UNM - Unum Group Stock Price, Fair Value and News

52.58USD+0.11 (+0.21%)Market Closed

Market Summary

USD52.58+0.11

Market Closed

0.21%

UNM Stock Price

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UNM RSI Chart

UNM Valuation

Market Cap

10.0B

Price/Earnings (Trailing)

7.54

Price/Sales (Trailing)

0.79

EV/EBITDA

6.58

Price/Free Cashflow

8.19

UNM Price/Sales (Trailing)

UNM Profitability

EBT Margin

13.42%

Return on Equity

-44.92%

Return on Assets

2.11%

Free Cashflow Yield

12.22%

UNM Fundamentals

UNM Revenue

Revenue (TTM)

12.6B

Rev. Growth (Yr)

5.41%

Rev. Growth (Qtr)

1.76%

UNM Earnings

Earnings (TTM)

1.3B

Earnings Growth (Yr)

10.3%

Earnings Growth (Qtr)

19.54%

Breaking Down UNM Revenue

Last 7 days

1.4%

Last 30 days

-1.3%

Last 90 days

11.1%

Trailing 12 Months

18.7%

How does UNM drawdown profile look like?

UNM Financial Health

Debt/Equity

-1.17

Debt/Cashflow

0.39

UNM Investor Care

Dividend Yield

2.71%

Dividend/Share (TTM)

1.43

Buy Backs (1Y)

3.90%

Diluted EPS (TTM)

6.74

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	12.6B	0	0	0
2023	12.0B	12.1B	12.2B	12.4B
2022	11.9B	12.0B	12.0B	12.0B
2021	13.4B	13.3B	13.3B	12.0B
2020	11.9B	11.9B	11.9B	13.2B
2019	11.7B	11.8B	11.8B	12.0B
2018	11.4B	11.4B	11.6B	11.6B
2017	11.1B	11.2B	11.2B	11.3B
2016	10.8B	10.9B	11.0B	11.0B
2015	10.6B	10.6B	10.6B	10.7B
2014	10.3B	10.4B	10.5B	10.5B
2013	10.5B	10.5B	10.4B	10.4B
2012	10.3B	10.4B	10.5B	10.5B
2011	10.2B	10.2B	10.3B	10.3B
2010	10.2B	10.1B	10.1B	10.2B
2009	9.9B	9.8B	9.9B	10.1B
2008	0	10.3B	10.2B	10.0B
2007	0	0	0	10.5B

Get all data in R, Python etc through our Historical Stock Data APIs

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Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

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Tracking the Latest Insider Buys and Sells of Unum Group

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 13, 2024	zabel steven andrew	sold	-510,600	51.06	-10,000	evp, chief financial officer
Mar 05, 2024	iglesias lisa g	sold	-800,064	50.004	-16,000	evp, general counsel
Mar 01, 2024	pyne christopher w	acquired	-	-	8,424	evp, group benefits
Mar 01, 2024	rice walter lynn jr	sold (taxes)	-39,834	49.3	-808	svp, chief accounting officer
Mar 01, 2024	mckenney richard p	sold (taxes)	-2,390,160	49.3	-48,482	president and ceo
Mar 01, 2024	till mark paul	sold (taxes)	-144,794	49.3	-2,937	evp & ceo, unum international
Mar 01, 2024	zabel steven andrew	acquired	-	-	25,302	evp, chief financial officer
Mar 01, 2024	mckenney richard p	sold	-2,457,580	49.1515	-50,000	president and ceo
Mar 01, 2024	ahmed elizabeth claire	acquired	-	-	11,828	evp, people & communications
Mar 01, 2024	iglesias lisa g	sold (taxes)	-227,421	49.3	-4,613	evp, general counsel

Which funds bought or sold UNM recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 07, 2024	OPPENHEIMER & CO INC	reduced	-24.55	-93,590	800,500	0.01%
May 07, 2024	BOS Asset Management, LLC	reduced	-0.94	107,606	720,781	0.38%
May 07, 2024	QRG CAPITAL MANAGEMENT, INC.	added	3.08	122,948	673,968	0.01%
May 07, 2024	M&T Bank Corp	reduced	-23.94	-89,985	835,455	-%
May 07, 2024	Swiss National Bank	reduced	-0.1	3,232,160	20,664,500	0.01%
May 07, 2024	Empowered Funds, LLC	added	99.79	996,186	1,722,920	0.02%
May 07, 2024	Cornerstone Planning Group LLC	new	-	517	517	-%
May 07, 2024	Arnhold LLC	unchanged	-	50,707	322,389	0.03%
May 07, 2024	Algebris (UK) Ltd	reduced	-17.26	24,652	5,669,030	2.11%
May 07, 2024	Illinois Municipal Retirement Fund	unchanged	-	555,000	3,529,000	0.05%

Are Funds Buying or Selling UNM?

Are funds buying UNM calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own UNM

No. of Funds

Unveiling Unum Group's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	10.56%	20,590,655	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 29, 2024	norges bank	6.76%	13,190,044	SC 13G/A
Jan 23, 2024	blackrock inc.	12.0%	23,412,977	SC 13G/A
Apr 10, 2023	vanguard group inc	10.45%	20,610,264	SC 13G/A
Feb 14, 2023	norges bank	5.22%	10,393,936	SC 13G/A
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Feb 09, 2023	vanguard group inc	9.76%	19,431,945	SC 13G/A
Jan 24, 2023	blackrock inc.	12.5%	24,773,115	SC 13G
Apr 06, 2022	norges bank	5.23%	10,594,006	SC 13G

Recent SEC filings of Unum Group

View All Filings

Date Filed	Form Type	Document
May 07, 2024	144	Notice of Insider Sale Intent
May 07, 2024	144	Notice of Insider Sale Intent
May 01, 2024	10-Q	Quarterly Report
Apr 30, 2024	8-K	Current Report
Apr 12, 2024	4	Insider Trading
Apr 11, 2024	ARS	ARS
Apr 11, 2024	DEF 14A	DEF 14A
Apr 11, 2024	DEFA14A	DEFA14A
Mar 28, 2024	PRE 14A	PRE 14A
Mar 15, 2024	4	Insider Trading

Peers (Alternatives to Unum Group)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.0T	1.3B	-3.06%	3200.44%	-4.9K	773.83	-10.27%	-34.69%
AJG	53.5B	10.6B	0.35%	13.39%	49.03	5.04	20.42%	-6.05%
AIG	53.0B	48.4B	2.59%	50.41%	10.98	1.1	-4.15%	-20.63%
TRV	49.8B	42.9B	-5.78%	18.24%	15.85	1.16	13.52%	12.15%
AFL	48.2B	19.3B	-0.38%	25.81%	9.01	2.49	3.03%	17.35%
ACGL	37.0B	13.6B	4.64%	29.15%	8.33	2.72	41.83%	201.02%
AFG	11.0B	8.0B	-2.14%	12.66%	12.42	1.37	11.14%	7.56%
MID-CAP
UNM	10.0B	12.6B	-1.30%	18.66%	7.54	0.79	4.24%	-13.40%
AIZ	9.2B	11.1B	-2.63%	35.17%	14.28	0.82	9.21%	132.28%
LNC	5.0B	11.9B	-5.15%	39.72%	3.69	0.42	-33.27%	234.43%
AEL	4.5B	2.8B	-0.20%	45.14%	21.34	1.58	100.59%	-89.04%
SMALL-CAP
BRP	1.9B	1.3B	8.10%	32.13%	-35.66	1.53	18.74%	30.90%
AMSF	908.5M	308.9M	-0.11%	-15.37%	14.73	2.94	3.79%	10.94%
AMBC	828.5M	314.0M	15.44%	22.21%	14.41	2.64	-29.20%	-88.19%
AAME	37.3M	186.8M	-15.67%	-17.10%	-218.34	0.2	-0.56%	-111.21%

Unum Group News

Latest updates

Unum Group Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	1.8%	3,200	3,145	3,093	3,112	3,036	3,005	2,959	3,040	2,981	2,973	2,970	2,993	3,072	4,274	2,996	3,021	2,871	3,035	2,960	3,017	2,988
EBITDA Margin	1.1%	0.16*	0.16*	0.15*	0.19*	0.18*	0.17*	0.17*	0.15*	0.14*	0.13*	0.10*	0.09*	-	-	-	-	-	-	-	-	-
Income Taxes	2.4%	101	98.00	60.00	106	93.00	84.00	131	72.00	55.00	73.00	81.00	80.00	46.00	-10.70	69.00	72.00	41.00	81.00	57.00	71.00	72.00
Earnings Before Taxes	15.6%	496	429	262	498	451	374	642	439	296	389	410	263	199	125	300	338	202	377	299	352	353
EBT Margin	1.4%	0.13*	0.13*	0.13*	0.16*	0.16*	0.15*	0.15*	0.13*	0.11*	0.10*	0.07*	0.07*	-	-	-	-	-	-	-	-	-
Net Income	19.5%	395	331	202	393	358	289	510	367	240	317	329	183	153	135	231	266	161	296	242	281	281
Net Income Margin	1.5%	0.11*	0.10*	0.10*	0.13*	0.13*	0.12*	0.12*	0.10*	0.09*	0.08*	0.06*	0.05*	-	-	-	-	-	-	-	-	-
Free Cashflow	-9.3%	270	298	362	286	122	326	251	436	304	452	400	649	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.2%	62,488	63,255	59,955	61,904	62,424	61,149	60,378	63,510	67,766	70,116	70,598	70,808	69,257	70,626	69,616	69,305	65,336	67,013	66,956	65,844	63,922
Cash Equivalents	91.2%	279	146	166	108	123	119	143	151	107	75.00	122	123	562	197	104	166	337	84.00	77.00	61.00	62.00
Net PPE	-0.3%	484	485	463	460	456	452	442	448	455	463	463	500	501	498	509	518	541	534	568	556	548
Goodwill	-0.1%	350	350	348	350	348	348	344	348	351	352	352	353	353	353	351	349	349	352	349	350	351
Liabilities	-2.5%	52,268	53,604	50,336	52,659	53,176	52,414	51,975	55,722	60,878	58,699	59,480	59,860	58,687	59,755	58,724	58,744	55,533	57,048	57,324	56,391	54,861
Long Term Debt	0.0%	3,431	3,430	3,430	3,429	3,429	3,428	3,429	3,443	3,443	3,442	3,441	3,441	3,347	3,346	3,379	3,393	2,914	2,927	3,038	3,341	2,959
LT Debt, Current	-	-	-	2.00	2.00	2.00	2.00	-	-	-	-	-	-	-	-	-	400	400	400	-	-	-
Shareholder's Equity	-130.5%	-2,940	9,651	9,618	13,758	9,247	8,735	8,403	2,417	6,888	6,034	11,118	10,948	31.00	10,871	10,892	31.00	9,803	37.00	9,632	10,309	10,083
Retained Earnings	2.8%	11,754	11,432	13,889	13,758	13,430	13,141	12,918	12,474	12,167	11,989	11,755	11,488	11,363	11,249	11,192	11,019	10,812	10,729	10,492	10,309	10,083
Additional Paid-In Capital	0.0%	1,548	1,548	2,454	2,445	2,432	2,441	2,432	2,417	2,396	2,408	2,399	2,387	2,381	2,376	2,371	2,364	2,357	2,348	2,342	2,336	2,329
Float	-	-	-	-	9,400	-	-	-	6,800	-	-	-	5,800	-	3,400	-	-	-	7,000	-	-	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-13.2%	298	344	395	314	151	357	277	459	326	480	425	676	-193	-809	426	633	220	350	314	426	517
Cashflow From Investing	107.8%	18.00	-227	-225	-232	-40.50	-264	-176	-321	-192	-434	-399	-1,095	589	822	1.00	-1,213	123	-187	-198	-642	-365
Cashflow From Financing	-34.4%	-182	-136	-112	-95.70	-106	-116	-108	-92.10	-101	-92.00	-27.50	-19.40	-30.00	80.00	-488	409	-89.40	-155	-99.20	215	-183
Dividend Payments	-100.0%	-	71.00	71.00	65.00	69.00	66.00	66.00	60.00	62.00	61.00	61.00	58.00	58.00	58.00	58.00	58.00	58.00	59.00	59.00	55.00	56.00
Buy Backs	60.6%	122	76.00	76.00	47.00	51.00	64.00	43.00	43.00	50.00	50.00	-	-	-	-	-	-	-	103	97.00	100	100

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UNM Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenue
Premium Income	$ 2,610.3	$ 2,459.3
Net Investment Income	513.5	508.8
Net Investment Gain (Loss)	(1.2)	0.1
Other Income	77.7	67.9
Total Revenue	3,200.3	3,036.1
Benefits and Expenses
Benefits and Change in Reserves for Future Benefits	1,893.0	1,882.1
Policy Benefits - Remeasurement Gain	(107.7)	(145.7)
Commissions	313.6	293.9
Interest and Debt Expense	49.5	48.1
Deferral of Acquisition Costs	(166.9)	(157.7)
Amortization of Deferred Acquisition Costs	126.2	115.9
Compensation Expense	305.8	275.0
Other Expenses	291.1	273.2
Total Benefits and Expenses	2,704.6	2,584.8
Income Before Income Tax	495.7	451.3
Income Tax Expense (Benefit)
Current	87.3	65.6
Deferred	13.2	27.4
Total Income Tax Expense	100.5	93.0
Net Income	$ 395.2	$ 358.3
Net Income Per Common Share
Basic	$ 2.05	$ 1.81
Assuming Dilution	$ 2.04	$ 1.80

UNM Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Investments
Fixed Maturity Securities - at fair value (amortized cost of $38,385.4; $38,410.6; allowance for credit losses of $2.2; $2.2)	$ 36,247.8	$ 36,833.9
Mortgage Loans (net of allowance for credit losses of $10.7; $10.2)	2,298.8	2,318.2
Policy Loans	3,579.1	3,620.2
Other Long-term Investments	1,619.8	1,579.4
Short-term Investments	1,601.5	1,610.7
Total Investments	45,347.0	45,962.4
Other Assets
Cash and Bank Deposits	279.1	146.0
Accounts and Premiums Receivable (net of allowance for credit losses of $30.0; $29.5)	1,594.0	1,543.7
Reinsurance Recoverable (net of allowance for credit losses of $1.7; $1.7)	8,843.6	9,108.4
Accrued Investment Income	660.9	633.9
Deferred Acquisition Costs	2,754.7	2,714.5
Goodwill	349.6	349.9
Property and Equipment	483.9	485.3
Deferred Income Tax Assets, Net	519.2	649.4
Other Assets	1,655.8	1,661.7
Total Assets	62,487.8	63,255.2
Liabilities
Future Policy Benefits	38,624.5	40,009.4
Policyholders' Account Balances	5,639.0	5,667.7
Unearned Premiums	470.4	380.2
Other Policyholders’ Funds	1,582.4	1,615.7
Income Tax Payable	278.4	190.0
Deferred Income Tax	26.2	27.0
Long-term Debt	3,431.0	3,430.4
Other Liabilities	2,216.4	2,283.4
Total Liabilities	52,268.3	53,603.8
Commitments and Contingent Liabilities - Note 13
Stockholders' Equity
Common Stock, $0.10 par; authorized: 725,000,000 shares; issued: 195,208,726 and 194,588,625 shares	19.5	19.4
Additional Paid-in Capital	1,548.2	1,547.8
Accumulated Other Comprehensive Loss	(2,940.0)	(3,308.0)
Retained Earnings	11,754.1	11,431.5
Treasury Stock - at cost: 3,755,025 and 1,216,528 shares	(162.3)	(39.3)
Total Stockholders' Equity	10,219.5	9,651.4
Total Liabilities and Stockholders' Equity	$ 62,487.8	$ 63,255.2

About Unum Group

Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, Poland, and internationally. It operates through Unum US, Unum International, Colonial Life, and Closed Block and Corporate segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. Unum Group was founded in 1848 and is based in Chattanooga, Tennessee.

CEO	Mr. Richard Paul McKenney
WEBSITE	unum.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	10665

Unum Group Frequently Asked Questions

What is the ticker symbol for Unum Group? What does UNM stand for in stocks?

UNM is the stock ticker symbol of Unum Group. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Unum Group (UNM)?

As of Wed May 08 2024, market cap of Unum Group is 9.96 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of UNM stock?

You can check UNM's fair value in chart for subscribers.

What is the fair value of UNM stock?

You can check UNM's fair value in chart for subscribers. The fair value of Unum Group is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Unum Group is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for UNM so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Unum Group a good stock to buy?

The fair value guage provides a quick view whether UNM is over valued or under valued. Whether Unum Group is cheap or expensive depends on the assumptions which impact Unum Group's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for UNM.

What is Unum Group's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 08 2024, UNM's PE ratio (Price to Earnings) is 7.54 and Price to Sales (PS) ratio is 0.79. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. UNM PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Unum Group's stock?

In the past 10 years, Unum Group has provided 0.076 (multiply by 100 for percentage) rate of return.