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ASRV

ASRV - AmeriServ Financial Inc Stock Price, Fair Value and News

2.37USD+0.06 (+2.60%)Market Closed

Market Summary

ASRV
USD2.37+0.06
Market Closed
2.60%

ASRV Stock Price

View Fullscreen

ASRV RSI Chart

ASRV Valuation

Market Cap

40.6M

Price/Earnings (Trailing)

-13.74

Price/Sales (Trailing)

0.65

EV/EBITDA

0.74

Price/Free Cashflow

17.32

ASRV Price/Sales (Trailing)

ASRV Profitability

EBT Margin

-6.22%

Return on Equity

-2.85%

Return on Assets

-0.21%

Free Cashflow Yield

5.77%

ASRV Fundamentals

ASRV Revenue

Revenue (TTM)

62.5M

Rev. Growth (Yr)

11.32%

Rev. Growth (Qtr)

1.6%

ASRV Earnings

Earnings (TTM)

-3.0M

Earnings Growth (Yr)

25.68%

Earnings Growth (Qtr)

135.78%

Breaking Down ASRV Revenue

Last 7 days

-2.5%

Last 30 days

-1.7%

Last 90 days

-1.7%

Trailing 12 Months

-8.6%

How does ASRV drawdown profile look like?

ASRV Financial Health

Debt/Equity

1.09

Debt/Cashflow

0.02

ASRV Investor Care

Dividend Yield

5.06%

Dividend/Share (TTM)

0.12

Diluted EPS (TTM)

-0.17

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202462.5M000
202352.6M56.0M58.7M60.9M
202245.9M45.6M46.9M49.1M
202146.7M46.5M46.6M46.7M
202049.5M48.8M47.6M46.9M
201948.0M49.2M49.5M49.8M
201844.8M45.4M46.3M47.1M
201742.2M42.9M43.6M44.4M
201641.8M41.8M41.6M41.9M
201540.9M41.3M41.9M41.9M
201439.7M40.1M40.3M40.4M
201339.5M39.2M39.0M39.3M
201241.5M40.8M40.4M39.9M
201144.0M43.0M42.5M42.0M
2010046.6M45.7M44.8M
200900047.5M

Tracking the Latest Insider Buys and Sells of AmeriServ Financial Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
May 23, 2024
onorato daniel a.
acquired
27,498
2.5937
10,602
-
May 23, 2024
bradley amy
acquired
27,498
2.5937
10,602
-
May 23, 2024
hickton david j.
acquired
27,498
2.5937
10,602
-
May 23, 2024
kunkle kim w
acquired
27,498
2.5937
10,602
-
May 23, 2024
adams j michael jr
acquired
27,498
2.5937
10,602
-
May 23, 2024
pasquerilla mark e
acquired
27,498
2.5937
10,602
-
May 23, 2024
o malley margaret a
acquired
27,498
2.5937
10,602
-
May 23, 2024
bloomingdale richard w.
acquired
27,498
2.5937
10,602
-
May 20, 2024
bloomingdale richard w.
acquired
221
2.8801
77.00
-
May 20, 2024
finui david a
acquired
31.6811
2.8801
11.00
pres & ceo trust co.

1–10 of 50

Which funds bought or sold ASRV recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Jul 10, 2024
CWM, LLC
added
1.09
-
-
-%
Jul 09, 2024
Lesa Sroufe & Co
unchanged
-
-34,000
226,000
0.22%
Jul 03, 2024
BEESE FULMER INVESTMENT MANAGEMENT, INC.
unchanged
-
-3,740
24,860
-%
May 15, 2024
MORGAN STANLEY
unchanged
-
-1.00
4.00
-%
May 15, 2024
Dryden Capital, LLC
unchanged
-
-31,531
129,103
0.19%
May 15, 2024
Tower Research Capital LLC (TRC)
reduced
-1.37
-2,303
8,809
-%
May 15, 2024
CAPTRUST FINANCIAL ADVISORS
unchanged
-
-8,562
35,056
-%
May 15, 2024
BANK OF AMERICA CORP /DE/
sold off
-100
-29.00
-
-%
May 15, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
added
2.44
-147,566
687,656
0.01%
May 15, 2024
STATE STREET CORP
unchanged
-
-12,376
50,674
-%

1–10 of 38

Are Funds Buying or Selling ASRV?

Are funds buying ASRV calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own ASRV
No. of Funds

Unveiling AmeriServ Financial Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Apr 22, 2024
sb value partners, l.p.
7.7%
1,319,019
SC 13D
Feb 13, 2024
gendell jeffrey l
7.27%
1,246,113
SC 13G/A
Feb 09, 2024
dimensional fund advisors lp
6.8%
1,169,279
SC 13G/A
Aug 15, 2023
sb value partners, l.p.
7.7%
1,320,760
SC 13G
Aug 09, 2023
driver management co llc
1.6%
273,314
SC 13D/A
Feb 10, 2023
dimensional fund advisors lp
7.7%
1,312,354
SC 13G/A
Feb 10, 2023
m3 partners lp
2.65%
454,366
SC 13G/A
Jan 20, 2023
driver management co llc
1.2%
201,000
SC 13D/A
Jan 19, 2023
driver management co llc
1.2%
201,000
SC 13D/A
Jan 18, 2023
driver management co llc
1.2%
201,000
SC 13D/A

Recent SEC filings of AmeriServ Financial Inc

View All Filings
Date Filed Form Type Document
Jul 03, 2024
PRE 14A
PRE 14A
Jun 25, 2024
11-K
Employee Benefit Details
Jun 24, 2024
8-K
Current Report
Jun 14, 2024
8-K
Current Report
May 24, 2024
4
Insider Trading
May 24, 2024
4
Insider Trading
May 24, 2024
4
Insider Trading
May 24, 2024
4
Insider Trading
May 24, 2024
4
Insider Trading
May 24, 2024
4
Insider Trading

Peers (Alternatives to AmeriServ Financial Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
596.4B
180.9B
7.07% 37.75%
11.85
3.3
60.42% 19.83%
325.4B
137.9B
5.58% 40.24%
13
2.36
56.12% -12.56%
197.4B
88.5B
-1.20% 29.51%
10.51
2.23
42.28% 26.14%
123.3B
140.1B
7.53% 35.34%
15.42
0.88
54.53% -
17.4B
10.4B
8.67% 34.64%
12.15
1.67
26.22% -33.87%
14.3B
8.1B
10.78% 43.36%
16.41
1.76
32.15% -50.93%
MID-CAP
7.4B
4.2B
14.30% 14.77%
10.6
1.74
34.68% -45.96%
7.0B
4.1B
11.29% 47.56%
11.09
1.71
32.93% -30.73%
3.8B
1.3B
12.04% 46.56%
13.32
2.87
30.60% -12.99%
3.3B
2.0B
6.45% 23.82%
20.43
1.61
47.11% -59.32%
SMALL-CAP
497.6M
120.2M
6.68% 49.76%
19.02
4.14
45.65% -13.98%
459.2M
173.1M
11.08% 35.64%
15.74
2.65
26.54% -34.86%
404.2M
176.1M
9.24% 11.14%
40.66
2.3
35.14% -73.84%
318.6M
98.7M
17.37% 16.24%
10.82
3.23
6.27% -22.90%
40.6M
62.5M
-1.67% -8.56%
-13.74
0.65
18.83% -145.18%

AmeriServ Financial Inc News

Latest updates
Insider Monkey01 Jul 202407:00 am
TribDem.com18 Jun 202407:00 am
Investing.com14 Jun 202407:00 am
Statecollege.com7 years ago

AmeriServ Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue1.6%16,22415,96815,43914,87914,57413,80312,70011,52711,02811,69011,37211,83811,76911,64011,23712,06111,94412,40512,43312,76512,164
EBITDA Margin-3.5%0.50*0.52*0.70*0.80*0.92*1.01*1.09*1.07*1.05*1.03*0.98*0.96*0.94*--------
Interest Expenses1.8%8,7478,5898,7999,1109,52210,14310,52910,1249,76710,2989,2269,8679,6929,3528,7919,4738,7518,9608,7649,0618,657
Income Taxes132.7%483-1,477124-61.00372126526496605421341420520248235365366169442470491
Earnings Before Taxes135.1%2,387-6,798771-2481,8871,0732,6282,4773,0232,2731,7722,1282,6019401,3131,7841,7758382,1312,2622,369
EBT Margin13.7%-0.06*-0.07*0.06*0.10*0.15*0.19*0.22*0.21*0.20*0.19*0.16*0.15*0.14*--------
Net Income135.8%1,904-5,321647-1871,5159472,1021,9812,4181,8521,4311,7082,0816921,0781,4191,4096691,6891,7921,878
Net Income Margin14.0%-0.05*-0.05*0.05*0.08*0.12*0.15*0.18*0.17*0.16*0.15*0.13*0.12*0.11*--------
Free Cashflow-293.9%-2,1521,1102,6847041,7903,355806-7611,8092,360-1,6722,4886,763--------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-0.4%1,3851,3901,3621,3461,3461,3641,3501,3211,3311,3361,3391,3611,3111,2831,2581,2421,1681,1711,1711,1911,168
    Cash Equivalents24.4%17.0014.0018.0017.0022.0023.0029.0029.0032.0041.0036.0060.0037.0032.0041.0047.0024.0022.0033.0028.0030.00
  Net PPE1.6%14.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0015.0015.0015.0015.0015.0015.0014.00
  Goodwill0%14.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0012.0012.0012.0012.0012.0012.0012.0012.0012.00
Liabilities-0.5%1,2811,2871,2601,2421,2401,2581,2481,2151,2181,2191,2251,2491,2061,1781,1551,1391,0681,0731,0691,0891,069
  Short Term Borrowings-72.0%11.0041.0063.0057.0053.0089.0026.00------25.006.008.0016.00-11.0035.0031.00
  Long Term Debt--------------------113104
Shareholder's Equity1.6%1041021011041060.0010263.0011411711411156.000.0010310314699.0010210148.00
  Retained Earnings2.4%60.0059.0065.0065.0065.0065.0065.0063.0062.0060.0059.0058.0056.0055.0054.0054.0053.0052.0051.0050.0048.00
  Additional Paid-In Capital0.0%146146146146146146146146146146146146146146146146146146146146146
Shares Outstanding0%17.0017.0017.0017.0017.0017.0017.0017.0017.0017.0017.0017.0017.00--------
Float----40.00---61.00---61.00---48.00---66.00-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations-293.9%-2,1521,1102,6847041,7903,355806-7611,8092,360-1,6722,4886,7633,031-2,962-816-6263,551-2,7862,4241,701
  Share Based Compensation-20.0%8.0010.0011.0012.0012.0012.0012.0013.0013.0013.0013.0013.004.001.00-1.001.001.001.002.003.00
Cashflow From Investing137.4%12,558-33,557-15,672-4,67113,906-17,707-31,610192-7,1568,14283318,754-28,217-34,406-21,631-46,8467,566-13,35429,149-22,333-6,484
Cashflow From Financing-124.6%-6,98828,44613,930-1,114-16,4918,79830,288-2,510-3,643-5,378-23,4211,77127,17421,67119,06170,296-5,002-1,155-21,37818,379-440
  Dividend Payments-0.4%514516513515514513513514427428427426427426426441423426431436349
  Buy Backs-----------------1513841,004686476
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ASRV Income Statement

2024-03-31
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
INTEREST INCOME  
Interest and fees on loans$ 13,776$ 12,276
Interest bearing deposits and short-term investments6757
Investment securities:  
Available for sale1,8251,770
Held to maturity556471
Total Interest Income16,22414,574
INTEREST EXPENSE  
Deposits6,1994,189
Short-term borrowings484494
Advances from Federal Home Loan Bank50482
Financing lease liabilities2724
Subordinated debt263263
Total Interest Expense7,4775,052
Net Interest Income8,7479,522
Provision (recovery) for credit losses(557)1,179
Net Interest Income after Provision (Recovery) for Credit Losses9,3048,343
NON-INTEREST INCOME  
Non-interest income4,0583,485
Net gains on loans held for sale1026
Mortgage related fees2933
Gain on sale of Visa Class B shares 1,748
Bank owned life insurance337239
Other income1,012457
Total Non-Interest Income4,9475,507
NON-INTEREST EXPENSE  
Salaries and employee benefits7,1177,175
Net occupancy expense791772
Equipment expense386415
Professional fees1,0021,308
Data processing and IT expense1,1591,078
Supplies, postage and freight165179
Miscellaneous taxes and insurance325339
Federal deposit insurance expense255125
Other expense664572
Total Non-Interest Expense11,86411,963
PRETAX INCOME2,3871,887
Provision for income taxes483372
NET INCOME$ 1,904$ 1,515
Basic:  
Net income$ 0.11$ 0.09
Average number of shares outstanding17,14717,131
Diluted:  
Net income$ 0.11$ 0.09
Average number of shares outstanding17,14717,155
Wealth management fees  
NON-INTEREST INCOME  
Non-interest income$ 3,266$ 2,738
Service charges on deposit accounts  
NON-INTEREST INCOME  
Non-interest income$ 293$ 266

ASRV Balance Sheet

2024-03-31
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
ASSETS  
Cash and due from depository institutions$ 14,092$ 9,678
Interest bearing deposits and short-term investments3,3534,349
Total cash and cash equivalents17,44514,027
Investment securities, net of allowance for credit losses:  
Available for sale, at fair value (allowance for credit losses $116 on March 31, 2024 and $926 on December 31, 2023)165,452165,711
Held to maturity (fair value $59,180 on March 31, 2024 and $58,621 on December 31, 2023; allowance for credit losses $90 on March 31, 2024 and $37 on December 31, 2023)64,96763,979
Loans held for sale899130
Loans (net of unearned income $468 on March 31, 2024 and $483 on December 31, 2023)1,025,6871,038,271
Less: Allowance for credit losses14,63915,053
Net loans1,011,0481,023,218
Premises and equipment:  
Operating lease right-of-use asset1,685646
Financing lease right-of-use asset2,5002,384
Other premises and equipment, net14,38114,149
Accrued interest income receivable6,0985,529
Intangible assets:  
Goodwill13,61113,611
Core deposit intangible94101
Bank owned life insurance39,07939,560
Net deferred tax asset2,2802,679
Federal Home Loan Bank stock4,3185,210
Federal Reserve Bank stock2,1252,125
Other assets38,53436,579
TOTAL ASSETS1,384,5161,389,638
LIABILITIES  
Non-interest bearing deposits178,936172,070
Interest bearing deposits997,642986,290
Total deposits1,176,5781,158,360
Short-term borrowings11,44640,951
Advances from Federal Home Loan Bank49,41244,562
Operating lease liabilities1,699658
Financing lease liabilities2,8172,700
Subordinated debt26,69526,685
Total borrowed funds92,069115,556
Other liabilities11,93613,445
TOTAL LIABILITIES1,280,5831,287,361
SHAREHOLDERS' EQUITY  
Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,776,089 shares issued and 17,147,270 shares outstanding on March 31, 2024 and December 31, 2023268268
Treasury stock at cost, 9,628,819 shares on March 31, 2024 and December 31, 2023(83,280)(83,280)
Capital surplus146,372146,364
Retained earnings60,29158,901
Accumulated other comprehensive loss, net(19,718)(19,976)
TOTAL SHAREHOLDERS' EQUITY103,933102,277
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY$ 1,384,516$ 1,389,638
ASRV
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, as well as Pennsylvania and Washington County, Maryland; and operates automated bank teller machines. AmeriServ Financial, Inc. was founded in 1983 and is headquartered in Johnstown, Pennsylvania.
 CEO
 WEBSITEameriserv.com
 INDUSTRYBanks Diversified
 EMPLOYEES329

AmeriServ Financial Inc Frequently Asked Questions


What is the ticker symbol for AmeriServ Financial Inc? What does ASRV stand for in stocks?

ASRV is the stock ticker symbol of AmeriServ Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of AmeriServ Financial Inc (ASRV)?

As of Fri Jul 12 2024, market cap of AmeriServ Financial Inc is 40.3 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ASRV stock?

You can check ASRV's fair value in chart for subscribers.

What is the fair value of ASRV stock?

You can check ASRV's fair value in chart for subscribers. The fair value of AmeriServ Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of AmeriServ Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ASRV so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is AmeriServ Financial Inc a good stock to buy?

The fair value guage provides a quick view whether ASRV is over valued or under valued. Whether AmeriServ Financial Inc is cheap or expensive depends on the assumptions which impact AmeriServ Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ASRV.

What is AmeriServ Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Jul 12 2024, ASRV's PE ratio (Price to Earnings) is -13.63 and Price to Sales (PS) ratio is 0.64. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ASRV PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on AmeriServ Financial Inc's stock?

In the past 10 years, AmeriServ Financial Inc has provided -0.019 (multiply by 100 for percentage) rate of return.