DFS - Discover Financial Services Stock Price, Fair Value and News

123.58USD-0.03 (-0.02%)Market Closed

Market Summary

USD123.58-0.03

Market Closed

-0.02%

DFS Alerts

Big fall in earnings (Y/Y)

DFS Stock Price

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DFS RSI Chart

DFS Valuation

Market Cap

31.0B

Price/Earnings (Trailing)

13.7

Price/Sales (Trailing)

1.74

EV/EBITDA

2.24

Price/Free Cashflow

3.72

DFS Price/Sales (Trailing)

DFS Profitability

EBT Margin

16.91%

Return on Equity

15.36%

Return on Assets

1.48%

Free Cashflow Yield

26.85%

DFS Fundamentals

DFS Revenue

Revenue (TTM)

17.8B

Rev. Growth (Yr)

26.24%

Rev. Growth (Qtr)

5.6%

DFS Earnings

Earnings (TTM)

2.3B

Earnings Growth (Yr)

-71.69%

Earnings Growth (Qtr)

-26.54%

Breaking Down DFS Revenue

52 Week Range

85.95123.98

(Low)(High)

Last 7 days

-2.5%

Last 30 days

-1.8%

Last 90 days

16.3%

Trailing 12 Months

27.6%

How does DFS drawdown profile look like?

DFS Financial Health

Debt/Equity

1.39

Debt/Cashflow

0.42

DFS Investor Care

Dividend Yield

2.27%

Dividend/Share (TTM)

2.8

Buy Backs (1Y)

1.32%

Diluted EPS (TTM)

8.81

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	0	0	0	0
2023	14.2B	15.6B	16.8B	17.8B
2022	10.7B	11.1B	11.8B	12.9B
2021	10.8B	10.7B	10.7B	10.7B
2020	12.0B	11.7B	11.4B	11.1B
2019	11.3B	11.6B	11.9B	12.0B
2018	9.9B	10.2B	10.5B	10.9B
2017	8.8B	9.1B	9.3B	9.6B
2016	8.1B	8.2B	8.4B	8.6B
2015	7.7B	7.8B	7.9B	7.9B
2014	7.2B	7.3B	7.5B	7.6B
2013	6.9B	6.9B	7.0B	7.1B
2012	6.4B	6.6B	6.6B	6.8B
2011	6.1B	6.2B	6.2B	6.3B
2010	3.9B	4.6B	5.3B	6.1B
2009	2.8B	2.9B	3.0B	3.1B
2008	0	0	3.0B	2.7B
2007	0	0	0	3.4B

Get all data in R, Python etc through our Historical Stock Data APIs

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Tracking the Latest Insider Buys and Sells of Discover Financial Services

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
May 01, 2024	hellen amy	sold (taxes)	-25,704	123	-208	evp, cro and cco
Apr 22, 2024	werwath karl	acquired	-	-	7,894	evp, chief transformation ofc.
Apr 15, 2024	hellen amy	acquired	-	-	4,122	evp, cro and cco
Apr 12, 2024	rhodes michael george	back to issuer	-	-	-110,611	ceo and president
Apr 01, 2024	shepherd michael	acquired	-	-	44,443	interim ceo & president
Mar 20, 2024	blair carolyn d	acquired	-	-	11,629	evp, chief hr officer
Feb 22, 2024	mehlman hope	acquired	-	-	19,125	evp, clo, gc & corp. sec.
Feb 22, 2024	greene john	acquired	-	-	38,375	evp, chief financial officer
Feb 22, 2024	toney keith e	acquired	-	-	19,713	evp, pres.-credit & dec. mgmt.
Feb 22, 2024	roemer michael e	acquired	-	-	13,576	evp, chief risk officer

Which funds bought or sold DFS recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 06, 2024	TEXAS PERMANENT SCHOOL FUND CORP	added	0.12	972,811	6,775,910	0.05%
May 06, 2024	Hilltop National Bank	new	-	9,176	9,176	-%
May 06, 2024	DiNuzzo Private Wealth, Inc.	unchanged	-	523	3,671	-%
May 06, 2024	Schechter Investment Advisors, LLC	reduced	-38.67	-279,227	701,463	0.05%
May 06, 2024	Advisors Capital Management, LLC	reduced	-27.28	-251,000	1,401,000	0.03%
May 06, 2024	OLD SECOND NATIONAL BANK OF AURORA	reduced	-3.77	308,837	2,834,690	0.74%
May 06, 2024	Jefferies Financial Group Inc.	added	1,189	7,262,420	7,724,240	0.05%
May 06, 2024	Advisory Services Network, LLC	reduced	-13.09	14,034	1,039,150	0.02%
May 06, 2024	HighTower Advisors, LLC	reduced	-0.1	1,223,000	8,472,000	0.01%
May 06, 2024	Valmark Advisers, Inc.	new	-	209,220	209,220	-%

Are Funds Buying or Selling DFS?

Are funds buying DFS calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own DFS

No. of Funds

DFS Alerts

Big fall in earnings (Y/Y)

Unveiling Discover Financial Services's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	12.93%	32,330,796	SC 13G/A
Feb 09, 2024	capital world investors	8.3%	20,666,552	SC 13G/A
Jan 26, 2024	blackrock inc.	7.5%	18,704,528	SC 13G/A
Feb 13, 2023	capital world investors	6.9%	18,921,908	SC 13G
Feb 13, 2023	capital international investors	0.6%	1,702,348	SC 13G/A
Feb 09, 2023	vanguard group inc	13.12%	35,852,497	SC 13G/A
Jan 31, 2023	blackrock inc.	7.4%	20,286,218	SC 13G/A
Feb 11, 2022	capital international investors	7.1%	20,806,433	SC 13G
Feb 09, 2022	fmr llc	-	0	SC 13G/A
Feb 09, 2022	vanguard group inc	12.17%	35,657,299	SC 13G/A

Recent SEC filings of Discover Financial Services

View All Filings

Date Filed	Form Type	Document
May 03, 2024	4	Insider Trading
May 02, 2024	425	Prospectus Filed
May 01, 2024	10-Q	Quarterly Report
Apr 26, 2024	425	Prospectus Filed
Apr 26, 2024	425	Prospectus Filed
Apr 24, 2024	3	Insider Trading
Apr 24, 2024	4	Insider Trading
Apr 22, 2024	425	Prospectus Filed
Apr 22, 2024	425	Prospectus Filed
Apr 17, 2024	3	Insider Trading

Peers (Alternatives to Discover Financial Services)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	422.8B	25.7B	-5.03%	17.54%	35.69	16.45	12.62%	22.62%
AXP	168.8B	62.0B	5.48%	53.33%	18.76	2.72	11.96%	24.39%
PYPL	69.0B	30.4B	1.20%	-12.70%	15.89	2.27	8.39%	60.41%
COF	54.4B	43.4B	-0.68%	60.03%	14.03	1.26	26.76%	-52.19%
DFS	31.0B	17.8B	-1.80%	27.62%	13.7	1.74	38.72%	-44.91%
ALLY	12.0B	14.3B	2.68%	57.26%	13.96	0.84	22.92%	-37.74%
MID-CAP
CACC	6.4B	2.0B	-2.40%	18.51%	25.52	3.27	6.86%	-40.40%
FCFS	5.4B	3.2B	-4.54%	14.83%	23.2	1.68	13.90%	-14.51%
WU	4.5B	4.4B	-0.52%	9.63%	7.37	1.04	0.29%	-19.79%
NNI	3.6B	1.1B	2.87%	2.55%	39.37	3.25	8.54%	-77.53%
SMALL-CAP
ENVA	1.7B	2.2B	-0.40%	45.86%	9.83	0.76	22.40%	-16.16%
ATLC	406.5M	1.2B	-3.57%	-0.82%	3.95	0.35	10.41%	-24.15%
CPSS	180.9M	352.0M	8.85%	-16.57%	3.99	0.51	6.77%	-47.27%
AIHS	7.7M	7.3M	-6.98%	-11.70%	-1.98	1.05	-51.06%	-195.09%
CURO	3.3M	853.2M	-	-96.20%	-0.01	0	-15.13%	-1364.54%

Discover Financial Services News

Latest updates

Discover Financial Services Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	-100.0%	-	4,868	4,610	4,290	4,077	3,856	3,357	2,915	2,736	2,742	2,674	2,589	2,646	2,760	2,681	2,672	2,982	3,039	3,040	2,977	2,937
EBITDA Margin	-2.9%	0.93*	0.96*	1.04*	1.12*	1.20*	1.31*	1.38*	1.43*	1.52*	1.56*	1.52*	1.47*	-	-	-	-	-	-	-	-	-
Interest Expenses	0.5%	3,487	3,468	3,322	3,177	3,132	3,067	2,843	2,610	2,479	2,483	2,405	2,299	2,330	2,377	2,265	2,190	2,398	2,424	2,402	2,332	2,305
Income Taxes	-15.4%	96.00	114	205	289	289	317	314	338	376	285	311	524	486	216	188	-93.00	-17.00	216	224	234	204
Earnings Before Taxes	-13.7%	404	468	888	1,257	1,257	1,338	1,327	1,441	1,618	1,325	1,402	2,222	2,079	1,015	959	-461	-78.00	924	994	987	930
EBT Margin	-22.0%	0.17*	0.22*	0.28*	0.33*	0.38*	0.44*	0.49*	0.52*	0.61*	0.66*	0.63*	0.59*	-	-	-	-	-	-	-	-	-
Net Income	-26.5%	274	373	683	931	968	1,021	1,013	1,103	1,242	1,040	1,091	1,698	1,593	799	771	-368	-61.00	708	770	753	726
Net Income Margin	-23.5%	0.13*	0.17*	0.21*	0.25*	0.29*	0.34*	0.37*	0.40*	0.47*	0.51*	0.49*	0.46*	-	-	-	-	-	-	-	-	-
Free Cashflow	-36.9%	1,772	2,808	2,312	1,425	1,715	2,117	1,540	1,564	1,683	1,294	1,572	1,492	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	0.8%	152,689	151,522	143,432	138,082	133,141	131,706	121,886	114,600	107,412	110,242	108,544	110,985	113,871	112,889	124,349	113,792	112,657	113,996	110,786	110,707	110,720
Cash Equivalents	23.6%	14,443	11,685	9,194	8,605	10,130	8,856	10,004	11,439	9,625	8,750	12,716	15,445	20,348	13,589	9,513	15,138	10,028	6,964	6,075	10,313	15,169
Net PPE	1.5%	1,107	1,091	1,084	1,053	1,031	1,003	1,015	984	984	983	987	986	1,021	1,027	1,121	1,115	1,070	1,057	1,028	1,008	980
Goodwill	0%	255	255	255	255	255	255	255	255	255	255	255	255	255	255	255	255	255	255	255	255	255
Liabilities	0.9%	137,969	136,694	129,196	124,226	119,081	117,362	107,600	100,836	93,979	96,834	95,281	97,814	101,717	102,005	114,097	104,149	102,992	102,137	99,069	99,214	99,461
Short Term Borrowings	-100.0%	-	390	-	-	-	115	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-0.5%	20,475	20,581	19,467	20,276	18,163	20,108	20,177	18,185	17,132	18,477	18,516	19,350	21,011	21,241	21,841	23,194	26,098	25,701	24,454	25,163	26,276
Shareholder's Equity	-0.7%	14,720	14,828	14,236	13,856	14,060	14,344	14,048	13,519	13,196	13,180	13,263	13,171	12,154	10,683	10,252	9,643	9,665	11,674	11,717	11,493	11,259
Retained Earnings	0.2%	30,511	30,448	30,236	29,761	29,037	28,207	27,585	26,776	25,833	24,766	23,846	22,936	21,373	19,955	19,292	18,673	19,175	21,290	20,720	20,107	19,484
Additional Paid-In Capital	0.5%	4,578	4,553	4,520	4,508	4,493	4,468	4,444	4,417	4,390	4,369	4,345	4,319	4,280	4,257	4,235	4,216	4,217	4,206	4,188	4,167	4,148
Float	-100.0%	-	29,098	-	-	-	82,498	-	-	-	35,541	-	-	-	15,308	-	-	-	-	-	24,730	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	-35.9%	1,843	2,876	2,389	1,507	1,791	2,175	1,619	1,612	1,734	1,342	1,621	1,548	1,508	1,633	1,296	1,587	1,680	1,464	819	1,578	2,335
Cashflow From Investing	105.2%	358	-6,822	-5,836	-7,604	-1,229	-13,014	-7,490	-5,794	661	-3,391	-1,510	-1,247	6,188	3,696	-5,575	996	2,397	-3,055	-6,030	-4,421	-1,768
Cashflow From Financing	-92.0%	514	6,441	4,036	4,578	704	7,866	6,270	6,010	-4,084	633	-3,731	-4,607	-611	-1,829	-799	1,373	170	2,443	-30.00	-1,017	-499
Buy Backs	2700.0%	28.00	1.00	4.00	701	1,232	602	212	601	944	773	815	553	119	5.00	-	-	343	401	419	461	487

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DFS Income Statement

2024-03-31

Condensed Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income
Credit card loans	$ 3,938	$ 3,321
Other loans	712	564
Investment securities	124	101
Other interest income	174	91
Total interest income	4,948	4,077
Interest expense
Deposits	1,210	756
Short-term borrowings	6	0
Long-term borrowings	245	189
Total interest expense	1,461	945
Net interest income	3,487	3,132
Provision for credit losses	1,497	1,102
Net interest income after provision for credit losses	1,990	2,030
Other income
Discount and interchange revenue, net	371	330
Protection products revenue	42	43
Loan fee income	200	166
Transaction processing revenue	87	67
Gains (losses) on equity investments	0	(18)
Other income	23	22
Total other income	723	610
Other expense
Employee compensation and benefits	671	625
Marketing and business development	250	241
Information processing and communications	163	139
Professional fees	292	232
Premises and equipment	20	22
Other expense	913	124
Total other expense	2,309	1,383
Income before income taxes	404	1,257
Income tax expense	96	289
Net income	308	968
Net income allocated to common stockholders	$ 274	$ 931
Basic earnings per common share	$ 1.10	$ 3.55
Diluted earnings per common share	$ 1.10	$ 3.55

About Discover Financial Services

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

CEO	Mr. John B. Owen
WEBSITE	discover.com
INDUSTRY	Credit Services
EMPLOYEES	20200

Discover Financial Services Frequently Asked Questions

What is the ticker symbol for Discover Financial Services? What does DFS stand for in stocks?

DFS is the stock ticker symbol of Discover Financial Services. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Discover Financial Services (DFS)?

As of Tue May 07 2024, market cap of Discover Financial Services is 30.97 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of DFS stock?

You can check DFS's fair value in chart for subscribers.

What is the fair value of DFS stock?

You can check DFS's fair value in chart for subscribers. The fair value of Discover Financial Services is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Discover Financial Services is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for DFS so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Discover Financial Services a good stock to buy?

The fair value guage provides a quick view whether DFS is over valued or under valued. Whether Discover Financial Services is cheap or expensive depends on the assumptions which impact Discover Financial Services's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for DFS.

What is Discover Financial Services's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue May 07 2024, DFS's PE ratio (Price to Earnings) is 13.7 and Price to Sales (PS) ratio is 1.74. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. DFS PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Discover Financial Services's stock?

In the past 10 years, Discover Financial Services has provided 0.1 (multiply by 100 for percentage) rate of return.