FCFS - FirstCash Inc Stock Price, Fair Value and News

118.50USD-0.52 (-0.44%)Delayed as of 08 May 2024, 01:52 pm ET

Market Summary

USD118.50-0.52

Delayedas of 08 May 2024, 01:52 pm

-0.44%

FCFS Alerts

1 major insider sales recently.

FCFS Stock Price

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FCFS RSI Chart

FCFS Valuation

Market Cap

5.4B

Price/Earnings (Trailing)

23.2

Price/Sales (Trailing)

1.68

EV/EBITDA

12.89

Price/Free Cashflow

12.64

FCFS Price/Sales (Trailing)

FCFS Profitability

Operating Margin

48.21%

EBT Margin

9.66%

Return on Equity

11.41%

Return on Assets

5.49%

Free Cashflow Yield

7.91%

FCFS Fundamentals

FCFS Revenue

Revenue (TTM)

3.2B

Rev. Growth (Yr)

9.65%

Rev. Growth (Qtr)

-1.85%

FCFS Earnings

Earnings (TTM)

233.3M

Earnings Growth (Yr)

29.5%

Earnings Growth (Qtr)

-11.81%

Breaking Down FCFS Revenue

52 Week Range

88.05119.28

(Low)(High)

Last 7 days

5.4%

Last 30 days

-4.5%

Last 90 days

2.6%

Trailing 12 Months

14.8%

How does FCFS drawdown profile look like?

FCFS Financial Health

Current Ratio

3.99

Debt/Equity

Debt/Cashflow

162.09

FCFS Investor Care

Dividend Yield

1.16%

Dividend/Share (TTM)

1.38

Shares Dilution (1Y)

0.01%

Diluted EPS (TTM)

5.13

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	3.2B	0	0	0
2023	2.8B	2.9B	3.0B	3.2B
2022	2.0B	2.2B	2.5B	2.7B
2021	1.6B	1.5B	1.6B	1.7B
2020	1.9B	1.8B	1.7B	1.6B
2019	1.8B	1.8B	1.8B	1.9B
2018	1.8B	1.8B	1.8B	1.8B
2017	1.4B	1.6B	1.8B	1.8B
2016	711.8M	726.1M	817.8M	1.1B
2015	719.1M	721.4M	716.0M	704.6M
2014	670.7M	693.7M	695.3M	712.9M
2013	618.4M	629.2M	653.9M	660.8M
2012	531.6M	543.0M	558.8M	592.1M
2011	447.2M	472.3M	499.1M	518.3M
2010	0	377.3M	399.4M	421.5M
2009	0	0	0	355.3M

Get all data in R, Python etc through our Historical Stock Data APIs

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Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

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Tracking the Latest Insider Buys and Sells of FirstCash Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 06, 2024	orr r douglas	sold	-233,100	116	-2,000	evp & chief financial officer
May 06, 2024	orr r douglas	sold	-233,060	116	-2,000	evp & chief financial officer
May 06, 2024	orr r douglas	sold	-233,080	116	-2,000	evp & chief financial officer
Mar 15, 2024	rippel douglas richard	sold	-2,065,310	118	-17,395	-
Mar 14, 2024	rippel douglas richard	sold	-2,162,830	117	-18,393	-
Mar 13, 2024	rippel douglas richard	sold	-2,620,050	119	-21,852	-
Mar 12, 2024	rippel douglas richard	sold	-1,968,680	117	-16,722	-
Mar 11, 2024	rippel douglas richard	sold	-2,554,270	116	-21,959	-
Mar 08, 2024	rippel douglas richard	sold	-1,887,610	115	-16,350	-
Mar 07, 2024	rippel douglas richard	sold	-583,465	115	-5,067	-

Which funds bought or sold FCFS recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 06, 2024	SG Americas Securities, LLC	reduced	-76.48	-642,000	245,000	-%
May 06, 2024	Sciencast Management LP	sold off	-100	-575,117	-	-%
May 06, 2024	DiNuzzo Private Wealth, Inc.	added	11.11	300	1,276	-%
May 06, 2024	NEW YORK LIFE INVESTMENT MANAGEMENT LLC	sold off	-100	-392,372	-	-%
May 06, 2024	Parallel Advisors, LLC	added	24.1	4,137	13,117	-%
May 06, 2024	TEACHER RETIREMENT SYSTEM OF TEXAS	added	8.3	594,000	2,759,000	0.02%
May 06, 2024	Hilltop National Bank	new	-	89,278	89,278	0.03%
May 06, 2024	VitalStone Financial, LLC	sold off	-100	-5,000	-	-%
May 06, 2024	TEXAS PERMANENT SCHOOL FUND CORP	added	1.31	665,339	4,128,720	0.03%
May 06, 2024	DUALITY ADVISERS, LP	added	58.58	930,937	2,005,950	0.20%

Are Funds Buying or Selling FCFS?

Are funds buying FCFS calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own FCFS

No. of Funds

FCFS Alerts

1 major insider sales recently.

Unveiling FirstCash Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 10, 2024	earnest partners llc	5.1%	2,288,464	SC 13G/A
Mar 11, 2024	earnest partners llc	5.0%	2,265,840	SC 13G/A
Feb 29, 2024	blackrock inc.	10.4%	4,670,476	SC 13G/A
Feb 13, 2024	vanguard group inc	9.01%	4,062,478	SC 13G/A
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Feb 09, 2024	earnest partners llc	5.1%	2,300,099	SC 13G/A
Jan 26, 2024	blackrock inc.	7.2%	41,506,767	SC 13G/A
Jan 24, 2024	blackrock inc.	10.4%	4,670,476	SC 13G/A
Jan 10, 2024	earnest partners llc	5.0%	2,274,181	SC 13G/A
Dec 11, 2023	earnest partners llc	5.1%	2,301,030	SC 13G/A

Recent SEC filings of FirstCash Inc

View All Filings

Date Filed	Form Type	Document
May 06, 2024	144	Notice of Insider Sale Intent
May 06, 2024	144	Notice of Insider Sale Intent
May 06, 2024	144	Notice of Insider Sale Intent
May 06, 2024	4	Insider Trading
Apr 29, 2024	10-Q	Quarterly Report
Apr 26, 2024	ARS	ARS
Apr 26, 2024	DEF 14A	DEF 14A
Apr 26, 2024	DEFA14A	DEFA14A
Apr 25, 2024	8-K	Current Report
Apr 10, 2024	SC 13G/A	Major Ownership Report

Peers (Alternatives to FirstCash Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	422.8B	25.7B	-5.03%	17.54%	35.69	16.45	12.62%	22.62%
AXP	168.8B	62.0B	5.48%	53.33%	18.76	2.72	11.96%	24.39%
PYPL	69.0B	30.4B	1.20%	-12.70%	15.89	2.27	8.39%	60.41%
COF	54.4B	43.4B	-0.68%	60.03%	14.03	1.26	26.76%	-52.19%
DFS	31.0B	17.8B	-1.80%	27.62%	13.7	1.74	38.72%	-44.91%
ALLY	12.0B	14.3B	2.68%	57.26%	13.96	0.84	22.92%	-37.74%
MID-CAP
CACC	6.4B	2.0B	-2.40%	18.51%	25.52	3.27	6.86%	-40.40%
FCFS	5.4B	3.2B	-4.54%	14.83%	23.2	1.68	13.90%	-14.51%
WU	4.5B	4.4B	-0.52%	9.63%	7.37	1.04	0.29%	-19.79%
NNI	3.6B	1.1B	2.87%	2.55%	39.37	3.25	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	-0.40%	45.86%	9.83	0.76	22.40%	-16.16%
ATLC	406.5M	1.2B	-3.57%	-0.82%	3.95	0.35	10.41%	-24.15%
CPSS	180.9M	352.0M	8.85%	-16.57%	3.99	0.51	6.77%	-47.27%
AIHS	7.7M	7.3M	-6.98%	-11.70%	-1.98	1.05	-51.06%	-195.09%
CURO	3.3M	853.2M	-	-96.20%	-0.01	0	-15.13%	-1364.54%

FirstCash Inc News

Latest updates

FirstCash Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-1.8%	836	852	786	751	763	749	672	648	660	502	400	390	408	392	360	413	466	498	452	446	468
Cost Of Revenue	1.4%	441	434	398	398	415	400	349	347	369	274	167	165	174	166	157	190	207	231	201	202	212
Gross Profit	-5.2%	396	418	389	353	348	349	323	301	291	228	233	224	234	226	203	223	259	267	251	244	256
Operating Expenses	-3.7%	314	326	311	292	285	248	248	191	254	191	189	185	187	183	185	186	214	196	202	199	197
S&GA Expenses	-17.0%	43.00	52.00	45.00	40.00	39.00	37.00	37.00	37.00	37.00	23.00	30.00	27.00	31.00	25.00	24.00	28.00	33.00	28.00	31.00	32.00	32.00
EBITDA Margin	3.6%	0.13*	0.12*	0.13*	0.13*	0.15*	0.14*	0.13*	0.13*	0.10*	0.12*	0.13*	0.11*	-	-	-	-	-	-	-	-	-
Interest Expenses	-4.4%	25.00	27.00	25.00	21.00	21.00	20.00	18.00	16.00	16.00	10.00	8.00	7.00	7.00	7.00	7.00	7.00	8.00	8.00	9.00	9.00	8.00
Income Taxes	-6.3%	21.00	22.00	20.00	15.00	16.00	22.00	16.00	24.00	9.00	8.00	11.00	10.00	13.00	10.00	3.00	11.00	13.00	17.00	14.00	12.00	16.00
Earnings Before Taxes	-10.5%	82.00	91.00	78.00	61.00	63.00	102	75.00	110	37.00	37.00	44.00	39.00	46.00	43.00	18.00	37.00	46.00	72.00	49.00	45.00	59.00
EBT Margin	3.9%	0.10*	0.09*	0.10*	0.10*	0.12*	0.12*	0.10*	0.10*	0.08*	0.10*	0.11*	0.09*	-	-	-	-	-	-	-	-	-
Net Income	-11.8%	61.00	70.00	57.00	45.00	47.00	80.00	59.00	86.00	28.00	29.00	33.00	28.00	34.00	33.00	15.00	26.00	33.00	54.00	35.00	33.00	43.00
Net Income Margin	3.9%	0.07*	0.07*	0.08*	0.08*	0.10*	0.09*	0.08*	0.08*	0.06*	0.07*	0.08*	0.07*	-	-	-	-	-	-	-	-	-
Free Cashflow	23.6%	123	99.00	111	95.00	111	144	99.00	107	120	85.00	24.00	45.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	-1.0%	4,247	4,290	4,175	3,960	3,869	3,905	3,861	3,797	3,743	3,836	2,533	2,456	2,300	2,372	2,235	2,183	2,313	2,439	2,423	2,404	2,336
Current Assets	-3.8%	1,257	1,307	1,235	1,145	1,073	1,131	1,141	1,078	1,039	1,129	711	638	558	625	573	528	673	741	790	770	718
Cash Equivalents	6.3%	135	127	87.00	105	101	117	101	110	113	120	50.00	50.00	55.00	66.00	79.00	71.00	75.00	47.00	61.00	67.00	50.00
Inventory	-3.1%	302	312	314	267	258	288	295	261	247	263	254	217	185	190	169	180	228	265	282	266	258
Net PPE	4.0%	658	633	605	588	563	539	536	520	471	463	411	404	385	374	342	341	329	336	300	291	276
Goodwill	0.2%	1,730	1,728	1,713	1,600	1,591	1,581	1,524	1,522	1,541	1,536	1,014	1,017	974	977	932	930	927	949	937	941	933
Liabilities	-4.0%	2,202	2,293	2,257	2,063	1,998	2,025	2,056	1,979	1,979	2,028	1,240	1,166	1,009	1,088	992	950	1,105	1,089	1,087	1,078	1,007
Current Liabilities	-6.1%	315	336	317	312	307	296	330	350	387	392	224	237	212	206	201	202	207	203	208	197	210
Shareholder's Equity	2.5%	2,045	1,996	1,918	1,897	1,871	1,880	1,805	1,818	1,764	1,808	1,294	1,291	1,291	1,284	1,244	1,233	1,207	1,350	1,336	1,327	1,328
Retained Earnings	3.7%	1,264	1,218	1,164	1,123	1,093	1,061	996	952	880	867	849	828	812	789	768	764	749	727	685	661	639
Additional Paid-In Capital	-0.8%	1,728	1,741	1,737	1,734	1,731	1,735	1,733	1,730	1,727	1,725	1,222	1,220	1,218	1,222	1,227	1,227	1,224	1,232	1,230	1,227	1,225
Shares Outstanding	-100.0%	-	45.00	-	-	-	46.00	-	-	-	48.00	-	-	-	41.00	-	-	-	42.00	-	-	-
Float	-	-	-	-	3,006	-	-	-	2,259	-	-	-	2,374	-	-	-	2,420	-	-	-	3,102	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	23.6%	122,532	99,105	111,368	95,075	110,594	143,507	99,031	106,622	120,145	85,454	24,101	44,575	69,174	44,898	34,067	65,914	77,385	67,772	57,851	34,276	71,697
Share Based Compensation	15.6%	4,101	3,549	3,375	3,375	3,375	2,028	2,875	2,875	3,075	-2,942	2,842	1,625	3,625	-2,336	-	2,399	2,851	1,735	2,315	2,315	2,315
Cashflow From Investing	44.3%	-29,634	-53,159	-283,874	-112,060	-13,239	-97,711	-102,333	-136,582	183	-554,702	-81,988	-125,205	17,258	-108,143	-42,652	103,839	26,604	-16,011	-47,577	-59,358	-14,107
Cashflow From Financing	-1048.7%	-84,934	-7,394	156,605	18,086	-115,984	-31,698	-5,592	25,912	-127,895	540,289	58,199	75,232	-96,727	43,376	14,879	-171,953	-72,804	-66,576	-16,408	42,668	-80,490
Dividend Payments	0.1%	15,833	15,813	15,495	15,298	15,294	15,132	15,658	14,235	14,546	12,130	11,998	12,308	11,097	11,106	11,189	11,189	11,268	11,543	10,741	10,777	10,891
Buy Backs	100.0%	-	-1,143	13,678	34,616	67,227	17,473	52,664	15,510	72,217	-	13,183	31,460	4,967	26,639	-	-	80,331	48,884	5,667	31,955	29,599

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FCFS Income Statement

2024-03-31

CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenue:
Retail merchandise sales	$ 366,821	$ 327,915
Pawn loan fees	179,535	151,560
Leased merchandise income	205,671	183,438
Interest and fees on finance receivables	57,387	54,642
Wholesale scrap jewelry sales	26,956	45,184
Total revenue	836,370	762,739
Cost of revenue:
Cost of retail merchandise sold	223,529	199,001
Depreciation of leased merchandise	120,284	101,605
Provision for lease losses	43,010	49,065
Provision for loan losses	30,418	29,285
Cost of wholesale scrap jewelry sold	23,289	35,727
Total cost of revenue	440,530	414,683
Net revenue	395,840	348,056
Expenses and other income:
Operating expenses	221,136	199,061
Administrative expenses	43,057	39,017
Depreciation and amortization	26,027	27,111
Interest expense	25,418	20,897
Interest income	(743)	(517)
Gain on foreign exchange	(186)	(802)
Merger and acquisition expenses	597	31
Other expenses (income), net	(1,351)	45
Total expenses and other income	313,955	284,843
Income (loss) before income taxes	81,885	63,213
Provision for income taxes	20,517	15,825
Net income	$ 61,368	$ 47,388
Earnings per share:
Basic (USD per share)	$ 1.36	$ 1.03
Diluted (USD per share)	$ 1.35	$ 1.02

FCFS Balance Sheet

2024-03-31

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023
Current assets
Cash and cash equivalents	$ 135,070	$ 127,018	$ 100,795
Accounts receivable, net	69,703	71,922	56,357
Pawn loans	456,079	471,846	377,697
Finance receivables, net	105,653	113,901	102,093
Inventories	302,385	312,089	257,603
Leased merchandise, net	157,785	171,191	148,854
Prepaid expenses and other current assets	30,460	38,634	29,523
Total current assets	1,257,135	1,306,601	1,072,922
Property and equipment, net	658,349	632,724	563,422
Operating lease right of use asset	320,515	328,458	308,890
Goodwill	1,730,353	1,727,652	1,591,460
Intangible assets, net	265,184	277,724	315,865
Other assets	10,080	10,242	9,204
Deferred tax assets, net	5,836	6,514	7,534
Total assets	4,247,452	4,289,915	3,869,297
Current liabilities
Accounts payable and accrued liabilities	138,812	163,050	142,277
Customer deposits and prepayments	75,423	70,580	69,075
Lease liability, current	100,874	101,962	95,338
Total current liabilities	315,109	335,592	306,690
Revolving unsecured credit facilities	15,000	568,000	308,000
Senior unsecured notes	1,529,147	1,037,647	1,036,176
Deferred tax liabilities, net	133,606	136,773	145,686
Lease liability, non-current	209,208	215,485	201,871
Total liabilities	2,202,070	2,293,497	1,998,423
Stockholders’ equity:
Common stock	573	573	573
Additional paid-in capital	1,727,564	1,741,046	1,730,747
Retained earnings	1,263,564	1,218,029	1,092,697
Accumulated other comprehensive loss	(36,702)	(43,037)	(77,060)
Common stock held in treasury, at cost	(909,617)	(920,193)	(876,083)
Total stockholders’ equity	2,045,382	1,996,418	1,870,874
Total liabilities and stockholders’ equity	$ 4,247,452	$ 4,289,915	$ 3,869,297

About FirstCash Inc

FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. FirstCash Holdings, Inc was incorporated in 1988 and is headquartered in Fort Worth, Texas.

CEO	Mr. Rick L. Wessel
WEBSITE	https://firstcash.com
INDUSTRY	Credit Services
EMPLOYEES	18000

FirstCash Inc Frequently Asked Questions

What is the ticker symbol for FirstCash Inc? What does FCFS stand for in stocks?

FCFS is the stock ticker symbol of FirstCash Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of FirstCash Inc (FCFS)?

As of Tue May 07 2024, market cap of FirstCash Inc is 5.41 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of FCFS stock?

You can check FCFS's fair value in chart for subscribers.

What is the fair value of FCFS stock?

You can check FCFS's fair value in chart for subscribers. The fair value of FirstCash Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of FirstCash Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for FCFS so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is FirstCash Inc a good stock to buy?

The fair value guage provides a quick view whether FCFS is over valued or under valued. Whether FirstCash Inc is cheap or expensive depends on the assumptions which impact FirstCash Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for FCFS.

What is FirstCash Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 07 2024, FCFS's PE ratio (Price to Earnings) is 23.2 and Price to Sales (PS) ratio is 1.68. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. FCFS PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on FirstCash Inc's stock?

In the past 10 years, FirstCash Inc has provided 0.092 (multiply by 100 for percentage) rate of return.