BY - Byline Bancorp Inc Stock Price, Fair Value and News

19.83USD-0.17 (-0.85%)Market Closed

Market Summary

USD19.83-0.17

Market Closed

-0.85%

BY Stock Price

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BY RSI Chart

BY Valuation

Market Cap

880.0M

Price/Earnings (Trailing)

8.16

Price/Sales (Trailing)

1.84

EV/EBITDA

1.36

Price/Free Cashflow

5.43

BY Price/Sales (Trailing)

BY Profitability

EBT Margin

30.38%

Return on Equity

10.9%

Return on Assets

1.21%

Free Cashflow Yield

18.43%

BY Fundamentals

BY Revenue

Revenue (TTM)

479.5M

Rev. Growth (Yr)

45.37%

Rev. Growth (Qtr)

-0.71%

BY Earnings

Earnings (TTM)

107.9M

Earnings Growth (Yr)

30.67%

Earnings Growth (Qtr)

4.9%

Breaking Down BY Revenue

Last 7 days

-5.3%

Last 30 days

-1.6%

Last 90 days

-9.6%

Trailing 12 Months

-0.5%

How does BY drawdown profile look like?

BY Financial Health

BY Investor Care

Dividend Yield

1.82%

Dividend/Share (TTM)

0.36

Shares Dilution (1Y)

17.66%

Diluted EPS (TTM)

2.68

Historical Charts for Stock Metrics

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Net sales

Year	Q1	Q2	Q3	Q4
2023	339.7M	380.5M	437.2M	479.5M
2022	250.6M	255.8M	273.0M	301.6M
2021	236.2M	239.6M	244.2M	248.9M
2020	266.9M	258.0M	245.2M	239.2M
2019	229.9M	251.8M	261.8M	264.8M
2018	142.5M	154.0M	180.0M	207.0M
2017	108.0M	119.2M	131.6M	136.8M
2016	87.0M	90.8M	94.6M	98.4M
2015	0	0	0	83.3M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Byline Bancorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 11, 2024	kistner william g	bought	1,265	21.087	60.00	-
Mar 04, 2024	johnson michelle lynn	sold	-80,319	20.701	-3,880	chief risk officer
Mar 01, 2024	del valle perochena antonio	bought	146,646	20.6457	7,103	-
Mar 01, 2024	mbg investors i, l.p.	bought	146,646	20.6457	7,103	-
Feb 29, 2024	del valle perochena antonio	bought	60,129	20.7558	2,897	-
Feb 29, 2024	rose dana	sold	-101,217	21.0474	-4,809	chief human resources officer
Feb 29, 2024	mbg investors i, l.p.	bought	60,129	20.7558	2,897	-
Feb 28, 2024	casanueva ana	sold (taxes)	-370	20.61	-18.00	svp, director of legal
Feb 28, 2024	fucinato mark	sold (taxes)	-3,771	20.61	-183	chief credit officer
Feb 28, 2024	mando nicolas	sold (taxes)	-1,236	20.61	-60.00	chief technology & operations

Which funds bought or sold BY recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 05, 2024	GAMMA Investing LLC	new	-	825	825	-%
Apr 05, 2024	LOS ANGELES CAPITAL MANAGEMENT LLC	sold off	-100	-573,215	-	-%
Apr 05, 2024	CWM, LLC	added	774	12,000	14,000	-%
Apr 03, 2024	Versant Capital Management, Inc	unchanged	-	-48.00	565	-%
Mar 11, 2024	VANGUARD GROUP INC	added	3.44	6,757,950	35,336,900	-%
Mar 05, 2024	Fisher Asset Management, LLC	sold off	-100	-2,148	-	-%
Mar 01, 2024	GOLDMAN SACHS GROUP INC	added	172	8,421,550	12,145,300	-%
Feb 28, 2024	AMERICAN INTERNATIONAL GROUP, INC.	reduced	-0.4	46,424	290,118	-%
Feb 23, 2024	MENDON CAPITAL ADVISORS CORP	new	-	8,246,000	8,246,000	3.42%
Feb 16, 2024	PUBLIC EMPLOYEES RETIREMENT SYSTEM OF OHIO	unchanged	-	36,372	223,372	-%

Are Funds Buying or Selling BY?

Are funds buying BY calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own BY

No. of Funds

Unveiling Byline Bancorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Apr 01, 2024	estate of daniel l. goodwin	9.6%	4,277,559	SC 13G
Mar 19, 2024	clariond eugenio	4.6%	2,038,691	SC 13G/A
Feb 12, 2024	mbg investors i, l.p.	27.0%	11,809,701	SC 13G/A
Jan 31, 2024	blackrock inc.	5.6%	2,435,733	SC 13G/A
Feb 13, 2023	mbg investors i, l.p.	30.8%	11,555,601	SC 13G/A
Feb 03, 2023	blackrock inc.	5.6%	2,080,417	SC 13G
Jan 05, 2023	clariond eugenio	5.44%	2,038,691	SC 13G/A
Feb 09, 2022	blackrock inc.	4.99%	1,882,764	SC 13G/A
Feb 04, 2022	blackrock inc.	5.0%	1,900,379	SC 13G
Feb 14, 2020	endeavour capital advisors inc	4.3%	1,663,203	SC 13G

Recent SEC filings of Byline Bancorp Inc

View All Filings

Date Filed	Form Type	Document
Apr 12, 2024	8-K/A	Current Report
Apr 01, 2024	SC 13G	Major Ownership Report
Mar 19, 2024	SC 13G/A	Major Ownership Report
Mar 12, 2024	4	Insider Trading
Mar 05, 2024	4	Insider Trading
Mar 04, 2024	10-K	Annual Report
Mar 04, 2024	144	Notice of Insider Sale Intent
Mar 04, 2024	4	Insider Trading
Mar 04, 2024	4	Insider Trading
Feb 29, 2024	4	Insider Trading

Peers (Alternatives to Byline Bancorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	518.6B	171.1B	-5.00%	29.29%	10.47	3.03	60.72%	31.52%
BAC	277.4B	130.3B	-2.03%	14.22%	10.46	2.13	79.51%	-3.68%
WFC	204.6B	85.7B	-1.91%	36.59%	10.69	2.39	41.49%	39.96%
C	111.2B	133.3B	-1.04%	14.73%	12.05	0.83	79.09%	-
CFG	15.1B	10.2B	-3.22%	6.89%	9.42	1.48	44.53%	-22.43%
KEY	13.5B	7.9B	-1.73%	15.60%	13.94	1.7	46.47%	-49.56%
MID-CAP
CMA	6.6B	4.2B	1.07%	11.08%	7.49	1.58	56.25%	-23.46%
ZION	5.8B	3.9B	-0.70%	27.74%	8.57	1.48	45.91%	-25.03%
ABCB	3.1B	1.3B	-2.61%	28.18%	11.39	2.39	43.24%	-22.35%
ASB	3.0B	2.0B	-1.73%	8.03%	16.43	1.54	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	25.23%	-24.02%
ALRS	394.8M	164.9M	-5.30%	27.06%	33.75	2.39	42.66%	-70.76%
AROW	362.8M	162.6M	-7.63%	-5.80%	12.06	2.23	25.39%	-38.37%
ACNB	270.6M	96.6M	-10.52%	3.61%	8.54	2.8	11.02%	-11.37%
ASRV	41.7M	60.9M	-6.90%	-21.61%	-12.45	0.68	24.06%	-144.92%

Byline Bancorp Inc News

Latest updates

Byline Bancorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	-0.7%	136	137	107	100	93.00	80.00	67.00	62.00	65.00	63.00	61.00	60.00	60.00	58.00	58.00	63.00	66.00	71.00	67.00	61.00	63.00
EBITDA Margin	-6.7%	0.98*	1.05*	1.13*	1.19*	1.27*	1.33*	1.40*	1.47*	1.47*	1.45*	1.39*	1.28*	-	-	-	-	-	-	-	-	-
Interest Expenses	-6.7%	86.00	92.00	76.00	76.00	76.00	69.00	62.00	59.00	62.00	60.00	58.00	57.00	56.00	54.00	53.00	53.00	54.00	58.00	54.00	50.00	53.00
Income Taxes	4.6%	10.00	10.00	9.00	8.00	7.00	8.00	6.00	6.00	6.00	9.00	10.00	7.00	4.00	5.00	4.00	1.00	4.00	6.00	5.00	5.00	6.00
Earnings Before Taxes	4.8%	40.00	38.00	35.00	32.00	29.00	31.00	26.00	29.00	23.00	34.00	38.00	29.00	16.00	18.00	13.00	4.00	20.00	21.00	18.00	17.00	24.00
EBT Margin	-1.7%	0.30*	0.31*	0.34*	0.35*	0.38*	0.40*	0.44*	0.49*	0.50*	0.48*	0.43*	0.33*	-	-	-	-	-	-	-	-	-
Net Income	4.9%	30.00	28.00	26.00	24.00	23.00	23.00	20.00	22.00	17.00	25.00	28.00	22.00	12.00	13.00	9.00	3.00	16.00	15.00	13.00	13.00	17.00
Net Income Margin	-2.6%	0.22*	0.23*	0.25*	0.26*	0.29*	0.30*	0.33*	0.37*	0.37*	0.36*	0.32*	0.24*	-	-	-	-	-	-	-	-	-
Free Cashflow	-107.7%	-5.97	77.00	42.00	49.00	34.00	32.00	58.00	92.00	28.00	-22.35	52.00	15.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-0.7%	8,882	8,943	7,576	7,530	7,363	7,278	7,132	6,835	6,696	6,704	6,541	6,750	6,391	6,497	6,394	5,735	5,522	5,438	5,391	5,010	4,943
Cash Equivalents	-47.3%	226	429	320	284	179	216	142	154	158	143	103	113	83.00	101	140	120	81.00	109	89.00	82.00	122
Net PPE	-0.7%	67.00	67.00	56.00	56.00	57.00	59.00	61.00	62.00	63.00	77.00	80.00	85.00	87.00	95.00	96.00	96.00	96.00	96.00	97.00	97.00	98.00
Goodwill	-	182	-	33.00	-	148	-	-	-	148	-	-	-	148	-	-	-	148	146	146	128	128
Liabilities	-1.6%	7,892	8,023	6,762	6,735	6,597	6,530	6,367	6,046	5,860	5,880	5,724	5,956	5,585	5,702	5,613	4,972	4,772	4,702	4,674	4,341	4,292
Short Term Borrowings	-	18.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	641	540	-	-	-	-
Shareholder's Equity	7.6%	990	920	814	796	766	748	765	789	836	824	817	794	805	795	781	763	750	736	718	669	651
Retained Earnings	6.4%	429	403	379	356	336	327	307	290	272	258	236	210	191	180	168	161	159	145	129	116	103
Additional Paid-In Capital	0.3%	710	709	600	598	598	597	596	595	594	592	590	589	587	586	583	583	581	580	579	548	547
Shares Outstanding	0.1%	44.00	44.00	38.00	38.00	37.00	37.00	38.00	38.00	38.00	38.00	38.00	39.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	442	-	-	-	582	-	-	-	585	-	-	-	332	-	-	-	485	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-106.3%	-4,966	78,562	43,336	49,135	34,704	32,739	60,122	92,768	28,324	-21,725	52,827	15,000	105,970	-40,244	17,455	25,842	17,148	23,216	-24,701	13,651	17,769
Share Based Compensation	5.2%	1,793	1,705	1,707	1,510	1,318	1,199	1,553	1,264	1,081	1,080	1,078	779	568	668	735	608	615	550	278	230	353
Cashflow From Investing	26.7%	-99,032	-135,129	-21,183	-80,897	-138,013	-80,821	-358,221	-242,803	12,484	-83,120	186,385	-351,797	-821	-1,695,161	986,818	-177,191	-114,482	-29,349	6,386	-113,117	-60,138
Cashflow From Financing	-159.8%	-98,754	165,270	13,821	136,620	66,372	122,471	286,421	145,683	-25,755	145,027	-249,655	366,516	-122,807	77,298	635,293	190,231	69,232	25,657	25,633	59,603	19,473
Dividend Payments	-4.4%	3,876	4,054	3,333	3,322	3,317	3,315	3,424	3,345	3,341	3,344	2,291	2,293	2,299	1,138	1,137	1,137	-	-	-	-	-
Buy Backs	-	-	-	-	-	-	4,155	5,529	7,590	-	10,411	12,093	6,363	-	-	-	1,668	-	-	-	-	-

BY Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
INTEREST AND DIVIDEND INCOME
Interest and fees on loans and leases	$ 440,984	$ 273,412	$ 222,993
Interest on taxable securities	27,404	21,946	19,694
Interest on tax-exempt securities	3,397	3,444	3,907
Other interest and dividend income	7,693	2,757	2,332
Total interest and dividend income	479,478	301,559	248,926
INTEREST EXPENSE
Deposits	121,436	19,796	4,502
Other borrowings	17,161	9,322	1,663
Subordinated notes and debentures	10,260	7,111	6,374
Total interest expense	148,857	36,229	12,539
Net interest income	330,621	265,330	236,387
PROVISION FOR CREDIT LOSSES	31,653	23,879	973
Net interest income after provision for credit losses	298,968	241,451	235,414
NON-INTEREST INCOME
Fees and service charges on deposits	9,211	8,152	7,254
Loan servicing revenue	13,503	13,479	12,693
Loan servicing asset revaluation	(5,089)	(11,743)	(6,658)
ATM and interchange fees	4,462	4,437	4,476
Net gains on sales of securities available-for-sale	0	50	1,435
Change in fair value of equity securities, net	1,071	(603)	(62)
Net gains on sales of loans	22,805	31,899	46,274
Wealth management and trust income	4,158	3,807	3,069
Other non-interest income	6,194	7,836	5,772
Total non-interest income	56,315	57,314	74,253
NON-INTEREST EXPENSE
Salaries and employee benefits	126,979	118,051	101,222
Occupancy expense, net	14,030	13,197	16,553
Equipment expense	4,478	3,791	4,059
Impairment loss on assets held for sale	2,000	372	12,332
Loan and lease related expenses	2,936	1,707	5,957
Legal, audit, and other professional fees	12,946	10,357	10,198
Data processing	19,509	13,358	11,780
Net loss recognized on other real estate owned and other related expenses	385	708	1,078
Regulatory assessments	4,143	2,953	1,717
Other intangible assets amortization expense	6,011	6,671	7,073
Advertising and promotions	3,796	2,825	1,800
Telecommunications	1,447	918	1,155
Other non-interest expense	10,943	9,174	10,531
Total non-interest expense	209,603	184,082	185,455
INCOME BEFORE PROVISION FOR INCOME TAXES	145,680	114,683	124,212
PROVISION FOR INCOME TAXES	37,802	26,729	31,427
NET INCOME	107,878	87,954	92,785
Dividends on preferred shares	0	196	783
INCOME AVAILABLE TO COMMON STOCKHOLDERS	$ 107,878	$ 87,758	$ 92,002
EARNINGS PER COMMON SHARE
Basic	$ 2.69	$ 2.37	$ 2.45
Diluted	$ 2.67	$ 2.34	$ 2.4

About Byline Bancorp Inc

Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and united states department of agriculture loans; and treasury management products and services. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services that include fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.

CEO	Mr. Roberto R. Herencia
WEBSITE	bylinebancorp.com
INDUSTRY	Banks Diversified
EMPLOYEES	977

Byline Bancorp Inc Frequently Asked Questions

What is the ticker symbol for Byline Bancorp Inc? What does BY stand for in stocks?

BY is the stock ticker symbol of Byline Bancorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Byline Bancorp Inc (BY)?

As of Tue Apr 16 2024, market cap of Byline Bancorp Inc is 888.02 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of BY stock?

You can check BY's fair value in chart for subscribers.

What is the fair value of BY stock?

You can check BY's fair value in chart for subscribers. The fair value of Byline Bancorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Byline Bancorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for BY so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Byline Bancorp Inc a good stock to buy?

The fair value guage provides a quick view whether BY is over valued or under valued. Whether Byline Bancorp Inc is cheap or expensive depends on the assumptions which impact Byline Bancorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for BY.

What is Byline Bancorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 16 2024, BY's PE ratio (Price to Earnings) is 8.23 and Price to Sales (PS) ratio is 1.85. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. BY PE ratio will change depending on the future growth rate expectations of investors.