Last 7 days
5.4%
Last 30 days
24.8%
Last 90 days
9.1%
Trailing 12 Months
17.4%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 799.6M | 0 | 0 | 0 |
2023 | 1.1B | 1.0B | 941.7M | 864.6M |
2022 | 1.0B | 1.1B | 1.2B | 1.2B |
2021 | 292.7M | 456.8M | 631.9M | 818.6M |
2020 | 715.4M | 564.9M | 431.1M | 318.1M |
2019 | 717.6M | 731.4M | 751.6M | 758.6M |
2018 | 601.9M | 621.6M | 654.8M | 694.8M |
2017 | 679.8M | 657.4M | 637.0M | 611.3M |
2016 | 617.4M | 666.5M | 692.6M | 696.7M |
2015 | 394.9M | 440.2M | 492.0M | 553.0M |
2014 | 228.2M | 272.4M | 315.0M | 354.5M |
2013 | 89.2M | 116.7M | 149.6M | 187.5M |
2012 | 36.4M | 44.8M | 56.8M | 69.5M |
2011 | 12.6M | 14.8M | 16.8M | 24.0M |
2010 | 0 | 0 | 0 | 0 |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 08, 2024 | momen ronnie | gifted | - | - | -5,972 | bank-chief business officer |
Feb 25, 2024 | sanborn scott | back to issuer | -109,992 | 8.15 | -13,496 | ceo |
Feb 25, 2024 | cheng jordan | acquired | - | - | 19,035 | general counsel & secretary |
Feb 25, 2024 | momen ronnie | acquired | - | - | 40,691 | bank-chief of consumer banking |
Feb 25, 2024 | sanborn scott | sold (taxes) | -152,870 | 8.15 | -18,757 | ceo |
Feb 25, 2024 | momen ronnie | sold (taxes) | -184,157 | 8.15 | -22,596 | bank-chief of consumer banking |
Feb 25, 2024 | labenne andrew | acquired | - | - | 30,852 | chief financial officer |
Feb 25, 2024 | armstrong annie | sold (taxes) | -187,067 | 8.15 | -22,953 | chief risk officer |
Feb 25, 2024 | armstrong annie | acquired | - | - | 41,293 | chief risk officer |
Feb 25, 2024 | labenne andrew | sold (taxes) | -135,429 | 8.15 | -16,617 | chief financial officer |
Which funds bought or sold LC recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -4.58 | -40,505 | 962,663 | -% |
May 16, 2024 | JANE STREET GROUP, LLC | reduced | -31.07 | -206,080 | 465,641 | -% |
May 15, 2024 | Man Group plc | added | 279 | 286,512 | 388,237 | -% |
May 15, 2024 | Voya Investment Management LLC | added | 537 | 2,036,690 | 2,413,320 | -% |
May 15, 2024 | 683 Capital Management, LLC | new | - | 1,770,310 | 1,770,310 | 0.13% |
May 15, 2024 | PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO | reduced | -4.14 | -43,245 | 1,161,700 | -% |
May 15, 2024 | GOLDMAN SACHS GROUP INC | reduced | -16.27 | -609,569 | 3,251,650 | -% |
May 15, 2024 | GTS SECURITIES LLC | new | - | 253,662 | 253,662 | -% |
May 15, 2024 | Cubist Systematic Strategies, LLC | new | - | 1,060,670 | 1,060,670 | 0.01% |
May 15, 2024 | Point72 Hong Kong Ltd | new | - | 53,619 | 53,619 | -% |
Unveiling LendingClub Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to LendingClub Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 429.6B | 25.7B | 36.27 | 16.72 | ||||
AXP | 174.7B | 62.0B | 19.42 | 2.82 | ||||
PYPL | 67.4B | 30.4B | 15.54 | 2.22 | ||||
COF | 54.2B | 43.4B | 13.96 | 1.25 | ||||
DFS | 31.4B | 17.8B | 13.9 | 1.76 | ||||
ALLY | 12.2B | 14.3B | 14.22 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.0B | 2.0B | 23.99 | 3.08 | ||||
FCFS | 5.3B | 3.2B | 22.91 | 1.66 | ||||
WU | 4.4B | 4.4B | 7.21 | 1.02 | ||||
NNI | 4.1B | 1.1B | 29.63 | 3.68 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.77 | 0.75 | ||||
ATLC | 357.4M | 1.2B | 3.48 | 0.3 | ||||
CPSS | 181.0M | 360.7M | 5.01 | 0.5 | ||||
AIHS | 8.6M | 7.3M | -2.23 | 1.18 | ||||
CURO | 2.5M | 853.2M | -0.01 | 0 |
LendingClub Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | -2.6% | 181 | 186 | 201 | 232 | 246 | 263 | 305 | 330 | 290 | 262 | 246 | 204 | 106 | 75.00 | 71.00 | 40.00 | 131 | 188 | 205 | 191 | 174 |
Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 188 | 205 | 202 | 194 |
S&GA Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 67.00 | 76.00 | 69.00 | 67.00 |
R&D Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 41.00 | 41.00 | 43.00 | 43.00 |
EBITDA Margin | 4.1% | 0.80* | 0.77* | 0.72* | 0.66* | 0.61* | 0.57* | 0.53* | 0.50* | 0.45* | 0.34* | 0.36* | 0.25* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -6.5% | 123 | 131 | 137 | 147 | 147 | 135 | 124 | 116 | 100 | 83.00 | 65.00 | 46.00 | 19.00 | 94.00 | 13.00 | 19.00 | 24.00 | -17.12 | -8.87 | -10.33 | -9.92 |
Income Taxes | 21.8% | 4.00 | 4.00 | 3.00 | 5.00 | 4.00 | -2.44 | -7.24 | -131 | 5.00 | -0.23 | 3.00 | 0.00 | -2.82 | -0.32 | -0.07 | - | 0.00 | 0.00 | 0.00 | -0.44 | - |
Earnings Before Taxes | 20.8% | 17.00 | 14.00 | 8.00 | 15.00 | 18.00 | 21.00 | 36.00 | 50.00 | 46.00 | 29.00 | 30.00 | 10.00 | -49.90 | -26.98 | -34.40 | -78.47 | -47.77 | 0.00 | -0.29 | -11.07 | -19.90 |
EBT Margin | 5.6% | 0.07* | 0.06* | 0.07* | 0.09* | 0.11* | 0.13* | 0.14* | 0.14* | 0.11* | 0.02* | -0.06* | -0.22* | - | - | - | - | - | - | - | - | - |
Net Income | - | 12.00 | - | - | - | 14.00 | - | - | - | - | - | - | - | - | -26.65 | -34.33 | -78.47 | -48.09 | 0.00 | -0.38 | -10.66 | -19.93 |
Net Income Margin | 8.1% | 0.05* | 0.05* | 0.31* | 0.28* | 0.25* | 0.24* | 0.02* | 0.02* | 0.02* | 0.02* | -0.30* | -0.41* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -3.9% | -858 | -826 | -360 | -107 | 98.00 | 19.00 | 93.00 | 175 | 19.00 | 112 | 76.00 | 75.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 4.7% | 9,245 | 8,827 | 8,472 | 8,343 | 8,754 | 7,980 | 6,775 | 6,187 | 5,574 | 4,900 | 4,751 | 4,370 | 4,491 | 1,863 | 1,979 | 2,453 | 2,785 | 2,982 | 3,050 | 3,067 | 3,417 |
Cash Equivalents | -14.8% | 1,102 | 1,294 | 1,350 | 1,239 | 1,684 | 1,124 | 1,019 | 1,102 | 1,114 | 764 | 940 | 693 | 971 | 628 | 544 | 473 | 434 | 487 | 475 | 501 | 570 |
Net PPE | 1.3% | 164 | 162 | 160 | 152 | 144 | 136 | 130 | 120 | 112 | 98.00 | 96.00 | 95.00 | 95.00 | 97.00 | 101 | 107 | 116 | 114 | 117 | 120 | 118 |
Goodwill | 0% | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | 76.00 | - | - | - | - | - | - | - | - |
Liabilities | 5.3% | 7,979 | 7,576 | 7,264 | 7,137 | 7,563 | 6,815 | 5,654 | 5,108 | 4,687 | 4,050 | 3,946 | 3,608 | 3,758 | 1,139 | 1,246 | 1,706 | 1,988 | 2,082 | 2,162 | 2,193 | 2,551 |
Short Term Borrowings | - | - | - | - | - | - | 3.00 | 5.00 | 8.00 | 13.00 | 28.00 | 46.00 | 69.00 | 90.00 | 105 | - | - | - | - | - | - | - |
Shareholder's Equity | 1.2% | 1,266 | 1,252 | 1,208 | 1,206 | 1,191 | 1,164 | 1,121 | 1,079 | 887 | 850 | 805 | 762 | 733 | 724 | 734 | 746 | 797 | 900 | 888 | 874 | 866 |
Retained Earnings | 3.2% | -376 | -388 | -398 | -403 | -414 | -427 | -451 | -494 | -676 | -717 | -796 | -823 | -833 | -786 | -759 | -725 | -646 | -548 | -548 | -548 | -537 |
Additional Paid-In Capital | 0.5% | 1,679 | 1,670 | 1,660 | 1,648 | 1,637 | 1,629 | 1,612 | 1,594 | 1,576 | 1,560 | 1,595 | 1,581 | 1,564 | 1,508 | 1,494 | 1,478 | 1,464 | 1,468 | 1,455 | 1,439 | 1,417 |
Shares Outstanding | 0.6% | 111 | 110 | 110 | 109 | 107 | 107 | 103 | 103 | 101 | 101 | 100 | 99.00 | - | - | - | - | - | - | - | - | - |
Minority Interest | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.00 | 1.00 |
Float | - | - | - | - | 895 | - | - | - | 1,064 | - | - | - | 1,623 | - | - | - | 278 | - | - | - | 1,091 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -3.9% | -846 | -814 | -344 | -91.36 | 114 | 33.00 | 110 | 191 | 41.00 | 122 | 86.00 | 84.00 | -51.37 | 53.00 | 419 | 162 | -216 | -109 | -206 | -120 | 166 |
Share Based Compensation | 12.4% | 12.00 | 10.00 | 14.00 | 16.00 | 12.00 | 16.00 | 17.00 | 18.00 | 16.00 | 17.00 | 17.00 | 18.00 | 15.00 | 14.00 | 15.00 | 14.00 | 18.00 | 17.00 | 18.00 | 21.00 | 18.00 |
Cashflow From Investing | -51.7% | 217 | 449 | 326 | 79.00 | -336 | -1,114 | -712 | -621 | -360 | -379 | -180 | -182 | 288 | 115 | 135 | 172 | 143 | 164 | 143 | 185 | 161 |
Cashflow From Financing | 41.3% | 438 | 310 | 131 | -432 | 782 | 1,187 | 520 | 419 | 670 | 81.00 | 342 | -179 | 106 | -83.74 | -483 | -294 | 20.00 | -42.09 | 38.00 | -134 | -401 |
Dividend Payments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 50.00 | - | - | - | - |
Condensed Consolidated Statements of Income - USD ($) $ in Thousands | 3 Months Ended | |||||
---|---|---|---|---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |||||
Non-interest income: | ||||||
Marketplace revenue | $ 55,891 | $ 95,634 | ||||
Other non-interest income | 1,909 | 3,356 | ||||
Total non-interest income | 57,800 | 98,990 | ||||
Interest income: | ||||||
Interest on loans held for sale | 14,699 | 5,757 | ||||
Interest and fees on loans and leases held for investment | 132,393 | 150,467 | ||||
Interest on loans held for investment at fair value | [1] | 8,409 | 28,575 | |||
Interest on securities available for sale | 35,347 | 3,900 | ||||
Other interest income | 16,503 | 13,714 | ||||
Total interest income | 207,351 | 202,413 | ||||
Interest expense: | ||||||
Interest on deposits | 83,963 | 53,273 | ||||
Other interest expense | [1] | 500 | 2,436 | |||
Total interest expense | 84,463 | 55,709 | ||||
Net interest income | 122,888 | 146,704 | ||||
Total net revenue | 180,688 | 245,694 | ||||
Provision for credit losses | 31,927 | 70,584 | ||||
Non-interest expense: | ||||||
Compensation and benefits | 59,554 | 73,307 | ||||
Marketing | 24,136 | 26,880 | ||||
Equipment and software | 12,684 | 13,696 | ||||
Depreciation and amortization | 12,673 | 12,354 | ||||
Professional services | 7,091 | 9,058 | ||||
Occupancy | 3,861 | 4,310 | ||||
Other non-interest expense | 12,234 | 17,703 | ||||
Total non-interest expense | 132,233 | 157,308 | ||||
Income before income tax expense | 16,528 | 17,802 | ||||
Income tax expense | (4,278) | (4,136) | ||||
Net income | $ 12,250 | $ 13,666 | ||||
Earnings per share: | ||||||
Basic EPS ($ per share) | [2] | $ 0.11 | $ 0.13 | |||
Diluted EPS ($ per share) | [2] | $ 0.11 | $ 0.13 | |||
Weighted-average common shares – Basic (in shares) | [2] | 110,685,796 | 106,912,139 | |||
Weighted-average common shares – Diluted (in shares) | [2] | 110,687,380 | 106,917,770 | |||
|
Condensed Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 | ||||
---|---|---|---|---|---|---|
Assets | ||||||
Cash and due from banks | $ 15,930 | $ 14,993 | ||||
Interest-bearing deposits in banks | 1,050,349 | 1,237,511 | ||||
Total cash and cash equivalents | 1,066,279 | 1,252,504 | ||||
Restricted cash | [1] | 36,081 | 41,644 | |||
Securities available for sale at fair value ($2,284,550 and $1,663,990 at amortized cost, respectively) | 2,228,500 | 1,620,262 | ||||
Loans held for sale at fair value | 550,415 | 407,773 | ||||
Loans and leases held for investment | 4,505,816 | 4,850,302 | ||||
Allowance for loan and lease losses | (259,150) | (310,387) | ||||
Loans and leases held for investment, net | 4,246,666 | 4,539,915 | ||||
Loans held for investment at fair value | [1],[2] | 427,396 | 272,678 | |||
Property, equipment and software, net | 163,632 | 161,517 | ||||
Goodwill | 75,717 | 75,717 | ||||
Other assets | [1] | 450,142 | 455,453 | |||
Total assets | 9,244,828 | 8,827,463 | ||||
Deposits: | ||||||
Interest-bearing | 7,214,029 | 7,001,680 | ||||
Noninterest-bearing | 307,626 | 331,806 | ||||
Total deposits | 7,521,655 | 7,333,486 | ||||
Borrowings | [1],[2] | 262,550 | 19,354 | |||
Other liabilities | [1] | 194,337 | 222,801 | |||
Total liabilities | 7,978,542 | 7,575,641 | ||||
Equity | ||||||
Common stock, $0.01 par value; 180,000,000 shares authorized; 111,120,415 and 110,410,602 shares issued and outstanding, respectively | 1,111 | 1,104 | ||||
Additional paid-in capital | 1,678,928 | 1,669,828 | ||||
Accumulated deficit | (376,556) | (388,806) | ||||
Accumulated other comprehensive loss | (37,197) | (30,304) | ||||
Total equity | 1,266,286 | 1,251,822 | ||||
Total liabilities and equity | $ 9,244,828 | $ 8,827,463 | ||||
|