BFIN - BankFinancial Corp Stock Price, Fair Value and News

10.06USD+0.16 (+1.62%)Market Closed

Market Summary

USD10.06+0.16

Market Closed

1.62%

BFIN Stock Price

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BFIN RSI Chart

BFIN Valuation

Market Cap

125.4M

Price/Earnings (Trailing)

13.35

Price/Sales (Trailing)

1.89

EV/EBITDA

-0.8

Price/Free Cashflow

13.59

BFIN Price/Sales (Trailing)

BFIN Profitability

EBT Margin

19.28%

Return on Equity

6.05%

Return on Assets

0.63%

Free Cashflow Yield

7.36%

BFIN Fundamentals

BFIN Revenue

Revenue (TTM)

66.2M

Rev. Growth (Yr)

5.35%

Rev. Growth (Qtr)

0.17%

BFIN Earnings

Earnings (TTM)

9.4M

Earnings Growth (Yr)

-39.53%

Earnings Growth (Qtr)

-12.24%

Breaking Down BFIN Revenue

Last 7 days

0.1%

Last 30 days

-2.0%

Last 90 days

-3.5%

Trailing 12 Months

32.0%

How does BFIN drawdown profile look like?

BFIN Financial Health

Debt/Equity

0.03

Debt/Cashflow

2.31

BFIN Investor Care

Dividend Yield

3.98%

Dividend/Share (TTM)

0.4

Buy Backs (1Y)

1.84%

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	60.0M	63.3M	65.3M	66.2M
2022	46.7M	48.1M	51.3M	55.3M
2021	49.5M	47.8M	47.0M	46.6M
2020	63.5M	60.2M	56.1M	52.9M
2019	63.1M	64.6M	65.8M	65.4M
2018	57.6M	58.9M	60.2M	61.3M
2017	51.5M	52.6M	53.9M	56.2M
2016	49.5M	49.9M	50.6M	50.9M
2015	49.5M	49.2M	49.0M	49.0M
2014	48.8M	49.0M	49.2M	49.3M
2013	56.8M	53.3M	50.9M	49.4M
2012	71.0M	67.8M	64.3M	60.7M
2011	63.1M	65.7M	67.8M	69.7M
2010	0	71.1M	68.0M	64.9M
2009	0	0	0	74.1M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

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Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of BankFinancial Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 08, 2024	o'connor aaron j	bought	10,380	10.38	1,000	-
May 10, 2023	o'connor aaron j	bought	3,710	7.42	500	-
Feb 22, 2023	o'connor aaron j	bought	10,325	10.325	1,000	-
Jun 24, 2021	zukonik debra	bought	39,602	10.85	3,650	-
Dec 09, 2020	wherfel glen	bought	217,390	8.69561	25,000	-
May 26, 2020	oneill thomas f	bought	7,742	8.603	900	-
Aug 06, 2019	oneill thomas f	sold	-36,570	12.1903	-3,000	-
Feb 27, 2019	palmer john w	back to issuer	-998,400	15.36	-65,000	-
Feb 27, 2019	palmer john w	back to issuer	-1,612,800	15.36	-105,000	-
Feb 27, 2019	palmer john w	back to issuer	-2,288,640	15.36	-149,000	-

Which funds bought or sold BFIN recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
May 01, 2024	CONCOURSE FINANCIAL GROUP SECURITIES, INC.	sold off	-	-	-	-%
May 01, 2024	Harbor Advisors LLC	unchanged	-	2,401	105,063	0.02%
Apr 29, 2024	COMMONWEALTH EQUITY SERVICES, LLC	sold off	-100	-239,000	-	-%
Apr 12, 2024	Traynor Capital Management, Inc.	unchanged	-	8,118	355,152	0.03%
Apr 11, 2024	WALDEN WEALTH PARTNERS LLC	unchanged	-	675	231,525	0.13%
Mar 11, 2024	VANGUARD GROUP INC	added	0.73	908,815	5,477,100	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	added	100	675,352	1,163,220	-%
Feb 23, 2024	MENDON CAPITAL ADVISORS CORP	new	-	153,900	153,900	0.06%
Feb 15, 2024	B. Riley Asset Management, LLC	unchanged	-	2,646	16,593	0.01%
Feb 15, 2024	State of Wyoming	sold off	-100	-15,973	-	-%

Are Funds Buying or Selling BFIN?

Are funds buying BFIN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BFIN

No. of Funds

Unveiling BankFinancial Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	m3 partners lp	9.21%	1,155,303	SC 13G/A
Feb 14, 2024	alliancebernstein l.p.	5.7%	718,811	SC 13G
Feb 13, 2024	renaissance technologies llc	5.57%	699,115	SC 13G/A
Feb 12, 2024	strategic value investors lp	5.2%	645,000	SC 13D
Feb 09, 2024	dimensional fund advisors lp	6.9%	868,839	SC 13G/A
Jan 31, 2024	blackrock inc.	5.4%	678,311	SC 13G/A
Jan 19, 2024	bankfinancial corp	6.88%	858,372	SC 13G/A
Feb 13, 2023	renaissance technologies llc	5.96%	759,787	SC 13G/A
Feb 13, 2023	pl capital advisors, llc	0.0%	0	SC 13G
Feb 10, 2023	m3 partners lp	9.75%	1,260,537	SC 13G/A

Recent SEC filings of BankFinancial Corp

View All Filings

Date Filed	Form Type	Document
Apr 26, 2024	8-K	Current Report
Apr 16, 2024	10-K/A	Annual Report
Mar 13, 2024	3	Insider Trading
Mar 01, 2024	10-K	Annual Report
Feb 15, 2024	3	Insider Trading
Feb 14, 2024	SC 13G/A	Major Ownership Report
Feb 14, 2024	SC 13G	Major Ownership Report
Feb 13, 2024	SC 13G/A	Major Ownership Report
Feb 12, 2024	SC 13D	13D - Major Acquisition
Feb 12, 2024	4	Insider Trading

Peers (Alternatives to BankFinancial Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	547.1B	174.7B	-3.92%	42.05%	10.87	3.13	53.11%	19.83%
BAC	291.2B	127.4B	-0.53%	37.98%	11.64	2.29	44.27%	-12.56%
WFC	208.9B	85.8B	4.90%	63.21%	11.13	2.44	35.02%	26.14%
C	117.3B	125.0B	-0.29%	36.99%	14.68	0.94	37.85%	-
CFG	16.2B	10.2B	1.35%	42.41%	10.1	1.59	44.53%	-22.43%
KEY	14.1B	8.1B	-2.10%	67.08%	16.1	1.73	32.15%	-50.93%
MID-CAP
CMA	7.0B	4.2B	-1.32%	70.01%	10.12	1.66	34.68%	-45.96%
ZION	6.5B	3.9B	2.66%	119.02%	9.51	1.64	45.91%	-25.03%
ABCB	3.4B	1.3B	6.52%	67.99%	12.78	2.69	43.24%	-22.35%
ASB	3.3B	1.8B	5.32%	45.11%	20.6	1.8	32.64%	-59.32%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	395.3M	152.4M	-5.17%	46.88%	39.76	2.59	16.94%	-73.84%
AROW	391.6M	162.6M	-0.59%	18.78%	13.02	2.41	25.39%	-38.37%
ACNB	282.2M	96.6M	-4.87%	20.96%	8.91	2.92	11.02%	-11.37%
ASRV	41.8M	60.9M	-2.01%	-14.98%	-12.5	0.69	24.06%	-144.92%

BankFinancial Corp News

Latest updates

BankFinancial Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	0.2%	17.00	17.00	16.00	16.00	16.00	15.00	13.00	11.00	12.00	12.00	11.00	11.00	13.00	12.00	13.00	15.00	16.00	17.00	17.00	17.00	16.00
EBITDA Margin	-5.6%	1.00*	1.06*	1.12*	1.17*	1.19*	1.21*	1.19*	1.19*	1.19*	1.20*	1.19*	1.17*	-	-	-	-	-	-	-	-	-
Interest Expenses	-4.0%	12.00	13.00	13.00	14.00	14.00	14.00	12.00	11.00	11.00	11.00	11.00	11.00	12.00	11.00	11.00	12.00	13.00	13.00	13.00	13.00	13.00
Income Taxes	-13.0%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	1.00	3.00
Earnings Before Taxes	-12.5%	3.00	3.00	3.00	3.00	5.00	4.00	3.00	2.00	3.00	2.00	3.00	2.00	4.00	3.00	3.00	3.00	5.00	5.00	1.00	5.00	10.00
EBT Margin	-13.2%	0.19*	0.22*	0.24*	0.26*	0.25*	0.24*	0.21*	0.20*	0.21*	0.22*	0.23*	0.23*	-	-	-	-	-	-	-	-	-
Net Income	-12.2%	2.00	2.00	2.00	3.00	3.00	3.00	3.00	1.00	2.00	2.00	2.00	1.00	2.00	2.00	2.00	2.00	3.00	4.00	1.00	4.00	7.00
Net Income Margin	-13.8%	0.14*	0.16*	0.18*	0.20*	0.19*	0.18*	0.16*	0.15*	0.16*	0.16*	0.16*	0.17*	-	-	-	-	-	-	-	-	-
Free Cashflow	-12.1%	4.00	5.00	2.00	-2.61	8.00	4.00	3.00	-8.34	6.00	-0.93	2.00	-0.51	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-1.2%	1,487	1,505	1,527	1,544	1,575	1,629	1,645	1,660	1,701	1,660	1,657	1,620	1,597	1,605	1,593	1,450	1,488	1,492	1,534	1,545	1,585
Cash Equivalents	4.0%	178	172	115	77.00	67.00	216	270	401	502	529	536	499	503	430	385	170	190	141	104	78.00	98.00
Net PPE	0.2%	23.00	23.00	23.00	23.00	25.00	25.00	25.00	25.00	25.00	25.00	25.00	25.00	25.00	24.00	24.00	24.00	24.00	25.00	25.00	25.00	25.00
Liabilities	-1.5%	1,332	1,352	1,374	1,392	1,424	1,478	1,491	1,506	1,543	1,502	1,490	1,449	1,424	1,433	1,421	1,277	1,314	1,318	1,362	1,369	1,398
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	4.00	4.00	4.00	4.00	-	0.00	1.00	1.00	16.00	21.00
Shareholder's Equity	1.1%	155	154	152	152	152	151	154	154	157	158	166	171	173	172	172	173	174	174	171	176	187
Retained Earnings	1.1%	74.00	74.00	72.00	71.00	72.00	70.00	68.00	66.00	67.00	65.00	65.00	65.00	65.00	64.00	63.00	62.00	62.00	60.00	57.00	58.00	56.00
Additional Paid-In Capital	-0.8%	83.00	84.00	85.00	85.00	86.00	88.00	90.00	90.00	91.00	92.00	101	106	108	108	109	110	112	114	114	118	131
Shares Outstanding	0.4%	13.00	13.00	13.00	13.00	13.00	13.00	13.00	13.00	14.00	14.00	15.00	15.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	95.00	-	-	-	114	-	-	-	149	-	-	-	117	-	-	-	201	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-18.2%	4,003	4,893	2,600	-2,275	8,805	4,665	3,823	-7,999	5,846	-591	2,684	-171	4,924	2,155	5,875	563	7,361	7,024	6,647	342	6,227
Share Based Compensation	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cashflow From Investing	-67.2%	25,241	76,873	55,452	40,357	-98,928	-39,562	-115,733	-62,549	-63,426	-10,594	1,007	-28,117	80,829	33,015	69,334	15,894	50,844	75,350	31,742	26,240	-38,628
Cashflow From Financing	12.6%	-22,321	-25,536	-19,726	-27,848	-59,237	-19,443	-18,621	-30,612	31,127	3,764	33,762	23,375	-11,922	9,730	139,618	-36,844	-8,673	-45,188	-13,004	-46,564	43,671
Dividend Payments	-0.3%	1,255	1,259	1,269	1,273	1,287	1,306	1,315	1,323	1,324	1,376	1,446	1,473	1,478	1,483	1,499	1,522	1,535	1,537	1,548	1,646	1,686
Buy Backs	43.5%	676	471	744	502	1,760	2,313	254	539	1,674	8,503	5,457	1,488	416	518	1,474	2,202	1,298	-	4,001	12,840	10,690

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BFIN Income Statement

2023-12-31

Consolidated Statements of Operations - USD ($)

12 Months Ended

Dec. 31, 2023

Dec. 31, 2022

Loans, including fees

$ 56,699,000

$ 48,562,000

Securities

3,707,000

2,658,000

Other

5,749,000

4,076,000

Total interest income

66,155,000

55,296,000

Interest expense

Deposits

12,552,000

3,687,000

Borrowings and Subordinated notes

1,774,000

794,000

Total interest expense

14,326,000

4,481,000

Net interest income

51,829,000

50,815,000

Provision for credit losses - loans

395,000

1,828,000

Recovery of credit losses - unfunded commitments

(82,000)

Provision for credit losses

313,000

1,828,000

Net interest income after provision for credit losses

51,516,000

48,987,000

Noninterest income

Deposit service charges and fees

3,318,000

3,271,000

Loan servicing fees

^[1]

532,000

590,000

Trust and insurance commissions and annuities income

1,280,000

1,153,000

Losses on sales of securities (1)

^[1]

(454,000)

Gain on sale of premises and equipment

9,000

Valuation adjustment on bank premises held-for-sale (1)

^[1]

(602,000)

Loss on bank-owned life insurance

(346,000)

(39,000)

Bank-owned life insurance death benefit (1)

446,000

Other

^[1]

680,000

555,000

Total noninterest income

4,417,000

5,976,000

Noninterest expense

Compensation and benefits

22,232,000

21,576,000

Office occupancy and equipment

8,052,000

7,981,000

Advertising and public relations

762,000

690,000

Information technology

3,732,000

3,566,000

Professional fees

1,330,000

1,292,000

Supplies, telephone, and postage

1,254,000

1,393,000

FDIC insurance premiums

865,000

467,000

Other

4,954,000

4,163,000

Total noninterest expense

43,181,000

41,128,000

Income before income taxes

12,752,000

13,835,000

Income tax benefit

3,359,000

3,341,000

Net income

$ 9,393,000

$ 10,494,000

Basic and diluted earnings per common share (in dollars per share)

$ 0.74

$ 0.8

Basic and diluted weighted average common shares outstanding (in shares)

12,622,882

13,071,742

[1]	Not within the scope of ASC 606

About BankFinancial Corp

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.

CEO	Mr. F. Morgan Gasior
WEBSITE	bankfinancial.com
INDUSTRY	Banks Diversified
EMPLOYEES	198

BankFinancial Corp Frequently Asked Questions

What is the ticker symbol for BankFinancial Corp? What does BFIN stand for in stocks?

BFIN is the stock ticker symbol of BankFinancial Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of BankFinancial Corp (BFIN)?

As of Fri May 03 2024, market cap of BankFinancial Corp is 125.35 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BFIN stock?

You can check BFIN's fair value in chart for subscribers.

What is the fair value of BFIN stock?

You can check BFIN's fair value in chart for subscribers. The fair value of BankFinancial Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of BankFinancial Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BFIN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is BankFinancial Corp a good stock to buy?

The fair value guage provides a quick view whether BFIN is over valued or under valued. Whether BankFinancial Corp is cheap or expensive depends on the assumptions which impact BankFinancial Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BFIN.

What is BankFinancial Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri May 03 2024, BFIN's PE ratio (Price to Earnings) is 13.35 and Price to Sales (PS) ratio is 1.89. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BFIN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on BankFinancial Corp's stock?

In the past 10 years, BankFinancial Corp has provided 0.027 (multiply by 100 for percentage) rate of return.