BOTJ RSI Chart
Last 7 days
-0.6%
Last 30 days
-8.7%
Last 90 days
-11.7%
Trailing 12 Months
-9.4%
Historical Charts for Stock Metrics
Year | Q1 | Q2 | Q3 | Q4 |
---|---|---|---|---|
2023 | 34.0M | 36.0M | 37.8M | 39.4M |
2022 | 28.7M | 29.1M | 30.2M | 31.9M |
2021 | 29.6M | 29.7M | 29.7M | 29.2M |
2020 | 30.1M | 29.8M | 29.5M | 29.7M |
2019 | 28.1M | 28.7M | 29.3M | 29.8M |
2018 | 24.3M | 25.2M | 26.1M | 27.0M |
2017 | 21.8M | 22.4M | 23.0M | 23.7M |
2016 | 20.7M | 21.0M | 21.3M | 21.6M |
2015 | 19.0M | 19.4M | 19.9M | 20.3M |
2014 | 18.4M | 18.5M | 18.6M | 18.7M |
2013 | 18.6M | 18.5M | 18.3M | 18.4M |
2012 | 19.3M | 19.0M | 18.9M | 18.8M |
2011 | 21.1M | 20.6M | 20.0M | 19.5M |
2010 | 0 | 0 | 0 | 21.6M |
Datesorted ascending | Name | Buy/Sell | $ Value | Avg. Price | # Shares | Title |
---|---|---|---|---|---|---|
Feb 16, 2024 | alford john r jr | bought | 5,805 | 11.61 | 500 | - |
Feb 16, 2024 | bryant william c iii | bought | 11,259 | 11.79 | 955 | - |
Feb 07, 2024 | doyle julie p | bought | 11,930 | 11.93 | 1,000 | - |
Feb 07, 2024 | jamerson phillip c | bought | 23,808 | 11.904 | 2,000 | - |
Feb 06, 2024 | bryant william c iii | bought | 41,400 | 12.00 | 3,450 | - |
Feb 06, 2024 | addison lewis c | bought | 1,430 | 11.92 | 120 | - |
Feb 06, 2024 | foster watt r jr | bought | 10,003 | 11.98 | 835 | - |
Dec 12, 2023 | sorenson eric john jr | acquired | 858 | 10.7 | 80.2299 | evp |
Nov 17, 2023 | jamerson phillip c | bought | 2,955 | 9.85 | 300 | - |
Nov 17, 2023 | sorenson eric john jr | acquired | 783 | 10.00 | 78.378 | evp |
Which funds bought or sold BOTJ recently?
View All DetailsDatesorted ascending | Fund Name | Type | % Chg | $ Change | $ Held | % Portfolio |
---|---|---|---|---|---|---|
Mar 11, 2024 | VANGUARD GROUP INC | added | 0.01 | 248,952 | 1,768,110 | -% |
Feb 14, 2024 | BANK OF AMERICA CORP /DE/ | new | - | 24.00 | 24.00 | -% |
Feb 14, 2024 | Fourthstone LLC | added | 17.74 | 353,796 | 1,309,420 | 0.26% |
Feb 14, 2024 | BHZ CAPITAL MANAGEMENT, LP | new | - | 268,119 | 268,119 | 0.14% |
Feb 14, 2024 | Empowered Funds, LLC | added | 9.04 | 42,646 | 195,115 | -% |
Feb 14, 2024 | CAPTRUST FINANCIAL ADVISORS | added | 2.2 | 254,130 | 1,545,660 | -% |
Feb 14, 2024 | PETTYJOHN, WOOD & WHITE, INC | reduced | -1.13 | 326,145 | 2,359,170 | 0.51% |
Feb 14, 2024 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | added | 4.82 | 65,786 | 351,505 | 0.01% |
Feb 14, 2024 | SALZHAUER MICHAEL | unchanged | - | 32,663 | 232,058 | 0.20% |
Unveiling Bank of the James's Major ShareHolders
Date Filed | Name of Filer | Percent of Class | No. of Shares | Form Type | |
---|---|---|---|---|---|
Peers (Alternatives to Bank of the James)
Name | Mkt Capsorted ascending | Revenue | Price %, 1M | Returns, 1Y | P/E | P/S | Rev 1-Yr | Inc 1-Yr |
---|---|---|---|---|---|---|---|---|
LARGE-CAP | ||||||||
JPM | 574.7B | 171.1B | 11.6 | 3.36 | ||||
BAC | 297.7B | 130.3B | 11.23 | 2.29 | ||||
WFC | 206.2B | 85.7B | 10.77 | 2.41 | ||||
C | 120.0B | 133.3B | 13 | 0.9 | ||||
CFG | 16.4B | 10.2B | 10.23 | 1.61 | ||||
KEY | 14.6B | 7.9B | 15.11 | 1.84 | ||||
MID-CAP | ||||||||
CMA | 7.2B | 4.2B | 8.16 | 1.72 | ||||
ZION | 6.4B | 3.9B | 9.4 | 1.62 | ||||
ABCB | 3.3B | 1.3B | 12.35 | 2.6 | ||||
ASB | 3.2B | 2.0B | 17.55 | 1.64 | ||||
SMALL-CAP | ||||||||
AMNB | 509.4M | 120.2M | 19.47 | 4.24 | ||||
ALRS | 428.7M | 164.9M | 36.65 | 2.6 | ||||
AROW | 411.8M | 162.6M | 13.69 | 2.53 | ||||
ACNB | 313.8M | 96.6M | 9.9 | 3.25 | ||||
ASRV | 46.8M | 60.9M | -13.99 | 0.77 |
Bank of the James News
Income Statement (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Revenue | 3.9% | 10,538 | 10,143 | 9,583 | 9,098 | 8,941 | 8,399 | 7,598 | 6,915 | 7,267 | 7,315 | 7,234 | 7,365 | 7,779 | 7,338 | 7,081 | 7,488 | 7,596 | 7,596 | 7,390 | 7,234 | 7,111 |
EBITDA Margin | -6.4% | 1.08* | 1.15* | 1.24* | 1.30* | 1.35* | 1.35* | 1.34* | 1.34* | 1.32* | 1.29* | 1.26* | 1.18* | 1.12* | 1.10* | - | - | - | - | - | - | - |
Interest Expenses | -100.0% | - | 7,364 | 7,345 | 7,642 | 8,289 | 7,900 | 7,124 | 6,390 | 6,799 | 6,822 | 6,710 | 6,748 | 6,889 | 6,203 | 5,918 | 6,136 | 6,105 | 6,165 | 6,152 | 6,130 | 6,052 |
Income Taxes | -111.0% | -56.00 | 511 | 633 | 487 | 442 | 601 | 574 | 534 | 431 | 465 | 508 | 458 | 397 | 369 | 191 | 242 | 309 | 371 | 343 | 306 | 380 |
Earnings Before Taxes | -20.7% | 2,052 | 2,589 | 3,167 | 2,471 | 2,396 | 3,175 | 2,866 | 2,673 | 2,290 | 2,346 | 2,522 | 2,293 | 2,107 | 1,823 | 1,012 | 1,237 | 1,829 | 1,845 | 1,720 | 1,540 | 1,855 |
EBT Margin | -7.2% | 0.26* | 0.28* | 0.31* | 0.32* | 0.35* | 0.36* | 0.35* | 0.34* | 0.32* | 0.31* | 0.29* | 0.24* | 0.21* | 0.20* | - | - | - | - | - | - | - |
Net Income | 1.4% | 2,108 | 2,078 | 2,534 | 1,984 | 1,954 | 2,574 | 2,292 | 2,139 | 1,859 | 1,881 | 2,014 | 1,835 | 1,710 | 1,454 | 821 | 995 | 1,520 | 1,474 | 1,377 | 1,234 | 1,475 |
Net Income Margin | -2.3% | 0.22* | 0.23* | 0.25* | 0.26* | 0.28* | 0.29* | 0.28* | 0.27* | 0.26* | 0.25* | 0.24* | 0.20* | 0.17* | 0.16* | - | - | - | - | - | - | - |
Free Cashflow | 55.4% | 3,427 | 2,205 | -2,348 | 4,634 | 3,679 | 3,747 | 3,741 | -3,046 | 5,931 | 430 | 2,035 | 5,044 | 5,787 | -2,105 | - | - | - | - | - | - | - |
Balance Sheet | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Assets | 0.9% | 969 | 961 | 951 | 948 | 929 | 963 | 960 | 974 | 988 | 943 | 908 | 886 | 851 | 849 | 827 | 746 | 725 | 708 | 690 | 684 | 675 |
Cash Equivalents | -24.8% | 75.00 | 100 | 74.00 | 65.00 | 62.00 | 81.00 | 75.00 | 97.00 | 183 | 147 | 123 | 124 | 101 | 95.00 | 91.00 | 64.00 | 39.00 | 49.00 | 32.00 | 49.00 | 50.00 |
Net PPE | -1.3% | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 17.00 | 16.00 | 17.00 | 17.00 | 16.00 | 14.00 | 13.00 |
Goodwill | 0% | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 4.00 | 4.00 | 3.00 | 3.00 | - | - | - | - | - | - | - | - | - | - | - | - |
Liabilities | -0.2% | 909 | 911 | 898 | 896 | 878 | 914 | 906 | 913 | 918 | 874 | 840 | 821 | 785 | 783 | 763 | 683 | 664 | 647 | 631 | 627 | 620 |
Shareholder's Equity | 19.8% | 60.00 | 50.00 | 53.00 | 52.00 | 50.00 | 48.00 | 53.00 | 61.00 | 69.00 | 69.00 | 68.00 | 65.00 | 67.00 | 66.00 | 64.00 | 63.00 | 61.00 | 61.00 | 59.00 | 57.00 | 55.00 |
Retained Earnings | 5.0% | 37.00 | 35.00 | 33.00 | 31.00 | 31.00 | 29.00 | 27.00 | 25.00 | 23.00 | 22.00 | 20.00 | 26.00 | 25.00 | 23.00 | 22.00 | 22.00 | 21.00 | 20.00 | 19.00 | 17.00 | 17.00 |
Additional Paid-In Capital | 0% | 35.00 | 35.00 | 35.00 | 35.00 | 36.00 | 36.00 | 37.00 | 37.00 | 37.00 | 37.00 | 37.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 31.00 | 32.00 | 32.00 | 32.00 | 31.00 |
Shares Outstanding | 0% | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 4.00 | - | - | - | - | - | - | - | - |
Float | - | - | - | - | - | - | - | 53.00 | - | - | - | 66.00 | - | - | - | 41.00 | - | - | - | 58.00 | - | - |
Cashflow (Quarterly) | ||||||||||||||||||||||
Description | (%) Q/Q | 2023Q4 | 2023Q3 | 2023Q2 | 2023Q1 | 2022Q4 | 2022Q3 | 2022Q2 | 2022Q1 | 2021Q4 | 2021Q3 | 2021Q2 | 2021Q1 | 2020Q4 | 2020Q3 | 2020Q2 | 2020Q1 | 2019Q4 | 2019Q3 | 2019Q2 | 2019Q1 | 2018Q4 |
Cashflow From Operations | 4.4% | 3,523 | 3,373 | -2,227 | 4,823 | 3,949 | 4,236 | 4,120 | -2,993 | 7,417 | 897 | 2,364 | 5,671 | 6,072 | -1,291 | 227 | 191 | 2,633 | 1,638 | 1,008 | 313 | 2,688 |
Share Based Compensation | - | - | - | - | - | - | - | - | - | 26.00 | 27.00 | 26.00 | 27.00 | 18.00 | 35.00 | 26.00 | 27.00 | 26.00 | 27.00 | 26.00 | 27.00 | - |
Cashflow From Investing | -355.7% | -25,866 | 10,117 | 9,274 | -16,860 | 12,323 | -3,841 | -19,436 | -77,175 | -15,285 | -10,878 | -20,755 | -18,110 | -790 | -14,774 | -53,232 | 6,743 | -28,577 | 183 | -17,185 | -6,946 | -7,160 |
Cashflow From Financing | -118.8% | -2,348 | 12,510 | 1,875 | 14,882 | -35,530 | 5,771 | -6,637 | -6,178 | 43,725 | 33,988 | 17,630 | 35,603 | 560 | 20,309 | 79,608 | 18,152 | 15,599 | 15,505 | 177 | 4,438 | 4,333 |
Dividend Payments | -1.4% | 361 | 366 | 364 | 370 | 370 | 331 | 332 | 332 | 332 | 332 | 303 | 304 | 303 | 305 | 303 | 304 | 437 | 263 | 263 | 263 | 263 |
Buy Backs | - | - | - | 184 | 813 | - | 1,402 | - | - | - | - | 215 | 212 | - | - | - | 275 | - | - | - | - | - |
Consolidated Statements Of Income - USD ($) | 3 Months Ended | 9 Months Ended | ||
---|---|---|---|---|
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022 | |
Interest Income | ||||
Loans | $ 7,990,000 | $ 6,830,000 | $ 23,251,000 | $ 18,909,000 |
Securities | ||||
U.S. Government and agency obligations | 321,000 | 331,000 | 962,000 | 911,000 |
Mortgage backed securities | 435,000 | 437,000 | 1,255,000 | 1,196,000 |
Municipals - taxable | 286,000 | 257,000 | 853,000 | 812,000 |
Municipals - tax exempt | 18,000 | 32,000 | 55,000 | 55,000 |
Dividends | 8,000 | 5,000 | 49,000 | 36,000 |
Corporates | 139,000 | 144,000 | 423,000 | 395,000 |
Interest bearing deposits | 134,000 | 101,000 | 375,000 | 135,000 |
Federal Funds sold | 812,000 | 262,000 | 1,601,000 | 463,000 |
Total interest income | 10,143,000 | 8,399,000 | 28,824,000 | 22,912,000 |
Deposits | ||||
NOW, money market savings | 894,000 | 133,000 | 1,916,000 | 374,000 |
Time deposits | 1,683,000 | 143,000 | 3,918,000 | 467,000 |
FHLB borrowings | 31,000 | |||
Finance leases | 22,000 | 24,000 | 66,000 | 73,000 |
Other borrowings | 98,000 | 117,000 | 297,000 | 339,000 |
Capital notes | 82,000 | 82,000 | 245,000 | 245,000 |
Total interest expense | 2,779,000 | 499,000 | 6,473,000 | 1,498,000 |
Net interest income | 7,364,000 | 7,900,000 | 22,351,000 | 21,414,000 |
Recovery of credit losses | (164,000) | (300,000) | (278,000) | (900,000) |
Net interest income after recovery of credit losses | 7,528,000 | 8,200,000 | 22,629,000 | 22,314,000 |
Noninterest income | ||||
Gain on sales of loans held for sale | 989,000 | 1,472,000 | 3,065,000 | 4,675,000 |
Service charges, fees and commissions | 1,004,000 | 1,313,000 | 2,942,000 | 2,563,000 |
Wealth management fees | 1,050,000 | 959,000 | 3,098,000 | 2,935,000 |
Life insurance income | 139,000 | 113,000 | 405,000 | 338,000 |
Other | 19,000 | (3,000) | 179,000 | 8,000 |
Total noninterest income | 3,201,000 | 3,854,000 | 9,689,000 | 10,519,000 |
Noninterest expenses | ||||
Salaries and employee benefits | 4,683,000 | 4,529,000 | 13,296,000 | 13,051,000 |
Occupancy | 458,000 | 445,000 | 1,389,000 | 1,348,000 |
Equipment | 501,000 | 647,000 | 1,813,000 | 1,870,000 |
Supplies | 118,000 | 116,000 | 399,000 | 380,000 |
Professional, data processing, and other outside expense | 1,371,000 | 1,619,000 | 4,154,000 | 3,544,000 |
Marketing | 204,000 | 222,000 | 683,000 | 661,000 |
Credit expense | 218,000 | 244,000 | 623,000 | 765,000 |
Other real estate expenses, net | 3,000 | 195,000 | 36,000 | 207,000 |
FDIC insurance expense | 126,000 | 121,000 | 321,000 | 382,000 |
Amortization of intangibles | 46,000 | 140,000 | 420,000 | 420,000 |
Other | 412,000 | 601,000 | 957,000 | 1,491,000 |
Total noninterest expenses | 8,140,000 | 8,879,000 | 24,091,000 | 24,119,000 |
Income before income taxes | 2,589,000 | 3,175,000 | 8,227,000 | 8,714,000 |
Income tax expense | 511,000 | 601,000 | 1,631,000 | 1,709,000 |
Net Income | $ 2,078,000 | $ 2,574,000 | $ 6,596,000 | $ 7,005,000 |
Weighted average shares outstanding - basic | 4,543,338 | 4,683,581 | 4,568,789 | 4,721,423 |
Weighted average shares outstanding - diluted | 4,543,338 | 4,683,581 | 4,568,789 | 4,721,423 |
Earnings per common share – basic | $ 0.46 | $ 0.55 | $ 1.44 | $ 1.48 |
Earnings per common share – diluted | $ 0.46 | $ 0.55 | $ 1.44 | $ 1.48 |
Consolidated Balance Sheets - USD ($) | Sep. 30, 2023 | Dec. 31, 2022 |
---|---|---|
Assets | ||
Cash and due from banks | $ 20,105,000 | $ 30,025,000 |
Federal funds sold | 79,424,000 | 31,737,000 |
Total cash and cash equivalents | 99,529,000 | 61,762,000 |
Securities held-to-maturity, at amortized cost (fair value of $3,028 in 2023 and $3,135 in 2022) net of allowance for credit loss of $0 in 2023 | 3,626,000 | 3,639,000 |
Securities available-for-sale, at fair value | 181,977,000 | 185,787,000 |
Restricted stock, at cost | 1,541,000 | 1,387,000 |
Loans, net of allowance for credit losses of $7,320 in 2023 and $6,259 in 2022 | 599,585,000 | 605,366,000 |
Loans held for sale | 3,325,000 | 2,423,000 |
Premises and equipment, net | 18,371,000 | 17,974,000 |
Interest receivable | 2,707,000 | 2,736,000 |
Cash value - bank owned life insurance | 21,443,000 | 19,237,000 |
Other real estate owned | 0 | 566,000 |
Customer relationship intangibles | 7,425,000 | 7,845,000 |
Goodwill | 2,054,000 | 2,054,000 |
Other assets | 19,304,000 | 17,795,000 |
Total assets | 960,887,000 | 928,571,000 |
Deposits | ||
Noninterest bearing demand | 154,628,000 | 154,884,000 |
NOW, money market and savings | 524,721,000 | 560,479,000 |
Time deposits | 200,854,000 | 132,775,000 |
Total deposits | 880,203,000 | 848,138,000 |
Capital notes, net | 10,041,000 | 10,037,000 |
Other borrowings | 10,030,000 | 10,457,000 |
Interest payable | 381,000 | 89,000 |
Other liabilities | 10,103,000 | 9,624,000 |
Total liabilities | 910,758,000 | 878,345,000 |
Commitments and Contingencies | ||
Stockholders’ equity | ||
Preferred stock; authorized 1,000,000 shares; none issued and outstanding | ||
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,543,338 as of September 30, 2023 and 4,628,657 as of December 31, 2022 | 9,723,000 | 9,905,000 |
Additional paid-in-capital | 35,253,000 | 36,068,000 |
Retained earnings | 34,931,000 | 31,034,000 |
Accumulated other comprehensive (loss) | (29,778,000) | (26,781,000) |
Total stockholders’ equity | 50,129,000 | 50,226,000 |
Total liabilities and stockholders’ equity | $ 960,887,000 | $ 928,571,000 |
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