EIG RSI Chart
Last 7 days
-2.0%
Last 30 days
0.3%
Last 90 days
-5.4%
Trailing 12 Months
13.5%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 867.5M | 0 | 0 | 0 |
2023 | 768.0M | 847.9M | 847.0M | 850.9M |
2022 | 691.5M | 655.4M | 691.5M | 713.5M |
2021 | 727.5M | 687.5M | 674.0M | 703.1M |
2020 | 783.5M | 790.6M | 771.5M | 731.9M |
2019 | 832.7M | 832.9M | 805.0M | 836.0M |
2018 | 793.1M | 804.0M | 822.0M | 800.4M |
2017 | 784.1M | 775.5M | 793.6M | 801.4M |
2016 | 766.9M | 777.8M | 771.1M | 779.8M |
2015 | 762.2M | 752.8M | 760.2M | 752.1M |
2014 | 745.7M | 764.4M | 773.2M | 773.5M |
2013 | 615.3M | 658.6M | 690.8M | 723.5M |
2012 | 491.0M | 519.8M | 558.0M | 579.2M |
2011 | 434.0M | 444.0M | 454.1M | 464.2M |
2010 | 464.1M | 436.4M | 413.9M | 423.9M |
2009 | 0 | 429.8M | 462.9M | 495.9M |
2008 | 0 | 0 | 0 | 396.8M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Mar 15, 2024 | paquette michael scott | sold (taxes) | -86,147 | 44.36 | -1,942 | evp, chief financial officer |
Mar 15, 2024 | brown lori a. | sold (taxes) | -34,512 | 44.36 | -778 | evp, chief legal officer |
Mar 15, 2024 | rynard lindsey m. | sold (taxes) | -15,570 | 44.36 | -351 | chief sales officer |
Mar 15, 2024 | antonello katherine h. | sold (taxes) | -160,938 | 44.36 | -3,628 | president & ceo |
Mar 15, 2024 | smith ann marie | sold (taxes) | -13,796 | 44.36 | -311 | chief underwriting officer |
Mar 15, 2024 | mutschink john m. | sold (taxes) | -23,998 | 44.36 | -541 | evp, chief admin officer |
Mar 15, 2024 | ozuna christina m. | sold (taxes) | -12,553 | 44.36 | -283 | chief claims officer |
Feb 26, 2024 | rynard lindsey m. | acquired | - | - | 1,840 | chief sales officer |
Feb 26, 2024 | kage kelley f. | acquired | - | - | 1,220 | chief information officer |
Feb 26, 2024 | brown lori a. | acquired | - | - | 3,480 | evp, chief legal officer |
Which funds bought or sold EIG recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -6.15 | 87,707 | 1,167,380 | -% |
May 16, 2024 | COMERICA BANK | reduced | -9.18 | 22,464 | 507,596 | -% |
May 16, 2024 | Virtus Investment Advisers, Inc. | unchanged | - | 35,868 | 271,795 | 0.19% |
May 16, 2024 | JANE STREET GROUP, LLC | reduced | -14.54 | -7,532 | 479,137 | -% |
May 16, 2024 | Ancora Advisors LLC | sold off | -100 | -709,200 | - | -% |
May 15, 2024 | Voya Investment Management LLC | reduced | -18.54 | -26,744 | 407,602 | -% |
May 15, 2024 | MILLENNIUM MANAGEMENT LLC | reduced | -27.28 | -1,342,310 | 6,930,510 | -% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | sold off | -100 | -962,384 | - | -% |
May 15, 2024 | Point72 Asset Management, L.P. | added | 11.11 | 9,930 | 45,390 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | reduced | -59.57 | -60,034 | 52,335 | -% |
Unveiling Employers Holdings Inc's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Employers Holdings Inc)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
ARGO | 1.1T | 1.3B | -5.4K | 851.43 | ||||
AJG | 56.3B | 10.6B | 51.57 | 5.3 | ||||
AIG | 53.5B | 48.4B | 11.07 | 1.1 | ||||
TRV | 50.3B | 42.9B | 16.03 | 1.17 | ||||
AFL | 50.2B | 19.3B | 9.39 | 2.6 | ||||
ACGL | 37.9B | 14.4B | 7.82 | 2.63 | ||||
AFG | 11.2B | 8.0B | 12.7 | 1.4 | ||||
MID-CAP | ||||||||
UNM | 10.1B | 12.6B | 7.61 | 0.8 | ||||
AIZ | 9.1B | 11.4B | 11.93 | 0.8 | ||||
LNC | 5.1B | 11.9B | 3.81 | 0.43 | ||||
AEL | 3.9B | 3.2B | 5.55 | 1.23 | ||||
SMALL-CAP | ||||||||
BRP | 2.0B | 1.3B | -37.13 | 1.59 | ||||
AMSF | 887.3M | 308.9M | 14.38 | 2.87 | ||||
AMBC | 818.6M | 314.0M | 14.24 | 2.61 | ||||
AAME | 35.5M | 187.5M | -49.09 | 0.19 |
Employers Holdings Inc News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -1.2% | 223 | 226 | 204 | 215 | 207 | 222 | 204 | 135 | 152 | 200 | 168 | 171 | 164 | 171 | 182 | 211 | 168 | 210 | 201 | 204 | 220 |
Operating Expenses | 12.1% | 188 | 168 | 186 | 171 | 178 | 166 | 181 | 157 | 155 | 131 | 150 | 139 | 136 | 111 | 144 | 137 | 172 | 169 | 160 | 155 | 159 |
EBITDA Margin | 0.5% | 0.19* | 0.19* | 0.19* | 0.19* | 0.13* | 0.09* | 0.11* | 0.11* | 0.18* | 0.22* | 0.25* | 0.27* | 0.31* | - | - | - | - | - | - | - | - |
Interest Expenses | -100.0% | - | 1.00 | 1.00 | 2.00 | 2.00 | 2.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - | - | - | - | - | 0.00 | 0.00 |
Income Taxes | -44.2% | 7.00 | 13.00 | 3.00 | 9.00 | 5.00 | 9.00 | 5.00 | -5.80 | -0.20 | 14.00 | 4.00 | 6.00 | 5.00 | 16.00 | 7.00 | 15.00 | -10.40 | 10.00 | 8.00 | 9.00 | 10.00 |
Earnings Before Taxes | -39.3% | 35.00 | 58.00 | 17.00 | 44.00 | 29.00 | 56.00 | 24.00 | -21.40 | -2.50 | 68.00 | 19.00 | 32.00 | 28.00 | 80.00 | 38.00 | 74.00 | -45.30 | 41.00 | 41.00 | 50.00 | 62.00 |
EBT Margin | 2.3% | 0.18* | 0.17* | 0.17* | 0.18* | 0.11* | 0.08* | 0.10* | 0.10* | 0.17* | 0.21* | 0.24* | 0.26* | 0.30* | - | - | - | - | - | - | - | - |
Net Income | -37.9% | 28.00 | 46.00 | 14.00 | 35.00 | 24.00 | 47.00 | 19.00 | -15.60 | -2.30 | 55.00 | 15.00 | 26.00 | 23.00 | 64.00 | 31.00 | 60.00 | -34.90 | 32.00 | 33.00 | 41.00 | 52.00 |
Net Income Margin | 2.0% | 0.14* | 0.14* | 0.14* | 0.15* | 0.10* | 0.07* | 0.08* | 0.08* | 0.14* | 0.17* | 0.19* | 0.21* | 0.24* | - | - | - | - | - | - | - | - |
Free Cashflow | - | - | - | 25.00 | -7.80 | 4.00 | 32.00 | - | 21.00 | 17.00 | 20.00 | - | - | -11.42 | -14.62 | 19.00 | 12.00 | 15.00 | 10.00 | 70.00 | 22.00 | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 0.3% | 3,563 | 3,550 | 3,527 | 3,616 | 3,744 | 3,717 | 3,709 | 3,686 | 3,753 | 3,783 | 3,802 | 3,837 | 3,864 | 3,923 | 3,985 | 4,004 | 3,912 | 4,004 | 4,025 | 3,954 | 3,973 |
Cash Equivalents | -49.6% | 114 | 226 | 109 | 66.00 | 87.00 | 89.00 | 148 | 130 | 131 | 75.00 | 96.00 | 108 | 86.00 | 161 | 238 | 132 | 174 | 155 | 141 | 106 | 95.00 |
Net PPE | 1.5% | 7.00 | 7.00 | 7.00 | 7.00 | 11.00 | 12.00 | 13.00 | 13.00 | 14.00 | 15.00 | 16.00 | 17.00 | 18.00 | 19.00 | 20.00 | 21.00 | 22.00 | 22.00 | 24.00 | 23.00 | 22.00 |
Goodwill | 0% | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 | 36.00 |
Liabilities | 0.3% | 2,544 | 2,537 | 2,608 | 2,664 | 2,770 | 2,773 | 2,790 | 2,708 | 2,644 | 2,570 | 2,612 | 2,633 | 2,677 | 2,710 | 2,818 | 2,860 | 2,855 | 2,838 | 2,865 | 2,833 | 2,901 |
Shareholder's Equity | 0.5% | 1,019 | 1,014 | 919 | 952 | 974 | 944 | 919 | 978 | 1,109 | 1,213 | 1,190 | 1,204 | 1,187 | 1,213 | 1,167 | 1,144 | 1,057 | 1,166 | 1,160 | 1,122 | 1,072 |
Retained Earnings | 1.5% | 1,405 | 1,384 | 1,346 | 1,339 | 1,312 | 1,296 | 1,290 | 1,278 | 1,329 | 1,339 | 1,291 | 1,283 | 1,264 | 1,248 | 1,191 | 1,168 | 1,116 | 1,159 | 1,134 | 1,109 | 1,075 |
Additional Paid-In Capital | -0.1% | 420 | 420 | 418 | 417 | 416 | 415 | 413 | 412 | 411 | 411 | 409 | 407 | 408 | 404 | 402 | 399 | 397 | 396 | 393 | 390 | 388 |
Shares Outstanding | -0.1% | 25.00 | 25.00 | 26.00 | 26.00 | 27.00 | 27.00 | 27.00 | 27.00 | 28.00 | 28.00 | 28.00 | 28.00 | 28.00 | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 976 | - | - | - | 834 | - | - | - | 859 | - | - | - | 630 | - | - | - | 998 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -97.8% | 600 | 27,600 | 25,300 | -7,800 | 4,300 | 32,300 | 29,600 | 21,100 | 16,800 | 20,100 | 15,400 | -13,900 | -10,800 | -14,600 | 19,500 | 12,600 | 15,500 | 9,900 | 70,300 | 22,200 | 20,100 |
Share Based Compensation | -11.8% | 1,500 | 1,700 | 1,300 | 1,400 | 1,800 | 1,700 | 1,100 | 700 | 1,600 | 2,300 | 1,100 | 500 | 5,200 | 2,800 | 2,300 | 2,200 | 2,400 | 3,300 | 2,700 | 1,700 | 2,400 |
Cashflow From Investing | -164.1% | -97,700 | 152,300 | 105,600 | 106,600 | 12,800 | -48,400 | -53,400 | -38,200 | -6,100 | -24,200 | -7,600 | 69,900 | -39,800 | -22,700 | 102,600 | -51,800 | 56,200 | 30,800 | -24,100 | 32,600 | 9,900 |
Cashflow From Financing | 75.8% | -15,100 | -62,300 | -88,300 | -119,300 | -19,600 | -42,800 | 41,800 | 16,700 | 44,700 | -16,400 | -19,800 | -33,800 | -24,400 | -39,700 | -16,600 | -3,100 | -52,500 | -26,100 | -11,400 | -43,800 | -37,200 |
Dividend Payments | 8.3% | 7,800 | 7,200 | 7,300 | 7,600 | 7,600 | 41,000 | 7,200 | 34,700 | 7,400 | 7,500 | 6,600 | 7,200 | 7,700 | 7,200 | 7,500 | 7,800 | 8,000 | 6,500 | 7,100 | 7,400 | 7,300 |
Buy Backs | -61.6% | 5,600 | 14,600 | 15,400 | 35,000 | 11,100 | 1,700 | 7,400 | 14,600 | 6,700 | 8,900 | 13,200 | 10,500 | 10,000 | 17,500 | 9,000 | 30,400 | 42,500 | 19,700 | 4,700 | 16,500 | 26,600 |
Consolidated Statements of Income - USD ($) $ in Millions | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Revenues | ||
Net premiums earned | $ 184.9 | $ 172.7 |
Net investment income | 26.8 | 27.6 |
Net realized and unrealized (losses) gains on investments | 11.4 | 6.4 |
Other income (loss) | 0.0 | (0.2) |
Total revenues | 223.1 | 206.5 |
Expenses | ||
Losses and loss adjustment expenses | 116.5 | 107.4 |
Commission expense | 25.5 | 23.4 |
Underwriting and general and administrative expenses | 45.8 | 44.4 |
Interest and financing expenses | 0.0 | 2.3 |
Total expenses | 187.8 | 177.5 |
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Total | 35.3 | 29.0 |
Income tax expense | 7.0 | 5.4 |
Net Income | 28.3 | 23.6 |
Comprehensive (loss) income | ||
Unrealized AFS investment (losses) gains arising during the period, net of tax benefit (expense) of $3.0 and $(6.0) for the three months ended March 31, 2024 and 2023, respectively | (11.6) | 22.5 |
Reclassification adjustment for realized AFS investment losses in net income, net of tax benefit of $(0.2) and $(0.3) for the three months ended March 31, 2024 and 2023, respectively | 0.7 | 1.3 |
Other comprehensive (loss) income, net of tax | (10.9) | 23.8 |
Total Comprehensive income | $ 17.4 | $ 47.4 |
Earnings per common share (Note 13): | ||
Basic | $ 1.12 | $ 0.87 |
Diluted | 1.11 | 0.86 |
Cash dividends declared per common share and eligible plan awards | $ 0.28 | $ 0.26 |
Consolidated Balance Sheets - USD ($) $ in Millions | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Investments: | ||
Fixed maturity securities at fair value (amortized cost $2,139.7 at March 31, 2024 and $2,048.0 at December 31, 2023, less CECL allowance of $3.2 at March 31, 2024 and $2.7 at December 31, 2023) | $ 2,013.8 | $ 1,936.3 |
Equity securities at fair value (cost $125.9 at March 31, 2024 and $125.9 at December 31, 2023) | 224.3 | 211.2 |
Equity securities at cost | 6.0 | 6.0 |
Other invested assets (cost $88.9 at March 31, 2024 and $82.5 at December 31, 2023) | 97.6 | 91.5 |
Short-term investments at fair value (amortized cost $38.2 at March 31, 2024 and $33.1 at December 31, 2023) | 38.2 | 33.1 |
Total investments | 2,379.9 | 2,278.1 |
Cash and cash equivalents | 114.2 | 226.4 |
Restricted Cash and Cash Equivalents | 0.2 | 0.2 |
Accrued investment income | 16.5 | 16.3 |
Premiums receivable (less CECL allowance of $19.7 at March 31, 2024 and $17.9 at December 31, 2023) | 380.4 | 359.4 |
Reinsurance recoverable for: | ||
Paid losses | 6.7 | 6.3 |
Unpaid losses (less CECL allowance of $0.9 at March 31, 2024 and $0.9 at December 31, 2023) | 423.1 | 427.5 |
Deferred policy acquisition costs | 59.4 | 55.6 |
Deferred income tax asset, net | 42.1 | 43.4 |
Property and equipment, net | 6.6 | 6.5 |
Operating lease right-of-use assets | 4.7 | 5.1 |
Intangible assets, net | 13.6 | 13.6 |
Goodwill | 36.2 | 36.2 |
Contingent commission receivable—LPT Agreement | 14.4 | 14.2 |
Cloud computing arrangements | 25.2 | 28.0 |
Other assets | 39.6 | 33.6 |
Total assets | 3,562.8 | 3,550.4 |
Liabilities and stockholders’ equity | ||
Unpaid losses and loss adjustment expenses | 1,874.5 | 1,884.5 |
Unearned premiums | 402.3 | 379.7 |
Commissions and premium taxes payable | 60.9 | 66.0 |
Accounts payable and accrued expenses | 18.2 | 26.1 |
Deferred reinsurance gain—LPT Agreement | 97.2 | 99.2 |
Operating lease liability | 5.5 | 5.9 |
Non-cancellable obligations | 14.1 | 17.0 |
Other liabilities | 71.2 | 58.1 |
Total liabilities | 2,543.9 | 2,536.5 |
Commitments and contingencies | ||
Stockholders’ equity: | ||
Common stock, $0.01 par value; 150,000,000 shares authorized; 58,152,792 and 58,055,968 shares issued and 25,343,504 and 25,369,753 shares outstanding at March 31, 2024 and December 31, 2023, respectively | 0.6 | 0.6 |
Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued | 0.0 | 0.0 |
Additional paid-in capital | 419.5 | 419.8 |
Retained earnings | 1,405.4 | 1,384.3 |
Accumulated other comprehensive loss, net of tax | (96.9) | (86.0) |
Treasury stock, at cost (32,809,288 shares at March 31, 2024 and 32,686,215 shares at December 31, 2023) | (709.7) | (704.8) |
Total stockholders’ equity | 1,018.9 | 1,013.9 |
Total liabilities and stockholders’ equity | $ 3,562.8 | $ 3,550.4 |