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ACIW

ACI Worldwide Inc

ACIW

27.83USD+0.40 (+1.46%)Market Closed
Watchlist

Market Summary

USD27.83+0.40
Market Closed
1.46%

ACIW Alerts

  • 2 major insider sales recently.
  • Big jump in Earnings (Y/Y)

ACIW Stock Price

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ACIW RSI Chart

ACIW Valuation

Market Cap

3.0B

Price/Earnings (Trailing)

33.87

Price/Sales (Trailing)

2.11

EV/EBITDA

8.57

Price/Free Cashflow

27.13

ACIW Price/Sales (Trailing)

ACIW Profitability

Operating Margin

49.84%

EBT Margin

8.86%

Return on Equity

7.36%

Return on Assets

2.74%

Free Cashflow Yield

3.69%

ACIW Fundamentals

ACIW Revenue

Revenue (TTM)

1.4B

Revenue Y/Y

18.4%

Revenue Q/Q

12.28%

ACIW Earnings

Earnings (TTM)

89.1M

Earnings Y/Y

64%

Earnings Q/Q

664.99%

Price Action

Last 7 days

1.5%

Last 30 days

13.8%

Last 90 days

20.2%

Trailing 12 Months

33.3%

How does ACIW drawdown profile look like?

ACIW Financial Health

Current Ratio

1.3

ACIW Investor Care

Buy Backs (1Y)

5.42%

Diluted EPS (TTM)

0.78

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20231.4B1.4B1.4B0
20221.4B1.4B1.4B1.4B
20211.3B1.3B1.3B1.4B
20201.3B1.3B1.3B1.3B
20191.0B1.1B1.2B1.3B
20181.0B996.4M1.0B1.0B
20171.0B1.0B1.0B1.0B
20161.0B993.3M971.6M1.0B
20151.0B1.0B1.0B1.0B
2014924.4M973.4M1.0B1.0B
2013691.0M747.0M805.9M864.9M
2012498.2M534.6M577.5M666.6M
2011435.2M456.2M471.3M465.1M
2010405.3M410.5M403.1M418.4M
2009414.7M411.7M408.7M405.8M
2008000417.7M

Latest Insider Trading transactions for ACIW

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Dec 04, 2023
silva alessandro
sold
-493,807
27.7155
-17,817
chief revenue officer
Dec 01, 2023
behrens scott w
sold
-942,995
26.9404
-35,003
chief financial officer
Dec 01, 2023
behrens scott w
acquired
811,096
20.5133
39,540
chief financial officer
Nov 11, 2023
silva alessandro
back to issuer
-25,630
26.1
-982
chief revenue officer
Nov 11, 2023
behrens scott w
back to issuer
-56,062
26.1
-2,148
chief financial officer
Nov 11, 2023
guerra deborah l
back to issuer
-29,414
26.1
-1,127
chief product officer
Nov 09, 2023
guerra deborah l
back to issuer
-8,827
26.04
-339
chief product officer
Nov 09, 2023
silva alessandro
back to issuer
-24,633
26.04
-946
chief revenue officer
Aug 11, 2023
guerra deborah l
back to issuer
-26,284
23.51
-1,118
chief product officer
Aug 11, 2023
behrens scott w
back to issuer
-50,523
23.51
-2,149
chief financial officer

1–10 of 50

Which funds bought or sold ACIW recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Dec 06, 2023
CITIGROUP INC
reduced
-46.4
-1,060,060
1,157,170
-%
Nov 24, 2023
DEUTSCHE BANK AG\
reduced
-66.69
-2,726,320
1,308,590
-%
Nov 22, 2023
Graham Capital Management, L.P.
sold off
-100
-1,177,340
-
-%
Nov 21, 2023
Walleye Trading LLC
reduced
-74.9
-191,297
61,882
-%
Nov 21, 2023
COMERICA BANK
added
209
3,261,450
3,391,450
0.02%
Nov 17, 2023
SkyView Investment Advisors, LLC
added
3.84
3,000
271,000
0.11%
Nov 16, 2023
Creative Planning
reduced
-45.45
-359,272
406,960
-%
Nov 16, 2023
IRONWOOD INVESTMENT MANAGEMENT LLC
reduced
-1.16
-28,282
723,747
0.44%
Nov 16, 2023
Financial Gravity Asset Management, Inc.
sold off
-100
-336
-
-%
Nov 15, 2023
OLD MISSION CAPITAL LLC
new
-
2,197,320
2,197,320
0.05%

1–10 of 46

Latest Funds Activity

Are funds buying ACIW calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own ACIW
No. of Funds

Schedule 13G FIlings of ACI Worldwide Inc

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Apr 10, 2023
vanguard group inc
10.61%
11,465,877
SC 13G/A
Feb 13, 2023
alliancebernstein l.p.
5.7%
6,398,312
SC 13G
Feb 09, 2023
vanguard group inc
9.74%
10,942,619
SC 13G/A
Jan 30, 2023
franklin mutual advisers llc
7.1%
7,964,456
SC 13G/A
Jan 26, 2023
blackrock inc.
14.1%
15,839,352
SC 13G/A
Jan 20, 2023
blackrock inc.
14.1%
15,839,352
SC 13G
Apr 01, 2022
starboard value lp
4.9%
5,651,153
SC 13D/A
Feb 14, 2022
macquarie group ltd
0.43%
505,576
SC 13G/A
Feb 09, 2022
vanguard group inc
9.73%
11,436,217
SC 13G/A
Jan 31, 2022
franklin mutual advisers llc
5.4%
6,363,443
SC 13G

Recent SEC filings of ACI Worldwide Inc

View All Filings
Date Filed Form Type Document
Dec 06, 2023
4
Insider Trading
Dec 05, 2023
4
Insider Trading
Dec 04, 2023
144
Notice of Insider Sale Intent
Dec 01, 2023
144
Notice of Insider Sale Intent
Nov 13, 2023
4
Insider Trading
Nov 13, 2023
4
Insider Trading
Nov 13, 2023
4
Insider Trading
Nov 02, 2023
8-K
Current Report
Nov 02, 2023
10-Q
Quarterly Report

ACIW Fair Value

Loading...

Peers (Alternatives to ACI Worldwide Inc)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
2.8T
218.3B
3.06% 51.30%
36.08
12.74
7.50% 10.47%
278.2B
18.9B
4.22% 83.42%
54.32
14.73
9.86% 6.40%
57.7B
2.8B
25.14% 112.32%
-4.9K
20.26
39.94% 93.33%
42.0B
20.8B
32.31% 9.14%
-148.25
2.02
22.61% 44.15%
17.3B
3.7B
3.47% 27.21%
33.52
4.61
4.19% -7.24%
MID-CAP
10.1B
2.8B
9.61% 12.40%
25.61
3.6
4.35% 22.59%
5.7B
601.6M
2.88% 48.43%
-345.13
9.49
8.88% 70.93%
4.0B
563.1M
2.56% -27.99%
-19.14
7.08
28.98% 53.96%
3.0B
1.4B
13.82% 33.29%
33.87
2.11
-0.63% -44.79%
2.7B
525.8M
-4.35% -3.69%
-19.65
5.08
17.58% 4.56%
SMALL-CAP
1.6B
1.2B
3.71% -9.34%
20.12
1.34
8.09% 97.57%
952.3M
258.9M
8.80% -33.99%
23.76
3.68
-5.29% 1.20%
306.7M
592.7M
-5.14% -52.77%
10.94
0.52
9.29% 227.17%
8.2M
16.3M
3.95% -43.50%
-4.45
0.5
-2.49% -246.74%
7.2M
13.4M
-5.00% -86.76%
-0.77
0.54
-18.06% -46.22%

ACI Worldwide Inc News

Latest updates
Defense World10 Dec 202311:32 am24 hours ago
SETE News08 Dec 202302:54 pm2 days ago
Seeking Alpha08 Dec 202308:00 am3 days ago
GuruFocus.com07 Dec 202308:22 am4 days ago
MarketBeat06 Dec 202311:39 pm4 days ago
GlobeNewswire06 Dec 202305:50 pm4 days ago
Defense World28 Nov 202310:52 am13 days ago
Best Stocks21 Nov 202307:57 pm19 days ago
Defense World17 Nov 202309:54 am24 days ago
Simply Wall St13 Nov 202308:00 am28 days ago
PR Newswire08 Nov 202308:00 am33 days ago
Yahoo Finance08 Nov 202308:00 am33 days ago
PR Newswire07 Nov 202308:00 am34 days ago
Yahoo Finance06 Nov 202308:00 am35 days ago

Financials for ACI Worldwide Inc

Income Statement (Last 12 Months)
(In Millions)
Income Statement (Quarterly)
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Revenue12.3%363323290452307340323467317302285387316300291400355298206320246
Cost Of Revenue-2.1%178181179179172179166162159159159151159147166173174155115104102
Costs and Expenses-3.7%301313314304303316295304289286281291285271303298300304234204217
  S&GA Expenses-11.6%29.0033.0035.0032.0033.0035.0035.0036.0033.0029.0028.0027.0022.0024.0030.0031.0030.0033.0029.0025.0028.00
EBITDA Margin1.3%0.23*0.23*0.24*0.27*0.28*0.27*0.21*0.20*0.18*0.18*0.19*0.16*0.16*0.16*0.13*------
Interest Expenses-0.3%20.0020.0019.0016.0014.0012.0011.0011.0011.0011.0011.0012.0013.0014.0017.0018.0019.0015.0012.0010.0013.00
Income Taxes364.2%9.00-3.31-10.8343.0011.004.007.0045.005.002.00-4.3724.007.006.00-10.8835.005.00-22.53-12.6221.002.00
Earnings Before Taxes565.6%47.00-10.02-43.1313334.0018.0022.0015419.008.00-6.3191.0023.0020.00-35.3191.0037.00-16.81-38.5910917.00
EBT Margin7.0%0.09*0.08*0.10*0.15*0.16*0.15*0.14*0.13*0.09*0.09*0.10*0.08*0.07*0.08*0.06*------
Net Income665.0%38.00-6.71-32.3190.0023.0013.0015.0010914.007.00-1.9467.0016.0014.00-24.4355.0032.006.00-25.9688.0015.00
Net Income Margin15.2%0.06*0.05*0.07*0.10*0.11*0.11*0.10*0.09*0.07*0.07*0.07*0.06*0.05*0.06*0.05*------
Free Cashflow44.7%22.0015.0038.0036.0030.0038.0027.0065.0038.0031.0066.0014163.0061.0054.00------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Assets6.1%3,2553,0693,0073,2103,2633,2193,2103,1593,1843,1753,1603,3873,1323,1383,1103,2583,3413,4502,1142,1221,984
  Current Assets19.3%1,2271,0299541,1151,2111,0461,0109371,0129859561,1558708528069201,0051,122514566413
    Cash Equivalents68.8%22413214212513511911518414114618416513412911914112213917617276.00
  Net PPE-8.7%41.0045.0048.0052.0054.0056.0061.0063.0062.0062.0063.0065.0067.0069.0068.0070.0073.0071.0071.0073.0075.00
  Goodwill0%1,2261,2261,2261,2261,2001,3001,2801,2801,2801,2801,2801,2801,2801,2801,2801,2811,2781,279910910910
Liabilities7.8%2,0441,8961,8392,0172,0652,0101,9861,9141,9891,9971,9622,1802,0102,0472,0422,1282,2822,3981,0821,0741,021
  Current Liabilities20.9%946782701859998845814754803766716906590580556612735870260297250
    LT Debt, Current0.1%74.0074.0070.0066.0061.0056.0051.0046.0041.0036.0034.0034.0034.0034.0034.0034.0034.0034.0021.0021.0019.00
    LT Debt, Non Current-0.5%9879921,0111,0249481,0311,0361,0201,0331,0721,0971,1211,2341,2831,3211,3391,3741,352646651656
Shareholder's Equity3.3%1,2111,1731,1681,1931,1981,2081,2251,2451,1961,1791,1981,2071,1231,0911,0681,1301,0591,0531,0331,048963
  Retained Earnings3.1%1,2721,2341,2411,2731,1831,1601,1471,1311,0221,0081,0021,003936920906931875844838864776
  Additional Paid-In Capital0.6%709704701702698691685688683676670682676668657668661651637632633
Shares Outstanding-100.0%-108108-114115115-118118117-117116116-116117116-116
Cashflow (Last 12 Months)
(In Millions)
Cashflow (Quarterly)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Cashflow From Operations44.9%25,266,00017,440,00040,068,00041,415,00034,203,00038,889,00028,874,00075,990,00039,498,00035,228,00069,757,000122,837,00066,529,00068,029,00057,500,00043,667,00032,073,00014,438,00042,427,00083,470,00029,351,000
  Share Based Compensation26.3%6,822,0005,400,0005,301,0007,916,0007,126,0006,800,0007,958,0006,430,5006,400,0007,720,0006,703,0006,639,5008,100,0007,932,0006,950,0006,435,0009,371,00014,372,0006,585,000-279,5006,575,000
Cashflow From Investing-0.7%-10,930,000-10,858,000-8,739,000-13,376,00088,017,000-5,908,000-8,487,000-12,359,000-9,282,000-11,328,000-12,399,0004,948,000-9,975,000-15,534,000-10,138,000-17,435,000-33,285,000-769,933,000-9,828,000-5,583,000-10,426,000
Cashflow From Financing132.8%13,410,000-40,857,000-20,326,000-28,052,000-82,695,000-34,315,000-25,998,000-62,543,000-12,992,000-71,386,000-109,957,000-10,973,000-48,766,000-39,313,000-60,837,000-27,349,000-18,956,000720,016,000-5,361,000-4,403,000-1,731,000
  Buy Backs----115,603,00028,227,00024,847,00037,860,00067,967,000-39,411,000----28,881,000-34,986,000-631,000--

ACIW Income Statement

2023-09-30
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Revenues    
Revenues$ 363,015$ 306,591$ 976,016$ 970,096
Operating expenses    
Cost of revenue[1]177,625171,753537,522517,372
Research and development33,73935,899106,122114,348
Selling and marketing29,44232,79498,166102,793
General and administrative29,82130,51692,67584,753
Depreciation and amortization30,46432,14093,43995,218
Total operating expenses301,091303,102927,924914,484
Operating income61,9243,48948,09255,612
Other income (expense)    
Interest expense(19,840)(14,336)(58,641)(37,014)
Interest income3,4952,99510,4589,205
Other, net1,08441,545(6,403)45,801
Total other income (expense)(15,261)30,204(54,586)17,992
Income (loss) before income taxes46,66333,693(6,494)73,604
Income tax expense (benefit)8,75210,576(5,387)21,655
Net income (loss)$ 37,911$ 23,117$ (1,107)$ 51,949
Income (loss) per common share    
Basic (in dollars per share)$ 0.35$ 0.20$ (0.01)$ 0.45
Diluted (in dollars per share)$ 0.35$ 0.20$ (0.01)$ 0.45
Weighted average common shares outstanding    
Basic (in shares)108,667113,812108,428114,584
Diluted (in shares)108,933114,348108,428115,211
Software as a service and platform as a service    
Revenues    
Revenues$ 211,369$ 195,540$ 625,975$ 597,080
License    
Revenues    
Revenues79,67943,661142,681168,260
Maintenance    
Revenues    
Revenues51,94249,163153,436151,143
Services    
Revenues    
Revenues$ 20,025$ 18,227$ 53,924$ 53,613
[1]The cost of revenue excludes charges for depreciation but includes amortization of purchased and developed software for resale.

ACIW Balance Sheet

2023-09-30
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
Current assets  
Cash and cash equivalents$ 139,520$ 124,981
Receivables, net of allowances of $4,900 and $3,779, respectively370,766403,781
Settlement assets649,494540,667
Prepaid expenses32,17628,010
Other current assets34,75417,366
Total current assets1,226,7101,114,805
Noncurrent assets  
Accrued receivables, net279,303297,818
Property and equipment, net41,09852,499
Operating lease right-of-use assets33,60940,031
Software, net105,324129,109
Goodwill1,226,0261,226,026
Intangible assets, net203,137228,698
Deferred income taxes, net75,44853,738
Other noncurrent assets64,17367,171
TOTAL ASSETS3,254,8283,209,895
Current liabilities  
Accounts payable40,95147,997
Settlement liabilities648,956539,087
Employee compensation42,02545,289
Current portion of long-term debt74,35065,521
Deferred revenue61,43858,303
Other current liabilities77,910102,645
Total current liabilities945,630858,842
Noncurrent liabilities  
Deferred revenue23,10723,233
Long-term debt987,2211,024,351
Deferred income taxes, net33,68740,371
Operating lease liabilities28,65733,910
Other noncurrent liabilities25,49136,001
Total liabilities2,043,7932,016,708
Commitments and contingencies
Stockholders’ equity  
Preferred stock; $0.01 par value; 5,000,000 shares authorized; no shares issued at September 30, 2023, and December 31, 202200
Common stock; $0.005 par value; 280,000,000 shares authorized; 140,525,055 shares issued at September 30, 2023, and December 31, 2022702702
Additional paid-in capital708,506702,458
Retained earnings1,272,3511,273,458
Treasury stock, at cost, 31,802,520 and 32,456,227 shares at September 30, 2023, and December 31, 2022, respectively(653,162)(665,771)
Accumulated other comprehensive loss(117,362)(117,660)
Total stockholders’ equity1,211,0351,193,187
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$ 3,254,828$ 3,209,895
ACIW
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments in the United States and internationally. The company operates in three segments: Banks, Merchants, and Billers. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, handle new payment methods, and maximize margins; ACI Issuing, a digital payment issuing solution for new payment offering and enable channels, services, endpoints, and integrations from a single cloud-based or on-premises solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, include product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.
 CEO
 WEBSITEwww.aciworldwide.com
 EMPLOYEES3349

ACI Worldwide Inc Frequently Asked Questions


What is the ticker symbol for ACI Worldwide Inc? What does ACIW stand for in stocks?

ACIW is the stock ticker symbol of ACI Worldwide Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of ACI Worldwide Inc (ACIW)?

As of Fri Dec 08 2023, market cap of ACI Worldwide Inc is 3.02 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ACIW stock?

You can check ACIW's fair value in chart. The fair value of ACI Worldwide Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of ACI Worldwide Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ACIW so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is ACI Worldwide Inc a good stock to buy?

The fair value guage provides a quick view whether ACIW is over valued or under valued. Whether ACI Worldwide Inc is cheap or expensive depends on the assumptions which impact ACI Worldwide Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ACIW.

What is ACI Worldwide Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Dec 08 2023, ACIW's PE ratio (Price to Earnings) is 33.87 and Price to Sales (PS) ratio is 2.11. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ACIW PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on ACI Worldwide Inc's stock?

In the past 10 years, ACI Worldwide Inc has provided 0.029 (multiply by 100 for percentage) rate of return.