ECPG Stock Price, Encore Capital Group Inc Quote, Chart

Market Summary

USD46.99+0.39

Delayed

0.84%

ECPG Stock Price

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ECPG RSI Chart

ECPG Valuation

Market Cap

1.1B

Price/Earnings (Trailing)

-5.51

Price/Sales (Trailing)

0.9

EV/EBITDA

57.61

Price/Free Cashflow

7.88

ECPG Price/Sales (Trailing)

ECPG Profitability

EBT Margin

-14.12%

Return on Equity

-21.16%

Return on Assets

-4.31%

Free Cashflow Yield

12.69%

ECPG Fundamentals

ECPG Revenue

Revenue (TTM)

1.2B

Rev. Growth (Yr)

5.04%

Rev. Growth (Qtr)

18.39%

ECPG Earnings

Earnings (TTM)

-201.9M

Earnings Growth (Yr)

24.77%

Earnings Growth (Qtr)

108.58%

Breaking Down ECPG Revenue

Last 7 days

-0.2%

Last 30 days

14.0%

Last 90 days

-10.9%

Trailing 12 Months

0.2%

How does ECPG drawdown profile look like?

ECPG Financial Health

Debt/Equity

3.53

Debt/Cashflow

0.05

ECPG Investor Care

Shares Dilution (1Y)

0.87%

Diluted EPS (TTM)

-8.52

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	1.2B	0	0	0
2023	1.2B	1.2B	1.2B	1.2B
2022	1.7B	1.6B	1.5B	1.4B
2021	1.6B	1.6B	1.6B	1.6B
2020	1.3B	1.4B	1.5B	1.5B
2019	1.4B	1.4B	1.4B	1.4B
2018	1.2B	1.3B	1.3B	1.4B
2017	1.0B	1.0B	1.1B	1.2B
2016	1.1B	1.1B	1.0B	1.0B
2015	1.1B	1.1B	1.1B	1.1B
2014	882.5M	995.6M	1.0B	1.1B
2013	575.0M	589.8M	680.2M	773.4M
2012	469.8M	500.0M	529.3M	556.8M
2011	382.3M	397.1M	415.0M	448.7M
2010	0	332.4M	348.3M	364.3M
2009	0	0	0	316.4M

Get all data in R, Python etc through our Historical Stock Data APIs

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Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

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Tracking the Latest Insider Buys and Sells of Encore Capital Group Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 09, 2024	asch andrew eric	sold (taxes)	-129,638	50.15	-2,585	svp, general counsel
Mar 09, 2024	masih ashish	acquired	-	-	56,079	president and ceo
Mar 09, 2024	bell ryan b	acquired	-	-	16,546	president, mcm
Mar 09, 2024	yung john	acquired	-	-	13,054	president, intl. and cabot
Mar 09, 2024	clark jonathan c	acquired	-	-	21,942	evp, cfo & treasurer
Mar 09, 2024	clark jonathan c	sold (taxes)	-504,810	50.15	-10,066	evp, cfo & treasurer
Mar 09, 2024	yung john	sold (taxes)	-230,991	50.15	-4,606	president, intl. and cabot
Mar 09, 2024	bell ryan b	sold (taxes)	-363,387	50.15	-7,246	president, mcm
Mar 09, 2024	asch andrew eric	acquired	-	-	4,985	svp, general counsel
Mar 09, 2024	masih ashish	sold (taxes)	-1,271,000	50.15	-25,344	president and ceo

Which funds bought or sold ECPG recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Pineridge Advisors LLC	reduced	-88.68	-4,833	547	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.93	-182,716	1,071,930	-%
May 16, 2024	JANE STREET GROUP, LLC	added	34.84	210,828	1,205,880	-%
May 16, 2024	EJF Capital LLC	added	21.16	155,653	1,906,220	1.32%
May 16, 2024	COMERICA BANK	added	22.14	53,505	601,199	-%
May 15, 2024	Saltoro Capital, LP	new	-	94,000	94,000	0.12%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	added	4.25	-2,935	43,603	-%
May 15, 2024	ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	sold off	-100	-2,319,000	-	-%
May 15, 2024	CANTOR FITZGERALD, L. P.	new	-	798,480	798,480	0.19%
May 15, 2024	Prospect Capital Advisors, LLC	reduced	-30.44	-2,824,860	4,711,510	2.10%

Are Funds Buying or Selling ECPG?

Are funds buying ECPG calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ECPG

No. of Funds

Unveiling Encore Capital Group Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	broad run investment management, llc	4.8%	1,126,966	SC 13G/A
Feb 14, 2024	turtle creek asset management inc.	8.6%	2,034,598	SC 13G/A
Feb 13, 2024	vanguard group inc	10.86%	2,555,782	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	8.0%	1,892,525	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 22, 2024	blackrock inc.	16.8%	3,945,725	SC 13G/A
Feb 14, 2023	broad run investment management, llc	6.4%	1,507,693	SC 13G/A
Feb 14, 2023	turtle creek asset management inc.	6.4%	1,507,560	SC 13G/A
Feb 14, 2023	price t rowe associates inc /md/	0.7%	174,187	SC 13G/A
Feb 10, 2023	dimensional fund advisors lp	8.2%	1,921,366	SC 13G/A

Recent SEC filings of Encore Capital Group Inc

View All Filings

Date Filed	Form Type	Document
May 14, 2024	8-K	Current Report
May 08, 2024	10-Q	Quarterly Report
May 08, 2024	8-K	Current Report
May 08, 2024	8-K	Current Report
Apr 26, 2024	ARS	ARS
Apr 26, 2024	DEF 14A	DEF 14A
Apr 26, 2024	DEFA14A	DEFA14A
Mar 21, 2024	8-K	Current Report
Mar 15, 2024	8-K	Current Report
Mar 12, 2024	4	Insider Trading

Peers (Alternatives to Encore Capital Group Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
GS	150.8B	67.8B	15.79%	41.90%	16.02	2.22	66.36%	-10.82%
ICE	79.4B	9.7B	5.89%	27.54%	32.02	8.17	0.75%	71.75%
CME	76.5B	5.7B	2.20%	17.16%	23.72	13.5	-1.46%	19.89%
COIN	50.4B	4.0B	-2.83%	244.72%	37.36	12.69	41.89%	159.36%
FDS	17.1B	2.2B	4.56%	14.05%	34.96	7.94	7.26%	9.28%
IBKR	13.3B	6.1B	13.36%	63.50%	4.56	2.18	64.44%	33.59%
MID-CAP
JEF	10.0B	8.2B	14.98%	55.53%	34.69	1.22	17.04%	-68.59%
HLI	8.6B	1.8B	9.27%	51.05%	33.31	4.69	0.16%	-0.33%
EVR	7.8B	2.5B	9.73%	87.02%	30.35	3.19	-6.73%	-35.85%
FRHC	4.4B	1.4B	13.91%	-9.89%	13.26	3.18	96.15%	398.80%
CLSK	3.7B	283.6M	7.37%	280.52%	57.45	12.87	122.34%	153.34%
SMALL-CAP
DFIN	1.9B	802.0M	5.79%	40.55%	18.98	2.36	-2.34%	8.49%
AMRK	887.2M	10.3B	5.41%	4.50%	11.13	0.09	24.66%	-47.53%
COHN	21.0M	92.7M	71.65%	67.62%	3.38	0.23	72.05%	185.64%
AAMC	7.0M	3.2M	-14.60%	-97.24%	-0.22	2.22	-44.67%	-114.57%

Encore Capital Group Inc News

Latest updates

Encore Capital Group Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	18.4%	328	277	310	323	313	234	308	357	500	357	413	428	417	383	404	426	289	348	356	347	347
Operating Expenses	-50.5%	245	495	234	235	242	236	227	238	235	233	246	253	249	258	261	206	242	235	248	233	236
S&GA Expenses	-100.0%	-	37.00	36.00	35.00	38.00	40.00	37.00	35.00	34.00	35.00	36.00	35.00	32.00	35.00	53.00	29.00	32.00	38.00	38.00	33.00	40.00
EBITDA Margin	16.4%	0.06*	0.05*	0.24*	0.24*	0.26*	0.37*	0.42*	0.44*	0.44*	0.41*	0.38*	0.37*	-	-	-	-	-	-	-	-	-
Interest Expenses	2.3%	56.00	55.00	51.00	50.00	47.00	42.00	39.00	37.00	35.00	38.00	41.00	44.00	47.00	51.00	53.00	50.00	55.00	45.00	54.00	64.00	55.00
Income Taxes	876.6%	7.00	-0.93	11.00	10.00	6.00	27.00	11.00	23.00	55.00	9.00	25.00	25.00	27.00	10.00	20.00	36.00	5.00	14.00	3.00	12.00	4.00
Earnings Before Taxes	111.2%	30.00	-271	30.00	36.00	25.00	-45.89	42.00	84.00	231	85.00	108	121	122	48.00	75.00	166	-6.02	57.00	42.00	49.00	53.00
EBT Margin	4.3%	-0.14*	-0.15*	0.04*	0.05*	0.09*	0.22*	0.29*	0.31*	0.32*	0.27*	0.24*	0.22*	-	-	-	-	-	-	-	-	-
Net Income	108.6%	23.00	-270	19.00	26.00	19.00	-73.12	31.00	60.00	176	76.00	84.00	97.00	95.00	37.00	55.00	130	-10.45	43.00	39.00	37.00	49.00
Net Income Margin	3.5%	-0.16*	-0.17*	-0.01*	0.00*	0.03*	0.14*	0.23*	0.24*	0.25*	0.22*	0.19*	0.17*	-	-	-	-	-	-	-	-	-
Free Cashflow	53.5%	44.00	29.00	46.00	22.00	31.00	40.00	47.00	39.00	47.00	82.00	49.00	73.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	1.2%	4,687	4,630	4,760	4,877	4,686	4,508	4,328	4,459	4,614	4,608	4,550	4,680	4,770	4,865	4,732	4,741	4,615	4,910	4,708	4,811	4,814
Cash Equivalents	9.2%	173	158	145	185	159	144	147	154	160	190	158	199	185	189	170	294	188	192	187	169	167
Net PPE	-1.1%	103	104	102	107	110	114	104	110	116	120	121	120	125	127	120	118	119	120	117	118	117
Goodwill	-0.7%	602	606	826	852	834	821	770	824	877	898	896	915	912	907	867	838	839	884	832	866	883
Liabilities	1.1%	3,733	3,694	3,562	3,643	3,502	3,329	3,135	3,228	3,368	3,423	3,151	3,325	3,491	3,644	3,605	3,698	3,709	3,885	3,784	3,908	3,939
Long Term Debt	1.4%	3,364	3,318	3,114	3,203	3,082	2,899	2,690	2,793	2,934	2,997	2,796	2,999	3,152	3,282	3,252	3,354	3,404	3,513	3,429	3,530	3,593
Shareholder's Equity	1.8%	954	937	1,199	1,234	1,184	1,180	1,193	1,232	1,246	1,185	1,399	1,354	1,279	1,220	1,127	1,042	906	1,025	924	903	875
Retained Earnings	2.2%	1,072	1,049	1,320	1,301	1,274	1,278	1,358	1,350	1,310	1,239	1,353	1,269	1,173	1,056	1,018	964	833	888	845	806	769
Additional Paid-In Capital	-21.8%	9.00	11.00	8.00	4.00	-	-	-	-	-	-	105	144	168	230	227	227	222	223	222	212	208
Shares Outstanding	0.6%	24.00	24.00	24.00	23.00	23.00	23.00	24.00	24.00	25.00	30.00	30.00	31.00	-	-	-	-	-	-	-	-	-
Minority Interest	-	-	-	-	-	-	-	-	-	-	-	-	-	3.00	2.00	3.00	4.00	3.00	3.00	3.00	2.00	2.00
Float	-	-	-	-	1,121	-	-	-	1,361	-	-	-	1,423	-	-	-	1,059	-	-	-	1,038	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	38.6%	50,984	36,780	53,588	26,710	35,913	55,805	56,346	44,000	54,530	91,063	63,025	79,846	69,119	62,882	40,267	138,910	70,805	47,787	88,126	97,829	10,991
Share Based Compensation	18.3%	3,357	2,837	3,092	3,873	4,052	3,171	3,191	5,119	3,921	5,427	3,847	5,651	3,405	3,371	3,884	4,778	4,527	3,145	4,005	3,581	1,826
Cashflow From Investing	30.7%	-90,882	-131,215	-56,480	-83,531	-130,715	-89,563	-75,779	-2,121	37,228	27,088	72,111	145,430	95,267	75,251	18,588	32,242	-43,255	-4,375	-82,270	-46,174	-69,514
Cashflow From Financing	-49.0%	55,790	109,428	-31,754	80,252	110,374	33,247	14,908	-37,584	-118,016	-91,019	-195,026	-209,537	-160,110	-135,309	-180,323	-65,806	-21,762	-51,083	3,735	-43,969	71,547
Buy Backs	-	-	-	-	-	-	10,253	25,918	25,143	25,692	302,487	40,698	27,031	20,390	-	-	-	-	-	-	-	-

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ECPG Income Statement

2024-03-31

Condensed Consolidated Statements of Income - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenues
Revenue from receivable portfolios	$ 315,852	$ 295,674
Changes in recoveries	(12,409)	(9,501)
Total debt purchasing revenue	303,443	286,173
Servicing revenue	20,379	22,585
Other revenues	4,564	3,872
Total revenues	328,386	312,630
Operating expenses
Salaries and employee benefits	104,184	103,850
Cost of legal collections	58,721	54,101
General and administrative expenses	36,241	37,965
Other operating expenses	30,367	27,556
Collection agency commissions	7,434	8,150
Depreciation and amortization	7,848	10,870
Total operating expenses	244,795	242,492
Income from operations	83,591	70,138
Other expense
Interest expense	(55,765)	(46,835)
Other income, net	2,666	1,732
Total other expense	(53,099)	(45,103)
Income before income taxes	30,492	25,035
Provision for income taxes	(7,253)	(6,409)
Net income	$ 23,239	$ 18,626
Earnings per share:
Basic (USD per share)	$ 0.98	$ 0.79
Diluted (USD per share)	$ 0.95	$ 0.75
Weighted average shares outstanding:
Basic (shares)	23,784	23,548
Diluted (shares)	24,468	24,942

About Encore Capital Group Inc

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

CEO	Mr. Ashish Masih
WEBSITE	encorecapital.com
INDUSTRY	Mortgage Finance
EMPLOYEES	6900

Encore Capital Group Inc Frequently Asked Questions

What is the ticker symbol for Encore Capital Group Inc? What does ECPG stand for in stocks?

ECPG is the stock ticker symbol of Encore Capital Group Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Encore Capital Group Inc (ECPG)?

As of Fri May 17 2024, market cap of Encore Capital Group Inc is 1.11 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ECPG stock?

You can check ECPG's fair value in chart for subscribers.

What is the fair value of ECPG stock?

You can check ECPG's fair value in chart for subscribers. The fair value of Encore Capital Group Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Encore Capital Group Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ECPG so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Encore Capital Group Inc a good stock to buy?

The fair value guage provides a quick view whether ECPG is over valued or under valued. Whether Encore Capital Group Inc is cheap or expensive depends on the assumptions which impact Encore Capital Group Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ECPG.

What is Encore Capital Group Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, ECPG's PE ratio (Price to Earnings) is -5.51 and Price to Sales (PS) ratio is 0.9. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ECPG PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Encore Capital Group Inc's stock?

In the past 10 years, Encore Capital Group Inc has provided 0.014 (multiply by 100 for percentage) rate of return.