GDOT - Green Dot Corp Stock Price, Fair Value and News

9.96USD-0.01 (-0.10%)Delayed

Market Summary

USD9.96-0.01

Delayed

-0.10%

GDOT Alerts

Big fall in earnings (Y/Y)

GDOT Stock Price

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GDOT RSI Chart

GDOT Valuation

Market Cap

530.0M

Price/Earnings (Trailing)

-21.6

Price/Sales (Trailing)

0.34

Price/Free Cashflow

34.73

GDOT Price/Sales (Trailing)

GDOT Profitability

Return on Equity

-2.82%

Return on Assets

-0.46%

Free Cashflow Yield

2.88%

GDOT Fundamentals

GDOT Revenue

Revenue (TTM)

1.5B

Rev. Growth (Yr)

8.55%

Rev. Growth (Qtr)

23.48%

GDOT Earnings

Earnings (TTM)

-24.5M

Earnings Growth (Yr)

-86.81%

Earnings Growth (Qtr)

120.12%

Breaking Down GDOT Revenue

Last 7 days

4.6%

Last 30 days

21.3%

Last 90 days

17.3%

Trailing 12 Months

-43.9%

How does GDOT drawdown profile look like?

GDOT Financial Health

Current Ratio

0.5

GDOT Investor Care

Shares Dilution (1Y)

2.25%

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2024	1.5B	0	0	0
2023	1.5B	1.5B	1.5B	1.5B
2022	1.4B	1.4B	1.4B	1.4B
2021	1.3B	1.3B	1.4B	1.4B
2020	1.1B	1.2B	1.2B	1.3B
2019	1.1B	1.1B	1.1B	1.1B
2018	957.5M	998.7M	1.0B	1.1B
2017	743.8M	792.8M	839.9M	890.2M
2016	695.6M	698.8M	706.9M	718.8M
2015	669.4M	692.7M	694.4M	694.7M
2014	578.7M	585.1M	593.3M	601.6M
2013	559.3M	564.8M	568.6M	573.6M
2012	491.3M	511.3M	528.7M	546.3M
2011	388.4M	413.1M	439.6M	467.4M
2010	208.5M	260.3M	312.1M	363.9M
2009	0	0	53.1M	104.9M
2008	0	0	0	0

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Green Dot Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 02, 2024	watkins teresa elaine	sold (taxes)	-1,886	8.94	-211	chief operations officer
Mar 25, 2024	ruppel christian devin	sold (taxes)	-16,163	9.05	-1,786	chief revenue officer
Mar 23, 2024	watkins teresa elaine	acquired	-	-	38,210	chief operations officer
Mar 23, 2024	ruppel christian devin	acquired	-	-	65,502	chief revenue officer
Mar 23, 2024	pugh amy myers	acquired	-	-	40,939	general counsel and secretary
Mar 23, 2024	gresham george w	acquired	-	-	191,048	ceo and president
Mar 23, 2024	unruh jess	acquired	-	-	61,408	chief financial officer
Mar 11, 2024	watkins teresa elaine	sold (taxes)	-2,020	9.02	-224	chief operations officer
Mar 11, 2024	ruppel christian devin	bought	299,144	9.06495	33,000	chief revenue officer
Mar 11, 2024	ruppel christian devin	sold (taxes)	-4,482	9.02	-497	chief revenue officer

Which funds bought or sold GDOT recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 16, 2024	Tidal Investments LLC	new	-	116,224	116,224	-%
May 16, 2024	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	reduced	-5.08	-51,844	439,592	-%
May 16, 2024	JANE STREET GROUP, LLC	reduced	-45.56	-1,737,570	1,831,000	-%
May 16, 2024	HANCOCK WHITNEY CORP	sold off	-100	-170,859	-	-%
May 16, 2024	COMERICA BANK	reduced	-3.33	-18,531	189,652	-%
May 15, 2024	Royal Bank of Canada	reduced	-58.62	-160,000	103,000	-%
May 15, 2024	NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO	new	-	261	261	-%
May 15, 2024	Point72 Asset Management, L.P.	added	61.48	63,021	183,801	-%
May 15, 2024	D. E. Shaw & Co., Inc.	added	89.91	7,277,640	16,492,800	0.01%
May 15, 2024	SG Capital Management LLC	new	-	4,254,210	4,254,210	1.39%

Are Funds Buying or Selling GDOT?

Are funds buying GDOT calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own GDOT

No. of Funds

GDOT Alerts

Big fall in earnings (Y/Y)

Unveiling Green Dot Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 15, 2024	topline capital management, llc	5.3%	2,816,854	SC 13G
Feb 14, 2024	t. rowe price investment management, inc.	7.5%	3,957,203	SC 13G
Feb 13, 2024	vanguard group inc	8.69%	4,556,485	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	5.0%	2,627,599	SC 13G
Jan 24, 2024	blackrock inc.	11.5%	6,015,814	SC 13G/A
Feb 14, 2023	t. rowe price investment management, inc.	5.6%	2,934,157	SC 13G
Feb 09, 2023	vanguard group inc	10.80%	5,675,180	SC 13G/A
Feb 01, 2023	blackrock inc.	12.7%	6,692,032	SC 13G
Mar 15, 2022	starboard value lp	9.6%	5,294,110	SC 13D/A
Jan 27, 2022	blackrock inc.	13.3%	7,291,398	SC 13G/A

Recent SEC filings of Green Dot Corp

View All Filings

Date Filed	Form Type	Document
May 10, 2024	10-Q	Quarterly Report
May 09, 2024	8-K	Current Report
Apr 15, 2024	SC 13G	Major Ownership Report
Apr 10, 2024	ARS	ARS
Apr 10, 2024	DEF 14A	DEF 14A
Apr 10, 2024	DEFA14A	DEFA14A
Apr 02, 2024	4	Insider Trading
Apr 01, 2024	3	Insider Trading
Mar 26, 2024	4	Insider Trading
Mar 26, 2024	4	Insider Trading

Peers (Alternatives to Green Dot Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
MA	429.6B	25.7B	0.06%	17.45%	36.27	16.72	12.62%	22.62%
AXP	174.7B	62.0B	11.59%	58.26%	19.42	2.82	11.96%	24.39%
PYPL	67.4B	30.4B	1.93%	5.24%	15.54	2.22	8.39%	60.41%
COF	54.2B	43.4B	3.71%	42.95%	13.96	1.25	26.76%	-52.19%
DFS	31.4B	17.8B	4.61%	24.66%	13.9	1.76	38.72%	-44.91%
ALLY	12.2B	14.3B	10.64%	47.10%	14.22	0.86	22.92%	-37.74%
MID-CAP
CACC	6.0B	2.0B	-6.68%	13.52%	23.99	3.08	6.86%	-40.40%
FCFS	5.3B	3.2B	-9.34%	13.89%	22.91	1.66	13.90%	-14.51%
WU	4.4B	4.4B	2.66%	5.54%	7.21	1.02	0.29%	-19.79%
NNI	4.1B	1.1B	17.27%	16.15%	29.63	3.68	26.09%	-44.07%
SMALL-CAP
ENVA	1.7B	2.2B	5.37%	34.20%	9.77	0.75	22.40%	-16.16%
ATLC	357.4M	1.2B	-5.44%	-21.25%	3.48	0.3	9.96%	-11.98%
CPSS	181.0M	360.7M	1.53%	-18.77%	5.01	0.5	6.56%	-54.11%
AIHS	8.6M	7.3M	11.11%	2.26%	-2.23	1.18	-51.06%	-195.09%
CURO	2.5M	853.2M	-12.50%	-95.07%	-0.01	0	-15.13%	-1364.54%

Green Dot Corp News

Latest updates

Green Dot Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Revenue	23.5%	452	366	353	366	416	342	344	363	401	331	339	369	393	284	291	316	362	249	240	278	341
Operating Expenses	12.5%	441	392	360	361	365	334	333	339	349	339	331	338	360	316	294	311	303	250	243	234	259
S&GA Expenses	22.8%	62.00	51.00	56.00	63.00	75.00	70.00	67.00	77.00	84.00	83.00	84.00	97.00	119	95.00	96.00	107	117	102	98.00	87.00	99.00
Interest Expenses	466.4%	3.00	-0.91	-0.24	-0.24	-1.64	-0.11	-0.03	-0.03	-0.09	-0.04	-0.04	-0.04	-0.04	-0.04	-0.04	-0.44	-0.24	-0.09	-0.12	-0.07	-1.47
Income Taxes	200.1%	3.00	-2.53	-1.61	2.00	10.00	1.00	2.00	5.00	12.00	-1.68	2.00	8.00	7.00	-9.45	-1.35	4.00	12.00	-2.02	-1.77	9.00	16.00
Net Income	120.1%	5.00	-23.60	-6.26	1.00	36.00	6.00	5.00	15.00	39.00	-10.52	7.00	25.00	26.00	-24.02	-2.99	3.00	47.00	2.00	-0.53	35.00	64.00
Net Income Margin	-456.6%	-0.02*	0.00*	0.02*	0.03*	0.04*	0.04*	0.03*	0.04*	0.04*	0.03*	0.02*	0.02*	-	-	-	-	-	-	-	-	-
Free Cashflow	234.9%	75.00	-55.37	-12.70	9.00	81.00	2.00	41.00	54.00	97.00	2.00	12.00	25.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Assets	10.5%	5,321	4,817	4,664	4,573	4,686	4,789	4,693	4,708	5,029	4,725	4,391	4,289	5,035	4,115	3,639	3,353	3,046	2,461	2,128	2,502	3,066
Current Assets	35.8%	2,224	1,638	1,540	1,323	1,346	1,466	1,361	1,411	1,961	1,809	2,400	2,400	3,279	2,413	2,586	2,355	1,978	1,442	1,154	1,533	2,123
Cash Equivalents	64.0%	1,119	682	711	661	722	814	813	776	1,321	1,322	1,805	1,891	2,712	1,497	2,136	1,931	1,564	1,066	861	1,096	1,676
Net PPE	-2.4%	175	179	175	172	166	160	150	139	139	135	132	131	131	133	146	148	148	145	139	132	127
Liabilities	12.4%	4,450	3,958	3,868	3,732	3,826	4,008	3,912	3,800	4,045	3,655	3,309	3,221	4,012	3,105	2,630	2,348	2,058	1,533	1,201	1,580	2,087
Current Liabilities	12.5%	4,447	3,953	3,816	3,725	3,816	3,962	3,902	3,791	4,034	3,643	3,291	3,200	3,987	3,078	2,587	2,302	1,906	1,445	1,147	1,522	2,040
Shareholder's Equity	1.3%	871	859	795	841	861	781	780	908	984	1,071	1,082	1,068	1,023	1,010	1,009	1,004	988	927	927	922	979
Retained Earnings	0.6%	775	770	794	800	800	764	758	753	738	699	710	703	678	652	676	679	676	629	627	628	593
Additional Paid-In Capital	1.9%	383	376	368	361	347	341	357	377	388	401	386	376	365	354	330	323	306	296	298	292	384
Shares Outstanding	0.6%	53.00	53.00	52.00	52.00	52.00	52.00	54.00	54.00	55.00	54.00	54.00	54.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	-	631	-	-	-	840	-	-	-	2,100	-	-	-	2,100	-	-	-	2,100	-

Cashflow (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Cashflow (Quarterly)																					(In Millions)
Description	(%) Q/Q	2024Q1	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1
Cashflow From Operations	355.3%	89.00	-34.93	5.00	27.00	101	26.00	65.00	72.00	116	20.00	28.00	39.00	81.00	10.00	37.00	57.00	104	-14.75	38.00	52.00	115
Share Based Compensation	43.5%	9.00	6.00	8.00	11.00	9.00	4.00	11.00	6.00	15.00	14.00	12.00	8.00	17.00	17.00	12.00	14.00	11.00	-0.55	7.00	8.00	15.00
Cashflow From Investing	-130.7%	-4.53	15.00	28.00	23.00	-32.72	8.00	-178	-348	-300	-968	-133	-157	-108	-679	-81.21	49.00	-73.87	-53.73	-21.32	-38.51	-40.29
Cashflow From Financing	4079.8%	348	-8.74	17.00	-110	-161	-32.75	151	-267	186	466	20.00	-702	1,248	24.00	249	265	470	270	-252	-593	511
Buy Backs	-	-	-	-	-	-	21.00	30.00	19.00	25.00	-	-	-	-	-	-	-	-	-50.00	-	100	-

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GDOT Income Statement

2024-03-31

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Operating revenues:
Operating revenues	$ 439,277	$ 405,704
Interest income, net	12,711	10,676
Total operating revenues	451,988	416,380
Operating expenses:
Sales and marketing expenses	62,375	75,212
Compensation and benefits expenses	66,824	68,781
Processing expenses	195,666	145,054
Other general and administrative expenses	116,569	76,338
Total operating expenses	441,434	365,385
Operating income	10,554	50,995
Interest expense, net	1,457	1,644
Other expense, net	(1,810)	(3,024)
Income before income taxes	7,287	46,327
Income tax expense	2,537	10,315
Net income	$ 4,750	$ 36,012
Basic earnings per common share (in usd per share)	$ 0.09	$ 0.70
Diluted earnings per common share (in usd per share)	$ 0.09	$ 0.69
Basic weighted-average common shares issued and outstanding (in shares)	52,942	51,813
Diluted weighted-average common shares issued and outstanding (in shares)	53,270	52,021
Card revenues and other fees
Operating revenues:
Operating revenues	$ 281,503	$ 239,866
Cash processing revenues
Operating revenues:
Operating revenues	106,806	101,823
Interchange revenues
Operating revenues:
Operating revenues	$ 50,968	$ 64,015

GDOT Balance Sheet

2024-03-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Current assets:
Unrestricted cash and cash equivalents	$ 1,118,804	$ 682,263
Restricted cash	226	4,239
Investment securities available-for-sale, at fair value	60,117	33,859
Settlement assets	876,101	737,989
Accounts receivable, net	89,325	110,141
Prepaid expenses and other assets	79,853	69,419
Total current assets	2,224,426	1,637,910
Investment securities available-for-sale, at fair value	2,118,855	2,203,142
Loans to bank customers, net of allowance for credit losses of $10,376 and $11,383 as of March 31, 2024 and December 31, 2023, respectively	39,629	30,534
Prepaid expenses and other assets	213,590	221,656
Property, equipment, and internal-use software, net	175,125	179,376
Operating lease right-of-use assets	4,614	5,342
Deferred expenses	1,404	1,546
Net deferred tax assets	129,314	117,139
Goodwill and intangible assets	414,067	420,477
Total assets	5,321,024	4,817,122
Current liabilities:
Accounts payable	107,826	119,870
Deposits	3,743,301	3,293,603
Obligations to customers	356,529	314,278
Settlement obligations	66,178	57,001
Amounts due to card issuing banks for overdrawn accounts	111	225
Other accrued liabilities	110,405	91,239
Operating lease liabilities	3,388	3,369
Deferred revenue	5,628	6,343
Line of credit	45,000	61,000
Income tax payable	8,509	6,262
Total current liabilities	4,446,875	3,953,190
Other accrued liabilities	1,682	1,895
Operating lease liabilities	1,821	2,687
Total liabilities	4,450,378	3,957,772
Commitments and contingencies (Note 17)
Stockholders’ equity:
Class A common stock, $0.001 par value; 100,000 shares authorized as of March 31, 2024 and December 31, 2023; 53,158 and 52,816 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively	53	53
Additional paid-in capital	383,205	375,980
Retained earnings	775,054	770,304
Accumulated other comprehensive loss	(287,666)	(286,987)
Total stockholders’ equity	870,646	859,350
Total liabilities and stockholders’ equity	$ 5,321,024	$ 4,817,122

About Green Dot Corp

Green Dot Corporation, a financial technology and bank holding company, provides various financial services to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company offers deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It also provides money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. The company was incorporated in 1999 and is headquartered in Austin, Texas.

CEO	Mr. George W. Gresham
WEBSITE	greendot.com
INDUSTRY	Credit Services
EMPLOYEES	1200

Green Dot Corp Frequently Asked Questions

What is the ticker symbol for Green Dot Corp? What does GDOT stand for in stocks?

GDOT is the stock ticker symbol of Green Dot Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Green Dot Corp (GDOT)?

As of Fri May 17 2024, market cap of Green Dot Corp is 529.97 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of GDOT stock?

You can check GDOT's fair value in chart for subscribers.

What is the fair value of GDOT stock?

You can check GDOT's fair value in chart for subscribers. The fair value of Green Dot Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Green Dot Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for GDOT so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Green Dot Corp a good stock to buy?

The fair value guage provides a quick view whether GDOT is over valued or under valued. Whether Green Dot Corp is cheap or expensive depends on the assumptions which impact Green Dot Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for GDOT.

What is Green Dot Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 17 2024, GDOT's PE ratio (Price to Earnings) is -21.6 and Price to Sales (PS) ratio is 0.34. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. GDOT PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Green Dot Corp's stock?

In the past 10 years, Green Dot Corp has provided -0.056 (multiply by 100 for percentage) rate of return.