FGBI - First Guaranty Bancshares Inc Stock Price, Fair Value and News

11.50USD0.00 (0.00%)Market Closed

Market Summary

USD11.500.00

Market Closed

0.00%

FGBI Stock Price

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FGBI RSI Chart

FGBI Valuation

Market Cap

143.8M

Price/Earnings (Trailing)

17.84

Price/Sales (Trailing)

0.74

EV/EBITDA

0.21

Price/Free Cashflow

33.13

FGBI Price/Sales (Trailing)

FGBI Profitability

EBT Margin

5.32%

Return on Equity

3.22%

Return on Assets

0.23%

Free Cashflow Yield

3.02%

FGBI Fundamentals

FGBI Revenue

Revenue (TTM)

194.6M

Rev. Growth (Yr)

28.15%

Rev. Growth (Qtr)

5.16%

FGBI Earnings

Earnings (TTM)

8.1M

Earnings Growth (Yr)

-33.39%

Earnings Growth (Qtr)

77.28%

Breaking Down FGBI Revenue

Last 7 days

5.1%

Last 30 days

18.0%

Last 90 days

2.0%

Trailing 12 Months

-11.3%

How does FGBI drawdown profile look like?

FGBI Financial Health

Debt/Equity

0.84

Debt/Cashflow

0.09

FGBI Investor Care

Dividend Yield

5.57%

Dividend/Share (TTM)

0.64

Shares Dilution (1Y)

16.68%

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	194.6M	0	0	0
2023	147.4M	158.6M	171.0M	183.0M
2022	117.1M	122.6M	128.4M	136.6M
2021	100.6M	102.3M	106.5M	111.9M
2020	95.1M	97.0M	100.1M	100.7M
2019	82.1M	86.2M	88.2M	91.6M
2018	70.2M	73.3M	75.6M	78.4M
2017	59.7M	61.2M	64.3M	67.5M
2016	56.4M	57.1M	57.9M	58.5M
2015	54.5M	55.2M	55.9M	56.1M
2014	51.3M	52.1M	52.4M	53.3M
2013	53.3M	51.6M	51.3M	50.9M
2012	55.8M	56.7M	55.8M	55.2M
2011	52.4M	53.0M	53.9M	54.6M
2010	0	48.6M	50.0M	51.4M
2009	0	0	0	47.2M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of First Guaranty Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 10, 2024	reynolds marshall t	gifted	-	-	-15,000	-
May 10, 2024	reynolds marshall t	gifted	-	-	15,000	-
Mar 07, 2024	reynolds marshall t	gifted	-	-	20,000	-
Mar 07, 2024	reynolds marshall t	gifted	-	-	-120,000	-
Feb 16, 2024	dosch eric	acquired	57,949	11.87	4,882	svp and cfo
Feb 16, 2024	lewis alton b jr	acquired	115,911	11.87	9,765	ceo
Dec 19, 2023	smith edgar r. iii	acquired	2,553,000	10.00	255,300	-
Dec 19, 2023	lewis alton b jr	acquired	25,000	10.00	2,500	ceo
Dec 19, 2023	drew vanessa r	acquired	6,000	10.00	600	-
Dec 19, 2023	rossi jack	acquired	20,000	10.00	2,000	-

Which funds bought or sold FGBI recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	JANE STREET GROUP, LLC	new	-	128,529	128,529	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	2.65	-74,111	1,101,300	0.02%
May 15, 2024	Royal Bank of Canada	sold off	-100	-	-	-%
May 15, 2024	NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO	unchanged	-	-874	9,145	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-20.57	-50,482	133,087	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	185	13,932	22,594	-%
May 15, 2024	Beaird Harris Wealth Management, LLC	unchanged	-	-767	8,029	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-47.18	-2,245	2,091	-%
May 15, 2024	MORGAN STANLEY	added	37.2	11,009	54,665	-%
May 15, 2024	STATE STREET CORP	reduced	-4.24	-29,748	206,563	-%

Are Funds Buying or Selling FGBI?

Are funds buying FGBI calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FGBI

No. of Funds

Unveiling First Guaranty Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	reynolds marshall t	16.31%	2,034,235	SC 13D/A
Feb 14, 2024	reynolds douglas v	5.02%	626,468	SC 13G
Feb 14, 2024	hood william k	5.46%	680,560	SC 13D/A
Feb 14, 2024	hood william k	5.46%	680,560	SC 13D/A
Feb 14, 2024	smith edgar r. iii	6.64%	828,880	SC 13D/A
Feb 14, 2024	smith edgar r. iii	6.64%	828,880	SC 13D/A
Sep 01, 2023	smith edgar r. iii	7.09%	810,543	SC 13D/A
Jun 05, 2023	hood william k	2.2%	254,446	SC 13D/A
Jun 02, 2023	smith edgar r. iii	3.9%	441,357	SC 13D/A
Apr 06, 2023	hood william k	2.4%	254,446	SC 13D/A

Recent SEC filings of First Guaranty Bancshares Inc

View All Filings

Date Filed	Form Type	Document
May 17, 2024	8-K	Current Report
May 10, 2024	10-Q	Quarterly Report
May 10, 2024	4	Insider Trading
May 10, 2024	8-K	Current Report
Apr 29, 2024	8-K	Current Report
Apr 29, 2024	8-K	Current Report
Apr 22, 2024	8-K	Current Report
Apr 22, 2024	8-K	Current Report
Apr 17, 2024	ARS	ARS
Apr 12, 2024	DEF 14A	DEF 14A

Peers (Alternatives to First Guaranty Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

First Guaranty Bancshares Inc News

Latest updates

First Guaranty Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	5.2%	53.00	50.00	48.00	44.00	41.00	38.00	35.00	33.00	30.00	30.00	29.00	27.00	25.00	25.00	25.00	25.00	25.00	24.00	22.00	23.00	22.00
EBITDA Margin	-7.8%	0.51*	0.55*	0.63*	0.76*	0.90*	1.03*	1.14*	1.18*	1.17*	1.15*	1.13*	1.09*	-	-	-	-	-	-	-	-	-
Interest Expenses	4.2%	22.00	21.00	20.00	21.00	22.00	23.00	25.00	26.00	25.00	25.00	24.00	21.00	20.00	19.00	19.00	19.00	18.00	17.00	15.00	16.00	15.00
Income Taxes	116.2%	1.00	0.00	1.00	1.00	1.00	1.00	2.00	2.00	2.00	2.00	2.00	2.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	84.9%	3.00	2.00	2.00	3.00	5.00	6.00	10.00	10.00	10.00	10.00	10.00	8.00	6.00	8.00	7.00	7.00	5.00	5.00	5.00	4.00	4.00
EBT Margin	-18.1%	0.05*	0.07*	0.10*	0.15*	0.21*	0.27*	0.31*	0.32*	0.32*	0.31*	0.30*	0.28*	-	-	-	-	-	-	-	-	-
Net Income	77.3%	2.00	1.00	2.00	3.00	3.00	5.00	8.00	8.00	8.00	8.00	8.00	6.00	5.00	6.00	5.00	5.00	4.00	4.00	4.00	3.00	3.00
Net Income Margin	-17.8%	0.04*	0.05*	0.08*	0.12*	0.17*	0.21*	0.25*	0.26*	0.26*	0.24*	0.24*	0.22*	-	-	-	-	-	-	-	-	-
Free Cashflow	-93.7%	0.00	6.00	-6.76	4.00	3.00	3.00	13.00	11.00	8.00	17.00	11.00	-8.59	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	0.1%	3,556	3,553	3,418	3,236	3,238	3,151	3,097	2,959	2,910	2,878	2,825	2,745	2,567	2,473	2,513	2,437	2,251	2,117	1,805	1,873	1,907
Cash Equivalents	15.9%	332	286	201	146	169	83.00	109	120	133	262	270	131	291	300	192	237	169	67.00	179	-	-
Net PPE	1.2%	71.00	70.00	64.00	61.00	59.00	58.00	58.00	58.00	58.00	59.00	59.00	60.00	60.00	60.00	59.00	59.00	58.00	56.00	46.00	43.00	42.00
Goodwill	0%	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	3.00	3.00	4.00
Liabilities	0.1%	3,305	3,303	3,179	2,997	3,009	2,916	2,865	2,733	2,688	2,654	2,605	2,531	2,390	2,294	2,328	2,257	2,082	1,951	1,643	1,714	1,753
Short Term Borrowings	-100.0%	-	66.00	-	-	-	146	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-100.0%	-	209	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	0.3%	250	250	239	239	229	235	231	227	222	224	219	214	176	179	185	180	169	166	162	159	155
Retained Earnings	-0.4%	68.00	68.00	69.00	70.00	70.00	76.00	74.00	68.00	62.00	57.00	71.00	65.00	61.00	37.00	53.00	49.00	46.00	43.00	59.00	57.00	55.00
Additional Paid-In Capital	0.2%	149	149	139	139	130	130	130	130	130	130	111	111	111	130	111	111	111	111	92.00	92.00	92.00
Shares Outstanding	0%	12.00	12.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	67.00	-	-	-	148	-	-	-	100	-	-	-	64.00	-	-	-	91.00	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-84.5%	1,996	12,867	-2,866	7,681	4,032	3,303	13,164	12,072	8,326	17,590	11,306	-7,822	5,446	9,441	6,548	3,541	4,229	7,727	7,742	6,526	7,083
Cashflow From Investing	167.9%	41,843	-61,608	-117,515	-22,799	-4,166	-81,586	-149,654	-67,691	-168,980	-74,777	56,770	-325,311	-109,327	128,688	-120,727	-105,074	-31,342	-197,202	75,735	37,841	-48,280
Cashflow From Financing	-98.7%	1,763	133,921	175,428	-7,589	85,850	52,145	125,449	43,275	31,464	49,342	71,107	172,677	95,326	-30,830	69,342	169,221	129,143	77,932	-74,676	-40,351	79,383
Dividend Payments	-100.0%	-	1,997	1,829	1,829	1,715	1,715	1,714	1,715	1,715	1,716	1,560	1,558	1,559	1,558	1,559	1,558	1,559	1,576	1,409	1,409	1,409

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FGBI Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest Income:
Loans (including fees)	$ 46,918	$ 38,149
Deposits with other banks	3,476	751
Securities (including FHLB stock)	2,514	2,387
Total Interest Income	52,908	41,287
Interest Expense:
Demand deposits	16,976	13,049
Savings deposits	1,227	579
Time deposits	9,572	3,576
Borrowings	3,212	1,782
Total Interest Expense	30,987	18,986
Net Interest Income	21,921	22,301
Less: Provision for credit losses	2,304	314
Net Interest Income after Provision for Credit Losses	19,617	21,987
Noninterest Income:
Service charges, commissions and fees	733	785
ATM and debit card fees	764	825
Net gains on securities	0	0
Net gains on sale of loans	0	12
Other	811	1,082
Total Noninterest Income	2,308	2,704
Noninterest Expense:
Salaries and employee benefits	9,900	10,004
Occupancy and equipment expense	2,271	2,202
Other	6,763	7,960
Total Noninterest Expense	18,934	20,166
Income Before Income Taxes	2,991	4,525
Less: Provision for income taxes	681	1,057
Net Income	2,310	3,468
Less: Preferred stock dividends	582	582
Net Income Available to Common Shareholders	$ 1,728	$ 2,886
Per Common Share:
Earnings (in dollars per share)	$ 0.14	$ 0.27
Cash dividends paid (in dollars per share)	$ 0.16	$ 0.16
Weighted Average Common Shares Outstanding (in shares)	12,489,910	10,716,796

FGBI Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 331,592	$ 286,114
Federal funds sold	465	341
Cash and cash equivalents	332,057	286,455
Investment securities:
Available for sale, at fair value	37,752	83,485
Held to maturity, at cost and net of allowance for credit losses of $80 (estimated fair value of $251,627 and $253,584 respectively)	320,901	320,638
Investment securities	358,653	404,123
Federal Home Loan Bank stock, at cost	10,410	13,390
Loans held for sale	0	0
Loans, net of unearned income	2,752,230	2,748,708
Less: allowance for credit losses	31,450	30,926
Net loans	2,720,780	2,717,782
Premises and equipment, net	70,646	69,792
Goodwill	12,900	12,900
Intangible assets, net	4,088	4,298
Other real estate, net	1,284	1,250
Accrued interest receivable	17,339	15,713
Other assets	27,634	27,069
Total Assets	3,555,791	3,552,772
Deposits:
Noninterest-bearing demand	415,113	442,755
Interest-bearing demand	1,556,257	1,526,628
Savings	229,098	218,986
Time	863,408	820,725
Total deposits	3,063,876	3,009,094
Short-term advances from Federal Home Loan Bank	0	50,000
Short-term borrowings	0	10,000
Repurchase agreements	6,834	6,297
Accrued interest payable	10,182	11,807
Long-term advances from Federal Home Loan Bank	155,000	155,000
Senior long-term debt	18,102	39,099
Junior subordinated debentures	44,700	15,000
Other liabilities	6,777	6,844
Total Liabilities	3,305,471	3,303,141
Preferred stock, Series A - $1,000 par value - 100,000 shares authorized
Non-cumulative perpetual; 34,500 shares issued and outstanding	33,058	33,058
Common stock, $1 par value - 100,600,000 shares authorized; 12,504,717 and 12,475,424 shares issued and outstanding	12,505	12,475
Surplus	149,389	149,085
Retained earnings	67,699	67,972
Accumulated other comprehensive (loss) income	(12,331)	(12,959)
Total Shareholders' Equity	250,320	249,631
Total Liabilities and Shareholders' Equity	$ 3,555,791	$ 3,552,772

About First Guaranty Bancshares Inc

First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.

CEO	Mr. Alton B. Lewis Jr.
WEBSITE	fgb.net
INDUSTRY	Banks Diversified
EMPLOYEES	465

First Guaranty Bancshares Inc Frequently Asked Questions

What is the ticker symbol for First Guaranty Bancshares Inc? What does FGBI stand for in stocks?

FGBI is the stock ticker symbol of First Guaranty Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of First Guaranty Bancshares Inc (FGBI)?

As of Fri May 17 2024, market cap of First Guaranty Bancshares Inc is 143.8 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FGBI stock?

You can check FGBI's fair value in chart for subscribers.

What is the fair value of FGBI stock?

You can check FGBI's fair value in chart for subscribers. The fair value of First Guaranty Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of First Guaranty Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FGBI so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is First Guaranty Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether FGBI is over valued or under valued. Whether First Guaranty Bancshares Inc is cheap or expensive depends on the assumptions which impact First Guaranty Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FGBI.

What is First Guaranty Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, FGBI's PE ratio (Price to Earnings) is 17.84 and Price to Sales (PS) ratio is 0.74. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FGBI PE ratio will change depending on the future growth rate expectations of investors.