OPOF RSI Chart
Last 7 days
7.7%
Last 30 days
2.9%
Last 90 days
-11.0%
Trailing 12 Months
-9.0%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 68.9M | 0 | 0 | 0 |
2023 | 52.7M | 58.0M | 62.8M | 66.6M |
2022 | 41.7M | 43.0M | 44.5M | 48.0M |
2021 | 41.0M | 41.0M | 42.1M | 42.3M |
2020 | 40.4M | 40.1M | 39.6M | 40.0M |
2019 | 39.3M | 39.8M | 40.2M | 40.2M |
2018 | 34.0M | 35.5M | 36.8M | 38.2M |
2017 | 30.2M | 30.8M | 31.9M | 32.9M |
2016 | 30.2M | 30.0M | 29.9M | 29.8M |
2015 | 30.3M | 30.3M | 30.4M | 30.3M |
2014 | 29.7M | 29.7M | 30.0M | 30.3M |
2013 | 31.8M | 31.0M | 30.3M | 29.8M |
2012 | 35.3M | 34.5M | 33.4M | 32.6M |
2011 | 39.8M | 38.8M | 37.6M | 36.3M |
2010 | 0 | 41.4M | 41.2M | 40.9M |
2009 | 0 | 0 | 0 | 41.7M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 07, 2024 | golden sarah b | acquired | 1,987 | 14.28 | 139 | - |
May 07, 2024 | langley tom b | acquired | 1,987 | 14.28 | 139 | - |
May 01, 2024 | adams stephen conway | acquired | 17,000 | 14.05 | 1,210 | - |
May 01, 2024 | glasser michael a | acquired | 17,000 | 14.05 | 1,210 | - |
May 01, 2024 | shuford robert f | acquired | 17,000 | 14.05 | 1,210 | - |
May 01, 2024 | hotchkiss thomas l | acquired | 25,753 | 14.05 | 1,833 | - |
May 01, 2024 | pickett paul m | acquired | 23,168 | 14.05 | 1,649 | chief financial officer |
May 01, 2024 | ishon john cabot | acquired | 17,000 | 14.05 | 1,210 | - |
May 01, 2024 | keefe william f | acquired | 17,000 | 14.05 | 1,210 | - |
May 01, 2024 | golden sarah b | acquired | 17,000 | 14.05 | 1,210 | - |
Which funds bought or sold OPOF recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 15, 2024 | STATE STREET CORP | unchanged | - | -7,064 | 174,456 | -% |
May 15, 2024 | MORGAN STANLEY | reduced | -1.2 | -3,211 | 143,104 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -36.00 | - | -% |
May 15, 2024 | Steward Partners Investment Advisory, LLC | new | - | 373 | 373 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | new | - | 373 | 373 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 3.79 | -1,426 | 571,590 | 0.01% |
May 14, 2024 | NORTHERN TRUST CORP | reduced | -4.85 | -15,064 | 244,365 | -% |
May 14, 2024 | Fourthstone LLC | reduced | -23.1 | -115,751 | 369,040 | 0.12% |
May 14, 2024 | FJ Capital Management LLC | unchanged | - | -64,803 | 6,390,270 | 0.65% |
May 14, 2024 | OLD POINT TRUST & FINANCIAL SERVICES N A | added | 0.24 | -36,721 | 4,733,250 | 1.72% |
Unveiling Old Point Financial Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Old Point Financial Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
Old Point Financial Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -3.1% | 17,383 | 17,937 | 17,189 | 16,347 | 15,153 | 14,120 | 12,368 | 11,085 | 10,470 | 10,600 | 10,815 | 9,859 | 10,978 | 10,438 | 9,737 | 9,848 | 9,986 | 10,024 | 10,208 | 10,133 | 9,876 |
EBITDA Margin | -8.1% | 0.82* | 0.89* | 0.98* | 1.09* | 1.17* | 1.19* | 1.18* | 1.17* | 1.17* | 1.20* | 1.16* | 1.13* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -2.7% | 11,540 | 11,861 | 11,426 | 12,099 | 12,813 | 12,909 | 11,571 | 10,321 | 9,637 | 9,656 | 9,876 | 9,106 | 10,156 | 9,358 | 8,468 | 8,473 | 8,418 | 8,377 | 8,552 | 8,531 | 8,359 |
Income Taxes | -13.0% | 262 | 301 | 160 | 266 | 607 | 471 | 427 | 269 | 307 | 173 | 286 | 267 | 570 | -89.00 | 61.00 | 433 | 116 | 305 | 361 | 183 | 231 |
Earnings Before Taxes | 10.9% | 1,979 | 1,784 | 1,522 | 2,068 | 3,690 | 3,114 | 2,969 | 2,161 | 2,338 | 1,851 | 2,194 | 2,109 | 3,582 | 456 | 1,161 | 2,927 | 1,366 | 2,280 | 2,593 | 1,809 | 2,258 |
EBT Margin | -21.5% | 0.11* | 0.14* | 0.17* | 0.20* | 0.23* | 0.22* | 0.21* | 0.20* | 0.20* | 0.23* | 0.20* | 0.18* | - | - | - | - | - | - | - | - | - |
Net Income | 15.8% | 1,717 | 1,483 | 1,362 | 1,802 | 3,083 | 2,643 | 2,542 | 1,892 | 2,031 | 1,678 | 1,908 | 1,842 | 3,012 | 545 | 1,100 | 2,494 | 1,250 | 1,975 | 2,232 | 1,626 | 2,027 |
Net Income Margin | -20.3% | 0.09* | 0.12* | 0.14* | 0.17* | 0.19* | 0.19* | 0.18* | 0.17* | 0.18* | 0.20* | 0.17* | 0.16* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 5.0% | 2,979 | 2,836 | 2,514 | 1,222 | 3,371 | 3,396 | 3,391 | 5,089 | 4,335 | 5,180 | 1,332 | 1,084 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -0.1% | 1,445 | 1,446 | 1,447 | 1,443 | 1,416 | 1,355 | 1,317 | 1,315 | 1,325 | 1,338 | 1,312 | 1,275 | 1,258 | 1,226 | 1,256 | 1,221 | 1,065 | 1,054 | 1,051 | 1,029 | 1,027 |
Cash Equivalents | 18.5% | 93.00 | 79.00 | 78.00 | 54.00 | 29.00 | 19.00 | 55.00 | 87.00 | 158 | 188 | 184 | 155 | 177 | 120 | 132 | 130 | 78.00 | 90.00 | 91.00 | 51.00 | 33.00 |
Net PPE | 0.9% | 30.00 | 30.00 | 30.00 | 30.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 32.00 | 32.00 | 32.00 | 32.00 | 34.00 | 34.00 | 34.00 | 35.00 | 35.00 | 36.00 | 36.00 | 37.00 |
Goodwill | 0% | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Liabilities | -0.1% | 1,338 | 1,340 | 1,348 | 1,341 | 1,314 | 1,257 | 1,223 | 1,214 | 1,217 | 1,217 | 1,191 | 1,155 | 1,140 | 1,109 | 1,139 | 1,105 | 955 | 945 | 942 | 922 | 922 |
Shareholder's Equity | 0.8% | 108 | 107 | 100 | 103 | 103 | 99.00 | 94.00 | 101 | 108 | 121 | 121 | 120 | 118 | 117 | 117 | 116 | 110 | 110 | 109 | 107 | 105 |
Retained Earnings | 1.2% | 83.00 | 82.00 | 81.00 | 81.00 | 80.00 | 78.00 | 76.00 | 74.00 | 73.00 | 72.00 | 71.00 | 69.00 | 68.00 | 66.00 | 66.00 | 65.00 | 64.00 | 63.00 | 62.00 | 60.00 | 59.00 |
Additional Paid-In Capital | 0.5% | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 16.00 | 18.00 | 19.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 | 21.00 |
Shares Outstanding | 0.0% | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 58.00 | - | - | - | 85.00 | - | - | - | 93.00 | - | - | - | 59.00 | - | - | - | 84.00 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 25.8% | 3,778 | 3,004 | 2,912 | 1,579 | 3,501 | 3,781 | 3,759 | 5,493 | 4,532 | 5,564 | 1,702 | 1,718 | 14,192 | 717 | -8,776 | 756 | -1,332 | 4,439 | 3,052 | 3,226 | 1,653 |
Share Based Compensation | -40.9% | 75.00 | 127 | 171 | 141 | 107 | 121 | 121 | 103 | 71.00 | 80.00 | 84.00 | 69.00 | 61.00 | 62.00 | 56.00 | 57.00 | 86.00 | 63.00 | 22.00 | 89.00 | 50.00 |
Cashflow From Investing | 188.9% | 14,273 | 4,941 | 15,516 | -1,841 | -51,163 | -70,647 | -42,639 | -69,389 | -30,765 | -27,153 | -8,118 | -43,834 | 18,374 | 19,375 | -22,167 | -98,394 | -21,055 | -7,690 | 18,760 | 15,318 | 2,743 |
Cashflow From Financing | 48.7% | -3,499 | -6,827 | 5,050 | 25,356 | 57,481 | 31,573 | 6,607 | -7,591 | -3,386 | 25,207 | 35,222 | 20,210 | 24,401 | -31,531 | 33,200 | 149,127 | 10,652 | 1,909 | 18,793 | -741 | -13,814 |
Dividend Payments | -0.1% | 705 | 706 | 706 | 705 | 700 | 652 | 652 | 662 | 674 | 682 | 682 | 630 | 626 | 628 | 626 | 627 | 624 | 625 | 623 | 625 | 623 |
Buy Backs | - | - | - | - | - | - | - | 1,685 | 1,922 | 3,048 | 150 | - | - | - | - | - | - | - | - | - | - | - |
Consolidated Statements of Income - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest and dividend income: | ||
Loans, including fees | $ 14,544 | $ 13,041 |
Due from banks | 799 | 64 |
Federal funds sold | 9 | 6 |
Securities: | ||
Taxable | 1,798 | 1,764 |
Tax-exempt | 139 | 212 |
Dividends and interest on all other securities | 94 | 66 |
Total interest and dividend income | 17,383 | 15,153 |
Interest expense: | ||
Checking and savings deposits | 2,597 | 854 |
Time deposits | 2,172 | 537 |
Federal funds purchased, securities sold under agreements to repurchase and other borrowings | 1 | 37 |
Federal Home Loan Bank advances | 778 | 295 |
Long-term borrowings | 295 | 617 |
Total interest expense | 5,843 | 2,340 |
Net interest income | 11,540 | 12,813 |
Provision for credit losses | 80 | 376 |
Net interest income after provision for credit losses | 11,460 | 12,437 |
Noninterest income: | ||
Bank-owned life insurance income | 265 | 254 |
Mortgage banking income | 16 | 95 |
Gain on sale of repossessed assets | 22 | 0 |
Total noninterest income | 3,222 | 3,421 |
Noninterest expense: | ||
Salaries and employee benefits | 7,831 | 7,363 |
Occupancy and equipment | 1,173 | 1,195 |
Data processing | 1,315 | 1,179 |
Customer development | 55 | 113 |
Professional services | 585 | 673 |
Employee professional development | 211 | 234 |
Other taxes | 261 | 213 |
ATM and other losses | 231 | 255 |
Other operating expenses | 1,041 | 943 |
Total noninterest expense | 12,703 | 12,168 |
Income before income taxes | 1,979 | 3,690 |
Income tax expense | 262 | 607 |
Net income | $ 1,717 | $ 3,083 |
Basic Earnings per Share: | ||
Weighted average shares outstanding (in shares) | 5,039,819 | 4,999,887 |
Net income per share of common stock (in dollars per share) | $ 0.34 | $ 0.62 |
Diluted Earnings per Share: | ||
Weighted average shares outstanding (in shares) | 5,039,876 | 5,000,020 |
Net income per share of common stock (in dollars per share) | $ 0.34 | $ 0.62 |
Fiduciary and Asset Management Fees [Member] | ||
Noninterest income: | ||
Noninterest revenue | $ 1,192 | $ 1,116 |
Service Charges on Deposit Accounts [Member] | ||
Noninterest income: | ||
Noninterest revenue | 758 | 753 |
Other Service Charges, Commissions and Fees [Member] | ||
Noninterest income: | ||
Noninterest revenue | 883 | 1,109 |
Other Operating Income [Member] | ||
Noninterest income: | ||
Noninterest revenue | $ 86 | $ 94 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 | ||
---|---|---|---|---|
Assets | ||||
Cash and due from banks | $ 16,427 | $ 14,731 | ||
Interest-bearing due from banks | 75,584 | 63,539 | ||
Federal funds sold | 1,300 | 489 | ||
Cash and cash equivalents | 93,311 | 78,759 | ||
Securities available-for-sale, at fair value | 199,798 | 204,278 | ||
Restricted securities, at cost | 5,239 | 5,176 | ||
Loans held for sale | 0 | 470 | ||
Loans, net | [1] | 1,055,955 | 1,068,046 | |
Premises and equipment, net | 30,178 | 29,913 | ||
Premises and equipment, held for sale | 344 | 344 | ||
Bank-owned life insurance | 35,353 | 35,088 | ||
Goodwill | 1,650 | 1,650 | ||
Core deposit intangible, net | 176 | 187 | ||
Other assets | 23,485 | 22,471 | ||
Total assets | 1,445,489 | 1,446,382 | ||
Deposits: | ||||
Noninterest-bearing deposits | 355,140 | 331,992 | ||
Savings deposits | 632,696 | 655,694 | ||
Time deposits | 240,433 | 242,711 | ||
Total deposits | 1,228,269 | 1,230,397 | ||
Overnight repurchase agreements | 1,684 | 2,383 | ||
Federal Home Loan Bank advances | 69,450 | 69,450 | ||
Subordinated notes | 29,701 | 29,668 | ||
Accrued expenses and other liabilities | 8,755 | 7,706 | ||
Total liabilities | 1,337,859 | 1,339,604 | ||
Stockholders' equity: | ||||
Common stock, $5 par value, 10,000,000 shares authorized; 5,040,391 and 5,040,095 shares outstanding (includes 51,169 and 53,660 of nonvested restricted stock, respectively) | 24,946 | 24,932 | ||
Additional paid-in capital | 17,193 | 17,099 | ||
Retained earnings | 83,289 | 82,277 | ||
Accumulated other comprehensive loss, net | (17,798) | (17,530) | ||
Total stockholders' equity | 107,630 | 106,778 | ||
Total liabilities and stockholders' equity | $ 1,445,489 | $ 1,446,382 | ||
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