Latest M3F, Inc. Stock Portfolio
M3F, Inc. Performance:
2026 Q1: 6.65%YTD: 6.65%2025: 1.04%
Performance for 2026 Q1 is 6.65%, and YTD is 6.65%, and 2025 is 1.04%.
About M3F, Inc. and 13F Hedge Fund Stock Holdings
On 2026-04-28, the fund reported it's updated stock portfolio. In the 13F Holdings report, M3F, Inc. reported an equity portfolio of $403.5 Millions as of 31 Mar, 2026.
The top stock holdings of M3F, Inc. are WLFC, PDLB, AER. The fund has invested 28.6% of it's portfolio in WILLIS LEASE FINANCE CORP and 8.3% of portfolio in PONCE FINANCIAL GROUP INC.
The fund managers got completely rid off BANKFINANCIAL CORP (BFIN) and AVIDIA BANCORP INC stocks. They significantly reduced their stock positions in AIR LEASE CORP (AL), WINCHESTER BANCORP INC and FIRST BUS FINL SVCS INC WIS COM (FBIZ). M3F, Inc. opened new stock positions in BRIGHTHOUSE FINANCIAL INC (BHF), NORTHFIELD BANCORP INC DEL COM (NFBK) and GREEN DOT CORP (GDOT). The fund showed a lot of confidence in some stocks as they added substantially to AERSALE CORP (ASLE), SWK HLDGS CORP COM (SWKH) and AERCAP HOLDINGS NV SHS (AER).
The top stock holdings of M3F, Inc. are WLFC, PDLB, AER. The fund has invested 28.6% of it's portfolio in WILLIS LEASE FINANCE CORP and 8.3% of portfolio in PONCE FINANCIAL GROUP INC.
The fund managers got completely rid off BANKFINANCIAL CORP (BFIN) and AVIDIA BANCORP INC stocks. They significantly reduced their stock positions in AIR LEASE CORP (AL), WINCHESTER BANCORP INC and FIRST BUS FINL SVCS INC WIS COM (FBIZ). M3F, Inc. opened new stock positions in BRIGHTHOUSE FINANCIAL INC (BHF), NORTHFIELD BANCORP INC DEL COM (NFBK) and GREEN DOT CORP (GDOT). The fund showed a lot of confidence in some stocks as they added substantially to AERSALE CORP (ASLE), SWK HLDGS CORP COM (SWKH) and AERCAP HOLDINGS NV SHS (AER).
M3F, Inc. Annual Return Estimates Vs S&P 500
Our best estimate is that M3F, Inc. made a return of 6.65% in the last quarter. In trailing 12 months, it's portfolio return was 11.92%.
- Performance
- S&P 500
New Buys
| Ticker | $ Bought |
|---|---|
| brighthouse financial inc | 16,766,000 |
| northfield bancorp inc del com | 10,516,000 |
| green dot corp | 8,402,000 |
| virginia national bankshares | 220,000 |
| auburn natl bancorp com | 218,000 |
New stocks bought by M3F, Inc.
Additions
| Ticker | % Inc. |
|---|---|
| aersale corp | 20.02 |
| swk hldgs corp com | 16.62 |
| aercap holdings nv shs | 14.15 |
| ponce financial group inc | 7.97 |
| ni holdings inc | 7.9 |
| cb finl svcs inc com | 4.53 |
| broadway financial corp/de | 3.51 |
| pioneer bancorp inc/ny | 1.87 |
Additions to existing portfolio by M3F, Inc.
Reductions
| Ticker | % Reduced |
|---|---|
| air lease corp | -91.29 |
| winchester bancorp inc | -82.92 |
| first bus finl svcs inc wis com | -49.63 |
| provident finl hldgs inc com | -5.01 |
| parke bancorp inc | -2.12 |
| security natl finl corp cl a new | -1.57 |
| rhinebeck bancorp inc | -0.49 |
M3F, Inc. reduced stake in above stock
Sold off
| Ticker | $ Sold |
|---|---|
| bankfinancial corp | -5,901,000 |
| avidia bancorp inc | -3,738,000 |
M3F, Inc. got rid off the above stocks
Sector Distribution
M3F, Inc. has about 50.1% of it's holdings in Financial Services sector.
- Financial Services
- Industrials
- Others
| Sector | % |
|---|---|
| Financial Services | 50.1 |
| Industrials | 35.3 |
| Others | 14.6 |
Market Cap. Distribution
M3F, Inc. has about 0% of it's portfolio invested in the large-cap and mega-cap stocks.
- SMALL-CAP
- MICRO-CAP
- UNALLOCATED
- MID-CAP
| Category | % |
|---|---|
| SMALL-CAP | 61.4 |
| MICRO-CAP | 18.4 |
| UNALLOCATED | 14.6 |
| MID-CAP | 4.8 |
Stocks belong to which Index?
About 76.1% of the stocks held by M3F, Inc. either belong to S&P 500 or RUSSELL 2000 index.
- RUSSELL 2000
- Others
| Index | % |
|---|---|
| RUSSELL 2000 | 76.1 |
| Others | 23.9 |
M3F, Inc. Holdings Map
This heatmap illustrates the top 50 positions within the fund's portfolio.
Current Stock Holdings of M3F, Inc.
M3F, Inc. has 28 stocks in it's portfolio. About 80.9% of the portfolio is in top 10 stocks. ASLE proved to be the most loss making stock for the portfolio. WLFC was the most profitable stock for M3F, Inc. last quarter.
Last Reported on: 28 Apr, 2026| Ticker | Namesorted ascending | % Portfolio | Shares Held | $ Value | Type | % Change | Options | |
|---|---|---|---|---|---|---|---|---|
| AER | aercap holdings nv shs | 8.09 | 238,000 | 32,649,000 | added | 14.15 | ||
| AL | air lease corp | 0.63 | 39,051 | 2,536,000 | reduced | -91.29 | ||
| ALRS | alerus financial corp | 2.45 | 417,108 | 9,890,000 | added | 1.45 | ||
| ASLE | aersale corp | 6.14 | 3,983,630 | 24,778,000 | added | 20.02 | ||
| AUBN | auburn natl bancorp com | 0.05 | 9,151 | 218,000 | new | |||
| BFIN | bankfinancial corp | 0.00 | 0.00 | 0.00 | sold off | -100 | ||
| BHF | brighthouse financial inc | 4.16 | 280,000 | 16,766,000 | new | |||
| BSBK | bogota financial corp | 1.04 | 493,732 | 4,197,000 | unchanged | 0.00 | ||
| BYFC | broadway financial corp/de | 0.85 | 474,685 | 3,446,000 | added | 3.51 | ||
| CBFV | cb finl svcs inc com | 1.45 | 171,439 | 5,860,000 | added | 4.53 | ||
| FBIZ | first bus finl svcs inc wis com | 0.40 | 29,685 | 1,601,000 | reduced | -49.63 | ||
| GDOT | green dot corp | 2.08 | 748,806 | 8,402,000 | new | |||
| MGYR | magyar bancorp inc com | 1.22 | 283,894 | 4,914,000 | added | 1.26 | ||
| NFBK | northfield bancorp inc del com | 2.61 | 776,630 | 10,516,000 | new | |||
| NODK | ni holdings inc | 5.28 | 1,652,020 | 21,295,000 | added | 7.9 | ||
| NSTS | nsts bancorp inc | 0.08 | 26,664 | 311,000 | unchanged | 0.00 | ||
| PBFS | pioneer bancorp inc/ny | 7.15 | 2,071,970 | 28,842,000 | added | 1.87 | ||
| PDLB | ponce financial group inc | 8.30 | 2,003,960 | 33,486,000 | added | 7.97 | ||
| PKBK | parke bancorp inc | 2.34 | 332,876 | 9,454,000 | reduced | -2.12 | ||
| PROV | provident finl hldgs inc com | 1.14 | 284,594 | 4,588,000 | reduced | -5.01 | ||