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Bill.com Holdings Inc Stock Research

BILL

81.15USD+4.56(+5.95%)Market Closed

Market Summary

USD81.15+4.56
Market Closed
5.95%

BILL Alerts

BILL Stock Price

BILL RSI Chart

BILL Valuation

Market Cap

8.1B

Price/Earnings (Trailing)

-23.28

Price/Sales (Trailing)

9.46

EV/EBITDA

-27.47

Price/Free Cashflow

97.4

BILL Price/Sales (Trailing)

BILL Profitability

EBT Margin

-40.73%

Return on Equity

-8.53%

Return on Assets

-3.58%

Free Cashflow Yield

1.03%

BILL Fundamentals

BILL Revenue

Revenue (TTM)

857.1M

Revenue Y/Y

66.16%

Revenue Q/Q

13.08%

BILL Earnings

Earnings (TTM)

-348.4M

Earnings Y/Y

-18.19%

Earnings Q/Q

-16.46%

Price Action

52 Week Range

68.30244.89
(Low)(High)

Last 7 days

3.5%

Last 30 days

-9.5%

Last 90 days

-29.7%

Trailing 12 Months

-67.0%

BILL Financial Health

Current Ratio

1.81

Debt/Equity

0.43

Debt/Cashflow

0.05

BILL Investor Care

Shares Dilution (1Y)

2.91%

Diluted EPS (TTM)

-3.34

Peers (Alternatives to Billcom Holdings)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
MSFT
2.1T
204.1B
 13.88% -8.84%
31.36
10.36
 10.38% -5.25%
ORCL
243.9B
46.1B
 3.56% 10.05%
27.73
5.29
 11.29% -14.28%
CRM
196.0B
31.4B
 20.16% -8.53%
942.36
6.25
 19.41% -85.60%
ADBE
176.4B
17.6B
 17.89% -16.99%
37.1
10.02
 11.54% -1.37%
ZM
21.3B
4.4B
 -3.42% -41.14%
205.29
4.85
 7.15% -92.46%
AZPN
12.1B
-
 2.72% 32.96%
44.35
17.39
 - -
MID-CAP
PLAN
9.6B
-
 -1.97% 16.85%
-45.68
15.19
 - -
MANH
9.5B
767.1M
 5.74% 7.00%
73.3
12.32
 15.59% 16.73%
GWRE
6.6B
869.9M
 13.26% -16.66%
-33.38
7.62
 13.87% -103.37%
APPN
3.1B
468.0M
 2.07% -32.35%
-20.33
6.55
 26.74% -70.26%
PING
2.4B
308.3M
 1.17% 7.67%
-23.16
7.93
 13.75% -237.98%
SMALL-CAP
ZUO
1.2B
383.7M
 9.68% -37.86%
-9.83
3.21
 14.43% -50.89%
YEXT
1.1B
399.9M
 27.25% 31.73%
-14.11
2.87
 4.73% 8.15%
UPLD
131.1M
317.3M
 -29.71% -77.26%
-1.92
0.41
 5.06% -17.52%

Financials for Billcom Holdings

Income Statement (Last 12 Months)
(In Thousands)
* denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue13.7%857,062753,534641,959646,778432,432
Gross Profit15.2%683,705593,258496,955398,155312,890
Operating Expenses13.7%1,050,400923,565813,773702,337549,185
  S&GA Expenses26.9%447,338352,551307,151241,253164,378
  R&D Expenses10.9%279,423251,890219,818182,436144,492
EBITDA-5.0%-301,055-286,788-280,182-306,084-
EBITDA Margin7.7%-0.35*-0.38*-0.44*--
Earnings Before Taxes-4.3%-349,112-334,746-330,679-328,500-267,629
EBT Margin8.3%-0.41*-0.44*-0.52*--
Interest Expenses-4,867----
Net Income-4.4%-348,378-333,742-326,361-334,320-214,336
Net Income Margin8.2%-0.41*-0.44*-0.51*--
Free Cahsflow425.6%83,28215,844-23,4704,569-
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets5.2%9,7389,2539,2569,1849,511
  Current Assets7.3%6,7486,2926,2796,1836,492
    Cash Equivalents0.5%1,6171,6091,5971,6391,672
  Net PPE11.9%69.0062.0057.0053.0053.00
  Goodwill1.4%2,3972,3622,3632,3632,363
Liabilities8.6%5,6545,2065,2125,1165,418
  Current Liabilities12.2%3,7313,3263,4094,3924,665
  Long Term Debt0.1%1,7751,7731,7751,773-
Shareholder's Equity0.9%4,0844,0484,0444,0684,093
  Retained Earnings-15.2%-721-626-544-459-373
  Additional Paid-In Capital2.7%4,8124,6844,5994,5364,468
Accumulated Depreciation-30.00----
Shares Outstanding0.8%106105105101103
Float-24,700----
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations321.6%89.0021.00-18.0910.00-17.86
  Share Based Compensation30.0%302232197177135
Cashflow From Investing68.7%-252-806-1,127-1,939-2,216
Cashflow From Financing-73.8%2027722,8793,0233,067

Risks for BILL

What is the probability of a big loss on BILL?

92.0%

Probability that Billcom Holdings stock will be more than 20% underwater in next one year

66.7%

Probability that Billcom Holdings stock will be more than 30% underwater in next one year.

64.4%

Probability that Billcom Holdings stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does BILL drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Billcom Holdings was unfortunately bought at previous high price.

Drawdowns

Returns for BILL

Cumulative Returns on BILL

26.9%

3-Year Cumulative Returns

Which funds bought or sold BILL recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-23
MetLife Investment Management, LLC
added
1.84
-42,953
222,714
 -%
2023-03-17
American Portfolios Advisors
added
1.46
18,413
101,528
 -%
2023-03-15
B. Riley Wealth Advisors, Inc.
reduced
-5.07
-58,066
205,934
 0.01%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
reduced
-46.75
-6,318,910
4,931,090
 -%
2023-03-06
Rockefeller Capital Management L.P.
reduced
-49.62
-60,000
42,000
 -%
2023-02-28
Voya Investment Management LLC
added
6,526
89,047,100
90,710,100
 0.13%
2023-02-27
Parallax Volatility Advisers, L.P.
added
83.77
2,819,970
8,319,970
 0.01%
2023-02-24
NATIXIS
sold off
-100
-7,281,000
-
 -%
2023-02-24
National Pension Service
sold off
-100
-21,240,200
-
 -%
2023-02-24
SRS Capital Advisors, Inc.
unchanged
-
-731
3,269
 -%

1–10 of 38

Latest Funds Activity

Are funds buying BILL calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own BILL
No. of Funds

BILL Alerts

Billcom Holdings News

Best Stocks

Analysts Predict Potential Upside for Billcom Holdings NYSEBILL.

Best Stocks,
2 days ago

Seeking Alpha

Bill.com Holdings: QuickBooks Flips From Asset To Serious Threat ....

Seeking Alpha,
24 days ago

Simply Wall St

With Bill.com Holdings, Inc.'s (NYSE:BILL)) price down 7.8% this week, insiders might find some solace having sold US$5.0m worth of shares earlier this year..

Simply Wall St,
32 days ago

Simply Wall St

Estimating The Intrinsic Value Of Bill.com Holdings, Inc. (NYSE:BILL).

Simply Wall St,
54 days ago

Simply Wall St

Is It Time To Consider Buying Bill.com Holdings, Inc. (NYSE:BILL)?.

Simply Wall St,
2 months ago

Simply Wall St

Bill.com Holdings (NYSE:BILL) dips 4.5% this week as increasing losses might not be inspiring confidence among its investors.

Simply Wall St,
3 months ago

The Motley Fool

Why Bill.com Holdings Sank as Much as 26.6% This Week.

The Motley Fool,
4 months ago

The Business Journals

Payments automation business Bill.com adopts a new brand name ....

The Business Journals,
5 months ago

Schedule 13G FIlings of Billcom Holdings

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2023
price t rowe associates inc /md/
11.6%
12,250,901
SC 13G/A
Feb 13, 2023
capital international investors
3.8%
3,987,416
SC 13G/A
Feb 09, 2023
vanguard group inc
8.85%
9,356,481
SC 13G/A
Feb 08, 2023
morgan stanley
8.1%
8,526,290
SC 13G/A
Feb 08, 2023
temasek holdings (private) ltd
5.3%
5,627,304
SC 13G/A
Feb 03, 2023
blackrock inc.
8.3%
8,750,511
SC 13G/A
Feb 14, 2022
temasek holdings (private) ltd
5.4%
5,566,694
SC 13G/A
Feb 11, 2022
kayne anderson rudnick investment management llc
4.41%
4,518,482
SC 13G/A
Feb 11, 2022
capital international investors
5.2%
5,345,029
SC 13G
Feb 10, 2022
price t rowe associates inc /md/
9.0%
9,310,501
SC 13G/A

BILL Fair Value

Billcom Holdings fair value in different scenarios

The table shows the Fair Value estimates for Billcom Holdings for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

9.85

-87.86%

12.11

-85.08%

20.51

-74.73%

34.89

-57.01%

63.53

-21.71%
Current Inflation

9.69

-88.06%

11.69

-85.59%

19.00

-76.59%

31.31

-61.42%

55.70

-31.36%
Very High Inflation

9.48

-88.32%

11.19

-86.21%

17.22

-78.78%

27.14

-66.56%

46.66

-42.50%

Historical Billcom Holdings Fair Value Estimates

Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of Billcom Holdings

View All Filings
Date Filed Form Type Document
Mar 13, 2023
8-K
Current Report
Mar 07, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 03, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading

Latest Insider Trading transactions for BILL

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-06
Rettig John R.
acquired
48,454
8.06501
6,008
cfo
2023-03-06
Rettig John R.
sold
-845,474
90.1646
-9,377
cfo
2023-03-02
Cota Germaine
sold
-237,239
85.5839
-2,772
svp, finance & accounting
2023-03-01
Rettig John R.
sold
-499,456
84.3391
-5,922
cfo
2023-03-01
Cota Germaine
sold
-182,763
84.3391
-2,167
svp, finance & accounting
2023-03-01
Lacerte Rene A.
sold
-645,784
84.3391
-7,657
president and ceo
2023-03-01
Aji Rajesh A.
sold
-106,604
84.3388
-1,264
clo & cco
2023-02-28
Aji Rajesh A.
acquired
-
-
3,281
clo & cco
2023-02-28
Cota Germaine
acquired
-
-
5,863
svp, finance & accounting
2023-02-28
Rettig John R.
acquired
-
-
11,339
cfo

1–10 of 50

About Billcom Holdings

René Lacerte
www.bill.com
1380
Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. It offers artificial intelligence enabled financial software platform that creates seamless connections among users, suppliers, and the clients. The company provides software-as-a-service, cloud-based payments and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. The company also serves accounting firms and financial institutions. Bill.com Holdings, Inc. was founded in 2006 and is headquartered in San Jose, California.

BILL Income Statement

2022-09-30
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Income Statement [Abstract]  
Revenue$ 229,924$ 118,349
Cost of revenue  
Service costs34,82020,713
Depreciation and amortization of intangible assets[1]10,2879,122
Total cost of revenue45,10729,835
Gross profit184,81788,514
Operating expenses  
Research and development75,12141,884
Sales and marketing118,63353,629
General and administrative66,73857,515
Depreciation of property and equipment[1]12,0199,691
Total operating expenses272,511162,719
Loss from operations(87,694)(74,205)
Other income (expenses), net5,947(3,475)
Loss before benefit from income taxes(81,747)(77,680)
Benefit from income taxes(107)(3,421)
Net loss$ (81,640)$ (74,259)
Net loss per share attributable to common stockholders:  
Net loss per share, basic (dollars per share)$ (0.78)$ (0.78)
Net loss per share, diluted (dollars per share)$ (0.78)$ (0.78)
Weighted-average number of common shares used to compute net loss per share attributable to common stockholders:  
Weighted-average number of shares outstanding, basic (in shares)105,08695,892
Weighted-average number of shares outstanding, diluted (in shares)105,08695,892
[1](1) Depreciation expense does not include amortization of capitalized internal-use software costs.

BILL Balance Sheet

2022-09-30
CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2022
Jun. 30, 2022
Current assets:  
Cash and cash equivalents$ 1,608,966$ 1,596,542
Short-term investments1,034,5371,108,493
Accounts receivable, net29,06024,045
Acquired card receivables, net357,741256,392
Prepaid expenses and other current assets140,019151,258
Funds held for customers3,121,6543,142,660
Total current assets6,291,9776,279,390
Non-current assets:  
Operating lease right-of-use assets, net75,10676,445
Property and equipment, net62,02556,985
Intangible assets, net412,814432,583
Goodwill2,362,3302,362,893
Other assets48,84747,730
Total assets9,253,0999,256,026
Current liabilities:  
Accounts payable11,5089,948
Accrued compensation and benefits20,64929,004
Deferred revenue30,40131,868
Other accruals and current liabilities141,806120,080
Borrowings from revolving credit facility, net075,097
Customer fund deposits3,121,6543,142,660
Total current liabilities3,326,0183,408,657
Non-current liabilities:  
Deferred revenue2,3232,159
Operating lease liabilities80,44082,728
Borrowings from revolving credit facility, net75,0830
Convertible senior notes, net1,699,6901,697,985
Other long-term liabilities22,01420,803
Total liabilities5,205,5685,212,332
Commitments and contingencies (Note 13)
Stockholders' equity:  
Common stock22
Additional paid-in capital4,684,4844,598,737
Accumulated other comprehensive loss(10,487)(10,217)
Accumulated deficit(626,468)(544,828)
Total stockholders' equity4,047,5314,043,694
Total liabilities and stockholders' equity$ 9,253,099$ 9,256,026