CATC - Cambridge Bancorp Stock Price, Fair Value and News

64.51USD+0.80 (+1.26%)Market Closed

Market Summary

USD64.51+0.80

Market Closed

1.26%

CATC Stock Price

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CATC RSI Chart

CATC Valuation

Market Cap

506.2M

Price/Earnings (Trailing)

14.84

Price/Sales (Trailing)

2.32

EV/EBITDA

2.81

Price/Free Cashflow

15.96

CATC Price/Sales (Trailing)

CATC Profitability

EBT Margin

21.24%

Return on Equity

6.38%

Return on Assets

0.63%

Free Cashflow Yield

6.27%

CATC Fundamentals

CATC Revenue

Revenue (TTM)

218.5M

Rev. Growth (Yr)

14.95%

Rev. Growth (Qtr)

2.25%

CATC Earnings

Earnings (TTM)

34.1M

Earnings Growth (Yr)

-29.02%

Earnings Growth (Qtr)

22.77%

Breaking Down CATC Revenue

Last 7 days

4.8%

Last 30 days

-2.8%

Last 90 days

-5.7%

Trailing 12 Months

4.1%

How does CATC drawdown profile look like?

CATC Financial Health

CATC Investor Care

Dividend Yield

4.15%

Dividend/Share (TTM)

2.68

Shares Dilution (1Y)

0.16%

Diluted EPS (TTM)

4.34

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	177.8M	195.7M	211.1M	218.5M
2022	134.6M	137.3M	144.0M	160.0M
2021	136.1M	139.1M	135.9M	133.5M
2020	103.3M	109.4M	119.9M	129.4M
2019	72.0M	79.6M	88.3M	96.3M
2018	62.6M	64.5M	66.4M	69.1M
2017	57.6M	58.8M	60.1M	61.2M
2016	55.0M	55.7M	56.4M	57.0M
2015	0	0	0	54.3M

Get all data in R, Python etc through our Historical Stock Data APIs

GRUFITY'S FAIR VALUE MODEL

Stocks Marked 'Very Cheap' by Grufity's Fair Value Model Have Outperformed Russell 2000 Index

Small Caps and Mid Caps are mostly overlooked by investors as all the focus goes to Magnificent 7. These stocks that are not part of the beauty contest require a deeper look. However, all large cap stocks were once small caps. Grufity's Fair Value model opens up this unverse as it separates high-performing, rewarding stocks from low-performing risky stocks. <b>Russell 2000 stocks that were marked 'Very Cheap' by the model doubled in three years while the index was flat.</b>

Returns of $10,000 invested in:

Very Cheap Stocks: $21,859
Russell 2000 Index: $10,334
Very Expensive Stocks: $8,224

Russell 2000 stocks considered 'Very Cheap' by the model greatly outperformed Russell 2000 index and the 'Very Expensive' bucket over past three years.

Russell 2000 Index

Very Expensive Stocks

Very Cheap Stocks

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Tracking the Latest Insider Buys and Sells of Cambridge Bancorp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Mar 14, 2024	pueyo pilar	sold	-83,764	63.7959	-1,313	svp /director of hr
Mar 13, 2024	sheahan denis k	gifted	-	-	-816	chairman and ceo
Mar 13, 2024	stone robert gregg iii	sold	-241,175	65.7332	-3,669	-
Mar 06, 2024	mooney kerri	acquired	-	-	588	svp dir. of banking offices
Mar 06, 2024	nevatia puneet	acquired	-	-	327	svp and cio
Mar 06, 2024	halberstadt peter j.	acquired	-	-	157	svp, chief credit officer
Mar 06, 2024	mead steven j.	acquired	-	-	329	svp, head of commercial serv.
Mar 06, 2024	pueyo pilar	acquired	-	-	305	svp /director of hr
Mar 06, 2024	sullivan john joseph	acquired	-	-	329	director of consumer lending
Feb 15, 2024	mead steven j.	sold (taxes)	-4,718	68.39	-69.00	svp, head of commercial serv.

Which funds bought or sold CATC recently?

View All Details

Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	AMALGAMATED BANK	reduced	-63.03	-28,000	16,000	-%
Apr 23, 2024	LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA	unchanged	-	-4,695	50,521	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	28,795	281,070	-%
Apr 18, 2024	SeaCrest Wealth Management, LLC	unchanged	-	-1,039	244,217	0.03%
Apr 16, 2024	HENNESSY ADVISORS INC	sold off	-100	-2,220,800	-	-%
Apr 15, 2024	PFS Partners, LLC	unchanged	-	-488	26,856	0.02%
Apr 12, 2024	BALDWIN BROTHERS LLC/MA	unchanged	-	-8,445	464,238	0.04%
Apr 10, 2024	Enterprise Bank & Trust Co	unchanged	-	-4,523	248,648	0.09%
Apr 05, 2024	CWM, LLC	added	0.1	-1,000	68,000	-%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	unchanged	-	17,100	166,907	-%

Are Funds Buying or Selling CATC?

Are funds buying CATC calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CATC

No. of Funds

Unveiling Cambridge Bancorp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 13, 2024	vanguard group inc	5.23%	410,645	SC 13G
Jan 25, 2024	blackrock inc.	8.1%	633,933	SC 13G/A
Feb 01, 2023	blackrock inc.	6.4%	495,680	SC 13G/A
Feb 01, 2022	blackrock inc.	6.4%	445,354	SC 13G/A
Feb 02, 2021	blackrock inc.	5.8%	399,546	SC 13G

Recent SEC filings of Cambridge Bancorp

View All Filings

Date Filed	Form Type	Document
Apr 23, 2024	8-K	Current Report
Apr 23, 2024	8-K	Current Report
Mar 18, 2024	4	Insider Trading
Mar 15, 2024	4	Insider Trading
Mar 15, 2024	4	Insider Trading
Mar 14, 2024	144	Notice of Insider Sale Intent
Mar 13, 2024	144	Notice of Insider Sale Intent
Mar 12, 2024	10-K	Annual Report
Mar 08, 2024	4	Insider Trading
Mar 08, 2024	4	Insider Trading

Cambridge Bancorp News

Latest updates

Cambridge Bancorp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Income Statement (Quarterly)																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	2.2%	57.00	56.00	54.00	52.00	50.00	40.00	36.00	34.00	34.00	34.00	34.00	33.00	36.00	37.00	31.00	26.00	26.00	26.00	24.00	19.00	18.00
EBITDA Margin	-12.1%	0.77*	0.88*	1.04*	1.22*	1.35*	1.46*	1.48*	1.49*	1.49*	1.46*	1.43*	1.27*	-	-	-	-	-	-	-	-	-
Interest Expenses	-1.7%	28.00	29.00	30.00	34.00	41.00	36.00	34.00	32.00	32.00	32.00	32.00	31.00	34.00	35.00	29.00	22.00	22.00	21.00	20.00	16.00	16.00
Income Taxes	9.8%	3.00	3.00	2.00	4.00	4.00	5.00	5.00	4.00	5.00	5.00	5.00	5.00	5.00	5.00	-0.54	2.00	3.00	3.00	2.00	2.00	2.00
Earnings Before Taxes	18.9%	11.00	9.00	9.00	17.00	15.00	20.00	19.00	18.00	18.00	18.00	19.00	18.00	18.00	18.00	-2.26	9.00	10.00	10.00	6.00	8.00	7.00
EBT Margin	-11.6%	0.21*	0.24*	0.31*	0.40*	0.45*	0.52*	0.53*	0.54*	0.55*	0.54*	0.53*	0.38*	-	-	-	-	-	-	-	-	-
Net Income	22.8%	8.00	7.00	7.00	12.00	11.00	15.00	14.00	13.00	13.00	13.00	14.00	13.00	13.00	13.00	-1.72	7.00	7.00	8.00	4.00	6.00	5.00
Net Income Margin	-11.9%	0.16*	0.18*	0.23*	0.29*	0.33*	0.38*	0.39*	0.40*	0.40*	0.40*	0.39*	0.28*	-	-	-	-	-	-	-	-	-
Free Cashflow	-36.6%	9.00	13.00	6.00	4.00	28.00	21.00	-0.94	2.00	13.00	21.00	19.00	11.00	-	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-0.6%	5,418	5,452	5,490	5,529	5,560	5,143	5,058	5,018	4,892	4,484	4,303	4,253	3,949	3,987	4,023	2,853	2,856	2,842	2,741	2,139	2,101
Cash Equivalents	29.9%	33.00	25.00	33.00	71.00	31.00	32.00	25.00	82.00	180	93.00	99.00	227	76.00	65.00	61.00	43.00	61.00	69.00	39.00	37.00	18.00
Net PPE	-2.4%	22.00	22.00	23.00	23.00	23.00	17.00	17.00	17.00	17.00	17.00	18.00	18.00	18.00	18.00	18.00	15.00	15.00	15.00	15.00	9.00	9.00
Goodwill	0%	65.00	65.00	65.00	65.00	65.00	13.00	52.00	52.00	52.00	52.00	52.00	52.00	52.00	52.00	52.00	31.00	31.00	31.00	31.00	-	0.00
Liabilities	-0.9%	4,883	4,926	4,963	5,003	5,042	4,697	4,616	4,582	4,454	4,056	3,884	3,846	3,548	3,594	3,640	2,555	2,569	2,599	2,504	1,966	1,934
Shareholder's Equity	1.6%	535	526	527	526	518	446	442	436	438	428	420	408	402	393	383	298	287	243	237	172	167
Retained Earnings	1.1%	250	248	246	245	237	231	221	212	203	194	185	175	165	156	146	151	147	142	137	135	131
Additional Paid-In Capital	0.0%	294	294	294	292	293	231	230	229	229	229	228	227	227	225	225	137	137	98.00	98.00	38.00	38.00
Shares Outstanding	0.0%	8.00	8.00	8.00	8.00	8.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	-	-	-	-	-	-	-	-	-
Float	-	-	-	392	-	-	-	529	-	-	-	531	-	-	-	379	-	-	-	361	-	-

Cashflow (Last 12 Months)

(In Thousands)

Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-37.2%	8,663	13,790	6,083	4,554	28,597	21,493	-749	2,609	13,209	21,123	19,648	11,528	15,300	11,172	3,699	6,626	10,568	10,852	4,580	2,793	6,676
Share Based Compensation	-114.5%	-76.00	524	1,263	-898	562	645	1,386	-634	513	307	1,552	-93.00	1,605	821	1,701	437	859	412	914	-15.00	483
Cashflow From Investing	-12.4%	30,842	35,211	8,133	63,581	7,679	-69,455	-78,594	-238,813	-318,266	-192,162	-177,420	-168,614	40,726	41,441	-148,110	7,015	-26,620	-63,718	-40,062	16,928	-105,958
Cashflow From Financing	44.2%	-31,854	-57,046	-51,584	-28,088	-37,099	54,481	22,618	137,799	391,733	165,727	29,928	307,934	-44,761	-48,835	162,164	-31,987	8,438	83,258	37,033	-1,188	101,324
Dividend Payments	0.0%	5,256	5,258	5,248	5,224	4,989	4,484	4,481	4,460	4,249	4,248	4,247	3,810	3,673	3,671	2,870	2,869	2,473	2,475	2,471	2,098	2,054

CATC Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and dividend income
Interest on taxable loans	$ 193,483	$ 135,965	$ 120,019
Interest on tax-exempt loans	1,555	1,447	1,205
Interest on taxable investment securities	19,589	19,555	9,464
Interest on tax-exempt investment securities	2,215	2,477	2,630
Dividends on FHLB of Boston stock	970	287	46
Interest on overnight investments	722	262	150
Total interest and dividend income	218,534	159,993	133,514
Interest expense
Interest on deposits	84,965	14,598	4,974
Interest on borrowed funds	12,763	2,180	559
Total interest expense	97,728	16,778	5,533
Net interest and dividend income	120,806	143,215	127,981
Provision for (release of) credit losses	904	3,881	(1,294)
Net interest and dividend income after provision for credit losses	119,902	139,334	129,275
Noninterest income
Bank owned life insurance income	778	1,808	801
Gain on loans sold, net	56	98	832
Loan related derivative income	399	625	2,124
Other income	2,420	2,868	2,024
Total noninterest income	41,730	43,009	44,324
Noninterest expense
Salaries and employee benefits	69,806	70,109	65,127
Occupancy and equipment	14,454	14,364	13,898
Data processing	10,313	10,706	8,829
Professional services	3,675	4,728	5,391
Marketing	1,773	2,301	2,536
FDIC insurance	2,835	1,845	1,318
Non-operating expenses	7,180	3,059	1,118
Other expenses	5,187	3,270	2,267
Total noninterest expense	115,223	110,382	100,484
Income before income taxes	46,409	71,961	73,115
Income tax expense	12,300	19,052	19,091
Net income	$ 34,109	$ 52,909	$ 54,024
Share data:
Weighted average shares outstanding, basic	7,828,316	7,163,223	6,926,257
Weighted average shares outstanding, diluted	7,843,482	7,213,913	6,990,603
Basic earnings per share	$ 4.35	$ 7.35	$ 7.76
Diluted earnings per share	$ 4.34	$ 7.3	$ 7.69
Wealth Management Revenue
Noninterest income
Noninterest income	$ 33,004	$ 33,034	$ 35,037
Deposit Account Fees
Noninterest income
Noninterest income	3,345	2,913	1,939
ATM/Debit Card Income
Noninterest income
Noninterest income	$ 1,728	$ 1,663	$ 1,567

CATC Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and cash equivalents	$ 33,004	$ 30,719
Investment securities
Available for sale, at fair value (amortized cost $163,376 and $182,027, respectively)	137,838	153,416
Held to maturity, at amortized cost (fair value $805,428 and $885,586, respectively)	959,332	1,051,997
Total investment securities	1,097,170	1,205,413
Loans
Total loans	4,021,544	4,062,856
Less: allowance for credit losses on loans	(38,944)	(37,774)
Net loans	3,982,600	4,025,082
Federal Home Loan Bank of Boston Stock, at cost	19,056	6,264
Bank owned life insurance	35,265	34,484
Banking premises and equipment, net	21,753	23,297
Right-of-use asset operating leases	23,233	25,098
Deferred income taxes, net	15,299	17,990
Accrued interest receivable	15,765	14,118
Goodwill	64,539	64,539
Merger-related intangibles, net	6,550	7,443
Other assets	103,432	105,290
Total assets	5,417,666	5,559,737
Deposits
Demand non interest bearing	1,032,413	1,366,395
Interest-bearing checking	1,132,518	908,961
Money market	983,480	1,162,773
Savings	498,386	790,628
Certificates of deposit	674,381	586,619
Total deposits	4,321,178	4,815,376
Borrowings	452,155	105,212
Operating lease liabilities	25,165	27,413
Other liabilities	84,595	94,184
Total liabilities	4,883,093	5,042,185
Shareholders’ Equity
Common stock, par value $1.00; Authorized 10,000,000 shares; Outstanding: 7,845,452 shares and 7,796,440 shares, respectively	7,845	7,796
Additional paid-in capital	293,950	293,186
Retained earnings	250,492	237,369
Accumulated other comprehensive loss	(17,714)	(20,799)
Total shareholders’ equity	534,573	517,552
Total liabilities and shareholders’ equity	5,417,666	5,559,737
Residential Mortgage
Loans
Total loans	1,626,264	1,648,838
Commercial Mortgage
Loans
Total loans	1,931,473	1,914,423
Home Equity
Loans
Total loans	95,649	111,351
Commercial and Industrial
Loans
Total loans	343,711	350,650
Consumer
Loans
Total loans	$ 24,447	$ 37,594

About Cambridge Bancorp

WEBSITE	cambridgetrust.com

Cambridge Bancorp Frequently Asked Questions

What is the ticker symbol for Cambridge Bancorp? What does CATC stand for in stocks?

CATC is the stock ticker symbol of Cambridge Bancorp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Cambridge Bancorp (CATC)?

As of Tue Apr 23 2024, market cap of Cambridge Bancorp is 499.9 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CATC stock?

You can check CATC's fair value in chart for subscribers.

What is the fair value of CATC stock?

You can check CATC's fair value in chart for subscribers. The fair value of Cambridge Bancorp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Cambridge Bancorp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CATC so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Cambridge Bancorp a good stock to buy?

The fair value guage provides a quick view whether CATC is over valued or under valued. Whether Cambridge Bancorp is cheap or expensive depends on the assumptions which impact Cambridge Bancorp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CATC.

What is Cambridge Bancorp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Tue Apr 23 2024, CATC's PE ratio (Price to Earnings) is 14.66 and Price to Sales (PS) ratio is 2.29. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CATC PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Cambridge Bancorp's stock?

In the past 10 years, Cambridge Bancorp has provided 0.07 (multiply by 100 for percentage) rate of return.