PFIS RSI Chart
Last 7 days
7.1%
Last 30 days
11.7%
Last 90 days
-1.7%
Trailing 12 Months
4.8%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 154.6M | 0 | 0 | 0 |
2023 | 121.0M | 131.9M | 141.4M | 149.9M |
2022 | 95.2M | 98.3M | 103.3M | 111.3M |
2021 | 93.8M | 92.7M | 93.5M | 94.1M |
2020 | 94.4M | 94.9M | 94.7M | 94.1M |
2019 | 87.5M | 90.0M | 92.2M | 93.4M |
2018 | 76.4M | 78.9M | 81.5M | 84.7M |
2017 | 70.1M | 71.3M | 72.6M | 74.2M |
2016 | 64.1M | 65.5M | 67.4M | 69.0M |
2015 | 63.2M | 63.3M | 62.7M | 63.0M |
2014 | 44.9M | 51.7M | 59.2M | 64.0M |
2013 | 36.8M | 36.1M | 35.5M | 37.4M |
2012 | 42.7M | 45.4M | 47.8M | 37.6M |
2011 | 26.0M | 26.3M | 26.9M | 39.7M |
2010 | 0 | 24.7M | 25.1M | 25.6M |
2009 | 0 | 0 | 0 | 24.3M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Feb 21, 2024 | tulaney thomas p | acquired | - | - | 2,387 | president & chief oper officer |
Feb 21, 2024 | koplin neal d | acquired | - | - | 1,962 | sr. evp, chief banking officer |
Feb 21, 2024 | best craig w | sold (taxes) | -44,974 | 40.3 | -1,116 | ceo |
Feb 21, 2024 | best craig w | acquired | - | - | 4,727 | ceo |
Feb 21, 2024 | kirtley timothy | acquired | - | - | 1,796 | evp, chief risk officer |
Feb 21, 2024 | koplin neal d | sold (taxes) | -19,223 | 40.3 | -477 | sr. evp, chief banking officer |
Feb 21, 2024 | drobins jeffrey a | acquired | - | - | 1,567 | evp, chief lending officer |
Feb 21, 2024 | hubble susan l | sold (taxes) | -13,299 | 40.3 | -330 | evp, chief information officer |
Feb 21, 2024 | kirtley timothy | sold (taxes) | -17,732 | 40.3 | -440 | evp, chief risk officer |
Feb 21, 2024 | drobins jeffrey a | sold (taxes) | -15,112 | 40.3 | -375 | evp, chief lending officer |
Which funds bought or sold PFIS recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -38.94 | -25,285 | 29,746 | -% |
May 15, 2024 | MILLENNIUM MANAGEMENT LLC | new | - | 800,811 | 800,811 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 4.05 | -183,025 | 2,134,460 | 0.04% |
May 15, 2024 | Royal Bank of Canada | reduced | -25.7 | -114,000 | 220,000 | -% |
May 15, 2024 | GOLDMAN SACHS GROUP INC | reduced | -25.09 | -140,461 | 276,508 | -% |
May 15, 2024 | CITADEL ADVISORS LLC | new | - | 513,785 | 513,785 | -% |
May 15, 2024 | ZACKS INVESTMENT MANAGEMENT | sold off | -100 | -899,976 | - | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | reduced | -92.53 | -17,055 | 1,207 | -% |
May 15, 2024 | Community Bank, N.A. | unchanged | - | -6,809 | 52,507 | 0.01% |
May 15, 2024 | Squarepoint Ops LLC | new | - | 207,963 | 207,963 | -% |
Unveiling Peoples Financial Services Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Peoples Financial Services Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
Peoples Financial Services Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -2.7% | 39.00 | 40.00 | 39.00 | 37.00 | 34.00 | 32.00 | 29.00 | 26.00 | 25.00 | 24.00 | 24.00 | 23.00 | 23.00 | 23.00 | 23.00 | 24.00 | 24.00 | 24.00 | 24.00 | 23.00 | 23.00 |
EBITDA Margin | -10.0% | 0.73* | 0.81* | 0.94* | 1.07* | 1.17* | 1.30* | 1.46* | 1.49* | 1.49* | 1.50* | 1.37* | 1.35* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -4.9% | 19.00 | 20.00 | 21.00 | 22.00 | 23.00 | 24.00 | 25.00 | 24.00 | 23.00 | 22.00 | 22.00 | 20.00 | 21.00 | 20.00 | 20.00 | 21.00 | 20.00 | 19.00 | 19.00 | 19.00 | 18.00 |
Income Taxes | -18.6% | 0.00 | 1.00 | 1.00 | 2.00 | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 | 4.00 | 2.00 | 2.00 | 3.00 | 1.00 | 2.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 1.00 |
Earnings Before Taxes | -6.5% | 4.00 | 4.00 | 8.00 | 11.00 | 9.00 | 11.00 | 12.00 | 11.00 | 11.00 | 20.00 | 11.00 | 10.00 | 12.00 | 9.00 | 10.00 | 9.00 | 6.00 | 5.00 | 8.00 | 8.00 | 7.00 |
EBT Margin | -18.0% | 0.18* | 0.22* | 0.28* | 0.33* | 0.35* | 0.41* | 0.53* | 0.55* | 0.56* | 0.57* | 0.46* | 0.45* | - | - | - | - | - | - | - | - | - |
Net Income | -4.5% | 3.00 | 4.00 | 7.00 | 9.00 | 8.00 | 9.00 | 10.00 | 9.00 | 10.00 | 16.00 | 9.00 | 9.00 | 9.00 | 8.00 | 8.00 | 8.00 | 5.00 | 5.00 | 7.00 | 7.00 | 6.00 |
Net Income Margin | -17.6% | 0.15* | 0.18* | 0.23* | 0.27* | 0.30* | 0.34* | 0.44* | 0.45* | 0.46* | 0.46* | 0.38* | 0.37* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -65.5% | 3.00 | 9.00 | 6.00 | 11.00 | 2.00 | 10.00 | 9.00 | 8.00 | 8.00 | 14.00 | 10.00 | 1.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -2.0% | 3,669 | 3,742 | 3,826 | 3,682 | 3,678 | 3,554 | 3,517 | 3,422 | 3,353 | 3,369 | 3,234 | 2,998 | 2,995 | 2,884 | 2,806 | 2,700 | 2,544 | 2,475 | 2,373 | 2,324 | 2,318 |
Cash Equivalents | -41.3% | 110 | 187 | 255 | 137 | 141 | 38.00 | 113 | 48.00 | 142 | 4.00 | 361 | 248 | 303 | 1.00 | 166 | 52.00 | 35.00 | 5.00 | 41.00 | 30.00 | 26.00 |
Net PPE | -3.6% | 59.00 | 61.00 | 62.00 | 58.00 | 57.00 | 56.00 | 54.00 | 53.00 | 52.00 | 52.00 | 51.00 | 46.00 | 47.00 | 47.00 | 48.00 | 48.00 | 49.00 | 48.00 | 47.00 | 46.00 | 45.00 |
Goodwill | 0% | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 | 63.00 |
Liabilities | -2.1% | 3,329 | 3,402 | 3,501 | 3,350 | 3,350 | 3,238 | 3,215 | 3,110 | 3,032 | 3,029 | 2,906 | 2,673 | 2,678 | 2,567 | 2,492 | 2,388 | 2,238 | 2,176 | 2,077 | 2,033 | 2,033 |
Short Term Borrowings | 15.4% | 20.00 | 18.00 | 27.00 | 20.00 | 17.00 | 115 | 15.00 | 129 | - | - | - | - | 52.00 | 50.00 | 50.00 | 50.00 | 164 | 152 | - | 83.00 | 109 |
Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 32.00 | 33.00 | 53.00 | 53.00 | 37.00 |
Shareholder's Equity | -0.1% | 340 | 340 | 324 | 332 | 329 | 315 | 302 | 312 | 320 | 340 | 328 | 325 | 317 | 317 | 314 | 312 | 306 | 299 | 296 | 292 | 285 |
Retained Earnings | 0.2% | 249 | 249 | 248 | 244 | 238 | 231 | 224 | 217 | 211 | 204 | 190 | 184 | 178 | 171 | 165 | 160 | 155 | 152 | 150 | 145 | 140 |
Additional Paid-In Capital | 0.0% | 122 | 122 | 122 | 125 | 126 | 127 | 127 | 127 | 127 | 128 | 128 | 129 | 129 | 129 | 130 | 133 | 133 | 135 | 135 | 135 | 135 |
Shares Outstanding | 0.2% | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | 7.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 312 | - | - | - | 400 | - | - | - | 307 | - | - | - | 280 | - | - | - | 333 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -63.9% | 3,226 | 8,945 | 6,745 | 13,013 | 4,549 | 12,132 | 11,487 | 9,602 | 9,136 | 15,127 | 12,643 | 1,347 | 11,654 | 33,589 | -16,061 | 8,700 | 10,952 | 9,796 | 11,194 | 8,299 | 7,790 |
Share Based Compensation | -76.5% | 61.00 | 260 | 259 | 160 | 209 | 223 | 223 | 116 | -28.00 | 67.00 | 213 | 177 | 89.00 | 187 | 192 | 186 | 5.00 | 157 | 157 | 157 | 83.00 |
Cashflow From Investing | -123.8% | -5,301 | 22,298 | -25,145 | -8,671 | -14,236 | -106,324 | -40,806 | -175,299 | -145,390 | -214,651 | -124,849 | -52,479 | -48,124 | -42,751 | 30,199 | -136,753 | -51,935 | -129,906 | -28,219 | 490 | -27,086 |
Cashflow From Financing | 23.5% | -75,322 | -98,413 | 136,247 | -8,237 | 112,402 | 19,050 | 94,596 | 71,927 | -2,176 | 118,870 | 224,742 | -4,135 | 111,596 | 71,142 | 100,140 | 144,660 | 45,157 | 99,980 | 38,346 | -4,879 | 12,732 |
Dividend Payments | -100.0% | - | 2,887 | 2,906 | 2,930 | 2,936 | 2,862 | 2,869 | 2,798 | 2,796 | 2,725 | 2,737 | 2,665 | 2,665 | 2,599 | 2,614 | 2,643 | 2,662 | 2,585 | 2,514 | 2,516 | 2,516 |
Buy Backs | -100.0% | - | 50.00 | 3,939 | 1,071 | 826 | 227 | 380 | 328 | 318 | 359 | 1,157 | 328 | 517 | 988 | 3,337 | 364 | 2,204 | - | 455 | 166 | - |
CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest and fees on loans: | ||
Taxable | $ 34,041 | $ 30,049 |
Tax-exempt | 1,418 | 1,389 |
Interest and dividends on investment securities: | ||
Taxable | 1,918 | 2,124 |
Tax-exempt | 371 | 457 |
Dividends | 2 | 2 |
Interest on interest-bearing deposits in other banks | 120 | 14 |
Interest on federal funds sold | 1,127 | 243 |
Total interest income | 38,997 | 34,278 |
Interest expense: | ||
Interest on deposits | 18,704 | 9,678 |
Interest on short-term borrowings | 262 | 1,086 |
Interest on long-term debt | 270 | 27 |
Interest on subordinated debt | 443 | 443 |
Total interest expense | 19,679 | 11,234 |
Net interest income | 19,318 | 23,044 |
Provision for credit losses | 708 | 1,264 |
Net interest income after provision for credit losses | 18,610 | 21,780 |
Noninterest income: | ||
Mortgage banking income | 92 | 103 |
Increase in cash surrender value of life insurance | 279 | 258 |
Interest rate swap (loss) gain | (24) | 223 |
Net losses on equity investment securities | (8) | (29) |
Net gains on sale of investment securities available for sale | 81 | |
Total noninterest income | 3,402 | 3,674 |
Noninterest expense: | ||
Salaries and employee benefits expense | 8,839 | 9,080 |
Net occupancy and equipment expense | 4,725 | 4,103 |
Acquisition related expenses | 486 | |
Amortization of intangible assets | 29 | |
Professional fees and outside services | 688 | 619 |
FDIC insurance and assessments | 594 | 501 |
Donations | 409 | 397 |
Other expenses | 2,327 | 1,757 |
Total noninterest expense | 18,068 | 16,486 |
Income before income taxes | 3,944 | 8,968 |
Provision for income tax expense | 478 | 1,389 |
Net income | 3,466 | 7,579 |
Other comprehensive (loss) income: | ||
Unrealized (loss) gain on investment securities available for sale | (2,441) | 10,836 |
Reclassification adjustment for net (gain) loss on sales included in net income | (81) | |
Change in derivative fair value | 1,079 | (1,970) |
Other comprehensive (loss) income | (1,362) | 8,785 |
Income tax (benefit) expense related to other comprehensive (loss) income | (298) | 1,891 |
Other comprehensive (loss) income, net of income tax (benefit) expense | (1,064) | 6,894 |
Comprehensive income | $ 2,402 | $ 14,473 |
Per share data: | ||
Basic | $ 0.49 | $ 1.06 |
Diluted | $ 0.49 | $ 1.05 |
Weighted average common shares outstanding: | ||
Basic | 7,052,912 | 7,157,553 |
Diluted | 7,102,112 | 7,198,970 |
Dividends declared | $ 0.41 | $ 0.41 |
Service charges, fees, commissions and other | ||
Noninterest income: | ||
Revenue from contracts with customers | $ 2,036 | $ 1,965 |
Merchant services income | ||
Noninterest income: | ||
Revenue from contracts with customers | 115 | 118 |
Commission and fees on fiduciary activities | ||
Noninterest income: | ||
Revenue from contracts with customers | 551 | 557 |
Wealth management income | ||
Noninterest income: | ||
Revenue from contracts with customers | $ 361 | $ 398 |
CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Cash and cash equivalents | ||
Cash and due from banks | $ 32,009 | $ 33,524 |
Interest-bearing deposits in other banks | 8,259 | 9,141 |
Federal funds sold | 69,700 | 144,700 |
Total cash and cash equivalents | 109,968 | 187,365 |
Investment securities: | ||
Available for sale: Amortized cost of $448,381 and $450,454, respectively, net of allowance for credit losses of $0 at March 31, 2024 and December 31, 2023 | 394,413 | 398,927 |
Equity investments carried at fair value | 91 | 98 |
Held to maturity: Fair value of $69,989 and $71,698, respectively, net of allowance for credit losses of $0 at March 31, 2024 and December 31, 2023 | 83,306 | 84,851 |
Total investment securities | 477,810 | 483,876 |
Loans | 2,858,412 | 2,849,897 |
Less: allowance for credit losses | 22,597 | 21,895 |
Net loans | 2,835,815 | 2,828,002 |
Loans held for sale | 300 | 250 |
Goodwill | 63,370 | 63,370 |
Premises and equipment, net | 59,097 | 61,276 |
Bank owned life insurance | 49,673 | 49,397 |
Deferred tax assets | 14,241 | 13,770 |
Accrued interest receivable | 13,565 | 12,734 |
Other assets | 45,299 | 42,249 |
Total assets | 3,669,138 | 3,742,289 |
Deposits: | ||
Noninterest-bearing | 623,408 | 644,683 |
Interest-bearing | 2,580,530 | 2,634,354 |
Total deposits | 3,203,938 | 3,279,037 |
Short-term borrowings | 20,260 | 17,590 |
Long-term debt | 25,000 | 25,000 |
Subordinated debt | 33,000 | 33,000 |
Accrued interest payable | 5,327 | 5,765 |
Other liabilities | 41,621 | 41,475 |
Total liabilities | 3,329,146 | 3,401,867 |
Stockholders' equity: | ||
Common stock, par value $2.00, authorized 25,000,000 shares, issued and outstanding 7,057,258 shares at March 31, 2024 and 7,040,852 shares at December 31, 2023 | 14,122 | 14,093 |
Capital surplus | 122,162 | 122,130 |
Retained earnings | 249,123 | 248,550 |
Accumulated other comprehensive loss | (45,415) | (44,351) |
Total stockholders' equity | 339,992 | 340,422 |
Total liabilities and stockholders' equity | $ 3,669,138 | $ 3,742,289 |
 | Mr. Craig W. Best |
---|---|
 | psbt.com |
 | Banks Diversified |
 | 393 |