VBFC RSI Chart
Last 7 days
1.1%
Last 30 days
5.8%
Last 90 days
0.3%
Trailing 12 Months
-3.8%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 35.0M | 0 | 0 | 0 |
2023 | 28.8M | 30.2M | 31.7M | 33.3M |
2022 | 26.9M | 26.7M | 26.7M | 27.5M |
2021 | 27.2M | 28.0M | 28.3M | 27.7M |
2020 | 23.5M | 23.8M | 24.3M | 25.8M |
2019 | 22.0M | 22.7M | 23.2M | 23.5M |
2018 | 17.9M | 18.9M | 20.0M | 21.1M |
2017 | 16.2M | 16.5M | 16.8M | 17.3M |
2016 | 15.6M | 15.6M | 15.8M | 16.0M |
2015 | 16.1M | 15.8M | 15.6M | 15.5M |
2014 | 18.6M | 17.8M | 17.2M | 16.6M |
2013 | 23.0M | 22.0M | 21.2M | 19.6M |
2012 | 26.7M | 25.4M | 24.1M | 23.7M |
2011 | 30.1M | 29.7M | 29.0M | 28.0M |
2010 | 0 | 32.2M | 31.2M | 30.2M |
2009 | 0 | 0 | 0 | 33.2M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 22, 2024 | hendricks james e jr | acquired | 29,044 | 41.79 | 695 | president/ceo |
Mar 22, 2024 | winn james clifton | acquired | 4,889 | 41.79 | 117 | president, vb mortgage corp |
Mar 22, 2024 | church jennifer j. | acquired | 9,528 | 41.79 | 228 | evp-retail banking |
Mar 22, 2024 | kaloski donald m. jr. | acquired | 11,325 | 41.79 | 271 | evp-chief financial officer |
Mar 22, 2024 | quesenbery christy | acquired | 11,325 | 41.79 | 271 | evp-operations |
Mar 22, 2024 | barzel roy i | acquired | 11,325 | 41.79 | 271 | evp-chief credit officer |
Mar 22, 2024 | morehead max c jr | acquired | 12,328 | 41.79 | 295 | evp-commercial banking |
Mar 04, 2024 | barzel roy i | bought | 21,076 | 40.3 | 523 | evp-chief credit officer |
Mar 01, 2024 | barzel roy i | bought | 11,001 | 40.3 | 273 | evp-chief credit officer |
Feb 26, 2024 | barzel roy i | bought | 32,800 | 41.00 | 800 | evp-chief credit officer |
Which funds bought or sold VBFC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | JANE STREET GROUP, LLC | reduced | -3.84 | 24,103 | 760,477 | -% |
May 15, 2024 | FIRST MANHATTAN CO. LLC. | unchanged | - | 17,316 | 278,757 | -% |
May 15, 2024 | Siena Capital Partners GP, LLC | added | - | 121,125 | 121,125 | 0.04% |
May 15, 2024 | Elizabeth Park Capital Advisors, Ltd. | unchanged | - | 119,521 | 1,924,100 | 1.60% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 9.67 | 1,910 | 15,104 | -% |
May 15, 2024 | NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO | unchanged | - | 80.00 | 1,914 | -% |
May 15, 2024 | Royal Bank of Canada | added | 124 | 2,000 | 3,000 | -% |
May 14, 2024 | Minerva Advisors LLC | unchanged | - | 31,790 | 821,590 | 0.50% |
May 14, 2024 | ALLIANCEBERNSTEIN L.P. | added | 11.43 | 389,815 | 2,777,510 | -% |
May 13, 2024 | BANC FUNDS CO LLC | unchanged | - | 38,000 | 611,000 | 0.07% |
Unveiling Village Bank and Trust Financial's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Date Filed | Form Type | Document | |
---|---|---|---|
Peers (Alternatives to Village Bank and Trust Financial)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 588.1B | 174.7B | 11.68 | 3.37 | ||||
BAC | 307.4B | 137.9B | 12.28 | 2.23 | ||||
WFC | 213.0B | 85.8B | 11.35 | 2.48 | ||||
C | 122.2B | 125.0B | 15.29 | 0.98 | ||||
CFG | 16.9B | 10.4B | 11.81 | 1.62 | ||||
KEY | 14.5B | 8.1B | 16.61 | 1.78 | ||||
MID-CAP | ||||||||
CMA | 7.3B | 4.2B | 10.46 | 1.71 | ||||
ZION | 6.6B | 4.1B | 10.55 | 1.63 | ||||
ABCB | 3.5B | 1.3B | 12.32 | 2.65 | ||||
ASB | 3.4B | 2.0B | 20.88 | 1.65 | ||||
SMALL-CAP | ||||||||
AMNB | 497.6M | 120.2M | 19.02 | 4.14 | ||||
AROW | 417.1M | 173.1M | 14.3 | 2.41 | ||||
ALRS | 390.4M | 152.4M | 39.27 | 2.56 | ||||
ACNB | 295.5M | 98.7M | 10.04 | 2.99 | ||||
ASRV | 48.0M | 62.5M | -16.24 | 0.77 |
Village Bank and Trust Financial News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 2.2% | 9,335 | 9,130 | 8,462 | 8,099 | 7,583 | 7,533 | 6,955 | 6,731 | 6,268 | 6,744 | 6,921 | 6,972 | 7,031 | 7,409 | 6,540 | 6,193 | 5,684 | 5,897 | 6,010 | 5,871 | 5,709 |
EBITDA Margin | -3.6% | 0.81* | 0.84* | 0.91* | 1.17* | 1.27* | 1.33* | 1.35* | 1.39* | 1.43* | 1.52* | 1.52* | 1.48* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -4.3% | 6,396 | 6,685 | 6,114 | 6,124 | 6,365 | 6,990 | 6,535 | 6,321 | 5,861 | 6,299 | 6,429 | 6,392 | 6,376 | 6,551 | 5,471 | 4,944 | 4,427 | 4,527 | 4,612 | 4,552 | 4,466 |
Income Taxes | 11.7% | 449 | 402 | -754 | 274 | 325 | 520 | 508 | 555 | 407 | 630 | 752 | 903 | 1,136 | 903 | 678 | 665 | 239 | 345 | 463 | 180 | 176 |
Earnings Before Taxes | 6.1% | 2,221 | 2,094 | -3,307 | 1,513 | 1,865 | 2,682 | 2,661 | 2,745 | 2,207 | 2,993 | 3,651 | 4,197 | 5,033 | 3,955 | 2,947 | 3,000 | 1,137 | 1,649 | 2,190 | 817 | 985 |
EBT Margin | 10.6% | 0.07* | 0.07* | 0.09* | 0.29* | 0.35* | 0.37* | 0.40* | 0.43* | 0.48* | 0.57* | 0.59* | 0.58* | - | - | - | - | - | - | - | - | - |
Net Income | 4.7% | 1,772 | 1,692 | -2,553 | 1,239 | 1,540 | 2,162 | 2,153 | 2,190 | 1,800 | 2,363 | 2,899 | 3,294 | 3,897 | 3,052 | 2,269 | 2,335 | 898 | 1,304 | 1,727 | 637 | 809 |
Net Income Margin | 6.5% | 0.06* | 0.06* | 0.08* | 0.24* | 0.28* | 0.30* | 0.32* | 0.35* | 0.38* | 0.45* | 0.46* | 0.45* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -124.3% | -820 | 3,368 | 2,911 | -3,836 | 1,898 | 4,820 | 5,179 | 1,169 | -1,372 | 10,668 | 8,582 | 2,160 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 1.4% | 747 | 737 | 728 | 755 | 735 | 723 | 743 | 753 | 764 | 748 | 730 | 718 | 716 | 706 | 727 | 723 | 570 | 540 | 560 | 537 | 522 |
Cash Equivalents | 82.9% | 32.00 | 18.00 | 19.00 | 26.00 | 24.00 | 17.00 | 32.00 | 55.00 | 68.00 | 93.00 | 64.00 | 72.00 | 35.00 | 43.00 | - | - | - | 20.00 | - | - | - |
Net PPE | 0.1% | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 | 12.00 |
Liabilities | 1.4% | 679 | 669 | 664 | 691 | 671 | 662 | 684 | 693 | 703 | 685 | 668 | 659 | 660 | 654 | 678 | 676 | 526 | 497 | 518 | 497 | 484 |
Shareholder's Equity | 1.2% | 68.00 | 68.00 | 64.00 | 64.00 | 64.00 | 61.00 | 58.00 | 60.00 | 61.00 | 63.00 | 62.00 | 59.00 | 56.00 | 52.00 | 49.00 | 47.00 | 44.00 | 43.00 | 42.00 | 40.00 | 38.00 |
Retained Earnings | 12.8% | 13.00 | 12.00 | 10.00 | 13.00 | 12.00 | 11.00 | 9.00 | 7.00 | 5.00 | 4.00 | 1.00 | -1.55 | -4.84 | -8.74 | -11.79 | -14.06 | -16.39 | -17.29 | -18.60 | -20.32 | -20.96 |
Additional Paid-In Capital | 0.1% | 56.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 55.00 | 54.00 | 54.00 | 54.00 | 54.00 | 54.00 | 54.00 | 53.00 |
Shares Outstanding | 0.2% | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 26.00 | - | - | - | 27.00 | - | - | - | 30.00 | - | - | - | 16.00 | - | - | - | 25.00 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -118.8% | -644 | 3,434 | 3,034 | -3,607 | 2,096 | 4,940 | 5,488 | 1,180 | -1,339 | 10,687 | 8,622 | 2,467 | 20,757 | -164 | -7,608 | 1,814 | -1,181 | 2,356 | 1,340 | -6,310 | 2,759 |
Share Based Compensation | 8000.0% | 81.00 | 1.00 | 90.00 | 166 | 102 | 109 | 62.00 | 120 | 90.00 | 114 | 35.00 | 98.00 | 85.00 | 83.00 | 28.00 | 75.00 | 54.00 | 17.00 | 22.00 | 328 | 46.00 |
Cashflow From Investing | 167.9% | 5,671 | -8,353 | 17,160 | -14,673 | -2,676 | 2,852 | -21,174 | -5,529 | -42,212 | -141 | -23,970 | 33,379 | -36,567 | 34,284 | 8,684 | -165,910 | 1,874 | -7,933 | -4,847 | -3,670 | -749 |
Cashflow From Financing | 192.4% | 9,655 | 3,302 | -26,845 | 20,128 | 8,036 | -23,295 | -7,029 | -9,239 | 19,419 | 17,790 | 7,969 | 891 | 7,281 | -28,756 | 2,057 | 151,072 | 27,318 | -20,914 | 21,213 | 12,826 | 4,353 |
Dividend Payments | 0% | 269 | 269 | 237 | 238 | 237 | 237 | 207 | 207 | 206 | - | - | - | - | - | - | - | - | - | - | - | - |
Consolidated Statements of Operations - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Interest income | ||
Loans | $ 8,201 | $ 6,762 |
Investment securities | 932 | 727 |
Federal funds sold | 202 | 94 |
Total interest income | 9,335 | 7,583 |
Interest expense | ||
Deposits | 2,096 | 624 |
Borrowed funds | 843 | 594 |
Total interest expense | 2,939 | 1,218 |
Net interest income | 6,396 | 6,365 |
Provision for credit losses, after ASU 2016-13 | 150 | |
Net interest income after provision for credit losses | 6,246 | 6,365 |
Noninterest income | ||
Service charges and fees | 641 | 669 |
Mortgage banking income, net | 850 | 478 |
Other | 113 | 109 |
Total noninterest income (loss) | 1,604 | 1,256 |
Noninterest expense | ||
Salaries and benefits | 3,464 | 3,448 |
Occupancy | 332 | 311 |
Equipment | 278 | 285 |
Supplies | 49 | 49 |
Data processing | 439 | 440 |
Professional and outside services | 418 | 372 |
Advertising and marketing | 83 | 111 |
FDIC insurance premium | 92 | 50 |
Other operating expense | 474 | 690 |
Total noninterest expense | 5,629 | 5,756 |
Income before income tax expense | 2,221 | 1,865 |
Income tax expense | 449 | 325 |
Net income | $ 1,772 | $ 1,540 |
Earnings (loss) per share, basic | $ 1.19 | $ 1.04 |
Earnings (loss) per share, diluted | $ 1.19 | $ 1.04 |
Consolidated Balance Sheets - USD ($) | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets | ||
Cash and due from banks | $ 13,073,000 | $ 10,383,000 |
Federal funds sold | 19,323,000 | 7,331,000 |
Total cash and cash equivalents | 32,396,000 | 17,714,000 |
Investment securities available for sale, at fair value | 82,784,000 | 105,585,000 |
Restricted stock, at cost | 2,755,000 | 2,985,000 |
Loans held for sale | 7,019,000 | 4,983,000 |
Loans | ||
Allowance for credit losses | (3,574,000) | (3,423,000) |
Loans | ||
Outstandings | 591,338,000 | 575,008,000 |
Allowance for credit losses | (3,574,000) | (3,423,000) |
Deferred costs, net | 750,000 | 803,000 |
Total loans, net | 588,514,000 | 572,388,000 |
Premises and equipment, net | 11,773,000 | 11,760,000 |
Bank owned life insurance | 13,198,000 | 13,120,000 |
Accrued interest receivable | 3,531,000 | 3,827,000 |
Other assets | 4,902,000 | 4,254,000 |
Total Assets | 746,872,000 | 736,616,000 |
Deposits | ||
Noninterest bearing demand | 230,118,000 | 247,624,000 |
Interest bearing | 390,151,000 | 357,721,000 |
Total deposits | 620,269,000 | 605,345,000 |
Long-term debt - trust preferred securities | 8,764,000 | 8,764,000 |
Subordinated debt, net | 5,700,000 | 5,700,000 |
Federal Home Loan Bank advances | 40,000,000 | 45,000,000 |
Accrued interest payable | 406,000 | 210,000 |
Other liabilities | 3,375,000 | 4,041,000 |
Total liabilities | 678,514,000 | 669,060,000 |
Shareholders' equity | ||
Common stock, $4 par value, 10,000,000 shares authorized; 1,495,251 shares issued and outstanding at March 31, 2024 and 1,492,879 shares issued and outstanding at December 31, 2023 | 5,918,000 | 5,908,000 |
Additional paid-in capital | 55,557,000 | 55,486,000 |
Retained earnings | 13,278,000 | 11,775,000 |
Stock in directors rabbi trust | (439,000) | (467,000) |
Directors deferred fees obligation | 439,000 | 467,000 |
Accumulated other comprehensive loss | (6,395,000) | (5,613,000) |
Total shareholders' equity | 68,358,000 | 67,556,000 |
Total liabilities and shareholders' equity | $ 746,872,000 | $ 736,616,000 |