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AFRM

AFRM - Affirm Holdings, Inc. Stock Price, Fair Value and News

31.57USD-1.05 (-3.22%)Delayed as of 15 Apr 2024, 01:35 pm ET

Market Summary

AFRM
USD31.57-1.05
Delayedas of 15 Apr 2024, 01:35 pm
-3.22%

AFRM Alerts

  • 1 major insider sales recently.

AFRM Stock Price

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AFRM RSI Chart

AFRM Valuation

Market Cap

10.0B

Price/Earnings (Trailing)

-13.37

Price/Sales (Trailing)

5.24

EV/EBITDA

-32.34

Price/Free Cashflow

305.89

AFRM Price/Sales (Trailing)

AFRM Profitability

EBT Margin

-39.29%

Return on Equity

-28.48%

Return on Assets

-8.28%

Free Cashflow Yield

0.33%

AFRM Fundamentals

AFRM Revenue

Revenue (TTM)

1.9B

Rev. Growth (Yr)

47.94%

Rev. Growth (Qtr)

19.04%

AFRM Earnings

Earnings (TTM)

-750.3M

Earnings Growth (Yr)

48.24%

Earnings Growth (Qtr)

2.84%

Breaking Down AFRM Revenue

52 Week Range

8.8033.08
(Low)(High)

Last 7 days

-0.8%

Last 30 days

-15.9%

Last 90 days

-21.9%

Trailing 12 Months

186.9%

How does AFRM drawdown profile look like?

AFRM Financial Health

Debt/Equity

0.54

Debt/Cashflow

0.11

AFRM Investor Care

Shares Dilution (1Y)

5.22%

Diluted EPS (TTM)

-2.49

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
20231.5B1.6B1.7B1.9B
20221.2B1.3B1.4B1.5B
2021762.0M870.5M965.9M1.1B
2020427.8M509.5M595.6M669.6M
20190264.4M0346.1M
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Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224


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Tracking the Latest Insider Buys and Sells of Affirm Holdings, Inc.

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Apr 11, 2024
michalek libor
gifted
-
-
-1,180
president
Apr 01, 2024
jiyane siphelele
acquired
-
-
25,000
chief accounting officer
Apr 01, 2024
rabois keith
sold
-327,412
35.2967
-9,276
-
Apr 01, 2024
adkins katherine
sold (taxes)
-86,030
34.83
-2,470
chief legal officer
Apr 01, 2024
linford michael
acquired
-
-
8,947
chief financial officer
Apr 01, 2024
michalek libor
sold (taxes)
-147,122
34.83
-4,224
president
Apr 01, 2024
michalek libor
acquired
-
-
10,784
president
Apr 01, 2024
linford michael
sold (taxes)
-89,617
34.83
-2,573
chief financial officer
Apr 01, 2024
adkins katherine
acquired
-
-
6,784
chief legal officer
Apr 01, 2024
jiyane siphelele
sold (taxes)
-342,658
34.83
-9,838
chief accounting officer

1–10 of 50

Which funds bought or sold AFRM recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Apr 11, 2024
CATALYST PRIVATE WEALTH, LLC
reduced
-6.2
-2,488,150
6,128,450
3.21%
Apr 11, 2024
Fortitude Family Office, LLC
unchanged
-
-1,473
4,620
-%
Apr 11, 2024
Paragon Capital Management Ltd
unchanged
-
-127,948
401,290
0.07%
Apr 11, 2024
SALEM INVESTMENT COUNSELORS INC
unchanged
-
-1,188
3,726
-%
Apr 11, 2024
OPTIMUM INVESTMENT ADVISORS
unchanged
-
-3,920
12,296
0.01%
Apr 11, 2024
City State Bank
unchanged
-
-1,000
2,000
-%
Apr 11, 2024
Royal Fund Management, LLC
added
292
2,107,690
3,176,190
0.31%
Apr 10, 2024
SOA Wealth Advisors, LLC.
unchanged
-
-487
1,528
-%
Apr 10, 2024
Banque Cantonale Vaudoise
unchanged
-
-3,000
7,000
-%
Apr 10, 2024
Bruce G. Allen Investments, LLC
reduced
-12.14
-2,297
4,583
-%

1–10 of 39

Are Funds Buying or Selling AFRM?

Are funds buying AFRM calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own AFRM
No. of Funds

Unveiling Affirm Holdings, Inc.'s Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
8.06%
19,506,902
SC 13G/A
Feb 12, 2024
morgan stanley
10.7%
25,920,981
SC 13G/A
Feb 09, 2024
capital world investors
7.8%
19,002,021
SC 13G
Feb 09, 2024
capital research global investors
8.4%
20,251,044
SC 13G/A
Feb 08, 2024
gic private ltd
9.09%
22,007,406
SC 13G/A
Jan 29, 2024
baillie gifford & co
8.45%
20,467,614
SC 13G/A
Jun 08, 2023
morgan stanley
10.8%
25,516,934
SC 13G/A
Feb 13, 2023
capital research global investors
11.2%
25,657,975
SC 13G/A
Feb 10, 2023
gic private ltd
11.36%
27,390,964
SC 13G/A
Feb 09, 2023
vanguard group inc
8.17%
18,794,360
SC 13G/A

Recent SEC filings of Affirm Holdings, Inc.

View All Filings
Date Filed Form Type Document
Apr 12, 2024
4
Insider Trading
Apr 03, 2024
4
Insider Trading
Apr 03, 2024
4
Insider Trading
Apr 03, 2024
4
Insider Trading
Apr 03, 2024
4
Insider Trading
Apr 03, 2024
4
Insider Trading
Mar 18, 2024
4
Insider Trading
Mar 14, 2024
144
Notice of Insider Sale Intent
Mar 08, 2024
4
Insider Trading
Mar 05, 2024
4
Insider Trading

Peers (Alternatives to Affirm Holdings, Inc.)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
3.1T
227.6B
1.69% 45.64%
38
13.78
11.51% 22.38%
212.4B
19.9B
-17.34% 25.16%
44.24
10.65
10.76% 1.35%
73.5B
3.1B
-6.95% 127.11%
823.15
24.06
36.33% 148.75%
46.9B
21.9B
-10.21% 19.22%
6.8K
2.14
25.01% 101.26%
15.7B
3.8B
-5.59% 24.34%
28.61
4.11
5.40% 4.57%
11.1B
2.8B
-2.96% 27.56%
23.99
3.94
3.55% 53.13%
MID-CAP
6.6B
612.7M
0.87% 14.44%
-741.31
10.8
7.07% 79.45%
4.7B
583.1M
-6.87% -10.66%
-24.81
8.11
22.54% 30.49%
3.4B
1.5B
0.76% 23.48%
28.02
2.34
2.16% -14.54%
2.8B
545.4M
7.21% -7.61%
-25.24
5.16
16.53% 26.16%
SMALL-CAP
1.4B
1.2B
-7.79% -12.04%
20.7
1.21
7.30% 93.18%
975.9M
251.7M
-10.64% -13.13%
24.42
3.88
-10.22% -14.79%
444.1M
601.1M
-12.73% 25.82%
-27.18
0.74
4.88% -183.51%
21.2M
7.0M
5.18% -53.39%
-2.47
2.91
-55.73% -45.27%
13.4M
15.6M
24.27% 40.66%
-1.35
0.86
-6.37% -5256.07%

Affirm Holdings, Inc. News

Latest updates
Defense World30 hours ago

Affirm Holdings, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
Income Statement (Quarterly)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q2
Revenue19.0%591,110,000496,547,000445,825,000380,978,000399,558,000361,624,000364,134,000354,762,000361,011,000269,385,000261,780,000230,665,000204,041,000173,978,000153,332,000138,273,000129,976,000-
Costs and Expenses8.1%763,261,000705,994,000689,653,000691,013,000759,090,000649,091,000641,360,000581,313,000557,211,000435,456,000376,033,000440,013,000230,813,000207,272,000114,012,000219,778,000162,609,000-
  S&GA Expenses9.8%161,265,000146,866,000145,131,000140,942,000188,334,000163,873,000168,693,000156,214,000143,476,00063,960,00062,312,00058,184,00039,112,00022,582,0005,066,0007,108,0007,651,000-
EBITDA Margin44.6%-0.17-0.30-0.42-0.49-0.44-0.37-0.45-0.43-0.69-0.68-0.43-0.29-0.05-0.07-0.14-0.20-0.23-0.34
Interest Expenses14.5%84,617,00073,931,00063,008,00051,188,00043,751,00025,066,00019,417,00015,824,00017,700,00016,753,00015,623,00014,665,00012,060,00010,352,0007,817,0008,204,0008,167,000-
Income Taxes-170.0%-700,0001,000,000-1,326,000-800,000-1,568,000-180,000-18,152,500300,000300,000171,000-2,458,000-70,000100,000100,00076,00093,000100,000-
Earnings Before Taxes1.8%-167,602,000-170,740,000-207,278,000-206,513,000-324,005,000-251,449,000-204,516,000-54,412,000-159,459,000-306,444,000-125,868,000-287,121,000-26,532,000-3,849,00034,907,000-85,527,000-30,903,000-
EBT Margin25.5%-0.39-0.53-0.62-0.65-0.56-0.46-0.54-0.52-0.78-0.77-0.51-0.37-0.12-0.14-0.22-0.27-0.31-0.46
Net Income2.8%-166,902,000-171,783,000-205,962,000-205,677,000-322,437,000-251,269,000-186,396,000-54,671,000-159,735,000-306,615,000-123,420,000-287,051,000-26,610,000-3,946,00034,813,000-85,620,000-30,996,000-
Net Income Margin25.5%-0.39-0.53-0.62-0.64-0.55-0.45-0.52-0.52-0.78-0.77-0.51-0.37-0.12-0.14-0.22-0.27-0.31-0.46
Free Cashflow-43.6%35,574,00063,085,00018,931,000-84,791,000-62,798,00020,064,000-86,145,000-49,076,000-462,066,000348,803,000-27,751,000-128,609,000-50,549,000-6,473,000-30,762,000-13,412,000--
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q2
Assets7.8%9,0658,4078,1567,5087,8057,1656,9747,0326,9525,4024,8674,7662,7081,402
    Cash Equivalents-3.9%1,0371,0798929721,4401,5301,5512,2622,5671,4401,4671,624637328
  Net PPE9.2%37033929027724920817114211485.0062.0053.0049.0048.00
  Goodwill0.9%541536543537528525540547541541517-2571.00
Liabilities10.1%6,4305,8405,6214,9975,2954,6024,3564,4564,4843,0252,2912,3621,730965
  Long Term Debt0.1%1,4161,4151,4141,4131,7091,7081,7071,7061,705----74.00
Shareholder's Equity2.7%2,6352,5672,5342,5112,5102,5632,6182,5762,4682,3772,5762,406--
  Retained Earnings-6.0%-2,929-2,763-2,591-2,385-2,179-1,857-1,605-1,419-1,364-1,205-898-734-494-447
  Additional Paid-In Capital4.1%5,5725,3555,1414,9194,7164,4554,2313,9883,8293,5803,4673,13414280.00
Shares Outstanding1.2%30830429529429229128228027427215812268.0048.00
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q2
Cashflow From Operations-24.9%74,32198,90243,789-54,275-28,54851,215-59,109-27,981-440,254365,150-19,913-123,258-47,655-2,304-28,447-8,210--
  Share Based Compensation-19.8%90,164112,359103,337106,789121,775119,808110,87098,38788,53793,189100,144179,6396,5216,2035,0367,795--
Cashflow From Investing-3840.4%-624,902-15,859-777,174-300,958-692,211117,273-1,025,717-166,048-190,063-629,51084,345-199,668-548,949-357,761-20,67340,410--
Cashflow From Financing240.3%506,345148,806609,549-128,959669,813199,542-28,88155,7871,766,260243,953-176,1291,488,628447,520817,811120,717-30,445--
  Buy Backs------1092.0080.00-4.0014.003.00199584-500*40017,590-

AFRM Income Statement

2023-12-31
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($)
$ in Thousands
3 Months Ended6 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Revenue    
Revenue$ 227,626$ 163,136$ 407,052$ 302,993
Interest income288,346155,321551,025292,123
Gain on sales of loans52,70259,60786,987123,202
Servicing income22,43621,49442,59342,864
Total revenue, net591,110399,5581,087,657761,182
Operating expenses    
Loss on loan purchase commitment53,63038,42288,49674,032
Provision for credit losses120,880106,689220,576170,939
Funding costs84,61743,751158,54868,817
Processing and servicing90,20366,508165,874120,867
Technology and data analytics119,833156,747252,798301,708
Sales and marketing161,265188,334308,131352,207
General and administrative132,777158,639273,111319,611
Restructuring and other5601,7210
Total operating expenses763,261759,0901,469,2551,408,181
Operating loss(172,151)(359,532)(381,598)(646,999)
Other income, net4,54935,52743,25671,545
Loss before income taxes(167,602)(324,005)(338,342)(575,454)
Income tax (benefit) expense(700)(1,568)343(1,748)
Net loss(166,902)(322,437)(338,685)(573,706)
Other comprehensive income (loss)    
Foreign currency translation adjustments13,8244,5221,926(17,024)
Unrealized gain (loss) on securities available for sale, net4,8533,0696,206(2,459)
Gain (loss) on cash flow hedges(614)01490
Net other comprehensive income (loss)18,0637,5918,281(19,483)
Comprehensive loss$ (148,839)$ (314,846)$ (330,404)$ (593,189)
Net loss per share attributable to common stockholders for Class A and Class B    
Basic (in USD per share)$ (0.54)$ (1.10)$ (1.11)$ (1.96)
Diluted (in USD per share)$ (0.54)$ (1.10)$ (1.11)$ (1.96)
Weighted average common shares outstanding    
Basic (in shares)307,571,602293,683,331305,705,637292,306,300
Diluted (in shares)307,571,602293,683,331305,705,637292,306,300
Merchant network revenue    
Revenue    
Revenue$ 188,357$ 134,019$ 334,307$ 247,168
Card network revenue    
Revenue    
Revenue$ 39,269$ 29,117$ 72,745$ 55,825

AFRM Balance Sheet

2023-12-31
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2023
Jun. 30, 2023
Assets  
Cash and cash equivalents$ 1,036,719$ 892,027
Restricted cash411,259367,917
Securities available for sale at fair value914,0691,174,653
Loans held for sale2976
Loans held for investment5,238,8124,402,962
Allowance for credit losses(262,204)(204,531)
Loans held for investment, net4,976,6084,198,431
Accounts receivable, net307,286199,085
Property, equipment and software, net369,854290,135
Goodwill541,156542,571
Intangible assets17,40734,434
Commercial agreement assets134,558177,672
Other assets356,044278,614
Total assets9,064,9898,155,615
Liabilities:  
Accounts payable59,80528,602
Payable to third-party loan owners134,56753,852
Accrued interest payable22,18113,498
Accrued expenses and other liabilities150,272180,883
Convertible senior notes, net1,415,9521,414,208
Notes issued by securitization trusts2,740,6562,165,577
Funding debt1,906,6721,764,812
Total Liabilities6,430,1055,621,432
Commitments and contingencies (Note 8)
Stockholders’ equity:  
Additional paid in capital5,571,9555,140,850
Accumulated deficit(2,929,932)(2,591,247)
Accumulated other comprehensive loss(7,142)(15,423)
Total stockholders’ equity2,634,8842,534,183
Total liabilities and stockholders’ equity9,064,9898,155,615
Class A common stock  
Stockholders’ equity:  
Common stock22
Class B common stock  
Stockholders’ equity:  
Common stock$ 1$ 1
AFRM
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
 CEO
 WEBSITEaffirm.com
 INDUSTRYSoftware - Infra
 EMPLOYEES2171

Affirm Holdings, Inc. Frequently Asked Questions


What is the ticker symbol for Affirm Holdings, Inc.? What does AFRM stand for in stocks?

AFRM is the stock ticker symbol of Affirm Holdings, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Affirm Holdings, Inc. (AFRM)?

As of Fri Apr 12 2024, market cap of Affirm Holdings, Inc. is 10.03 Billion. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of AFRM stock?

You can check AFRM's fair value in chart for subscribers.

What is the fair value of AFRM stock?

You can check AFRM's fair value in chart for subscribers. The fair value of Affirm Holdings, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Affirm Holdings, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for AFRM so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Affirm Holdings, Inc. a good stock to buy?

The fair value guage provides a quick view whether AFRM is over valued or under valued. Whether Affirm Holdings, Inc. is cheap or expensive depends on the assumptions which impact Affirm Holdings, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for AFRM.

What is Affirm Holdings, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 12 2024, AFRM's PE ratio (Price to Earnings) is -13.37 and Price to Sales (PS) ratio is 5.24. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. AFRM PE ratio will change depending on the future growth rate expectations of investors.