LSBK RSI Chart
Last 7 days
5.3%
Last 30 days
9.6%
Last 90 days
3.3%
Trailing 12 Months
6.6%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 34.4M | 0 | 0 | 0 |
2023 | 28.8M | 30.8M | 32.6M | 33.8M |
2022 | 24.5M | 24.8M | 25.3M | 26.8M |
2021 | 24.1M | 24.1M | 24.7M | 24.7M |
2020 | 24.9M | 25.1M | 24.7M | 24.3M |
2019 | 22.1M | 22.8M | 23.6M | 24.3M |
2018 | 19.8M | 20.3M | 20.8M | 21.5M |
2017 | 17.9M | 18.3M | 18.9M | 19.4M |
2016 | 17.6M | 17.5M | 17.5M | 17.5M |
2015 | 17.7M | 17.6M | 17.7M | 17.6M |
2014 | 18.5M | 18.4M | 18.2M | 17.9M |
2013 | 19.2M | 18.8M | 18.6M | 18.6M |
2012 | 20.7M | 20.5M | 20.1M | 19.6M |
2011 | 20.1M | 20.3M | 20.6M | 20.8M |
2010 | 0 | 19.8M | 19.8M | 19.9M |
2009 | 0 | 0 | 0 | 19.7M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 25, 2024 | sanvidge kevin m. | bought | 32,442 | 10.814 | 3,000 | - |
Apr 23, 2024 | segarra ann m | acquired | - | - | 131 | - |
Apr 23, 2024 | liddell kim c | acquired | - | - | 5,163 | - |
Apr 23, 2024 | mcgrath john p | acquired | - | - | 4,663 | - |
Apr 23, 2024 | passafaro ronald j | acquired | - | - | 5,708 | - |
Apr 23, 2024 | werdein jeffrey m. | acquired | - | - | 2,534 | evp - commercial division |
Apr 23, 2024 | brautigam sharon e | acquired | - | - | 731 | - |
Apr 23, 2024 | gilden taylor m | acquired | - | - | 4,177 | chief financial officer |
Apr 23, 2024 | sanvidge kevin m. | acquired | - | - | 1,190 | - |
Apr 23, 2024 | debergalis michelle m | acquired | - | - | 578 | - |
Which funds bought or sold LSBK recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 15, 2024 | MORGAN STANLEY | reduced | -0.01 | -1,011 | 105,765 | -% |
May 15, 2024 | FIRST MANHATTAN CO. LLC. | unchanged | - | -2,035 | 214,681 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | reduced | -0.79 | -917 | 52,200 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | reduced | -37.16 | -1,154 | 1,902 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | unchanged | - | 2,596 | 339,853 | 0.01% |
May 15, 2024 | Royal Bank of Canada | reduced | -30.71 | - | 1,000 | -% |
May 14, 2024 | Farther Finance Advisors, LLC | new | - | 11,840 | 11,840 | -% |
May 14, 2024 | SRS Capital Advisors, Inc. | new | - | 4,712 | 4,712 | -% |
May 14, 2024 | Minerva Advisors LLC | unchanged | - | 2,711 | 349,369 | 0.21% |
May 14, 2024 | M3F, Inc. | added | 22.81 | 260,000 | 1,457,000 | 0.52% |
Unveiling Lake Shore Bancorp Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Lake Shore Bancorp Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
Lake Shore Bancorp Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 0.0% | 8,609 | 8,613 | 8,721 | 8,470 | 7,951 | 7,471 | 6,918 | 6,431 | 5,934 | 5,968 | 6,465 | 6,169 | 6,057 | 5,979 | 5,922 | 6,144 | 6,291 | 6,334 | 6,319 | 5,952 | 5,662 |
EBITDA Margin | -8.1% | 0.83* | 0.91* | 0.97* | 1.04* | 1.14* | 1.17* | 1.22* | 1.22* | 1.18* | 1.20* | 1.15* | 1.11* | 1.11* | 1.04* | - | - | - | - | - | - | - |
Interest Expenses | -7.6% | 5,133 | 5,558 | 6,295 | 6,214 | 6,291 | 6,548 | 6,345 | 5,978 | 5,468 | 5,456 | 5,837 | 5,431 | 5,270 | 5,090 | 4,908 | 5,038 | 4,896 | 4,896 | 4,953 | 4,683 | 4,538 |
Income Taxes | -67.4% | 183 | 561 | 332 | 237 | 269 | 246 | 372 | 337 | 207 | 404 | 359 | 226 | 299 | 243 | 226 | 233 | 122 | 186 | 191 | 127 | 151 |
Earnings Before Taxes | -8.6% | 1,197 | 1,310 | 1,903 | 1,053 | 1,953 | 1,438 | 2,143 | 2,021 | 1,268 | 2,219 | 2,050 | 1,219 | 1,987 | 1,486 | 1,457 | 1,586 | 853 | 1,358 | 1,403 | 932 | 1,049 |
EBT Margin | -13.8% | 0.16* | 0.18* | 0.19* | 0.21* | 0.26* | 0.26* | 0.30* | 0.30* | 0.28* | 0.30* | 0.27* | 0.25* | 0.27* | 0.22* | - | - | - | - | - | - | - |
Net Income | 35.4% | 1,014 | 749 | 1,571 | 816 | 1,684 | 1,192 | 1,771 | 1,684 | 1,061 | 1,815 | 1,691 | 993 | 1,688 | 1,243 | 1,231 | 1,353 | 731 | 1,172 | 1,212 | 805 | 898 |
Net Income Margin | -15.5% | 0.12* | 0.14* | 0.16* | 0.18* | 0.22* | 0.21* | 0.25* | 0.25* | 0.23* | 0.25* | 0.23* | 0.21* | 0.23* | 0.19* | - | - | - | - | - | - | - |
Free Cashflow | -102.4% | -37.00 | 1,553 | 1,199 | 1,809 | 1,253 | 1,746 | 2,142 | 2,636 | 1,275 | 1,972 | 2,682 | 1,980 | 1,290 | 1,044 | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -1.0% | 718 | 725 | 714 | 714 | 730 | 700 | 696 | 694 | 707 | 714 | 709 | 711 | 706 | 686 | 683 | 678 | 628 | 611 | 597 | 578 | 554 |
Cash Equivalents | 2.3% | 55.00 | 54.00 | 46.00 | 36.00 | 39.00 | 10.00 | 20.00 | 27.00 | 31.00 | 68.00 | 61.00 | 46.00 | 52.00 | 43.00 | 71.00 | 79.00 | 46.00 | 30.00 | 21.00 | 22.00 | 31.00 |
Net PPE | -2.4% | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 9.00 | 9.00 | 10.00 | 10.00 | 10.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
Liabilities | -1.2% | 631 | 639 | 632 | 631 | 647 | 619 | 618 | 614 | 625 | 626 | 623 | 624 | 620 | 600 | 598 | 593 | 544 | 528 | 514 | 496 | 473 |
Short Term Borrowings | - | - | - | - | - | 2.00 | 13.00 | - | - | - | - | - | - | - | - | - | - | - | - | - | 8.00 | - |
Long Term Debt | -28.4% | 25.00 | 35.00 | 36.00 | 36.00 | 39.00 | 25.00 | - | - | - | 22.00 | - | - | - | - | - | - | - | - | - | - | - |
Shareholder's Equity | 0.3% | 87.00 | 86.00 | 82.00 | 83.00 | 83.00 | 81.00 | 78.00 | 81.00 | 83.00 | 88.00 | 86.00 | 86.00 | 86.00 | 86.00 | 85.00 | 85.00 | 84.00 | 83.00 | 82.00 | 82.00 | 81.00 |
Retained Earnings | 1.3% | 80.00 | 79.00 | 78.00 | 77.00 | 76.00 | 75.00 | 74.00 | 73.00 | 71.00 | 71.00 | 69.00 | 68.00 | 67.00 | 65.00 | 65.00 | 64.00 | 62.00 | 62.00 | 61.00 | 60.00 | 60.00 |
Additional Paid-In Capital | 0.0% | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 |
Shares Outstanding | 0.0% | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | - | - | - | - | - | - | - |
Float | - | - | - | - | 18.00 | - | - | - | 24.00 | - | - | - | 24.00 | - | - | - | 21.00 | - | - | - | 28.00 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -102.0% | -32.00 | 1,580 | 1,240 | 1,986 | 1,399 | 1,854 | 2,248 | 2,691 | 1,412 | 2,124 | 2,871 | 2,043 | 1,513 | 1,163 | 1,442 | 1,612 | 1,386 | 1,521 | 2,275 | 1,737 | 303 |
Cashflow From Investing | 2102.6% | 8,411 | -420 | 8,134 | 11,980 | -171 | -12,243 | -12,933 | 4,682 | -36,710 | 2,024 | 14,745 | -10,953 | -11,558 | -33,248 | -11,166 | -15,404 | -2,319 | -4,848 | -20,147 | -32,955 | -6,780 |
Cashflow From Financing | -208.9% | -7,156 | 6,571 | 1,043 | -17,123 | 27,878 | 346 | 3,205 | -10,983 | -1,521 | 2,457 | -2,437 | 2,751 | 19,030 | 3,921 | 1,999 | 47,117 | 16,183 | 13,058 | 16,653 | 21,889 | 6,832 |
Dividend Payments | - | - | - | - | - | - | 462 | 353 | 313 | 312 | 256 | 280 | 280 | 268 | 256 | 251 | 254 | 259 | 260 | 480 | 265 | 267 |
Buy Backs | 750.0% | 17.00 | 2.00 | - | - | 56.00 | - | - | - | - | 159 | 897 | 547 | 652 | 155 | 550 | 511 | 377 | 381 | 255 | 672 | 111 |
Consolidated Statements of Income - USD ($) | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest Income | ||
Loans, including fees | $ 7,586,000 | $ 7,247,000 |
Investment securities, taxable | 208,000 | 228,000 |
Investment securities, tax-exempt | 217,000 | 310,000 |
Interest-earning deposits & federal funds sold | 598,000 | 166,000 |
Total Interest Income | 8,609,000 | 7,951,000 |
Interest Expense | ||
Deposits | 3,244,000 | 1,313,000 |
Short-term borrowings | 78,000 | |
Long-term debt | 220,000 | 256,000 |
Finance lease and Other | 12,000 | 13,000 |
Total Interest Expense | 3,476,000 | 1,660,000 |
Net Interest Income | 5,133,000 | 6,291,000 |
(Credit) Provision for Credit Losses | (352,000) | (625,000) |
Net Interest Income After (Credit) Provision for Credit Losses | 5,485,000 | 6,916,000 |
Non-Interest Income | ||
Increase in cash surrender value of bank-owned life insurance | 215,000 | 105,000 |
Unrealized gain on equity securities | 11,000 | 1,000 |
Unrealized (loss) on interest rate swap | (49,000) | |
Recovery on previously impaired investment securities | 2,000 | |
Other | 21,000 | 17,000 |
Total Non-Interest Income | 707,000 | 554,000 |
Non-Interest Expense | ||
Salaries and employee benefits | 2,757,000 | 2,779,000 |
Occupancy and equipment | 703,000 | 797,000 |
Data processing | 453,000 | 378,000 |
Professional services | 327,000 | 850,000 |
Advertising | 51,000 | 178,000 |
FDIC insurance | 279,000 | 95,000 |
Postage and supplies | 75,000 | 68,000 |
Other | 350,000 | 372,000 |
Total Non-Interest Expense | 4,995,000 | 5,517,000 |
Income before Income Taxes | 1,197,000 | 1,953,000 |
Income Tax Expense | 183,000 | 269,000 |
Net Income | $ 1,014,000 | $ 1,684,000 |
Earnings per share: Basic | $ 0.17 | $ 0.29 |
Earnings per share: Diluted | 0.17 | $ 0.29 |
Dividends declared per share | $ 0.18 | |
Service Charges and Fees [Member] | ||
Non-Interest Income | ||
Non-interest income | $ 265,000 | $ 273,000 |
Debit card fees [Member] | ||
Non-Interest Income | ||
Non-interest income | $ 195,000 | $ 205,000 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets | ||
Cash and due from banks | $ 4,200 | $ 4,648 |
Interest earning deposits | 50,753 | 49,082 |
Cash and Cash Equivalents | 54,953 | 53,730 |
Securities available for sale, at fair value | 58,682 | 60,442 |
Federal Home Loan Bank stock, at cost | 1,843 | 2,293 |
Loans receivable, net of allowance for credit losses of $6,237 in 2024 and $6,463 in 2023 | 555,455 | 555,828 |
Premises and equipment, net | 7,681 | 7,870 |
Accrued interest receivable | 2,983 | 2,835 |
Bank owned life insurance | 29,569 | 29,355 |
Other assets | 6,416 | 12,765 |
Total Assets | 717,582 | 725,118 |
Liabilities | ||
Deposits: Interest bearing | 500,435 | 495,738 |
Deposits: Non-interest bearing | 94,269 | 95,186 |
Total Deposits | 594,704 | 590,924 |
Long term debt | 25,250 | 35,250 |
Advances from borrowers for taxes and insurance | 2,410 | 3,307 |
Other liabilities | 8,708 | 9,364 |
Total Liabilities | 631,072 | 638,845 |
Stockholders' Equity | ||
Common stock, $0.01 par value per share, 25,000,000 shares authorized; 6,836,514 shares issued and 5,684,784 shares outstanding at March 31, 2024 and 6,836,514 shares issued and 5,686,288 shares outstanding at December 31, 2023 | 68 | 68 |
Additional paid-in capital | 31,463 | 31,456 |
Treasury stock, at cost (1,151,730 shares at March 31, 2024 and 1,150,226 shares at December 31, 2023) | (13,777) | (13,760) |
Unearned shares held by ESOP | (1,002) | (1,023) |
Unearned shares held by compensation plans | (29) | (39) |
Retained earnings | 79,970 | 78,956 |
Accumulated other comprehensive loss | (10,183) | (9,385) |
Total Stockholders' Equity | 86,510 | 86,273 |
Total Liabilities and Stockholders' Equity | $ 717,582 | $ 725,118 |