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USIO

USIO - Usio Inc Stock Price, Fair Value and News

1.71USD+0.07 (+4.27%)Market Closed

Market Summary

USIO
USD1.71+0.07
Market Closed
4.27%

USIO Stock Price

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USIO RSI Chart

USIO Valuation

Market Cap

45.2M

Price/Earnings (Trailing)

-61.07

Price/Sales (Trailing)

0.55

EV/EBITDA

22.85

Price/Free Cashflow

3.92

USIO Price/Sales (Trailing)

USIO Profitability

EBT Margin

-0.57%

Return on Equity

-4.85%

Return on Assets

-0.75%

Free Cashflow Yield

25.53%

USIO Fundamentals

USIO Revenue

Revenue (TTM)

81.5M

Rev. Growth (Yr)

-5.24%

Rev. Growth (Qtr)

4.95%

USIO Earnings

Earnings (TTM)

-740.1K

Earnings Growth (Yr)

-1.8K%

Earnings Growth (Qtr)

-1.1K%

Breaking Down USIO Revenue

Last 7 days

13.3%

Last 30 days

13.3%

Last 90 days

-0.6%

Trailing 12 Months

-20.1%

How does USIO drawdown profile look like?

USIO Financial Health

Current Ratio

1.11

Debt/Equity

0.04

Debt/Cashflow

19.55

USIO Investor Care

Buy Backs (1Y)

0.40%

Diluted EPS (TTM)

-0.04

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202481.5M000
202372.8M77.8M81.9M82.6M
202266.6M67.6M68.1M69.4M
202137.9M46.2M53.9M61.9M
202029.4M29.2M30.2M32.3M
201925.8M26.6M27.3M28.2M
201817.6M21.3M24.2M25.0M
201711.7M11.3M11.8M14.6M
201613.9M13.3M12.8M12.1M
201514.4M14.5M14.5M14.4M
20146.9M9.2M11.9M13.4M
20137.5M6.1M4.8M5.2M
20125.3M6.9M7.8M7.8M
20113.2M3.7M4.3M4.8M
20100002.6M
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Tracking the Latest Insider Buys and Sells of Usio Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 16, 2024
miller elizabeth michelle
acquired
3,300
1.65
2,000
-
Mar 16, 2024
bender blaise
acquired
11,550
1.65
7,000
-
Mar 16, 2024
rollins brad
acquired
11,550
1.65
7,000
-
Mar 16, 2024
beyer del la garza ernesto r
acquired
11,550
1.65
7,000
-
Mar 16, 2024
miller elizabeth michelle
sold (taxes)
-825
1.65
-500
-
Feb 21, 2024
hoch louis a
sold (taxes)
-7,711
1.57
-4,912
chairman, president and ceo
Feb 21, 2024
hoch louis a
acquired
17,270
1.57
11,000
chairman, president and ceo
Feb 21, 2024
carter greg m
acquired
6,280
1.57
4,000
evp payment acceptance
Feb 21, 2024
frost houston korth
acquired
6,280
1.57
4,000
senior vice president
Feb 08, 2024
frost houston korth
acquired
835
1.67
500
senior vice president

1–10 of 50

Which funds bought or sold USIO recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 16, 2024
AWM Investment Company, Inc.
reduced
-0.06
-26,708
2,158,770
0.28%
May 15, 2024
STATE STREET CORP
unchanged
-
-1,168
99,261
-%
May 15, 2024
MORGAN STANLEY
reduced
-4.74
-9,547
153,610
-%
May 15, 2024
BANK OF AMERICA CORP /DE/
sold off
-100
-19.00
-
-%
May 15, 2024
Tower Research Capital LLC (TRC)
added
7.67
613
10,171
-%
May 15, 2024
PERRITT CAPITAL MANAGEMENT INC
unchanged
-
-5,600
476,000
0.26%
May 15, 2024
NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO
new
-
17.00
17.00
-%
May 15, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
unchanged
-
-1,928
163,880
-%
May 15, 2024
Royal Bank of Canada
reduced
-82.26
-1,000
-
-%
May 15, 2024
CITADEL ADVISORS LLC
reduced
-6.41
-5,328
65,708
-%

1–10 of 31

Are Funds Buying or Selling USIO?

Are funds buying USIO calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own USIO
No. of Funds

Unveiling Usio Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 12, 2024
topline capital management, llc
0%
0
SC 13G/A
Feb 13, 2023
topline capital management, llc
8%
2,037,287
SC 13G/A
Feb 14, 2022
topline capital management, llc
13%
3,325,749
SC 13G/A
Dec 08, 2020
topline capital management, llc
12.5%
3,104,611
SC 13G/A
Jul 08, 2020
topline capital management, llc
8.9%
1,828,412
SC 13G

Recent SEC filings of Usio Inc

View All Filings
Date Filed Form Type Document
May 15, 2024
10-Q
Quarterly Report
May 15, 2024
8-K
Current Report
Apr 29, 2024
DEF 14A
DEF 14A
Apr 29, 2024
DEFA14A
DEFA14A
Apr 17, 2024
8-K
Current Report
Mar 27, 2024
10-K
Annual Report
Mar 27, 2024
8-K
Current Report
Mar 22, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading
Mar 20, 2024
4
Insider Trading

Peers (Alternatives to Usio Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
3.1T
236.6B
2.04% 31.94%
36.24
13.2
13.97% 24.86%
216.6B
19.9B
1.92% 34.16%
45.12
10.87
10.76% 1.35%
82.6B
3.1B
17.82% 143.95%
924.45
27.03
36.33% 148.75%
44.6B
22.9B
-1.67% 21.44%
89.43
1.95
23.28% 240.37%
14.5B
3.9B
-5.09% 8.50%
23.17
3.74
7.01% 28.42%
10.2B
2.8B
-3.92% 22.69%
20.48
3.67
0.20% 52.82%
MID-CAP
7.5B
619.6M
12.28% 29.55%
779.75
12.06
7.11% 116.83%
6.4B
583.1M
40.42% 1.19%
-33.59
10.98
22.54% 30.49%
4.0B
1.5B
19.09% 52.81%
27.07
2.67
6.51% 54.77%
2.4B
560.0M
-6.27% -15.47%
-22.61
4.34
14.52% 34.67%
SMALL-CAP
1.3B
1.2B
-10.96% -12.92%
19.76
1.09
3.70% 18.24%
1.2B
254.7M
26.48% 15.07%
26.36
4.73
-7.51% 2.74%
590.0M
634.3M
29.78% 103.56%
-20.22
0.93
9.43% -197.31%
20.5M
23.3M
-8.22% -61.16%
-1.79
0.88
336.57% -92.79%
13.0M
15.3M
- 31.58%
-1.29
0.85
-7.99% -1417.41%

Usio Inc News

Latest updates
Defense World • 17 hours ago
Yahoo Lifestyle UK • 43 hours ago
Investing.com • 17 May 2024 • 07:16 pm
Investing.com South Africa • 16 May 2024 • 12:39 pm
Defense World • 08 May 2024 • 07:00 am
Yahoo Finance • 01 Apr 2024 • 07:00 am
Business Wire • 27 Mar 2024 • 07:00 am

Usio Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In null)
Income Statement (Quarterly)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue5.0%20,32219,36320,52021,26221,44618,70516,39616,21618,11117,42715,82115,23313,4629,3838,1376,9617,7727,3677,0887,1576,588
Gross Profit-6.4%4,2054,4924,1955,0114,9024,6903,1353,2603,5094,5644,0344,1272,9072,4401,7221,2861,9281,4991,5481,5661,336
  S&GA Expenses-5,136-5,4074,9554,896-4,8365,1305,061-3,8233,7903,610-2,6342,5882,798-2,7772,8242,432
EBITDA Margin-9.7%0.02*0.02*0.02*0.01*-0.01*-0.04*-0.03*0.00*0.03*0.04*0.04*0.02*---------
Interest Expenses275.9%14.004.00393*533*662*807*943*1.001.003.001.00-1.48--21.9010.001.0011.0015.0021.0023.0023.00
Income Taxes0%70.0070.0070.0069.0083.0070.0070.0070.0070.00-40.1470.0012020.0023.0035.00-12.20-22.4710.0032.0040.00-
Earnings Before Taxes-287.8%-18096.00-65027498.00-80.86-1,699-1,870-1,552-1.24211338-700176-901-1,300-857-1,498-1,207-1,235-1,072
EBT Margin-155.9%-0.01*0.00*0.00*-0.02*-0.05*-0.07*-0.08*-0.05*-0.02*0.00*0.00*-0.02*---------
Net Income-1064.7%-25026.00-72020515.00-150-1,769-1,940-1,62239.00141218-720153-936-1,288-835-1,528-1,239-1,275-1,072
Net Income Margin-57.9%-0.01*-0.01*-0.01*-0.02*-0.05*-0.08*-0.08*-0.05*-0.02*-0.01*0.00*-0.03*---------
Free Cashflow88.9%-2,968-26,83713,53727,807-4255,635-959-15,228-7,29620,8545,640-8,187---------
Balance Sheet
(In Thousands)
Balance Sheet
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-7.4%99,065106,935130,547120,80590,89197,91392,44782,186111,756133,68083,85776,88086,90382,66860,81265,80950,30061,56062,48461,15062,028
  Current Assets-7.6%89,89397,241121,261111,07080,65787,41081,40470,593100,095121,25770,94063,60773,61069,09353,03157,81942,05853,04753,53951,87152,422
    Cash Equivalents-1.4%7,0547,1567,3966,5756,7645,7094,6135,1027,5917,2555,9405,6157,5917,25511,4051,7931,7432,1382,6362,6353,492
  Inventory1.6%430423401482494507420488430435222215181176-------
  Net PPE-5.0%3,4793,6602,9053,0063,1403,2233,4073,4323,4323,6073,6253,3263,2263,1061,7301,6241,5721,5581,7441,7821,849
Liabilities-8.8%83,79291,866115,662105,74476,44683,97978,44466,58494,216115,01166,69760,09570,63265,96445,29559,79043,29653,99253,71551,46451,403
  Current Liabilities-9.0%81,20689,228113,770103,58674,02281,62575,83363,83891,799112,46364,00557,26268,02563,46842,59357,06940,95051,71251,26248,94548,838
  Long Term Debt-12.2%631719---15.0029.0056.0057.0071.0085.0099.00113--------
    LT Debt, Current68.6%18110729.0043.0057.0056.0056.0043.0055.0055.0054.0054.0053.00--------
    LT Debt, Non Current-100.0%-719---15.0029.0056.0057.0071.0085.0099.00113--------
Shareholder's Equity1.4%15,27315,06914,88515,06114,44513,93414,00315,60217,54018,66917,16016,78516,27016,70315,5176,0197,0037,5688,7699,68610,625
  Retained Earnings-0.4%-71,588-71,338-71,364-70,643-70,848-70,863-70,712-68,942-67,002-65,379-65,418-65,559-65,778-65,058-65,211-64,275-62,987-62,151-60,623-59,384-58,109
  Additional Paid-In Capital0.2%97,63397,48097,10596,85396,68794,04993,81193,46893,37793,10089,70389,66389,74089,65988,39378,77477,12477,05576,65876,55876,429
Accumulated Depreciation-100.0%-8,597---7,388---------------
Shares Outstanding0.0%26,34226,33326,37826,36326,51525,09820,32320,31720,28125,47319,98619,963---------
Float----29,266---38,542---101,250---20,800---34,000-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations89.5%-2,791-26,59013,73627,978-2075,805-728-14,888-7,22321,1286,105-7,92810,4801,740-11,87118,080-1,654-750-582-1,203-1,196
  Share Based Compensation-8.5%499546595578505532516474551501344317328572267348288338315356283
Cashflow From Investing28.6%-176-247-198-170-217-169-230-339-72.07-273-465-259-274-6,180-247-182-152-110-203-180-152
Cashflow From Financing85.3%-59.25-402-64.24-25.23-22.02-463-361-493-79.98946-132-43.03117-91310,160758-26.63-19.32-2.07-28.691,772
  Buy Backs-88.4%45.0038850.0011.009.0045034848066.0040.0011930.0049.0010098.0056.0027.0019.002.0029.0022.00
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USIO Income Statement

2024-03-31
Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Revenues$ 20,321,615$ 21,446,244
Cost of services16,116,69116,544,429
Gross profit4,204,9244,901,815
Selling, general and administrative expenses:  
Stock-based compensation499,273504,574
Other SG&A4,060,2253,873,219
Depreciation and amortization576,154518,029
Total selling, general and administrative5,135,6524,895,822
Operating income (loss)(930,728)5,993
Other income and (expense):  
Interest income764,12592,928
Interest expense(13,585)(662)
Other income, net750,54092,266
Income (Loss) before income tax expense(180,188)98,259
Income tax expense70,00083,426
Net income (Loss)$ (250,188)$ 14,833
Income (Loss) Per Share  
Basic income (loss) per common share: (in dollars per share)$ (0.01)$ 0
Diluted income (loss) per common share: (in dollars per share)$ (0.01)$ 0
Weighted average common shares outstanding  
Basic - common stock (in shares)19,990,86220,122,972
Basic - restricted stock awards (in shares)6,384,9006,385,900
Weighted average shares used to compute basic earnings per share (in shares)26,375,76226,508,872
Diluted (in shares)26,375,76227,454,471

USIO Balance Sheet

2024-03-31
Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
Mar. 31, 2024
Dec. 31, 2023
Assets  
Cash and cash equivalents$ 7,053,812$ 7,155,687
Accounts receivable, net4,862,2275,564,138
Settlement processing assets41,030,86044,899,603
Prepaid card load assets28,698,87831,578,973
Customer deposits1,808,2631,865,731
Inventory429,577422,808
Prepaid expenses and other687,415444,071
Current assets before merchant reserves84,571,03291,931,011
Merchant reserves5,322,0955,310,095
Total current assets89,893,12797,241,106
Property and equipment, net3,478,6543,660,092
Other assets:  
Intangibles, net1,535,3661,753,333
Deferred tax asset, net1,504,0001,504,000
Operating lease right-of-use assets2,318,3882,420,782
Other assets335,357355,357
Total other assets5,693,1116,033,472
Total assets99,064,892106,934,670
Current liabilities:  
Accounts payable896,2931,031,141
Accrued expenses2,778,0673,801,278
Operating lease liabilities, current portion490,184633,616
Equipment loan, current portion180,906107,270
Settlement processing obligations41,030,86044,899,603
Prepaid card load obligations28,698,87831,578,973
Customer deposits1,808,2631,865,731
Current liabilities before merchant reserve obligations75,883,45183,917,612
Merchant reserve obligations5,322,0955,310,095
Total current liabilities81,205,54689,227,707
Non-current liabilities:  
Equipment loan, net of current portion630,913718,980
Operating lease liabilities, net of current portion1,955,3331,919,144
Total liabilities83,791,79291,865,831
Commitments and contingencies
Stockholders’ equity:  
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at March 31, 2024 (unaudited) and December 31, 2023, respectively00
Common stock, $0.001 par value, 200,000,000 shares authorized; 28,779,206 and 28,661,406 issued, and 26,412,259 and 26,332,523 outstanding at March 31, 2024 (unaudited) and December 31, 2023, respectively197,194197,087
Additional paid-in capital97,632,94897,479,830
Treasury stock, at cost; 2,366,947 and 2,339,083 shares at March 31, 2024 (unaudited) and December 31, 2023, respectively(4,406,973)(4,362,150)
Deferred compensation(6,561,728)(6,907,775)
Accumulated deficit(71,588,341)(71,338,153)
Total stockholders’ equity15,273,10015,068,839
Total liabilities and stockholders’ equity$ 99,064,892$ 106,934,670
USIO
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check, a consumer non-sufficient funds check that is presented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment that is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. In addition, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. The company was incorporated in 1998 and is headquartered in San Antonio, Texas.
 CEO
 WEBSITEusio.com
 INDUSTRYSoftware - Infra
 EMPLOYEES117

Usio Inc Frequently Asked Questions


What is the ticker symbol for Usio Inc? What does USIO stand for in stocks?

USIO is the stock ticker symbol of Usio Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Usio Inc (USIO)?

As of Fri May 17 2024, market cap of Usio Inc is 45.2 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of USIO stock?

You can check USIO's fair value in chart for subscribers.

What is the fair value of USIO stock?

You can check USIO's fair value in chart for subscribers. The fair value of Usio Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Usio Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for USIO so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Usio Inc a good stock to buy?

The fair value guage provides a quick view whether USIO is over valued or under valued. Whether Usio Inc is cheap or expensive depends on the assumptions which impact Usio Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for USIO.

What is Usio Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, USIO's PE ratio (Price to Earnings) is -61.07 and Price to Sales (PS) ratio is 0.55. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. USIO PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Usio Inc's stock?

In the past 10 years, Usio Inc has provided 0.024 (multiply by 100 for percentage) rate of return.