SYF RSI Chart
Last 7 days
2.9%
Last 30 days
9.6%
Last 90 days
17.5%
Trailing 12 Months
65.2%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2024 | 21.5B | 0 | 0 | 0 |
2023 | 17.9B | 18.9B | 19.9B | 20.7B |
2022 | 15.6B | 16.0B | 16.5B | 17.1B |
2021 | 15.4B | 15.2B | 15.2B | 15.3B |
2020 | 18.7B | 17.8B | 16.7B | 16.1B |
2019 | 18.5B | 19.1B | 19.4B | 19.1B |
2018 | 16.7B | 16.9B | 17.4B | 18.0B |
2017 | 15.2B | 15.6B | 16.1B | 16.4B |
2016 | 13.6B | 13.9B | 14.3B | 14.8B |
2015 | 12.5B | 12.7B | 13.0B | 13.2B |
2014 | 11.5B | 11.8B | 12.0B | 12.2B |
2013 | 10.6B | 10.8B | 11.1B | 11.3B |
2012 | 0 | 0 | 0 | 10.3B |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
May 02, 2024 | howse curtis | sold | -1,420,290 | 45.00 | -31,562 | see remarks |
Apr 01, 2024 | doubles brian d | sold (taxes) | -168,879 | 41.75 | -4,045 | see remarks |
Mar 31, 2024 | chytil kamila k | acquired | 41,265 | 43.12 | 957 | - |
Mar 31, 2024 | naylor jeffrey g | acquired | 72,527 | 43.12 | 1,682 | - |
Mar 31, 2024 | guthrie roy a | acquired | 41,265 | 43.12 | 957 | - |
Mar 31, 2024 | parker p.w. | acquired | 41,265 | 43.12 | 957 | - |
Mar 31, 2024 | zane ellen m | acquired | 41,265 | 43.12 | 957 | - |
Mar 31, 2024 | alves paget leonard | acquired | 41,265 | 43.12 | 957 | - |
Mar 31, 2024 | coviello arthur w jr | acquired | 41,265 | 43.12 | 957 | - |
Mar 31, 2024 | aguirre fernando | acquired | 41,265 | 43.12 | 957 | - |
Which funds bought or sold SYF recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
May 06, 2024 | Envestnet Portfolio Solutions, Inc. | new | - | 252,574 | 252,574 | -% |
May 06, 2024 | DUALITY ADVISERS, LP | reduced | -60.56 | -3,179,840 | 2,552,400 | 0.25% |
May 06, 2024 | SG Americas Securities, LLC | added | 10.38 | 452,000 | 2,287,000 | 0.01% |
May 06, 2024 | Investors Research Corp | unchanged | - | 661 | 5,778 | -% |
May 06, 2024 | Fidelis Capital Partners, LLC | new | - | 210,296 | 210,296 | 0.03% |
May 06, 2024 | DiNuzzo Private Wealth, Inc. | added | 1.85 | 309 | 2,372 | -% |
May 06, 2024 | Integrated Advisors Network LLC | reduced | -26.02 | -76,354 | 387,077 | 0.02% |
May 06, 2024 | Hilltop National Bank | new | - | 6,296 | 6,296 | -% |
May 06, 2024 | Manchester Capital Management LLC | added | 100 | 6,247 | 11,212 | -% |
May 06, 2024 | TEACHER RETIREMENT SYSTEM OF TEXAS | added | 41.77 | 4,990,000 | 13,297,000 | 0.09% |
Unveiling Synchrony Financial's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Synchrony Financial)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MA | 422.8B | 25.7B | 35.69 | 16.45 | ||||
AXP | 168.8B | 62.0B | 18.76 | 2.72 | ||||
PYPL | 69.0B | 30.4B | 15.89 | 2.27 | ||||
COF | 54.4B | 43.4B | 14.03 | 1.26 | ||||
DFS | 31.0B | 17.8B | 13.7 | 1.74 | ||||
ALLY | 12.0B | 14.3B | 13.96 | 0.84 | ||||
MID-CAP | ||||||||
CACC | 6.4B | 2.0B | 25.52 | 3.27 | ||||
FCFS | 5.4B | 3.2B | 23.2 | 1.68 | ||||
WU | 4.5B | 4.4B | 7.37 | 1.04 | ||||
NNI | 3.6B | 1.1B | 39.37 | 3.25 | ||||
SMALL-CAP | ||||||||
ENVA | 1.7B | 2.2B | 9.83 | 0.76 | ||||
ATLC | 406.5M | 1.2B | 3.95 | 0.35 | ||||
CPSS | 180.9M | 352.0M | 3.99 | 0.51 | ||||
AIHS | 7.7M | 7.3M | -1.98 | 1.05 | ||||
CURO | 3.3M | 853.2M | -0.01 | 0 |
Synchrony Financial News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Revenue | 0.3% | 5,568 | 5,549 | 5,354 | 5,021 | 4,786 | 4,708 | 4,342 | 4,074 | 4,022 | 4,053 | 3,898 | 3,578 | 3,742 | 3,993 | 3,837 | 3,830 | 4,407 | 4,585 | 4,981 | 4,738 | 4,786 |
EBITDA Margin | 2.4% | 1.01* | 0.98* | 1.02* | 1.05* | 1.11* | 1.17* | 1.22* | 1.27* | 1.31* | 1.32* | 1.30* | 1.23* | 1.11* | - | - | - | - | - | - | - | - |
Interest Expenses | -1.4% | 4,405 | 4,466 | 4,362 | 4,120 | 4,051 | 4,106 | 3,928 | 3,802 | 3,789 | 3,830 | 3,658 | 3,312 | 3,439 | 3,659 | 3,457 | 3,396 | 3,890 | 4,029 | 4,389 | 4,155 | 4,226 |
Income Taxes | 319.2% | 415 | 99.00 | 205 | 173 | 189 | 164 | 219 | 262 | 301 | 234 | 359 | 399 | 290 | 206 | 99.00 | 11.00 | 96.00 | 190 | 319 | 276 | 355 |
Earnings Before Taxes | 216.9% | 1,708 | 539 | 833 | 742 | 790 | 741 | 922 | 1,066 | 1,233 | 1,047 | 1,500 | 1,641 | 1,315 | 944 | 412 | 59.00 | 382 | 921 | 1,375 | 1,129 | 1,462 |
EBT Margin | 26.8% | 0.18* | 0.14* | 0.16* | 0.17* | 0.20* | 0.23* | 0.26* | 0.30* | 0.35* | 0.36* | 0.36* | 0.28* | 0.18* | - | - | - | - | - | - | - | - |
Net Income | 193.9% | 1,293 | 440 | 628 | 569 | 601 | 577 | 703 | 804 | 932 | 813 | 1,141 | 1,242 | 1,025 | 738 | 313 | 48.00 | 286 | 731 | 1,056 | 853 | 1,107 |
Net Income Margin | 26.2% | 0.14* | 0.11* | 0.12* | 0.13* | 0.15* | 0.18* | 0.20* | 0.23* | 0.27* | 0.28* | 0.27* | 0.22* | 0.14* | - | - | - | - | - | - | - | - |
Free Cashflow | -3.0% | 2,248 | 2,317 | 2,482 | 1,908 | 1,886 | 1,847 | 1,634 | 1,817 | 1,396 | 2,004 | 1,815 | 1,441 | 1,839 | - | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Assets | 3.1% | 121,173 | 117,479 | 112,939 | 108,697 | 107,853 | 104,564 | 100,766 | 95,200 | 95,267 | 95,748 | 91,937 | 92,017 | 95,854 | 95,948 | 95,658 | 96,544 | 98,038 | 104,826 | 105,943 | 106,388 | 105,384 |
Cash Equivalents | 40.4% | 20,021 | 14,259 | 15,643 | 12,706 | 15,303 | 10,430 | 11,962 | 10,682 | 10,541 | 8,337 | 9,806 | 11,117 | 16,620 | 11,605 | 13,552 | 16,344 | 13,704 | 12,647 | 11,461 | 11,755 | 12,963 |
Goodwill | 5.4% | 1,073 | 1,018 | 1,105 | 1,105 | 1,105 | 1,105 | 1,105 | 1,105 | 1,105 | 1,105 | 1,105 | 1,105 | 1,104 | 1,078 | 1,078 | 1,078 | 1,078 | 1,078 | 1,078 | 1,078 | 1,076 |
Liabilities | 2.2% | 105,891 | 103,576 | 99,172 | 95,317 | 94,660 | 91,691 | 87,754 | 81,807 | 81,849 | 82,093 | 78,001 | 77,820 | 82,415 | 83,247 | 83,559 | 84,645 | 86,068 | 89,738 | 90,823 | 91,654 | 90,675 |
Long Term Debt | 0.9% | 16,133 | 15,982 | 15,231 | 14,231 | 14,934 | 14,191 | 14,321 | 12,157 | 13,360 | 14,507 | 12,760 | 13,457 | 15,160 | 15,775 | 15,771 | 16,069 | 17,248 | 19,866 | 20,363 | 21,244 | 21,891 |
Shareholder's Equity | 9.9% | 15,282 | 13,903 | 13,767 | 13,380 | 13,193 | 12,873 | 13,012 | 13,393 | 13,418 | 13,655 | 13,936 | 14,197 | 13,439 | 12,701 | 12,099 | 11,899 | 11,970 | 15,088 | 15,120 | 14,734 | 14,709 |
Retained Earnings | 6.0% | 19,790 | 18,662 | 18,338 | 17,828 | 17,369 | 16,716 | 16,252 | 15,679 | 15,003 | 14,245 | 13,562 | 12,560 | 11,470 | 10,621 | 10,024 | 9,852 | 9,960 | 12,117 | 11,533 | 10,627 | 9,939 |
Additional Paid-In Capital | -0.1% | 9,768 | 9,775 | 9,750 | 9,727 | 9,705 | 9,718 | 9,685 | 9,663 | 9,643 | 9,669 | 9,649 | 9,620 | 9,592 | 9,570 | 9,552 | 9,532 | 9,523 | 9,537 | 9,520 | 9,500 | 9,489 |
Shares Outstanding | -1.3% | 401 | 407 | 414 | 418 | 428 | 438 | 459 | 488 | 506 | 527 | 547 | 573 | 581 | - | - | - | - | - | - | - | - |
Float | - | - | - | - | 14,182 | - | - | - | 13,474 | - | - | - | 27,822 | - | - | - | 12,935 | - | - | - | 23,206 | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2024Q1 | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 |
Cashflow From Operations | -3.0% | 2,248 | 2,317 | 2,482 | 1,908 | 1,886 | 1,847 | 1,634 | 1,817 | 1,396 | 2,004 | 1,815 | 1,441 | 1,839 | 2,086 | 1,483 | 2,381 | 1,537 | 2,336 | 2,399 | 1,966 | 2,289 |
Cashflow From Investing | 111.1% | 798 | -7,169 | -2,568 | -5,189 | 692 | -6,858 | -4,142 | -1,052 | 1,818 | -5,764 | -1,834 | -1,853 | 4,637 | -3,259 | -3,171 | 2,045 | 3,887 | 681 | -1,570 | -3,182 | 3,810 |
Cashflow From Financing | -25.0% | 2,604 | 3,473 | 3,031 | 216 | 2,912 | 2,380 | 4,779 | -899 | -976 | 2,546 | -1,623 | -5,148 | -979 | -848 | -1,100 | -1,796 | -4,287 | -2,091 | -1,253 | 68.00 | -3,182 |
Dividend Payments | -1.0% | 102 | 103 | 104 | 99.00 | 100 | 103 | 109 | 108 | 114 | 120 | 124 | 128 | 128 | 128 | 129 | 128 | 135 | 141 | 145 | 145 | 150 |
Buy Backs | 18.6% | 300 | 253 | 152 | 303 | 404 | 701 | 950 | 701 | 968 | 982 | 1,301 | 393 | 200 | - | - | - | 985 | 1,376 | 550 | 725 | 967 |
Condensed Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Millions | 3 Months Ended | |||
---|---|---|---|---|
Mar. 31, 2024 | Mar. 31, 2023 | |||
Interest income: | ||||
Interest and fees on loans (Note 5) | [1] | $ 5,293 | $ 4,616 | |
Interest on cash and debt securities | 275 | 170 | ||
Total interest income | 5,568 | 4,786 | ||
Interest expense: | ||||
Interest on deposits | 954 | 557 | ||
Interest on senior and subordinated unsecured notes | 104 | 101 | ||
Total interest expense | 1,163 | 735 | ||
Net interest income | 4,405 | 4,051 | ||
Retailer share arrangements | (764) | (917) | ||
Provision for credit losses (Note 5) | 1,884 | 1,290 | ||
Net interest income, after retailer share arrangements and provision for credit losses | 1,757 | 1,844 | ||
Other income: | ||||
Interchange revenue | 241 | 232 | ||
Protection product revenue | 141 | 115 | ||
Loyalty programs | (319) | (298) | ||
Other (Note 3) | 1,094 | 16 | ||
Total other income | 1,157 | 65 | ||
Other expense: | ||||
Employee costs | 496 | 451 | ||
Professional fees | 220 | 186 | ||
Marketing and business development | 125 | 131 | ||
Information processing | 186 | 166 | ||
Other | 179 | 185 | ||
Total other expense | 1,206 | 1,119 | ||
Earnings before provision for income taxes | 1,708 | 790 | ||
Provision for income taxes (Note 14) | 415 | 189 | ||
Net earnings | 1,293 | 601 | ||
Net earnings available to common stockholders | $ 1,282 | $ 590 | ||
Earnings per share (Note 12) | ||||
Basic (in usd per share) | $ 3.17 | $ 1.36 | ||
Diluted (in usd per share) | $ 3.14 | $ 1.35 | ||
Variable Interest Entity, Primary Beneficiary | ||||
Interest income: | ||||
Interest and fees on loans (Note 5) | $ 1,000 | $ 948 | ||
Interest expense: | ||||
Interest on borrowings of consolidated securitization entities | 105 | 77 | ||
Provision for credit losses (Note 5) | $ 165 | $ 120 | ||
|
Condensed Consolidated Statements of Financial Position - USD ($) $ in Millions | Mar. 31, 2024 | Dec. 31, 2023 | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Assets | ||||||||||||
Cash and equivalents | $ 20,021 | $ 14,259 | ||||||||||
Debt securities (Note 4) | 3,005 | 3,799 | ||||||||||
Total loan receivables | [1],[2] | 101,733 | 102,988 | |||||||||
Less: Allowance for credit losses | (10,905) | (10,571) | ||||||||||
Loan receivables, net | 90,828 | 92,417 | ||||||||||
Goodwill (Note 7) | 1,073 | 1,018 | ||||||||||
Intangible assets, net (Note 7) | 800 | 815 | ||||||||||
Other assets | 5,446 | 4,915 | ||||||||||
Assets held for sale (Note 3) | 0 | 256 | ||||||||||
Total assets | 121,173 | 117,479 | ||||||||||
Deposits: (Note 8) | ||||||||||||
Interest-bearing deposit accounts | 83,160 | 80,789 | ||||||||||
Non-interest-bearing deposit accounts | 394 | 364 | ||||||||||
Total deposits | 83,554 | 81,153 | ||||||||||
Borrowings: (Notes 6 and 9) | ||||||||||||
Senior and subordinated unsecured notes | 8,117 | 8,715 | ||||||||||
Total borrowings | [3] | 16,133 | 15,982 | |||||||||
Accrued expenses and other liabilities | 6,204 | 6,334 | ||||||||||
Liabilities held for sale (Note 3) | 0 | 107 | ||||||||||
Total liabilities | 105,891 | 103,576 | ||||||||||
Equity: | ||||||||||||
Preferred stock, par share value $0.001 per share; 1,250,000 and $750,000 shares authorized at March 31, 2024 and December 31, 2023, respectively; 1,250,000 and $750,000 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively, and aggregate liquidation preference of $1,250 at March 31, 2024 and $750 at December 31, 2023 | 1,222 | 734 | ||||||||||
Common Stock, par share value $0.001 per share; 4,000,000,000 shares authorized; 833,984,684 shares issued at both March 31, 2024 and December 31, 2023; 401,410,596 and 406,875,775 shares outstanding at March 31, 2024 and December 31, 2023, respectively | 1 | 1 | ||||||||||
Additional paid-in capital | 9,768 | 9,775 | ||||||||||
Retained earnings | 19,790 | 18,662 | ||||||||||
Accumulated other comprehensive income (loss): | ||||||||||||
Debt securities | (34) | (33) | ||||||||||
Currency translation adjustments | (38) | (38) | ||||||||||
Employee benefit plans | 3 | 3 | ||||||||||
Treasury stock, at cost; 432,574,088 and 427,108,909 shares at March 31, 2024 and December 31, 2023, respectively | (15,430) | (15,201) | ||||||||||
Total equity | 15,282 | 13,903 | ||||||||||
Total liabilities and equity | 121,173 | 117,479 | ||||||||||
Unsecuritized loans held for investment | ||||||||||||
Assets | ||||||||||||
Total loan receivables | 81,642 | 81,554 | ||||||||||
Restricted loans of consolidated securitization entities | ||||||||||||
Assets | ||||||||||||
Total loan receivables | 20,091 | 21,434 | ||||||||||
Less: Allowance for credit losses | (1,800) | (1,900) | ||||||||||
Loan receivables, net | [4] | 18,259 | 19,537 | |||||||||
Other assets | [5] | 49 | 47 | |||||||||
Total assets | 18,308 | 19,584 | ||||||||||
Borrowings: (Notes 6 and 9) | ||||||||||||
Borrowings of consolidated securitization entities | [3] | 8,016 | 7,267 | |||||||||
Total liabilities | $ 8,047 | $ 7,298 | ||||||||||
|
 | Mr. Brian D. Doubles |
---|---|
 | synchrony.com |
 | Credit Services |
 | 18500 |