LPRO RSI Chart
Last 7 days
6.4%
Last 30 days
31.9%
Last 90 days
-22.2%
Trailing 12 Months
-35.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 109.8M | 0 | 0 | 0 |
2023 | 167.9M | 154.0M | 129.3M | 117.5M |
2022 | 221.7M | 212.6M | 204.4M | 179.6M |
2021 | 135.5M | 174.5M | 203.7M | 215.7M |
2020 | 90.8M | 87.7M | 95.3M | 108.9M |
2019 | 62.4M | 72.5M | 82.7M | 92.8M |
2018 | 0 | 0 | 0 | 52.2M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 06, 2024 | jehl charles d | acquired | - | - | 37,500 | see remarks |
May 06, 2024 | jehl charles d | sold (taxes) | -70,781 | 5.24 | -13,508 | see remarks |
May 05, 2024 | lackey sarah | sold (taxes) | -373 | 5.11 | -73.00 | chief technology officer |
May 05, 2024 | jehl charles d | acquired | - | - | 1,127 | see remarks |
May 05, 2024 | roe matthew | sold (taxes) | -618 | 5.11 | -121 | chief revenue officer |
May 05, 2024 | roe matthew | acquired | - | - | 498 | chief revenue officer |
May 05, 2024 | jehl charles d | sold (taxes) | -1,400 | 5.11 | -274 | see remarks |
May 05, 2024 | lackey sarah | acquired | - | - | 302 | chief technology officer |
Apr 12, 2024 | jehl charles d | acquired | - | - | 4,655 | see remarks |
Apr 12, 2024 | jehl charles d | sold (taxes) | -5,766 | 5.09 | -1,133 | see remarks |
Which funds bought or sold LPRO recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | JANE STREET GROUP, LLC | reduced | -22.71 | -263,912 | 347,787 | -% |
May 16, 2024 | SkyView Investment Advisors, LLC | new | - | 63,000 | 63,000 | 0.01% |
May 16, 2024 | COMERICA BANK | reduced | -32.31 | -5,713 | 5,665 | -% |
May 16, 2024 | ALETHEA CAPITAL MANAGEMENT, LLC | unchanged | - | -27,000 | 75,120 | 0.06% |
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -7.25 | -233,223 | 500,850 | -% |
May 15, 2024 | MORGAN STANLEY | added | 36.01 | 2,026 | 4,098,020 | -% |
May 15, 2024 | CITADEL ADVISORS LLC | added | 2,964 | 1,618,510 | 1,693,650 | -% |
May 15, 2024 | BARCLAYS PLC | reduced | -43.86 | -761,000 | 533,000 | -% |
May 15, 2024 | T. Rowe Price Investment Management, Inc. | new | - | 110,000 | 110,000 | -% |
May 15, 2024 | JOSH ARNOLD INVESTMENT CONSULTANT, LLC | sold off | -100 | -723,350 | - | -% |
Unveiling Open Lending Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Open Lending Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 429.6B | 25.7B | 36.27 | 16.72 | ||||
AXP | 174.7B | 62.0B | 19.42 | 2.82 | ||||
PYPL | 67.4B | 30.4B | 15.54 | 2.22 | ||||
COF | 54.2B | 43.4B | 13.96 | 1.25 | ||||
DFS | 31.4B | 17.8B | 13.9 | 1.76 | ||||
ALLY | 12.2B | 14.3B | 14.22 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.0B | 2.0B | 23.99 | 3.08 | ||||
FCFS | 5.3B | 3.2B | 22.91 | 1.66 | ||||
WU | 4.4B | 4.4B | 7.21 | 1.02 | ||||
NNI | 4.1B | 1.1B | 29.63 | 3.68 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.77 | 0.75 | ||||
ATLC | 357.4M | 1.2B | 3.48 | 0.3 | ||||
CPSS | 181.0M | 360.7M | 5.01 | 0.5 | ||||
AIHS | 8.6M | 7.3M | -2.23 | 1.18 | ||||
CURO | 2.5M | 853.2M | -0.01 | 0 |
Open Lending Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 105.8% | 31.00 | 15.00 | 26.00 | 38.00 | 38.00 | 27.00 | 51.00 | 52.00 | 50.00 | 52.00 | 59.00 | 61.00 | 44.00 | 40.00 | 30.00 | 22.00 | 17.00 | 26.00 | 22.00 | 25.00 | 19.00 |
Cost Of Revenue | - | - | - | - | - | - | - | - | - | - | 5.00 | 6.00 | 4.00 | 3.00 | 3.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | - |
Gross Profit | 161.1% | 25.00 | 10.00 | 21.00 | 32.00 | 33.00 | 22.00 | 45.00 | 47.00 | 45.00 | 47.00 | 53.00 | 57.00 | 41.00 | 37.00 | 27.00 | 20.00 | 15.00 | 24.00 | 20.00 | 23.00 | 18.00 |
Operating Expenses | -1.0% | 18.00 | 18.00 | 16.00 | 16.00 | 16.00 | 17.00 | 18.00 | 14.00 | 13.00 | 12.00 | 12.00 | 12.00 | 11.00 | - | - | - | - | - | - | - | - |
S&GA Expenses | -3.1% | 4.00 | 4.00 | 5.00 | 4.00 | 4.00 | 4.00 | 6.00 | 4.00 | 4.00 | 3.00 | 3.00 | 3.00 | 2.00 | 2.00 | 2.00 | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 | - |
R&D Expenses | -1.4% | 1.00 | 2.00 | 2.00 | 1.00 | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
EBITDA Margin | -16.0% | 0.29* | 0.35* | 0.40* | 0.47* | 0.52* | 0.56* | 0.63* | 0.67* | 0.94* | 0.92* | 0.90* | 0.45* | - | - | - | - | - | - | - | - | - |
Interest Expenses | -1.8% | 3.00 | 3.00 | 3.00 | 3.00 | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 | 0.00 | 1.00 | 1.00 | 3.00 | 4.00 | 4.00 | 4.00 | 1.00 | 0.00 | 0.00 | 0.00 | - |
Income Taxes | 178.6% | 2.00 | -3.10 | 2.00 | 4.00 | 4.00 | 8.00 | 2.00 | 9.00 | 8.00 | 7.00 | 10.00 | 23.00 | 5.00 | 1.00 | 4.00 | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | - |
Earnings Before Taxes | 194.5% | 8.00 | -7.96 | 5.00 | 16.00 | 17.00 | 4.00 | 26.00 | 32.00 | 31.00 | 35.00 | 40.00 | 99.00 | 17.00 | 16.00 | -67.11 | -48.45 | 8.00 | 17.00 | 15.00 | 18.00 | - |
EBT Margin | -27.3% | 0.18* | 0.25* | 0.32* | 0.41* | 0.47* | 0.52* | 0.61* | 0.65* | 0.93* | 0.89* | 0.85* | 0.38* | - | - | - | - | - | - | - | - | - |
Net Income | 205.1% | 5.00 | -4.84 | 3.00 | 11.00 | 13.00 | -4.19 | 25.00 | 23.00 | 23.00 | 28.00 | 29.00 | 76.00 | 13.00 | 15.00 | -71.13 | -49.80 | 8.00 | 17.00 | 15.00 | 17.00 | 13.00 |
Net Income Margin | -29.2% | 0.13* | 0.19* | 0.18* | 0.29* | 0.33* | 0.37* | 0.48* | 0.49* | 0.71* | 0.68* | 0.66* | 0.19* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -34.2% | 11.00 | 17.00 | 20.00 | 16.00 | 29.00 | 22.00 | 31.00 | 22.00 | 32.00 | 28.00 | 34.00 | 13.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2019Q4 |
Assets | 1.8% | 381 | 374 | 383 | 387 | 373 | 380 | 399 | 367 | 343 | 319 | 293 | 261 | 327 | 294 | 295 | 187 | 79.00 |
Current Assets | 0.2% | 290 | 290 | 294 | 285 | 272 | 281 | 283 | 259 | 221 | 203 | 166 | 134 | 191 | 163 | 157 | 53.00 | 45.00 |
Cash Equivalents | 6.2% | 255 | 240 | 233 | 224 | 211 | 204 | 205 | 171 | 150 | 120 | 94.00 | 60.00 | 130 | 104 | 118 | 29.00 | 10.00 |
Net PPE | 5.6% | 4.00 | 4.00 | 4.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 2.00 | 1.00 | 1.00 | 1.00 | 0.00 |
Liabilities | 0.4% | 169 | 168 | 169 | 168 | 167 | 167 | 166 | 159 | 159 | 160 | 166 | 164 | 287 | 267 | 261 | 651 | - |
Current Liabilities | 7.4% | 22.00 | 21.00 | 20.00 | 18.00 | 17.00 | 15.00 | 17.00 | 14.00 | 12.00 | 12.00 | 17.00 | 15.00 | 19.00 | 17.00 | 13.00 | 12.00 | 8.00 |
Long Term Debt | -0.6% | 139 | 139 | - | - | - | 144 | - | - | - | 143 | - | - | - | 153 | - | - | - |
LT Debt, Non Current | - | - | - | - | - | - | 144 | - | - | - | 143 | - | - | - | 153 | - | - | - |
Shareholder's Equity | 2.9% | 212 | 206 | 215 | 219 | 206 | 213 | 233 | 207 | 183 | 159 | 128 | 97.00 | 40.00 | 27.00 | 34.00 | - | - |
Retained Earnings | 2.6% | -188 | -193 | -188 | -191 | -203 | -215 | -211 | -236 | -259 | -282 | -310 | -339 | -415 | -428 | -443 | -372 | -242 |
Additional Paid-In Capital | -0.7% | 499 | 502 | 504 | 501 | 501 | 500 | 500 | 499 | 498 | 497 | 494 | 493 | 492 | 491 | 476 | -92.91 | 8.00 |
Shares Outstanding | 0.3% | 119 | 119 | 119 | 121 | 121 | 124 | 126 | 126 | 126 | 126 | 126 | 127 | - | - | - | - | - |
Float | - | - | - | - | 800 | - | - | - | 900 | - | - | - | 3,900 | - | - | - | 739 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2018Q4 |
Cashflow From Operations | -34.3% | 11,006 | 16,755 | 20,324 | 16,071 | 29,508 | 22,434 | 31,410 | 21,655 | 31,932 | 26,733 | 35,440 | 14,148 | 18,835 | 8,265 | 4,369 | 4,931 | 7,075 | 12,624 | 12,095 | - | - |
Share Based Compensation | -30.5% | 1,854 | 2,666 | 2,663 | 2,319 | 1,844 | 1,885 | 1,295 | 988 | 1,281 | 1,089 | 1,098 | 927 | 701 | 152 | - | 2,189 | 487 | 487 | 487 | - | - |
Cashflow From Investing | -8.8% | -642 | -590 | -745 | -508 | -335 | 13.00 | -273 | -178 | -186 | -202 | -944 | -838 | -3.00 | -99.00 | -673 | -341 | -83.00 | -33.00 | -9.00 | - | - |
Cashflow From Financing | 75.2% | -1,959 | -7,907 | -10,950 | -1,083 | -22,390 | -19,084 | 2,912 | -805 | -820 | -782 | -781 | -82,907 | 6,662 | -21,784 | 85,406 | -16,238 | 23,422 | -12,677 | -10,803 | - | - |
Dividend Payments | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 218 | - | 1,227 | 134,153 | 12,040 | 10,182 | - | - |
Buy Backs | -100.0% | - | 6,000 | 10,107 | -205 | 21,528 | 18,018 | - | - | - | - | -10,764 | 20,000 | 21,528 | - | - | - | - | - | - | - | - |
Condensed Consolidated Statements of Operations - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Revenue | ||
Total revenue | $ 30,745 | $ 38,361 |
Cost of services | 5,750 | 5,431 |
Gross profit | 24,995 | 32,930 |
Operating expenses | ||
General and administrative | 11,979 | 10,195 |
Selling and marketing | 4,214 | 4,409 |
Research and development | 1,479 | 1,230 |
Total operating expenses | 17,672 | 15,834 |
Operating income | 7,323 | 17,096 |
Interest expense | (2,770) | (2,387) |
Interest income | 2,971 | 2,064 |
Income before income taxes | 7,524 | 16,773 |
Income tax expense | 2,437 | 4,235 |
Net income | $ 5,087 | $ 12,538 |
Net income per common share | ||
Basic (in dollars per share) | $ 0.04 | $ 0.10 |
Diluted (in dollars per share) | $ 0.04 | $ 0.10 |
Weighted average common shares outstanding | ||
Basic (in shares) | 118,926,170 | 123,122,014 |
Diluted (in shares) | 119,416,384 | 123,424,322 |
Program fees | ||
Revenue | ||
Total revenue | $ 14,309 | $ 17,301 |
Profit share | ||
Revenue | ||
Total revenue | 13,882 | 18,602 |
Claims administration and other service fees | ||
Revenue | ||
Total revenue | $ 2,554 | $ 2,458 |
Condensed Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Current assets | ||
Cash and cash equivalents | $ 246,972 | $ 240,206 |
Restricted cash | 8,103 | 6,463 |
Accounts receivable, net | 5,751 | 4,616 |
Current contract assets, net | 21,346 | 28,704 |
Income tax receivable | 5,631 | 7,035 |
Other current assets | 2,665 | 2,852 |
Total current assets | 290,468 | 289,876 |
Fixed assets, net | 4,131 | 3,913 |
Operating lease right-of-use asset, net | 3,828 | 3,990 |
Contract assets | 10,582 | 610 |
Deferred tax asset, net | 67,959 | 70,113 |
Other assets | 3,630 | 5,535 |
Total assets | 380,598 | 374,037 |
Current liabilities | ||
Accounts payable | 440 | 375 |
Accrued expenses | 7,895 | 8,131 |
Current portion of debt | 4,688 | 4,688 |
Third-party claims administration liability | 8,126 | 6,464 |
Other current liabilities | 956 | 932 |
Total current liabilities | 22,105 | 20,590 |
Long-term debt, net of deferred financing costs | 138,510 | 139,357 |
Operating lease liabilities | 3,279 | 3,450 |
Other liabilities | 5,166 | 5,060 |
Total liabilities | 169,060 | 168,457 |
Stockholders’ equity | ||
Preferred stock, $0.01 par value; $10,000,000 shares authorized, none issued and outstanding | 0 | 0 |
Common stock, $0.01 par value; 550,000,000 shares authorized, 128,198,185 shares issued and 119,151,161 shares outstanding as of March 31, 2024 and 128,198,185 shares issued and 118,819,795 shares outstanding as of December 31, 2023 | 1,282 | 1,282 |
Additional paid-in capital | 498,617 | 502,032 |
Accumulated deficit | (188,662) | (193,749) |
Treasury stock at cost, 9,047,024 shares at March 31, 2024 and 9,378,390 at December 31, 2023 | (99,699) | (103,985) |
Total stockholders’ equity | 211,538 | 205,580 |
Total liabilities and stockholders’ equity | $ 380,598 | $ 374,037 |