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EZPW

EZPW - EZCORP Inc Stock Price, Fair Value and News

10.23+0.07 (+0.69%)Market Closed

Market Summary

EZPW
10.23+0.07
Market Closed
0.69%

EZPW Alerts

  • Big jump in Earnings (Y/Y)

EZPW Stock Price

View Fullscreen

EZPW RSI Chart

EZPW Valuation

Market Cap

563.1M

Price/Earnings (Trailing)

4.5

Price/Sales (Trailing)

0.51

EV/EBITDA

4.42

Price/Free Cashflow

6.15

EZPW Price/Sales (Trailing)

EZPW Profitability

Operating Margin

71.15%

EBT Margin

9.06%

Return on Equity

15.64%

Return on Assets

8.3%

Free Cashflow Yield

16.26%

EZPW Fundamentals

EZPW Revenue

Revenue (TTM)

1.1B

Rev. Growth (Yr)

10.53%

Rev. Growth (Qtr)

-4.78%

EZPW Earnings

Earnings (TTM)

125.2M

Earnings Growth (Yr)

416.33%

Earnings Growth (Qtr)

-24.56%

Breaking Down EZPW Revenue

Last 7 days

-0.4%

Last 30 days

-7.6%

Last 90 days

-4.3%

Trailing 12 Months

16.1%

How does EZPW drawdown profile look like?

EZPW Financial Health

Current Ratio

4.17

Debt/Equity

0.41

Debt/Cashflow

0.28

EZPW Investor Care

Buy Backs (1Y)

1.00%

Diluted EPS (TTM)

1.05

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20241.1B000
2023972.0M1.0B1.0B1.1B
2022803.5M845.3M886.2M929.6M
2021740.1M703.9M729.6M772.4M
2020862.5M870.3M822.8M778.5M
2019836.0M838.9M847.2M854.0M
2018772.3M788.2M812.2M823.7M
2017737.0M750.5M748.0M759.5M
2016710.7M716.2M730.5M735.6M
2015769.9M746.4M720.0M711.2M
2014730.1M831.6M800.3M786.3M
2013523.9M535.2M509.2M625.0M
2012767.6M643.9M668.4M518.3M
2011796.1M821.4M852.8M882.5M
2010665.3M699.1M733.0M763.3M
200900597.5M631.4M
GRUFITY'S FAIR VALUE MODEL

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Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

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Very Expensive Stocks
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Tracking the Latest Insider Buys and Sells of EZCORP Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Apr 01, 2024
swies nicole
sold
-25,605
11.38
-2,250
chief revenue officer
Mar 21, 2024
arnold zena srivatsa
acquired
159,994
10.64
15,037
-
Mar 21, 2024
espinosa pablo lagos
acquired
159,994
10.64
15,037
-
Mar 21, 2024
appel matthew w
acquired
159,994
10.64
15,037
-
Mar 21, 2024
tillett gary
acquired
159,994
10.64
15,037
-
Mar 21, 2024
kulas jason a.
acquired
159,994
10.64
15,037
-
Mar 04, 2024
espinosa pablo lagos
sold
-
-
-20,000
-
Feb 29, 2024
swies nicole
sold
-
-
-9,000
chief revenue officer
Feb 01, 2024
appel matthew w
sold
-
-
-39,963
-
Jan 02, 2024
swies nicole
sold
-19,642
8.73
-2,250
chief revenue officer

1–10 of 50

Which funds bought or sold EZPW recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 16, 2024
COMERICA BANK
reduced
-10.72
33,183
243,992
-%
May 16, 2024
HANCOCK WHITNEY CORP
new
-
539,322
539,322
0.02%
May 16, 2024
JANE STREET GROUP, LLC
added
103
307,782
495,517
-%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
added
0.31
121,727
526,913
-%
May 15, 2024
RBF Capital, LLC
unchanged
-
132,730
580,629
0.03%
May 15, 2024
SILVERCREST ASSET MANAGEMENT GROUP LLC
reduced
-26.11
-688,661
15,655,100
0.11%
May 15, 2024
Royal Bank of Canada
reduced
-22.12
1,000
144,000
-%
May 15, 2024
JANUS HENDERSON GROUP PLC
unchanged
-
61,206
267,867
-%
May 15, 2024
D. E. Shaw & Co., Inc.
added
46.21
7,523,450
15,926,500
0.01%
May 15, 2024
GOLDMAN SACHS GROUP INC
added
104
3,922,170
6,291,500
-%

1–10 of 45

Are Funds Buying or Selling EZPW?

Are funds buying EZPW calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own EZPW
No. of Funds

Unveiling EZCORP Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
lazard asset management llc
6.58%
3,402,459
SC 13G/A
Feb 13, 2024
vanguard group inc
6.31%
3,266,571
SC 13G/A
Feb 12, 2024
first wilshire securities management inc
4.7%
2,460,189
SC 13G/A
Feb 15, 2023
first wilshire securities management inc
5.0%
2,261,759
SC 13G/A
Feb 09, 2023
vanguard group inc
6.84%
3,650,492
SC 13G/A
Feb 14, 2022
first wilshire securities management inc
4.7%
2,671,691
SC 13G/A
Feb 10, 2022
vanguard group inc
6.34%
3,364,158
SC 13G/A
Feb 10, 2022
renaissance technologies llc
4.08%
2,176,659
SC 13G/A
Feb 17, 2021
first wilshire securities management inc
5.1%
2,688,737
SC 13G/A
Feb 11, 2021
renaissance technologies llc
5.31%
2,796,952
SC 13G/A

Recent SEC filings of EZCORP Inc

View All Filings
Date Filed Form Type Document
May 16, 2024
4
Insider Trading
May 15, 2024
144
Notice of Insider Sale Intent
May 01, 2024
10-Q
Quarterly Report
May 01, 2024
8-K
Current Report
Apr 01, 2024
144
Notice of Insider Sale Intent
Apr 01, 2024
4
Insider Trading
Mar 28, 2024
8-K
Current Report
Mar 25, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading

Peers (Alternatives to EZCORP Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
429.6B
25.7B
0.06% 17.45%
36.27
16.72
12.62% 22.62%
174.7B
62.0B
11.59% 58.26%
19.42
2.82
11.96% 24.39%
67.4B
30.4B
1.93% 5.24%
15.54
2.22
8.39% 60.41%
54.2B
43.4B
3.71% 42.95%
13.96
1.25
26.76% -52.19%
31.4B
17.8B
4.61% 24.66%
13.9
1.76
38.72% -44.91%
12.2B
14.3B
10.64% 47.10%
14.22
0.86
22.92% -37.74%
MID-CAP
6.0B
2.0B
-6.68% 13.52%
23.99
3.08
6.86% -40.40%
5.3B
3.2B
-9.34% 13.89%
22.91
1.66
13.90% -14.51%
4.4B
4.4B
2.66% 5.54%
7.21
1.02
0.29% -19.79%
4.1B
1.1B
17.27% 16.15%
29.63
3.68
26.09% -44.07%
SMALL-CAP
1.7B
2.2B
5.37% 34.20%
9.77
0.75
22.40% -16.16%
357.4M
1.2B
-5.44% -21.25%
3.48
0.3
9.96% -11.98%
181.0M
360.7M
1.53% -18.77%
5.01
0.5
6.56% -54.11%
8.6M
7.3M
11.11% 2.26%
-2.23
1.18
-51.06% -195.09%
2.5M
853.2M
-12.50% -95.07%
-0.01
0
-15.13% -1364.54%

EZCORP Inc News

Latest updates
Defense World • 18 May 2024 • 10:28 am
MarketBeat • 17 May 2024 • 09:01 pm
Yahoo Movies UK • 16 May 2024 • 11:01 pm
MarketBeat • 16 May 2024 • 06:05 pm
MarketBeat • 16 May 2024 • 06:03 pm
Defense World • 16 May 2024 • 03:23 pm
Yahoo Finance Australia • 14 May 2024 • 04:45 pm
TipRanks • 28 Mar 2024 • 10:25 am
StockNews.com • 22 Mar 2024 • 07:00 am

EZCORP Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue-4.8%286300270256258264233216216221192174185178167210223222214202215
Gross Profit-2.9%16817332214914915227513012913211910811410890.00102127130121116128
Operating Expenses3.6%14013514312812212412311610511011210410399.00116106158117114107111
  S&GA Expenses-100.0%-17.0019.0018.0016.0015.0018.0019.0012.0016.0016.0015.0014.0013.004.0016.0015.0019.0022.0014.0015.00
EBITDA Margin29.4%0.13*0.10*0.10*0.10*0.09*0.13*0.12*0.12*0.11*0.11*0.09*0.05*0.04*-0.02*-0.02*0.01*0.03*0.08*0.08*0.08*0.09*
Interest Expenses-1.1%3.003.003.003.003.006.002.003.003.002.006.006.006.005.006.005.006.005.005.0010.009.00
Income Taxes-22.3%7.009.003.003.00-0.558.006.001.005.006.003.002.001.001.00-5.39-4.757.002.001.000.002.00
Earnings Before Taxes-24.0%29.0038.0013.0021.00-7.3425.0013.0013.0020.0021.005.00-0.777.006.00-28.73-10.24-34.123.000.003.005.00
EBT Margin51.7%0.09*0.06*0.05*0.05*0.04*0.08*0.08*0.07*0.06*0.04*0.02*-0.02*-0.04*-0.09*-0.09*-0.05*-0.03*0.01*0.00*0.01*0.02*
Net Income-24.6%21.0028.0057.0018.00-6.7917.0025.0012.0015.0016.002.00-2.575.004.00-23.34-5.49-40.871.00-0.643.003.00
Net Income Margin26.0%0.11*0.09*0.08*0.05*0.05*0.07*0.08*0.05*0.04*0.03*0.01*-0.02*-0.03*-0.08*-0.08*-0.05*-0.04*0.01*0.00*0.00*0.02*
Free Cashflow-29.9%15.0021.0019.0019.0026.003.009.009.0013.000.005.006.0015.00-13.22-15.9926.0026.00-16.4928.004.0019.00
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets1.8%1,5081,4811,4682932871,4023303303483481,2673591,1963601,1973301,2133641,0843261,253
  Current Assets0.4%722719720190189662159159163163611168607170593157586165606174778
    Cash Equivalents8.8%238219221238243208206222255233254284336290313311194143162139348
  Inventory-0.9%16316516615515015615213312011911192.0086.0095.0096.00123173187179176173
  Net PPE-8.2%63.0069.0068.0062.0060.0056.0057.0052.0051.0052.0054.0056.0052.0055.0057.0058.0059.0065.0067.0066.0068.00
  Goodwill2.3%3113043023023002972872872862852862842582582582572573013014.004.00
Liabilities0.2%708706722719708697656645625626595565527533548544536549339322513
  Current Liabilities-3.8%17318019298.0092.0013959.0059.0060.0060.0015561.0012160.0013268.0011194.0091.0077.00265
  Long Term Debt0.1%327326326360359359313313312312264261257254251248244241238235233
    LT Debt, Current0.1%34.0034.0034.00----------0.000.000.000.000.000.000.00193
    LT Debt, Non Current-100.0%-326326360359359313313312312264261257254251248244241238235233
Shareholder's Equity3.3%800775746739713705692686675655672673669665649680678752745747740
  Retained Earnings4.3%478458431423406415402396384369353325328322318342347390389390387
  Additional Paid-In Capital0.4%345344346345343343345344342340341403399398398409406407408405403
Shares Outstanding0.0%55.0055.0056.0056.0056.0056.0056.0057.0057.0056.0056.0056.0056.0055.0055.0055.0056.0056.0055.0055.0055.00
Minority Interest----------------------
Float-----440---316---257---212---472
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations-29.9%15,06721,48127,52527,48235,15911,66818,04117,91921,5579,01813,31614,40123,234-4,513-7,28735,09432,189-10,91838,54014,35427,242
  Share Based Compensation14.0%2,5802,2642,6633,1351,8551,8861,0451,8504601,6987901,5381,094524-10,1872,3711,0271,6952,7152,3392,459
Cashflow From Investing91.8%-1,378-16,864-40,339-29,8983,969-44,618-31,694-49,702-1,284-30,603-47,525-46,16624,142-15,062-49181,75335,434-6,798-14,591-28,15323,194
Cashflow From Financing50.8%-3,147-6,392-3,280-3,004-4,01733,993-2,040---792-51.00-14,492-927-7831,135-132-4,322-2,934-216-195,370-119
  Buy Backs-0.1%3,0033,0073,0063,0043,9517,0272,040---------500*4,195963---
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EZPW Income Statement

2024-03-31
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended6 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Mar. 31, 2023
Revenues:    
Total revenues$ 285,639$ 258,423$ 585,630$ 522,750
Gross profit167,592149,182340,165301,679
Operating expenses:    
Store expenses114,582101,269225,137202,072
General and administrative18,26615,60934,80931,085
Depreciation and amortization8,2197,96316,78415,951
Loss (gain) on sale or disposal of assets and other373(169)57
Other income(765)(2,465)(765)(2,465)
Total operating expenses140,305122,449275,796246,700
Operating income27,28726,73364,36954,979
Interest expense3,4023,3906,8429,580
Interest income(2,882)(1,898)(5,521)(2,562)
Equity in net (income) loss of unconsolidated affiliates(1,719)32,501(2,872)30,917
Other (income) expense(165)80(436)(154)
Income (loss) before income taxes28,651(7,340)66,35617,198
Income tax expense (benefit)7,172(550)16,4077,210
Net income (loss)$ 21,479$ (6,790)$ 49,949$ 9,988
Basic earnings (loss) per share (in dollars per share)$ 0.39$ (0.12)$ 0.91$ 0.18
Diluted earnings (loss) per share (in dollars per share)$ 0.29$ (0.12)$ 0.65$ 0.11
Weighted-average basic shares outstanding (in shares)55,09355,64855,08455,981
Weighted-average diluted shares outstanding (in shares)83,04555,64884,94865,269
Merchandise sales    
Revenues:    
Total revenues$ 164,687$ 152,507$ 344,090$ 316,294
Cost of revenues106,25997,339221,469202,216
Jewelry scrapping sales    
Revenues:    
Total revenues13,71412,82527,79620,709
Cost of revenues11,78811,90223,99618,855
Pawn service charges    
Revenues:    
Total revenues107,16393,030213,612185,623
Other revenues    
Revenues:    
Total revenues$ 75$ 61$ 132$ 124

EZPW Balance Sheet

2024-03-31
CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2024
Sep. 30, 2023
Mar. 31, 2023
Current assets:   
Cash and cash equivalents$ 229,111$ 220,595$ 243,128
Restricted cash8,5818,3738,451
Pawn loans235,773245,766206,096
Pawn service charges receivable, net38,26838,88533,116
Inventory, net163,429166,477150,297
Prepaid expenses and other current assets47,14239,62345,564
Total current assets722,304719,719686,652
Investments in unconsolidated affiliates13,16210,98710,681
Other investments51,22036,22039,220
Property and equipment, net63,30668,09659,775
Right-of-use assets, net243,752234,388234,287
Goodwill310,658302,372300,078
Intangible assets, net61,71458,21659,620
Notes receivable, net001,233
Deferred tax asset, net26,24725,70219,127
Other assets, net15,77912,0119,859
Total assets1,508,1421,467,7111,420,532
Current liabilities:   
Current maturities of long-term debt, net34,34734,2650
Accounts payable, accrued expenses and other current liabilities62,83881,60572,695
Customer layaway deposits20,35218,92018,761
Operating lease liabilities, current55,65857,18253,921
Total current liabilities173,195191,972145,377
Long-term debt, net326,573325,847359,287
Deferred tax liability, net465435368
Operating lease liabilities197,285193,187191,874
Other long-term liabilities10,22810,50211,038
Total liabilities707,746721,943707,944
Commitments and contingencies (Note 9)
Stockholders’ equity:   
Additional paid-in capital345,174346,181343,088
Retained earnings477,683431,140405,961
Accumulated other comprehensive loss(23,012)(32,102)(37,017)
Total equity800,396745,768712,588
Total liabilities and equity1,508,1421,467,7111,420,532
Common Stock Class A Non-voting   
Stockholders’ equity:   
Common stock521519526
Common Stock Class B Voting   
Stockholders’ equity:   
Common stock$ 30$ 30$ 30
EZPW
EZCORP, Inc. provides pawn services in the United States and Latin America. The company operates through three segments: U.S. Pawn, Latin America Pawn, and Other Investments. It offers pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. The company also sells merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. In addition, it offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. As of September 30, 2022, the company owned and operated 515 pawn stores in the United States; 528 pawn stores in Mexico; and 132 pawn stores in Guatemala, El Salvador, and Honduras. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
 CEO
 WEBSITEezcorp.com
 INDUSTRYCredit Services
 EMPLOYEES7000

EZCORP Inc Frequently Asked Questions


What is the ticker symbol for EZCORP Inc? What does EZPW stand for in stocks?

EZPW is the stock ticker symbol of EZCORP Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of EZCORP Inc (EZPW)?

As of Fri May 17 2024, market cap of EZCORP Inc is 563.05 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of EZPW stock?

You can check EZPW's fair value in chart for subscribers.

What is the fair value of EZPW stock?

You can check EZPW's fair value in chart for subscribers. The fair value of EZCORP Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of EZCORP Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for EZPW so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is EZCORP Inc a good stock to buy?

The fair value guage provides a quick view whether EZPW is over valued or under valued. Whether EZCORP Inc is cheap or expensive depends on the assumptions which impact EZCORP Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for EZPW.

What is EZCORP Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, EZPW's PE ratio (Price to Earnings) is 4.5 and Price to Sales (PS) ratio is 0.51. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. EZPW PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on EZCORP Inc's stock?

In the past 10 years, EZCORP Inc has provided -0.002 (multiply by 100 for percentage) rate of return.