AFRM RSI Chart
Last 7 days
-8.1%
Last 30 days
-9.8%
Last 90 days
-23.2%
Trailing 12 Months
164.0%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 1.5B | 1.6B | 1.7B | 1.9B |
2022 | 1.2B | 1.3B | 1.4B | 1.5B |
2021 | 762.0M | 870.5M | 965.9M | 1.1B |
2020 | 427.8M | 509.5M | 595.6M | 669.6M |
2019 | 0 | 264.4M | 0 | 346.1M |
Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index
Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>
Returns of $10,000 invested in:
Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224
Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Apr 11, 2024 | michalek libor | gifted | - | - | -1,180 | president |
Apr 01, 2024 | jiyane siphelele | acquired | - | - | 25,000 | chief accounting officer |
Apr 01, 2024 | rabois keith | sold | -327,412 | 35.2967 | -9,276 | - |
Apr 01, 2024 | adkins katherine | sold (taxes) | -86,030 | 34.83 | -2,470 | chief legal officer |
Apr 01, 2024 | linford michael | acquired | - | - | 8,947 | chief financial officer |
Apr 01, 2024 | michalek libor | sold (taxes) | -147,122 | 34.83 | -4,224 | president |
Apr 01, 2024 | michalek libor | acquired | - | - | 10,784 | president |
Apr 01, 2024 | linford michael | sold (taxes) | -89,617 | 34.83 | -2,573 | chief financial officer |
Apr 01, 2024 | adkins katherine | acquired | - | - | 6,784 | chief legal officer |
Apr 01, 2024 | jiyane siphelele | sold (taxes) | -342,658 | 34.83 | -9,838 | chief accounting officer |
Which funds bought or sold AFRM recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Apr 16, 2024 | Arlington Trust Co LLC | sold off | -100 | -2,703 | - | -% |
Apr 16, 2024 | MCF Advisors LLC | unchanged | - | -36.00 | 112 | -% |
Apr 16, 2024 | TSFG, LLC | unchanged | - | -3,000 | 9,000 | -% |
Apr 15, 2024 | ATLAS CAPITAL ADVISORS LLC | reduced | -18.66 | -316,949 | 510,126 | 0.08% |
Apr 15, 2024 | WEST PACES ADVISORS INC. | unchanged | - | -60.00 | 186 | -% |
Apr 15, 2024 | RJA Asset Management LLC | new | - | 14,808,100 | 14,808,100 | 5.03% |
Apr 15, 2024 | ASPIRIANT, LLC | sold off | -100 | -247,911 | - | -% |
Apr 15, 2024 | RICHELIEU GESTION SA | sold off | -100 | -133,000 | - | -% |
Apr 15, 2024 | AFG FIDUCIARY SERVICES LIMITED PARTNERSHIP | sold off | -100 | -317,380 | - | -% |
Apr 15, 2024 | JANICZEK WEALTH MANAGEMENT, LLC | sold off | -100 | -99.00 | - | -% |
Unveiling Affirm Holdings, Inc.'s Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Affirm Holdings, Inc.)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
MSFT | 3.1T | 227.6B | 37.07 | 13.44 | ||||
ADBE | 212.6B | 19.9B | 44.28 | 10.66 | ||||
CRWD | 70.1B | 3.1B | 784.54 | 22.94 | ||||
SQ | 44.8B | 21.9B | 6.5K | 2.04 | ||||
AKAM | 15.2B | 3.8B | 27.76 | 3.99 | ||||
FFIV | 10.7B | 2.8B | 23.13 | 3.8 | ||||
MID-CAP | ||||||||
ALTR | 6.5B | 612.7M | -727.4 | 10.6 | ||||
HCP | 4.6B | 583.1M | -23.92 | 7.82 | ||||
ACIW | 3.4B | 1.5B | 27.58 | 2.31 | ||||
APPN | 2.6B | 545.4M | -23.21 | 4.74 | ||||
SMALL-CAP | ||||||||
CSGS | 1.4B | 1.2B | 20.63 | 1.21 | ||||
ATEN | 953.5M | 251.7M | 23.86 | 3.79 | ||||
BAND | 439.5M | 601.1M | -26.89 | 0.73 | ||||
DTSS | 18.6M | 7.0M | -2.16 | 2.91 | ||||
BLIN | 13.0M | 15.6M | -1.31 | 0.84 |
Affirm Holdings, Inc. News
Income Statement (Quarterly) | |||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q2 |
Revenue | 19.0% | 591,110,000 | 496,547,000 | 445,825,000 | 380,978,000 | 399,558,000 | 361,624,000 | 364,134,000 | 354,762,000 | 361,011,000 | 269,385,000 | 261,780,000 | 230,665,000 | 204,041,000 | 173,978,000 | 153,332,000 | 138,273,000 | 129,976,000 | - |
Costs and Expenses | 8.1% | 763,261,000 | 705,994,000 | 689,653,000 | 691,013,000 | 759,090,000 | 649,091,000 | 641,360,000 | 581,313,000 | 557,211,000 | 435,456,000 | 376,033,000 | 440,013,000 | 230,813,000 | 207,272,000 | 114,012,000 | 219,778,000 | 162,609,000 | - |
S&GA Expenses | 9.8% | 161,265,000 | 146,866,000 | 145,131,000 | 140,942,000 | 188,334,000 | 163,873,000 | 168,693,000 | 156,214,000 | 143,476,000 | 63,960,000 | 62,312,000 | 58,184,000 | 39,112,000 | 22,582,000 | 5,066,000 | 7,108,000 | 7,651,000 | - |
EBITDA Margin | 44.6% | -0.17 | -0.30 | -0.42 | -0.49 | -0.44 | -0.37 | -0.45 | -0.43 | -0.69 | -0.68 | -0.43 | -0.29 | -0.05 | -0.07 | -0.14 | -0.20 | -0.23 | -0.34 |
Interest Expenses | 14.5% | 84,617,000 | 73,931,000 | 63,008,000 | 51,188,000 | 43,751,000 | 25,066,000 | 19,417,000 | 15,824,000 | 17,700,000 | 16,753,000 | 15,623,000 | 14,665,000 | 12,060,000 | 10,352,000 | 7,817,000 | 8,204,000 | 8,167,000 | - |
Income Taxes | -170.0% | -700,000 | 1,000,000 | -1,326,000 | -800,000 | -1,568,000 | -180,000 | -18,152,500 | 300,000 | 300,000 | 171,000 | -2,458,000 | -70,000 | 100,000 | 100,000 | 76,000 | 93,000 | 100,000 | - |
Earnings Before Taxes | 1.8% | -167,602,000 | -170,740,000 | -207,278,000 | -206,513,000 | -324,005,000 | -251,449,000 | -204,516,000 | -54,412,000 | -159,459,000 | -306,444,000 | -125,868,000 | -287,121,000 | -26,532,000 | -3,849,000 | 34,907,000 | -85,527,000 | -30,903,000 | - |
EBT Margin | 25.5% | -0.39 | -0.53 | -0.62 | -0.65 | -0.56 | -0.46 | -0.54 | -0.52 | -0.78 | -0.77 | -0.51 | -0.37 | -0.12 | -0.14 | -0.22 | -0.27 | -0.31 | -0.46 |
Net Income | 2.8% | -166,902,000 | -171,783,000 | -205,962,000 | -205,677,000 | -322,437,000 | -251,269,000 | -186,396,000 | -54,671,000 | -159,735,000 | -306,615,000 | -123,420,000 | -287,051,000 | -26,610,000 | -3,946,000 | 34,813,000 | -85,620,000 | -30,996,000 | - |
Net Income Margin | 25.5% | -0.39 | -0.53 | -0.62 | -0.64 | -0.55 | -0.45 | -0.52 | -0.52 | -0.78 | -0.77 | -0.51 | -0.37 | -0.12 | -0.14 | -0.22 | -0.27 | -0.31 | -0.46 |
Free Cashflow | -43.6% | 35,574,000 | 63,085,000 | 18,931,000 | -84,791,000 | -62,798,000 | 20,064,000 | -86,145,000 | -49,076,000 | -462,066,000 | 348,803,000 | -27,751,000 | -128,609,000 | -50,549,000 | -6,473,000 | -30,762,000 | -13,412,000 | - | - |
Balance Sheet | |||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q2 |
Assets | 7.8% | 9,065 | 8,407 | 8,156 | 7,508 | 7,805 | 7,165 | 6,974 | 7,032 | 6,952 | 5,402 | 4,867 | 4,766 | 2,708 | 1,402 |
Cash Equivalents | -3.9% | 1,037 | 1,079 | 892 | 972 | 1,440 | 1,530 | 1,551 | 2,262 | 2,567 | 1,440 | 1,467 | 1,624 | 637 | 328 |
Net PPE | 9.2% | 370 | 339 | 290 | 277 | 249 | 208 | 171 | 142 | 114 | 85.00 | 62.00 | 53.00 | 49.00 | 48.00 |
Goodwill | 0.9% | 541 | 536 | 543 | 537 | 528 | 525 | 540 | 547 | 541 | 541 | 517 | - | 257 | 1.00 |
Liabilities | 10.1% | 6,430 | 5,840 | 5,621 | 4,997 | 5,295 | 4,602 | 4,356 | 4,456 | 4,484 | 3,025 | 2,291 | 2,362 | 1,730 | 965 |
Long Term Debt | 0.1% | 1,416 | 1,415 | 1,414 | 1,413 | 1,709 | 1,708 | 1,707 | 1,706 | 1,705 | - | - | - | - | 74.00 |
Shareholder's Equity | 2.7% | 2,635 | 2,567 | 2,534 | 2,511 | 2,510 | 2,563 | 2,618 | 2,576 | 2,468 | 2,377 | 2,576 | 2,406 | - | - |
Retained Earnings | -6.0% | -2,929 | -2,763 | -2,591 | -2,385 | -2,179 | -1,857 | -1,605 | -1,419 | -1,364 | -1,205 | -898 | -734 | -494 | -447 |
Additional Paid-In Capital | 4.1% | 5,572 | 5,355 | 5,141 | 4,919 | 4,716 | 4,455 | 4,231 | 3,988 | 3,829 | 3,580 | 3,467 | 3,134 | 142 | 80.00 |
Shares Outstanding | 1.2% | 308 | 304 | 295 | 294 | 292 | 291 | 282 | 280 | 274 | 272 | 158 | 122 | 68.00 | 48.00 |
Cashflow (Quarterly) | |||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q2 |
Cashflow From Operations | -24.9% | 74,321 | 98,902 | 43,789 | -54,275 | -28,548 | 51,215 | -59,109 | -27,981 | -440,254 | 365,150 | -19,913 | -123,258 | -47,655 | -2,304 | -28,447 | -8,210 | - | - |
Share Based Compensation | -19.8% | 90,164 | 112,359 | 103,337 | 106,789 | 121,775 | 119,808 | 110,870 | 98,387 | 88,537 | 93,189 | 100,144 | 179,639 | 6,521 | 6,203 | 5,036 | 7,795 | - | - |
Cashflow From Investing | -3840.4% | -624,902 | -15,859 | -777,174 | -300,958 | -692,211 | 117,273 | -1,025,717 | -166,048 | -190,063 | -629,510 | 84,345 | -199,668 | -548,949 | -357,761 | -20,673 | 40,410 | - | - |
Cashflow From Financing | 240.3% | 506,345 | 148,806 | 609,549 | -128,959 | 669,813 | 199,542 | -28,881 | 55,787 | 1,766,260 | 243,953 | -176,129 | 1,488,628 | 447,520 | 817,811 | 120,717 | -30,445 | - | - |
Buy Backs | - | - | - | - | - | - | 109 | 2.00 | 80.00 | - | 4.00 | 14.00 | 3.00 | 199 | 584 | -500* | 400 | 17,590 | - |
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | ||
---|---|---|---|---|
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022 | |
Revenue | ||||
Revenue | $ 227,626 | $ 163,136 | $ 407,052 | $ 302,993 |
Interest income | 288,346 | 155,321 | 551,025 | 292,123 |
Gain on sales of loans | 52,702 | 59,607 | 86,987 | 123,202 |
Servicing income | 22,436 | 21,494 | 42,593 | 42,864 |
Total revenue, net | 591,110 | 399,558 | 1,087,657 | 761,182 |
Operating expenses | ||||
Loss on loan purchase commitment | 53,630 | 38,422 | 88,496 | 74,032 |
Provision for credit losses | 120,880 | 106,689 | 220,576 | 170,939 |
Funding costs | 84,617 | 43,751 | 158,548 | 68,817 |
Processing and servicing | 90,203 | 66,508 | 165,874 | 120,867 |
Technology and data analytics | 119,833 | 156,747 | 252,798 | 301,708 |
Sales and marketing | 161,265 | 188,334 | 308,131 | 352,207 |
General and administrative | 132,777 | 158,639 | 273,111 | 319,611 |
Restructuring and other | 56 | 0 | 1,721 | 0 |
Total operating expenses | 763,261 | 759,090 | 1,469,255 | 1,408,181 |
Operating loss | (172,151) | (359,532) | (381,598) | (646,999) |
Other income, net | 4,549 | 35,527 | 43,256 | 71,545 |
Loss before income taxes | (167,602) | (324,005) | (338,342) | (575,454) |
Income tax (benefit) expense | (700) | (1,568) | 343 | (1,748) |
Net loss | (166,902) | (322,437) | (338,685) | (573,706) |
Other comprehensive income (loss) | ||||
Foreign currency translation adjustments | 13,824 | 4,522 | 1,926 | (17,024) |
Unrealized gain (loss) on securities available for sale, net | 4,853 | 3,069 | 6,206 | (2,459) |
Gain (loss) on cash flow hedges | (614) | 0 | 149 | 0 |
Net other comprehensive income (loss) | 18,063 | 7,591 | 8,281 | (19,483) |
Comprehensive loss | $ (148,839) | $ (314,846) | $ (330,404) | $ (593,189) |
Net loss per share attributable to common stockholders for Class A and Class B | ||||
Basic (in USD per share) | $ (0.54) | $ (1.10) | $ (1.11) | $ (1.96) |
Diluted (in USD per share) | $ (0.54) | $ (1.10) | $ (1.11) | $ (1.96) |
Weighted average common shares outstanding | ||||
Basic (in shares) | 307,571,602 | 293,683,331 | 305,705,637 | 292,306,300 |
Diluted (in shares) | 307,571,602 | 293,683,331 | 305,705,637 | 292,306,300 |
Merchant network revenue | ||||
Revenue | ||||
Revenue | $ 188,357 | $ 134,019 | $ 334,307 | $ 247,168 |
Card network revenue | ||||
Revenue | ||||
Revenue | $ 39,269 | $ 29,117 | $ 72,745 | $ 55,825 |
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Dec. 31, 2023 | Jun. 30, 2023 |
---|---|---|
Assets | ||
Cash and cash equivalents | $ 1,036,719 | $ 892,027 |
Restricted cash | 411,259 | 367,917 |
Securities available for sale at fair value | 914,069 | 1,174,653 |
Loans held for sale | 29 | 76 |
Loans held for investment | 5,238,812 | 4,402,962 |
Allowance for credit losses | (262,204) | (204,531) |
Loans held for investment, net | 4,976,608 | 4,198,431 |
Accounts receivable, net | 307,286 | 199,085 |
Property, equipment and software, net | 369,854 | 290,135 |
Goodwill | 541,156 | 542,571 |
Intangible assets | 17,407 | 34,434 |
Commercial agreement assets | 134,558 | 177,672 |
Other assets | 356,044 | 278,614 |
Total assets | 9,064,989 | 8,155,615 |
Liabilities: | ||
Accounts payable | 59,805 | 28,602 |
Payable to third-party loan owners | 134,567 | 53,852 |
Accrued interest payable | 22,181 | 13,498 |
Accrued expenses and other liabilities | 150,272 | 180,883 |
Convertible senior notes, net | 1,415,952 | 1,414,208 |
Notes issued by securitization trusts | 2,740,656 | 2,165,577 |
Funding debt | 1,906,672 | 1,764,812 |
Total Liabilities | 6,430,105 | 5,621,432 |
Commitments and contingencies (Note 8) | ||
Stockholders’ equity: | ||
Additional paid in capital | 5,571,955 | 5,140,850 |
Accumulated deficit | (2,929,932) | (2,591,247) |
Accumulated other comprehensive loss | (7,142) | (15,423) |
Total stockholders’ equity | 2,634,884 | 2,534,183 |
Total liabilities and stockholders’ equity | 9,064,989 | 8,155,615 |
Class A common stock | ||
Stockholders’ equity: | ||
Common stock | 2 | 2 |
Class B common stock | ||
Stockholders’ equity: | ||
Common stock | $ 1 | $ 1 |
 | Mr. Max Roth Levchin |
---|---|
 | affirm.com |
 | Software - Infra |
 | 2171 |