GABC - German American Bancorp Inc Stock Price, Fair Value and News

33.84USD+0.62 (+1.87%)Market Closed

Market Summary

USD33.84+0.62

Market Closed

1.87%

GABC Stock Price

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GABC RSI Chart

GABC Valuation

Market Cap

1.0B

Price/Earnings (Trailing)

11.94

Price/Sales (Trailing)

3.8

EV/EBITDA

3.63

Price/Free Cashflow

10.62

GABC Price/Sales (Trailing)

GABC Profitability

EBT Margin

38.41%

Return on Equity

12.84%

Return on Assets

1.38%

Free Cashflow Yield

9.42%

GABC Fundamentals

GABC Revenue

Revenue (TTM)

264.4M

Rev. Growth (Yr)

12.84%

Rev. Growth (Qtr)

1.86%

GABC Earnings

Earnings (TTM)

84.1M

Earnings Growth (Yr)

-8.58%

Earnings Growth (Qtr)

-11.55%

Breaking Down GABC Revenue

Last 7 days

4.6%

Last 30 days

7.9%

Last 90 days

2.5%

Trailing 12 Months

22.6%

How does GABC drawdown profile look like?

GABC Financial Health

Debt/Equity

0.3

Debt/Cashflow

0.5

GABC Investor Care

Dividend Yield

3.01%

Dividend/Share (TTM)

1.02

Shares Dilution (1Y)

0.31%

Diluted EPS (TTM)

2.85

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	264.4M	0	0	0
2023	230.1M	241.4M	250.5M	256.7M
2022	178.1M	188.1M	201.1M	218.9M
2021	172.3M	171.1M	172.5M	170.4M
2020	178.9M	181.4M	176.6M	174.4M
2019	145.8M	155.3M	168.7M	176.5M
2018	113.1M	117.3M	122.8M	133.7M
2017	107.7M	108.3M	109.5M	111.0M
2016	84.3M	91.0M	97.3M	103.4M
2015	80.7M	81.1M	81.1M	81.6M
2014	77.0M	78.3M	79.9M	80.4M
2013	75.8M	74.7M	74.6M	75.7M
2012	80.4M	79.4M	78.3M	77.2M
2011	68.1M	72.7M	76.5M	80.2M
2010	0	63.9M	64.0M	64.2M
2009	0	0	0	63.7M

Get all data in R, Python etc through our Historical Stock Data APIs

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Russell 2000 Index

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Tracking the Latest Insider Buys and Sells of German American Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 15, 2024	seger thomas w	bought	849	32.06	26.5127	-
Apr 15, 2024	sheidler jack	bought	899	32.06	28.0723	-
Mar 15, 2024	barrett clay m	acquired	-	-	4,093	evp, chief digital & info off
Mar 15, 2024	dauby d neil	acquired	-	-	13,288	chairman & ceo
Mar 15, 2024	seger thomas w	bought	1,700	32.38	52.506	-
Mar 15, 2024	leinenbach keith a.	sold (taxes)	-48,122	31.89	-1,509	evp, chief credit officer
Mar 15, 2024	jackson amy d	acquired	-	-	4,465	evp, chief administrative offi
Mar 15, 2024	sheidler jack	bought	1,750	32.38	54.05	-
Mar 15, 2024	schuler vicki l	acquired	-	-	792	svp, principal acct off, contr
Mar 15, 2024	arnett bradley c	acquired	-	-	2,138	svp, chief legal officer

Which funds bought or sold GABC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.8	17,554	1,019,280	-%
May 16, 2024	JANE STREET GROUP, LLC	reduced	-70.16	-726,097	340,095	-%
May 16, 2024	COMERICA BANK	reduced	-7.62	-21,209	1,657,140	0.01%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-92.94	-180,773	14,757	-%
May 15, 2024	NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO	unchanged	-	11,505	178,708	-%
May 15, 2024	Aptus Capital Advisors, LLC	added	11.83	491,320	3,008,340	0.06%
May 15, 2024	QUADRANT CAPITAL GROUP LLC	reduced	-8.37	-1,022	48,566	-%
May 15, 2024	TWO SIGMA ADVISERS, LP	reduced	-11.7	-93,441	1,569,190	-%
May 15, 2024	Steward Partners Investment Advisory, LLC	new	-	3,222	3,222	-%
May 15, 2024	BARCLAYS PLC	reduced	-42.59	-558,000	887,000	-%

Are Funds Buying or Selling GABC?

Are funds buying GABC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GABC

No. of Funds

Unveiling German American Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.71%	1,689,061	SC 13G
Feb 13, 2024	champlain investment partners, llc	4.82%	1,424,323	SC 13G/A
Jan 25, 2024	blackrock inc.	8.2%	2,439,527	SC 13G/A
Feb 13, 2023	champlain investment partners, llc	5.28%	1,558,105	SC 13G/A
Jan 31, 2023	blackrock inc.	7.4%	2,167,193	SC 13G
Feb 11, 2022	champlain investment partners, llc	5.26%	1,397,055	SC 13G
Feb 01, 2022	blackrock inc.	7.0%	1,866,397	SC 13G/A
Jan 29, 2021	blackrock inc.	7.3%	1,927,680	SC 13G/A
Feb 05, 2020	blackrock inc.	6.8%	1,813,358	SC 13G/A

Recent SEC filings of German American Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 14, 2024	13F-HR	Fund Holdings Report
May 08, 2024	10-Q	Quarterly Report
May 01, 2024	8-K	Current Report
Apr 29, 2024	8-K	Current Report
Apr 18, 2024	4	Insider Trading
Apr 18, 2024	4	Insider Trading

Peers (Alternatives to German American Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

German American Bancorp Inc News

Latest updates

German American Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.9%	68.00	67.00	66.00	64.00	60.00	61.00	57.00	52.00	49.00	43.00	44.00	42.00	42.00	45.00	42.00	44.00	44.00	47.00	47.00	41.00	41.00
EBITDA Margin	-4.9%	1.12*	1.18*	1.26*	1.34*	1.42*	1.42*	1.44*	1.46*	1.49*	1.60*	1.61*	1.55*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.3%	45.00	46.00	48.00	48.00	49.00	52.00	52.00	50.00	47.00	41.00	41.00	40.00	39.00	42.00	38.00	38.00	36.00	39.00	39.00	34.00	34.00
Income Taxes	4.9%	4.00	4.00	5.00	5.00	4.00	6.00	6.00	5.00	1.00	3.00	5.00	6.00	5.00	5.00	3.00	3.00	2.00	3.00	3.00	3.00	3.00
Earnings Before Taxes	-9.0%	23.00	25.00	26.00	27.00	25.00	30.00	31.00	29.00	10.00	22.00	26.00	30.00	24.00	26.00	18.00	17.00	15.00	19.00	16.00	18.00	18.00
EBT Margin	-4.9%	0.38*	0.40*	0.43*	0.47*	0.50*	0.45*	0.46*	0.46*	0.50*	0.60*	0.61*	0.57*	-	-	-	-	-	-	-	-	-
Net Income	-11.6%	19.00	22.00	21.00	22.00	21.00	24.00	25.00	24.00	9.00	19.00	21.00	24.00	20.00	21.00	15.00	14.00	12.00	16.00	13.00	15.00	15.00
Net Income Margin	-5.0%	0.32*	0.33*	0.35*	0.38*	0.41*	0.37*	0.38*	0.39*	0.41*	0.49*	0.50*	0.46*	-	-	-	-	-	-	-	-	-
Free Cashflow	-22.9%	23.00	29.00	23.00	19.00	30.00	26.00	31.00	3.00	42.00	25.00	28.00	18.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.7%	6,112	6,152	6,006	6,053	5,997	6,156	6,260	6,472	6,698	5,609	5,476	5,349	5,220	4,978	4,853	4,851	4,324	4,398	4,356	456	472
Cash Equivalents	7.1%	123	115	132	141	80.00	117	373	526	671	395	449	370	393	344	250	278	90.00	104	89.00	90.00	60.00
Net PPE	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	96.00	97.00	99.00	89.00	90.00
Goodwill	0%	180	180	180	180	180	180	180	180	179	122	122	122	122	122	122	122	121	121	121	18.00	104
Liabilities	-0.6%	5,457	5,489	5,467	5,451	5,392	5,598	5,765	5,897	6,049	4,940	4,826	4,700	4,603	4,353	4,249	4,256	3,740	3,824	3,793	3,471	3,416
Long Term Debt	-100.0%	-	200	-	-	-	210	-	-	-	157	-	-	-	195	-	-	-	350	-	-	-
Shareholder's Equity	-1.3%	655	664	538	603	605	558	495	574	649	668	650	649	617	625	604	595	584	574	563	50.00	479
Retained Earnings	2.4%	473	462	447	433	419	405	388	370	353	350	337	321	302	288	273	263	254	253	242	233	222
Additional Paid-In Capital	0.1%	390	389	389	388	388	387	387	386	385	276	276	275	275	274	274	274	275	279	279	230	230
Shares Outstanding	0.3%	30.00	30.00	30.00	30.00	30.00	29.00	29.00	29.00	29.00	27.00	27.00	27.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	777	-	-	-	944	-	-	-	937	-	-	-	772	-	-	-	704	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-19.4%	23,853	29,577	24,416	21,775	31,466	27,544	32,171	4,054	46,267	26,911	28,509	18,734	26,690	36,240	13,466	18,771	23,941	19,441	32,909	-2,464	15,343
Share Based Compensation	12.4%	524	466	497	830	539	415	398	1,093	424	383	373	639	329	238	261	282	270	360	306	310	311
Cashflow From Investing	145.0%	28,061	-62,383	-40,138	-15,252	145,028	-108,269	-40,321	-14,682	139,091	-190,305	-85,933	-139,310	-224,751	-41,959	-32,083	-337,035	64,999	-31,913	59,657	-15,114	18,032
Cashflow From Financing	-351.4%	-43,774	17,415	7,470	53,853	-215,278	-173,242	-144,849	-133,919	88,344	111,541	136,084	97,415	245,557	101,774	-10,061	506,495	-102,684	27,222	-93,439	48,057	-70,397
Dividend Payments	8.1%	7,955	7,360	7,360	7,359	7,354	6,758	6,759	6,753	6,752	5,555	5,556	5,555	5,554	5,022	5,025	5,024	5,065	4,531	4,532	4,248	4,245
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5,793	109	1,168	4,495	-6.00	6.00	-	-

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GABC Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME
Interest and Fees on Loans	$ 57,826	$ 49,061
Interest on Federal Funds Sold and Other Short-term Investments	299	345
Interest and Dividends on Securities:
Taxable	4,852	5,396
Non-taxable	5,281	5,687
TOTAL INTEREST INCOME	68,258	60,489
INTEREST EXPENSE
Interest on Deposits	20,989	8,971
Interest on FHLB Advances and Other Borrowings	2,275	2,509
TOTAL INTEREST EXPENSE	23,264	11,480
NET INTEREST INCOME	44,994	49,009
Provision for Credit Losses	900	1,100
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	44,094	47,909
NON-INTEREST INCOME
Company Owned Life Insurance	441	401
Other Operating Income	1,362	1,211
Net Gains on Sales of Loans	751	587
Net Gains on Securities	35	2
TOTAL NON-INTEREST INCOME	15,822	14,967
NON-INTEREST EXPENSE
Salaries and Employee Benefits	21,178	21,846
Occupancy Expense	2,828	2,910
Furniture and Equipment Expense	976	910
FDIC Premiums	729	741
Data Processing Fees	2,811	2,755
Professional Fees	1,595	1,562
Advertising and Promotion	1,138	1,167
Intangible Amortization	578	785
Other Operating Expenses	4,905	4,940
TOTAL NON-INTEREST EXPENSE	36,738	37,616
Income before Income Taxes	23,178	25,260
Income Tax Expense	4,156	4,453
NET INCOME	$ 19,022	$ 20,807
Basic Earnings Per Share (in dollars per share)	$ 0.64	$ 0.71
Diluted Earnings Per Share (in dollars per share)	$ 0.64	$ 0.71
Wealth Management Fees
NON-INTEREST INCOME
Non-interest income	$ 3,366	$ 2,644
Service Charges on Deposit Accounts
NON-INTEREST INCOME
Non-interest income	2,902	2,788
Insurance Revenues
NON-INTEREST INCOME
Non-interest income	2,878	3,135
Interchange Fee Income
NON-INTEREST INCOME
Non-interest income	$ 4,087	$ 4,199

GABC Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and Due from Banks	$ 52,839	$ 78,805
Federal Funds Sold and Other Short-term Investments	70,631	36,525
Cash and Cash Equivalents	123,470	115,330
Interest-bearing Time Deposits with Banks	500	500
Securities Available-for-Sale, at Fair Value (Amortized Cost $1,838,911 for March 31, 2024; Amortized Cost $1,871,260 for December 31, 2023; No Allowance for Credit Losses)	1,539,270	1,596,832
Other Investments	353	353
Loans Held-for-Sale, at Fair Value	10,325	5,226
Loans	3,978,919	3,977,900
Less: Unearned Income	(7,009)	(6,818)
Allowance for Credit Losses	(43,754)	(43,765)
Loans, Net	3,928,156	3,927,317
Stock in FHLB of Indianapolis and Other Restricted Stock, at Cost	14,630	14,687
Premises, Furniture and Equipment, Net	106,030	106,776
Other Real Estate	0	0
Goodwill	180,357	180,357
Intangible Assets	5,665	6,307
Company Owned Life Insurance	86,294	85,840
Accrued Interest Receivable and Other Assets	116,879	112,673
TOTAL ASSETS	6,111,929	6,152,198
LIABILITIES
Non-interest-bearing Demand Deposits	1,463,933	1,493,160
Interest-bearing Demand, Savings, and Money Market Accounts	2,918,459	2,992,761
Time Deposits	836,955	767,042
Total Deposits	5,219,347	5,252,963
FHLB Advances and Other Borrowings	191,810	193,937
Accrued Interest Payable and Other Liabilities	45,518	41,740
TOTAL LIABILITIES	5,456,675	5,488,640
SHAREHOLDERS’ EQUITY
Common Stock, no par value, $1 stated value; 45,000,000 shares authorized	29,669	29,585
Additional Paid-in Capital	389,851	389,411
Retained Earnings	472,689	461,622
Accumulated Other Comprehensive Income (Loss)	(236,955)	(217,060)
TOTAL SHAREHOLDERS’ EQUITY	655,254	663,558
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 6,111,929	$ 6,152,198
End of period shares issued (in shares)	29,669,019	29,584,709
End of period shares outstanding (in shares)	29,669,019	29,584,709

About German American Bancorp Inc

German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.

CEO	Mr. D. Neil Dauby
WEBSITE	germanamerican.com
INDUSTRY	Banks Diversified
EMPLOYEES	866

German American Bancorp Inc Frequently Asked Questions

What is the ticker symbol for German American Bancorp Inc? What does GABC stand for in stocks?

GABC is the stock ticker symbol of German American Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of German American Bancorp Inc (GABC)?

As of Fri May 17 2024, market cap of German American Bancorp Inc is 1 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GABC stock?

You can check GABC's fair value in chart for subscribers.

What is the fair value of GABC stock?

You can check GABC's fair value in chart for subscribers. The fair value of German American Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of German American Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GABC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is German American Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether GABC is over valued or under valued. Whether German American Bancorp Inc is cheap or expensive depends on the assumptions which impact German American Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GABC.

What is German American Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, GABC's PE ratio (Price to Earnings) is 11.94 and Price to Sales (PS) ratio is 3.8. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GABC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on German American Bancorp Inc's stock?

In the past 10 years, German American Bancorp Inc has provided 0.09 (multiply by 100 for percentage) rate of return.