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Chubb Ltd Stock Research

CB

191.86USD+5.29(+2.84%)Delayed

Market Summary

USD191.86+5.29
Delayed
2.84%

CB Alerts

CB Stock Price

CB RSI Chart

CB Valuation

Market Cap

79.5B

Price/Earnings (Trailing)

23.84

Price/Sales (Trailing)

1.88

EV/EBITDA

12.88

Price/Free Cashflow

7.07

CB Price/Sales (Trailing)

CB Profitability

EBT Margin

15.56%

Return on Equity

6.6%

Return on Assets

1.68%

Free Cashflow Yield

14.13%

CB Fundamentals

CB Revenue

Revenue Y/Y

11.85%

Revenue Q/Q

22.02%

CB Earnings

Earnings (TTM)

3.3B

Earnings Y/Y

-131.01%

Earnings Q/Q

-181.77%

Price Action

52 Week Range

173.78231.37
(Low)(High)

Last 7 days

-7.8%

Last 30 days

-13.0%

Last 90 days

-11.9%

Trailing 12 Months

-8.9%

CB Financial Health

Debt/Equity

0.28

Debt/Cashflow

0.78

CB Investor Care

Buy Backs (1Y)

2.81%

Diluted EPS (TTM)

12.55

Peers (Alternatives to Chubb)

View All Peers In Detail
NameMkt Capsorted ascendingRevenuePrice %, 1MReturns, 1YP/EP/SRev 1-YrInc 1-Yr
LARGE-CAP
83.5B
49.6B
-3.33% 25.86%
115.74
1.68
4.00% -78.47%
40.0B
36.9B
-11.25% -6.12%
14.06
1.08
5.94% -22.39%
38.3B
56.4B
-22.60% -17.13%
3.73
0.68
8.41% 9.46%
29.5B
51.4B
-18.97% -12.44%
-20.82
0.57
1.63% -195.35%
24.8B
12.1B
-11.42% 23.49%
41.48
2.05
1.63% -56.71%
23.3B
22.4B
-16.76% -3.54%
11.93
1.05
-0.13% -23.26%
11.4B
6.8B
0.57% 29.95%
32.11
0.97
-36.57% -61.35%
10.2B
7.0B
-13.98% -9.38%
11.39
1.45
7.45% -54.99%
MID-CAP
8.6B
6.3B
-14.12% 28.23%
-8.11
1.36
21.94% -2542.77%
4.0B
-
-8.96% -17.12%
-4.13
4.2
-80.45% -283.49%
SMALL-CAP
1.4B
1.4B
-7.46% -16.42%
-543.45
1.02
3.97% -101.82%
1.4B
327.1M
6.70% -11.03%
26.51
4.23
39.88% 13.79%
1.0B
1.1B
-7.52% -28.26%
-2.5K
0.91
-1.58% -100.28%
812.7M
813.7M
-5.54% 1.51%
26.24
1
5.28% 117.92%

Financials for Chubb

Income Statement (Last 12 Months)
(In Millions)
* denotes actual numbers (not divided by Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Revenue-100.0%42,22340,93840,66140,963
  S&GA Expenses3.2%3,3953,2903,2133,1703,136
EBITDA-9.7%7,1387,9018,9039,989-
EBITDA Margin-9.7%0.17*0.19*0.21*0.25*-
Earnings Before Taxes-11.9%6,5687,4598,4339,5079,816
EBT Margin-11.9%0.16*0.18*0.20*0.23*-
Interest Expenses29.0%570442470482492
Net Income-45.7%3,3376,1427,1638,2138,539
Net Income Margin-45.7%0.08*0.15*0.13*0.20*-
Free Cahsflow0.5%11,24311,19211,08211,484-
Balance Sheet
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Assets0.5%199,144198,111198,051197,990200,054
    Cash Equivalents-5.5%2,0122,1287,1221,7341,659
  Goodwill1.1%16,28716,1071,25015,24415,213
Liabilities-1.2%148,604150,472145,882141,292140,340
.    Short Term Borrowings-67.8%4751,4751,4741,474999
  Long Term Debt2.5%14,40214,04414,31114,58515,169
Shareholder's Equity6.1%50,54047,6395,35956,69859,714
  Retained Earnings2.8%48,33447,02248,36347,14847,365
  Additional Paid-In Capital-3.5%7,1667,4297,7077,9888,478
Shares Outstanding-0.1%415415418424427
Cashflow (Last 12 Months)
(In Millions)
Description(%) Q/Q2022Q42022Q32022Q22022Q12021Q4
Cashflow From Operations0.5%11,24311,19211,08211,48411,149
Cashflow From Investing30.3%-5,654-8,110-3,509-6,402-6,659
Cashflow From Financing-120.4%-5,127-2,326-2,106-4,899-4,409
  Dividend Payments0%1,3751,3751,3791,3901,401
  Buy Backs-21.8%2,8943,7034,5485,3434,861

Risks for CB

What is the probability of a big loss on CB?

19.6%


Probability that Chubb stock will be more than 20% underwater in next one year

19.2%


Probability that Chubb stock will be more than 30% underwater in next one year.

0%


Probability that Chubb stock will be more than 40% underwater in next one year.
*Calculated based on probability distribution of losses observed in actual data in the last 5 years.

How does CB drawdown profile look like?

Y-axis is the maximum loss one would have experienced if Chubb was unfortunately bought at previous high price.

Drawdowns

Returns for CB

Cumulative Returns on CB

10.4%


10-Year Cumulative Returns

8.7%


7-Year Cumulative Returns

7.9%


5-Year Cumulative Returns

17.4%


3-Year Cumulative Returns

What are the long-term rolling returns for CB?

FIve years rolling returns for Chubb.

Annualized Returns

Which funds bought or sold CB recently?

View All Details
Datesorted ascendingFund NameType% Chg$ Change$ Held% Portfolio
2023-03-15
B. Riley Wealth Advisors, Inc.
added
18.41
777,439
2,539,440
0.07%
2023-03-13
Claro Advisors LLC
added
12.09
299,526
1,460,530
0.48%
2023-03-10
VICTORY CAPITAL MANAGEMENT INC
added
12.89
12,674,800
47,008,800
0.05%
2023-03-10
MATHER GROUP, LLC.
reduced
-6.04
1,677,580
13,692,600
0.26%
2023-03-06
Rockefeller Capital Management L.P.
added
4.92
6,727,000
31,409,000
0.16%
2023-03-03
TIAA, FSB
reduced
-15.43
28,560
1,117,560
-%
2023-03-02
OLIVER LAGORE VANVALIN INVESTMENT GROUP
sold off
-100
-1,000
-
-%
2023-03-02
LORING WOLCOTT & COOLIDGE FIDUCIARY ADVISORS LLP/MA
new
-
1,609,280
1,609,280
0.02%
2023-03-01
SMITHBRIDGE ASSET MANAGEMENT INC/DE
new
-
3,245,000
3,245,000
0.86%
2023-03-01
Regal Investment Advisors LLC
new
-
246,013
246,013
0.02%

1–10 of 47

Latest Funds Activity

Are funds buying CB calls or puts?
Calls
Puts
Are funds bullish or bearish(Calls - Puts)?
Net Call Options
No. of funds that own CB
No. of Funds

Chubb News

24/7 Wall St.

Monday’s Top Analyst Upgrades and Downgrades: Alphabet, Dollar General, FedEx, Microsoft, Nike, Nvidia, Shopify, Synchrony, Warner Bros Discovery and More.

24/7 Wall St.,
3 hours ago

Nasdaq

Marketscreener.com

Schedule 13G FIlings of Chubb

Date FiledName of FilerPercent of ClassNo. of SharesForm Type
Feb 14, 2023
price t rowe associates inc /md/
5.9%
24,611,406
SC 13G/A
Feb 13, 2023
capital international investors
4.9%
20,312,522
SC 13G/A
Feb 09, 2023
vanguard group inc
9.19%
38,144,673
SC 13G/A
Feb 06, 2023
wellington management group llp
4.75%
19,714,509
SC 13G/A
Feb 06, 2023
blackrock inc.
6.9%
28,694,321
SC 13G/A
Feb 14, 2022
price t rowe associates inc /md/
5.2%
22,571,047
SC 13G/A
Feb 11, 2022
capital international investors
5.1%
21,774,217
SC 13G/A
Feb 10, 2022
state street corp
5.11%
21,994,670
SC 13G
Feb 09, 2022
vanguard group inc
8.24%
35,503,624
SC 13G/A
Feb 04, 2022
wellington management group llp
6.42%
27,645,799
SC 13G/A

CB Fair Value

Chubb fair value in different scenarios

The table shows the Fair Value estimates for Chubb for various scenarios. Disclaimer: These are just estimations from a model. None of the models are good at predicting the future. Please dont buy or sell stocks based on these outputs.
Fair ValueVery PessimisticPessimisticBase CaseOptimisticVery Optimistic
Very Low Inflation

168.82

-12.01%

262.31

36.72%

342.40

78.46%

448.65

133.84%

524.83

173.55%
Current Inflation

157.24

-18.04%

237.51

23.79%

303.95

58.42%

392.36

104.50%

455.27

137.29%
Very High Inflation

142.80

-25.57%

207.72

8.27%

258.88

34.93%

327.49

70.69%

375.81

95.88%

Historical Chubb Fair Value Estimates


Very Pessimistic Case
Pessimistic Case
Fair Value
Optimistic Case
Very Optimistic Case
Closing Stock Price

Recent SEC filings of Chubb

View All Filings
Date Filed Form Type Document
Mar 14, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 02, 2023
4
Insider Trading
Mar 01, 2023
4
Insider Trading
Mar 01, 2023
4
Insider Trading

Latest Insider Trading transactions for CB

Filter Transactions
Datesorted ascendingNameBuy/Sell$ ValueAvg. Price# SharesTitle
2023-03-10
GREENBERG EVAN G
gifted
-
-
-1,978
chairman & ceo
2023-03-01
Keogh John W
gifted
-
-
-5,586
president & coo
2023-03-01
Keogh John W
gifted
-
-
3,724
president & coo
2023-02-28
Ortega Juan Luis
sold (taxes)
-83,774
211
-397
executive vice president*
2023-02-28
HAGAN ANNMARIE T
sold (taxes)
-33,552
211
-159
chief accounting officer
2023-02-28
BOROUGHS TIMOTHY ALAN
sold (taxes)
-83,563
211
-396
executive vice president*
2023-02-28
Keogh John W
sold (taxes)
-144,338
211
-684
president & coo
2023-02-28
Wayland Joseph F
sold (taxes)
-108,675
211
-515
executive vice president and*
2023-02-28
GREENBERG EVAN G
sold (taxes)
-491,255
211
-2,328
chairman & ceo
2023-02-28
Lupica John J
sold (taxes)
-108,253
211
-513
vice chrm, chubb group*

1–10 of 50

Evan G. Greenberg
31000
Chubb Limited provides insurance and reinsurance products worldwide. The company's North America Commercial P&C Insurance segment offers commercial property, casualty, workers' compensation, package policies, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty; and group accident and health insurance to large, middle market, and small commercial businesses. Its North America Personal P&C Insurance segment provides affluent and high net worth individuals and families with homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, and recreational marine insurance and services. The company's North America Agricultural Insurance segment offers multiple peril crop and crop-hail insurance; and coverage for farm and ranch property, and commercial agriculture products. Its Overseas General Insurance segment provides coverage for traditional commercial property and casualty; specialty categories, such as financial lines, marine, energy, aviation, political risk, and construction risk; and group accident and health, and traditional and specialty personal lines for corporations, middle markets, and small customers through retail brokers, agents, and other channels. The company's Global Reinsurance segment offers traditional and specialty reinsurance under the Chubb Tempest Re brand to property and casualty companies. Its Life Insurance segment provides protection and savings products comprising whole life, endowment plans, individual term life, group term life, medical and health, personal accident, credit life, universal life, and unit linked contracts. The company markets its products primarily through insurance and reinsurance brokers. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.

CB Income Statement

2022-12-31
Consolidated Statements Of Operations and Comprehensive Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Revenues   
Net premiums written$ 41,755$ 37,868$ 33,820
Increase in unearned premiums(1,366)(1,513)(703)
Net premiums earned40,38936,35533,117
Net investment income3,7423,4563,375
Net realized gains (losses)(965)1,152(498)
Total revenues43,16640,96335,994
Expenses   
Losses and loss expenses23,34221,98021,710
Policy benefits1,492699784
Policy acquisition costs7,3926,9186,547
Administrative expenses3,3953,1362,979
Interest expense570492516
Other (income) expense74(2,365)(994)
Amortization of purchased intangibles285287290
Cigna integration expenses4800
Total expenses36,59831,14731,832
Income before income tax6,5689,8164,162
Income tax expense1,2551,277629
Net income5,3138,5393,533
Other comprehensive income (loss):   
Change in unrealized appreciation (depreciation)(10,578)(2,938)2,592
Change in cumulative foreign currency translation adjustment(986)(530)306
Change in other, including postretirement benefit liability adjustment(100)522(232)
Other comprehensive income (loss), before income tax(11,664)(2,946)2,666
Income tax (expense) benefit related to OCI items1,121427(416)
Other comprehensive income (loss)(10,543)(2,519)2,250
Comprehensive income (loss)$ (5,230)$ 6,020$ 5,783
Earnings per share   
Basic earnings per share$ 12.66$ 19.41$ 7.82
Diluted earnings per share$ 12.55$ 19.27$ 7.79

CB Balance Sheet

2022-12-31
Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2022
Dec. 31, 2021
Assets  
Fixed maturities available for sale, at fair value, net of valuation allowance - $169 and $14 (amortized cost – $93,355 and $90,493)$ 85,220$ 93,108
Fixed maturities held to maturity, at amortized cost, net of valuation allowance - $34 and $35 (fair value – $8,439 and $10,647)8,84810,118
Equity securities, at fair value8274,782
Short-term investments, at fair value (amortized cost – $4,962 and $3,147)4,9603,146
Other investments, at fair value13,69611,169
Total investments113,551122,323
Cash2,0121,659
Restricted cash115152
Securities lending collateral1,5231,831
Accrued investment income941821
Insurance and reinsurance balances receivable, net of valuation allowance - $52 and $4611,93311,322
Reinsurance recoverable on losses and loss expenses, net of valuation allowance - $351 and $329[1]18,90117,366
Reinsurance recoverable on policy benefits[1]303213
Deferred policy acquisition costs5,7885,513
Value of business acquired3,596236
Goodwill16,28715,213
Other intangible assets5,4415,455
Prepaid reinsurance premiums3,1403,028
Investments in partially-owned insurance companies2,8773,130
Other assets12,73611,792
Total assets199,144200,054
Liabilities  
Unpaid losses and loss expenses76,32372,943
Unearned premiums20,36019,101
Future policy benefits10,1205,947
Insurance and reinsurance balances payable7,7957,243
Securities lending payable1,5231,831
Accounts payable, accrued expenses, and other liabilities15,58715,004
Deferred tax liabilities292389
Repurchase agreements1,4191,406
Short-term debt475999
Long-term debt14,40215,169
Trust preferred securities308308
Total liabilities148,604140,340
Commitments and contingencies (refer to Note 10)
Shareholders' equity  
Common Shares (CHF 24.15 par value; 446,376,614 and 474,021,114 shares issued; 414,594,856 and 426,572,612 shares outstanding)10,34610,985
Common Shares in treasury (31,781,758 and 47,448,502 shares)(5,113)(7,464)
Additional paid-in capital7,1668,478
Retained earnings48,33447,365
Accumulated other comprehensive income (loss) (AOCI)(10,193)350
Total shareholders’ equity50,54059,714
Total liabilities and shareholders’ equity$ 199,144$ 200,054
[1]Net of valuation allowance for uncollectible reinsurance.