FRAF RSI Chart
Last 7 days
-2.8%
Last 30 days
0.3%
Last 90 days
1.2%
Trailing 12 Months
4.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 84.0M | 0 | 0 | 0 |
2023 | 61.5M | 67.1M | 72.2M | 76.8M |
2022 | 47.5M | 48.8M | 51.6M | 56.4M |
2021 | 45.9M | 46.2M | 47.3M | 47.6M |
2020 | 48.9M | 47.7M | 46.2M | 45.9M |
2019 | 46.4M | 47.7M | 49.0M | 49.2M |
2018 | 40.8M | 41.9M | 43.4M | 44.9M |
2017 | 37.4M | 38.4M | 39.1M | 39.9M |
2016 | 35.2M | 35.6M | 36.2M | 37.0M |
2015 | 34.7M | 34.6M | 34.5M | 34.6M |
2014 | 35.5M | 35.4M | 35.3M | 34.8M |
2013 | 38.3M | 37.2M | 36.4M | 36.0M |
2012 | 41.4M | 41.0M | 40.3M | 39.1M |
2011 | 42.7M | 42.3M | 41.7M | 41.8M |
2010 | 0 | 43.6M | 43.4M | 43.3M |
2009 | 0 | 0 | 0 | 43.8M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 03, 2024 | duffey gregory a | bought | 58,000 | 29.00 | 2,000 | - |
May 01, 2024 | jennings allan e jr | bought | 30,140 | 30.14 | 1,000 | - |
May 01, 2024 | rzomp kimberly | bought | 15,070 | 30.14 | 500 | - |
Apr 29, 2024 | carroll charles benner jr | bought | 1,518 | 30.36 | 50.00 | coo |
Mar 25, 2024 | elliott g warren | acquired | 2,358 | 26.2 | 90.00 | - |
Mar 25, 2024 | duffey gregory a | acquired | 4,742 | 26.2 | 181 | - |
Mar 25, 2024 | fisher daniel j | acquired | 10,480 | 26.2 | 400 | - |
Mar 25, 2024 | jennings allan e jr | acquired | 5,213 | 26.2 | 199 | - |
Mar 25, 2024 | snook gregory i | acquired | 5,213 | 26.2 | 199 | - |
Mar 25, 2024 | craig kevin w | acquired | 10,480 | 26.2 | 400 | - |
Which funds bought or sold FRAF recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | JANE STREET GROUP, LLC | new | - | 420,720 | 420,720 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 3.72 | -247,276 | 1,535,420 | 0.03% |
May 15, 2024 | Royal Bank of Canada | added | 0.08 | -75,000 | 365,000 | -% |
May 15, 2024 | RBF Capital, LLC | unchanged | - | -160,500 | 786,000 | 0.04% |
May 15, 2024 | MILLENNIUM MANAGEMENT LLC | reduced | -2.58 | -59,261 | 250,970 | -% |
May 15, 2024 | 683 Capital Management, LLC | sold off | -100 | -205,012 | - | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 0.2 | -2,703 | 13,388 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | reduced | -72.28 | -154,110 | 46,076 | -% |
May 15, 2024 | MORGAN STANLEY | reduced | -8.84 | -157,875 | 491,803 | -% |
May 15, 2024 | STATE STREET CORP | added | 7.38 | -41,663 | 343,089 | -% |
Unveiling Franklin Financial Services Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Date Filed | Form Type | Document | |
---|---|---|---|
Peers (Alternatives to Franklin Financial Services Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
Franklin Financial Services Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 10.7% | 24.00 | 22.00 | 20.00 | 19.00 | 17.00 | 17.00 | 15.00 | 13.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 11.00 | 11.00 | 12.00 | 12.00 | 13.00 | 12.00 | 12.00 |
EBITDA Margin | -7.0% | 0.87* | 0.93* | 1.00* | 1.10* | 1.18* | 1.25* | 1.30* | 1.34* | 1.40* | 1.45* | 1.47* | 1.42* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -2.5% | 14.00 | 14.00 | 14.00 | 13.00 | 13.00 | 15.00 | 14.00 | 12.00 | 11.00 | 11.00 | 12.00 | 11.00 | 11.00 | 11.00 | 10.00 | 10.00 | 10.00 | 10.00 | 11.00 | 11.00 | 10.00 |
Income Taxes | 8.1% | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | -0.94 | -0.11 | 1.00 | 1.00 | 1.00 | 0.00 |
Earnings Before Taxes | -1.6% | 4.00 | 4.00 | 5.00 | 4.00 | 4.00 | 4.00 | 6.00 | 4.00 | 3.00 | 4.00 | 7.00 | 6.00 | 6.00 | 5.00 | 4.00 | 2.00 | 2.00 | 5.00 | 5.00 | 5.00 | 4.00 |
EBT Margin | -5.9% | 0.19* | 0.21* | 0.22* | 0.25* | 0.29* | 0.31* | 0.34* | 0.38* | 0.44* | 0.48* | 0.51* | 0.46* | - | - | - | - | - | - | - | - | - |
Net Income | -3.2% | 3.00 | 3.00 | 4.00 | 3.00 | 3.00 | 4.00 | 5.00 | 4.00 | 3.00 | 4.00 | 6.00 | 5.00 | 5.00 | 5.00 | 3.00 | 3.00 | 2.00 | 4.00 | 4.00 | 4.00 | 3.00 |
Net Income Margin | -8.1% | 0.16* | 0.18* | 0.19* | 0.22* | 0.25* | 0.26* | 0.29* | 0.33* | 0.37* | 0.41* | 0.43* | 0.39* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 23.3% | 7.00 | 6.00 | 7.00 | 6.00 | 8.00 | 7.00 | 8.00 | 5.00 | 4.00 | 2.00 | 12.00 | 2.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 9.6% | 2,012 | 1,836 | 1,828 | 1,736 | 1,711 | 1,700 | 1,847 | 1,832 | 1,767 | 1,774 | 1,732 | 1,678 | 1,598 | 1,535 | 1,511 | 1,423 | 1,262 | 1,269 | 1,302 | 1,252 | 1,213 |
Cash Equivalents | 689.0% | 183 | 23.00 | 74.00 | 65.00 | 87.00 | 65.00 | 210 | 198 | 174 | 175 | 99.00 | 98.00 | 108 | 57.00 | 71.00 | 59.00 | 53.00 | 84.00 | 150 | 82.00 | 47.00 |
Net PPE | 1.2% | 29.00 | 29.00 | 29.00 | 29.00 | 30.00 | 30.00 | 29.00 | 27.00 | 23.00 | 19.00 | 18.00 | 11.00 | 13.00 | 13.00 | 13.00 | 14.00 | 14.00 | 14.00 | 13.00 | 13.00 | 13.00 |
Goodwill | 0% | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
Liabilities | 10.2% | 1,877 | 1,704 | 1,713 | 1,616 | 1,588 | 1,585 | 1,739 | 1,710 | 1,630 | 1,617 | 1,580 | 1,527 | 1,457 | 1,390 | 1,372 | 1,288 | 1,133 | 1,142 | 1,176 | 1,128 | 1,091 |
Short Term Borrowings | -100.0% | - | 40.00 | 70.00 | 70.00 | 50.00 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholder's Equity | 1.6% | 134 | 132 | 115 | 120 | 124 | 114 | 108 | 122 | 137 | 157 | 153 | 151 | 141 | 145 | 140 | 135 | 129 | 128 | 126 | 124 | 121 |
Retained Earnings | 1.5% | 136 | 134 | 132 | 129 | 128 | 126 | 124 | 120 | 118 | 117 | 114 | 110 | 106 | 103 | 99.00 | 97.00 | 95.00 | 95.00 | 92.00 | 89.00 | 86.00 |
Additional Paid-In Capital | -0.4% | 43.00 | 44.00 | 44.00 | 43.00 | 43.00 | 44.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 43.00 | 42.00 | 42.00 | 42.00 | 42.00 | 42.00 | 42.00 |
Shares Outstanding | 0.5% | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 108 | - | - | - | 120 | - | - | - | 128 | - | - | - | 103 | - | - | - | 153 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 23.3% | 7,304 | 5,923 | 7,257 | 5,668 | 7,717 | 7,498 | 8,460 | 4,840 | 4,446 | 2,479 | 11,783 | 1,638 | 10,449 | 4,060 | -197 | 81.00 | 2,491 | 4,400 | 6,057 | 4,289 | 4,220 |
Share Based Compensation | 11.1% | 130 | 117 | 113 | 118 | 135 | 110 | 131 | 151 | 70.00 | 43.00 | 46.00 | 67.00 | 48.00 | 56.00 | 55.00 | 55.00 | 31.00 | - | - | - | - |
Cashflow From Investing | 60.8% | -18,112 | -46,185 | -91,315 | -55,482 | 14,715 | 2,375 | -20,072 | -60,559 | -16,799 | 34,808 | -62,899 | -80,404 | -25,443 | -35,069 | -69,304 | -149,830 | -23,111 | -35,481 | 17,854 | -3,089 | -2,765 |
Cashflow From Financing | 1713.5% | 170,238 | -10,551 | 93,179 | 28,083 | -768 | -155,130 | 23,499 | 80,279 | 10,913 | 38,969 | 51,878 | 69,275 | 65,470 | 16,995 | 82,062 | 154,998 | -9,858 | -35,225 | 43,776 | 34,214 | -7,379 |
Dividend Payments | 0.1% | 1,399 | 1,397 | 1,392 | 1,401 | 1,405 | 1,404 | 1,406 | 1,427 | 1,421 | 1,419 | 1,414 | 1,373 | 1,318 | 1,312 | 1,306 | 1,302 | 1,306 | 1,304 | 1,302 | 1,317 | 1,192 |
Buy Backs | - | 39.00 | - | - | 2,078 | 316 | 670 | 1,203 | 1,441 | 20.00 | 88.00 | 386 | 706 | 13.00 | -1.00 | - | - | 1,172 | 3.00 | 1,839 | 1,444 | 560 |
Consolidated Statements Of Income - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest income | ||
Loans, including fees | $ 17,222 | $ 12,336 |
Interest and dividends on investments: | ||
Taxable interest | 3,913 | 3,451 |
Tax exempt interest | 275 | 365 |
Dividend income | 45 | 8 |
Interest-earning deposits in other banks | 2,354 | 423 |
Total interest income | 23,809 | 16,583 |
Interest expense | ||
Deposits | 6,504 | 3,429 |
Federal Reserve Bank borrowings | 961 | 51 |
FHLB advances | 2,527 | |
Subordinate notes | 264 | 266 |
Total interest expense | 10,256 | 3,746 |
Net interest income | 13,553 | 12,837 |
Provision for credit losses - loans | 490 | 467 |
Provision for credit losses - unfunded commitments | (38) | 62 |
Total provision for credit losses | 452 | 529 |
Net interest income after credit loss expense | 13,101 | 12,308 |
Noninterest income | ||
Wealth management fees | 2,026 | 1,834 |
Loan service charges | 206 | 302 |
Gain on sale of loans | 58 | 73 |
Deposit service charges and fees | 613 | 583 |
Other service charges and fees | 488 | 432 |
Debit card income | 536 | 502 |
Increase in cash surrender value of life insurance | 112 | 108 |
Net losses on sales of debt securities | (602) | |
Change in fair value of equity securities | (41) | (24) |
Other | 190 | 17 |
Total noninterest income | 4,188 | 3,225 |
Noninterest Expense | ||
Salaries and employee benefits | 7,727 | 6,936 |
Net occupancy | 1,182 | 1,110 |
Marketing and advertising | 519 | 519 |
Legal and professional | 516 | 552 |
Data processing | 1,423 | 1,060 |
Pennsylvania bank shares tax | 125 | 223 |
FDIC Insurance | 322 | 182 |
ATM/debit card processing | 323 | 294 |
Telecommunications | 111 | 100 |
Nonservice pension | (29) | (29) |
Other | 1,085 | 1,072 |
Total noninterest expense | 13,304 | 12,019 |
Income before federal income taxes | 3,985 | 3,514 |
Federal income tax expense | 624 | 222 |
Net income | $ 3,361 | $ 3,292 |
Per share | ||
Basic earnings per share | $ 0.77 | $ 0.75 |
Diluted earnings per share | $ 0.77 | $ 0.75 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets | ||
Cash and due from banks | $ 21,779 | $ 19,505 |
Short-term interest-earning deposits in other banks | 160,791 | 3,635 |
Total cash and cash equivalents | 182,570 | 23,140 |
Long-term interest-earning deposits in other banks | 3,989 | 6,229 |
Debt securities available for sale, at fair value | 462,951 | 472,503 |
Equity securities | 386 | 427 |
Restricted stock | 10,295 | 2,375 |
Loans held for sale | 281 | 213 |
Loans | 1,277,595 | 1,256,985 |
Allowance for credit losses | (16,533) | (16,052) |
Net Loans | 1,261,062 | 1,240,933 |
Premises and equipment, net | 28,897 | 28,543 |
Right of use asset | 4,536 | 4,680 |
Bank owned life insurance | 22,390 | 22,758 |
Goodwill | 9,016 | 9,016 |
Deferred tax asset, net | 11,880 | 11,801 |
Other assets | 13,361 | 13,421 |
Total assets | 2,011,614 | 1,836,039 |
Deposits | ||
Noninterest-bearing checking | 291,893 | 273,050 |
Money management, savings, and interest checking | 1,095,510 | 1,132,482 |
Time | 171,909 | 132,446 |
Total deposits | 1,559,312 | 1,537,978 |
Lease liability | 4,678 | 4,816 |
Other liabilities | 13,715 | 11,448 |
Total liabilities | 1,877,377 | 1,703,903 |
Commitments and contingent liabilities | ||
Shareholders' equity | ||
Common stock, $1 par value per share,15,000,000 shares authorized with 4,710,972 shares issued and 4,393,873 shares outstanding at March 31, 2024 and 4,710,972 shares issued and 4,371,231 shares outstanding at December 31, 2023 | 4,711 | 4,711 |
Capital stock no par value, 5,000,000 shares authorized with no shares issued and outstanding | ||
Additional paid-in capital | 43,459 | 43,646 |
Retained earnings | 135,955 | 133,993 |
Accumulated other comprehensive loss | (41,234) | (40,940) |
Treasury stock, 317,099 shares at March 31, 2024 and 339,741 shares at December 31, 2023, at cost | (8,654) | (9,274) |
Total shareholders' equity | 134,237 | 132,136 |
Total liabilities and shareholders' equity | 2,011,614 | 1,836,039 |
Federal Reserve Bank Borrowings [Member] | ||
Deposits | ||
Debt | 40,000 | 90,000 |
Federal Home Loan Bank (FHLB) Advances [Member] | ||
Deposits | ||
Debt | 240,000 | 40,000 |
Subordinated Notes [Member] | ||
Deposits | ||
Debt | $ 19,672 | $ 19,661 |