LMND - Lemonade Inc Stock Price, Fair Value and News

17.95USD+0.25 (+1.41%)Market Closed

Market Summary

USD17.95+0.25

Market Closed

1.41%

LMND Alerts

Big jump in Revenue (Y/Y)

Losses in recent quarter

LMND Stock Price

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LMND RSI Chart

LMND Valuation

Market Cap

1.3B

Price/Earnings (Trailing)

-5.79

Price/Sales (Trailing)

2.79

EV/EBITDA

-5.16

Price/Free Cashflow

-11.35

LMND Price/Sales (Trailing)

LMND Profitability

EBT Margin

-46.35%

Return on Equity

-32.29%

Return on Assets

-13.27%

Free Cashflow Yield

-8.81%

LMND Fundamentals

LMND Revenue

Revenue (TTM)

453.7M

Rev. Growth (Yr)

25.11%

Rev. Growth (Qtr)

3.12%

LMND Earnings

Earnings (TTM)

-218.4M

Earnings Growth (Yr)

28.12%

Earnings Growth (Qtr)

-11.56%

Breaking Down LMND Revenue

Last 7 days

8.3%

Last 30 days

14.0%

Last 90 days

1.6%

Trailing 12 Months

10.9%

How does LMND drawdown profile look like?

LMND Financial Health

LMND Investor Care

Shares Dilution (1Y)

1.45%

Diluted EPS (TTM)

-3.12

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	453.7M	0	0	0
2023	307.6M	362.2M	402.7M	429.8M
2022	149.2M	171.0M	209.3M	256.7M
2021	91.7M	90.0M	107.9M	128.4M
2020	82.5M	98.6M	97.4M	94.4M
2019	0	37.4M	52.4M	67.3M
2018	0	0	0	22.5M

Get all data in R, Python etc through our Historical Stock Data APIs

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Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Lemonade Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 11, 2024	prosor maya	sold	-5,138	17.72	-290	chief business officer
Mar 06, 2024	bixby timothy e	bought	165,400	16.54	10,000	chief financial officer
Mar 05, 2024	bixby timothy e	sold	-35,699	16.52	-2,161	chief financial officer
Mar 05, 2024	peters john sheldon	sold	-18,271	16.52	-1,106	chief insurance officer
Mar 01, 2024	prosor maya	acquired	-	-	7,576	chief business officer
Mar 01, 2024	bixby timothy e	acquired	-	-	12,973	chief financial officer
Mar 01, 2024	peters john sheldon	acquired	-	-	4,025	chief insurance officer
Feb 02, 2024	schreiber daniel a.	acquired	-	-	9,327	chief executive officer
Feb 02, 2024	eckstein adina	acquired	-	-	7,486	chief operating officer
Feb 02, 2024	wininger shai	acquired	-	-	9,327	president

Which funds bought or sold LMND recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 17, 2024	VIMA LLC	sold off	-100	-1,613	-	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-4.78	-27,724	857,619	-%
May 16, 2024	COMERICA BANK	added	110	1,833	3,446	-%
May 16, 2024	JANE STREET GROUP, LLC	reduced	-79.1	-6,028,280	1,628,200	-%
May 16, 2024	Tidal Investments LLC	new	-	718,413	718,413	0.01%
May 16, 2024	JANE STREET GROUP, LLC	unchanged	-	90.00	800	-%
May 15, 2024	MILLENNIUM MANAGEMENT LLC	reduced	-95.35	-11,216,000	556,381	-%
May 15, 2024	JANUS HENDERSON GROUP PLC	added	-	7,875	444,692	-%
May 15, 2024	Brevan Howard Capital Management LP	reduced	-38.11	-139,981	237,945	-%
May 15, 2024	GTS SECURITIES LLC	reduced	-41.37	-567,216	838,272	-%

Are Funds Buying or Selling LMND?

Are funds buying LMND calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own LMND

No. of Funds

Unveiling Lemonade Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	schreiber daniel a.	2.7%	1,902,309	SC 13G/A
Feb 14, 2024	wininger shai	5.1%	3,585,809	SC 13G/A
Feb 13, 2024	softbank group capital ltd	17.1%	11,983,384	SC 13G/A
Feb 13, 2024	vanguard group inc	7.43%	5,198,167	SC 13G/A
Jan 29, 2024	blackrock inc.	5.8%	4,065,467	SC 13G
Jan 29, 2024	baillie gifford & co	6.51%	4,549,693	SC 13G/A
Apr 05, 2023	clavel alex	0.0%	0	SC 13G/A
Feb 14, 2023	schreiber daniel a.	19.9%	13,746,043	SC 13G
Feb 14, 2023	wininger shai	22.3%	15,429,543	SC 13G
Feb 09, 2023	vanguard group inc	6.54%	4,523,743	SC 13G/A

Recent SEC filings of Lemonade Inc

View All Filings

Date Filed	Form Type	Document
May 01, 2024	10-Q	Quarterly Report
Apr 30, 2024	8-K	Current Report
Apr 24, 2024	DEF 14A	DEF 14A
Apr 24, 2024	DEFA14A	DEFA14A
Mar 13, 2024	4	Insider Trading
Mar 11, 2024	144	Notice of Insider Sale Intent
Mar 07, 2024	4	Insider Trading
Mar 06, 2024	144/A	144/A
Mar 06, 2024	4	Insider Trading
Mar 06, 2024	4	Insider Trading

Peers (Alternatives to Lemonade Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
ARGO	1.1T	1.3B	1.56%	3220.84%	-5.4K	851.43	-10.27%	-34.69%
AJG	56.3B	10.6B	11.80%	20.14%	51.57	5.3	20.42%	-6.05%
AIG	53.5B	48.4B	11.01%	48.35%	11.07	1.1	-4.15%	-20.63%
TRV	50.3B	42.9B	6.36%	19.84%	16.03	1.17	13.52%	12.15%
AFL	50.2B	19.3B	10.10%	32.07%	9.39	2.6	3.03%	17.35%
ACGL	37.9B	14.4B	11.43%	34.12%	7.82	2.63	32.92%	143.01%
AFG	11.2B	8.0B	7.21%	13.44%	12.7	1.4	11.14%	7.56%
MID-CAP
UNM	10.1B	12.6B	5.84%	14.37%	7.61	0.8	4.24%	-13.40%
AIZ	9.1B	11.4B	3.23%	33.23%	11.93	0.8	9.81%	217.29%
LNC	5.1B	11.9B	12.70%	41.34%	3.81	0.43	-33.27%	234.43%
AEL	3.9B	3.2B	-0.20%	45.14%	5.55	1.23	64.05%	-35.60%
SMALL-CAP
BRP	2.0B	1.3B	23.61%	49.66%	-37.13	1.59	18.74%	30.90%
AMSF	887.3M	308.9M	-4.69%	-15.41%	14.38	2.87	3.79%	10.94%
AMBC	818.6M	314.0M	28.73%	23.89%	14.24	2.61	-29.20%	-88.19%
AAME	35.5M	187.5M	-11.22%	-20.55%	-49.09	0.19	2.74%	73.83%

Lemonade Inc News

Latest updates

Lemonade Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

Income Statement (Quarterly)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2018Q4
Revenue	3.1%	119,100,000	115,500,000	114,500,000	104,600,000	95,200,000	88,400,000	74,000,000	50,000,000	44,300,000	41,000,000	35,700,000	28,200,000	23,500,000	20,500,000	17,800,000	29,900,000	26,200,000	23,500,000	19,000,000	13,800,000	-
S&GA Expenses	24.1%	30,400,000	24,500,000	24,400,000	24,800,000	28,200,000	27,200,000	35,800,000	37,000,000	38,300,000	37,200,000	42,200,000	33,100,000	29,100,000	22,900,000	22,200,000	16,100,000	19,200,000	23,600,000	27,500,000	19,000,000	-
R&D Expenses	-0.9%	20,900,000	21,100,000	21,800,000	24,100,000	21,800,000	23,500,000	21,400,000	17,800,000	16,900,000	16,400,000	14,300,000	14,000,000	7,100,000	6,400,000	5,300,000	4,200,000	3,500,000	3,400,000	2,800,000	2,100,000	-
EBITDA Margin	14.0%	-0.42	-0.49	-0.59	-0.74	-0.88	-1.10	-1.39	-1.56	-1.71	-1.79	-	-	-	-	-	-	-	-	-	-	-
Interest Expenses	150.0%	500,000	200,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income Taxes	-25.0%	2,100,000	2,800,000	1,900,000	1,300,000	1,100,000	-4,400,000	2,300,000	2,900,000	2,200,000	1,900,000	2,200,000	2,700,000	900,000	500,000	400,000	300,000	300,000	300,000	100,000	100,000	-
Earnings Before Taxes	-14.1%	-45,200,000	-39,600,000	-59,600,000	-65,900,000	-64,700,000	-68,100,000	-89,100,000	-65,000,000	-72,600,000	-68,400,000	-64,200,000	-52,900,000	-48,100,000	-33,400,000	-30,500,000	-20,700,000	-36,200,000	-32,400,000	-31,000,000	-23,000,000	-
EBT Margin	13.3%	-0.46	-0.53	-0.64	-0.79	-0.93	-1.15	-1.41	-1.58	-1.73	-1.82	-1.84	-1.83	-	-	-	-	-	-	-	-	-
Net Income	-11.6%	-47,300,000	-42,400,000	-61,500,000	-67,200,000	-65,800,000	-63,700,000	-91,400,000	-67,900,000	-74,800,000	-70,300,000	-66,400,000	-55,600,000	-49,000,000	-33,900,000	-30,900,000	-21,000,000	-36,500,000	-32,700,000	-31,100,000	-23,100,000	-
Net Income Margin	12.7%	-0.48	-0.55	-0.64	-0.80	-0.94	-1.16	-1.45	-1.63	-1.79	-1.88	-1.90	-1.88	-	-	-	-	-	-	-	-	-
Free Cashflow	-74.6%	-32,300,000	-18,500,000	-8,500,000	-52,200,000	-49,100,000	-31,200,000	-57,600,000	-42,000,000	-42,300,000	-51,900,000	-40,900,000	-18,900,000	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																			(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2018Q4
Assets	0.8%	1,646	1,633	1,648	1,613	1,641	1,691	1,713	1,461	1,495	1,511	1,522	1,487	1,478	829	832	400	407	414	154
Cash Equivalents	5.0%	285	272	238	194	255	287	225	200	235	271	320	1,093	1,175	571	576	259	274	270	102
Net PPE	-1.1%	17.00	17.00	17.00	19.00	20.00	20.00	19.00	13.00	13.00	12.00	11.00	9.00	7.00	6.00	5.00	4.00	-	3.00	1.00
Goodwill	0%	19.00	19.00	19.00	19.00	19.00	19.00	11.00	-	-	-	-	-	-	-	-	-	-	-	-
Liabilities	4.9%	970	924	921	842	819	824	806	612	583	522	474	386	334	288	263	141	129	117	52.00
Shareholder's Equity	-4.6%	676	709	727	771	822	867	907	849	913	988	1,048	1,102	1,144	541	569	-	-	-	-
Retained Earnings	-4.3%	-1,143	-1,096	-1,054	-992	-925	-859	-796	-704	-636	-561	-491	-425	-369	-320	-286	-255	-	-198	-89.80
Additional Paid-In Capital	0.8%	1,830	1,815	1,800	1,785	1,770	1,754	1,738	1,583	1,568	1,554	1,540	1,526	1,512	860	855	34.00	-	16.00	11.00
Shares Outstanding	0.4%	70.00	70.00	70.00	70.00	69.00	69.00	67.00	62.00	62.00	61.00	61.00	61.00	-	-	-	-	-	-	-
Float	-	-	-	-	821	-	-	-	754	-	-	-	4,337	-	-	-	-	-	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2018Q4
Cashflow From Operations	-85.1%	-29,800	-16,100	-6,300	-50,300	-46,400	-28,600	-54,700	-40,200	-39,500	-49,900	-38,200	-16,200	-40,300	-20,700	-35,700	-15,900	-19,400	-17,700	-22,700	-	-
Share Based Compensation	4.2%	14,900	14,300	15,400	14,800	15,400	15,700	15,600	13,900	14,100	13,400	12,700	11,900	6,100	3,300	2,700	2,400	2,200	2,000	1,500	-	-
Cashflow From Investing	-23.9%	30,900	40,600	43,700	-10,900	15,300	87,500	80,600	8,900	4,100	2,300	-737,800	-67,300	-2,000	13,800	13,800	-1,000	23,500	-15,300	-26,200	-	-
Cashflow From Financing	87.5%	13,500	7,200	7,900	200	100	300	2,300	400	600	600	900	1,700	646,400	1,500	338,200	1,400	-	200	125,200	-	-

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LMND Income Statement

2024-03-31

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenue
Net earned premium	$ 84.4	$ 68.2
Ceding commission income	21.0	17.2
Net investment income	7.6	5.0
Commission and other income	6.1	4.8
Total revenue	119.1	95.2
Expense
Loss and loss adjustment expense, net	65.9	63.6
Other insurance expense	17.3	13.6
Sales and marketing	30.4	28.2
Technology development	20.9	21.8
General and administrative	29.8	32.7
Total expense	164.3	159.9
Loss before income taxes	(45.2)	(64.7)
Income tax expense	2.1	1.1
Net loss	(47.3)	(65.8)
Other comprehensive loss, net of tax
Unrealized gain loss on investments in fixed maturities	0.7	6.0
Foreign currency translation adjustment	(0.9)	(0.7)
Comprehensive loss	$ (47.5)	$ (60.5)
Per share data:
Net loss per share attributable to common stockholders—basic (usd per share)	$ (0.67)	$ (0.95)
Net loss per share attributable to common stockholders—diluted (usd per share)	$ (0.67)	$ (0.95)
Weighted average common shares outstanding—basic (in shares)	70,284,486	69,334,103
Weighted average common shares outstanding—diluted (in shares)	70,284,486	69,334,103

LMND Balance Sheet

2024-03-31

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Investments
Fixed maturities available-for-sale, at fair value (amortized cost: $623.5 million and $632.0 million as of March 31, 2024 and December 31, 2023, respectively)	$ 619.8	$ 627.4
Short-term investments (cost: $22.1 million and $45.8 million as of March 31, 2024 and December 31, 2023, respectively)	22.1	45.8
Total investments	641.9	673.2
Cash, cash equivalents and restricted cash	285.2	271.5
Premium receivable, net of allowance for credit losses of $2.5 million and $2.5 million as of March 31, 2024 and December 31, 2023, respectively	237.1	222.0
Reinsurance recoverable	170.1	138.4
Prepaid reinsurance premium	204.5	196.3
Deferred acquisition costs	9.8	8.8
Property and equipment, net	17.2	17.4
Intangible assets	20.5	22.9
Goodwill	19.0	19.0
Other assets	41.1	63.8
Total assets	1,646.4	1,633.3
Liabilities and Stockholders' Equity
Unpaid loss and loss adjustment expense	264.0	262.3
Unearned premium	371.3	353.7
Trade payables	0.6	0.6
Funds held for reinsurance treaties	132.4	128.8
Deferred ceding commission	46.3	41.4
Ceded premium payable	26.6	23.2
Borrowings under financing agreement	28.3	14.9
Other liabilities and accrued expenses	100.5	99.5
Total liabilities	970.0	924.4
Commitments and Contingencies (Note 15)
Stockholders' equity
Common stock, $0.00001 par value, 200,000,000 shares authorized; 70,478,088 and 70,163,703 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively	0.0	0.0
Additional paid-in capital	1,829.5	1,814.5
Accumulated deficit	(1,143.9)	(1,096.6)
Accumulated other comprehensive loss	(9.2)	(9.0)
Total stockholders' equity	676.4	708.9
Total liabilities and stockholders' equity	$ 1,646.4	$ 1,633.3

About Lemonade Inc

Lemonade, Inc. provides various insurance products in the United States and Europe. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, car, pet, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

CEO	Mr. Daniel Asher Schreiber
WEBSITE	lemonade.com
INDUSTRY	Insurance Property & Casualty
EMPLOYEES	1367

Lemonade Inc Frequently Asked Questions

What is the ticker symbol for Lemonade Inc? What does LMND stand for in stocks?

LMND is the stock ticker symbol of Lemonade Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Lemonade Inc (LMND)?

As of Fri May 17 2024, market cap of Lemonade Inc is 1.27 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of LMND stock?

You can check LMND's fair value in chart for subscribers.

What is the fair value of LMND stock?

You can check LMND's fair value in chart for subscribers. The fair value of Lemonade Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Lemonade Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for LMND so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Lemonade Inc a good stock to buy?

The fair value guage provides a quick view whether LMND is over valued or under valued. Whether Lemonade Inc is cheap or expensive depends on the assumptions which impact Lemonade Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for LMND.

What is Lemonade Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, LMND's PE ratio (Price to Earnings) is -5.79 and Price to Sales (PS) ratio is 2.79. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. LMND PE ratio will change depending on the future growth rate expectations of investors.