Latest RETIREMENT FINANCIAL SOLUTIONS, LLC Stock Portfolio

RETIREMENT FINANCIAL SOLUTIONS, LLC Performance:

2025 Q4: 0.51%YTD: 5.26%2024: 9.28%

Performance for 2025 Q4 is 0.51%, and YTD is 5.26%, and 2024 is 9.28%.

About RETIREMENT FINANCIAL SOLUTIONS, LLC and 13F Hedge Fund Stock Holdings

On 2026-02-13, the fund reported it's updated stock portfolio. In the 13F Holdings report, RETIREMENT FINANCIAL SOLUTIONS, LLC reported an equity portfolio of $341.6 Millions as of 31 Dec, 2025.

The top stock holdings of RETIREMENT FINANCIAL SOLUTIONS, LLC are AEMB, AEMB, AEMB. The fund has invested 10.9% of it's portfolio in AMERICAN CENTY ETF TR and 6.4% of portfolio in AMERICAN CENTY ETF TR.

The fund managers got completely rid off SCIENCE APPLICATIONS INTL CO (SAIC), APPLE INC (AAPL) and BERKSHIRE HATHAWAY INC DEL stocks. They significantly reduced their stock positions in WISDOMTREE TR (JAMF), J P MORGAN EXCHANGE TRADED F (BBAX) and VANGUARD WORLD FD (EDV). RETIREMENT FINANCIAL SOLUTIONS, LLC opened new stock positions in AMERICAN CENTY ETF TR (AEMB), INVESCO EXCH TRADED FD TR II (BAB) and SPDR DOW JONES INDL AVERAGE (DIA). The fund showed a lot of confidence in some stocks as they added substantially to VANGUARD INDEX FDS (VB), ALPS ETF TR (ACES) and LITMAN GREGORY FDS TR (DBEH).

RETIREMENT FINANCIAL SOLUTIONS, LLC Annual Return Estimates Vs S&P 500

Our best estimate is that RETIREMENT FINANCIAL SOLUTIONS, LLC made a return of 0.51% in the last quarter. In trailing 12 months, it's portfolio return was 5.26%.

Performance
S&P 500

New Buys

Ticker	$ Bought
american centy etf tr	37,244,200
invesco exch traded fd tr ii	17,542,700
spdr dow jones indl average	17,020,700
vanguard world fd	11,574,200
invesco exchange traded fd t	11,152,400
american centy etf tr	11,019,200
invesco actively managed exc	9,333,990
spdr series trust	5,843,050

New stocks bought by RETIREMENT FINANCIAL SOLUTIONS, LLC

Additions

Ticker	% Inc.
vanguard index fds	131
alps etf tr	128
litman gregory fds tr	104
vanguard scottsdale fds	89.19
vanguard scottsdale fds	64.16
ishares tr	62.21
vanguard scottsdale fds	61.23
schwab strategic tr	53.87

Additions to existing portfolio by RETIREMENT FINANCIAL SOLUTIONS, LLC

Reductions

Ticker	% Reduced
wisdomtree tr	-97.36
j p morgan exchange traded f	-96.55
vanguard world fd	-23.29
nvidia corporation	-13.84

RETIREMENT FINANCIAL SOLUTIONS, LLC reduced stake in above stock

Sold off

Ticker	$ Sold
global x fds	-343,853
franklin bsp rlty tr inc	-195,417
science applications intl co	-1,553,650
peakstone realty trust	-142,172
coca cola co	-542,299
apple inc	-1,205,980
ishares bitcoin trust etf	-201,500
sysco corp	-238,340

RETIREMENT FINANCIAL SOLUTIONS, LLC got rid off the above stocks

Sector Distribution

RETIREMENT FINANCIAL SOLUTIONS, LLC has about 99.7% of it's holdings in Others sector.

Sector	%
Others	99.7

Market Cap. Distribution

RETIREMENT FINANCIAL SOLUTIONS, LLC has about 0% of it's portfolio invested in the large-cap and mega-cap stocks.

Category	%
UNALLOCATED	99.7

Stocks belong to which Index?

About 0% of the stocks held by RETIREMENT FINANCIAL SOLUTIONS, LLC either belong to S&P 500 or RUSSELL 2000 index.

Index	%
Others	99.7

Top 5 Winners (%)		%
IAUM	ishares gold tr	10.5 %
JAMF	wisdomtree tr	2.7 %
VXUS	vanguard star fds	2.7 %
BAB	invesco exch traded fd tr ii	2.6 %
VB	vanguard index fds	2.4 %

Top 5 Winners ($)		$
AEMB	american centy etf tr	0.5 M
BIL	spdr series trust	0.5 M
AEMB	american centy etf tr	0.5 M
BAB	invesco exch traded fd tr ii	0.4 M
BIL	spdr series trust	0.2 M

Top 5 Losers (%)		%
EDV	vanguard world fd	-4.4 %
VB	vanguard index fds	-2.3 %
BNDW	vanguard scottsdale fds	-1.4 %
ACWF	ishares tr	-0.8 %
VEU	vanguard intl equity index f	-0.7 %

Top 5 Losers ($)		$
EDV	vanguard world fd	-0.3 M
BNDW	vanguard scottsdale fds	-0.3 M
VEU	vanguard intl equity index f	-0.1 M
IJR	ishares tr	0.0 M
ACWF	ishares tr	0.0 M

RETIREMENT FINANCIAL SOLUTIONS, LLC Holdings Map

This heatmap illustrates the top 50 positions within the fund's portfolio.

Current Stock Holdings of RETIREMENT FINANCIAL SOLUTIONS, LLC

RETIREMENT FINANCIAL SOLUTIONS, LLC has 47 stocks in it's portfolio. About 61.4% of the portfolio is in top 10 stocks. EDV proved to be the most loss making stock for the portfolio. AEMB was the most profitable stock for RETIREMENT FINANCIAL SOLUTIONS, LLC last quarter.

Last Reported on: 13 Feb, 2026

Ticker	Namesorted ascending	% Portfolio	Shares Held	$ Value	Type	% Change
AAPL	apple inc	0.00	0.00	0.00	sold off	-100

AAXJ	ishares tr	1.28	81,462	4,389,150	added	51.3

ACES	alps etf tr	0.22	15,842	744,908	added	128

ACWF	ishares tr	1.30	103,238	4,425,800	added	53.57

AEMB	american centy etf tr	10.90	333,192	37,244,200	new

AEMB	american centy etf tr	6.36	369,883	21,726,900	added	31.67

AEMB	american centy etf tr	6.36	213,024	21,724,200	added	33.72

AEMB	american centy etf tr	3.23	143,070	11,019,200	new

AGNG	global x fds	0.00	0.00	0.00	sold off	-100

AGZD	wisdomtree tr	1.69	81,652	5,785,820	new

BAB	invesco exch traded fd tr ii	5.14	69,361	17,542,700	new

BAB	invesco exch traded fd tr ii	4.79	443,924	16,358,600	added	31.13

BAB	invesco exch traded fd tr ii	1.70	50,751	5,810,990	new

BBAX	j p morgan exchange traded f	0.06	3,879	222,052	reduced	-96.55

BCD	abrdn etfs	0.10	17,363	339,093	new

BIL	spdr series trust	6.34	269,851	21,647,400	added	22.16

BIL	spdr series trust	6.31	371,967	21,540,600	added	32.24

BIL	spdr series trust	1.71	54,761	5,843,050	new

BIL	spdr series trust	1.67	100,524	5,710,760	new

BIL	spdr series trust	0.10	6,937	325,045	new