RBB - RBB Bancorp Stock Price, Fair Value and News

19.10USD+0.39 (+2.08%)Market Closed

Market Summary

USD19.10+0.39

Market Closed

2.08%

RBB Stock Price

View Fullscreen

RBB RSI Chart

RBB Valuation

Market Cap

352.2M

Price/Earnings (Trailing)

8.91

Price/Sales (Trailing)

1.59

EV/EBITDA

2.84

Price/Free Cashflow

9.02

RBB Price/Sales (Trailing)

RBB Profitability

EBT Margin

25.20%

Return on Equity

7.69%

Return on Assets

1.01%

Free Cashflow Yield

11.09%

RBB Fundamentals

RBB Revenue

Revenue (TTM)

222.2M

Rev. Growth (Yr)

1.94%

Rev. Growth (Qtr)

-0.07%

RBB Earnings

Earnings (TTM)

39.5M

Earnings Growth (Yr)

-26.75%

Earnings Growth (Qtr)

-33.44%

Breaking Down RBB Revenue

Last 7 days

2.0%

Last 30 days

14.7%

Last 90 days

5.6%

Trailing 12 Months

81.7%

How does RBB drawdown profile look like?

RBB Financial Health

Debt/Equity

0.23

Debt/Cashflow

0.33

RBB Investor Care

Dividend Yield

3.35%

Dividend/Share (TTM)

0.64

Buy Backs (1Y)

2.91%

Diluted EPS (TTM)

2.1

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	222.2M	0	0	0
2023	195.2M	209.8M	219.0M	221.1M
2022	151.1M	157.5M	166.8M	181.0M
2021	140.6M	142.5M	144.5M	147.1M
2020	138.5M	136.7M	137.2M	139.1M
2019	119.1M	132.8M	143.0M	141.7M
2018	77.5M	82.3M	88.4M	102.1M
2017	70.8M	69.7M	69.3M	74.1M
2016	0	51.1M	59.6M	68.2M
2015	0	0	0	42.5M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of RBB Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	kao james	bought	11,475	16.68	688	-
Mar 14, 2024	kao james	bought	273,473	16.88	16,201	-
Mar 13, 2024	kao james	bought	33,960	16.98	2,000	-
Mar 06, 2024	kao james	bought	38,844	16.97	2,289	-
Mar 04, 2024	kao james	bought	33,960	16.98	2,000	-
Mar 01, 2024	kao james	bought	42,569	16.96	2,510	-
Feb 29, 2024	kao james	bought	33,960	16.98	2,000	-
Feb 28, 2024	kao james	bought	50,040	16.68	3,000	-
Feb 27, 2024	kao james	bought	67,800	16.95	4,000	-
Feb 13, 2024	kao james	bought	102,360	17.06	6,000	-

Which funds bought or sold RBB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	COMERICA BANK	reduced	-16.94	-142,203	521,227	-%
May 16, 2024	JANE STREET GROUP, LLC	sold off	-100	-212,429	-	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-40.13	-22,798	29,771	-%
May 15, 2024	CITADEL ADVISORS LLC	new	-	178,497	178,497	-%
May 15, 2024	GOLDMAN SACHS GROUP INC	new	-	192,563	192,563	-%
May 15, 2024	Royal Bank of Canada	reduced	-24.7	-94,000	234,000	-%
May 15, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	reduced	-4.14	-12,649	122,954	-%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	3.21	-49,442	2,029,740	0.04%
May 15, 2024	ARROWSTREET CAPITAL, LIMITED PARTNERSHIP	new	-	1,209,000	1,209,000	-%
May 15, 2024	TWO SIGMA ADVISERS, LP	reduced	-8.48	-72,373	466,459	-%

Are Funds Buying or Selling RBB?

Are funds buying RBB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own RBB

No. of Funds

Unveiling RBB Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 07, 2024	fj capital management llc	8.91%	1,691,616	SC 13G/A
Jan 29, 2024	blackrock inc.	6.6%	1,259,309	SC 13G/A
Feb 08, 2023	fj capital management llc	8.61%	1,632,100	SC 13G/A
Feb 03, 2023	blackrock inc.	5.4%	1,027,835	SC 13G
May 09, 2022	blackrock inc.	5.0%	964,030	SC 13G
Feb 03, 2022	blackrock inc.	5.2%	1,008,760	SC 13G/A
Aug 17, 2021	fj capital management llc	5.02%	970,980	SC 13G
Feb 01, 2021	blackrock inc.	5.9%	1,172,220	SC 13G/A
Feb 13, 2020	fj capital management llc	0%	0	SC 13G/A
Feb 07, 2020	blackrock inc.	5.5%	1,099,965	SC 13G

Recent SEC filings of RBB Bancorp

View All Filings

Date Filed	Form Type	Document
May 17, 2024	4	Insider Trading
May 17, 2024	8-K	Current Report
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading
May 17, 2024	4	Insider Trading

Peers (Alternatives to RBB Bancorp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

RBB Bancorp News

Latest updates

RBB Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-0.1%	55.00	55.00	56.00	57.00	54.00	53.00	46.00	42.00	40.00	38.00	37.00	36.00	36.00	36.00	35.00	34.00	34.00	34.00	35.00	36.00	37.00
EBITDA Margin	-7.9%	0.75*	0.81*	0.93*	1.08*	1.22*	1.34*	1.41*	1.43*	1.43*	1.41*	1.36*	1.28*	1.20*	-	-	-	-	-	-	-	-
Interest Expenses	-3.1%	25.00	26.00	28.00	32.00	34.00	39.00	39.00	37.00	34.00	33.00	32.00	30.00	29.00	29.00	27.00	25.00	24.00	23.00	24.00	24.00	26.00
Income Taxes	-35.5%	3.00	5.00	4.00	5.00	5.00	8.00	6.00	7.00	6.00	7.00	6.00	6.00	6.00	5.00	4.00	3.00	3.00	4.00	4.00	4.00	4.00
Earnings Before Taxes	-34.0%	11.00	17.00	12.00	16.00	16.00	25.00	23.00	22.00	21.00	22.00	21.00	19.00	18.00	16.00	12.00	9.00	10.00	15.00	12.00	15.00	14.00
EBT Margin	-7.5%	0.25*	0.27*	0.31*	0.38*	0.44*	0.50*	0.53*	0.55*	0.56*	0.55*	0.51*	0.46*	0.39*	-	-	-	-	-	-	-	-
Net Income	-33.4%	8.00	12.00	8.00	11.00	11.00	18.00	17.00	15.00	15.00	16.00	15.00	13.00	12.00	11.00	9.00	7.00	7.00	11.00	8.00	10.00	10.00
Net Income Margin	-7.3%	0.18*	0.19*	0.22*	0.27*	0.31*	0.36*	0.37*	0.39*	0.39*	0.39*	0.36*	0.32*	0.27*	-	-	-	-	-	-	-	-
Free Cashflow	153.1%	5.00	-8.85	25.00	18.00	16.00	22.00	26.00	12.00	32.00	32.00	37.00	23.00	109	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-3.1%	3,900	4,026	4,100	4,100	4,110	3,919	3,900	4,000	4,014	4,228	3,802	3,891	3,700	3,350	3,360	3,136	3,129	2,789	2,820	2,802	2,978
Cash Equivalents	-	-	-	-	-	-	84.00	174	325	350	694	377	604	420	195	179	152	361	182	183	206	250
Net PPE	-1.2%	25.00	26.00	26.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	27.00	24.00	24.00	24.00	17.00	17.00	17.00	17.00
Goodwill	0.0%	72.00	71.00	71.00	72.00	71.00	71.00	72.00	72.00	72.00	2.00	69.00	69.00	69.00	69.00	69.00	69.00	70.00	11.00	58.00	58.00	58.00
Liabilities	-4.3%	3,364	3,515	3,567	3,575	3,615	3,434	3,433	3,505	3,549	3,762	3,346	3,448	3,229	2,922	2,938	2,722	2,721	2,381	2,421	2,408	2,593
Long Term Debt	0.1%	119	119	174	174	174	174	173	173	173	173	173	173	173	104	104	104	104	104	104	104	104
Shareholder's Equity	0.5%	514	511	503	500	495	485	470	462	463	467	456	442	436	428	421	414	408	408	399	394	385
Retained Earnings	1.9%	260	255	247	242	234	226	213	200	191	181	169	157	148	138	129	121	116	112	103	98.00	90.00
Additional Paid-In Capital	-100.0%	-	4.00	4.00	3.00	3.00	3.00	3.00	4.00	4.00	5.00	4.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	6.00	6.00	6.00
Shares Outstanding	-0.2%	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	19.00	20.00	19.00	-	-	-	-	-	-	-	-	-
Minority Interest	0%	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Float	-	-	-	-	207	-	-	-	325	-	-	-	379	-	-	-	250	-	-	-	329	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	155.0%	4,849	-8,812	25,278	18,008	16,818	22,524	25,793	12,339	33,156	32,414	37,434	23,081	109,246	44,383	10,030	-8,099	78,200	209,487	11,770	143,427	111,784
Share Based Compensation	-0.7%	140	141	143	150	316	168	274	149	257	216	268	315	287	193	166	166	161	146	147	165	231
Cashflow From Investing	-110.8%	-16,532	153,459	83,627	46,349	-40,126	-107,527	-96,429	14,586	-70,801	-128,596	-160,873	-80,686	-134,026	-7,426	-197,373	-200,457	-40,750	-170,923	-42,443	-1,898	-4,089
Cashflow From Financing	-241.4%	-150,447	-44,065	-24,439	-48,735	170,463	-5,628	-79,921	-51,956	-306,960	413,627	-103,287	241,328	250,056	-20,933	214,129	-567	141,754	-39,877	8,106	-185,965	-5,301
Dividend Payments	-100.0%	-	3,047	3,039	3,039	3,038	2,662	2,663	2,687	2,724	2,544	2,516	2,540	2,347	1,785	1,184	1,184	2,414	2,003	2,016	2,007	2,007
Buy Backs	-78.2%	1,481	6,803	-	-	-	1,016	1,978	11,094	5,734	1,822	1,120	5,281	2,277	2,597	-	-	5,254	-	3,190	-	-

Get Full Access to Grufity – and Unlimited Downloads

Gain full access to fair value, watchlists, stock screener, unlimited page visits, and additional features by joining as a member today for just $1.99.

Try For Just $1.99

RBB Income Statement

2024-03-31

Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
Consolidated Statements of Income (Unaudited) - USD ($)	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023
Interest and dividend income:
Interest and fees on loans	$ 45,547,000	$ 45,895,000	$ 49,942,000
Interest on interest-earning deposits	5,040,000	4,650,000	791,000
Interest on investment securities	3,611,000	3,706,000	2,536,000
Dividend income on FHLB stock	331,000	312,000	265,000
Interest on federal funds sold and other	266,000	269,000	217,000
Total interest and dividend income	54,795,000	54,832,000	53,751,000
Interest expense:
Interest on savings deposits, NOW and money market accounts	4,478,000	4,026,000	2,296,000
Interest on time deposits	23,322,000	22,413,000	13,406,000
Interest on long-term debt and subordinated debentures	1,679,000	2,284,000	2,539,000
Interest on other borrowed funds	439,000	440,000	1,409,000
Total interest expense	29,918,000	29,163,000	19,650,000
Net interest income before provision/(reversal) for credit losses	24,877,000	25,669,000	34,101,000
Provision/(reversal) for credit losses	0	(431,000)	2,014,000
Net interest income after provision/(reversal) for credit losses	24,877,000	26,100,000	32,087,000
Noninterest income:
Service charges and fees	992,000	972,000	1,023,000
Gain on sale of loans	312,000	116,000	29,000
Loan servicing fees, net of amortization	589,000	616,000	731,000
Increase in cash surrender value of life insurance	382,000	374,000	335,000
Gain/(loss) on other real estate owned	724,000	(57,000)	0
Other income	373,000	5,373,000	244,000
Total noninterest income	3,372,000	7,394,000	2,362,000
Noninterest expense:
Salaries and employee benefits	9,927,000	8,860,000	9,864,000
Occupancy and equipment expenses	2,443,000	2,387,000	2,398,000
Data processing	1,420,000	1,357,000	1,299,000
Legal and professional	880,000	1,291,000	3,013,000
Office expenses	356,000	349,000	375,000
Marketing and business promotion	172,000	241,000	300,000
Insurance and regulatory assessments	982,000	1,122,000	504,000
Core deposit premium	201,000	215,000	237,000
Other expenses	588,000	571,000	921,000
Total noninterest expense	16,969,000	16,393,000	18,911,000
Net income before income taxes	11,280,000	17,101,000	15,538,000
Income tax expense	3,244,000	5,028,000	4,568,000
Net income	$ 8,036,000	$ 12,073,000	$ 10,970,000
Net income per share
Basic (in dollars per share)	$ 0.43	$ 0.64	$ 0.58
Diluted (in dollars per share)	$ 0.43	$ 0.64	$ 0.58
Weighted-average common shares outstanding
Basic (in shares)	18,601,277	18,887,501	18,985,846
Diluted (in shares)	18,666,683	18,900,351	19,049,685

RBB Balance Sheet

2024-03-31

Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands

Mar. 31, 2024

Dec. 31, 2023

Assets

Cash and due from banks

$ 269,243

$ 431,373

Interest-earning deposits in other financial institutions

600

Securities:

Available for sale, Estimated Fair value

335,194

318,961

Held to maturity, Amortized Cost

5,204

5,209

Mortgage loans held for sale

3,903

1,911

Loans held for investment

3,026,887

3,031,319

Unaccreted discount on acquired loans

(921)

(970)

Deferred loan costs, net

1,395

1,512

Total loans held for investment, net of deferred loan costs and unaccreted discounts on acquired loans

^[1]

3,027,361

3,031,861

Allowance for loan losses

(41,688)

(41,903)

Total loans held for investment, net

2,985,673

2,989,958

Premises and equipment, net

25,363

25,684

Federal Home Loan Bank (FHLB) stock

15,000

Net deferred tax assets

16,554

15,765

Cash surrender value of bank owned life insurance (BOLI)

59,101

58,719

Goodwill

71,498

Servicing assets

7,794

8,110

Core deposit intangibles

2,594

2,795

Right-of-use assets- operating leases

31,231

29,803

Accrued interest and other assets

49,054

50,639

Total assets

3,878,006

4,026,025

Deposits:

Noninterest-bearing demand

539,517

539,621

Savings, NOW and money market accounts

642,840

632,729

Time deposits $250,000 and under

1,083,898

1,190,821

Time deposits over $250,000

762,074

811,589

Total deposits

3,028,329

3,174,760

Reserve for unfunded commitments

671

640

FHLB advances

150,000

Long-term debt, net of issuance costs

119,243

119,147

Subordinated debentures, net

14,993

14,938

Lease liabilities - operating leases

32,690

31,191

Accrued interest and other liabilities

18,094

24,089

Total liabilities

3,364,020

3,514,765

Commitments and contingencies - Note 12

Shareholders' equity:

Preferred Stock - 100,000,000 shares authorized, no par value; none outstanding

Common Stock - 100,000,000 shares authorized, no par value; 18,578,132 shares issued and outstanding at March 31, 2024 and 18,609,179 shares issued and outstanding at December 31, 2023

271,645

271,925

Additional paid-in capital

3,348

3,623

Retained earnings

259,903

255,152

Non-controlling interest

Accumulated other comprehensive loss, net

(20,982)

(19,512)

Total shareholders’ equity

513,986

511,260

Total liabilities and shareholders’ equity

$ 3,878,006

$ 4,026,025

[1]	Net of discounts and deferred fees and costs.

About RBB Bancorp

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company serves individuals, businesses, municipalities, and other entities. It operates branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.

CEO	Mr. David Richard Morris
WEBSITE	royalbusinessbankusa.com
INDUSTRY	Banks Diversified
EMPLOYEES	369

RBB Bancorp Frequently Asked Questions

What is the ticker symbol for RBB Bancorp? What does RBB stand for in stocks?

RBB is the stock ticker symbol of RBB Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of RBB Bancorp (RBB)?

As of Fri May 17 2024, market cap of RBB Bancorp is 352.21 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of RBB stock?

You can check RBB's fair value in chart for subscribers.

What is the fair value of RBB stock?

You can check RBB's fair value in chart for subscribers. The fair value of RBB Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of RBB Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for RBB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is RBB Bancorp a good stock to buy?

The fair value guage provides a quick view whether RBB is over valued or under valued. Whether RBB Bancorp is cheap or expensive depends on the assumptions which impact RBB Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for RBB.

What is RBB Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, RBB's PE ratio (Price to Earnings) is 8.91 and Price to Sales (PS) ratio is 1.59. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. RBB PE ratio will change depending on the future growth rate expectations of investors.