BMTX Stock Price, BM Technologies, Inc. Quote, Chart

Market Summary

USD1.52+0.03

Delayedas of 30 Apr 2024, 01:25 pm

2.01%

BMTX Stock Price

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BMTX RSI Chart

BMTX Valuation

Market Cap

18.0M

Price/Earnings (Trailing)

-1.04

Price/Sales (Trailing)

0.33

EV/EBITDA

-0.22

Price/Free Cashflow

14.55

BMTX Price/Sales (Trailing)

BMTX Profitability

EBT Margin

-31.34%

Return on Equity

-55.96%

Return on Assets

-31.72%

Free Cashflow Yield

6.87%

BMTX Fundamentals

BMTX Revenue

Revenue (TTM)

55.3M

Rev. Growth (Yr)

-10.48%

Rev. Growth (Qtr)

-4.76%

BMTX Earnings

Earnings (TTM)

-17.3M

Earnings Growth (Yr)

5.3%

Earnings Growth (Qtr)

-0.28%

Breaking Down BMTX Revenue

52 Week Range

1.413.85

(Low)(High)

Last 7 days

-8.5%

Last 30 days

-8.5%

Last 90 days

-33.2%

Trailing 12 Months

-49.7%

How does BMTX drawdown profile look like?

BMTX Financial Health

Current Ratio

1.25

BMTX Investor Care

Shares Dilution (1Y)

1.71%

Diluted EPS (TTM)

-1.5

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	72.0M	62.0M	56.9M	55.3M
2022	95.6M	96.2M	93.2M	83.6M
2021	74.9M	81.9M	86.4M	94.7M
2020	110.5M	95.8M	81.1M	66.4M
2019	154.6M	139.9M	125.2M	0
2018	0	0	0	169.3M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of BM Technologies, Inc.

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 31, 2024	sidhu luvleen	acquired	-	-	25,000	chief executive officer
Mar 31, 2024	dullinger james francis	acquired	-	-	7,500	chief financial officer
Mar 31, 2024	dullinger james francis	sold (taxes)	-3,445	1.65	-2,088	chief financial officer
Mar 31, 2024	donahue james m.	acquired	-	-	18,750	president & cto
Mar 31, 2024	sidhu luvleen	sold (taxes)	-18,348	1.65	-11,120	chief executive officer
Mar 31, 2024	donahue james m.	sold (taxes)	-11,830	1.65	-7,170	president & cto
Mar 09, 2024	dullinger james francis	acquired	-	-	1,600	chief financial officer
Mar 09, 2024	dullinger james francis	sold (taxes)	-814	1.83	-445	chief financial officer
Jan 04, 2024	donahue james m.	acquired	-	-	12,004	president & cto
Jan 04, 2024	donahue james m.	sold (taxes)	-9,467	2.11	-4,487	president & cto

Which funds bought or sold BMTX recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	SIMPLEX TRADING, LLC	sold off	-100	-7,000	-	-%
Apr 24, 2024	Cambridge Investment Research Advisors, Inc.	unchanged	-	-1,000	-	-%
Apr 23, 2024	Venturi Wealth Management, LLC	unchanged	-	-285	155	-%
Apr 22, 2024	Rosenberg Matthew Hamilton	sold off	-100	-2.00	-	-%
Apr 18, 2024	Allspring Global Investments Holdings, LLC	sold off	-100	-63.00	-	-%
Apr 17, 2024	ROMANO BROTHERS AND COMPANY	unchanged	-	-4,600	18,975	-%
Apr 15, 2024	PFS Partners, LLC	unchanged	-	-36.00	149	-%
Apr 12, 2024	HARBOR INVESTMENT ADVISORY, LLC	sold off	-100	-341	-	-%
Apr 09, 2024	ADIRONDACK TRUST CO	unchanged	-	-97.00	1,443	-%
Mar 22, 2024	PNC Financial Services Group, Inc.	sold off	-100	-8.00	-	-%

Are Funds Buying or Selling BMTX?

Are funds buying BMTX calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BMTX

No. of Funds

Unveiling BM Technologies, Inc.'s Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	veradace capital management llc	5.55%	659,102	SC 13G/A
Feb 13, 2024	vanguard group inc	3.09%	366,352	SC 13G/A
Feb 12, 2024	pacific ridge capital partners, llc	5.44%	645,768	SC 13G/A
Sep 22, 2023	veradace capital management llc	5.3%	634,102	SC 13G
Feb 24, 2023	walleye capital llc	4.9%	630,582	SC 13G/A
Feb 15, 2023	walleye capital llc	13.21%	1,858,517	SC 13G
Feb 13, 2023	pacific ridge capital partners, llc	5.41%	662,141	SC 13G/A
Feb 09, 2023	vanguard group inc	5.74%	702,671	SC 13G
Feb 14, 2022	pacific ridge capital partners, llc	5.01%	611,498	SC 13G
Feb 11, 2022	portolan capital management, llc	2.12%	264,025	SC 13G/A

Recent SEC filings of BM Technologies, Inc.

View All Filings

Date Filed	Form Type	Document
Apr 29, 2024	DEF 14A	DEF 14A
Apr 29, 2024	DEFA14A	DEFA14A
Apr 16, 2024	3	Insider Trading
Apr 05, 2024	10-K	Annual Report
Apr 03, 2024	8-K	Current Report
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	4	Insider Trading
Apr 02, 2024	NT 10-K	NT 10-K
Apr 01, 2024	8-K	Current Report

Peers (Alternatives to BM Technologies, Inc.)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
CRM	267.5B	34.9B	-8.45%	39.00%	64.67	7.67	11.18%	1888.46%
UBER	140.0B	37.3B	-12.46%	117.07%	74.17	3.75	16.95%	120.64%
ADSK	46.4B	5.3B	-16.76%	11.29%	50.57	8.67	9.15%	48.14%
ANSS	28.7B	2.3B	-4.98%	5.08%	57.36	12.65	9.90%	-4.45%
ZM	19.0B	4.5B	-3.14%	3.08%	29.87	4.21	3.06%	514.65%
MID-CAP
APPF	8.6B	671.8M	-3.52%	70.50%	112.33	12.79	33.64%	185.98%
LYFT	6.3B	4.4B	-15.76%	59.02%	-18.46	1.43	7.53%	78.52%
AYX	3.4B	970.0M	0.90%	-15.87%	-19.13	3.53	13.46%	43.89%
ALRM	3.3B	881.7M	-8.31%	39.34%	41.31	3.76	4.64%	44.42%
AI	2.8B	296.4M	-14.67%	29.63%	-10.24	9.39	11.14%	-3.59%
AGYS	2.3B	228.1M	-1.47%	6.38%	26.01	9.96	18.99%	599.09%
SMALL-CAP
AVID	1.2B	413.5M	0.63%	-1.64%	92.02	2.88	-1.65%	-71.35%
APPS	200.0M	572.4M	-25.19%	-83.29%	-1.01	0.35	-19.38%	-489.49%
ASUR	191.7M	119.1M	-3.47%	-43.70%	-20.81	1.61	24.27%	36.31%
AEYE	182.8M	31.3M	56.14%	152.91%	-31.13	5.84	4.69%	43.72%

BM Technologies, Inc. News

Latest updates

BM Technologies, Inc. Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																				(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-4.8%	14,040	14,741	12,987	13,484	15,684	19,858	23,008	25,047	25,260	22,841	22,404	24,202	16,910	18,338	15,431	15,758	7,908	58.00	-	-
Costs and Expenses	-4.7%	18,219	19,126	18,028	19,859	23,254	24,138	23,377	22,084	24,356	20,592	22,714	21,379	20,470	17,728	19,144	19,891	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	2,209,141	1,005	285	163	147	205	277	402
S&GA Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	292,170	49.00	14.00	19.00	24.00	17.00	123	40.00
EBITDA Margin	10.2%	-0.31*	-0.34*	-0.34*	-0.16*	-0.01*	0.06*	0.20*	0.11*	0.24*	0.23*	0.14*	0.15*	-0.16*	-	-	-	-	-	-	-
Interest Expenses	-	-	-	-	-	-	-	-	-	-	-	42.00	54.00	249	353	399	394	887	1,115	1,061	-
Income Taxes	-	-	-	10.00	6.00	-2,234	-729	909	1,643	1,490	1,167	1,382	1,713	2.00	7.00	7.00	7.00	178	219	212	-
Earnings Before Taxes	-0.3%	-3,963	-3,952	-4,446	-4,954	-6,419	-5,649	5,271	5,607	140	8,291	-3,408	17,772	-3,809	257	-4,112	-4,527	740	910	784	589
EBT Margin	9.8%	-0.31*	-0.35*	-0.35*	-0.16*	-0.01*	0.06*	0.20*	0.11*	0.24*	0.22*	0.13*	0.13*	-0.18*	62.25*	52.71*	-	-	-	-	-
Net Income	-0.3%	-3,963	-3,952	-4,456	-4,960	-4,185	-4,920	4,362	3,964	-1,350	7,124	-4,790	16,059	-3,811	250	-4,119	-4,534	562	691	571	423
Net Income Margin	-1.7%	-0.31*	-0.31*	-0.30*	-0.13*	-0.01*	0.02*	0.15*	0.05*	0.18*	0.17*	0.09*	0.11*	-0.18*	52.55*	44.49*	-	-	-	-	-
Free Cashflow	554.1%	6,989	-1,539	2,236	-6,451	-3,963	-5,223	3,095	9,072	5,374	1,176	11,336	9,519	4,347	1,970	11,196	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	7.0%	55.00	51.00	59.00	65.00	71.00	76.00	80.00	82.00	76.00	75.00	78.00	82.00	67.00	33.00	34.00	177	176	175	175	174	173
Current Assets	22.1%	29.00	23.00	29.00	34.00	38.00	42.00	43.00	43.00	37.00	32.00	33.00	34.00	15.00	0.00	1.00	0.00	1.00	1.00	0.00	1.00	1.00
Cash Equivalents	62.3%	14.00	9.00	12.00	11.00	21.00	26.00	32.00	31.00	26.00	20.00	20.00	17.00	3.00	17.00	17.00	7.00	9.00	1.00	0.00	1.00	1,193
Net PPE	0.2%	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-	-	-	-	-	-	-	-
Goodwill	0.8%	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	5.00	-	-	-	-	-	-	-	-
Liabilities	40.8%	24.00	17.00	21.00	23.00	22.00	26.00	27.00	36.00	38.00	39.00	52.00	53.00	42.00	8.00	7.00	8.00	15.00	7.00	7.00	8.00	7.00
Current Liabilities	43.5%	23.00	16.00	20.00	22.00	19.00	22.00	24.00	28.00	25.00	26.00	32.00	36.00	40.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Shareholder's Equity	-9.5%	31.00	34.00	38.00	42.00	49.00	51.00	53.00	45.00	38.00	36.00	26.00	29.00	24.00	26.00	27.00	31.00	35.00	5.00	5.00	5.00	5.00
Retained Earnings	-10.8%	-40.82	-36.85	-32.90	-28.44	-23.48	-19.30	-14.38	-18.74	-22.71	-21.36	-28.48	-23.69	-39.75	2.00	3.00	4.00	5.00	2.00	2.00	1.00	0.00
Additional Paid-In Capital	1.0%	72.00	71.00	71.00	70.00	72.00	70.00	67.00	64.00	61.00	57.00	55.00	52.00	64.00	3.00	2.00	1.00	2.00	3.00	3.00	4.00	5.00
Shares Outstanding	1.0%	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	12.00	6.00	-	-	-	-	-	-	-
Float	-	-	-	-	-	-	-	51.00	-	-	-	152	-	-	-	35.00	-	-	-	170	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	581.4%	7,057	-1,466	2,305	-6,369	-3,970	-4,973	3,233	9,190	5,461	1,176	11,387	9,519	4,370	1,971	11,214	-1,517	-1,463,217	-202	-624	-339	-363
Share Based Compensation	107.4%	365	176	723	635	2,641	2,743	3,053	2,919	3,324	2,496	2,384	3,139	98.00	93.00	106	171	-	-	-	-	-
Cashflow From Investing	-22.6%	-1,535	-1,252	-1,707	-1,379	-1,156	-1,078	-1,303	-2,138	-181	-358	-77.00	-117	-868	-1,079	-958	-1,115	753,445	459	-	-	-
Cashflow From Financing	-800.0%	-36.00	-4.00	-5.00	-2,429	-199	-	-	-2,202	17.00	-	-9,100	4,988	-17,289	-1,314	295	693	-	-	-	-	-

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BMTX Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 14,288	$ 21,108
Accounts receivable, net allowance for doubtful accounts of $1,100 and $305	9,128	8,260
Prepaid expenses and other assets	5,148	9,076
Total current assets	28,564	38,444
Premises and equipment, net	535	508
Developed software, net	16,173	22,324
Goodwill	5,259	5,259
Other intangibles, net	4,109	4,429
Other assets	0	72
Total assets	54,640	71,036
Liabilities:
Accounts payable and accrued liabilities	10,577	12,684
Deferred revenue, current	12,322	6,647
Total current liabilities	22,899	19,331
Non-current liabilities:
Deferred revenue, non-current	127	0
Liability for private warrants	162	2,847
Other non-current liabilities	480	0
Total liabilities	23,668	22,178
Commitments and contingencies (Note 7)
Shareholders’ equity:
Preferred stock: Par value $0.0001 per share; 10,000,000 shares authorized, zero shares issued or outstanding	0	0
Common stock: Par value $0.0001 per share; 1 billion shares authorized; 11,984,133 and 12,240,237 shares issued and outstanding	1	1
Additional paid-in capital	71,787	72,342
Accumulated deficit	(40,816)	(23,485)
Total shareholders’ equity	30,972	48,858
Total liabilities and shareholders’ equity	$ 54,640	$ 71,036

About BM Technologies, Inc.

BM Technologies, Inc. operates as a financial technology (fintech) company in the United States. It facilitates deposits and banking services between a customer and its partner bank, customers bank, which is a related party and is a Federal Deposit Insurance Corporation insured bank. The company, through its fintech banking platform, offers digital banking and disbursement services to consumers and students through digital channels. The company was formerly known as BankMobile Technologies, Inc. and changed its name to BM Technologies, Inc. in January 2021. BM Technologies, Inc. is headquartered in Wayne, Pennsylvania.

CEO	Ms. Luvleen Sidhu
WEBSITE	https://ir.bmtxinc.com
INDUSTRY	Software - Apps
EMPLOYEES	275

BM Technologies, Inc. Frequently Asked Questions

What is the ticker symbol for BM Technologies, Inc.? What does BMTX stand for in stocks?

BMTX is the stock ticker symbol of BM Technologies, Inc.. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of BM Technologies, Inc. (BMTX)?

As of Mon Apr 29 2024, market cap of BM Technologies, Inc. is 17.98 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BMTX stock?

You can check BMTX's fair value in chart for subscribers.

What is the fair value of BMTX stock?

You can check BMTX's fair value in chart for subscribers. The fair value of BM Technologies, Inc. is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of BM Technologies, Inc. is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BMTX so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is BM Technologies, Inc. a good stock to buy?

The fair value guage provides a quick view whether BMTX is over valued or under valued. Whether BM Technologies, Inc. is cheap or expensive depends on the assumptions which impact BM Technologies, Inc.'s fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BMTX.

What is BM Technologies, Inc.'s Price to Earnings (PE) and Price to sales (PS) ratio?

As of Mon Apr 29 2024, BMTX's PE ratio (Price to Earnings) is -1.04 and Price to Sales (PS) ratio is 0.33. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BMTX PE ratio will change depending on the future growth rate expectations of investors.