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CASS

CASS - Cass Information Systems Inc Stock Price, Fair Value and News

40.47USD-0.66 (-1.60%)Delayed as of 14 Jun 2024, 01:00 pm ET

Market Summary

CASS
USD40.47-0.66
Delayedas of 14 Jun 2024, 01:00 pm
-1.60%

CASS Stock Price

View Fullscreen

CASS RSI Chart

CASS Valuation

Market Cap

561.2M

Price/Earnings (Trailing)

18.65

Price/Sales (Trailing)

2.84

EV/EBITDA

3.42

Price/Free Cashflow

26.17

CASS Price/Sales (Trailing)

CASS Profitability

EBT Margin

18.90%

Return on Equity

13.11%

Return on Assets

1.31%

Free Cashflow Yield

3.82%

CASS Fundamentals

CASS Revenue

Revenue (TTM)

197.8M

Rev. Growth (Yr)

0.67%

Rev. Growth (Qtr)

-2.09%

CASS Earnings

Earnings (TTM)

30.1M

Earnings Growth (Yr)

0.49%

Earnings Growth (Qtr)

-14.96%

Breaking Down CASS Revenue

52 Week Range

36.2541.69
(Low)(High)

Last 7 days

-3.3%

Last 30 days

-9.6%

Last 90 days

-11.6%

Trailing 12 Months

1.7%

How does CASS drawdown profile look like?

CASS Financial Health

CASS Investor Care

Dividend Yield

2.87%

Dividend/Share (TTM)

1.18

Buy Backs (1Y)

0.53%

Diluted EPS (TTM)

2.19

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs
Net sales
YearQ1Q2Q3Q4
2024197.8M000
2023189.7M193.7M195.7M197.5M
2022159.1M164.9M173.5M182.5M
2021143.9M148.4M151.3M154.1M
2020157.0M151.5M146.8M145.0M
2019150.7M153.7M156.6M157.2M
2018139.0M141.7M145.0M148.3M
2017127.1M129.8M132.4M135.3M
2016121.8M122.6M123.7M125.5M
2015118.3M119.1M120.1M120.8M
2014115.1M115.2M115.8M117.2M
2013111.5M112.3M113.5M114.8M
2012108.9M110.7M111.3M111.5M
201199.5M102.4M105.0M106.5M
2010090.7M93.5M96.2M
200900087.9M
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Tracking the Latest Insider Buys and Sells of Cass Information Systems Inc

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
Apr 18, 2024
henry wendy j.
acquired
69,975
43.68
1,602
-
Apr 18, 2024
rupp joseph d
acquired
69,975
43.68
1,602
-
Apr 18, 2024
ebel robert a
acquired
69,975
43.68
1,602
-
Apr 18, 2024
lindemann james j
acquired
69,975
43.68
1,602
-
Apr 18, 2024
clermont ralph w
acquired
69,975
43.68
1,602
-
Apr 18, 2024
edwards benjamin f iv
acquired
69,975
43.68
1,602
-
Apr 18, 2024
schilling randall l
acquired
69,975
43.68
1,602
-
Apr 18, 2024
roth sally h
acquired
69,975
43.68
1,602
-
Apr 18, 2024
marr ann walter
acquired
69,975
43.68
1,602
-
Apr 18, 2024
wicks frank
acquired
69,975
43.68
1,602
-

1–10 of 50

Which funds bought or sold CASS recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
May 29, 2024
Pathway Financial Advisers, LLC
new
-
5,026
5,026
-%
May 28, 2024
Boston Partners
reduced
-4.33
68,360
3,050,270
-%
May 16, 2024
JANE STREET GROUP, LLC
new
-
228,518
228,518
-%
May 16, 2024
COMERICA BANK
reduced
-1.27
4,756
90,126
-%
May 16, 2024
Ancora Advisors LLC
unchanged
-
780
12,042
-%
May 16, 2024
CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM
reduced
-5.86
4,128
625,728
-%
May 15, 2024
Royal Bank of Canada
reduced
-90.13
-141,000
17,000
-%
May 15, 2024
BANK OF AMERICA CORP /DE/
reduced
-55.22
-400,108
367,634
-%
May 15, 2024
Quarry LP
new
-
4,046
4,046
-%
May 15, 2024
PRICE T ROWE ASSOCIATES INC /MD/
added
30.49
400,000
1,412,000
-%

1–10 of 48

Are Funds Buying or Selling CASS?

Are funds buying CASS calls or puts?
Calls
Puts
No. of funds holding Calls - Puts
Net Call Options
No. of funds that own CASS
No. of Funds

Unveiling Cass Information Systems Inc's Major ShareHolders

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 13, 2024
vanguard group inc
6.00%
815,588
SC 13G/A
Jan 26, 2024
blackrock inc.
8.0%
1,081,441
SC 13G/A
Feb 09, 2023
vanguard group inc
6.49%
886,438
SC 13G/A
Jan 31, 2023
blackrock inc.
7.7%
1,049,109
SC 13G/A
Feb 09, 2022
vanguard group inc
5.75%
806,231
SC 13G/A
Feb 01, 2022
blackrock inc.
7.1%
990,489
SC 13G/A
Feb 10, 2021
vanguard group inc
5.76%
830,755
SC 13G/A
Jan 29, 2021
blackrock inc.
7.1%
1,024,385
SC 13G/A
May 08, 2020
kayne anderson rudnick investment management llc
0.00%
511
SC 13G/A
Feb 14, 2020
kayne anderson rudnick investment management llc
7.66%
1,111,123
SC 13G/A

Recent SEC filings of Cass Information Systems Inc

View All Filings
Date Filed Form Type Document
May 03, 2024
10-Q
Quarterly Report
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading
Apr 19, 2024
4
Insider Trading

Peers (Alternatives to Cass Information Systems Inc)

NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
100.0B
18.9B
-0.51% 13.03%
27.02
5.29
7.08% 13.46%
70.2B
9.4B
0.54% 42.23%
46.7
7.46
9.34% 15.98%
51.1B
4.2B
-2.50% 22.86%
36.78
12.26
10.92% 20.33%
30.3B
5.4B
-0.88% 6.74%
54.33
5.66
5.76% -4.95%
19.5B
10.7B
0.91% 42.23%
32.11
1.82
15.15% 122.86%
10.4B
3.6B
-6.41% 2.06%
19.27
2.88
4.33% 10.69%
MID-CAP
6.7B
6.2B
-9.65% -9.96%
19.11
1.1
-13.83% -42.32%
5.4B
2.6B
24.46% 22.83%
-275.83
2.04
-3.11% -123.81%
5.1B
2.7B
-8.10% 8.87%
8.52
1.87
15.08% 18.59%
3.2B
8.2B
9.82% 17.32%
12.71
0.39
3.28% 27.24%
2.0B
2.7B
1.98% 96.98%
19.36
0.73
104.63% 188.16%
SMALL-CAP
291.0M
1.9B
-0.56% -46.24%
32.7
0.15
15.20% -4.30%
114.9M
283.1M
-3.96% -7.93%
13.13
0.41
-0.83% -20.92%
44.2M
212.0K
-17.02% -64.55%
-1.76
213.63
-40.62% -60.52%
9.2M
81.0M
6.57% 1.79%
-8.27
0.11
-5.10% -9.75%

Cass Information Systems Inc News

Latest updates
Yahoo Movies UK12 Jun 202402:00 am
Seeking Alpha04 Jun 202407:00 am
Stock Traders Daily29 May 202411:08 pm
Zacks Investment Research29 May 202407:00 am
Quartz18 Apr 202407:00 am

Cass Information Systems Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)
(In Thousands)
Income Statement (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Revenue-2.1%50.0051.0049.0048.0049.0049.0047.0044.0042.0040.0039.0038.0037.0037.0036.0034.0038.0039.0041.0039.0038.00
EBITDA Margin-0.3%0.55*0.55*0.56*0.57*0.58*0.58*0.53*0.52*0.53*0.53*0.55*0.54*---------
Interest Expenses-3.3%16.0017.0017.0016.0017.0017.0016.0014.0012.0012.0011.0011.0010.0012.0011.0011.0011.0012.0012.0012.0012.00
Income Taxes-4.6%2.002.002.002.002.002.002.002.002.001.001.002.002.001.001.001.002.002.002.002.002.00
Earnings Before Taxes-13.0%9.0010.009.009.009.0011.0011.0011.0010.009.008.009.009.007.007.007.009.008.0010.009.0010.00
EBT Margin-0.1%0.19*0.19*0.19*0.21*0.22*0.24*0.23*0.23*0.22*0.22*0.22*0.21*---------
Net Income-15.0%7.008.007.007.007.009.009.009.008.008.007.007.007.006.006.005.008.006.008.008.008.00
Net Income Margin-0.1%0.15*0.15*0.16*0.17*0.18*0.19*0.19*0.19*0.19*0.19*0.18*0.18*---------
Free Cashflow136.6%6.003.009.003.007.009.009.0015.0013.002.008.004.00---------
Balance Sheet
(In Millions)
Balance Sheet
(In Millions)
(*) denotes actual numbers (not divided by Millions)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Assets-7.5%2,2942,4792,5052,4712,4272,5732,6112,4442,4222,5552,2932,2722,2172,2032,0001,8291,7321,7641,7811,7291,685
    Cash Equivalents-48.2%193372408270210201347261191515500622600671439232163204223184184
  Net PPE8.4%33.0030.0026.0024.0021.0020.0019.0019.0019.0018.0017.0018.0018.0018.0019.0020.0020.0021.0021.0021.0022.00
  Goodwill0%17.0017.0017.0017.0017.0017.0017.0017.0014.0014.0014.0014.0014.0014.0014.0014.0014.0014.0016.0013.0013.00
Liabilities-8.2%2,0642,2492,2992,2562,2102,3672,4192,2382,2052,3092,0452,0121,9571,9421,7491,5801,4911,5201,5341,4881,450
Shareholder's Equity-0.1%229230206215218206192206217246248261259261251249241244247240234
  Retained Earnings2.1%14914614113813513212612111711210810510299.0097.0096.0094.0090.0088.0083.0080.00
  Additional Paid-In Capital-1.8%204208208207207207206204203204204203203205205204204205206205205
Shares Outstanding0.3%14.0014.0014.0014.0014.0014.0014.0014.0014.0014.00-----------
Float----516---521---544---550---702-
Cashflow (Last 12 Months)
(In Thousands)
Cashflow (Quarterly)
(In Thousands)
(*) denotes actual numbers (not divided by Thousands)
Description(%) Q/Q2024Q12023Q42023Q32023Q22023Q12022Q42022Q32022Q22022Q12021Q42021Q32021Q22021Q12020Q42020Q32020Q22020Q12019Q42019Q32019Q22019Q1
Cashflow From Operations29.8%9,8277,57012,3937,6809,29310,8099,73716,32614,7363,8678,9215,05516,7047,7207,40614,49518,1602,35213,4019,93816,435
  Share Based Compensation260.1%1,2263419389091,9502,1001,3002,1001,3002741,06682669323.00799756722858869560857
Cashflow From Investing-179.6%-71,97690,41730,76059,558103,927-56,529-86,15637,395-201,100-252,484-150,035-31,301-94,69724,63833,215-50,378-51,375-318-6,541-42,290-26,608
Cashflow From Financing12.3%-117,516-133,95494,809-7,243-103,684-100,332162,17916,064-137,115263,23619,84248,1687,124198,719166,691104,828-7,545-20,81832,36531,511-36,406
  Dividend Payments0.4%4,0894,0723,9463,9643,9773,9643,8243,8223,8323,8703,8153,8753,8863,8953,8933,8933,9183,9173,7693,7723,776
  Buy Backs87.9%1,0545612,8352,377---2135,08612,02213,7154,0321,2281,317--5,508--2,0985,701
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CASS Income Statement

2024-03-31
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Fee Revenue and Other Income:  
Fee revenues$ 32,311$ 31,036
Other1,2671,335
Total fee revenue and other income33,29732,107
Interest Income:  
Interest and fees on loans12,77612,235
Interest and dividends on securities:  
Taxable3,5193,586
Exempt from federal income taxes9181,208
Interest on federal funds sold and other short-term investments4,4413,113
Total interest income21,65420,142
Interest Expense:  
Interest on deposits5,1783,171
Interest on short-term borrowings073
Total interest expense5,1783,244
Net interest income16,47616,898
Provision for (release of) credit losses95(340)
Net interest income after provision for (release of) credit losses16,38117,238
Total net revenue49,67849,345
Operating Expense:  
Personnel30,60730,026
Occupancy861855
Equipment1,8812,082
Amortization of intangible assets191195
Other operating expense7,1317,214
Total operating expense40,67140,372
Income before income tax expense9,0078,973
Income tax expense1,8551,856
Net income$ 7,152$ 7,117
Basic earnings per share (in dollars per share)$ 0.53$ 0.52
Diluted earnings per share (in dollars per share)$ 0.52$ 0.51
Processing fees  
Fee Revenue and Other Income:  
Fee revenues$ 21,253$ 19,513
Financial fees  
Fee Revenue and Other Income:  
Fee revenues$ 10,777$ 11,259

CASS Balance Sheet

2024-03-31
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Assets  
Cash and due from banks$ 17,323$ 20,908
Short-term investments175,480351,560
Cash and cash equivalents192,803372,468
Securities available-for-sale, at fair value621,929627,117
Loans1,036,9971,014,318
Less: Allowance for credit losses13,29913,089
Loans, net1,023,6981,001,229
Payments in advance of funding221,552198,861
Premises and equipment, net32,61330,093
Investment in bank-owned life insurance49,49649,159
Goodwill17,30917,309
Other intangible assets, net3,1543,345
Receivables from Customers32,856110,651
Other assets98,16968,390
Total assets2,293,5792,478,622
Deposits:  
Noninterest-bearing412,879524,359
Interest-bearing666,213616,455
Total deposits1,079,0921,140,814
Accounts and drafts payable944,7931,071,369
Other liabilities40,20736,630
Total liabilities2,064,0922,248,813
Shareholders’ Equity:  
Preferred stock, par value $.50 per share; 2,000,000 shares authorized and no shares issued00
Common Stock, Value, Outstanding7,7537,753
Additional paid-in capital204,361208,007
Retained earnings148,845145,782
Common shares in treasury, at cost (1,877,924 shares at March 31, 2024 and 1,923,397 shares at December 31, 2023)82,31684,264
Accumulated other comprehensive loss(49,156)(47,469)
Total shareholders’ equity229,487229,809
Total liabilities and shareholders’ equity$ 2,293,579$ 2,478,622
CASS
Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Fenton, Missouri and Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in St. Louis, Missouri.
 CEO
 WEBSITEcassinfo.com
 INDUSTRYInformation Technology Services
 EMPLOYEES940

Cass Information Systems Inc Frequently Asked Questions


What is the ticker symbol for Cass Information Systems Inc? What does CASS stand for in stocks?

CASS is the stock ticker symbol of Cass Information Systems Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Cass Information Systems Inc (CASS)?

As of Thu Jun 13 2024, market cap of Cass Information Systems Inc is 561.16 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CASS stock?

You can check CASS's fair value in chart for subscribers.

What is the fair value of CASS stock?

You can check CASS's fair value in chart for subscribers. The fair value of Cass Information Systems Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Cass Information Systems Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CASS so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Cass Information Systems Inc a good stock to buy?

The fair value guage provides a quick view whether CASS is over valued or under valued. Whether Cass Information Systems Inc is cheap or expensive depends on the assumptions which impact Cass Information Systems Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CASS.

What is Cass Information Systems Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Thu Jun 13 2024, CASS's PE ratio (Price to Earnings) is 18.65 and Price to Sales (PS) ratio is 2.84. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CASS PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Cass Information Systems Inc's stock?

In the past 10 years, Cass Information Systems Inc has provided -0.006 (multiply by 100 for percentage) rate of return.