GCBC - Greene County Bancorp Inc Stock Price, Fair Value and News

32.60USD+0.20 (+0.62%)Market Closed

Market Summary

USD32.60+0.20

Market Closed

0.62%

GCBC Stock Price

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GCBC RSI Chart

GCBC Valuation

Market Cap

555.1M

Price/Earnings (Trailing)

22.66

Price/Sales (Trailing)

5.56

EV/EBITDA

3.76

Price/Free Cashflow

25.01

GCBC Price/Sales (Trailing)

GCBC Profitability

EBT Margin

27.22%

Return on Equity

12.3%

Return on Assets

0.85%

Free Cashflow Yield

GCBC Fundamentals

GCBC Revenue

Revenue (TTM)

99.9M

Rev. Growth (Yr)

18.87%

Rev. Growth (Qtr)

1.87%

GCBC Earnings

Earnings (TTM)

24.5M

Earnings Growth (Yr)

-27.56%

Earnings Growth (Qtr)

2.7%

Breaking Down GCBC Revenue

Last 7 days

10.4%

Last 30 days

19.6%

Last 90 days

-0.9%

Trailing 12 Months

54.4%

How does GCBC drawdown profile look like?

GCBC Financial Health

GCBC Investor Care

Dividend Yield

0.82%

Dividend/Share (TTM)

0.25

Diluted EPS (TTM)

1.44

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	99.9M	0	0	0
2023	77.8M	84.6M	90.7M	95.7M
2022	62.0M	63.4M	66.5M	71.2M
2021	57.1M	58.3M	60.6M	61.5M
2020	51.4M	53.3M	54.0M	55.8M
2019	44.7M	46.3M	47.9M	49.7M
2018	37.1M	38.9M	40.8M	42.8M
2017	32.2M	33.5M	34.7M	35.7M
2016	27.8M	28.8M	29.8M	31.1M
2015	25.2M	25.7M	26.3M	27.1M
2014	23.6M	23.8M	24.2M	24.7M
2013	24.2M	24.1M	23.8M	23.6M
2012	24.5M	24.3M	24.3M	24.2M
2011	0	24.2M	24.5M	24.5M
2010	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of Greene County Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Sep 18, 2023	hada tejraj s	bought	24,500	24.5	1,000	-
Aug 14, 2023	gibson donald e	sold	-19,170	35.7	-537	president and ceo
Aug 04, 2023	gibson donald e	sold	-126,573	34.6206	-3,656	president and ceo
Jul 31, 2023	gibson donald e	sold	-621	34.5	-18.00	president and ceo
Jul 28, 2023	gibson donald e	sold	-3,105	34.5	-90.00	president and ceo
Jun 07, 2023	plummer michelle m	sold	-283,549	28.3549	-10,000	sevp, cfo & coo
May 08, 2023	hada tejraj s	bought	36,400	18.2	2,000	-
Feb 28, 2023	cahalan jay p.	bought	41,007	56.9548	720	-
Feb 10, 2023	hada tejraj s	bought	27,168	48.00	566	-
Jan 27, 2023	nelson stephen e	sold	-229,078	47.00	-4,874	-

Which funds bought or sold GCBC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.69	-6,044	218,315	-%
May 15, 2024	DEUTSCHE BANK AG\	added	9.83	12,944	119,709	-%
May 15, 2024	STATE STREET CORP	added	0.84	93,843	3,271,960	-%
May 15, 2024	MORGAN STANLEY	reduced	-30.86	-180,328	432,655	-%
May 15, 2024	BANK OF AMERICA CORP /DE/	reduced	-26.65	-53,578	159,727	-%
May 15, 2024	BARCLAYS PLC	reduced	-42.3	-128,000	185,000	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-70.81	-7,324	3,110	-%
May 15, 2024	Royal Bank of Canada	reduced	-82.97	-61,000	12,000	-%
May 15, 2024	CITADEL ADVISORS LLC	sold off	-100	-523,646	-	-%
May 15, 2024	JANUS HENDERSON GROUP PLC	new	-	271,836	271,836	-%

Are Funds Buying or Selling GCBC?

Are funds buying GCBC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GCBC

No. of Funds

Recent SEC filings of Greene County Bancorp Inc

View All Filings

Date Filed	Form Type	Document
May 17, 2024	4	Insider Trading
May 15, 2024	144	Notice of Insider Sale Intent
May 10, 2024	10-Q	Quarterly Report
Apr 23, 2024	8-K	Current Report
Apr 17, 2024	8-K	Current Report
Apr 04, 2024	UPLOAD	UPLOAD
Mar 20, 2024	CORRESP	CORRESP
Mar 12, 2024	UPLOAD	UPLOAD
Feb 09, 2024	10-Q	Quarterly Report

Peers (Alternatives to Greene County Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

Greene County Bancorp Inc News

Latest updates

Greene County Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.9%	26.00	26.00	25.00	24.00	22.00	21.00	19.00	17.00	15.00	16.00	16.00	15.00	15.00	15.00	13.00	14.00	13.00	13.00	13.00	12.00	12.00
EBITDA Margin	-11.0%	0.80*	0.89*	1.01*	1.15*	1.27*	1.36*	1.42*	1.43*	1.47*	1.43*	1.42*	1.38*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.8%	12.00	12.00	13.00	14.00	15.00	16.00	16.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	12.00	12.00	11.00	11.00	11.00	10.00	10.00
Income Taxes	-51.4%	0.00	1.00	1.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	-2.9%	6.00	6.00	7.00	7.00	9.00	9.00	11.00	8.00	9.00	8.00	8.00	9.00	6.00	7.00	6.00	5.00	5.00	6.00	6.00	5.00	5.00
EBT Margin	-14.2%	0.27*	0.32*	0.36*	0.42*	0.47*	0.50*	0.53*	0.52*	0.54*	0.51*	0.50*	0.47*	-	-	-	-	-	-	-	-	-
Net Income	2.7%	6.00	6.00	6.00	6.00	8.00	7.00	9.00	7.00	7.00	7.00	7.00	8.00	5.00	6.00	5.00	5.00	4.00	5.00	5.00	4.00	4.00
Net Income Margin	-12.1%	0.25*	0.28*	0.31*	0.36*	0.40*	0.42*	0.45*	0.44*	0.46*	0.44*	0.43*	0.41*	-	-	-	-	-	-	-	-	-
Free Cashflow	168.6%	5.00	2.00	6.00	10.00	7.00	5.00	4.00	14.00	7.00	6.00	7.00	12.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	4.9%	2,872	2,737	2,688	2,698	2,729	2,616	2,584	2,572	2,522	2,345	2,283	2,200	2,143	1,865	1,799	1,677	1,584	1,444	1,410	1,269	1,274
Cash Equivalents	45.3%	256	176	130	196	178	61.00	67.00	69.00	151	64.00	113	150	146	57.00	76.00	40.00	78.00	35.00	111	30.00	88.00
Net PPE	2.8%	16.00	15.00	15.00	15.00	15.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	13.00	13.00	13.00	13.00	13.00
Liabilities	5.2%	2,672	2,541	2,504	2,515	2,550	2,448	2,425	2,414	2,365	2,185	2,128	2,051	2,004	1,726	1,666	1,548	1,460	1,323	1,293	1,157	1,166
Shareholder's Equity	2.0%	199	195	184	183	179	168	160	158	157	160	155	150	139	139	133	129	124	121	117	112	108
Retained Earnings	2.6%	209	203	198	194	188	180	174	165	159	153	146	140	133	128	123	118	114	110	106	102	98.00
Additional Paid-In Capital	0%	10.00	10.00	10.00	10.00	10.00	11.00	11.00	10.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00	11.00
Shares Outstanding	0%	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	34.00	34.00	34.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	181	-	-	-	112	-	-	-	78.00	-	-	-	84.00	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	179.0%	5,585	2,002	6,258	10,381	7,686	5,641	4,401	14,207	7,789	6,461	6,897	11,914	4,491	5,849	5,499	8,917	6,555	5,434	5,817	6,472	6,246
Cashflow From Investing	-1164.5%	-54,269	5,098	-58,782	43,450	11,038	-33,928	-19,899	-139,140	-98,708	-112,645	-120,690	-53,537	-190,919	-85,190	-87,491	-129,765	-98,732	-110,110	-58,712	-54,704	-22,534
Cashflow From Financing	231.6%	128,427	38,727	-13,668	-35,708	98,782	22,179	13,413	43,327	178,006	56,383	77,347	45,611	275,191	60,198	117,696	83,497	135,449	28,366	134,209	-10,652	72,765
Dividend Payments	-0.6%	625	629	1,362	546	547	552	546	1,107	507	512	508	468	1,021	473	468	430	432	944	432	393	393
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	593	-	-	-	-

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GCBC Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans	$ 18,063	$ 15,676	$ 53,044	$ 43,859
Investment securities - taxable	1,116	722	2,689	2,076
Mortgage-backed securities	1,625	1,422	4,691	4,276
Investment securities - tax exempt	4,426	3,836	13,050	10,417
Interest-bearing deposits and federal funds sold	841	277	2,862	473
Total interest income	26,071	21,933	76,336	61,101
Interest expense:
Interest on deposits	12,944	5,559	36,109	11,307
Interest on borrowings	832	1,148	2,105	2,811
Total interest expense	13,776	6,707	38,214	14,118
Net interest income	12,295	15,226	38,122	46,983
Provision for credit losses	290	(944)	917	(1,199)
Net interest income after provision for credit losses	12,005	16,170	37,205	48,182
Noninterest income:
Service charges on deposit accounts	1,011	1,132	3,468	3,583
Debit card fees	1,120	1,082	3,373	3,362
Investment services	265	213	714	591
E-commerce fees	24	26	83	81
Bank-owned life insurance	615	340	1,551	1,020
Net loss on sale of available-for-sale securities	0	0	0	(251)
Other operating income	377	266	1,000	666
Total noninterest income	3,412	3,059	10,189	9,052
Noninterest expense:
Salaries and employee benefits	6,102	6,193	17,247	17,070
Occupancy expense	688	617	1,818	1,654
Equipment and furniture expense	151	150	527	529
Service and data processing fees	661	674	1,866	2,040
Computer software, supplies and support	319	407	1,301	1,157
Advertising and promotion	122	115	321	336
FDIC insurance premiums	326	191	952	638
Legal and professional fees	319	507	1,119	2,655
Other	546	1,002	2,254	2,525
Total noninterest expense	9,234	9,856	27,405	28,604
Income before provision for income taxes	6,183	9,373	19,989	28,630
Provision for income taxes	322	1,282	1,952	4,305
Net income	$ 5,861	$ 8,091	$ 18,037	$ 24,325
Basic earnings per share (in dollars per share)	$ 0.34	$ 0.48	$ 1.06	$ 1.43
Diluted earnings per share (in dollars per share)	$ 0.34	$ 0.48	$ 1.06	$ 1.43
Basic average shares outstanding (in shares)	17,026,828	17,026,828	17,026,828	17,026,828
Diluted average shares outstanding (in shares)	17,026,828	17,026,828	17,026,828	17,026,828

About Greene County Bancorp Inc

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company's deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio consists of residential, construction and land, and multifamily loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.

CEO	Mr. Donald E. Gibson
WEBSITE	thebankofgreenecounty.com
INDUSTRY	Banks Diversified
EMPLOYEES	195

Greene County Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Greene County Bancorp Inc? What does GCBC stand for in stocks?

GCBC is the stock ticker symbol of Greene County Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Greene County Bancorp Inc (GCBC)?

As of Fri May 17 2024, market cap of Greene County Bancorp Inc is 555.07 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GCBC stock?

You can check GCBC's fair value in chart for subscribers.

What is the fair value of GCBC stock?

You can check GCBC's fair value in chart for subscribers. The fair value of Greene County Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Greene County Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GCBC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Greene County Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether GCBC is over valued or under valued. Whether Greene County Bancorp Inc is cheap or expensive depends on the assumptions which impact Greene County Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GCBC.

What is Greene County Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, GCBC's PE ratio (Price to Earnings) is 22.66 and Price to Sales (PS) ratio is 5.56. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GCBC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Greene County Bancorp Inc's stock?

In the past 10 years, Greene County Bancorp Inc has provided 0.172 (multiply by 100 for percentage) rate of return.