StocksFundsScreenerSectorsWatchlists
ACIW

ACIW - ACI Worldwide Inc Stock Price, Fair Value and News

31.37USD-0.13 (-0.41%)Market Closed

Market Summary

ACIW
USD31.37-0.13
Market Closed
-0.41%

ACIW Stock Price

View Fullscreen

ACIW RSI Chart

ACIW Valuation

Market Cap

3.4B

Price/Earnings (Trailing)

27.59

Price/Sales (Trailing)

2.31

EV/EBITDA

11.91

Price/Free Cashflow

21

ACIW Price/Sales (Trailing)

ACIW Profitability

Operating Margin

50.49%

EBT Margin

10.16%

Return on Equity

9.18%

Return on Assets

3.53%

Free Cashflow Yield

4.76%

ACIW Fundamentals

ACIW Revenue

Revenue (TTM)

1.5B

Rev. Growth (Yr)

5.48%

Rev. Growth (Qtr)

31.28%

ACIW Earnings

Earnings (TTM)

121.5M

Earnings Growth (Yr)

35.9%

Earnings Growth (Qtr)

223.43%

Breaking Down ACIW Revenue

52 Week Range

20.7031.69
(Low)(High)

Last 7 days

-4.5%

Last 30 days

-1.0%

Last 90 days

4.8%

Trailing 12 Months

20.7%

How does ACIW drawdown profile look like?

ACIW Financial Health

Current Ratio

1.36

Debt/Equity

0.73

Debt/Cashflow

0.17

ACIW Investor Care

Buy Backs (1Y)

1.57%

Diluted EPS (TTM)

1.12

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20231.4B1.4B1.4B1.5B
20221.4B1.4B1.4B1.4B
20211.3B1.3B1.3B1.4B
20201.3B1.3B1.3B1.3B
20191.0B1.1B1.2B1.3B
20181.0B996.4M1.0B1.0B
20171.0B1.0B1.0B1.0B
20161.0B993.3M971.6M1.0B
20151.0B1.0B1.0B1.0B
2014924.4M973.4M1.0B1.0B
2013691.0M747.0M805.9M864.9M
2012498.2M534.6M577.5M666.6M
2011435.2M456.2M471.3M465.1M
2010405.3M410.5M403.1M418.4M
20090413.7M409.7M405.8M
2008000417.7M
GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

PurpleZone


Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index
Very Expensive Stocks
Very Cheap Stocks
Try For Just $1.99

Tracking the Latest Insider Buys and Sells of ACI Worldwide Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Mar 20, 2024
zabaneh samir michael
acquired
-
-
1,944
-
Mar 20, 2024
mccallum katrinka
acquired
-
-
1,944
-
Mar 20, 2024
benitez juan ii
acquired
-
-
1,944
-
Mar 20, 2024
harman mary p
acquired
-
-
1,944
-
Mar 04, 2024
behrens scott w
acquired
-
-
48,528
chief financial officer
Mar 04, 2024
guerra deborah l
acquired
-
-
25,047
chief product officer
Mar 04, 2024
silva alessandro
acquired
-
-
23,482
chief revenue officer
Mar 04, 2024
warsop thomas w iii
acquired
-
-
93,143
director, president and ceo
Mar 04, 2024
kuruvilla abraham
acquired
-
-
39,136
chief technology officer
Mar 01, 2024
silva alessandro
back to issuer
-50,379
32.13
-1,568
chief revenue officer

1–10 of 50

Which funds bought or sold ACIW recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 12, 2024
AdvisorNet Financial, Inc
sold off
-100
-979
-
-%
Apr 12, 2024
Bridge City Capital, LLC
added
0.77
110,691
1,293,200
0.47%
Apr 11, 2024
MOUNTAIN PACIFIC INVESTMENT ADVISERS INC/ID
reduced
-76.28
-1,657,450
574,699
0.03%
Apr 09, 2024
MASSMUTUAL TRUST CO FSB/ADV
added
15.38
502
2,491
-%
Apr 05, 2024
FIRST HAWAIIAN BANK
unchanged
-
36,130
459,726
0.01%
Apr 05, 2024
GAMMA Investing LLC
added
53.78
11,949
29,059
0.01%
Apr 05, 2024
NBC SECURITIES, INC.
added
2.88
85,000
816,000
0.08%
Apr 05, 2024
LOS ANGELES CAPITAL MANAGEMENT LLC
reduced
-0.09
58,029
746,162
-%
Apr 05, 2024
CWM, LLC
added
280
5,000
6,000
-%
Apr 03, 2024
Versant Capital Management, Inc
unchanged
-
328
4,184
-%

1–10 of 47

Are Funds Buying or Selling ACIW?

Are funds buying ACIW calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own ACIW
No. of Funds

Unveiling ACI Worldwide Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2024
alliancebernstein l.p.
4.3%
4,726,831
SC 13G/A
Feb 13, 2024
vanguard group inc
12.15%
13,204,817
SC 13G/A
Jan 30, 2024
franklin mutual advisers llc
7.4%
8,011,805
SC 13G/A
Jan 22, 2024
blackrock inc.
16.6%
18,047,894
SC 13G/A
Apr 10, 2023
vanguard group inc
10.61%
11,465,877
SC 13G/A
Feb 13, 2023
alliancebernstein l.p.
5.7%
6,398,312
SC 13G
Feb 09, 2023
vanguard group inc
9.74%
10,942,619
SC 13G/A
Jan 30, 2023
franklin mutual advisers llc
7.1%
7,964,456
SC 13G/A
Jan 26, 2023
blackrock inc.
14.1%
15,839,352
SC 13G/A
Jan 20, 2023
blackrock inc.
14.1%
15,839,352
SC 13G

Recent SEC filings of ACI Worldwide Inc

View All Filings
Date Filed Form Type Document
Mar 22, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 22, 2024
4
Insider Trading
Mar 13, 2024
8-K
Current Report
Mar 07, 2024
3
Insider Trading
Mar 07, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading

Peers (Alternatives to ACI Worldwide Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
3.1T
227.6B
-0.68% 44.54%
37.23
13.5
11.51% 22.38%
210.6B
19.9B
-4.52% 23.93%
43.87
10.57
10.76% 1.35%
71.2B
3.1B
-5.13% 120.56%
797.5
23.31
36.33% 148.75%
44.8B
21.9B
-8.31% 14.79%
6.5K
2.04
25.01% 101.26%
15.5B
3.8B
-4.68% 23.84%
28.29
4.06
5.40% 4.57%
10.8B
2.8B
-2.21% 26.33%
23.44
3.85
3.55% 53.13%
MID-CAP
6.5B
612.7M
2.61% 13.95%
-732.19
10.67
7.07% 79.45%
4.5B
583.1M
-11.70% -12.43%
-23.65
7.73
22.54% 30.49%
3.4B
1.5B
-1.04% 20.74%
27.59
2.31
2.16% -14.54%
2.8B
545.4M
4.95% -5.90%
-24.91
5.09
16.53% 26.16%
SMALL-CAP
1.4B
1.2B
-6.73% -12.02%
20.41
1.2
7.30% 93.18%
964.7M
251.7M
-5.06% -12.74%
24.14
3.83
-10.22% -14.79%
435.2M
601.1M
-7.16% 22.85%
-26.63
0.72
4.88% -183.51%
20.3M
7.0M
0.63% -54.35%
-2.36
2.91
-55.73% -45.27%
13.2M
15.6M
24.51% 39.56%
-1.33
0.85
-6.37% -5256.07%

ACI Worldwide Inc News

Latest updates
Simply Wall St09 Apr 202410:56 am
Yahoo Finance02 Apr 202407:00 am
Markets Insider15 Mar 202407:00 am
Seeking Alpha29 Feb 202408:00 am

ACI Worldwide Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Revenue31.3%477363323290452307340323467317302285387316300291400355298206320
Cost Of Revenue2.3%182178181179179172179166162159159159151159147166173174155115104
Costs and Expenses1.0%304301313314304303316295304289286281291285271303298300304234204
  S&GA Expenses17.1%34.0029.0033.0035.0032.0033.0035.0035.0036.0033.0029.0028.0027.0022.0024.0030.0031.0030.0033.0029.0025.00
EBITDA Margin5.0%0.24*0.23*0.23*0.24*0.27*0.28*0.27*0.27*0.25*0.22*0.23*0.24*---------
Interest Expenses0.0%20.0020.0020.0019.0016.0014.0012.0011.0011.0011.0011.0011.0012.0013.0014.0017.0018.0019.0015.0012.0010.00
Income Taxes260.0%32.009.00-3.31-10.8343.0011.004.007.0045.005.002.00-4.3724.007.006.00-10.8835.005.00-22.53-12.6221.00
Earnings Before Taxes230.3%15447.00-10.02-43.1313334.0018.0022.0015419.008.00-6.3191.0023.0020.00-35.3191.0037.00-16.81-38.59109
EBT Margin14.7%0.10*0.09*0.08*0.10*0.15*0.16*0.15*0.14*0.13*0.09*0.09*0.10*---------
Net Income223.4%12338.00-6.71-32.3190.0023.0013.0015.0010914.007.00-1.9467.0016.0014.00-24.4355.0032.006.00-25.9688.00
Net Income Margin34.0%0.08*0.06*0.05*0.07*0.10*0.11*0.11*0.10*0.09*0.07*0.07*0.07*---------
Free Cashflow287.3%85.0022.0015.0038.0036.0030.0038.0027.0068.0035.0031.0065.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Assets5.8%3,4453,2553,0693,0073,2103,2633,2193,2103,1593,1843,1753,1603,3873,1323,1383,1103,2583,3413,4502,1142,122
  Current Assets14.7%1,4071,2271,0299541,1151,2111,0461,0109371,0129859561,1558708528069201,0051,122514566
    Cash Equivalents17.7%164140132142125135119115122141146184265134129119141122139176172
  Net PPE-7.9%38.0041.0045.0048.0052.0054.0056.0061.0063.0062.0062.0063.0065.0067.0069.0068.0070.0073.0071.0071.0073.00
  Goodwill-2.1%1,2001,2261,2001,2001,2261,2261,3001,2801,2801,3001,2801,3001,2801,2801,2801,2801,2811,2781,279910910
Liabilities3.8%2,1202,0441,8961,8392,0172,0652,0101,9861,9141,9891,9971,9622,1802,0102,0472,0422,1282,2822,3981,0821,074
  Current Liabilities9.7%1,037946782701859998845814754803766716906590580556612735870260297
  Long Term Debt-2.4%9649879921,0111,0249481,0311,0361,0201,0331,0721,0971,1211,2341,2831,3211,3391,3741,352646651
    LT Debt, Current0.1%74.0074.0074.0070.0066.0061.0056.0051.0046.0041.0036.0034.0034.0034.0034.0034.0034.0034.0034.0021.0021.00
    LT Debt, Non Current-2.4%9649879921,0111,0249481,0311,0361,0201,0331,0721,0971,1211,2341,2831,3211,3391,3741,352646651
Shareholder's Equity9.4%1,3241,2111,1731,1681,1931,1981,2081,2251,2451,1961,1791,1981,2071,1231,0911,0681,1301,0591,0531,0331,048
  Retained Earnings9.6%1,3951,2721,2341,2411,2731,1831,1601,1471,1311,0221,0081,0021,003936920906931875844838864
  Additional Paid-In Capital0.6%713709704701702698691685688683676670682676668657668661651637632
Shares Outstanding0.1%108108108108114114115115117118118117---------
Float---1,933---2,597---3,850---2,768---3,506--
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q4
Cashflow From Operations239.4%86.0025.0017.0040.0041.0034.0039.0029.0076.0039.0035.0070.0012367.0068.0058.0044.0032.0014.0042.0083.00
  Share Based Compensation2.8%7.007.005.005.008.007.007.008.006.006.008.007.007.008.008.007.006.009.0014.007.00-0.28
Cashflow From Investing33.7%-7.25-10.93-10.86-8.74-13.3888.00-5.91-8.49-12.36-9.28-11.33-12.405.00-9.97-15.53-10.14-17.43-33.28-769-9.83-5.58
Cashflow From Financing-575.6%-63.7813.00-40.86-20.33-28.05-82.69-34.31-26.00-62.54-12.99-71.39-109-10.97-48.77-39.31-60.84-27.35-18.96720-5.36-4.40
  Buy Backs-28.00---11628.0025.0038.0068.00-39.00----29.00-35.00-1.00-

ACIW Income Statement

2023-12-31
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Revenues   
Total revenues$ 1,452,579$ 1,421,901$ 1,370,598
Operating expenses   
Cost of revenue[1]719,211696,071638,871
Research and development140,758146,311144,310
Selling and marketing132,639134,812126,539
General and administrative117,190114,194123,801
Depreciation and amortization122,373126,678127,180
Total operating expenses1,232,1711,218,0661,160,701
Operating income220,408203,835209,897
Other income (expense)   
Interest expense(78,486)(53,193)(45,060)
Interest income14,21512,54711,522
Other, net(8,510)43,446(1,294)
Total other income (expense)(72,781)2,800(34,832)
Income before income taxes147,627206,635175,065
Income tax expense26,11864,45847,274
Net income$ 121,509$ 142,177$ 127,791
Income per common share   
Basic (in dollars per share)$ 1.12$ 1.25$ 1.09
Diluted (in dollars per share)$ 1.12$ 1.24$ 1.08
Weighted average common shares outstanding   
Basic (in shares)108,497113,700117,407
Diluted (in shares)108,857114,238118,647
Software as a service and platform as a service   
Revenues   
Total revenues$ 849,147$ 802,880$ 774,342
License   
Revenues   
Total revenues321,224348,134319,867
Maintenance   
Revenues   
Total revenues205,068200,045210,499
Services   
Revenues   
Total revenues$ 77,140$ 70,842$ 65,890
[1]The cost of revenue excludes charges for depreciation but includes amortization of purchased and developed software for resale.

ACIW Balance Sheet

2023-12-31
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Current assets  
Cash and cash equivalents$ 164,239$ 124,981
Receivables, net of allowances of $4,295 and $3,779, respectively452,337403,781
Settlement assets723,039540,667
Prepaid expenses31,47928,010
Other current assets35,55117,366
Total current assets1,406,6451,114,805
Noncurrent assets  
Accrued receivables, net313,983297,818
Property and equipment, net37,85652,499
Operating lease right-of-use assets34,33840,031
Software, net108,418129,109
Goodwill1,226,0261,226,026
Intangible assets, net195,646228,698
Deferred income taxes, net58,49953,738
Other noncurrent assets63,32867,171
TOTAL ASSETS3,444,7393,209,895
Current liabilities  
Accounts payable45,96447,997
Settlement liabilities721,164539,087
Employee compensation53,89245,289
Current portion of long-term debt74,40565,521
Deferred revenue59,58058,303
Other current liabilities82,244102,645
Total current liabilities1,037,249858,842
Noncurrent liabilities  
Deferred revenue24,78023,233
Long-term debt963,5991,024,351
Deferred income taxes, net40,73540,371
Operating lease liabilities29,07433,910
Other noncurrent liabilities25,00536,001
Total liabilities2,120,4422,016,708
Commitments and contingencies (Note 13)
Stockholders’ equity  
Preferred stock; $0.01 par value; 5,000,000 shares authorized; no shares issued at December 31, 2023 and 202200
Common stock; $0.005 par value; 280,000,000 shares authorized; 140,525,055 shares issued at December 31, 2023 and 2022702702
Additional paid-in capital712,994702,458
Retained earnings1,394,9671,273,458
Treasury stock, at cost, 32,447,317 and 32,456,227 shares at December 31, 2023 and 2022, respectively(674,896)(665,771)
Accumulated other comprehensive loss(109,470)(117,660)
Total stockholders’ equity1,324,2971,193,187
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$ 3,444,739$ 3,209,895
ACIW
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, handle new payment methods, and maximize margins; ACI Issuing, a digital payment issuing solution for new payment offering and enable channels, services, endpoints, and integrations from a single cloud-based or on-premises solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.
 CEO
 WEBSITEaciworldwide.com
 INDUSTRYSoftware - Infra
 EMPLOYEES3349

ACI Worldwide Inc Frequently Asked Questions


What is the ticker symbol for ACI Worldwide Inc? What does ACIW stand for in stocks?

ACIW is the stock ticker symbol of ACI Worldwide Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of ACI Worldwide Inc (ACIW)?

As of Mon Apr 15 2024, market cap of ACI Worldwide Inc is 3.35 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ACIW stock?

You can check ACIW's fair value in chart for subscribers.

What is the fair value of ACIW stock?

You can check ACIW's fair value in chart for subscribers. The fair value of ACI Worldwide Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of ACI Worldwide Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ACIW so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is ACI Worldwide Inc a good stock to buy?

The fair value guage provides a quick view whether ACIW is over valued or under valued. Whether ACI Worldwide Inc is cheap or expensive depends on the assumptions which impact ACI Worldwide Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ACIW.

What is ACI Worldwide Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 15 2024, ACIW's PE ratio (Price to Earnings) is 27.59 and Price to Sales (PS) ratio is 2.31. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ACIW PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on ACI Worldwide Inc's stock?

In the past 10 years, ACI Worldwide Inc has provided 0.051 (multiply by 100 for percentage) rate of return.