BWB - Bridgewater Bancshares Inc Stock Price, Fair Value and News

11.33USD+0.16 (+1.43%)Delayed as of 18 Apr 2024, 10:35 am ET

Market Summary

USD11.33+0.16

Delayedas of 18 Apr 2024, 10:35 am

1.43%

BWB Stock Price

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BWB RSI Chart

BWB Valuation

Market Cap

310.6M

Price/Earnings (Trailing)

7.77

Price/Sales (Trailing)

1.4

EV/EBITDA

1.14

Price/Free Cashflow

11.49

BWB Price/Sales (Trailing)

BWB Profitability

EBT Margin

23.62%

Return on Equity

9.39%

Return on Assets

0.87%

Free Cashflow Yield

8.71%

BWB Fundamentals

BWB Revenue

Revenue (TTM)

222.4M

Rev. Growth (Yr)

19.84%

Rev. Growth (Qtr)

3.07%

BWB Earnings

Earnings (TTM)

40.0M

Earnings Growth (Yr)

-35.4%

Earnings Growth (Qtr)

-7.85%

Breaking Down BWB Revenue

52 Week Range

7.9011.66

(Low)(High)

Last 7 days

1.0%

Last 30 days

1.1%

Last 90 days

-13.4%

Trailing 12 Months

9.7%

How does BWB drawdown profile look like?

BWB Financial Health

BWB Investor Care

Buy Backs (1Y)

0.17%

Diluted EPS (TTM)

1.26

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	181.0M	198.2M	212.7M	222.4M
2022	133.1M	139.8M	148.6M	163.7M
2021	117.8M	120.8M	125.8M	128.9M
2020	107.0M	109.6M	111.5M	114.8M
2019	90.8M	95.9M	100.3M	103.8M
2018	70.4M	75.1M	79.8M	85.2M
2017	54.6M	58.5M	62.4M	66.3M
2016	0	0	0	50.6M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Bridgewater Bancshares Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 29, 2024	parish douglas j.	acquired	-	-	871	-
Mar 29, 2024	johnson james s.	acquired	-	-	1,742	-
Mar 29, 2024	lawal mohammed	acquired	-	-	1,742	-
Mar 29, 2024	urness todd b.	acquired	-	-	1,742	-
Mar 29, 2024	brezonik lisa	acquired	-	-	1,742	-
Mar 29, 2024	juran david b.	acquired	-	-	1,742	-
Mar 29, 2024	trutna thomas p.	acquired	-	-	871	-
Mar 06, 2024	johnson james s.	sold	-146,320	11.6219	-12,590	-
Mar 06, 2024	johnson james s.	sold	-116,558	11.6558	-10,000	-
Feb 02, 2024	crocker mary jayne	sold (taxes)	-11,890	11.89	-1,000	evp & chief operating officer

Which funds bought or sold BWB recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 11, 2024	Fortitude Family Office, LLC	unchanged	-	-272	1,688	-%
Apr 09, 2024	MASSMUTUAL TRUST CO FSB/ADV	new	-	861	861	-%
Apr 05, 2024	GAMMA Investing LLC	reduced	-1.2	-1,683	19,171	-%
Apr 05, 2024	CWM, LLC	reduced	-4.4	-	2,000	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	reduced	-39.93	-398	2,380	-%
Mar 11, 2024	VANGUARD GROUP INC	added	1.00	4,318,310	14,123,100	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	added	193	952,510	1,251,710	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.4	40,678	137,431	-%
Feb 26, 2024	Virtu Financial LLC	sold off	-100	-106,000	-	-%
Feb 16, 2024	GSA CAPITAL PARTNERS LLP	new	-	455,000	455,000	0.04%

Are Funds Buying or Selling BWB?

Are funds buying BWB calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BWB

No. of Funds

Unveiling Bridgewater Bancshares Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 09, 2024	baack jerry j.	5.33%	1,492,653	SC 13G/A
Feb 09, 2024	juran david b.	5.77%	1,600,096	SC 13G/A
Feb 08, 2024	thrivent financial for lutherans	9.58%	2,681,323	SC 13G/A
Jan 29, 2024	blackrock inc.	6.2%	1,733,581	SC 13G/A
Oct 26, 2023	castle creek capital partners v, lp	7.9%	2,206,568	SC 13D/A
Feb 16, 2023	blackrock inc.	5.9%	1,639,030	SC 13G/A
Feb 08, 2023	thrivent financial for lutherans	7.96%	2,197,160	SC 13G/A
Feb 07, 2023	baack jerry j.	5.15%	1,442,996	SC 13G
Feb 07, 2023	juran david b.	6.02%	1,674,282	SC 13G/A
Mar 03, 2022	thrivent financial for lutherans	6.87%	1,928,400	SC 13G/A

Recent SEC filings of Bridgewater Bancshares Inc

View All Filings

Date Filed	Form Type	Document
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Apr 01, 2024	4	Insider Trading
Mar 11, 2024	ARS	ARS
Mar 11, 2024	DEF 14A	DEF 14A
Mar 11, 2024	DEFA14A	DEFA14A

Peers (Alternatives to Bridgewater Bancshares Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	518.6B	171.1B	-6.55%	27.33%	10.47	3.03	60.72%	31.52%
BAC	277.4B	130.3B	-2.17%	15.28%	10.46	2.13	79.51%	-3.68%
WFC	204.6B	85.7B	-1.00%	36.59%	10.69	2.39	41.49%	39.96%
C	111.2B	133.3B	-0.80%	16.13%	12.05	0.83	79.09%	-
CFG	15.1B	10.2B	-1.99%	8.44%	9.42	1.48	44.53%	-22.43%
KEY	13.5B	7.9B	-0.07%	19.35%	13.94	1.7	46.47%	-49.56%
MID-CAP
CMA	6.6B	4.2B	0.48%	11.63%	7.49	1.58	56.25%	-23.46%
ZION	5.8B	3.9B	-0.96%	29.19%	8.57	1.48	45.91%	-25.03%
ABCB	3.1B	1.3B	-3.03%	32.01%	11.42	2.4	43.24%	-22.35%
ASB	3.0B	2.0B	-0.45%	11.20%	16.48	1.54	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	393.2M	164.9M	-3.99%	28.14%	33.62	2.38	42.66%	-70.76%
AROW	359.4M	162.6M	-8.71%	-4.36%	11.95	2.21	25.39%	-38.37%
ACNB	267.1M	96.6M	-9.56%	1.15%	8.43	2.76	11.02%	-11.37%
ASRV	44.1M	60.9M	1.17%	-15.64%	-13.17	0.72	24.06%	-144.92%

Bridgewater Bancshares Inc News

Latest updates

Bridgewater Bancshares Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	3.1%	59.00	57.00	55.00	52.00	49.00	42.00	38.00	35.00	34.00	34.00	31.00	30.00	31.00	28.00	28.00	27.00	27.00	27.00	26.00	24.00	24.00
EBITDA Margin	-7.9%	0.75*	0.82*	0.96*	1.11*	1.25*	1.34*	1.36*	1.36*	1.35*	1.26*	1.20*	1.15*	-	-	-	-	-	-	-	-	-
Interest Expenses	-0.4%	25.00	25.00	26.00	29.00	33.00	34.00	33.00	30.00	29.00	29.00	26.00	25.00	25.00	22.00	21.00	20.00	20.00	19.00	18.00	17.00	17.00
Income Taxes	-2.4%	3.00	3.00	3.00	4.00	4.00	5.00	5.00	4.00	4.00	4.00	4.00	4.00	2.00	2.00	2.00	3.00	1.00	2.00	1.00	2.00	-1.30
Earnings Before Taxes	-6.6%	12.00	12.00	13.00	16.00	18.00	20.00	17.00	17.00	17.00	16.00	15.00	14.00	7.00	9.00	10.00	10.00	10.00	10.00	9.00	9.00	6.00
EBT Margin	-14.7%	0.24*	0.28*	0.33*	0.39*	0.44*	0.48*	0.47*	0.48*	0.48*	0.41*	0.37*	0.34*	-	-	-	-	-	-	-	-	-
Net Income	-7.9%	9.00	10.00	10.00	12.00	14.00	15.00	13.00	12.00	13.00	12.00	11.00	11.00	5.00	7.00	8.00	7.00	9.00	8.00	8.00	7.00	8.00
Net Income Margin	-14.7%	0.18*	0.21*	0.25*	0.29*	0.33*	0.35*	0.35*	0.36*	0.35*	0.30*	0.28*	0.26*	-	-	-	-	-	-	-	-	-
Free Cashflow	-155.7%	-8.65	16.00	12.00	8.00	4.00	9.00	39.00	31.00	10.00	16.00	7.00	20.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	1.2%	4,612	4,557	4,603	4,603	4,346	4,129	3,883	3,608	3,478	3,389	3,163	3,072	2,927	2,775	2,754	2,419	2,269	2,232	2,124	2,048	1,974
Cash Equivalents	3.4%	129	124	177	209	87.00	75.00	74.00	72.00	143	190	92.00	201	161	92.00	178	62.00	32.00	90.00	66.00	49.00	28.00
Net PPE	-0.9%	49.00	49.00	50.00	48.00	48.00	49.00	49.00	49.00	49.00	50.00	50.00	51.00	51.00	49.00	43.00	35.00	28.00	26.00	19.00	16.00	13.00
Goodwill	0%	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Liabilities	1.1%	4,186	4,141	4,194	4,201	3,952	3,747	3,508	3,228	3,098	3,021	2,872	2,793	2,662	2,509	2,497	2,171	2,024	1,996	1,894	1,816	1,753
Shareholder's Equity	2.3%	426	416	409	402	394	382	375	379	379	368	291	279	265	265	257	248	245	236	229	232	221
Retained Earnings	2.9%	281	273	264	255	249	236	222	211	199	188	176	166	155	150	143	135	128	119	111	103	96.00
Additional Paid-In Capital	-3.8%	96.00	100	99.00	98.00	97.00	96.00	97.00	104	104	103	105	104	104	110	111	110	112	112	114	126	126
Shares Outstanding	-1.0%	28.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	28.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	221	-	-	-	343	-	-	-	358	-	-	-	238	-	-	-	273	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-153.7%	-8,468	15,767	14,918	7,798	4,630	9,143	39,945	31,281	10,365	15,941	6,646	21,284	5,096	17,241	2,843	-2,161	7,622	11,629	10,617	9,659	7,185
Share Based Compensation	4.7%	1,044	997	972	941	783	876	850	831	661	608	583	574	462	384	421	401	228	176	173	175	211
Cashflow From Investing	-1441.9%	-40,906	-2,653	-36,161	-129,463	-203,813	-248,679	-272,721	-213,030	-142,238	-124,568	-197,740	-106,879	-87,248	-113,292	-216,277	-113,515	-81,077	-87,524	-54,022	-53,588	-76,730
Cashflow From Financing	181.4%	53,578	-65,857	-10,848	243,814	210,730	241,515	234,406	110,163	85,844	205,932	82,395	125,816	151,317	9,133	330,336	145,267	15,771	99,125	61,044	64,235	76,452
Buy Backs	-	-	-	-	-	-	1,616	7,959	1,203	55.00	2,038	-	208	6,988	1,296	-	2,050	-	2,345	12,614	-	-

BWB Income Statement

2023-12-31

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
INTEREST INCOME
Loans, Including Fees	$ 191,402	$ 146,256	$ 118,845
Investment Securities	26,245	16,410	9,576
Other	4,708	1,029	458
Total Interest Income	222,355	163,695	128,879
INTEREST EXPENSE
Deposits	96,045	23,379	13,842
Federal Funds Purchased	8,521	4,507	6
Notes Payable	1,143	202	61
FHLB Advances	7,489	1,221	831
Subordinated Debentures	3,983	4,688	4,630
Total Interest Expense	117,181	33,997	19,370
NET INTEREST INCOME	105,174	129,698	109,509
Provision for (Recovery of) Credit Losses	(175)	7,700	5,150
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES	105,349	121,998	104,359
NONINTEREST INCOME
Customer Service Fees	1,455	1,236	1,007
Net Gain (Loss) on Sales of Available for Sale Securities	(33)	82	750
Letters of Credit Fees	1,746	1,592	1,676
Debit Card Interchange Fees	595	586	563
Swap Fees		557
Bank-Owned Life Insurance	992	762	316
FHLB Prepayment Income	792
Other Income	946	1,517	997
Total Noninterest Income	6,493	6,332	5,309
NONINTEREST EXPENSE
Salaries and Employee Benefits	36,538	36,941	30,889
Occupancy and Equipment	4,447	4,390	3,916
FDIC Insurance Assessment	3,690	1,365	1,305
Data Processing	1,574	1,396	1,222
Professional and Consulting Fees	3,081	2,664	2,520
Derivative Collateral Fees	1,900	687	3
Information Technology and Telecommunications	2,889	2,495	2,163
Marketing and Advertising	1,129	2,032	1,487
Intangible Asset Amortization	100	191	191
Amortization of Tax Credit Investments		408	562
Debt Prepayment Fees			582
Other Expense	3,972	4,051	3,255
Total Noninterest Expense	59,320	56,620	48,095
INCOME BEFORE INCOME TAXES	52,522	71,710	61,573
Provision for Income Taxes	12,562	18,318	15,886
NET INCOME	39,960	53,392	45,687
Preferred Stock Dividends	(4,054)	(4,054)	(1,171)
NET INCOME AVAILABLE TO COMMON SHAREHOLDERS	$ 35,906	$ 49,338	$ 44,516
EARNINGS PER SHARE
Basic (in dollars per share)	$ 1.29	$ 1.78	$ 1.59
Diluted (in dollars per share)	$ 1.27	$ 1.72	$ 1.54

BWB Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and Cash Equivalents	$ 128,562	$ 87,043
Bank-Owned Certificates of Deposit		1,181
Securities Available for Sale, at Fair Value	604,104	548,613
Loans, Net of Allowance for Credit Losses of $50,494 at December 31, 2023, and $47,996 at December 31, 2022	3,667,215	3,512,157
Federal Home Loan Bank (FHLB) Stock, at Cost	17,097	19,606
Premises and Equipment, Net	48,886	48,445
Accrued Interest	16,697	13,479
Goodwill	2,626	2,626
Other Intangible Assets, Net	188	288
Bank-Owned Life Insurance	34,477	33,485
Other Assets	92,138	78,739
Total Assets	4,611,990	4,345,662
Deposits:
Noninterest Bearing	756,964	884,272
Interest Bearing	2,952,984	2,532,271
Total Deposits	3,709,948	3,416,543
Federal Funds Purchased		287,000
Notes Payable	13,750	13,750
FHLB Advances	319,500	97,000
Subordinated Debentures, Net of Issuance Costs	79,288	78,905
Accrued Interest Payable	5,282	2,831
Other Liabilities	58,707	55,569
Total Liabilities	4,186,475	3,951,598
SHAREHOLDERS' EQUITY
Preferred Stock- $0.01 par value; Authorized 10,000,000 Preferred Stock - Issued and Outstanding 27,600 Series A shares ($2,500 liquidation preference) at December 31, 2023 and December 31, 2022	66,514	66,514
Common Stock- $0.01 par value; Authorized 75,000,000 Common Stock - Issued and Outstanding 27,748,965 at December 31, 2023 and 27,751,950 at December 31, 2022	277	278
Additional Paid-In Capital	96,320	96,529
Retained Earnings	280,650	248,685
Accumulated Other Comprehensive Loss	(18,246)	(17,942)
Total Shareholders' Equity	425,515	394,064
Total Liabilities and Equity	$ 4,611,990	$ 4,345,662

About Bridgewater Bancshares Inc

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. The company offers savings and money market accounts, demand deposits, time and brokered deposits, and interest and noninterest bearing transaction, as well as certificates of deposit. It also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business-related purposes; paycheck protection program loans; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. In addition, the company online, mobile, and direct banking services. Bridgewater Bancshares, Inc. was incorporated in 2005 and is headquartered in Saint Louis Park, Minnesota.

CEO	Mr. Gerald John Baack
WEBSITE	bridgewaterbankmn.com
INDUSTRY	Banks Diversified
EMPLOYEES	253

Bridgewater Bancshares Inc Frequently Asked Questions

What is the ticker symbol for Bridgewater Bancshares Inc? What does BWB stand for in stocks?

BWB is the stock ticker symbol of Bridgewater Bancshares Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Bridgewater Bancshares Inc (BWB)?

As of Wed Apr 17 2024, market cap of Bridgewater Bancshares Inc is 310.63 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BWB stock?

You can check BWB's fair value in chart for subscribers.

What is the fair value of BWB stock?

You can check BWB's fair value in chart for subscribers. The fair value of Bridgewater Bancshares Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Bridgewater Bancshares Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BWB so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Bridgewater Bancshares Inc a good stock to buy?

The fair value guage provides a quick view whether BWB is over valued or under valued. Whether Bridgewater Bancshares Inc is cheap or expensive depends on the assumptions which impact Bridgewater Bancshares Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BWB.

What is Bridgewater Bancshares Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Apr 17 2024, BWB's PE ratio (Price to Earnings) is 7.77 and Price to Sales (PS) ratio is 1.4. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BWB PE ratio will change depending on the future growth rate expectations of investors.