RM RSI Chart
Last 7 days
-1.1%
Last 30 days
19.3%
Last 90 days
27.6%
Trailing 12 Months
9.4%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 560.3M | 0 | 0 | 0 |
2023 | 521.7M | 532.3M | 541.8M | 551.4M |
2022 | 451.5M | 474.7M | 494.7M | 507.2M |
2021 | 375.6M | 385.4M | 406.3M | 428.4M |
2020 | 370.0M | 375.6M | 374.4M | 373.9M |
2019 | 315.8M | 327.7M | 341.5M | 355.7M |
2018 | 279.3M | 286.3M | 295.1M | 306.7M |
2017 | 249.6M | 257.7M | 264.4M | 272.5M |
2016 | 221.5M | 225.8M | 233.2M | 240.5M |
2015 | 207.7M | 213.2M | 214.4M | 217.3M |
2014 | 181.6M | 189.9M | 199.5M | 204.7M |
2013 | 142.8M | 150.0M | 159.0M | 170.6M |
2012 | 112.0M | 119.6M | 128.2M | 135.7M |
2011 | 91.4M | 96.0M | 100.6M | 105.2M |
2010 | 0 | 0 | 0 | 86.8M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 07, 2024 | basswood capital management, l.l.c. | bought | 1,951,290 | 30.2738 | 64,455 | - |
May 06, 2024 | basswood capital management, l.l.c. | bought | 140,677 | 30.04 | 4,683 | - |
May 06, 2024 | beck robert william | gifted | - | - | -4,000 | president and ceo |
May 06, 2024 | basswood capital management, l.l.c. | bought | 102,376 | 30.04 | 3,408 | - |
Apr 12, 2024 | beck robert william | acquired | - | - | 18,530 | president and ceo |
Apr 12, 2024 | atwood catherine r | sold (taxes) | -19,400 | 25.00 | -776 | svp and general counsel |
Apr 12, 2024 | parmar manish | sold | - | - | -4,367 | evp, chief credit risk officer |
Apr 12, 2024 | parmar manish | sold (taxes) | -26,600 | 25.00 | -1,064 | evp, chief credit risk officer |
Apr 12, 2024 | rana harpreet | sold (taxes) | -49,600 | 25.00 | -1,984 | evp and cfo |
Apr 12, 2024 | rana harpreet | sold | - | - | -5,501 | evp and cfo |
Which funds bought or sold RM recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 16, 2024 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -38.91 | -13,646 | 19,610 | -% |
May 15, 2024 | BARCLAYS PLC | reduced | -24.32 | -151,000 | 409,000 | -% |
May 15, 2024 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | added | 2.56 | -229,191 | 22,804,000 | 1.33% |
May 15, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 3.02 | -12,592 | 2,281,530 | 0.05% |
May 15, 2024 | ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | unchanged | - | -34,000 | 959,000 | -% |
May 15, 2024 | TWO SIGMA INVESTMENTS, LP | reduced | -7.27 | -72,273 | 616,750 | -% |
May 15, 2024 | MILLENNIUM MANAGEMENT LLC | reduced | -34.74 | -513,771 | 874,683 | -% |
May 15, 2024 | TWO SIGMA ADVISERS, LP | reduced | -13.21 | -98,541 | 508,846 | -% |
May 15, 2024 | Tower Research Capital LLC (TRC) | added | 124 | 11,357 | 21,063 | -% |
May 15, 2024 | Federation des caisses Desjardins du Quebec | new | - | 5,810 | 5,810 | -% |
Unveiling Regional Management Corp's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Regional Management Corp)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 429.6B | 25.7B | 36.27 | 16.72 | ||||
AXP | 174.7B | 62.0B | 19.42 | 2.82 | ||||
PYPL | 67.4B | 30.4B | 15.54 | 2.22 | ||||
COF | 54.2B | 43.4B | 13.96 | 1.25 | ||||
DFS | 31.4B | 17.8B | 13.9 | 1.76 | ||||
ALLY | 12.2B | 14.3B | 14.22 | 0.86 | ||||
MID-CAP | ||||||||
CACC | 6.0B | 2.0B | 23.99 | 3.08 | ||||
FCFS | 5.3B | 3.2B | 22.91 | 1.66 | ||||
WU | 4.4B | 4.4B | 7.21 | 1.02 | ||||
NNI | 4.1B | 1.1B | 29.63 | 3.68 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.77 | 0.75 | ||||
ATLC | 357.4M | 1.2B | 3.48 | 0.3 | ||||
CPSS | 181.0M | 360.7M | 5.01 | 0.5 | ||||
AIHS | 8.6M | 7.3M | -2.23 | 1.18 | ||||
CURO | 2.5M | 853.2M | -0.01 | 0 |
Regional Management Corp News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 1.9% | 144 | 142 | 141 | 133 | 135 | 132 | 131 | 123 | 121 | 119 | 111 | 100 | 98.00 | 97.00 | 91.00 | 90.00 | 96.00 | 98.00 | 92.00 | 84.00 | 82.00 |
S&GA Expenses | -100.0% | - | 65.00 | 62.00 | 57.00 | 59.00 | 55.00 | 58.00 | 54.00 | 55.00 | 56.00 | 48.00 | 46.00 | 46.00 | 45.00 | 44.00 | 42.00 | 46.00 | 41.00 | 40.00 | 38.00 | 38.00 |
EBITDA Margin | 8.0% | 0.19* | 0.17* | 0.19* | 0.19* | 0.20* | 0.23* | 0.28* | 0.32* | 0.35* | 0.36* | 0.37* | 0.36* | - | - | - | - | - | - | - | - | - |
Interest Expenses | 3.4% | 16.00 | 16.00 | 15.00 | 14.00 | 15.00 | 12.00 | 10.00 | 9.00 | 9.00 | 8.00 | 9.00 | 8.00 | 7.00 | 9.00 | 9.00 | 9.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Income Taxes | 341.5% | 5.00 | -1.96 | 2.00 | 2.00 | 3.00 | -1.16 | 3.00 | 4.00 | 8.00 | 5.00 | 7.00 | 5.00 | 8.00 | 4.00 | 4.00 | 4.00 | -3.52 | 5.00 | 4.00 | 3.00 | 2.00 |
Earnings Before Taxes | 309.1% | 20.00 | -9.53 | 11.00 | 8.00 | 12.00 | 1.00 | 13.00 | 16.00 | 35.00 | 25.00 | 29.00 | 25.00 | 33.00 | 19.00 | 15.00 | 12.00 | -9.85 | 21.00 | 17.00 | 11.00 | 11.00 |
EBT Margin | 37.8% | 0.05* | 0.04* | 0.06* | 0.06* | 0.08* | 0.13* | 0.18* | 0.22* | 0.25* | 0.26* | 0.26* | 0.24* | - | - | - | - | - | - | - | - | - |
Net Income | 300.8% | 15.00 | -7.57 | 9.00 | 6.00 | 9.00 | 2.00 | 10.00 | 12.00 | 27.00 | 21.00 | 22.00 | 20.00 | 26.00 | 14.00 | 11.00 | 7.00 | -6.32 | 16.00 | 13.00 | 8.00 | 8.00 |
Net Income Margin | 38.6% | 0.04* | 0.03* | 0.05* | 0.05* | 0.06* | 0.10* | 0.14* | 0.17* | 0.20* | 0.21* | 0.20* | 0.18* | - | - | - | - | - | - | - | - | - |
Free Cashflow | -12.7% | 57.00 | 66.00 | 67.00 | 61.00 | 51.00 | 57.00 | 54.00 | 63.00 | 45.00 | 55.00 | 46.00 | 49.00 | - | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | -2.1% | 1,757 | 1,795 | 1,765 | 1,724 | 1,701 | 1,725 | 1,607 | 1,548 | 1,498 | 1,460 | 1,314 | 1,191 | 1,098 | 1,104 | 1,038 | 1,000 | 1,079 | 1,159 | 1,086 | 1,019 | 953 |
Cash Equivalents | -4.9% | 122 | 129 | 124 | 141 | 134 | 132 | 117 | 153 | 157 | 149 | 112 | 106 | 86.00 | 72.00 | 63.00 | 63.00 | 69.00 | 56.00 | 46.00 | 42.00 | 41.00 |
Net PPE | -2.5% | 13.00 | 14.00 | 14.00 | 15.00 | 15.00 | 15.00 | 12.00 | 13.00 | 13.00 | 13.00 | 12.00 | 13.00 | 13.00 | 14.00 | 15.00 | 16.00 | 15.00 | 15.00 | 15.00 | 14.00 | 14.00 |
Liabilities | -3.5% | 1,420 | 1,472 | 1,435 | 1,402 | 1,384 | 1,416 | 1,298 | 1,249 | 1,199 | 1,177 | 1,036 | 912 | 815 | 832 | 765 | 740 | 828 | 856 | 789 | 729 | 666 |
Long Term Debt | -2.9% | 1,355 | 1,395 | 1,367 | 1,338 | 1,321 | 1,346 | 1,231 | 1,184 | 1,122 | 1,097 | 969 | 844 | 744 | 762 | 692 | 676 | 769 | 799 | 736 | 682 | 620 |
Shareholder's Equity | 4.4% | 336 | 322 | 331 | 322 | 317 | 309 | 308 | 299 | 299 | 283 | 277 | 279 | 284 | 272 | 272 | 260 | 251 | 303 | 297 | 290 | 288 |
Retained Earnings | 3.5% | 362 | 350 | 360 | 354 | 351 | 346 | 346 | 339 | 330 | 306 | 288 | 268 | 251 | 227 | 215 | 204 | 197 | 249 | 233 | 221 | 212 |
Additional Paid-In Capital | 1.5% | 124 | 122 | 120 | 116 | 114 | 112 | 112 | 108 | 106 | 105 | 106 | 106 | 105 | 105 | 106 | 105 | 103 | 103 | 102 | 100 | 99.00 |
Shares Outstanding | 1.1% | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 9.00 | 9.00 | 10.00 | 10.00 | 10.00 | 10.00 | - | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 246 | - | - | - | 290 | - | - | - | 392 | - | - | - | 164 | - | - | - | 257 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -12.6% | 58.00 | 67.00 | 68.00 | 62.00 | 53.00 | 60.00 | 55.00 | 64.00 | 46.00 | 57.00 | 47.00 | 50.00 | 35.00 | 40.00 | 41.00 | 40.00 | 45.00 | 43.00 | 48.00 | 36.00 | 31.00 |
Share Based Compensation | -53.7% | 2.00 | 4.00 | 3.00 | 2.00 | 2.00 | 3.00 | 3.00 | 3.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 1.00 | 1.00 | 1.00 | 2.00 | 1.00 | 1.00 | 1.00 |
Cashflow From Investing | 76.0% | -20.33 | -84.61 | -109 | -64.57 | -20.20 | -151 | -133 | -112 | -49.35 | -128 | -140 | -101 | 15.00 | -85.13 | -55.32 | 49.00 | 0.00 | -82.87 | -91.18 | -87.92 | -6.79 |
Cashflow From Financing | -302.3% | -44.41 | 22.00 | 25.00 | 10.00 | -29.96 | 106 | 43.00 | 45.00 | 11.00 | 108 | 99.00 | 71.00 | -35.50 | 55.00 | 13.00 | -94.23 | -31.68 | 50.00 | 46.00 | 53.00 | -32.80 |
Buy Backs | - | - | - | - | - | - | - | - | 12.00 | 9.00 | 11.00 | 22.00 | 22.00 | 12.00 | - | - | - | - | 11.00 | 7.00 | - | - |
Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands | 3 Months Ended | |
---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |
Revenue | ||
Interest and fee income | $ 128,818 | $ 120,407 |
Insurance income, net | 10,974 | 10,959 |
Other income | 4,516 | 4,012 |
Total revenue | 144,308 | 135,378 |
Expenses | ||
Provision for credit losses | 46,423 | 47,668 |
Personnel | 37,820 | 38,597 |
Occupancy | 6,375 | 6,288 |
Marketing | 4,315 | 3,379 |
Other | 11,938 | 11,059 |
Total general and administrative expenses | 60,448 | 59,323 |
Interest expense | 17,504 | 16,782 |
Income before income taxes | 19,933 | 11,605 |
Income taxes | 4,728 | 2,916 |
Net income | $ 15,205 | $ 8,689 |
Net income per common share: | ||
Basic | $ 1.59 | $ 0.93 |
Diluted | $ 1.56 | $ 0.90 |
Weighted-average common shares outstanding: | ||
Basic | 9,569,000 | 9,325,000 |
Diluted | 9,746,000 | 9,622,000 |
Other comprehensive income, net of tax | ||
Unrealized income on restricted available-for-sale investments | $ 195 | $ 263 |
Other comprehensive income, before tax | 195 | 263 |
Income taxes related to items of other comprehensive income | (42) | (55) |
Other comprehensive income, net of tax | 153 | 208 |
Total comprehensive income | $ 15,358 | $ 8,897 |
Consolidated Balance Sheets - USD ($) $ in Thousands | Mar. 31, 2024 | Dec. 31, 2023 |
---|---|---|
Assets | ||
Cash | $ 4,215 | $ 4,509 |
Net finance receivables | 1,744,286 | 1,771,410 |
Unearned insurance premiums | (45,675) | (47,892) |
Allowance for credit losses | (187,100) | (187,400) |
Net finance receivables, less unearned insurance premiums and allowance for credit losses | 1,511,511 | 1,536,118 |
Restricted cash | 118,194 | 124,164 |
Lease assets | 33,400 | 34,303 |
Restricted available-for-sale investments | 22,596 | 22,740 |
Intangible assets | 17,360 | 15,846 |
Deferred tax assets, net | 13,491 | 13,641 |
Property and equipment | 13,440 | 13,787 |
Other assets | 22,541 | 29,419 |
Total assets | 1,756,748 | 1,794,527 |
Liabilities: | ||
Debt | 1,358,795 | 1,399,814 |
Unamortized debt issuance costs | (3,948) | (4,578) |
Net debt | 1,354,847 | 1,395,236 |
Lease liabilities | 35,679 | 36,576 |
Accounts payable and accrued expenses | 29,762 | 40,442 |
Total liabilities | 1,420,288 | 1,472,254 |
Commitments and contingencies (Note 11) | ||
Stockholders’ equity: | ||
Preferred stock ($0.10 par value, 100,000 shares authorized, none issued or outstanding) | ||
Common stock ($0.10 par value, 1,000,000 shares authorized, 14,675 shares issued and 9,868 shares outstanding at March 31, 2024 and 14,566 shares issued and 9,759 shares outstanding at December 31, 2023) | 1,468 | 1,457 |
Additional paid-in capital | 123,563 | 121,752 |
Retained earnings | 361,791 | 349,579 |
Accumulated other comprehensive loss | (219) | (372) |
Treasury stock (4,807 shares at March 31, 2024 and December 31, 2023) | (150,143) | (150,143) |
Total stockholders’ equity | 336,460 | 322,273 |
Total liabilities and stockholders’ equity | $ 1,756,748 | $ 1,794,527 |