CBAN - Colony Bankcorp Inc Stock Price, Fair Value and News

10.80USD-0.05 (-0.46%)Market Closed

Market Summary

USD10.80-0.05

Market Closed

-0.46%

CBAN Stock Price

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CBAN RSI Chart

CBAN Valuation

Market Cap

189.6M

Price/Earnings (Trailing)

8.72

Price/Sales (Trailing)

1.52

EV/EBITDA

0.93

Price/Free Cashflow

10.92

CBAN Price/Sales (Trailing)

CBAN Profitability

EBT Margin

21.79%

Return on Equity

8.53%

Return on Assets

0.71%

Free Cashflow Yield

9.16%

CBAN Fundamentals

CBAN Revenue

Revenue (TTM)

124.9M

Rev. Growth (Yr)

25.84%

Rev. Growth (Qtr)

1.92%

CBAN Earnings

Earnings (TTM)

21.7M

Earnings Growth (Yr)

0.85%

Earnings Growth (Qtr)

-3.55%

Breaking Down CBAN Revenue

Last 7 days

1.6%

Last 30 days

-3.2%

Last 90 days

-17.9%

Trailing 12 Months

13.7%

How does CBAN drawdown profile look like?

CBAN Financial Health

Debt/Equity

0.25

Debt/Cashflow

0.33

CBAN Investor Care

Dividend Yield

4.07%

Dividend/Share (TTM)

0.44

Buy Backs (1Y)

0.41%

Diluted EPS (TTM)

1.24

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	99.7M	109.2M	118.1M	124.9M
2022	75.5M	80.6M	85.3M	91.5M
2021	62.9M	63.4M	66.9M	70.6M
2020	63.0M	63.5M	62.8M	63.1M
2019	49.2M	52.5M	56.6M	60.5M
2018	46.0M	47.0M	47.7M	0
2017	44.6M	45.0M	45.4M	0
2016	44.5M	44.7M	44.7M	44.6M
2015	44.7M	44.4M	44.1M	44.3M
2014	45.0M	44.9M	45.1M	44.8M
2013	46.3M	45.6M	45.1M	45.2M
2012	50.5M	49.3M	48.4M	47.3M
2011	57.0M	55.0M	53.3M	51.8M
2010	0	63.5M	61.1M	58.7M
2009	0	0	0	65.8M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Colony Bankcorp Inc

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Feb 23, 2024	bateman leonard h jr	bought	11,213	11.11	1,009	evp & chief credit officer
Feb 14, 2024	shelnutt derek	bought	1,108	11.08	100	cfo
Feb 02, 2024	fountain t heath	bought	2,384	11.92	200	president and ceo
Feb 02, 2024	fountain t heath	bought	1,193	11.93	100	president and ceo
Feb 02, 2024	fountain t heath	bought	1,192	11.92	100	president and ceo
Feb 02, 2024	fountain t heath	bought	9,552	11.94	800	president and ceo
Dec 15, 2023	wyatt harold	sold	-12,580	12.58	-1,000	-
Dec 14, 2023	wyatt harold	sold	-298,734	12.00	-24,894	-
Dec 08, 2023	downing scott lowell	gifted	-	-	1,591	-
Dec 05, 2023	reed matthew d.	bought	1,354	11.385	119	-

Which funds bought or sold CBAN recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 25, 2024	Allworth Financial LP	unchanged	-	-242	1,541	-%
Apr 25, 2024	SIMPLEX TRADING, LLC	reduced	-80.81	-1,000	-	-%
Apr 25, 2024	Bank of New York Mellon Corp	reduced	-4.01	-118,549	578,660	-%
Apr 24, 2024	RITHOLTZ WEALTH MANAGEMENT	added	66.17	85,876	282,444	0.01%
Apr 24, 2024	Polaris Capital Management, LLC	unchanged	-	-215,062	1,374,010	0.07%
Apr 23, 2024	GODSEY & GIBB, INC	unchanged	-	-4,725	30,188	-%
Apr 23, 2024	AMALGAMATED BANK	reduced	-62.73	-13,000	7,000	-%
Apr 22, 2024	Raymond James Financial Services Advisors, Inc.	reduced	-4.35	-158,593	758,322	-%
Apr 22, 2024	MetLife Investment Management, LLC	unchanged	-	28,823	115,989	-%
Apr 18, 2024	McGlone Suttner Wealth Management, Inc.	sold off	-100	-44,701	-	-%

Are Funds Buying or Selling CBAN?

Are funds buying CBAN calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CBAN

No. of Funds

Unveiling Colony Bankcorp Inc's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	fourthstone llc	8.22%	1,443,356	SC 13G/A
Feb 13, 2024	vanguard group inc	5.19%	911,129	SC 13G/A
Feb 08, 2024	banc funds co llc	2.6%	464,675	SC 13G/A
Jan 26, 2024	blackrock inc.	7.5%	1,318,289	SC 13G/A
Feb 14, 2023	fourthstone llc	5.49%	969,338	SC 13G/A
Feb 09, 2023	vanguard group inc	5.52%	973,295	SC 13G
Feb 06, 2023	banc funds co llc	2.6%	464,675	SC 13G/A
Feb 03, 2023	blackrock inc.	5.9%	1,042,224	SC 13G
Feb 14, 2022	fourthstone llc	9.98%	1,365,402	SC 13G/A
Feb 11, 2022	banc funds co llc	2.7%	375,031	SC 13G/A

Recent SEC filings of Colony Bankcorp Inc

View All Filings

Date Filed	Form Type	Document
Apr 24, 2024	8-K	Current Report
Apr 11, 2024	ARS	ARS
Apr 11, 2024	DEF 14A	DEF 14A
Mar 25, 2024	8-K	Current Report
Mar 14, 2024	10-K	Annual Report
Feb 26, 2024	4	Insider Trading
Feb 14, 2024	4	Insider Trading
Feb 14, 2024	SC 13G/A	Major Ownership Report
Feb 13, 2024	SC 13G/A	Major Ownership Report
Feb 09, 2024	4	Insider Trading

Peers (Alternatives to Colony Bankcorp Inc)

Name	Mkt Capsorted ascending	Revenue	Price %, 1M	Returns, 1Y	P/E	P/S	Rev 1-Yr	Inc 1-Yr
LARGE-CAP
JPM	557.3B	171.1B	-3.02%	41.18%	11.25	3.26	60.72%	31.52%
BAC	297.7B	130.3B	-	30.88%	11.23	2.29	79.51%	-3.68%
WFC	214.3B	85.7B	3.98%	51.03%	11.19	2.5	41.49%	39.96%
C	119.7B	133.3B	-0.18%	34.65%	12.97	0.9	79.09%	-
CFG	16.1B	10.2B	-1.93%	16.75%	10.02	1.58	44.53%	-22.43%
KEY	13.7B	7.9B	-6.07%	34.16%	14.19	1.73	46.47%	-49.56%
MID-CAP
CMA	6.9B	4.2B	-4.02%	25.94%	9.92	1.62	34.68%	-45.96%
ZION	6.2B	3.9B	-3.20%	57.15%	9.1	1.57	45.91%	-25.03%
ABCB	3.3B	1.3B	-0.60%	41.74%	12.27	2.58	43.24%	-22.35%
ASB	3.3B	2.0B	1.46%	20.10%	17.81	1.66	70.97%	-50.03%
SMALL-CAP
AMNB	497.6M	120.2M	6.68%	49.76%	19.02	4.14	45.65%	-13.98%
ALRS	400.7M	164.9M	-6.54%	37.44%	34.26	2.43	42.66%	-70.76%
AROW	378.6M	162.6M	-8.08%	4.96%	12.59	2.33	25.39%	-38.37%
ACNB	280.5M	96.6M	-10.60%	4.96%	8.85	2.9	11.02%	-11.37%
ASRV	45.1M	60.9M	-2.95%	-12.04%	-13.48	0.74	24.06%	-144.92%

Colony Bankcorp Inc News

Latest updates

Colony Bankcorp Inc Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q3
Revenue	1.9%	33.00	33.00	31.00	28.00	26.00	24.00	21.00	20.00	20.00	19.00	16.00	15.00	16.00	16.00	16.00	16.00	16.00	16.00	15.00	13.00	12.00
EBITDA Margin	-7.1%	0.91*	0.98*	1.07*	1.16*	1.26*	1.22*	1.24*	1.25*	1.27*	1.29*	1.27*	1.21*	1.11*	-	-	-	-	-	-	-	-
Interest Expenses	-3.8%	19.00	20.00	19.00	21.00	21.00	21.00	19.00	19.00	19.00	18.00	15.00	14.00	15.00	14.00	14.00	13.00	13.00	13.00	12.00	10.00	10.00
Income Taxes	-9.7%	1.00	2.00	1.00	1.00	1.00	1.00	0.00	1.00	1.00	0.00	1.00	2.00	1.00	1.00	1.00	0.00	1.00	1.00	1.00	1.00	1.00
Earnings Before Taxes	-4.9%	7.00	7.00	7.00	6.00	6.00	6.00	4.00	6.00	5.00	6.00	5.00	7.00	6.00	4.00	3.00	2.00	3.00	3.00	3.00	4.00	3.00
EBT Margin	-2.9%	0.22*	0.22*	0.23*	0.23*	0.25*	0.26*	0.26*	0.31*	0.33*	0.36*	0.34*	0.31*	0.23*	-	-	-	-	-	-	-	-
Net Income	-3.5%	6.00	6.00	5.00	5.00	6.00	5.00	3.00	5.00	4.00	6.00	4.00	5.00	5.00	3.00	2.00	2.00	3.00	3.00	2.00	3.00	3.00
Net Income Margin	-5.3%	0.17*	0.18*	0.19*	0.19*	0.21*	0.21*	0.23*	0.25*	0.26*	0.29*	0.27*	0.24*	0.19*	-	-	-	-	-	-	-	-
Free Cashflow	-32.7%	5.00	8.00	-5.90	10.00	13.00	25.00	-11.85	21.00	-7.99	6.00	6.00	27.00	9.00	-	-	-	-	-	-	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	-1.3%	3,053	3,094	3,101	2,997	2,937	2,806	2,729	2,687	2,692	2,513	1,756	2,692	1,764	1,759	1,778	1,764	1,515	1,478	1,507	1,515	1,252
Cash Equivalents	-41.0%	83.00	141	155	82.00	81.00	85.00	76.00	156	197	177	146	182	184	149	191	96.00	104	56.00	75.00	86.00	60.00
Net PPE	-6.3%	40.00	43.00	42.00	42.00	42.00	41.00	41.00	43.00	43.00	42.00	33.00	33.00	32.00	32.00	33.00	33.00	32.00	33.00	33.00	30.00	29.00
Goodwill	0%	49.00	49.00	49.00	49.00	49.00	49.00	54.00	53.00	53.00	53.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	16.00	0.00	0.00
Liabilities	-2.0%	2,798	2,855	2,862	2,758	2,706	2,580	2,494	2,437	2,474	2,295	1,609	1,656	1,619	1,619	1,639	1,374	1,385	1,348	1,380	-	1,156
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	63.00	68.00
Shareholder's Equity	6.8%	255	239	239	239	230	226	235	250	218	217	147	143	144	140	139	136	131	130	127	101	96.00
Retained Earnings	3.0%	124	121	117	113	112	108	105	103	99.00	96.00	92.00	89.00	85.00	81.00	79.00	78.00	77.00	75.00	73.00	72.00	69.00
Additional Paid-In Capital	0.2%	169	168	168	168	168	168	167	167	111	111	43.00	43.00	43.00	43.00	43.00	44.00	44.00	44.00	44.00	26.00	26.00
Shares Outstanding	0.0%	18.00	18.00	18.00	18.00	18.00	17.00	18.00	16.00	14.00	10.00	9.00	9.00	9.00	-	-	-	-	-	-	-	-
Float	-	-	-	154	-	-	-	245	-	-	-	151	-	-	-	104	-	-	-	122	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	-32.4%	5,773	8,546	-4,722	11,386	14,277	25,188	-11,666	21,942	-5,074	6,890	6,025	28,263	10,090	-32,575	76.00	3,315	1,869	-1,945	-1,231	5,184	3,082
Share Based Compensation	-9.3%	399	440	408	454	426	472	563	282	300	282	8.00	9.00	8.00	8.00	9.00	8.00	9.00	8.00	8.00	9.00	-
Cashflow From Investing	62.2%	-5,319	-14,072	-21,137	-58,224	-142,509	-98,938	-122,418	-84,363	-152,812	3,959	4,149	-63,628	24,861	10,926	-166,589	536	9,634	17,407	-19,686	-553	-21,951
Cashflow From Financing	-632.5%	-58,472	-7,982	98,741	48,126	123,870	82,308	54,149	21,606	178,121	19,882	-45,496	33,447	-284	-20,558	261,732	-12,116	36,980	-35,265	10,623	20,919	47,112
Dividend Payments	0.1%	1,930	1,929	1,930	1,933	1,896	1,897	1,888	1,477	1,115	1,401	974	973	950	950	950	950	713	713	633	633	422
Buy Backs	-	-	-	406	-	540	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

CBAN Income Statement

2023-12-31

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Interest income
Loans, including fees	$ 99,256	$ 70,764
Investment securities	23,319	19,887
Deposits with other banks and short term investments	2,341	886
Total interest income	124,916	91,537
Interest expense
Deposits	35,464	5,876
Federal funds purchased	147	54
Federal Home Loan Bank advances	6,763	2,564
Other borrowings	4,298	2,371
Total interest expense	46,672	10,865
Net Interest Income	78,244	80,672
Provision for credit losses	3,600	3,370
Net interest income after provision for loan losses	74,644	77,302
Noninterest income
Gain on sales of SBA loans	5,063	6,216
Loss on sales of securities	0	(82)
BOLI income	1,396	1,313
Insurance commissions	1,873	1,777
Other	3,976	995
Total noninterest income	35,634	35,025
Noninterest expenses
Salaries and employee benefits	49,233	52,809
Occupancy and equipment	6,283	6,534
Information technology expense	8,553	9,947
Professional fees	3,097	3,432
Advertising and public relations	3,486	3,664
Communications	947	1,602
Other	11,466	11,487
Total noninterest expense	83,065	89,475
Income before income taxes	27,213	22,852
Income taxes	5,466	3,310
Net income	$ 21,747	$ 19,542
Net income per share of common stock
Basic (in dollars per share)	$ 1.24	$ 1.14
Diluted (in dollars per share)	1.24	1.14
Cash dividends declared per share of common stock (in dollars per share)	$ 0.44	$ 0.43
Weighted average shares outstanding, basic (in shares)	17,578,294	17,191,079
Weighted average shares outstanding, diluted (in shares)	17,578,294	17,191,079
Service charges on deposits
Noninterest income
Non interest revenue from banking services	$ 8,735	$ 7,875
Mortgage fee income
Noninterest income
Non interest revenue from banking services	6,131	8,550
Interchange fees
Noninterest income
Non interest revenue from banking services	$ 8,460	$ 8,381

CBAN Balance Sheet

2023-12-31

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 25,339	$ 20,584
Interest-bearing deposits in banks and federal funds sold	57,983	60,094
Cash and cash equivalents	83,322	80,678
Investment securities available for sale, at fair value (amortized cost $455,294 and $490,206, respectively)	407,382	432,553
Investment securities held to maturity, at amortized cost (fair value $405,576 and $411,264, respectively)	449,031	465,858
Other investments	16,868	13,793
Loans held for sale	27,958	17,743
Loans, net of unearned income	1,883,470	1,737,106
Allowance for credit losses	(18,371)	(16,128)
Loans, net	1,865,099	1,720,978
Premises and equipment	39,870	41,606
Other real estate owned	448	651
Goodwill	48,923	48,923
Other intangible assets	4,192	5,664
Bank-owned life insurance	56,925	55,504
Deferred income taxes, net	25,405	28,199
Other assets	27,999	24,420
Total assets	3,053,422	2,936,570
Deposits:
Noninterest-bearing	498,992	569,170
Interest-bearing	2,045,798	1,921,827
Total deposits	2,544,790	2,490,997
Federal Home Loan Bank advances	175,000	125,000
Other borrowed money	63,445	78,352
Other liabilities	15,252	11,953
Total liabilities	2,798,487	2,706,302
Commitments and Contingencies (Note 14)
Stockholders’ equity
Preferred stock, stated value $1,000; 10,000,000 shares authorized, 0 shares issued and outstanding as of December 31, 2023 and 2022	0	0
Common stock, par value $1; 50,000,000 shares authorized, 17,564,182 and 17,598,123 shares issued and outstanding as of December 31, 2023 and 2022	17,564	17,598
Paid-in capital	168,614	167,537
Retained earnings	124,400	111,573
Accumulated other comprehensive loss, net of tax	(55,643)	(66,440)
Total stockholders’ equity	254,935	230,268
Total liabilities and stockholders’ equity	$ 3,053,422	$ 2,936,570

About Colony Bankcorp Inc

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.

CEO	Mr. T. Heath Fountain CPA
WEBSITE	colonybank.com
INDUSTRY	Banks Diversified
EMPLOYEES	466

Colony Bankcorp Inc Frequently Asked Questions

What is the ticker symbol for Colony Bankcorp Inc? What does CBAN stand for in stocks?

CBAN is the stock ticker symbol of Colony Bankcorp Inc. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Colony Bankcorp Inc (CBAN)?

As of Fri Apr 26 2024, market cap of Colony Bankcorp Inc is 189.63 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CBAN stock?

You can check CBAN's fair value in chart for subscribers.

What is the fair value of CBAN stock?

You can check CBAN's fair value in chart for subscribers. The fair value of Colony Bankcorp Inc is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Colony Bankcorp Inc is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CBAN so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Colony Bankcorp Inc a good stock to buy?

The fair value guage provides a quick view whether CBAN is over valued or under valued. Whether Colony Bankcorp Inc is cheap or expensive depends on the assumptions which impact Colony Bankcorp Inc's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CBAN.

What is Colony Bankcorp Inc's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Fri Apr 26 2024, CBAN's PE ratio (Price to Earnings) is 8.72 and Price to Sales (PS) ratio is 1.52. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CBAN PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Colony Bankcorp Inc's stock?

In the past 10 years, Colony Bankcorp Inc has provided 0.073 (multiply by 100 for percentage) rate of return.