ALLY - Ally Financial Inc Stock Price, Fair Value and News

39.48USD+0.08 (+0.20%)Market Closed

Market Summary

USD39.48+0.08

Market Closed

0.20%

ALLY Alerts

Big fall in earnings (Y/Y)

ALLY Stock Price

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ALLY RSI Chart

ALLY Valuation

Market Cap

12.0B

Price/Earnings (Trailing)

13.99

Price/Sales (Trailing)

0.84

EV/EBITDA

2.15

Price/Free Cashflow

2.63

ALLY Price/Sales (Trailing)

ALLY Profitability

EBT Margin

6.08%

Return on Equity

6.28%

Return on Assets

0.44%

Free Cashflow Yield

38.09%

ALLY Fundamentals

ALLY Revenue

Revenue (TTM)

14.3B

Rev. Growth (Yr)

9.01%

Rev. Growth (Qtr)

-1.13%

ALLY Earnings

Earnings (TTM)

858.0M

Earnings Growth (Yr)

-50.78%

Earnings Growth (Qtr)

106.58%

Breaking Down ALLY Revenue

Last 7 days

2.4%

Last 30 days

2.4%

Last 90 days

9.1%

Trailing 12 Months

56.2%

How does ALLY drawdown profile look like?

ALLY Financial Health

Debt/Equity

1.25

Debt/Cashflow

0.27

ALLY Investor Care

Dividend Yield

3.04%

Dividend/Share (TTM)

1.2

Shares Dilution (1Y)

1.05%

Diluted EPS (TTM)

2.44

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2024	14.3B	0	0	0
2023	11.6B	12.6B	13.4B	14.0B
2022	8.9B	9.2B	9.8B	10.6B
2021	8.5B	8.5B	8.5B	8.7B
2020	9.8B	9.5B	9.1B	8.8B
2019	9.7B	9.9B	10.1B	9.9B
2018	5.3B	6.1B	6.3B	8.8B
2017	8.2B	7.6B	7.7B	5.8B
2016	6.8B	6.8B	7.6B	8.3B
2015	5.6B	6.4B	6.5B	6.8B
2014	4.4B	4.6B	4.7B	4.7B
2013	5.0B	4.9B	4.1B	4.3B
2012	5.3B	4.0B	4.6B	4.5B
2011	4.6B	5.3B	6.0B	6.7B
2010	0	9.8B	6.8B	3.9B
2009	0	0	0	12.8B

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Ally Financial Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 04, 2024	gibbons thomas p	acquired	-	-	801	-
Apr 04, 2024	reilly david	acquired	-	-	801	-
Feb 05, 2024	wilson isvara m.	sold (taxes)	-56,467	37.62	-1,501	acting general counsel
Feb 05, 2024	morais diane e.	sold (taxes)	-444,029	37.62	-11,803	president, ally bank
Feb 05, 2024	schugel jason e.	sold (taxes)	-210,446	37.62	-5,594	chief risk officer
Feb 05, 2024	debrunner david j	sold (taxes)	-180,802	37.62	-4,806	vp, cao, controller
Feb 05, 2024	timmerman douglas r.	sold (taxes)	-488,420	37.62	-12,983	interim ceo
Jan 26, 2024	morais diane e.	acquired	1,098,770	37.62	29,207	president, ally bank
Jan 26, 2024	schugel jason e.	acquired	528,787	37.62	14,056	chief risk officer
Jan 26, 2024	timmerman douglas r.	acquired	1,158,770	37.62	30,802	president, dfs

Which funds bought or sold ALLY recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 07, 2024	Swiss National Bank	reduced	-4.23	3,355,630	32,996,400	0.02%
May 07, 2024	BRUNI J V & CO /CO	reduced	-0.76	4,989,610	37,496,600	4.45%
May 07, 2024	OPPENHEIMER ASSET MANAGEMENT INC.	reduced	-6.83	368,348	4,806,500	0.07%
May 07, 2024	MAGNOLIA GROUP, LLC	reduced	-13.92	42,090	74,076,800	11.16%
May 07, 2024	OPPENHEIMER & CO INC	new	-	366,893	366,893	0.01%
May 07, 2024	Atomi Financial Group, Inc.	new	-	255,514	255,514	0.02%
May 07, 2024	FORSTA AP-FONDEN	added	7.06	386,739	1,968,620	0.02%
May 07, 2024	Susquehanna Portfolio Strategies, LLC	unchanged	-	1,498,440	10,726,900	0.25%
May 07, 2024	SUSQUEHANNA FUNDAMENTAL INVESTMENTS, LLC	new	-	1,355,710	1,355,710	0.06%
May 07, 2024	Qsemble Capital Management, LP	new	-	335,355	335,355	0.07%

Are Funds Buying or Selling ALLY?

Are funds buying ALLY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ALLY

No. of Funds

ALLY Alerts

Big fall in earnings (Y/Y)

Unveiling Ally Financial Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	harris associates l p	7.78%	23,475,675	SC 13G/A
Feb 14, 2024	berkshire hathaway inc	9.6%	2.9e+07	SC 13G/A
Feb 13, 2024	vanguard group inc	9.30%	28,060,601	SC 13G/A
Jan 24, 2024	blackrock inc.	9.5%	28,541,822	SC 13G/A
Feb 14, 2023	harris associates l p	8.7%	25,997,686	SC 13G/A
Feb 14, 2023	berkshire hathaway inc	9.98%	29,800,000	SC 13G
Feb 09, 2023	vanguard group inc	10.53%	31,445,082	SC 13G/A
Jan 31, 2023	blackrock inc.	7.5%	22,366,239	SC 13G/A
Feb 11, 2022	harris associates l p	7.2%	24,828,869	SC 13G/A
Feb 09, 2022	vanguard group inc	10.35%	35,851,312	SC 13G/A

Recent SEC filings of Ally Financial Inc

View All Filings

Date Filed	Form Type	Document
May 06, 2024	10-Q	Quarterly Report
May 06, 2024	424B2	Prospectus Filed
May 06, 2024	424B2	Prospectus Filed
Apr 30, 2024	3	Insider Trading
Apr 29, 2024	424B2	Prospectus Filed
Apr 29, 2024	424B2	Prospectus Filed
Apr 22, 2024	424B2	Prospectus Filed
Apr 18, 2024	8-K	Current Report
Apr 08, 2024	424B2	Prospectus Filed
Apr 08, 2024	4	Insider Trading

Peers (Alternatives to Ally Financial Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	424.4B	25.7B	-5.01%	18.78%	35.83	16.51	12.62%	22.62%
AXP	169.9B	62.0B	5.39%	54.00%	18.89	2.74	11.96%	24.39%
PYPL	66.7B	30.4B	-3.84%	-3.21%	15.38	2.19	8.39%	60.41%
COF	54.6B	43.4B	-0.74%	60.49%	14.06	1.26	26.76%	-52.19%
DFS	31.0B	17.8B	-1.69%	27.81%	13.7	1.74	38.72%	-44.91%
ALLY	12.0B	14.3B	2.39%	56.21%	13.99	0.84	22.92%	-37.74%
MID-CAP
CACC	6.2B	2.0B	-7.65%	17.50%	24.81	3.18	6.86%	-40.40%
FCFS	5.4B	3.2B	-5.81%	14.12%	23.1	1.67	13.90%	-14.51%
WU	4.5B	4.4B	-0.82%	9.14%	7.33	1.04	0.29%	-19.79%
NNI	3.6B	1.1B	2.62%	3.82%	39.55	3.26	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	-2.52%	44.08%	9.66	0.74	22.40%	-16.16%
ATLC	412.0M	1.2B	-2.65%	-4.19%	4.01	0.36	10.41%	-24.15%
CPSS	182.6M	352.0M	9.15%	-19.35%	4.03	0.52	6.77%	-47.27%
AIHS	7.5M	7.3M	-10.34%	-12.36%	-1.93	1.02	-51.06%	-195.09%
CURO	3.3M	853.2M	-	-96.20%	-0.01	0	-15.13%	-1364.54%

Ally Financial Inc News

Latest updates

Ally Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-1.1%	3,582	3,623	3,595	3,454	3,286	3,099	2,761	2,450	2,311	2,255	2,177	2,127	2,092	2,123	2,145	2,178	2,351	2,442	2,491	2,491	2,433
EBITDA Margin	0.6%	0.67*	0.66*	0.66*	0.64*	0.61*	0.61*	0.64*	0.69*	0.75*	0.81*	0.85*	0.87*	-	-	-	-	-	-	-	-	-
Interest Expenses	0.7%	1,922	1,908	1,850	1,681	1,458	1,185	804	467	401	415	444	498	557	644	770	872	957	1,024	1,069	1,095	1,055
Income Taxes	207.7%	14.00	-13.00	-68.00	74.00	68.00	167	117	152	191	241	195	143	211	169	156	95.00	-92.00	106	119	-90.00	111
Earnings Before Taxes	167.2%	171	64.00	228	403	388	445	417	634	846	899	907	1,042	1,007	856	632	337	-411	487	500	494	486
EBT Margin	-21.7%	0.06*	0.08*	0.11*	0.13*	0.16*	0.22*	0.29*	0.36*	0.42*	0.45*	0.45*	0.42*	-	-	-	-	-	-	-	-	-
Net Income	106.6%	157	76.00	296	329	319	278	299	482	655	652	712	900	796	687	476	241	-319	378	381	582	374
Net Income Margin	-17.6%	0.06*	0.07*	0.09*	0.10*	0.12*	0.16*	0.21*	0.27*	0.33*	0.35*	0.36*	0.34*	-	-	-	-	-	-	-	-	-
Free Cashflow	7988.2%	1,341	-17.00	1,660	1,588	1,432	1,173	1,602	1,831	1,641	959	1,461	452	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.8%	192,877	196,392	195,704	197,241	196,165	191,826	188,640	185,703	184,297	182,114	179,184	180,470	181,879	182,165	185,270	184,061	182,527	180,644	181,485	180,448	180,117
Cash Equivalents	24.4%	8,640	6,945	8,515	9,972	9,780	5,571	5,004	4,167	3,932	5,670	10,915	13,664	15,778	16,574	19,939	19,131	6,161	4,380	3,617	3,563	3,957
Liabilities	-1.9%	179,220	182,626	182,879	183,709	182,787	178,967	176,206	171,719	168,884	165,064	161,895	162,940	167,254	167,462	171,144	170,235	169,008	166,228	167,035	166,132	166,418
Short Term Borrowings	-100.0%	-	3,297	2,410	2,194	1,455	2,399	7,200	7,775	3,950	-	-	-	-	2,136	3,032	3,689	9,493	5,531	5,335	6,519	6,115
Long Term Debt	-3.2%	17,011	17,570	20,096	20,141	20,480	17,762	16,628	16,984	15,885	17,029	14,946	16,896	20,503	22,006	25,704	29,176	31,066	34,027	35,730	37,466	41,490
Shareholder's Equity	-0.8%	13,657	13,766	12,825	13,532	13,378	12,859	12,434	13,984	15,413	17,050	17,289	17,530	14,625	14,703	14,126	13,826	13,519	14,416	14,450	14,316	13,699
Retained Earnings	22.1%	188	154	197	23.00	-185	-384	-544	-721	-1,076	-1,599	-2,136	-2,726	-3,555	-4,278	-4,893	-5,296	-5,465	-4,057	-4,368	-4,682	-5,195
Shares Outstanding	0.5%	304	302	302	302	301	299	300	313	327	338	350	363	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	8,100	-	-	-	10,500	-	-	-	18,100	-	-	-	7,400	-	-	-	12,200	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	7988.2%	1,341	-17.00	1,660	1,588	1,432	1,173	1,602	1,831	1,641	959	1,461	452	1,170	1,135	1,442	348	814	917	1,289	763	1,081
Cashflow From Investing	213.9%	3,501	-3,073	-1,735	-2,098	-382	-3,355	-4,473	-3,750	-5,685	-9,523	-1,484	-543	452	-2,578	-300	11,630	-325	-621	-641	-466	-2,041
Cashflow From Financing	-358.4%	-3,638	1,408	-1,442	550	3,323	2,680	3,842	2,066	2,987	2,695	-2,880	-2,496	-1,167	-2,609	-486	919	2,201	-288	-546	-933	237
Dividend Payments	6.6%	97.00	91.00	90.00	91.00	96.00	86.00	95.00	99.00	104	87.00	93.00	71.00	73.00	72.00	73.00	72.00	72.00	67.00	67.00	69.00	70.00
Buy Backs	625.0%	29.00	4.00	-	2.00	27.00	51.00	415	600	584	594	679	502	219	1.00	1.00	-	104	299	300	229	211

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ALLY Income Statement

2024-03-31

Condensed Consolidated Statement of Comprehensive (Loss) Income (unaudited) - USD ($)
shares in Thousands, $ in Millions

3 Months Ended

Mar. 31, 2024

Mar. 31, 2023

Financing revenue and other interest income

Interest and fees on finance receivables and loans

$ 2,827

$ 2,575

Interest on loans held-for-sale

Interest and dividends on investment securities and other earning assets

266

238

Interest on cash and cash equivalents

Operating leases

356

402

Total financing revenue and other interest income

3,582

3,286

Interest expense

Interest on deposits

1,651

1,217

Interest on short-term borrowings

Interest on long-term debt

248

227

Interest on other

Total interest expense

1,922

1,458

Net depreciation expense on operating lease assets

204

226

Net financing revenue and other interest income

1,456

1,602

Other revenue

Insurance premiums and service revenue earned

345

306

Gain on mortgage and automotive loans, net

Other gain on investments, net

Other income, net of losses

150

114

Total other revenue

530

498

Total net revenue

1,986

2,100

Provision for credit losses

507

446

Noninterest expense

Compensation and benefits expense

519

537

Insurance losses and loss adjustment expenses

112

Other operating expenses

677

641

Total noninterest expense

1,308

1,266

Income (loss) from continuing operations before income tax expense

171

388

Income tax expense from continuing operations

Net income from continuing operations

157

320

Loss from discontinued operations, net of tax

(1)

Net income

157

319

Other comprehensive (loss) income, net of tax

(173)

283

Comprehensive (loss) income

(16)

602

Net income from continuing operations attributable to common stockholders

^[1]

129

292

Loss from discontinued operations, net of tax

^[1]

(1)

Net income attributable to common stockholders

^[1]

$ 129

$ 291

Basic weighted-average common shares outstanding (in shares)

^[1],[2]

306,003

302,657

Diluted weighted-average common shares outstanding (in shares)

^[1],[2]

308,421

303,448

Basic earnings per common share

Net income from continuing operations (in dollars per share)

^[1]

$ 0.42

$ 0.97

Net income (in dollars per share)

^[1]

0.42

0.96

Diluted earnings per common share

Net income from continuing operations (in dollars per share)

^[1]

0.42

0.96

Net income (in dollars per share)

^[1]

0.42

0.96

Cash dividends declared per common share (in dollars per share)

^[1]

$ 0.30

[1]	Figures in the table may not recalculate exactly due to rounding. Earnings per share is calculated based on unrounded numbers.
[2]	Includes shares related to share-based compensation that vested but were not yet issued.

ALLY Balance Sheet

2024-03-31

Condensed Consolidated Balance Sheet (unaudited) - USD ($) $ in Millions	Mar. 31, 2024	Dec. 31, 2023
Cash and cash equivalents
Noninterest-bearing	$ 589	$ 638
Interest-bearing	7,564	6,307
Total cash and cash equivalents	8,153	6,945
Equity securities	788	810
Available-for-sale securities (amortized cost of $28,114 and $28,416)	23,684	24,415
Held-to-maturity securities (fair value of $4,633 and $4,729)	4,655	4,680
Loans held-for-sale, net	358	400
Finance receivables and loans, net
Finance receivables and loans, net of unearned income	137,960	139,439
Allowance for loan losses	(3,550)	(3,587)
Total finance receivables and loans, net	134,410	135,852
Investment in operating leases, net	8,731	9,171
Premiums receivable and other insurance assets	2,750	2,749
Other assets	9,348	9,395
Assets of operations held-for-sale	0	1,975
Total assets	192,877	196,392
Deposit liabilities
Noninterest-bearing	137	139
Interest-bearing	154,947	154,527
Total deposit liabilities	155,084	154,666
Short-term borrowings	0	3,297
Long-term debt	17,011	17,570
Interest payable	1,118	858
Unearned insurance premiums and service revenue	3,480	3,492
Accrued expenses and other liabilities	2,527	2,726
Liabilities of operations held-for-sale	0	17
Total liabilities	179,220	182,626
Contingencies (refer to Note 24)
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 514,161,006 and 511,861,447; and outstanding 303,977,972 and 302,459,258)	22,034	21,975
Preferred stock	2,324	2,324
Retained earnings	188	154
Accumulated other comprehensive loss	(3,989)	(3,816)
Treasury stock, at cost (210,183,034 and 209,402,189 shares)	(6,900)	(6,871)
Total equity	13,657	13,766
Total liabilities and equity	$ 192,877	$ 196,392

About Ally Financial Inc

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the healthcare industry. The company also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

CEO	Mr. Jeffrey J. Brown
WEBSITE	ally.com
INDUSTRY	Credit Services
EMPLOYEES	11600

Ally Financial Inc Frequently Asked Questions

What is the ticker symbol for Ally Financial Inc? What does ALLY stand for in stocks?

ALLY is the stock ticker symbol of Ally Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Ally Financial Inc (ALLY)?

As of Wed May 08 2024, market cap of Ally Financial Inc is 12 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ALLY stock?

You can check ALLY's fair value in chart for subscribers.

What is the fair value of ALLY stock?

You can check ALLY's fair value in chart for subscribers. The fair value of Ally Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Ally Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ALLY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Ally Financial Inc a good stock to buy?

The fair value guage provides a quick view whether ALLY is over valued or under valued. Whether Ally Financial Inc is cheap or expensive depends on the assumptions which impact Ally Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ALLY.

What is Ally Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed May 08 2024, ALLY's PE ratio (Price to Earnings) is 13.99 and Price to Sales (PS) ratio is 0.84. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ALLY PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Ally Financial Inc's stock?

In the past 10 years, Ally Financial Inc has provided 0.062 (multiply by 100 for percentage) rate of return.