ACNB - ACNB Corp Stock Price, Fair Value and News

32.98USD-0.22 (-0.66%)Market Closed

Market Summary

USD32.98-0.22

Market Closed

-0.66%

ACNB Stock Price

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ACNB RSI Chart

ACNB Valuation

Market Cap

280.5M

Price/Earnings (Trailing)

8.85

Price/Sales (Trailing)

2.9

EV/EBITDA

3.2

Price/Free Cashflow

7.11

ACNB Price/Sales (Trailing)

ACNB Profitability

EBT Margin

41.23%

Return on Equity

11.42%

Return on Assets

1.31%

Free Cashflow Yield

14.06%

ACNB Fundamentals

ACNB Revenue

Revenue (TTM)

96.6M

Rev. Growth (Yr)

1.57%

Rev. Growth (Qtr)

4.33%

ACNB Earnings

Earnings (TTM)

31.7M

Earnings Growth (Yr)

-59.83%

Earnings Growth (Qtr)

-54.7%

Breaking Down ACNB Revenue

Last 7 days

1.5%

Last 30 days

-10.6%

Last 90 days

-29.3%

Trailing 12 Months

5.0%

How does ACNB drawdown profile look like?

ACNB Financial Health

Debt/Equity

0.7

Debt/Cashflow

0.21

ACNB Investor Care

Dividend Yield

3.46%

Dividend/Share (TTM)

1.14

Buy Backs (1Y)

0.11%

Diluted EPS (TTM)

3.72

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	92.9M	95.4M	96.3M	96.6M
2022	76.9M	76.9M	80.8M	87.0M
2021	83.8M	82.8M	81.0M	78.2M
2020	73.6M	77.7M	81.3M	85.3M
2019	66.1M	67.7M	69.1M	69.6M
2018	56.5M	61.4M	62.6M	64.5M
2017	41.1M	42.0M	46.9M	51.8M
2016	39.6M	39.6M	40.0M	40.5M
2015	38.0M	38.7M	39.1M	39.5M
2014	37.3M	37.2M	37.4M	37.5M
2013	39.8M	39.0M	38.2M	37.6M
2012	41.6M	41.3M	40.9M	40.4M
2011	44.0M	42.8M	42.1M	41.8M
2010	0	45.4M	45.0M	44.6M
2009	0	0	0	45.8M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

Try For Just $1.99

Tracking the Latest Insider Buys and Sells of ACNB Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 15, 2024	stock alan j	acquired	-	-	31,400	-
Mar 15, 2024	chaney kimberly s	acquired	3,729	35.28	105	-
Mar 15, 2024	seibel douglas a	acquired	119,480	35.28	3,386	-
Mar 15, 2024	hayes kevin j	acquired	52,913	35.28	1,499	svp/secretary & cgo
Mar 15, 2024	lott james j	acquired	5,029	35.28	142	-
Mar 15, 2024	berwager emily e	acquired	61,500	35.28	1,743	-
Mar 15, 2024	seibel douglas a	sold (taxes)	-11,346	35.28	-321	-
Mar 15, 2024	potts daniel w	acquired	5,037	35.28	142	-
Mar 15, 2024	herring todd l	acquired	8,165	35.28	231	-
Mar 15, 2024	newell donna m	acquired	4,931	35.28	139	-

Which funds bought or sold ACNB recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Allworth Financial LP	unchanged	-	-5,012	26,320	-%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-5.99	-281,346	1,056,460	-%
Apr 24, 2024	Assenagon Asset Management S.A.	reduced	-32.24	-251,311	332,046	-%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	reduced	-19.05	-102,000	216,000	-%
Apr 24, 2024	CENTRAL TRUST Co	sold off	-100	-6,849	-	-%
Apr 24, 2024	Greenspring Advisors, LLC	unchanged	-	-50,278	264,027	0.07%
Apr 23, 2024	AMALGAMATED BANK	reduced	-60.3	-22,000	11,000	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	59,096	201,151	-%
Apr 22, 2024	Hanson & Doremus Investment Management	sold off	-100	-28,000	-	-%
Apr 05, 2024	CWM, LLC	reduced	-8.88	-4,000	10,000	-%

Are Funds Buying or Selling ACNB?

Are funds buying ACNB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ACNB

No. of Funds

Unveiling ACNB Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 09, 2024	fmr llc	-	0	SC 13G/A
Jan 29, 2024	blackrock inc.	6.1%	522,358	SC 13G/A
Feb 09, 2023	fmr llc	-	0	SC 13G/A
Feb 03, 2023	blackrock inc.	5.3%	451,254	SC 13G
Feb 09, 2022	fmr llc	-	0	SC 13G
Jul 12, 2021	blackrock inc.	0.9%	82,227	SC 13G/A
Feb 02, 2021	blackrock inc.	5.9%	511,482	SC 13G
Feb 10, 2020	blackrock inc.	4.5%	393,370	SC 13G/A
Feb 07, 2020	blackrock inc.	5.5%	385,678	SC 13G

Recent SEC filings of ACNB Corp

View All Filings

Date Filed	Form Type	Document
Apr 25, 2024	8-K	Current Report
Apr 24, 2024	8-K	Current Report
Apr 05, 2024	EFFECT	EFFECT
Apr 02, 2024	ARS	ARS
Apr 02, 2024	DEF 14A	DEF 14A
Mar 21, 2024	8-K/A	Current Report
Mar 20, 2024	4	Insider Trading
Mar 20, 2024	4	Insider Trading
Mar 20, 2024	4	Insider Trading
Mar 20, 2024	4	Insider Trading

Peers (Alternatives to ACNB Corp)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

ACNB Corp News

Latest updates

ACNB Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	4.3%	25.00	24.00	23.00	24.00	25.00	23.00	21.00	18.00	19.00	19.00	21.00	19.00	21.00	21.00	22.00	21.00	18.00	18.00	17.00	17.00	17.00
EBITDA Margin	-8.0%	1.33*	1.44*	1.48*	1.48*	1.47*	1.42*	1.38*	1.36*	1.36*	1.37*	1.34*	1.28*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.2%	21.00	22.00	22.00	23.00	24.00	23.00	20.00	17.00	17.00	18.00	19.00	17.00	19.00	18.00	18.00	17.00	15.00	15.00	15.00	15.00	15.00
Income Taxes	47.0%	4.00	3.00	3.00	-	3.00	3.00	2.00	-	2.00	2.00	2.00	-	2.00	2.00	1.00	-	2.00	2.00	2.00	-	1.00
Earnings Before Taxes	-59.2%	5.00	12.00	12.00	11.00	13.00	13.00	11.00	8.00	6.00	9.00	11.00	9.00	9.00	9.00	7.00	-1.84	-17.57	8.00	8.00	7.00	-15.43
EBT Margin	-17.1%	0.41*	0.50*	0.52*	0.52*	0.52*	0.47*	0.44*	0.44*	0.45*	0.47*	0.45*	0.41*	-	-	-	-	-	-	-	-	-
Net Income	-54.7%	4.00	9.00	10.00	9.00	10.00	10.00	9.00	7.00	4.00	7.00	9.00	7.00	7.00	7.00	6.00	-1.22	5.00	6.00	6.00	6.00	5.00
Net Income Margin	-16.5%	0.33*	0.39*	0.41*	0.41*	0.41*	0.37*	0.35*	0.35*	0.36*	0.38*	0.36*	0.32*	-	-	-	-	-	-	-	-	-
Free Cashflow	2.2%	8.00	7.00	10.00	15.00	9.00	13.00	9.00	7.00	7.00	8.00	16.00	9.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.3%	2,419	2,389	2,378	2,411	2,526	2,654	2,683	2,746	2,787	2,793	2,709	2,655	2,555	2,503	2,412	2,180	1,720	1,736	1,679	1,671	1,648
Cash Equivalents	3.0%	66.00	64.00	84.00	114	168	357	396	478	710	723	593	507	399	300	232	129	114	118	77.00	61.00	41.00
Net PPE	2.1%	26.00	26.00	26.00	27.00	27.00	27.00	31.00	31.00	31.00	32.00	32.00	32.00	33.00	33.00	34.00	35.00	26.00	25.00	26.00	26.00	26.00
Goodwill	0%	44.00	44.00	44.00	44.00	44.00	44.00	45.00	44.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	42.00	23.00	20.00	20.00	20.00	20.00
Liabilities	0.4%	2,141	2,133	2,121	2,155	2,280	2,422	2,436	2,490	2,515	2,523	2,442	2,397	2,297	2,246	2,160	1,933	1,531	1,550	1,498	1,497	1,480
Short Term Borrowings	71.8%	57.00	33.00	52.00	30.00	42.00	42.00	29.00	30.00	35.00	45.00	30.00	31.00	38.00	53.00	34.00	26.00	33.00	42.00	24.00	30.00	35.00
Long Term Debt	62.4%	195	120	81.00	46.00	21.00	24.00	25.00	30.00	35.00	42.00	55.00	66.00	54.00	57.00	68.00	72.00	66.00	72.00	78.00	82.00	84.00
Shareholder's Equity	8.5%	277	256	257	256	245	232	247	256	272	270	266	258	258	257	252	247	190	186	181	174	168
Retained Earnings	0.7%	213	212	205	198	194	186	178	172	167	165	160	154	148	143	139	135	139	135	131	126	122
Additional Paid-In Capital	0.9%	98.00	97.00	97.00	96.00	96.00	96.00	96.00	96.00	95.00	95.00	94.00	94.00	94.00	94.00	94.00	93.00	40.00	39.00	39.00	39.00	38.00
Shares Outstanding	-0.1%	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	9.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	274	-	-	-	249	-	-	-	234	-	-	-	219	-	-	-	268	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	14.5%	8,611	7,518	9,554	14,919	9,728	13,059	9,253	7,161	8,311	8,647	16,130	9,038	7,352	1,587	8,115	8,416	5,976	6,883	6,042	6,822	8,057
Cashflow From Investing	60.0%	-13,105	-32,768	-1,714	63,024	-55,927	-30,347	-33,266	-212,183	-10,047	42,481	25,342	2,745	42,031	-22,351	-129,408	-5,120	11,457	-15,657	9,955	2,266	-25,129
Cashflow From Financing	22.2%	6,411	5,248	-37,863	-132,038	-142,666	-21,300	-57,993	-27,489	-10,915	78,788	44,636	95,623	50,316	88,186	224,354	11,518	-20,792	49,883	-744	11,360	-5,719
Dividend Payments	6.8%	2,545	2,384	2,389	2,384	2,383	2,213	2,264	2,257	2,258	2,180	2,353	2,177	2,176	2,174	2,168	2,167	1,769	1,768	1,762	1,621	1,619
Buy Backs	-70.8%	452	1,546	-	29.00	-	3,777	2,905	-	1,097	420	-	-	-	-	-	-	-	-	-	-	-

ACNB Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Loans, including fees
Taxable	$ 79,433	$ 68,898
Tax-exempt	1,405	1,348
Securities:
Taxable	10,985	9,799
Tax-exempt	1,168	1,144
Dividends	331	104
Other	3,318	5,756
Total Interest and Dividend Income	96,640	87,049
INTEREST EXPENSE
Deposits	3,695	2,561
Short-term borrowings	898	77
Long-term borrowings	3,727	986
Total Interest Expense	8,320	3,624
Net Interest Income	88,320	83,425
Net Interest Income after Provisions for Credit Losses and Unfunded Commitments	87,476	83,425
NONINTEREST INCOME
Insurance commissions	9,319	8,307
Earnings on investment in bank-owned life insurance	1,878	1,532
Net losses on sales or calls of investment securities	(5,240)	(234)
Net gains (losses) on equity securities	18	(298)
Net gains on sales of low income housing partnership	0	421
Gain on assets held for sale	337	0
Other	1,127	1,044
Total Noninterest Income	18,445	21,807
NONINTEREST EXPENSES
Salaries and employee benefits	40,931	35,979
Net occupancy	3,908	4,076
Equipment	6,514	6,612
Other tax	1,269	1,632
Professional services	2,320	2,086
Supplies and postage	808	823
Marketing and corporate relations	612	299
FDIC and regulatory	1,388	1,128
Intangible assets amortization	1,424	1,492
Other	6,898	6,154
Total Noninterest Expenses	66,072	60,281
Income Before Income Taxes	39,849	44,951
Provision for income taxes	8,161	9,199
Net Income	$ 31,688	$ 35,752
PER SHARE DATA
Basic earnings	$ 3.72	$ 4.15
Diluted earnings	$ 3.71	$ 4.15
Financing Receivable Excluding Unfunded Commitments
INTEREST EXPENSE
Provision for credit losses	$ 860	$ 0
Unfunded Loan Commitment
INTEREST EXPENSE
Provision for credit losses	(16)	0
Service charges on deposits
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	3,958	4,066
Wealth management
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	3,644	3,160
ATM debit card charges
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	3,348	3,322
Gain from mortgage loans held for sale
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	$ 56	$ 487

About ACNB Corp

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company provides checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also offers commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company provides other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and retail brokerage services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and individual clients; and online, telephone, and mobile banking, as well as automated teller machine services. ACNB Corporation was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

CEO	Mr. James P. Helt
WEBSITE	acnb.com
INDUSTRY	Banks Diversified
EMPLOYEES	397

ACNB Corp Frequently Asked Questions

What is the ticker symbol for ACNB Corp? What does ACNB stand for in stocks?

ACNB is the stock ticker symbol of ACNB Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of ACNB Corp (ACNB)?

As of Fri Apr 26 2024, market cap of ACNB Corp is 280.51 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ACNB stock?

You can check ACNB's fair value in chart for subscribers.

What is the fair value of ACNB stock?

You can check ACNB's fair value in chart for subscribers. The fair value of ACNB Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of ACNB Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ACNB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is ACNB Corp a good stock to buy?

The fair value guage provides a quick view whether ACNB is over valued or under valued. Whether ACNB Corp is cheap or expensive depends on the assumptions which impact ACNB Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ACNB.

What is ACNB Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, ACNB's PE ratio (Price to Earnings) is 8.85 and Price to Sales (PS) ratio is 2.9. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ACNB PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on ACNB Corp's stock?

In the past 10 years, ACNB Corp has provided 0.084 (multiply by 100 for percentage) rate of return.