USIO RSI Chart
Last 7 days
13.3%
Last 30 days
13.3%
Last 90 days
-0.6%
Trailing 12 Months
-20.1%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 81.5M | 0 | 0 | 0 |
2023 | 72.8M | 77.8M | 81.9M | 82.6M |
2022 | 66.6M | 67.6M | 68.1M | 69.4M |
2021 | 37.9M | 46.2M | 53.9M | 61.9M |
2020 | 29.4M | 29.2M | 30.2M | 32.3M |
2019 | 25.8M | 26.6M | 27.3M | 28.2M |
2018 | 17.6M | 21.3M | 24.2M | 25.0M |
2017 | 11.7M | 11.3M | 11.8M | 14.6M |
2016 | 13.9M | 13.3M | 12.8M | 12.1M |
2015 | 14.4M | 14.5M | 14.5M | 14.4M |
2014 | 6.9M | 9.2M | 11.9M | 13.4M |
2013 | 7.5M | 6.1M | 4.8M | 5.2M |
2012 | 5.3M | 6.9M | 7.8M | 7.8M |
2011 | 3.2M | 3.7M | 4.3M | 4.8M |
2010 | 0 | 0 | 0 | 2.6M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 16, 2024 | miller elizabeth michelle | acquired | 3,300 | 1.65 | 2,000 | - |
Mar 16, 2024 | bender blaise | acquired | 11,550 | 1.65 | 7,000 | - |
Mar 16, 2024 | rollins brad | acquired | 11,550 | 1.65 | 7,000 | - |
Mar 16, 2024 | beyer del la garza ernesto r | acquired | 11,550 | 1.65 | 7,000 | - |
Mar 16, 2024 | miller elizabeth michelle | sold (taxes) | -825 | 1.65 | -500 | - |
Feb 21, 2024 | hoch louis a | sold (taxes) | -7,711 | 1.57 | -4,912 | chairman, president and ceo |
Feb 21, 2024 | hoch louis a | acquired | 17,270 | 1.57 | 11,000 | chairman, president and ceo |
Feb 21, 2024 | carter greg m | acquired | 6,280 | 1.57 | 4,000 | evp payment acceptance |
Feb 21, 2024 | frost houston korth | acquired | 6,280 | 1.57 | 4,000 | senior vice president |
Feb 08, 2024 | frost houston korth | acquired | 835 | 1.67 | 500 | senior vice president |
Which funds bought or sold USIO recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | AWM Investment Company, Inc. | reduced | -0.06 | -26,708 | 2,158,770 | 0.28% |
May 15, 2024 | STATE STREET CORP | unchanged | - | -1,168 | 99,261 | -% |
May 15, 2024 | MORGAN STANLEY | reduced | -4.74 | -9,547 | 153,610 | -% |
May 15, 2024 | BANK OF AMERICA CORP /DE/ | sold off | -100 | -19.00 | - | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 7.67 | 613 | 10,171 | -% |
May 15, 2024 | PERRITT CAPITAL MANAGEMENT INC | unchanged | - | -5,600 | 476,000 | 0.26% |
May 15, 2024 | NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO | new | - | 17.00 | 17.00 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | unchanged | - | -1,928 | 163,880 | -% |
May 15, 2024 | Royal Bank of Canada | reduced | -82.26 | -1,000 | - | -% |
May 15, 2024 | CITADEL ADVISORS LLC | reduced | -6.41 | -5,328 | 65,708 | -% |
Unveiling Usio Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Usio Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MSFT | 3.1T | 236.6B | 36.24 | 13.2 | ||||
ADBE | 216.6B | 19.9B | 45.12 | 10.87 | ||||
CRWD | 82.6B | 3.1B | 924.45 | 27.03 | ||||
SQ | 44.6B | 22.9B | 89.43 | 1.95 | ||||
AKAM | 14.5B | 3.9B | 23.17 | 3.74 | ||||
FFIV | 10.2B | 2.8B | 20.48 | 3.67 | ||||
MID-CAP | ||||||||
ALTR | 7.5B | 619.6M | 779.75 | 12.06 | ||||
HCP | 6.4B | 583.1M | -33.59 | 10.98 | ||||
ACIW | 4.0B | 1.5B | 27.07 | 2.67 | ||||
APPN | 2.4B | 560.0M | -22.61 | 4.34 | ||||
SMALL-CAP | ||||||||
CSGS | 1.3B | 1.2B | 19.76 | 1.09 | ||||
ATEN | 1.2B | 254.7M | 26.36 | 4.73 | ||||
BAND | 590.0M | 634.3M | -20.22 | 0.93 | ||||
DTSS | 20.5M | 23.3M | -1.79 | 0.88 | ||||
BLIN | 13.0M | 15.3M | -1.29 | 0.85 |
Usio Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 5.0% | 20,322 | 19,363 | 20,520 | 21,262 | 21,446 | 18,705 | 16,396 | 16,216 | 18,111 | 17,427 | 15,821 | 15,233 | 13,462 | 9,383 | 8,137 | 6,961 | 7,772 | 7,367 | 7,088 | 7,157 | 6,588 |
Gross Profit | -6.4% | 4,205 | 4,492 | 4,195 | 5,011 | 4,902 | 4,690 | 3,135 | 3,260 | 3,509 | 4,564 | 4,034 | 4,127 | 2,907 | 2,440 | 1,722 | 1,286 | 1,928 | 1,499 | 1,548 | 1,566 | 1,336 |
S&GA Expenses | - | 5,136 | - | 5,407 | 4,955 | 4,896 | - | 4,836 | 5,130 | 5,061 | - | 3,823 | 3,790 | 3,610 | - | 2,634 | 2,588 | 2,798 | - | 2,777 | 2,824 | 2,432 |
EBITDA Margin | -9.7% | 0.02* | 0.02* | 0.02* | 0.01* | -0.01* | -0.04* | -0.03* | 0.00* | 0.03* | 0.04* | 0.04* | 0.02* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 275.9% | 14.00 | 4.00 | 393* | 533* | 662* | 807* | 943* | 1.00 | 1.00 | 3.00 | 1.00 | -1.48 | - | -21.90 | 10.00 | 1.00 | 11.00 | 15.00 | 21.00 | 23.00 | 23.00 |
Income Taxes | 0% | 70.00 | 70.00 | 70.00 | 69.00 | 83.00 | 70.00 | 70.00 | 70.00 | 70.00 | -40.14 | 70.00 | 120 | 20.00 | 23.00 | 35.00 | -12.20 | -22.47 | 10.00 | 32.00 | 40.00 | - |
Earnings Before Taxes | -287.8% | -180 | 96.00 | -650 | 274 | 98.00 | -80.86 | -1,699 | -1,870 | -1,552 | -1.24 | 211 | 338 | -700 | 176 | -901 | -1,300 | -857 | -1,498 | -1,207 | -1,235 | -1,072 |
EBT Margin | -155.9% | -0.01* | 0.00* | 0.00* | -0.02* | -0.05* | -0.07* | -0.08* | -0.05* | -0.02* | 0.00* | 0.00* | -0.02* | - | - | - | - | - | - | - | - | - |
Net Income | -1064.7% | -250 | 26.00 | -720 | 205 | 15.00 | -150 | -1,769 | -1,940 | -1,622 | 39.00 | 141 | 218 | -720 | 153 | -936 | -1,288 | -835 | -1,528 | -1,239 | -1,275 | -1,072 |
Net Income Margin | -57.9% | -0.01* | -0.01* | -0.01* | -0.02* | -0.05* | -0.08* | -0.08* | -0.05* | -0.02* | -0.01* | 0.00* | -0.03* | - | - | - | - | - | - | - | - | - |
Free Cashflow | 88.9% | -2,968 | -26,837 | 13,537 | 27,807 | -425 | 5,635 | -959 | -15,228 | -7,296 | 20,854 | 5,640 | -8,187 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -7.4% | 99,065 | 106,935 | 130,547 | 120,805 | 90,891 | 97,913 | 92,447 | 82,186 | 111,756 | 133,680 | 83,857 | 76,880 | 86,903 | 82,668 | 60,812 | 65,809 | 50,300 | 61,560 | 62,484 | 61,150 | 62,028 |
Current Assets | -7.6% | 89,893 | 97,241 | 121,261 | 111,070 | 80,657 | 87,410 | 81,404 | 70,593 | 100,095 | 121,257 | 70,940 | 63,607 | 73,610 | 69,093 | 53,031 | 57,819 | 42,058 | 53,047 | 53,539 | 51,871 | 52,422 |
Cash Equivalents | -1.4% | 7,054 | 7,156 | 7,396 | 6,575 | 6,764 | 5,709 | 4,613 | 5,102 | 7,591 | 7,255 | 5,940 | 5,615 | 7,591 | 7,255 | 11,405 | 1,793 | 1,743 | 2,138 | 2,636 | 2,635 | 3,492 |
Inventory | 1.6% | 430 | 423 | 401 | 482 | 494 | 507 | 420 | 488 | 430 | 435 | 222 | 215 | 181 | 176 | - | - | - | - | - | - | - |
Net PPE | -5.0% | 3,479 | 3,660 | 2,905 | 3,006 | 3,140 | 3,223 | 3,407 | 3,432 | 3,432 | 3,607 | 3,625 | 3,326 | 3,226 | 3,106 | 1,730 | 1,624 | 1,572 | 1,558 | 1,744 | 1,782 | 1,849 |
Liabilities | -8.8% | 83,792 | 91,866 | 115,662 | 105,744 | 76,446 | 83,979 | 78,444 | 66,584 | 94,216 | 115,011 | 66,697 | 60,095 | 70,632 | 65,964 | 45,295 | 59,790 | 43,296 | 53,992 | 53,715 | 51,464 | 51,403 |
Current Liabilities | -9.0% | 81,206 | 89,228 | 113,770 | 103,586 | 74,022 | 81,625 | 75,833 | 63,838 | 91,799 | 112,463 | 64,005 | 57,262 | 68,025 | 63,468 | 42,593 | 57,069 | 40,950 | 51,712 | 51,262 | 48,945 | 48,838 |
Long Term Debt | -12.2% | 631 | 719 | - | - | - | 15.00 | 29.00 | 56.00 | 57.00 | 71.00 | 85.00 | 99.00 | 113 | - | - | - | - | - | - | - | - |
LT Debt, Current | 68.6% | 181 | 107 | 29.00 | 43.00 | 57.00 | 56.00 | 56.00 | 43.00 | 55.00 | 55.00 | 54.00 | 54.00 | 53.00 | - | - | - | - | - | - | - | - |
LT Debt, Non Current | -100.0% | - | 719 | - | - | - | 15.00 | 29.00 | 56.00 | 57.00 | 71.00 | 85.00 | 99.00 | 113 | - | - | - | - | - | - | - | - |
Shareholder's Equity | 1.4% | 15,273 | 15,069 | 14,885 | 15,061 | 14,445 | 13,934 | 14,003 | 15,602 | 17,540 | 18,669 | 17,160 | 16,785 | 16,270 | 16,703 | 15,517 | 6,019 | 7,003 | 7,568 | 8,769 | 9,686 | 10,625 |
Retained Earnings | -0.4% | -71,588 | -71,338 | -71,364 | -70,643 | -70,848 | -70,863 | -70,712 | -68,942 | -67,002 | -65,379 | -65,418 | -65,559 | -65,778 | -65,058 | -65,211 | -64,275 | -62,987 | -62,151 | -60,623 | -59,384 | -58,109 |
Additional Paid-In Capital | 0.2% | 97,633 | 97,480 | 97,105 | 96,853 | 96,687 | 94,049 | 93,811 | 93,468 | 93,377 | 93,100 | 89,703 | 89,663 | 89,740 | 89,659 | 88,393 | 78,774 | 77,124 | 77,055 | 76,658 | 76,558 | 76,429 |
Accumulated Depreciation | -100.0% | - | 8,597 | - | - | - | 7,388 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shares Outstanding | 0.0% | 26,342 | 26,333 | 26,378 | 26,363 | 26,515 | 25,098 | 20,323 | 20,317 | 20,281 | 25,473 | 19,986 | 19,963 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 29,266 | - | - | - | 38,542 | - | - | - | 101,250 | - | - | - | 20,800 | - | - | - | 34,000 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | 89.5% | -2,791 | -26,590 | 13,736 | 27,978 | -207 | 5,805 | -728 | -14,888 | -7,223 | 21,128 | 6,105 | -7,928 | 10,480 | 1,740 | -11,871 | 18,080 | -1,654 | -750 | -582 | -1,203 | -1,196 |
Share Based Compensation | -8.5% | 499 | 546 | 595 | 578 | 505 | 532 | 516 | 474 | 551 | 501 | 344 | 317 | 328 | 572 | 267 | 348 | 288 | 338 | 315 | 356 | 283 |
Cashflow From Investing | 28.6% | -176 | -247 | -198 | -170 | -217 | -169 | -230 | -339 | -72.07 | -273 | -465 | -259 | -274 | -6,180 | -247 | -182 | -152 | -110 | -203 | -180 | -152 |
Cashflow From Financing | 85.3% | -59.25 | -402 | -64.24 | -25.23 | -22.02 | -463 | -361 | -493 | -79.98 | 946 | -132 | -43.03 | 117 | -913 | 10,160 | 758 | -26.63 | -19.32 | -2.07 | -28.69 | 1,772 |
Buy Backs | -88.4% | 45.00 | 388 | 50.00 | 11.00 | 9.00 | 450 | 348 | 480 | 66.00 | 40.00 | 119 | 30.00 | 49.00 | 100 | 98.00 | 56.00 | 27.00 | 19.00 | 2.00 | 29.00 | 22.00 |
Condensed Consolidated Statements of Operations (Unaudited) - USD ($) | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Revenues | $ 20,321,615 | $ 21,446,244 |
Cost of services | 16,116,691 | 16,544,429 |
Gross profit | 4,204,924 | 4,901,815 |
Selling, general and administrative expenses: | ||
Stock-based compensation | 499,273 | 504,574 |
Other SG&A | 4,060,225 | 3,873,219 |
Depreciation and amortization | 576,154 | 518,029 |
Total selling, general and administrative | 5,135,652 | 4,895,822 |
Operating income (loss) | (930,728) | 5,993 |
Other income and (expense): | ||
Interest income | 764,125 | 92,928 |
Interest expense | (13,585) | (662) |
Other income, net | 750,540 | 92,266 |
Income (Loss) before income tax expense | (180,188) | 98,259 |
Income tax expense | 70,000 | 83,426 |
Net income (Loss) | $ (250,188) | $ 14,833 |
Income (Loss) Per Share | ||
Basic income (loss) per common share: (in dollars per share) | $ (0.01) | $ 0 |
Diluted income (loss) per common share: (in dollars per share) | $ (0.01) | $ 0 |
Weighted average common shares outstanding | ||
Basic - common stock (in shares) | 19,990,862 | 20,122,972 |
Basic - restricted stock awards (in shares) | 6,384,900 | 6,385,900 |
Weighted average shares used to compute basic earnings per share (in shares) | 26,375,762 | 26,508,872 |
Diluted (in shares) | 26,375,762 | 27,454,471 |
Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($) | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets | ||
Cash and cash equivalents | $ 7,053,812 | $ 7,155,687 |
Accounts receivable, net | 4,862,227 | 5,564,138 |
Settlement processing assets | 41,030,860 | 44,899,603 |
Prepaid card load assets | 28,698,878 | 31,578,973 |
Customer deposits | 1,808,263 | 1,865,731 |
Inventory | 429,577 | 422,808 |
Prepaid expenses and other | 687,415 | 444,071 |
Current assets before merchant reserves | 84,571,032 | 91,931,011 |
Merchant reserves | 5,322,095 | 5,310,095 |
Total current assets | 89,893,127 | 97,241,106 |
Property and equipment, net | 3,478,654 | 3,660,092 |
Other assets: | ||
Intangibles, net | 1,535,366 | 1,753,333 |
Deferred tax asset, net | 1,504,000 | 1,504,000 |
Operating lease right-of-use assets | 2,318,388 | 2,420,782 |
Other assets | 335,357 | 355,357 |
Total other assets | 5,693,111 | 6,033,472 |
Total assets | 99,064,892 | 106,934,670 |
Current liabilities: | ||
Accounts payable | 896,293 | 1,031,141 |
Accrued expenses | 2,778,067 | 3,801,278 |
Operating lease liabilities, current portion | 490,184 | 633,616 |
Equipment loan, current portion | 180,906 | 107,270 |
Settlement processing obligations | 41,030,860 | 44,899,603 |
Prepaid card load obligations | 28,698,878 | 31,578,973 |
Customer deposits | 1,808,263 | 1,865,731 |
Current liabilities before merchant reserve obligations | 75,883,451 | 83,917,612 |
Merchant reserve obligations | 5,322,095 | 5,310,095 |
Total current liabilities | 81,205,546 | 89,227,707 |
Non-current liabilities: | ||
Equipment loan, net of current portion | 630,913 | 718,980 |
Operating lease liabilities, net of current portion | 1,955,333 | 1,919,144 |
Total liabilities | 83,791,792 | 91,865,831 |
Commitments and contingencies | ||
Stockholders’ equity: | ||
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at March 31, 2024 (unaudited) and December 31, 2023, respectively | 0 | 0 |
Common stock, $0.001 par value, 200,000,000 shares authorized; 28,779,206 and 28,661,406 issued, and 26,412,259 and 26,332,523 outstanding at March 31, 2024 (unaudited) and December 31, 2023, respectively | 197,194 | 197,087 |
Additional paid-in capital | 97,632,948 | 97,479,830 |
Treasury stock, at cost; 2,366,947 and 2,339,083 shares at March 31, 2024 (unaudited) and December 31, 2023, respectively | (4,406,973) | (4,362,150) |
Deferred compensation | (6,561,728) | (6,907,775) |
Accumulated deficit | (71,588,341) | (71,338,153) |
Total stockholders’ equity | 15,273,100 | 15,068,839 |
Total liabilities and stockholders’ equity | $ 99,064,892 | $ 106,934,670 |
 | Mr. Louis A. Hoch |
---|---|
 | usio.com |
 | Software - Infra |
 | 117 |