MVBF - MVB Financial Corp Stock Price, Fair Value and News

18.92USD+0.27 (+1.45%)Market Closed

Market Summary

USD18.92+0.27

Market Closed

1.45%

MVBF Stock Price

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MVBF RSI Chart

MVBF Valuation

Market Cap

243.8M

Price/Earnings (Trailing)

7.81

Price/Sales (Trailing)

1.28

EV/EBITDA

-2.08

Price/Free Cashflow

6.7

MVBF Price/Sales (Trailing)

MVBF Profitability

EBT Margin

15.90%

Return on Equity

10.7%

Return on Assets

0.88%

Free Cashflow Yield

14.92%

MVBF Fundamentals

MVBF Revenue

Revenue (TTM)

189.8M

Rev. Growth (Yr)

22.1%

Rev. Growth (Qtr)

2.84%

MVBF Earnings

Earnings (TTM)

31.2M

Earnings Growth (Yr)

21.54%

Earnings Growth (Qtr)

104.58%

Breaking Down MVBF Revenue

Last 7 days

1.5%

Last 30 days

-4.8%

Last 90 days

-16.5%

Trailing 12 Months

8.8%

How does MVBF drawdown profile look like?

MVBF Financial Health

Debt/Equity

0.25

Debt/Cashflow

0.52

MVBF Investor Care

Dividend Yield

3.59%

Dividend/Share (TTM)

0.68

Shares Dilution (1Y)

1.47%

Diluted EPS (TTM)

1.87

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	0	0	0	0
2023	147.5M	166.4M	180.8M	189.8M
2022	87.6M	94.9M	108.3M	126.0M
2021	88.7M	64.0M	65.1M	83.4M
2020	83.0M	102.1M	106.8M	90.3M
2019	74.3M	83.8M	80.3M	81.9M
2018	58.6M	61.7M	65.3M	69.8M
2017	53.8M	54.0M	55.1M	56.6M
2016	47.8M	50.7M	52.8M	54.1M
2015	37.4M	39.0M	41.3M	44.1M
2014	29.7M	32.5M	35.1M	36.2M
2013	12.9M	18.0M	22.8M	27.5M
2012	20.0M	16.8M	13.5M	12.1M
2011	16.6M	17.4M	18.2M	19.0M
2010	0	0	0	16.3M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of MVB Financial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 02, 2024	marion john charles	sold (taxes)	-24,035	18.39	-1,307	chief risk officer
May 01, 2024	marion john charles	acquired	-	-	4,107	chief risk officer
May 01, 2024	mazza larry f	acquired	-	-	24,079	ceo
May 01, 2024	greathouse craig bradley	sold (taxes)	-27,474	18.39	-1,494	chief administrative officer
May 01, 2024	greathouse craig bradley	acquired	-	-	5,057	chief administrative officer
May 01, 2024	mazza larry f	sold (taxes)	-156,591	18.39	-8,515	ceo
May 01, 2024	robinson donald t	acquired	-	-	8,781	president and cfo
May 01, 2024	robinson donald t	sold (taxes)	-71,849	18.39	-3,907	president and cfo
Dec 15, 2023	mazza larry f	sold (taxes)	-99,989	22.86	-4,374	chief executive officer
Dec 15, 2023	mazza larry f	acquired	100,000	16.00	6,250	chief executive officer

Which funds bought or sold MVBF recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	COMERICA BANK	unchanged	-	-38.00	3,369	-%
May 16, 2024	Beacon Capital Management, LLC	unchanged	-	-878	72,552	0.01%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-38.9	-16,687	25,478	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	reduced	-4.69	-36,403	597,239	-%
May 15, 2024	Royal Bank of Canada	reduced	-28.12	-68,000	170,000	-%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	reduced	-4.00	-114	2,142	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	6.85	207,121	3,859,580	0.08%
May 15, 2024	TWO SIGMA INVESTMENTS, LP	sold off	-100	-326,533	-	-%
May 15, 2024	ENDEAVOUR CAPITAL ADVISORS INC	reduced	-40.98	-3,252,370	4,559,070	1.58%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-53.6	-535,747	454,299	-%

Are Funds Buying or Selling MVBF?

Are funds buying MVBF calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own MVBF

No. of Funds

Unveiling MVB Financial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 08, 2024	bay pond partners, l.p.	5.41%	689,211	SC 13G/A
Feb 08, 2024	bay pond partners, l.p.	5.41%	689,211	SC 13G/A
Feb 08, 2024	wellington management group llp	10.63%	1,353,624	SC 13G/A
Feb 02, 2024	timessquare capital management, llc	4.32%	550,735	SC 13G
Jan 26, 2024	blackrock inc.	7.0%	889,586	SC 13G/A
Aug 10, 2023	wellington management group llp	10.19%	1,295,627	SC 13G/A
Jun 23, 2023	bay pond partners, l.p.	5.08%	645,497	SC 13G
Feb 06, 2023	wellington management group llp	8.44%	1,064,859	SC 13G
Feb 03, 2023	timessquare capital management, llc	6.84%	863,210	SC 13G
Feb 03, 2023	blackrock inc.	5.2%	659,619	SC 13G

Recent SEC filings of MVB Financial Corp

View All Filings

Date Filed	Form Type	Document
May 07, 2024	10-Q	Quarterly Report
May 06, 2024	8-K	Current Report
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading
May 03, 2024	4	Insider Trading
Apr 29, 2024	8-K	Current Report
Apr 12, 2024	DEFA14A	DEFA14A
Apr 12, 2024	ARS	ARS

Peers (Alternatives to MVB Financial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

MVB Financial Corp News

Latest updates

MVB Financial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-100.0%	-	50.00	48.00	47.00	45.00	41.00	34.00	28.00	23.00	23.00	20.00	21.00	19.00	5.00	19.00	46.00	21.00	21.00	15.00	26.00	20.00
EBITDA Margin	0.0%	0.82*	0.82*	0.87*	0.93*	0.98*	1.05*	1.14*	1.32*	1.43*	1.54*	1.96*	1.83*	-	-	-	-	-	-	-	-	-
Interest Expenses	-3.1%	30.00	31.00	30.00	30.00	33.00	33.00	30.00	27.00	22.00	22.00	19.00	19.00	18.00	18.00	17.00	18.00	16.00	16.00	15.00	15.00	14.00
Income Taxes	-10.3%	1.00	1.00	1.00	2.00	0.00	2.00	0.00	1.00	1.00	3.00	3.00	2.00	2.00	1.00	2.00	6.00	0.00	1.00	1.00	5.00	1.00
Earnings Before Taxes	-38.1%	6.00	9.00	5.00	10.00	3.00	7.00	2.00	3.00	3.00	12.00	15.00	11.00	10.00	13.00	9.00	24.00	1.00	5.00	6.00	20.00	4.00
EBT Margin	10.6%	0.16*	0.14*	0.14*	0.13*	0.10*	0.12*	0.18*	0.34*	0.45*	0.57*	0.75*	0.67*	-	-	-	-	-	-	-	-	-
Net Income	-100.0%	-	8.00	4.00	8.00	11.00	7.00	3.00	3.00	3.00	10.00	12.00	9.00	8.00	12.00	6.00	18.00	1.00	4.00	4.00	15.00	3.00
Net Income Margin	0%	0.16*	0.16*	0.16*	0.17*	0.16*	0.12*	0.17*	0.29*	0.39*	0.47*	0.63*	0.56*	-	-	-	-	-	-	-	-	-
Free Cashflow	-243.2%	-26.18	18.00	9.00	36.00	-6.23	3.00	14.00	46.00	-58.57	22.00	6.00	-6.14	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	7.0%	3,547	3,314	3,438	3,352	3,552	3,069	3,140	2,984	2,893	2,792	2,789	2,735	2,646	2,331	2,214	2,215	2,100	1,944	1,962	1,833	1,790
Cash Equivalents	60.8%	640	398	587	456	575	40.00	80.00	162	354	307	390	334	340	264	296	79.00	89.00	28.00	37.00	21.00	18.00
Net PPE	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	22.00	22.00	25.00	26.00	26.00
Goodwill	0%	3.00	3.00	3.00	3.00	3.00	3.00	4.00	4.00	4.00	4.00	4.00	4.00	2.00	2.00	2.00	19.00	20.00	20.00	20.00	18.00	18.00
Liabilities	7.6%	3,256	3,025	3,166	3,078	3,281	2,807	2,896	2,732	2,630	2,517	2,522	2,485	2,409	2,092	1,980	1,987	1,889	1,732	1,756	1,632	1,609
Long Term Debt	-100.0%	-	74.00	-	-	-	73.00	-	-	-	73.00	-	-	-	43.00	-	-	-	4.00	-	-	-
Shareholder's Equity	0.8%	292	289	271	274	271	261	244	253	264	275	267	249	237	239	234	229	211	212	206	201	181
Retained Earnings	1.5%	163	161	155	153	147	145	141	140	139	138	130	120	112	105	94.00	89.00	72.00	72.00	69.00	66.00	51.00
Additional Paid-In Capital	1.3%	163	160	160	159	158	157	147	145	145	144	140	133	130	129	124	124	123	123	121	119	117
Shares Outstanding	0.6%	13.00	13.00	13.00	13.00	13.00	13.00	12.00	12.00	12.00	12.00	12.00	12.00	-	-	-	-	-	-	-	-	-
Minority Interest	47.6%	-0.02	-0.04	-0.05	-0.05	0.00	0.00	0.00	1.00	1.00	1.00	1.00	1.00	0.00	-	-	-	-	-	-	-	-
Float	-	-	-	-	247	-	-	-	338	-	-	-	441	-	-	-	138	-	-	-	176	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-234.7%	-25,261	18,758	8,862	35,934	-5,321	3,572	14,326	46,794	-57,339	23,028	6,992	-5,421	10,216	20,927	212,025	-42,098	-78,619	57,719	-35,921	-42,785	12,925
Share Based Compensation	807.0%	780	86.00	949	792	831	698	671	757	674	295	1,055	692	592	636	592	627	498	440	493	401	425
Cashflow From Investing	138.5%	25,798	-66,930	45,190	40,615	69,374	46,244	-248,857	-341,532	-26,982	-83,998	-147,539	-77,024	-263,393	-139,394	-65,464	-90,318	1,065	-45,489	-69,098	30,415	-35,883
Cashflow From Financing	271.8%	241,660	-140,699	77,213	-195,979	470,932	-89,482	152,716	102,527	130,856	-21,674	196,537	76,920	328,900	86,537	70,408	122,396	138,426	-20,796	120,378	15,621	18,695
Dividend Payments	-1.0%	2,145	2,166	2,164	2,163	2,146	2,144	2,076	2,076	2,059	1,808	1,672	1,405	1,153	1,047	1,076	1,076	1,076	833	585	464	408
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	13,829	1,253	401	260	-	-	-	-

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MVBF Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
INTEREST INCOME
Interest and fees on loans	$ 40,216	$ 38,695
Interest on deposits with banks	7,341	3,153
Interest on investment securities	1,743	1,848
Interest on tax-exempt loans and securities	730	1,067
Total interest income	50,030	44,763
INTEREST EXPENSE
Interest on deposits	18,931	10,153
Interest on short-term borrowings	1	888
Interest on subordinated debt	809	799
Interest on senior term loan	150	194
Total interest expense	19,891	12,034
NET INTEREST INCOME	30,139	32,729
Provision for credit losses	1,997	4,576
Net interest income after provision for credit losses	28,142	28,153
NONINTEREST INCOME
Payment card and service charge income	4,813	3,610
Insurance and investment services income	66	92
Gain (loss) on sale of available-for-sale securities, net	658	(1,536)
Loss on derivatives, net	0	(100)
Loss on sale of loans, net	0	(356)
Holding loss on equity securities	(49)	(308)
Compliance and consulting income	1,000	1,016
Equity method investments loss	(1,128)	(1,193)
Other operating income	2,474	1,842
Total noninterest income	7,834	3,067
NONINTEREST EXPENSES
Salaries and employee benefits	16,489	16,746
Occupancy expense	864	792
Equipment depreciation and maintenance	1,216	1,457
Data processing and communications	1,459	1,148
Professional fees	5,737	2,951
Insurance, tax and assessment expense	892	904
Travel, entertainment, dues and subscriptions	1,551	1,922
Other operating expenses	1,983	2,397
Total noninterest expense	30,191	28,317
Income from continuing operations, before income taxes	5,785	2,903
Income taxes	1,283	465
Net income from continuing operations	4,502	2,438
Income from discontinued operations, before income taxes	0	11,831
Income taxes from discontinued operations	0	3,049
Net income from discontinued operations	0	8,782
Net income, before noncontrolling interest	4,502	11,220
Net (income) loss attributable to noncontrolling interest	(20)	122
Net income attributable to parent	$ 4,482	$ 11,342
Earnings per share from continuing operations - basic (in dollars per share)	$ 0.35	$ 0.20
Earnings per share from discontinued operations - basic (in dollars per share)	0	0.70
Earnings per common shareholder - basic (in dollars per share)	0.35	0.90
Earnings per share from continuing operations - diluted (in dollars per share)	0.34	0.20
Earnings per share from discontinued operations - diluted (in dollars per share)	0	0.67
Earnings per common shareholder - diluted (in dollars per share)	$ 0.34	$ 0.87
Weighted-average shares outstanding - basic (in shares)	12,810,956	12,623,361
Weighted-average shares outstanding - diluted (in shares)	13,119,292	13,016,082

MVBF Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents:
Cash and due from banks	$ 4,870	$ 6,564
Interest-bearing balances with banks	635,556	391,665
Total cash and cash equivalents	640,426	398,229
Investment securities available-for-sale	349,678	345,275
Equity securities	41,037	41,086
Loans held-for-sale	0	629
Loans receivable	2,267,310	2,317,594
Allowance for credit losses	(22,804)	(22,124)
Loans receivable, net	2,244,506	2,295,470
Premises and equipment, net	19,968	20,928
Bank-owned life insurance	44,569	44,287
Equity method investments	76,190	75,754
Accrued interest receivable and other assets	131,016	92,224
TOTAL ASSETS	3,547,390	3,313,882
Deposits:
Noninterest-bearing	1,391,070	1,197,272
Interest-bearing	1,754,259	1,704,204
Total deposits	3,145,329	2,901,476
Accrued interest payable and other liabilities	26,272	37,917
Repurchase agreements	3,810	4,821
Subordinated debt	73,602	73,540
Senior term loan	6,549	6,786
Total liabilities	3,255,562	3,024,540
STOCKHOLDERS’ EQUITY
Common stock - par value $1; 40,000,000 shares authorized as of March 31, 2024 and December 31, 2023; 13,688,899 and 12,840,883 shares issued and outstanding, respectively, as of March 31, 2024 and 13,606,399 and 12,758,383 shares issued and outstanding, respectively, as of December 31, 2023	13,689	13,606
Additional paid-in capital	162,502	160,488
Retained earnings	163,199	160,862
Accumulated other comprehensive loss	(30,799)	(28,831)
Treasury stock - 848,016 shares as of March 31, 2024 and December 31, 2023, at cost	(16,741)	(16,741)
Total equity attributable to parent	291,850	289,384
Noncontrolling interest	(22)	(42)
Total stockholders' equity	291,828	289,342
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 3,547,390	$ 3,313,882

About MVB Financial Corp

MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients. The company operates through five segments: CoRe Banking, Mortgage Banking, Professional Services, Edge Ventures, and The Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. It operates full-service branches in West Virginia and Virginia. MVB Financial Corp. was founded in 1997 and is based in Fairmont, West Virginia.

CEO	Mr. Larry F. Mazza CPA
WEBSITE	mvbbanking.com
INDUSTRY	Banks Diversified
EMPLOYEES	477

MVB Financial Corp Frequently Asked Questions

What is the ticker symbol for MVB Financial Corp? What does MVBF stand for in stocks?

MVBF is the stock ticker symbol of MVB Financial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of MVB Financial Corp (MVBF)?

As of Fri May 17 2024, market cap of MVB Financial Corp is 243.8 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of MVBF stock?

You can check MVBF's fair value in chart for subscribers.

What is the fair value of MVBF stock?

You can check MVBF's fair value in chart for subscribers. The fair value of MVB Financial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of MVB Financial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for MVBF so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is MVB Financial Corp a good stock to buy?

The fair value guage provides a quick view whether MVBF is over valued or under valued. Whether MVB Financial Corp is cheap or expensive depends on the assumptions which impact MVB Financial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for MVBF.

What is MVB Financial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, MVBF's PE ratio (Price to Earnings) is 7.81 and Price to Sales (PS) ratio is 1.28. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. MVBF PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on MVB Financial Corp's stock?

In the past 10 years, MVB Financial Corp has provided -0.04 (multiply by 100 for percentage) rate of return.