SBFG Stock Price, SB Financial Group Inc Quote, Chart

Market Summary

USD13.61+0.01

Delayed

0.07%

SBFG Stock Price

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SBFG RSI Chart

SBFG Valuation

Market Cap

92.1M

Price/Earnings (Trailing)

7.66

Price/Sales (Trailing)

1.91

EV/EBITDA

1.12

Price/Free Cashflow

4.99

SBFG Price/Sales (Trailing)

SBFG Profitability

EBT Margin

30.24%

Return on Equity

9.71%

Return on Assets

0.9%

Free Cashflow Yield

20.03%

SBFG Fundamentals

SBFG Revenue

Revenue (TTM)

48.3M

Rev. Growth (Yr)

-71.42%

Rev. Growth (Qtr)

-73.88%

SBFG Earnings

Earnings (TTM)

12.0M

Earnings Growth (Yr)

-3.35%

Earnings Growth (Qtr)

-39.02%

Breaking Down SBFG Revenue

Last 7 days

-1.2%

Last 30 days

1.2%

Last 90 days

-6.8%

Trailing 12 Months

2.0%

How does SBFG drawdown profile look like?

SBFG Financial Health

SBFG Investor Care

Dividend Yield

3.89%

Dividend/Share (TTM)

0.53

Buy Backs (1Y)

2.20%

Diluted EPS (TTM)

1.75

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	48.3M	0	0	0
2023	49.0M	52.9M	56.0M	58.2M
2022	40.5M	40.8M	41.5M	44.6M
2021	47.2M	46.7M	46.9M	42.0M
2020	36.1M	35.5M	34.8M	38.4M
2019	40.7M	41.9M	43.2M	44.4M
2018	0	0	0	39.5M
2017	31.1M	33.2M	35.3M	37.4M
2016	26.6M	27.4M	28.2M	29.1M
2015	24.8M	25.1M	25.5M	25.9M
2014	24.2M	24.0M	24.2M	24.4M
2013	26.0M	25.8M	25.3M	24.8M
2012	27.2M	26.8M	26.5M	26.1M
2011	28.9M	28.4M	28.1M	27.5M
2010	0	31.6M	30.6M	29.6M
2009	0	0	0	32.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of SB Financial Group Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 06, 2024	hardgrove richard l	acquired	2,612	13.06	200	-
Feb 29, 2024	klein mark a	bought	1,820	13.9	131	chairman, president & ceo
Feb 21, 2024	carter george w	bought	5,162	14.75	350	-
Feb 05, 2024	helberg tom r	acquired	-	-	1,528	-
Feb 05, 2024	stolly timothy j.	acquired	-	-	1,528	-
Feb 05, 2024	homoelle david a.	acquired	-	-	1,720	regional president of subsidia
Feb 05, 2024	finn gaylyn j	acquired	-	-	1,528	-
Feb 05, 2024	hardgrove richard l	acquired	-	-	1,528	-
Feb 05, 2024	claxton timothy l.	acquired	-	-	1,528	-
Feb 05, 2024	cosentino anthony van	acquired	-	-	1,720	evp & cfo of subsidiary

Which funds bought or sold SBFG recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 15, 2024	STATE STREET CORP	unchanged	-	-23,699	223,677	-%
May 15, 2024	Royal Bank of Canada	unchanged	-	-10,000	87,000	-%
May 15, 2024	GENDELL JEFFREY L	added	7.33	-25,460	672,781	0.03%
May 15, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	3.69	-63,191	948,836	0.02%
May 15, 2024	NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO	unchanged	-	-374	3,624	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-3.44	-26,426	181,813	-%
May 15, 2024	Tower Research Capital LLC (TRC)	added	170	6,525	11,024	-%
May 15, 2024	Strategic Value Bank Partners LLC	unchanged	-	-500,997	4,861,790	3.18%
May 15, 2024	BARCLAYS PLC	unchanged	-	-1,000	4,000	-%
May 15, 2024	FIRST MANHATTAN CO. LLC.	unchanged	-	-55,934	490,940	-%

Are Funds Buying or Selling SBFG?

Are funds buying SBFG calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own SBFG

No. of Funds

Unveiling SB Financial Group Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	strategic value investors lp	5.2%	352,815	SC 13G/A
Feb 14, 2024	cutler capital management, llc	5.92%	400,284	SC 13G/A
Feb 14, 2024	alliancebernstein l.p.	8.4%	568,185	SC 13G/A
Feb 13, 2024	manulife financial corp	7.13%	-	SC 13G/A
Feb 09, 2024	state bank & trust co	4.85%	328,187	SC 13G/A
Feb 14, 2023	cutler capital management, llc	5.7%	397,239	SC 13G/A
Feb 14, 2023	alliancebernstein l.p.	7.3%	512,693	SC 13G/A
Feb 14, 2023	manulife financial corp	6.97%	-	SC 13G/A
Feb 13, 2023	state bank & trust co	5.34%	370,876	SC 13G/A
Feb 08, 2023	fj capital management llc	5.33%	373,521	SC 13G/A

Recent SEC filings of SB Financial Group Inc

View All Filings

Date Filed	Form Type	Document
May 09, 2024	10-Q	Quarterly Report
May 07, 2024	4	Insider Trading
Apr 29, 2024	8-K	Current Report
Apr 23, 2024	8-K	Current Report
Apr 19, 2024	8-K	Current Report
Apr 19, 2024	8-K	Current Report
Apr 17, 2024	8-K	Current Report
Mar 08, 2024	DEF 14A	DEF 14A
Mar 08, 2024	10-K	Annual Report
Mar 04, 2024	4	Insider Trading

Peers (Alternatives to SB Financial Group Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

SB Financial Group Inc News

Latest updates

SB Financial Group Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-73.9%	4.00	15.00	15.00	14.00	14.00	13.00	12.00	10.00	9.00	10.00	11.00	10.00	11.00	15.00	11.00	11.00	2.00	11.00	12.00	11.00	10.00
EBITDA Margin	33.1%	1.21*	0.91*	0.97*	1.05*	1.13*	1.19*	0.95*	0.76*	0.58*	0.69*	0.68*	0.72*	-	-	-	-	-	-	-	-	-
Interest Expenses	-29.4%	9.00	13.00	10.00	10.00	4.00	15.00	10.00	10.00	1.00	1.00	1.00	1.00	1.00	1.00	2.00	2.00	2.00	-16.66	9.00	9.00	8.00
Income Taxes	-48.7%	0.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	2.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	0.00
Earnings Before Taxes	-40.9%	3.00	5.00	3.00	4.00	3.00	4.00	4.00	3.00	3.00	4.00	5.00	5.00	9.00	7.00	7.00	5.00	1.00	4.00	5.00	3.00	3.00
EBT Margin	19.5%	0.30*	0.25*	0.25*	0.29*	0.30*	0.34*	0.36*	0.39*	0.43*	0.54*	0.54*	0.57*	-	-	-	-	-	-	-	-	-
Net Income	-39.0%	2.00	4.00	3.00	3.00	2.00	4.00	3.00	3.00	3.00	3.00	4.00	4.00	7.00	5.00	5.00	4.00	1.00	3.00	4.00	3.00	2.00
Net Income Margin	19.6%	0.25*	0.21*	0.21*	0.23*	0.25*	0.28*	0.30*	0.32*	0.35*	0.44*	0.43*	0.46*	-	-	-	-	-	-	-	-	-
Free Cashflow	-95.5%	0.00	7.00	8.00	3.00	-4.14	13.00	9.00	5.00	-1.46	11.00	4.00	3.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-0.5%	1,336	1,343	1,326	1,341	1,341	1,336	1,303	1,294	1,335	1,331	1,330	1,313	1,326	1,258	1,218	1,203	1,088	1,039	1,043	1,029	1,021
Cash Equivalents	15.8%	27.00	23.00	19.00	21.00	22.00	28.00	28.00	30.00	130	150	138	155	206	141	95.00	86.00	56.00	27.00	50.00	43.00	63.00
Net PPE	-1.8%	21.00	21.00	22.00	22.00	23.00	23.00	23.00	23.00	23.00	23.00	24.00	24.00	23.00	24.00	24.00	24.00	24.00	23.00	24.00	23.00	23.00
Goodwill	0%	23.00	23.00	23.00	23.00	23.00	23.00	23.00	23.00	-	23.00	-	-	-	-	22.00	22.00	-	18.00	18.00	18.00	-
Liabilities	-0.5%	1,212	1,219	1,214	1,224	1,222	1,217	1,189	1,169	1,202	1,186	1,185	1,168	1,182	1,115	1,077	1,065	952	902	909	895	890
Short Term Borrowings	-3.5%	13.00	13.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shareholder's Equity	-0.5%	124	124	112	118	120	118	115	125	133	145	144	144	144	143	141	138	136	136	134	134	132
Retained Earnings	1.3%	110	108	106	104	102	102	99.00	97.00	95.00	100	97.00	94.00	91.00	85.00	80.00	76.00	73.00	73.00	70.00	67.00	65.00
Additional Paid-In Capital	-1.0%	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00	15.00
Shares Outstanding	-	7.00	-	7.00	7.00	7.00	-	7.00	7.00	-	-	7.00	-	8.00	-	8.00	-	-	-	-	-	-
Float	-	-	-	-	86.00	-	-	-	122	-	-	-	130	-	-	-	128	-	-	-	106	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-95.5%	308	6,772	8,132	3,226	-4,141	12,752	9,125	5,157	-1,465	11,247	3,973	2,919	-882	18,538	5,707	4,309	-4,647	15,176	2,872	-3,273	4,054
Share Based Compensation	92.0%	167	87.00	123	201	165	89.00	124	197	158	69.00	100	151	123	63.00	84.00	125	110	71.00	93.00	140	113
Cashflow From Investing	266.0%	11,701	-7,048	3,665	-4,644	-9,363	-32,682	-21,677	-67,977	-43,335	5,921	-34,534	-37,780	-5,595	-3,130	-10,270	-32,554	-11,262	-27,147	-1,460	-21,319	-17,688
Cashflow From Financing	-299.7%	-8,372	4,192	-13,741	786	7,312	19,813	10,919	-37,616	25,292	-5,672	13,583	-16,182	71,823	30,641	13,543	57,513	45,238	-10,789	5,626	4,416	28,233
Dividend Payments	-0.1%	917	918	891	898	877	876	841	858	840	799	771	793	776	792	764	770	744	608	581	586	556
Buy Backs	-30.0%	521	744	614	1,248	865	252	1,336	1,703	2,609	819	1,959	4,024	2,718	3,042	1,005	1,305	1,814	706	2,847	203	1,294

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SBFG Income Statement

2024-03-31

Condensed Consolidated Statements of Income (unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Loans
Taxable	$ 13,547	$ 12,126
Tax exempt	123	116
Securities
Taxable	1,274	1,350
Tax exempt	37	47
Other interest income	319	185
Total interest income	15,300	13,824
Interest Expense
Deposits	5,090	2,578
Repurchase agreements & other	34	10
Federal Home Loan Bank advance expense	613	553
Trust preferred securities expense	188	164
Subordinated debt expense	195	195
Total interest expense	6,120	3,500
Net Interest Income	9,180	10,324
Provision for credit losses - loans	(86)	313
Provision for unfunded commitments	86	(63)
Total provision for credit losses		250
Net interest income after provision for credit losses	9,180	10,074
Noninterest Income
Wealth management fees	865	917
Customer service fees	880	825
Gain on sale of mortgage loans & OMSR	781	599
Mortgage loan servicing fees, net	763	608
Gain on sale of non-mortgage loans	10	24
Title insurance income	266	373
Other income	386	320
Total noninterest income	3,951	3,666
Noninterest Expense
Salaries and employee benefits	5,352	5,913
Net occupancy expense	769	784
Equipment expense	1,077	981
Data processing fees	769	646
Professional fees	758	863
Marketing expense	197	198
Telephone and communications	105	121
Postage and delivery expense	97	87
State, local and other taxes	245	228
Employee expense	178	188
Other expense	735	764
Total noninterest expense	10,282	10,773
Income before income tax	2,849	2,967
Provision for income taxes	481	517
Net Income	$ 2,368	$ 2,450
Basic earnings per common share (in Dollars per share)	$ 0.35	$ 0.35
Diluted earnings per common share (in Dollars per share)	$ 0.35	$ 0.35
Average common shares outstanding (in thousands):
Basic: (in Shares)	6,715	6,933
Diluted: (in Shares)	6,723	7,008

SBFG Balance Sheet

2024-03-31

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 26,602	$ 22,965
Interest bearing time deposits	2,417	1,535
Available-for-sale securities	213,239	219,708
Loans held for sale	4,730	2,525
Loans, net of unearned income	991,552	1,000,212
Allowance for credit losses	(15,643)	(15,786)
Premises and equipment, net	20,985	21,378
Federal Reserve and Federal Home Loan Bank Stock, at cost	6,512	7,279
Foreclosed assets and other assets held for sale, net	510	511
Interest receivable	4,584	4,657
Goodwill	23,239	23,239
Cash value of life insurance	30,103	29,121
Mortgage servicing rights	14,191	13,906
Other assets	12,991	11,999
Total assets	1,336,012	1,343,249
Deposits
Non interest bearing demand	219,395	228,713
Interest bearing demand	169,171	166,413
Savings	244,157	216,965
Money market	221,362	202,605
Time deposits	258,257	255,509
Total deposits	1,112,342	1,070,205
Repurchase agreements	12,916	13,387
Federal Home Loan Bank advances	35,000	83,600
Trust preferred securities	10,310	10,310
Subordinated debt net of issuance costs	19,654	19,642
Interest payable	2,772	2,443
Other liabilities	19,295	19,320
Total liabilities	1,212,289	1,218,907
Commitments & Contingent Liabilities
Shareholders’ Equity
Preferred stock, no par value; authorized 200,000 shares; 2024 - 0 shares outstanding, 2023 - 0 shares outstanding
Common stock, no par value; 2024 - 10,500,000 shares authorized, 8,525,375 shares issued; 2023 - 10,500,000 shares authorized, 8,525,375 shares issued	61,319	61,319
Additional paid-in capital	14,978	15,124
Retained earnings	109,937	108,486
Accumulated other comprehensive loss	(31,547)	(29,831)
Treasury stock, at cost; (2024 - 1,756,769 common shares; 2023 - 1,756,733 common shares)	(30,964)	(30,756)
Total shareholders’ equity	123,723	124,342
Total liabilities and shareholders’ equity	$ 1,336,012	$ 1,343,249

About SB Financial Group Inc

SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and residential mortgage loans. The company also provides automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking products and services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. In addition, it sells insurance products to retail and commercial customers. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. The company was founded in 1902 and is headquartered in Defiance, Ohio.

CEO	Mr. Mark A. Klein
WEBSITE	yourstatebank.com
INDUSTRY	Banks Diversified
EMPLOYEES	253

SB Financial Group Inc Frequently Asked Questions

What is the ticker symbol for SB Financial Group Inc? What does SBFG stand for in stocks?

SBFG is the stock ticker symbol of SB Financial Group Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of SB Financial Group Inc (SBFG)?

As of Fri May 17 2024, market cap of SB Financial Group Inc is 92.05 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of SBFG stock?

You can check SBFG's fair value in chart for subscribers.

What is the fair value of SBFG stock?

You can check SBFG's fair value in chart for subscribers. The fair value of SB Financial Group Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of SB Financial Group Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for SBFG so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is SB Financial Group Inc a good stock to buy?

The fair value guage provides a quick view whether SBFG is over valued or under valued. Whether SB Financial Group Inc is cheap or expensive depends on the assumptions which impact SB Financial Group Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for SBFG.

What is SB Financial Group Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, SBFG's PE ratio (Price to Earnings) is 7.66 and Price to Sales (PS) ratio is 1.91. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. SBFG PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on SB Financial Group Inc's stock?

In the past 10 years, SB Financial Group Inc has provided 0.08 (multiply by 100 for percentage) rate of return.