OPHC RSI Chart
Last 7 days
2.3%
Last 30 days
5.3%
Last 90 days
7.1%
Trailing 12 Months
56.6%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 41.7M | 0 | 0 | 0 |
2023 | 23.9M | 28.1M | 31.5M | 35.8M |
2022 | 11.9M | 13.6M | 16.1M | 19.9M |
2021 | 7.2M | 7.8M | 9.0M | 10.4M |
2020 | 5.5M | 5.9M | 6.4M | 6.7M |
2019 | 4.5M | 4.7M | 4.8M | 5.2M |
2018 | 4.5M | 4.5M | 4.4M | 4.3M |
2017 | 4.8M | 4.7M | 4.6M | 4.7M |
2016 | 4.6M | 4.7M | 4.8M | 4.8M |
2015 | 5.2M | 4.5M | 4.5M | 4.5M |
2014 | 5.2M | 5.8M | 5.7M | 5.4M |
2013 | 5.2M | 5.1M | 5.1M | 5.3M |
2012 | 5.9M | 5.5M | 5.2M | 5.2M |
2011 | 8.2M | 7.6M | 7.0M | 6.4M |
2010 | 0 | 0 | 0 | 8.8M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Nov 14, 2023 | terry timothy | sold | -27,514 | 3.22 | -8,545 | peo |
Nov 13, 2023 | terry timothy | sold | -41,155 | 3.2 | -12,861 | peo |
Nov 10, 2023 | terry timothy | sold | -140 | 3.2 | -44.00 | peo |
Jul 03, 2023 | gubin moishe | bought | 4,542 | 3.00 | 1,514 | - |
Jun 12, 2023 | terry timothy | sold | -14,220 | 3.16 | -4,500 | peo |
Jun 05, 2023 | terry timothy | sold | -1,525 | 3.05 | -500 | peo |
Apr 17, 2023 | gubin moishe | bought | 341 | 3.28 | 104 | - |
Apr 11, 2023 | gubin moishe | bought | 22,140 | 3.30448 | 6,700 | - |
Jul 23, 2021 | chan heng fai ambrose | bought | - | - | 282,377 | - |
Mar 31, 2021 | chan heng fai ambrose | bought | - | - | 282,377 | - |
Which funds bought or sold OPHC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | EJF Capital LLC | new | - | 1,100,000 | 1,100,000 | 0.76% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 4.01 | 608 | 9,691 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -13.00 | - | -% |
May 15, 2024 | MORGAN STANLEY | unchanged | - | 10,820 | 429,000 | -% |
May 14, 2024 | ALLIANCEBERNSTEIN L.P. | added | 0.07 | 23,371 | 900,909 | -% |
May 13, 2024 | RENAISSANCE TECHNOLOGIES LLC | added | 2.71 | 9,000 | 185,000 | -% |
May 13, 2024 | GEODE CAPITAL MANAGEMENT, LLC | unchanged | - | 5,301 | 162,361 | -% |
May 13, 2024 | BHZ CAPITAL MANAGEMENT, LP | sold off | -100 | -176,865 | - | -% |
May 10, 2024 | VANGUARD GROUP INC | added | 0.18 | 13,053 | 484,388 | -% |
May 10, 2024 | DIMENSIONAL FUND ADVISORS LP | unchanged | - | 2,402 | 73,591 | -% |
Unveiling OptimumBank Holdings Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to OptimumBank Holdings Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
OptimumBank Holdings Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 20.4% | 13,465 | 11,183 | 8,902 | 8,179 | 7,516 | 6,900 | 5,494 | 4,025 | 3,463 | 3,161 | 2,973 | 2,290 | 1,965 | 1,810 | 1,771 | 1,626 | 1,503 | 1,472 | 1,261 | 1,246 | 1,202 |
EBITDA Margin | -2.7% | 0.88* | 0.91* | 0.90* | 0.93* | 0.99* | 1.08* | 1.18* | 1.29* | 1.26* | 1.22* | 1.13* | 0.95* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 8.4% | 7,751 | 7,148 | 5,914 | 5,592 | 5,059 | 4,551 | 4,305 | 3,753 | 3,227 | 2,897 | 2,765 | 2,056 | 1,686 | 1,459 | 1,385 | 1,150 | 996 | 904 | 723 | 753 | 749 |
Income Taxes | -3.3% | 847 | 876 | 459 | 446 | 393 | 528 | 230 | 321 | 290 | - | - | - | - | - | - | - | - | - | - | - | -52.00 |
Earnings Before Taxes | -5.9% | 3,224 | 3,425 | 1,728 | 1,758 | 1,546 | 2,078 | 903 | 1,266 | 1,145 | 1,360 | 917 | 444 | 348 | 369 | -496 | -347 | -308 | -244 | -280 | -430 | -198 |
EBT Margin | 2.8% | 0.24* | 0.24* | 0.23* | 0.22* | 0.24* | 0.27* | 0.29* | 0.34* | 0.33* | 0.30* | 0.23* | 0.08* | - | - | - | - | - | - | - | - | - |
Net Income | -6.7% | 2,377 | 2,549 | 1,269 | 1,312 | 1,153 | 1,550 | 673 | 945 | 855 | 4,587 | 917 | 444 | 348 | 369 | -496 | -347 | -308 | -244 | -280 | -430 | -146 |
Net Income Margin | 2.4% | 0.18* | 0.18* | 0.17* | 0.17* | 0.18* | 0.20* | 0.44* | 0.54* | 0.57* | 0.61* | 0.23* | 0.08* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 1328.1% | 2,285 | 160 | 1,062 | 5,203 | -211 | 3,488 | 2,209 | 2,742 | 1,599 | 3,721 | -1,593 | 1,053 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 18.9% | 941 | 791 | 713 | 633 | 622 | 585 | 545 | 467 | 387 | 352 | 335 | 294 | 253 | 235 | 209 | 181 | 141 | 127 | 119 | 111 | 107 |
Cash Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.00 | - | - | - | 0.00 | - | - | - |
Net PPE | 14.8% | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 3.00 | 3.00 | 3.00 |
Liabilities | 18.9% | 858 | 721 | 647 | 567 | 557 | 523 | 494 | 419 | 338 | 313 | 302 | 265 | 231 | 217 | 195 | 171 | 134 | 120 | 115 | 106 | 102 |
Shareholder's Equity | 18.6% | 83.00 | 70.00 | 66.00 | 66.00 | 65.00 | 63.00 | 51.00 | 48.00 | 49.00 | 39.00 | 33.00 | 29.00 | 21.00 | 18.00 | 14.00 | 10.00 | 7.00 | 7.00 | 5.00 | 5.00 | 5.00 |
Retained Earnings | 14.9% | -13.59 | -15.97 | -18.52 | -19.79 | -21.10 | -22.07 | -23.62 | -24.30 | -25.24 | -26.10 | -30.68 | -31.60 | -32.04 | -32.39 | -32.76 | -32.26 | -31.92 | -31.61 | -31.37 | -31.09 | -30.66 |
Additional Paid-In Capital | 12.1% | 102 | 91.00 | 91.00 | 91.00 | 91.00 | 90.00 | 81.00 | 77.00 | 77.00 | 65.00 | 64.00 | 61.00 | 54.00 | 50.00 | 47.00 | 42.00 | 40.00 | 39.00 | 36.00 | 36.00 | 36.00 |
Shares Outstanding | 32.9% | 10.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 6.00 | 6.00 | 5.00 | 5.00 | 4.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 16.00 | - | - | - | 16.00 | - | - | - | 15.00 | - | - | - | 6.00 | - | - | - | 6.00 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 650.4% | 2,544 | 339 | 1,208 | 5,306 | 29.00 | 3,609 | 2,298 | 2,807 | 1,646 | 3,788 | -1,517 | 1,242 | 250 | 587 | -1,426 | -587 | -32.00 | 535 | -657 | -246 | -190 |
Share Based Compensation | - | 307 | - | - | - | 490 | 1.00 | 275 | - | 96.00 | -1.00 | - | - | - | 19.00 | - | - | - | - | - | - | - |
Cashflow From Investing | 25.2% | -75,418 | -100,881 | -55,926 | -22,835 | -20,019 | -43,072 | -84,191 | -77,227 | -25,312 | -39,963 | -28,399 | -21,461 | -18,935 | -17,273 | -12,409 | -28,152 | -4,940 | -8,108 | -10,624 | -6,073 | -520 |
Cashflow From Financing | 101.2% | 147,318 | 73,207 | 80,343 | 9,244 | 34,812 | 37,506 | 78,417 | 79,497 | 36,888 | 11,562 | 39,352 | 40,672 | 17,750 | 26,044 | 29,158 | 39,799 | 14,926 | 8,107 | 7,364 | 5,077 | 6,286 |
Condensed Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest income: | ||
Loans | $ 11,836 | $ 6,589 |
Debt securities | 170 | 178 |
Other | 1,459 | 749 |
Total interest income | 13,465 | 7,516 |
Interest expense: | ||
Deposits | 5,077 | 2,432 |
Borrowings | 637 | 25 |
Total interest expense | 5,714 | 2,457 |
Net interest income | 7,751 | 5,059 |
Credit loss expense | 1,057 | 820 |
Net interest income after credit loss expense | 6,694 | 4,239 |
Noninterest income: | ||
Service charges and fees | 968 | 719 |
Other | 271 | 10 |
Total noninterest income | 1,239 | 729 |
Noninterest expenses: | ||
Salaries and employee benefits | 2,849 | 1,966 |
Professional fees | 195 | 197 |
Occupancy and equipment | 205 | 189 |
Data processing | 554 | 366 |
Regulatory assessment | 123 | 209 |
Other | 783 | 495 |
Total noninterest expenses | 4,709 | 3,422 |
Net earnings before income taxes | 3,224 | 1,546 |
Income taxes | 847 | 393 |
Net earnings | $ 2,377 | $ 1,153 |
Net earnings per share - Basic | $ 0.31 | $ 0.16 |
Net earnings per share - Diluted | $ 0.31 | $ 0.16 |
Condensed Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets: | ||
Cash and due from banks | $ 14,034 | $ 14,009 |
Interest-bearing deposits with banks | 137,073 | 62,654 |
Total cash and cash equivalents | 151,107 | 76,663 |
Debt securities available for sale | 23,580 | 24,355 |
Debt securities held-to-maturity (fair value of $297 and $326) | 336 | 360 |
Loans, net of allowance for credit losses of $8,281 and $7,683 | 746,370 | 671,094 |
Federal Home Loan Bank stock | 2,454 | 3,354 |
Premises and equipment, net | 1,579 | 1,375 |
Right-of-use lease assets | 2,091 | 2,161 |
Accrued interest receivable | 2,990 | 2,474 |
Deferred tax asset | 3,109 | 2,903 |
Other assets | 7,017 | 6,515 |
Total assets | 940,633 | 791,254 |
Liabilities: | ||
Noninterest-bearing demand deposits | 217,940 | 194,892 |
Savings, NOW and money-market deposits | 318,511 | 322,932 |
Time deposits | 261,958 | 121,757 |
Total deposits | 798,409 | 639,581 |
Federal Home Loan Bank advances | 40,000 | 62,000 |
Federal Reserve Bank advances | 13,355 | 13,600 |
Operating lease liabilities | 2,185 | 2,248 |
Other liabilities | 3,640 | 3,818 |
Total liabilities | 857,589 | 721,247 |
Commitments and contingencies (Notes 8 and 11) | ||
Stockholders’ equity: | ||
Preferred stock, value | ||
Common stock, $.01 par value; 30,000,000 shares authorized, 9,634,821 and 7,250,218 shares issued and outstanding | 96 | 72 |
Additional paid-in capital | 102,239 | 91,221 |
Accumulated deficit | (13,594) | (15,971) |
Accumulated other comprehensive loss | (5,697) | (5,315) |
Total stockholders’ equity | 83,044 | 70,007 |
Total liabilities and stockholders’ equity | 940,633 | 791,254 |
Series A Preferred Stock [Member] | ||
Stockholders’ equity: | ||
Preferred stock, value | ||
Series B Preferred Stock [Member] | ||
Stockholders’ equity: | ||
Preferred stock, value | ||
Series C Preferred Stock [Member] | ||
Stockholders’ equity: | ||
Preferred stock, value |