ASRV - AmeriServ Financial Inc Stock Price, Fair Value and News

2.63USD-0.16 (-5.73%)Market Closed

Market Summary

USD2.63-0.16

Market Closed

-5.73%

ASRV Stock Price

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ASRV RSI Chart

ASRV Valuation

Market Cap

45.1M

Price/Earnings (Trailing)

-13.48

Price/Sales (Trailing)

0.74

EV/EBITDA

0.98

Price/Free Cashflow

7.17

ASRV Price/Sales (Trailing)

ASRV Profitability

EBT Margin

-7.21%

Return on Equity

-3.27%

Return on Assets

-0.24%

Free Cashflow Yield

13.94%

ASRV Fundamentals

ASRV Revenue

Revenue (TTM)

60.9M

Rev. Growth (Yr)

15.68%

Rev. Growth (Qtr)

3.43%

ASRV Earnings

Earnings (TTM)

-3.3M

Earnings Growth (Yr)

-661.88%

Earnings Growth (Qtr)

-922.41%

Breaking Down ASRV Revenue

Last 7 days

-4.0%

Last 30 days

-2.9%

Last 90 days

-16.8%

Trailing 12 Months

-12.0%

How does ASRV drawdown profile look like?

ASRV Financial Health

Debt/Equity

1.1

Debt/Cashflow

0.06

ASRV Investor Care

Dividend Yield

4.56%

Dividend/Share (TTM)

0.12

Diluted EPS (TTM)

-0.19

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	52.6M	56.0M	58.7M	60.9M
2022	45.9M	45.6M	46.9M	49.1M
2021	46.7M	46.5M	46.6M	46.7M
2020	49.5M	48.8M	47.6M	46.9M
2019	48.0M	49.2M	49.5M	49.8M
2018	44.8M	45.4M	46.3M	47.1M
2017	42.2M	42.9M	43.6M	44.4M
2016	41.8M	41.8M	41.6M	41.9M
2015	40.9M	41.3M	41.9M	41.9M
2014	39.7M	40.1M	40.3M	40.4M
2013	39.5M	39.2M	39.0M	39.3M
2012	41.5M	40.8M	40.4M	39.9M
2011	44.0M	43.0M	42.5M	42.0M
2010	0	46.6M	45.7M	44.8M
2009	0	0	0	47.5M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of AmeriServ Financial Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 12, 2024	stopko jeffrey a	bought	5,060	2.53	2,000	president & ceo asrv & bank
Feb 27, 2024	stopko jeffrey a	bought	5,480	2.74	2,000	president & ceo asrv & bank
Feb 23, 2024	bloomingdale richard w.	bought	4,916	2.85	1,725	-
Feb 21, 2024	stopko jeffrey a	bought	5,880	2.94	2,000	president & ceo asrv & bank
Feb 20, 2024	o malley margaret a	acquired	1,957	2.9308	668	-
Feb 20, 2024	bloomingdale richard w.	acquired	169	2.9308	58.00	-
Feb 20, 2024	kunkle kim w	acquired	4,103	2.9308	1,400	-
Feb 20, 2024	onorato daniel a.	acquired	973	2.9308	332	-
Dec 29, 2023	stopko jeffrey a	acquired	8,556	3.24	2,641	president & ceo asrv & bank
Nov 20, 2023	o malley margaret a	acquired	1,939	2.8483	681	-

Which funds bought or sold ASRV recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 18, 2024	Capital Advisors, Ltd. LLC	new	-	1,000	1,000	-%
Apr 12, 2024	Abacus Planning Group, Inc.	unchanged	-	-26,996	110,534	0.02%
Apr 08, 2024	BEESE FULMER INVESTMENT MANAGEMENT, INC.	unchanged	-	-6,985	28,600	-%
Apr 05, 2024	CWM, LLC	added	1.1	-	-	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	new	-	512,664	512,664	-%
Mar 11, 2024	VANGUARD GROUP INC	added	0.05	361,000	1,991,510	-%
Feb 14, 2024	BHZ CAPITAL MANAGEMENT, LP	unchanged	-	44,622	246,756	0.13%
Feb 14, 2024	CITADEL ADVISORS LLC	sold off	-100	-41,867	-	-%
Feb 14, 2024	GENDELL JEFFREY L	added	8.13	977,276	4,031,180	0.22%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	2.75	169,354	835,222	0.02%

Are Funds Buying or Selling ASRV?

Are funds buying ASRV calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own ASRV

No. of Funds

Unveiling AmeriServ Financial Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 22, 2024	sb value partners, l.p.	7.7%	1,319,019	SC 13D
Feb 13, 2024	gendell jeffrey l	7.27%	1,246,113	SC 13G/A
Feb 09, 2024	dimensional fund advisors lp	6.8%	1,169,279	SC 13G/A
Aug 15, 2023	sb value partners, l.p.	7.7%	1,320,760	SC 13G
Aug 09, 2023	driver management co llc	1.6%	273,314	SC 13D/A
Feb 10, 2023	dimensional fund advisors lp	7.7%	1,312,354	SC 13G/A
Feb 10, 2023	m3 partners lp	2.65%	454,366	SC 13G/A
Jan 20, 2023	driver management co llc	1.2%	201,000	SC 13D/A
Jan 19, 2023	driver management co llc	1.2%	201,000	SC 13D/A
Jan 18, 2023	driver management co llc	1.2%	201,000	SC 13D/A

Recent SEC filings of AmeriServ Financial Inc

View All Filings

Date Filed	Form Type	Document
Apr 22, 2024	8-K	Current Report
Apr 22, 2024	DEFA14A	DEFA14A
Apr 22, 2024	SC 13D	13D - Major Acquisition
Apr 19, 2024	8-K	Current Report
Apr 16, 2024	8-K	Current Report
Apr 15, 2024	DFAN14A	DFAN14A
Mar 27, 2024	10-K	Annual Report
Mar 27, 2024	DFAN14A	DFAN14A
Mar 13, 2024	4	Insider Trading
Mar 08, 2024	8-K	Current Report

Peers (Alternatives to AmeriServ Financial Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

AmeriServ Financial Inc News

Latest updates

AmeriServ Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	3.4%	15,968	15,439	14,879	14,574	13,803	12,700	11,527	11,028	11,690	11,372	11,838	11,769	11,640	11,237	12,061	11,944	12,405	12,433	12,765	12,164	12,125
EBITDA Margin	-25.7%	0.52*	0.70*	0.80*	0.92*	1.01*	1.09*	1.07*	1.05*	1.03*	0.98*	0.96*	0.94*	0.90*	-	-	-	-	-	-	-	-
Interest Expenses	-2.4%	8,589	8,799	9,110	9,522	10,143	10,529	10,124	9,767	10,298	9,226	9,867	9,692	9,352	8,791	9,473	8,751	8,960	8,764	9,061	8,657	8,779
Income Taxes	-1291.1%	-1,477	124	-61.00	372	126	526	496	605	421	341	420	520	248	235	365	366	169	442	470	491	499
Earnings Before Taxes	-981.7%	-6,798	771	-248	1,887	1,073	2,628	2,477	3,023	2,273	1,772	2,128	2,601	940	1,313	1,784	1,775	838	2,131	2,262	2,369	2,427
EBT Margin	-221.5%	-0.07*	0.06*	0.10*	0.15*	0.19*	0.22*	0.21*	0.20*	0.19*	0.16*	0.15*	0.14*	0.12*	-	-	-	-	-	-	-	-
Net Income	-922.4%	-5,321	647	-187	1,515	947	2,102	1,981	2,418	1,852	1,431	1,708	2,081	692	1,078	1,419	1,409	669	1,689	1,792	1,878	1,928
Net Income Margin	-210.4%	-0.05*	0.05*	0.08*	0.12*	0.15*	0.18*	0.17*	0.16*	0.15*	0.13*	0.12*	0.11*	0.10*	-	-	-	-	-	-	-	-
Free Cashflow	-58.6%	1,110	2,684	704	1,790	3,355	806	-761	1,809	2,360	-1,672	2,488	6,763	3,031	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	2.0%	1,390	1,362	1,346	1,346	1,364	1,350	1,321	1,331	1,336	1,339	1,361	1,311	1,283	1,258	1,242	1,168	1,171	1,171	1,191	1,168	1,161
Cash Equivalents	-22.2%	14.00	18.00	17.00	22.00	23.00	29.00	29.00	32.00	41.00	36.00	60.00	37.00	32.00	41.00	47.00	24.00	22.00	33.00	28.00	30.00	35.00
Net PPE	-0.3%	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	15.00	15.00	15.00	15.00	15.00	15.00	14.00	13.00
Goodwill	0%	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	14.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00
Liabilities	2.1%	1,287	1,260	1,242	1,240	1,258	1,248	1,215	1,218	1,219	1,225	1,249	1,206	1,178	1,155	1,139	1,068	1,073	1,069	1,089	1,069	1,063
Short Term Borrowings	-35.5%	41.00	63.00	57.00	53.00	89.00	26.00	-	-	-	-	-	-	25.00	6.00	8.00	16.00	-	11.00	35.00	31.00	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	113	104	108
Shareholder's Equity	0.9%	102	101	0.00	65.00	106	102	63.00	114	117	114	146	146	0.00	103	146	101	99.00	102	101	99.00	146
Retained Earnings	-9.0%	59.00	65.00	65.00	65.00	65.00	65.00	63.00	62.00	60.00	59.00	58.00	56.00	55.00	54.00	54.00	53.00	52.00	51.00	50.00	48.00	47.00
Additional Paid-In Capital	0.0%	146	146	146	146	146	146	146	146	146	146	146	146	146	146	146	146	146	146	146	146	146
Shares Outstanding	0%	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	17.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	40.00	-	-	-	61.00	-	-	-	61.00	-	-	-	48.00	-	-	-	66.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-58.6%	1,110	2,684	704	1,790	3,355	806	-761	1,809	2,360	-1,672	2,488	6,763	3,031	-2,962	-816	-626	3,551	-2,786	2,424	1,701	4,217
Share Based Compensation	-9.1%	10.00	11.00	12.00	12.00	12.00	12.00	13.00	13.00	13.00	13.00	13.00	4.00	1.00	-	1.00	1.00	1.00	1.00	2.00	3.00	3.00
Cashflow From Investing	-114.1%	-33,557	-15,672	-4,671	13,906	-17,707	-31,610	192	-7,156	8,142	833	18,754	-28,217	-34,406	-21,631	-46,846	7,566	-13,354	29,149	-22,333	-6,484	11,527
Cashflow From Financing	104.2%	28,446	13,930	-1,114	-16,491	8,798	30,288	-2,510	-3,643	-5,378	-23,421	1,771	27,174	21,671	19,061	70,296	-5,002	-1,155	-21,378	18,379	-440	-12,084
Dividend Payments	0.6%	516	513	515	514	513	513	514	427	428	427	426	427	426	426	441	423	426	431	436	349	355
Buy Backs	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	151	384	1,004	686	476	638

ASRV Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and fees on loans
Taxable	$ 51,539	$ 41,413	$ 40,496
Tax exempt	89	71	89
Interest bearing deposits and short-term investments	251	209	60
Investment securities:
Available for sale	7,059	5,610	4,543
Held to maturity	1,922	1,755	1,481
Total Interest Income	60,860	49,058	46,669
INTEREST EXPENSE
Deposits	21,014	6,424	4,806
Short-term borrowings	1,944	364	1
Advances from Federal Home Loan Bank	731	553	875
Financing lease liabilities	97	100	106
Guaranteed junior subordinated deferrable interest debentures			944
Subordinated debt	1,054	1,054	854
Total Interest Expense	24,840	8,495	7,586
Net Interest Income	36,020	40,563	39,083
Provision for credit losses	7,429	50	1,100
Net Interest Income after Provision for Credit Losses	28,591	40,513	37,983
NON-INTEREST INCOME
Non-interest income	14,493	14,737	14,968
Net gains on loans held for sale	169	208	664
Mortgage related fees	131	115	358
Net realized gains (losses) on investment securities	(922)		84
Gain on sale of Visa Class B shares	1,748
Bank owned life insurance	1,047	1,089	1,117
Other income	1,787	2,552	2,587
Total Non-Interest Income	16,389	16,692	17,761
NON-INTEREST EXPENSE
Salaries and employee benefits	29,628	28,492	27,847
Net occupancy expense	2,917	2,883	2,620
Equipment expense	1,623	1,636	1,582
Professional fees	5,317	3,210	2,872
Data processing and IT expense	4,430	3,945	3,666
Supplies, postage and freight	668	651	668
Miscellaneous taxes and insurance	1,301	1,373	1,236
Federal deposit insurance expense	715	515	655
Branch acquisition costs			389
Other expense	2,769	5,299	5,435
Total Non-Interest Expense	49,368	48,004	46,970
PRETAX INCOME (LOSS)	(4,388)	9,201	8,774
Provision (benefit) for income taxes	(1,042)	1,753	1,702
NET INCOME (LOSS)	$ (3,346)	$ 7,448	$ 7,072
Basic:
Net income (loss)	$ (0.20)	$ 0.44	$ 0.41
Average number of shares outstanding	17,143	17,107	17,073
Diluted:
Net income (loss)	$ (0.20)	$ 0.43	$ 0.41
Average number of shares outstanding	17,144	17,146	17,114
Cash dividends declared (in $ per share)	$ 0.120	$ 0.115	$ 0.100
Wealth management fees
NON-INTEREST INCOME
Non-interest income	$ 11,266	$ 11,620	$ 11,986
Service charges on deposit accounts
NON-INTEREST INCOME
Non-interest income	$ 1,163	$ 1,108	$ 965

ASRV Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from depository institutions	$ 9,678	$ 18,830
Interest bearing deposits and short-term investments	4,349	4,132
Cash and cash equivalents	14,027	22,962
Investment securities, net of allowance for credit losses:
Available for sale, at fair value (allowance for credit losses $926 on December 31, 2023)	165,711	179,508
Held to maturity (fair value $58,621 on December 31, 2023 and $55,192 on December 31, 2022; allowance for credit losses $37 on December 31, 2023)	63,979	61,878
Loans held for sale	130	59
Loans (net of unearned income $483 on December 31, 2023 and $343 on December 31, 2022)	1,038,271	990,766
Less: Allowance for credit losses	15,053	10,743
Net loans	1,023,218	980,023
Premises and equipment:
Operating lease right-of-use asset	646	630
Financing lease right-of-use asset	2,384	2,413
Other premises and equipment, net	14,149	14,460
Accrued interest income receivable	5,529	4,804
Intangible assets:
Goodwill	13,611	13,611
Core deposit intangible	101	128
Bank owned life insurance	39,560	38,895
Net deferred tax asset	2,679	2,789
Federal Home Loan Bank stock	5,210	5,754
Federal Reserve Bank stock	2,125	2,125
Other assets	36,579	33,835
TOTAL ASSETS	1,389,638	1,363,874
LIABILITIES
Non-interest bearing deposits	172,070	195,123
Interest bearing deposits	986,290	913,414
Total deposits	1,158,360	1,108,537
Short-term borrowings	40,951	88,641
Advances from Federal Home Loan Bank	44,562	19,765
Operating lease liabilities	658	643
Financing lease liabilities	2,700	2,680
Subordinated debt	26,685	26,644
Total borrowed funds	115,556	138,373
Other liabilities	13,445	10,786
TOTAL LIABILITIES	1,287,361	1,257,696
SHAREHOLDERS' EQUITY
Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,776,089 shares issued and 17,147,270 shares outstanding on December 31, 2023; 26,746,436 shares issued and 17,117,617 shares outstanding on December 31, 2022	268	267
Treasury stock at cost, 9,628,819 shares on December 31, 2023 and December 31, 2022	(83,280)	(83,280)
Capital surplus	146,364	146,225
Retained earnings	58,901	65,486
Accumulated other comprehensive loss, net	(19,976)	(22,520)
TOTAL SHAREHOLDERS' EQUITY	102,277	106,178
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,389,638	$ 1,363,874

About AmeriServ Financial Inc

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, as well as Pennsylvania and Washington County, Maryland; and operates automated bank teller machines. AmeriServ Financial, Inc. was founded in 1983 and is headquartered in Johnstown, Pennsylvania.

CEO	Mr. Jeffrey A. Stopko CPA
WEBSITE	ameriserv.com
INDUSTRY	Banks Diversified
EMPLOYEES	329

AmeriServ Financial Inc Frequently Asked Questions

What is the ticker symbol for AmeriServ Financial Inc? What does ASRV stand for in stocks?

ASRV is the stock ticker symbol of AmeriServ Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of AmeriServ Financial Inc (ASRV)?

As of Fri Apr 26 2024, market cap of AmeriServ Financial Inc is 45.1 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ASRV stock?

You can check ASRV's fair value in chart for subscribers.

What is the fair value of ASRV stock?

You can check ASRV's fair value in chart for subscribers. The fair value of AmeriServ Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of AmeriServ Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ASRV so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is AmeriServ Financial Inc a good stock to buy?

The fair value guage provides a quick view whether ASRV is over valued or under valued. Whether AmeriServ Financial Inc is cheap or expensive depends on the assumptions which impact AmeriServ Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ASRV.

What is AmeriServ Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, ASRV's PE ratio (Price to Earnings) is -13.48 and Price to Sales (PS) ratio is 0.74. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ASRV PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on AmeriServ Financial Inc's stock?

In the past 10 years, AmeriServ Financial Inc has provided -0.011 (multiply by 100 for percentage) rate of return.