WTBA - West Bancorporation Inc Stock Price, Fair Value and News

17.87USD-0.13 (-0.72%)Market Closed

Market Summary

USD17.87-0.13

Market Closed

-0.72%

WTBA Stock Price

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WTBA RSI Chart

WTBA Valuation

Market Cap

300.5M

Price/Earnings (Trailing)

13.59

Price/Sales (Trailing)

1.79

EV/EBITDA

1.58

Price/Free Cashflow

-28.15

WTBA Price/Sales (Trailing)

WTBA Profitability

EBT Margin

16.33%

Return on Equity

9.88%

Return on Assets

0.56%

Free Cashflow Yield

-3.55%

WTBA Fundamentals

WTBA Revenue

Revenue (TTM)

167.7M

Rev. Growth (Yr)

19.88%

Rev. Growth (Qtr)

4.42%

WTBA Earnings

Earnings (TTM)

22.1M

Earnings Growth (Yr)

-25.94%

Earnings Growth (Qtr)

28.38%

Breaking Down WTBA Revenue

Last 7 days

1.9%

Last 30 days

13.1%

Last 90 days

1.4%

Trailing 12 Months

9.3%

How does WTBA drawdown profile look like?

WTBA Financial Health

Debt/Equity

0.1

Debt/Cashflow

1.26

WTBA Investor Care

Dividend Yield

5.6%

Dividend/Share (TTM)

Shares Dilution (1Y)

0.61%

Diluted EPS (TTM)

1.32

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	167.7M	0	0	0
2023	133.4M	143.9M	152.8M	160.3M
2022	108.1M	111.2M	115.8M	123.3M
2021	101.3M	102.5M	105.4M	107.3M
2020	100.2M	100.6M	99.6M	100.2M
2019	88.7M	92.5M	96.2M	98.7M
2018	76.0M	78.3M	81.7M	84.8M
2017	66.3M	68.2M	70.1M	73.0M
2016	61.1M	62.5M	64.1M	65.0M
2015	56.5M	57.6M	58.9M	60.1M
2014	53.5M	53.9M	54.3M	55.3M
2013	50.5M	50.9M	51.8M	52.7M
2012	52.5M	52.0M	51.2M	50.7M
2011	58.9M	56.6M	54.7M	53.3M
2010	0	65.5M	63.3M	61.1M
2009	0	0	0	67.7M

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of West Bancorporation Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 26, 2024	elming lisa j	acquired	-	-	1,945	-
Apr 26, 2024	parson rosemary	acquired	-	-	1,945	-
Apr 26, 2024	vaughan therese m	acquired	-	-	1,945	-
Apr 26, 2024	gaer steven k	acquired	-	-	1,945	-
Apr 26, 2024	noyce james	acquired	-	-	1,945	-
Apr 26, 2024	mcmurray sean patrick	acquired	-	-	1,945	-
Apr 26, 2024	worth philip jason	acquired	-	-	1,945	-
Apr 26, 2024	milligan george d	acquired	-	-	1,945	-
Apr 26, 2024	donovan patrick j	acquired	-	-	1,945	-
Apr 26, 2024	schuler steven t	acquired	-	-	1,945	-

Which funds bought or sold WTBA recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	JANE STREET GROUP, LLC	sold off	-100	-229,469	-	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-38.89	-27,502	29,081	-%
May 15, 2024	Clarity Asset Management, Inc.	unchanged	-	-1,685	8,915	0.01%
May 15, 2024	GOLDMAN SACHS GROUP INC	sold off	-100	-225,504	-	-%
May 15, 2024	Royal Bank of Canada	added	94.39	421,000	1,083,000	-%
May 15, 2024	NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO	unchanged	-	-45,943	243,078	-%
May 15, 2024	TWO SIGMA ADVISERS, LP	added	13.97	-11,955	276,365	-%
May 15, 2024	Tower Research Capital LLC (TRC)	reduced	-29.59	-8,239	11,964	-%
May 15, 2024	Squarepoint Ops LLC	new	-	329,160	329,160	-%
May 15, 2024	Aptus Capital Advisors, LLC	added	11.85	-179,517	2,848,520	0.05%

Are Funds Buying or Selling WTBA?

Are funds buying WTBA calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own WTBA

No. of Funds

Unveiling West Bancorporation Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 26, 2024	blackrock inc.	7.3%	1,226,891	SC 13G/A
Feb 09, 2023	fmr llc	-	0	SC 13G
Feb 01, 2023	blackrock inc.	6.1%	1,013,185	SC 13G/A
Feb 03, 2022	blackrock inc.	6.2%	1,022,682	SC 13G/A
Feb 01, 2021	blackrock inc.	6.8%	1,125,669	SC 13G/A
Feb 06, 2020	blackrock inc.	6.7%	1,105,162	SC 13G/A

Recent SEC filings of West Bancorporation Inc

View All Filings

Date Filed	Form Type	Document
Apr 30, 2024	13F-HR	Fund Holdings Report
Apr 30, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading
Apr 29, 2024	4	Insider Trading

Peers (Alternatives to West Bancorporation Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	588.1B	174.7B	13.73%	46.82%	11.68	3.37	53.11%	19.83%
BAC	307.4B	137.9B	11.58%	38.08%	12.28	2.23	56.12%	-12.56%
WFC	213.0B	85.8B	6.86%	51.95%	11.35	2.48	35.02%	26.14%
C	122.2B	125.0B	10.16%	38.13%	15.29	0.98	37.85%	-
CFG	16.9B	10.4B	12.51%	41.04%	11.81	1.62	26.22%	-33.87%
KEY	14.5B	8.1B	6.72%	53.23%	16.61	1.78	32.15%	-50.93%
MID-CAP
CMA	7.3B	4.2B	10.08%	41.38%	10.46	1.71	34.68%	-45.96%
ZION	6.6B	4.1B	14.23%	65.05%	10.55	1.63	32.93%	-30.73%
ABCB	3.5B	1.3B	13.35%	57.95%	12.32	2.65	30.60%	-12.99%
ASB	3.4B	2.0B	11.57%	43.03%	20.88	1.65	47.11%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
AROW	417.1M	173.1M	15.06%	27.00%	14.3	2.41	26.54%	-34.86%
ALRS	390.4M	152.4M	-0.90%	32.84%	39.27	2.56	16.94%	-73.84%
ACNB	295.5M	98.7M	10.19%	20.01%	10.04	2.99	6.27%	-22.90%
ASRV	48.0M	62.5M	8.95%	-1.75%	-16.24	0.77	18.83%	-145.18%

West Bancorporation Inc News

Latest updates

West Bancorporation Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	4.4%	45.00	43.00	41.00	39.00	37.00	35.00	32.00	29.00	27.00	28.00	27.00	26.00	26.00	26.00	25.00	25.00	25.00	25.00	26.00	24.00	24.00
EBITDA Margin	-8.4%	0.58*	0.63*	0.72*	0.86*	1.06*	1.24*	1.38*	1.47*	1.50*	1.49*	1.45*	1.40*	-	-	-	-	-	-	-	-	-
Interest Expenses	2.4%	17.00	16.00	17.00	17.00	19.00	21.00	23.00	24.00	24.00	25.00	24.00	23.00	23.00	22.00	21.00	21.00	18.00	17.00	17.00	16.00	16.00
Income Taxes	27.9%	1.00	1.00	1.00	1.00	2.00	2.00	3.00	4.00	3.00	3.00	3.00	4.00	3.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00
Earnings Before Taxes	28.3%	7.00	6.00	7.00	7.00	10.00	11.00	15.00	17.00	16.00	15.00	16.00	17.00	15.00	11.00	10.00	10.00	10.00	10.00	9.00	8.00	8.00
EBT Margin	-12.1%	0.16*	0.19*	0.23*	0.30*	0.39*	0.48*	0.55*	0.58*	0.60*	0.59*	0.56*	0.51*	-	-	-	-	-	-	-	-	-
Net Income	28.4%	6.00	5.00	6.00	6.00	8.00	9.00	12.00	13.00	13.00	12.00	13.00	13.00	12.00	9.00	8.00	8.00	8.00	8.00	8.00	7.00	7.00
Net Income Margin	-12.5%	0.13*	0.15*	0.19*	0.24*	0.31*	0.38*	0.43*	0.45*	0.47*	0.46*	0.44*	0.41*	-	-	-	-	-	-	-	-	-
Free Cashflow	6.2%	-4.21	-4.48	-1.92	-0.07	-4.67	1.00	12.00	17.00	9.00	13.00	11.00	11.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	3.6%	3,963	3,826	3,702	3,679	3,625	3,613	3,518	3,475	3,547	3,500	3,250	3,269	3,173	3,186	2,776	2,740	2,520	2,474	2,457	2,363	2,312
Cash Equivalents	126.5%	148	65.00	21.00	32.00	22.00	27.00	59.00	27.00	144	193	32.00	271	325	396	-	-	-	53.00	-	-	-
Net PPE	11.0%	96.00	86.00	76.00	67.00	60.00	53.00	45.00	42.00	41.00	35.00	33.00	31.00	29.00	29.00	28.00	29.00	29.00	30.00	30.00	30.00	31.00
Liabilities	3.8%	3,739	3,601	3,498	3,461	3,408	3,402	3,319	3,259	3,311	3,240	2,997	3,022	2,938	2,962	2,561	2,532	2,319	2,262	2,253	2,161	2,116
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	23.00	23.00	23.00	25.00
Shareholder's Equity	-0.6%	224	225	204	217	217	211	199	216	236	260	252	247	235	224	215	209	201	212	204	202	196
Retained Earnings	0.6%	273	271	271	269	268	268	263	255	247	238	230	221	212	204	199	194	189	185	181	177	173
Additional Paid-In Capital	-1.5%	34.00	34.00	33.00	33.00	32.00	32.00	31.00	30.00	29.00	30.00	30.00	29.00	28.00	29.00	28.00	28.00	27.00	27.00	26.00	26.00	25.00
Shares Outstanding	0.5%	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	295	-	-	-	390	-	-	-	442	-	-	-	278	-	-	-	337	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-15.0%	6,121	7,205	7,780	7,770	2,494	10,518	15,276	18,126	15,519	15,444	13,926	13,459	15,049	11,223	7,532	13,118	10,412	9,664	10,690	9,968	6,645
Share Based Compensation	-19.0%	575	710	845	845	711	869	869	862	757	647	648	645	633	596	595	609	512	785	784	793	631
Cashflow From Investing	11.9%	-56,424	-64,048	-45,035	-45,867	-13,733	-122,271	-30,534	-74,263	-130,763	-127,564	-193,083	-156,260	-60,304	-83,758	-86,911	-168,358	-28,136	-96,266	-55,775	-1,483	-1,975
Cashflow From Financing	30.9%	132,963	101,579	26,132	47,361	7,180	78,901	47,709	-61,178	66,674	272,476	-59,197	88,135	-25,691	403,127	28,553	205,512	30,831	10,605	81,808	36,540	-4,605
Dividend Payments	0%	4,181	4,181	4,182	4,181	4,160	4,160	4,160	4,160	4,139	3,973	3,974	3,973	3,623	3,458	3,459	3,458	3,440	3,440	3,439	3,440	3,259

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WTBA Income Statement

2024-03-31

Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans, including fees	$ 40,196	$ 32,948
Securities:
Taxable	3,416	3,316
Tax-exempt	810	885
Interest-bearing deposits	148	30
Total interest income	44,570	37,179
Interest expense:
Deposits	21,559	13,339
Federal funds purchased and other short-term borrowings	2,183	2,079
Subordinated notes	1,108	1,106
Federal Home Loan Bank advances	2,325	1,262
Long-term debt	645	698
Total interest expense	27,820	18,484
Net interest income	16,750	18,695
Credit loss expense (benefit)	0	0
Net interest income after credit loss expense (benefit)	16,750	18,695
Noninterest income:
Increase in cash value of bank-owned life insurance	274	257
Gain from bank-owned life insurance	0	691
Other income	331	355
Total noninterest income	2,299	2,957
Noninterest expense:
Salaries and employee benefits	6,489	6,867
Occupancy and equipment	1,447	1,327
Data processing	714	635
Technology and software	700	513
FDIC insurance	519	416
Professional fees	257	250
Director fees	199	205
Other expenses	1,543	1,858
Total noninterest expense	11,868	12,071
Income before income taxes	7,181	9,581
Income taxes	1,372	1,737
Net income	$ 5,809	$ 7,844
Basic earnings per common share	$ 0.35	$ 0.47
Diluted earnings per common share	$ 0.35	$ 0.47
Service charges on deposit accounts [Member]
Noninterest income:
Revenue from contract with customer, including assessed tax	$ 460	$ 462
Debit card usage fees [Member]
Noninterest income:
Revenue from contract with customer, including assessed tax	458	486
Trust services [Member]
Noninterest income:
Revenue from contract with customer, including assessed tax	$ 776	$ 706

WTBA Balance Sheet

2024-03-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 27,071	$ 33,245
Interest-bearing deposits	120,946	32,112
Cash and cash equivalents	148,017	65,357
Securities available for sale, fair value	605,735	623,919
Federal Home Loan Bank stock, at cost	26,181	22,957
Loans	2,980,133	2,927,535
Allowance for credit losses	(28,373)	(28,342)
Loans, net	2,951,760	2,899,193
Premises and equipment, net	95,880	86,399
Accrued interest receivable	15,270	13,581
Bank-owned life insurance	44,138	43,864
Deferred tax assets, net	34,552	34,303
Other assets	41,159	36,185
Total assets	3,962,692	3,825,758
Deposits:
Noninterest-bearing demand	521,377	548,726
Interest-bearing demand	449,946	481,207
Savings and money market	1,435,538	1,440,076
Time deposits	658,169	503,770
Total deposits	3,065,030	2,973,779
Federal funds purchased and other short-term borrowings	198,500	150,270
Subordinated notes, net	79,697	79,631
Federal Home Loan Bank advances	315,000	315,000
Long-term debt	46,486	47,736
Accrued expenses and other liabilities	34,223	34,299
Total liabilities	3,738,936	3,600,715
COMMITMENTS AND CONTINGENCIES (NOTE 8)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value; authorized 50,000,000 shares; no shares issued and outstanding at March 31, 2024 and December 31, 2023	0	0
Common stock, no par value; authorized 50,000,000 shares; 16,813,952 and 16,725,094 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively	3,000	3,000
Additional paid-in capital	33,685	34,197
Retained earnings	272,997	271,369
Accumulated other comprehensive loss	(85,926)	(83,523)
Total stockholders' equity	223,756	225,043
Total liabilities and stockholders' equity	$ 3,962,692	$ 3,825,758
Preferred stock, par value ($ per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	50,000,000	50,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common Stock, No Par Value	$ 0	$ 0
Common stock, shares authorized	50,000,000	50,000,000
Common stock, shares issued	16,813,952	16,725,094
Common stock, shares outstanding	16,813,952	16,725,094

About West Bancorporation Inc

West Bancorporation, Inc. operates as the financial holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. It offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. The company also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate; and 1-4 family residential mortgages and home equity loans. In addition, it offers online and mobile banking, treasury management services including cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services; merchant credit card processing and corporate credit cards; and administration of estates, conservatorships, personal trusts, and agency accounts. The company was founded in 1893 and is headquartered in West Des Moines, Iowa.

CEO	Mr. David D. Nelson
WEBSITE	westbankstrong.com
INDUSTRY	Banks Diversified
EMPLOYEES	173

West Bancorporation Inc Frequently Asked Questions

What is the ticker symbol for West Bancorporation Inc? What does WTBA stand for in stocks?

WTBA is the stock ticker symbol of West Bancorporation Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of West Bancorporation Inc (WTBA)?

As of Fri May 17 2024, market cap of West Bancorporation Inc is 300.47 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of WTBA stock?

You can check WTBA's fair value in chart for subscribers.

What is the fair value of WTBA stock?

You can check WTBA's fair value in chart for subscribers. The fair value of West Bancorporation Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of West Bancorporation Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for WTBA so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is West Bancorporation Inc a good stock to buy?

The fair value guage provides a quick view whether WTBA is over valued or under valued. Whether West Bancorporation Inc is cheap or expensive depends on the assumptions which impact West Bancorporation Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for WTBA.

What is West Bancorporation Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, WTBA's PE ratio (Price to Earnings) is 13.59 and Price to Sales (PS) ratio is 1.79. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. WTBA PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on West Bancorporation Inc's stock?

In the past 10 years, West Bancorporation Inc has provided 0.058 (multiply by 100 for percentage) rate of return.