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ASRV

ASRV - AmeriServ Financial Inc Stock Price, Fair Value and News

2.80USD-0.10 (-3.45%)Delayed as of 22 Feb 2024, 11:37 am ET
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Market Summary

USD2.80-0.10
Delayedas of 22 Feb 2024, 11:37 am
-3.45%

ASRV Stock Price

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ASRV RSI Chart

ASRV Valuation

Market Cap

49.7M

Price/Earnings (Trailing)

17.02

Price/Sales (Trailing)

0.85

EV/EBITDA

0.77

Price/Free Cashflow

5.83

ASRV Price/Sales (Trailing)

ASRV Profitability

EBT Margin

5.93%

Return on Equity

2.88%

Return on Assets

0.21%

Free Cashflow Yield

17.16%

ASRV Fundamentals

ASRV Revenue

Revenue (TTM)

58.7M

Rev. Growth (Yr)

21.57%

Rev. Growth (Qtr)

3.76%

ASRV Earnings

Earnings (TTM)

2.9M

Earnings Growth (Yr)

-69.22%

Earnings Growth (Qtr)

445.99%

Breaking Down ASRV Revenue

52 Week Range

2.414.05
(Low)(High)

Last 7 days

-1.0%

Last 30 days

-7.6%

Last 90 days

8.6%

Trailing 12 Months

-26.9%

How does ASRV drawdown profile look like?

ASRV Financial Health

Debt/Equity

1.11

Debt/Cashflow

0.08

ASRV Investor Care

Dividend Yield

4.14%

Dividend/Share (TTM)

0.12

Shares Dilution (1Y)

0.19%

Diluted EPS (TTM)

0.18

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
202352.6M56.0M58.7M0
202245.9M45.6M46.9M49.1M
202146.7M46.5M46.6M46.7M
202049.5M48.8M47.6M46.9M
201948.0M49.2M49.5M49.8M
201844.8M45.4M46.3M47.1M
201742.2M42.9M43.6M44.4M
201641.8M41.8M41.6M41.9M
201540.9M41.3M41.9M41.9M
201439.7M40.1M40.3M40.4M
201339.5M39.2M39.0M39.3M
201241.5M40.8M40.4M39.9M
201144.0M43.0M42.5M42.0M
201046.8M46.1M45.5M44.8M
200900047.5M

Tracking the Latest Insider Buys and Sells of AmeriServ Financial Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Dec 29, 2023
stopko jeffrey a
acquired
8,556
3.24
2,641
president & ceo asrv & bank
Nov 20, 2023
o malley margaret a
acquired
1,939
2.8483
681
-
Nov 20, 2023
kunkle kim w
acquired
4,004
2.8483
1,406
-
Nov 20, 2023
onorato daniel a.
acquired
962
2.8483
338
-
Nov 20, 2023
bloomingdale richard w.
acquired
168
2.8483
59.00
-
Oct 31, 2023
stopko jeffrey a
bought
5,120
2.56
2,000
president & ceo asrv & bank
Oct 26, 2023
bloomingdale richard w.
bought
2,447
2.5553
958
-
Sep 14, 2023
kunkle kim w
bought
8,850
2.95
3,000
-
Sep 13, 2023
stopko jeffrey a
bought
8,910
2.97
3,000
president & ceo asrv & bank
Aug 21, 2023
kunkle kim w
acquired
3,970
3.0973
1,282
-

1–10 of 50

Which funds bought or sold ASRV recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
Feb 14, 2024
STATE STREET CORP
unchanged
-
11,401
63,050
-%
Feb 14, 2024
CITADEL ADVISORS LLC
sold off
-100
-41,867
-
-%
Feb 14, 2024
VANGUARD GROUP INC
added
0.05
361,000
1,991,510
-%
Feb 14, 2024
GENDELL JEFFREY L
added
8.13
977,276
4,031,180
0.22%
Feb 14, 2024
BRIDGEWAY CAPITAL MANAGEMENT, LLC
added
2.75
169,354
835,222
0.02%
Feb 14, 2024
CAPTRUST FINANCIAL ADVISORS
unchanged
-
7,888
43,618
-%
Feb 14, 2024
Empowered Funds, LLC
added
9.8
63,603
250,428
0.01%
Feb 14, 2024
BHZ CAPITAL MANAGEMENT, LP
unchanged
-
44,622
246,756
0.13%

1–10 of 38

Are Funds Buying or Selling ASRV?

Are funds buying ASRV calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own ASRV
No. of Funds

Unveiling AmeriServ Financial Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
gendell jeffrey l
7.27%
1,246,113
SC 13G/A
Feb 09, 2024
dimensional fund advisors lp
6.8%
1,169,279
SC 13G/A
Aug 15, 2023
sb value partners, l.p.
7.7%
1,320,760
SC 13G
Aug 09, 2023
driver management co llc
1.6%
273,314
SC 13D/A
Feb 10, 2023
dimensional fund advisors lp
7.7%
1,312,354
SC 13G/A
Feb 10, 2023
m3 partners lp
2.65%
454,366
SC 13G/A
Jan 20, 2023
driver management co llc
1.2%
201,000
SC 13D/A
Jan 19, 2023
driver management co llc
1.2%
201,000
SC 13D/A
Jan 18, 2023
driver management co llc
1.2%
201,000
SC 13D/A
Jan 03, 2023
driver management co llc
8.1%
101,000
SC 13D/A

Recent SEC filings of AmeriServ Financial Inc

View All Filings
Date Filed Form Type Document
Feb 21, 2024
4
Insider Trading
Feb 21, 2024
8-K
Current Report
Feb 21, 2024
DEFA14A
DEFA14A
Feb 21, 2024
DFAN14A
DFAN14A
Feb 13, 2024
SC 13G/A
Major Ownership Report
Feb 09, 2024
SC 13G/A
Major Ownership Report
Feb 07, 2024
8-K
Current Report
Feb 07, 2024
DEFA14A
DEFA14A
Feb 01, 2024
DFAN14A
DFAN14A
Jan 31, 2024
DFAN14A
DFAN14A

Peers (Alternatives to AmeriServ Financial Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
529.7B
171.1B
5.90% 26.94%
10.69
3.1
20.20% 31.52%
269.2B
130.3B
3.93% -3.57%
10.15
2.07
37.19% -3.68%
188.5B
85.7B
9.51% 9.26%
9.85
2.2
6.67% 45.21%
106.5B
123.5B
4.24% 9.46%
7.84
0.86
87.95% -
14.3B
10.2B
-0.25% -26.81%
8.9
1.4
44.53% -22.43%
13.4B
7.6B
-0.92% -26.80%
10.3
1.76
57.10% -39.78%
MID-CAP
6.6B
4.0B
-6.97% -31.81%
5.49
1.64
76.30% 16.42%
5.9B
3.7B
-3.49% -22.00%
7
1.57
53.61% 0.24%
3.2B
1.2B
-6.58% -2.15%
11.23
2.62
53.00% -17.58%
3.1B
2.0B
-0.43% -11.81%
17.07
1.59
57.95% -50.03%
SMALL-CAP
470.8M
115.7M
-3.25% 30.73%
15.63
4.07
24.10% -20.09%
439.8M
156.0M
8.55% 14.87%
11.77
2.82
42.01% -10.62%
418.0M
154.1M
-6.13% -21.03%
12.14
2.71
26.24% -26.76%
308.7M
96.3M
-14.53% -2.37%
8.17
3.21
19.08% 25.77%
49.7M
58.7M
-7.62% -26.88%
17.02
0.85
25.03% -65.02%

AmeriServ Financial Inc News

Latest updates
InvestorsObserver09 Feb 202403:33 pm
InvestorsObserver01 Feb 202408:00 am
Yahoo Finance26 Jan 202408:00 am
PR Newswire5 months ago

AmeriServ Financial Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Revenue3.8%15,43914,87914,57413,80312,70011,52711,02811,69011,37211,83811,76911,64011,23712,06111,94412,40512,43312,76512,16412,12512,149
EBITDA Margin-12.3%0.70*0.80*0.92*1.01*1.09*1.07*1.05*1.03*0.98*0.96*0.94*0.90*---------
Interest Expenses-3.4%8,7999,1109,52210,14310,52910,1249,76710,2989,2269,8679,6929,3528,7919,4738,7518,9608,7649,0618,6578,7799,109
Income Taxes303.3%124-61.00372126526496605421341420520248235365366169442470491499270
Earnings Before Taxes410.9%771-2481,8871,0732,6282,4773,0232,2731,7722,1282,6019401,3131,7841,7758382,1312,2622,3692,4272,599
EBT Margin-37.8%0.06*0.10*0.15*0.19*0.22*0.21*0.20*0.19*0.16*0.15*0.14*0.12*---------
Net Income446.0%647-1871,5159472,1021,9812,4181,8521,4311,7082,0816921,0781,4191,4096691,6891,7921,8781,9282,329
Net Income Margin-36.4%0.05*0.08*0.12*0.15*0.18*0.17*0.16*0.15*0.13*0.12*0.11*0.10*---------
Free Cashflow281.3%2,6847041,7903,355806-7611,8092,360-1,6722,4886,7633,031---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Assets1.2%1,3621,3461,3461,3641,3501,3211,3311,3361,3391,3611,3111,2831,2581,2421,1681,1711,1711,1911,1681,1611,169
    Cash Equivalents5.5%18.0017.0022.0023.0029.0029.0032.0041.0036.0060.0037.0032.0041.0047.0024.0022.0033.0028.0030.0035.0031.00
  Net PPE0.0%14.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0015.0015.0015.0015.0015.0015.0014.0013.0012.00
  Goodwill0%14.0014.0014.0014.0014.0014.0014.0014.0014.0014.0012.0012.0012.0012.0012.0012.0012.0012.0012.0012.0012.00
Liabilities1.5%1,2601,2421,2401,2581,2481,2151,2181,2191,2251,2491,2061,1781,1551,1391,0681,0731,0691,0891,0691,0631,072
  Short Term Borrowings12.0%63.0057.0053.0089.0026.00-------6.008.0016.00-11.0035.0031.00-61.00
  Long Term Debt------------------113104108124
Shareholder's Equity-30.8%10114614610610214614614611414614610410314614614610214614614697.00
  Retained Earnings0.2%65.0065.0065.0065.0065.0063.0062.0060.0059.0058.0056.0055.0054.0054.0053.0052.0051.0050.0048.0047.0045.00
  Additional Paid-In Capital0.0%146146146146146146146146146146146146146146146146146146146146146
Shares Outstanding0%17.0017.0017.0017.0017.0017.0017.0017.0017.0017.0017.0017.00---------
Float------61.00---61.00---48.00---66.00---
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q12018Q42018Q3
Cashflow From Operations281.3%2,6847041,7903,355806-7611,8092,360-1,6722,4886,7633,031-2,962-816-6263,551-2,7862,4241,7014,217-136
  Share Based Compensation-8.3%11.0012.0012.0012.0012.0013.0013.0013.0013.0013.004.001.00-1.001.001.001.002.003.003.003.00
Cashflow From Investing-235.5%-15,672-4,67113,906-17,707-31,610192-7,1568,14283318,754-28,217-34,406-21,631-46,8467,566-13,35429,149-22,333-6,48411,5275,032
Cashflow From Financing1350.4%13,930-1,114-16,4918,79830,288-2,510-3,643-5,378-23,4211,77127,17421,67119,06170,296-5,002-1,155-21,37818,379-440-12,084-8,683
  Dividend Payments-0.4%513515514513513514427428427426427426426441423426431436349355360
  Buy Backs---------------1513841,0046864766381,263

ASRV Income Statement

2023-09-30
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
INTEREST INCOME    
Interest and fees on loans$ 13,154$ 10,691$ 38,039$ 29,912
Interest bearing deposits and short-term investments5672186154
Investment securities:    
Available for sale1,7451,4905,2373,917
Held to maturity4844471,4301,272
Total Interest Income15,43912,70044,89235,255
INTEREST EXPENSE    
Deposits5,6531,72014,8613,472
Short-term borrowings512361,34139
Advances from Federal Home Loan Bank188127398459
Financing lease liabilities24257276
Subordinated debt263263789789
Total Interest Expense6,6402,17117,4614,835
Net Interest Income8,79910,52927,43130,420
Provision (credit) for credit losses1895001,411(225)
Net Interest Income after Provision (Credit) for Credit Losses8,61010,02926,02030,645
NON-INTEREST INCOME    
Non-interest income3,7103,64010,78011,299
Net gains on loans held for sale5953123183
Mortgage related fees412710892
Gain on sale of Visa Class B shares  1,748 
Bank owned life insurance321329802769
Other income6798151,6151,977
Total Non-Interest Income4,2564,32613,62512,799
NON-INTEREST EXPENSE    
Salaries and employee benefits7,3587,07122,26121,439
Net occupancy expense7196982,2042,136
Equipment expense3763931,2131,205
Professional fees1,1469484,3612,416
Data processing and IT expense1,1391,0363,2972,926
Supplies, postage and freight144172487481
Miscellaneous taxes and insurance3213509831,022
Federal deposit insurance expense195125495400
Other expense6979341,9343,291
Total Non-Interest Expense12,09511,72737,23535,316
PRETAX INCOME7712,6282,4108,128
Provision for income taxes1245264351,627
NET INCOME$ 647$ 2,102$ 1,975$ 6,501
Basic:    
Net income$ 0.04$ 0.12$ 0.12$ 0.38
Average number of shares outstanding17,14717,11117,14217,105
Diluted:    
Net income$ 0.04$ 0.12$ 0.12$ 0.38
Average number of shares outstanding17,14717,14517,14617,146
Wealth management fees    
NON-INTEREST INCOME    
Non-interest income$ 2,845$ 2,813$ 8,372$ 8,954
Service charges on deposit accounts    
NON-INTEREST INCOME    
Non-interest income$ 311$ 289$ 857$ 824

ASRV Balance Sheet

2023-09-30
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2023
Dec. 31, 2022
ASSETS  
Cash and due from depository institutions$ 14,430$ 18,830
Interest bearing deposits and short-term investments3,5984,132
Cash and cash equivalents18,02822,962
Investment securities, net of allowance for credit losses:  
Available for sale, at fair value (allowance for credit losses $926 on September 30, 2023)169,052179,508
Held to maturity (fair value $52,391 on September 30, 2023 and $55,192 on December 31, 2022; allowance for credit losses $32 on September 30, 2023)60,28361,878
Loans held for sale 59
Loans (net of unearned income $401 on September 30, 2023 and $343 on December 31, 2022)1,002,306990,766
Less: Allowance for credit losses12,31310,743
Net loans989,993980,023
Premises and equipment:  
Operating lease right-of-use asset583630
Financing lease right-of-use asset2,3532,413
Other premises and equipment, net14,19014,460
Accrued interest income receivable5,6504,804
Goodwill13,61113,611
Core deposit intangible107128
Bank owned life insurance39,42938,895
Net deferred tax asset4,8552,789
Federal Home Loan Bank stock4,9225,754
Federal Reserve Bank stock2,1252,125
Other assets36,60833,835
TOTAL ASSETS1,361,7891,363,874
LIABILITIES  
Non-interest bearing deposits178,458195,123
Interest bearing deposits950,832913,414
Total deposits1,129,2901,108,537
Short-term borrowings63,45188,641
Advances from Federal Home Loan Bank22,11719,765
Operating lease liabilities595643
Financing lease liabilities2,6562,680
Subordinated debt26,67526,644
Total borrowed funds115,494138,373
Other liabilities15,67910,786
TOTAL LIABILITIES1,260,4631,257,696
SHAREHOLDERS' EQUITY  
Common stock, par value $0.01 per share; 30,000,000 shares authorized; 26,776,089 shares issued and 17,147,270 shares outstanding on September 30, 2023; 26,746,436 shares issued and 17,117,617 shares outstanding on December 31, 2022268267
Treasury stock at cost, 9,628,819 shares on September 30, 2023 and December 31, 2022(83,280)(83,280)
Capital surplus146,354146,225
Retained earnings64,73865,486
Accumulated other comprehensive loss, net(26,754)(22,520)
TOTAL SHAREHOLDERS' EQUITY101,326106,178
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY$ 1,361,789$ 1,363,874
ASRV
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, as well as Pennsylvania and Washington County, Maryland; and operates automated bank teller machines. AmeriServ Financial, Inc. was founded in 1983 and is headquartered in Johnstown, Pennsylvania.
 CEO
 WEBSITEwww.ameriserv.com
 EMPLOYEES329

AmeriServ Financial Inc Frequently Asked Questions


What is the ticker symbol for AmeriServ Financial Inc? What does ASRV stand for in stocks?

ASRV is the stock ticker symbol of AmeriServ Financial Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of AmeriServ Financial Inc (ASRV)?

As of Wed Feb 21 2024, market cap of AmeriServ Financial Inc is 49.73 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of ASRV stock?

You can check ASRV's fair value in chart for subscribers.

What is the fair value of ASRV stock?

You can check ASRV's fair value in chart for subscribers. The fair value of AmeriServ Financial Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of AmeriServ Financial Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for ASRV so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is AmeriServ Financial Inc a good stock to buy?

The fair value guage provides a quick view whether ASRV is over valued or under valued. Whether AmeriServ Financial Inc is cheap or expensive depends on the assumptions which impact AmeriServ Financial Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for ASRV.

What is AmeriServ Financial Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Feb 21 2024, ASRV's PE ratio (Price to Earnings) is 17.02 and Price to Sales (PS) ratio is 0.85. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. ASRV PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on AmeriServ Financial Inc's stock?

In the past 10 years, AmeriServ Financial Inc has provided 0.01 (multiply by 100 for percentage) rate of return.