.00	61.00	57.00	51.00	45.00	44.00	44.00	46.00	44.00	44.00	43.00	44.00	45.00	45.00	46.00	47.00	47.00	46.00
EBITDA Margin	-5.3%	0.98*	1.03*	1.12*	1.20*	1.30*	1.39*	1.46*	1.50*	1.54*	1.56*	1.54*	1.50*	-	-	-	-	-	-	-	-	-
Interest Expenses	1.4%	44.00	43.00	43.00	43.00	44.00	45.00	44.00	41.00	40.00	41.00	42.00	40.00	40.00	39.00	38.00	38.00	36.00	36.00	37.00	36.00	36.00
Income Taxes	12.4%	5.00	5.00	5.00	5.00	5.00	4.00	5.00	5.00	5.00	5.00	5.00	6.00	6.00	3.00	3.00	4.00	0.00	3.00	3.00	-1.64	4.00
Earnings Before Taxes	2.5%	24.00	23.00	26.00	25.00	25.00	27.00	24.00	25.00	25.00	24.00	26.00	30.00	30.00	19.00	21.00	23.00	7.00	19.00	18.00	17.00	19.00
EBT Margin	-5.7%	0.35*	0.37*	0.40*	0.43*	0.47*	0.51*	0.53*	0.56*	0.59*	0.62*	0.60*	0.57*	-	-	-	-	-	-	-	-	-
Net Income	0.1%	19.00	19.00	21.00	19.00	19.00	22.00	19.00	20.00	20.00	19.00	21.00	24.00	24.00	16.00	17.00	20.00	7.00	16.00	15.00	18.00	15.00
Net Income Margin	-5.7%	0.27*	0.29*	0.32*	0.34*	0.38*	0.41*	0.43*	0.45*	0.47*	0.49*	0.48*	0.46*	-	-	-	-	-	-	-	-	-
Free Cashflow	28.4%	24.00	19.00	22.00	14.00	24.00	25.00	24.00	18.00	26.00	33.00	11.00	38.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	1.4%	5,850	5,770	5,635	5,521	5,529	5,380	5,474	5,447	5,443	5,418	5,386	5,494	5,360	5,139	5,020	5,023	4,353	4,366	4,338	4,377	4,313
Cash Equivalents	8.1%	293	271	219	110	236	129	260	214	164	312	208	454	423	338	258	478	193	265	222	322	254
Net PPE	2.8%	47.00	45.00	45.00	43.00	43.00	43.00	42.00	41.00	41.00	40.00	40.00	40.00	41.00	42.00	42.00	43.00	44.00	44.00	44.00	44.00	45.00
Goodwill	0.0%	65.00	66.00	65.00	65.00	66.00	65.00	66.00	66.00	65.00	65.00	65.00	65.00	65.00	65.00	65.00	65.00	65.00	65.00	65.00	65.00	65.00
Liabilities	1.5%	5,143	5,067	4,982	4,861	4,872	4,752	4,872	4,815	4,790	4,720	4,694	4,810	4,698	4,484	4,376	4,391	3,740	3,751	3,732	3,783	3,736
Shareholder's Equity	0.8%	708	702	653	660	657	628	603	632	653	698	692	684	662	655	644	632	613	615	606	595	578
Retained Earnings	1.7%	493	484	474	462	450	439	424	412	399	387	375	361	344	327	318	307	294	297	287	279	267
Additional Paid-In Capital	0.2%	232	231	231	230	229	229	228	228	228	227	227	226	226	226	225	225	224	225	224	224	223
Shares Outstanding	0.1%	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	18.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	613	-	-	-	693	-	-	-	686	-	-	-	553	-	-	-	715	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	31.0%	26,146	19,966	25,142	15,451	25,173	27,270	26,232	18,832	27,350	33,761	11,990	38,238	31,706	20,189	17,568	10,898	13,724	21,368	40,454	9,546	12,090
Share Based Compensation	-43.4%	343	606	-	411	377	620	-	-	484	326	200	-	213	476	-	-	228	428	8.00	10.00	200
Cashflow From Investing	-32.7%	-65,293	-49,186	-22,218	-127,612	-27,583	-27,010	-26,223	8,502	-235,276	49,979	-145,743	-106,568	-156,288	-41,190	-226,332	-351,392	-74,612	11,476	-82,356	12,506	23,883
Cashflow From Financing	-25.0%	61,045	81,362	106,789	-14,168	109,598	-131,203	45,954	21,847	60,655	20,240	-112,891	99,645	209,452	101,468	-11,553	625,877	-11,093	10,018	-57,916	45,727	76,437
Dividend Payments	0.3%	8,259	8,234	8,220	7,868	7,865	7,861	7,821	7,127	7,129	7,118	7,107	6,850	6,841	6,834	6,830	6,731	6,747	6,741	6,724	6,387	6,383
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,099	-	-	-	-

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CTBI Income Statement

2024-03-31

Condensed Consolidated Statements of Income and Comprehensive Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Interest and fees on loans, including loans held for sale	$ 64,716	$ 51,947
Interest and dividends on securities
Taxable	6,730	6,758
Tax exempt	659	682
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock	209	174
Interest on Federal Reserve Bank deposits	2,591	1,350
Other, including interest on federal funds sold	97	84
Total interest income	75,002	60,995
Interest expense:
Interest on deposits	27,676	14,391
Interest on repurchase agreements and federal funds purchased	2,575	1,616
Interest on advances from Federal Home Loan Bank	0	43
Interest on long-term debt	1,160	1,029
Total interest expense	31,411	17,079
Net interest income	43,591	43,916
Provision for credit losses	2,656	1,116
Net interest income after provision for credit losses	40,935	42,800
Noninterest income:
Deposit related fees	7,011	7,287
Gains on sales of loans, net	45	121
Trust and wealth management income	3,517	3,079
Loan related fees	1,352	845
Bank owned life insurance	1,292	858
Brokerage revenue	490	348
Securities gains	371	218
Other noninterest income	1,056	926
Total noninterest income	15,134	13,682
Noninterest expense:
Officer salaries and employee benefits	4,241	4,152
Other salaries and employee benefits	15,881	14,756
Occupancy, net	2,378	2,302
Equipment	650	726
Data processing	2,518	2,303
Bank franchise tax	424	419
Legal fees	218	268
Professional fees	614	548
Advertising and marketing	577	820
FDIC insurance	642	606
Repossession expense	226	231
Other noninterest expense	3,851	4,759
Total noninterest expense	32,220	31,890
Income before income taxes	23,849	24,592
Income taxes	5,170	5,279
Net income	18,679	19,313
Unrealized holding gains (losses) on debt securities available-for-sale:
Unrealized holding gains (losses) arising during the period	(4,725)	24,716
Less: Reclassification adjustments for realized gains included in net income	0	4
Tax expense (benefit)	(1,179)	7,997
Other comprehensive gain (loss), net of tax	(3,546)	16,715
Comprehensive income	$ 15,133	$ 36,028
Basic earnings per share (in dollars per share)	$ 1.04	$ 1.08
Diluted earnings per share (in dollars per share)	$ 1.04	$ 1.08
Weighted average shares outstanding-basic (in shares)	17,926	17,872
Weighted average shares outstanding-diluted (in shares)	17,943	17,884

CTBI Balance Sheet

2024-03-31

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 55,841	$ 58,833
Interest bearing deposits	237,457	212,567
Cash and cash equivalents	293,298	271,400
Certificates of deposit in other banks	245	245
Debt securities available-for-sale at fair value (amortized cost of $1,253,750 and $1,301,244, respectively)	1,111,505	1,163,724
Equity securities at fair value	3,529	3,158
Loans held for sale	57	152
Loans	4,161,175	4,050,906
Allowance for credit losses	(50,571)	(49,543)
Net loans	4,110,604	4,001,363
Premises and equipment, net	46,595	45,311
Operating right-of-use assets	12,433	12,607
Finance right-of-use assets	3,067	3,096
Federal Home Loan Bank stock	4,440	4,712
Federal Reserve Bank stock	4,887	4,887
Goodwill	65,490	65,490
Bank owned life insurance	101,178	101,461
Mortgage servicing rights	7,792	7,665
Other real estate owned	1,266	1,616
Deferred tax asset	29,917	28,141
Accrued interest receivable	23,532	23,575
Other assets	30,420	31,093
Total assets	5,850,255	5,769,696
Deposits:
Noninterest bearing	1,274,583	1,260,690
Interest bearing	3,509,687	3,463,932
Total deposits	4,784,270	4,724,622
Repurchase agreements	234,671	225,245
Federal funds purchased	500	500
Advances from Federal Home Loan Bank	329	334
Long-term debt	64,185	64,241
Operating lease liability	12,771	12,958
Finance lease liability	3,437	3,435
Accrued interest payable	9,365	7,389
Other liabilities	33,003	28,764
Total liabilities	5,142,531	5,067,488
Shareholders' equity:
Preferred stock, 300,000 shares authorized and unissued	0	0
Common stock, $5.00 par value, shares authorized 25,000,000; shares issued and outstanding 2024 - 18,019,349; 2023 - 17,999,840	90,096	89,999
Capital surplus	231,626	231,130
Retained earnings	492,869	484,400
Accumulated other comprehensive loss, net of tax	(106,867)	(103,321)
Total shareholders' equity	707,724	702,208
Total liabilities and shareholders' equity	$ 5,850,255	$ 5,769,696

About Community Trust Bancorp Inc

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides commercial and personal banking services to small and mid-sized communities. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; and consumer loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. In addition, it offers securities brokerage, and trust and wealth management services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, internet banking, and e-statement services. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.

CEO	Mr. Mark A. Gooch CTB
WEBSITE	ctbi.com
INDUSTRY	Banks Diversified
EMPLOYEES	975

Community Trust Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Community Trust Bancorp Inc? What does CTBI stand for in stocks?

CTBI is the stock ticker symbol of Community Trust Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Community Trust Bancorp Inc (CTBI)?

As of Fri May 17 2024, market cap of Community Trust Bancorp Inc is 793.51 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CTBI stock?

You can check CTBI's fair value in chart for subscribers.

What is the fair value of CTBI stock?

You can check CTBI's fair value in chart for subscribers. The fair value of Community Trust Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Community Trust Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CTBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Community Trust Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether CTBI is over valued or under valued. Whether Community Trust Bancorp Inc is cheap or expensive depends on the assumptions which impact Community Trust Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CTBI.

What is Community Trust Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, CTBI's PE ratio (Price to Earnings) is 10.26 and Price to Sales (PS) ratio is 2.81. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CTBI PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Community Trust Bancorp Inc's stock?

In the past 10 years, Community Trust Bancorp Inc has provided 0.058 (multiply by 100 for percentage) rate of return.