Last 7 days
-1.1%
Last 30 days
57.7%
Last 90 days
55.1%
Trailing 12 Months
4.3%
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
2023-09-01 | Michalek Libor | sold (taxes) | -17,662 | 21.86 | -808 | president |
2023-09-01 | Michalek Libor | acquired | - | - | 2,336 | president |
2023-09-01 | Adkins Katherine | sold (taxes) | -67,044 | 21.86 | -3,067 | chief legal officer |
2023-09-01 | Adkins Katherine | acquired | - | - | 6,783 | chief legal officer |
2023-09-01 | Linford Michael | sold (taxes) | -14,689 | 21.86 | -672 | chief financial officer |
2023-09-01 | Linford Michael | acquired | - | - | 2,336 | chief financial officer |
2023-09-01 | Jiyane Siphelele | sold (taxes) | -65,142 | 21.86 | -2,980 | vice president, controller |
2023-09-01 | Jiyane Siphelele | acquired | - | - | 7,412 | vice president, controller |
2023-08-01 | Linford Michael | sold (taxes) | -13,177 | 19.61 | -672 | chief financial officer |
2023-08-01 | Michalek Libor | sold (taxes) | -15,844 | 19.61 | -808 | president |
Datesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
2023-09-13 | CGC Financial Services, LLC | new | - | 767 | 767 | -% |
2023-09-12 | Farther Finance Advisors, LLC | unchanged | - | 272 | 1,027 | -% |
2023-09-08 | TUCKER ASSET MANAGEMENT LLC | sold off | -100 | -1,195 | - | -% |
2023-08-23 | WOLVERINE TRADING, LLC | reduced | -21.85 | 68,046 | 512,046 | -% |
2023-08-22 | VIRGINIA RETIREMENT SYSTEMS ET AL | added | 104 | 424,865 | 663,789 | 0.01% |
2023-08-21 | TEACHERS RETIREMENT SYSTEM OF THE STATE OF KENTUCKY | unchanged | - | 660,000 | 2,491,000 | 0.02% |
2023-08-21 | OSAIC HOLDINGS, INC. | reduced | -2.75 | 343,219 | 1,408,040 | -% |
2023-08-21 | VitalStone Financial, LLC | reduced | -33.99 | -16,000 | - | -% |
2023-08-21 | CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM | reduced | -8.24 | 755,817 | 3,801,200 | -% |
2023-08-16 | Nuveen Asset Management, LLC | reduced | -6.09 | 1,978,560 | 9,109,560 | -% |
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Jun 08, 2023 | morgan stanley | 10.8% | 25,516,934 | SC 13G/A | |
Feb 13, 2023 | capital research global investors | 11.2% | 25,657,975 | SC 13G/A | |
Feb 09, 2023 | vanguard group inc | 8.17% | 18,794,360 | SC 13G/A | |
Feb 08, 2023 | morgan stanley | 7.3% | 16,743,222 | SC 13G | |
Jan 20, 2023 | baillie gifford & co | 9.87% | 22,703,709 | SC 13G/A | |
May 03, 2022 | gic private ltd | 11.64% | 27,329,314 | SC 13G/A | |
Mar 10, 2022 | capital research global investors | 10.6% | 23,800,270 | SC 13G/A | |
Feb 11, 2022 | gic private ltd | 10.42% | 22,829,800 | SC 13G | |
Feb 11, 2022 | capital research global investors | 9.3% | 19,364,986 | SC 13G | |
Feb 09, 2022 | vanguard group inc | 7.02% | 14,615,334 | SC 13G |
Date Filed | Form Type | Document | |
---|---|---|---|
Sep 15, 2023 | 4 | Insider Trading | |
Sep 15, 2023 | 4 | Insider Trading | |
Sep 15, 2023 | 4 | Insider Trading | |
Sep 06, 2023 | 4 | Insider Trading | |
Sep 06, 2023 | 4 | Insider Trading | |
Sep 06, 2023 | 4 | Insider Trading | |
Sep 06, 2023 | 4 | Insider Trading | |
Aug 25, 2023 | 10-K | Annual Report | |
Aug 25, 2023 | S-8 | Employee Benefits Plan | |
Aug 24, 2023 | 8-K | Current Report |
95.7%
95.0%
92.9%
Y-axis is the maximum loss one would have experienced if Affirm Holdings was unfortunately bought at previous high price.
Income Statement (Last 12 Months) | |||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q2 |
Revenue | 5.4% | 1,587,985,000 | 1,506,294,000 | 1,480,078,000 | 1,441,531,000 | 1,349,292,000 | 1,246,938,000 | 1,122,841,000 | 965,871,000 | 870,464,000 | 762,016,000 | 669,624,000 | 595,559,000 | 509,528,000 | 536,498,000 | 519,904,000 | 264,367,000 |
S&GA Expenses | -3.6% | 638,280,000 | 661,842,000 | 677,114,000 | 632,256,000 | 532,343,000 | 425,962,000 | 327,932,000 | 223,568,000 | 182,190,000 | 124,944,000 | 73,868,000 | 42,407,000 | 25,044,000 | 29,518,000 | 30,604,000 | 16,863,000 |
EBITDA | 100.0% | - | -738,591,000 | -656,221,000 | -528,766,000 | -602,415,000 | -566,577,000 | -768,634,000 | -654,907,000 | -360,587,000 | -183,694,000 | -30,597,000 | -39,338,666 | -70,462,000 | -188,610,000 | -81,856,000 | -89,258,000 |
EBITDA Margin | 100.0% | - | -0.49 | -0.44 | -0.37 | -0.45 | -0.45 | -0.68 | -0.68 | -0.41 | -0.24 | -0.05 | -0.07 | -0.14 | -0.35 | -0.16 | -0.34 |
Interest Expenses | 31.3% | 183,013,000 | 139,422,000 | 104,058,000 | 78,007,000 | 69,694,000 | 65,900,000 | 64,741,000 | 59,101,000 | 52,700,000 | 44,894,000 | 38,433,000 | 34,540,000 | 32,316,000 | 32,742,000 | 32,668,000 | 25,895,000 |
Earnings Before Taxes | -0.3% | -989,245,000 | -986,483,000 | -834,382,000 | -669,836,000 | -724,831,000 | -646,183,000 | -878,892,000 | -745,965,000 | -443,370,000 | -282,595,000 | -81,001,000 | -85,372,000 | -112,222,000 | -232,860,000 | -123,612,000 | -120,419,000 |
EBT Margin | 100.0% | - | -0.65 | -0.56 | -0.46 | -0.54 | -0.54 | -0.77 | -0.77 | -0.50 | -0.32 | -0.12 | -0.14 | -0.22 | -0.43 | -0.24 | -0.46 |
Net Income | -2.0% | -985,345,000 | -965,779,000 | -814,773,000 | -652,071,000 | -707,417,000 | -644,441,000 | -876,821,000 | -743,696,000 | -441,027,000 | -282,794,000 | -81,363,000 | -85,749,000 | -112,598,000 | -196,548,000 | -123,582,000 | -120,455,000 |
Net Income Margin | 100.0% | - | -0.64 | -0.55 | -0.45 | -0.52 | -0.52 | -0.75 | -0.73 | -0.51 | -0.32 | -0.12 | -0.14 | -0.22 | -0.37 | -0.24 | -0.46 |
Free Cashflow | 100.0% | - | -213,670,000 | -177,955,000 | -577,223,000 | -248,484,000 | -190,090,000 | -269,623,000 | 141,894,000 | -213,382,000 | -216,393,000 | -101,196,000 | -67,529,333 | -92,321,000 | -53,648,000 | -96,294,000 | -107,055,000 |
Balance Sheet | (In Millions) | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q2 |
Assets | 8.6% | 8,156 | 7,508 | 7,805 | 7,165 | 6,974 | 7,032 | 6,952 | 5,402 | 4,867 | 4,766 | 2,708 | 1,402 |
Cash Equivalents | -8.3% | 892 | 972 | 1,440 | 1,530 | 1,255 | 2,262 | 2,567 | 1,440 | 1,467 | 1,624 | 637 | 328 |
Net PPE | 4.7% | 290 | 277 | 249 | 208 | 171 | 142 | 114 | 85.00 | 62.00 | 53.00 | 49.00 | 48.00 |
Goodwill | 1.0% | 543 | 537 | 528 | 525 | 540 | 547 | 541 | 541 | 517 | - | 257 | 1.00 |
Liabilities | 12.5% | 5,621 | 4,997 | 5,295 | 4,602 | 4,356 | 4,456 | 4,484 | 3,025 | 2,291 | 2,362 | 1,730 | 965 |
Shareholder's Equity | 0.9% | 2,534 | 2,511 | 2,510 | 2,563 | 2,618 | 2,576 | 2,468 | 2,377 | 2,576 | 2,406 | - | -367 |
Retained Earnings | -8.6% | -2,591 | -2,385 | -2,179 | -1,857 | -1,605 | -1,419 | -1,364 | -1,205 | -898 | -734 | -494 | -447 |
Additional Paid-In Capital | 4.5% | 5,141 | 4,919 | 4,716 | 4,455 | 4,231 | 3,988 | 3,829 | 3,580 | 3,467 | 3,134 | 142 | 80.00 |
Shares Outstanding | -100.0% | - | 297 | 294 | 291 | - | 286 | 282 | 272 | - | 233 | 71.00 | 48.00 |
Cashflow (Last 12 Months) | (In Millions) | ||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Description | (%) Q/Q | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q2 |
Cashflow From Operations | 113.4% | 12.00 | -90.72 | -64.42 | -476 | -162 | -123 | -218 | 174 | -193 | -201 | -86.62 | -51.95 | -71.30 | -32.84 | -69.29 | -87.65 |
Share Based Compensation | -1.6% | 452 | 459 | 451 | 418 | 391 | 380 | 462 | 379 | 293 | 197 | 26.00 | 25.00 | 30.00 | 31.00 | 34.00 | 34.00 |
Cashflow From Investing | 13.1% | -1,653 | -1,901 | -1,766 | -1,264 | -2,011 | -901 | -934 | -1,293 | -1,022 | -1,127 | -886 | -450 | -253 | 162 | -545 | -353 |
Cashflow From Financing | 89.7% | 1,350 | 712 | 896 | 1,993 | 2,037 | 1,890 | 3,323 | 2,004 | 2,578 | 2,875 | 1,356 | 1,211 | 295 | -121 | 409 | 562 |
Buy Backs | -1.8% | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 1.00 | 1.00 | 19.00 | 19.00 | 25.00 | 37.00 | 3.00 |
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) - USD ($) $ in Thousands | 12 Months Ended | ||
---|---|---|---|
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2021 | |
Revenue | |||
Revenue | $ 626,938 | $ 559,207 | $ 429,402 |
Interest income | 685,217 | 527,880 | 326,417 |
Gain on sales of loans | 188,341 | 196,435 | 89,926 |
Servicing income | 87,489 | 65,770 | 24,719 |
Total revenue, net | 1,587,985 | 1,349,292 | 870,464 |
Operating expenses | |||
Loss on loan purchase commitment | 140,265 | 204,081 | 246,700 |
Provision for credit losses | 331,860 | 255,272 | 65,878 |
Funding costs | 183,013 | 69,694 | 52,700 |
Processing and servicing | 257,343 | 157,814 | 73,578 |
Technology and data analytics | 615,818 | 418,643 | 249,336 |
Sales and marketing | 638,280 | 532,343 | 182,190 |
General and administrative | 586,398 | 577,493 | 383,749 |
Restructuring and other | 35,870 | 0 | 0 |
Total operating expenses | 2,788,847 | 2,215,340 | 1,254,131 |
Operating loss | (1,200,862) | (866,048) | (383,667) |
Other (expense) income, net | 211,617 | 141,217 | (59,703) |
Loss before income taxes | (989,245) | (724,831) | (443,370) |
Income tax benefit | (3,900) | (17,414) | (2,343) |
Net loss | (985,345) | (707,417) | (441,027) |
Other comprehensive income (loss) | |||
Foreign currency translation adjustments | (8,143) | (5,900) | 7,046 |
Unrealized gain (loss) on securities available for sale, net | (882) | (8,022) | 29 |
Unrealized gain on cash flow hedges | 751 | 0 | 0 |
Net other comprehensive income (loss) | (8,274) | (13,922) | 7,075 |
Comprehensive loss | $ (993,619) | $ (721,339) | $ (433,952) |
Net loss per share attributable to common stockholders for Class A and Class B | |||
Basic (in USD per share) | $ (3.34) | $ (2.51) | $ (2.78) |
Diluted (in USD per share) | $ (3.34) | $ (2.51) | $ (2.94) |
Denominator: | |||
Basic (in shares) | 295,343,466 | 281,704,041 | 158,367,923 |
Diluted (in shares) | 295,343,466 | 281,704,041 | 159,244,611 |
Merchant network revenue | |||
Revenue | |||
Revenue | $ 507,600 | $ 458,511 | $ 379,551 |
Card network revenue | |||
Revenue | |||
Revenue | $ 119,338 | $ 100,696 | $ 49,851 |
CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands | Jun. 30, 2023 | Jun. 30, 2022 |
---|---|---|
Assets | ||
Cash and cash equivalents | $ 892,027 | $ 1,255,171 |
Restricted cash | 367,917 | 295,636 |
Securities available for sale at fair value | 1,174,653 | 1,595,373 |
Loans held for sale | 76 | 2,670 |
Loans held for investment | 4,402,962 | 2,503,561 |
Allowance for credit losses | (204,531) | (155,392) |
Loans held for investment, net | 4,198,431 | 2,348,169 |
Accounts receivable, net | 199,085 | 142,052 |
Property, equipment and software, net | 290,135 | 171,482 |
Goodwill | 542,571 | 539,534 |
Intangible assets | 34,434 | 78,942 |
Commercial agreement assets | 177,672 | 263,196 |
Other assets | 278,614 | 281,567 |
Total assets | 8,155,615 | 6,973,792 |
Liabilities: | ||
Accounts payable | 28,602 | 33,072 |
Payable to third-party loan owners | 53,852 | 71,383 |
Accrued interest payable | 13,498 | 6,659 |
Accrued expenses and other liabilities | 180,883 | 237,598 |
Convertible senior notes, net | 1,414,208 | 1,706,668 |
Notes issued by securitization trusts | 2,165,577 | 1,627,580 |
Funding debt | 1,764,812 | 672,577 |
Total liabilities | 5,621,432 | 4,355,537 |
Commitments and contingencies (Note 8) | ||
Stockholders’ equity: | ||
Additional paid in capital | 5,140,850 | 4,231,303 |
Accumulated deficit | (2,591,247) | (1,605,902) |
Accumulated other comprehensive loss | (15,423) | (7,149) |
Total stockholders’ equity | 2,534,183 | 2,618,255 |
Total liabilities and stockholders’ equity | 8,155,615 | 6,973,792 |
Class A common stock | ||
Stockholders’ equity: | ||
Common stock | 2 | 2 |
Class B common stock | ||
Stockholders’ equity: | ||
Common stock | $ 1 | $ 1 |