CFBK - Central Federal Corp Stock Price, Fair Value and News

18.37USD-0.03 (-0.16%)Delayed as of 25 Apr 2024, 09:30 am ET

Market Summary

USD18.37-0.03

Delayedas of 25 Apr 2024, 09:30 am

-0.16%

CFBK Stock Price

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CFBK RSI Chart

CFBK Valuation

Market Cap

106.2M

Price/Earnings (Trailing)

6.27

Price/Sales (Trailing)

0.98

EV/EBITDA

-2.2

Price/Free Cashflow

6.11

CFBK Price/Sales (Trailing)

CFBK Profitability

EBT Margin

19.38%

Return on Equity

10.9%

Return on Assets

0.82%

Free Cashflow Yield

16.38%

CFBK Fundamentals

CFBK Revenue

Revenue (TTM)

108.3M

Rev. Growth (Yr)

35.67%

Rev. Growth (Qtr)

5.49%

CFBK Earnings

Earnings (TTM)

16.9M

Earnings Growth (Yr)

-9.33%

Earnings Growth (Qtr)

5.06%

Breaking Down CFBK Revenue

52 Week Range

14.7419.48

(Low)(High)

Last 7 days

-0.8%

Last 30 days

-7.2%

Last 90 days

-15.6%

Trailing 12 Months

8.9%

How does CFBK drawdown profile look like?

CFBK Financial Health

CFBK Investor Care

Dividend Yield

1.25%

Dividend/Share (TTM)

0.23

Diluted EPS (TTM)

2.63

Historical Charts for Stock Metrics

Get all data in R, Python etc through our Historical Stock Data APIs

Net sales

Year	Q1	Q2	Q3	Q4
2023	78.8M	90.3M	100.5M	108.3M
2022	52.6M	53.7M	59.0M	67.8M
2021	44.9M	47.4M	49.9M	52.3M
2020	20.0M	27.3M	47.4M	42.4M
2019	27.7M	24.4M	21.1M	18.0M
2018	18.5M	20.1M	22.4M	24.9M
2017	14.9M	15.5M	16.2M	17.2M
2016	12.7M	13.2M	13.8M	14.4M
2015	11.4M	12.1M	12.3M	12.4M
2014	8.0M	8.6M	9.6M	10.6M
2013	7.0M	6.9M	7.1M	7.5M
2012	9.0M	8.3M	7.8M	7.3M
2011	11.9M	11.2M	10.4M	9.7M
2010	0	13.8M	13.2M	12.6M
2009	0	0	0	14.4M

Get all data in R, Python etc through our Historical Stock Data APIs

Tracking the Latest Insider Buys and Sells of Central Federal Corp

Filter Transactions

Datesorted ascending	Name	Buy/Sell	$ Value	Avg. Price	# Shares	Title
Apr 11, 2024	beerman kevin j	acquired	-	-	5,000	evp & chief financial officer
Apr 11, 2024	o'dell timothy t	acquired	-	-	15,000	ceo
Apr 11, 2024	ringwald bradley j	acquired	-	-	6,000	bank president
Apr 11, 2024	mckinney marianne	acquired	-	-	2,500	evp & chief operating officer
Apr 11, 2024	meder timothy	acquired	-	-	2,500	evp & chief credit officer
Feb 22, 2024	ringwald bradley j	sold (taxes)	-10,879	21.5	-506	bank president
Feb 22, 2024	meder timothy	sold (taxes)	-2,558	21.5	-119	evp & chief credit officer
Feb 22, 2024	mckinney marianne	sold (taxes)	-2,558	21.5	-119	evp & chief operating officer
Feb 15, 2024	ringwald bradley j	sold (taxes)	-10,818	21.38	-506	bank president
Feb 15, 2024	meder timothy	sold (taxes)	-2,544	21.38	-119	evp & chief credit officer

Which funds bought or sold CFBK recently?

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Datesorted ascending	Fund Name	Type	% Chg	$ Change	$ Held	% Portfolio
Apr 23, 2024	FIFTH THIRD BANCORP	unchanged	-	54,010	2,294,830	0.01%
Apr 23, 2024	GRAHAM CAPITAL WEALTH MANAGEMENT, LLC	sold off	-	-	753,029	1.28%
Apr 15, 2024	MCDONALD PARTNERS LLC	unchanged	-	30,150	1,281,100	0.35%
Mar 22, 2024	PNC FINANCIAL SERVICES GROUP, INC.	unchanged	-	2,000	14,177	-%
Mar 11, 2024	VANGUARD GROUP INC	unchanged	-	176,082	1,248,580	-%
Feb 14, 2024	BRIDGEWAY CAPITAL MANAGEMENT, LLC	added	0.74	75,070	513,721	0.01%
Feb 14, 2024	ALLIANCEBERNSTEIN L.P.	added	-	1,436,260	10,183,800	-%
Feb 14, 2024	Royal Bank of Canada	added	1.18	20,000	130,000	-%
Feb 14, 2024	SALZHAUER MICHAEL	reduced	-1.43	64,117	498,713	0.42%

Are Funds Buying or Selling CFBK?

Are funds buying CFBK calls or puts?

Calls

Puts

No. of funds holding Calls - Puts

Net Call Options

No. of funds that own CFBK

No. of Funds

Unveiling Central Federal Corp's Major ShareHolders

Date Filed	Name of Filer	Percent of Class	No. of Shares	Form Type
Feb 14, 2024	alliancebernstein l.p.	9.9%	522,247	SC 13G/A
Feb 14, 2024	o'dell timothy t	5.49%	290,661	SC 13G/A
Feb 14, 2024	cochran edward w	6.50%	344,238	SC 13D/A
Feb 14, 2023	o'dell timothy t	5.14%	268,346	SC 13G
Feb 14, 2023	alliancebernstein l.p.	9.8%	514,184	SC 13G/A
Feb 14, 2023	cochran edward w	6.53%	341,424	SC 13D/A
May 26, 2022	ancora advisors, llc	4.00%	209,486	SC 13D/A
Feb 15, 2022	cochran edward w	6.37%	338,916	SC 13D/A
Feb 14, 2022	alliancebernstein l.p.	9.9%	525,230	SC 13G/A
Feb 11, 2022	elizabeth park capital advisors, ltd.	0.00%	0	SC 13G/A

Recent SEC filings of Central Federal Corp

View All Filings

Date Filed	Form Type	Document
Apr 16, 2024	DEL AM	DEL AM
Apr 15, 2024	4	Insider Trading
Apr 15, 2024	4	Insider Trading
Apr 15, 2024	4	Insider Trading
Apr 15, 2024	4	Insider Trading
Apr 15, 2024	4	Insider Trading
Apr 15, 2024	8-K	Current Report
Apr 15, 2024	S-3	S-3
Mar 29, 2024	10-K	Annual Report
Feb 21, 2024	3	Insider Trading

Central Federal Corp News

Latest updates

Central Federal Corp Earnings Report: Key Takeaways & Analysis

Income Statement (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Income Statement (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Revenue	5.5%	30.00	28.00	26.00	24.00	22.00	18.00	15.00	13.00	13.00	13.00	14.00	13.00	18.00	23.00	10.00	10.00	4.00	3.00	3.00	8.00	7.00
EBITDA Margin	-10.0%	0.64*	0.71*	0.81*	0.94*	1.06*	1.18*	1.23*	1.22*	1.25*	1.31*	1.47*	1.63*	1.52*	1.22*	1.70*	1.78*	1.90*	1.46*	1.15*	-	-
Interest Expenses	0.7%	12.00	12.00	11.00	13.00	13.00	13.00	12.00	11.00	11.00	10.00	11.00	10.00	8.00	7.00	6.00	6.00	6.00	5.00	5.00	5.00	5.00
Income Taxes	-5.3%	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	3.00	3.00	1.00	1.00	1.00	1.00	0.00	0.00
Earnings Before Taxes	3.0%	5.00	5.00	5.00	6.00	6.00	5.00	6.00	6.00	6.00	5.00	4.00	8.00	8.00	13.00	13.00	3.00	4.00	3.00	3.00	2.00	2.00
EBT Margin	-10.3%	0.19*	0.22*	0.24*	0.29*	0.33*	0.38*	0.41*	0.39*	0.44*	0.51*	0.70*	0.93*	0.86*	0.67*	0.82*	0.62*	0.67*	0.47*	0.32*	-	-
Net Income	5.1%	4.00	4.00	4.00	4.00	5.00	4.00	5.00	5.00	4.00	4.00	3.00	6.00	7.00	10.00	10.00	2.00	3.00	3.00	2.00	2.00	1.00
Net Income Margin	-9.5%	0.16*	0.17*	0.19*	0.23*	0.27*	0.30*	0.33*	0.31*	0.35*	0.43*	0.58*	0.76*	0.70*	0.53*	0.65*	0.50*	0.53*	0.37*	0.26*	-	-
Free Cashflow	225.1%	8.00	2.00	2.00	5.00	7.00	-0.04	12.00	20.00	52.00	163	197	-162	-21.84	-76.28	-60.54	35.00	-43.04	-27.83	-24.66	-	-

Balance Sheet

(In Millions)

(*) denotes actual numbers (not divided by Millions)
Balance Sheet																					(In Millions)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Assets	3.3%	2,059	1,992	1,963	1,930	1,820	1,764	1,619	1,544	1,496	1,355	1,508	1,605	1,477	1,337	1,146	945	881	786	721	720	665
Cash Equivalents	13.9%	262	230	232	214	152	198	155	168	167	68.00	134	126	222	93.00	77.00	75.00	46.00	37.00	34.00	96.00	67.00
Net PPE	-3.2%	4.00	4.00	4.00	4.00	4.00	4.00	6.00	6.00	6.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00	4.00
Liabilities	3.4%	1,903	1,841	1,816	1,787	1,681	1,629	1,487	1,416	1,370	1,232	1,388	1,488	1,367	1,234	1,054	862	800	733	670	673	619
Shareholder's Equity	2.7%	155	151	147	143	139	135	133	128	125	123	120	117	110	103	93.00	83.00	81.00	54.00	51.00	48.00	46.00
Retained Earnings	5.3%	77.00	73.00	69.00	65.00	61.00	57.00	53.00	48.00	44.00	40.00	36.00	33.00	26.00	19.00	9.00	-0.93	-2.93	-5.95	-8.61	-11.04	-12.75
Additional Paid-In Capital	0.4%	91.00	91.00	90.00	90.00	90.00	89.00	89.00	89.00	89.00	88.00	88.00	88.00	88.00	88.00	87.00	87.00	87.00	63.00	63.00	62.00	62.00
Float	-	-	-	98.00	-	-	-	138	-	-	-	129	-	-	-	68.00	-	-	-	54.00	-	-

Cashflow (Last 12 Months)

(In Thousands)

(*) denotes actual numbers (not divided by Thousands)
Cashflow (Quarterly)																					(In Thousands)
Description	(%) Q/Q	2023Q4	2023Q3	2023Q2	2023Q1	2022Q4	2022Q3	2022Q2	2022Q1	2021Q4	2021Q3	2021Q2	2021Q1	2020Q4	2020Q3	2020Q2	2020Q1	2019Q4	2019Q3	2019Q2	2019Q1	2018Q4
Cashflow From Operations	225.6%	7,980	2,451	1,841	5,779	6,786	280	12,165	20,533	54,442	163,678	197,585	-162,402	-21,677	-76,253	-60,484	34,949	-43,015	-27,729	-24,428	-8,366	8,307
Share Based Compensation	0.9%	297	294	299	283	251	246	222	180	180	171	195	161	121	240	207	143	137	136	138	116	86.00
Cashflow From Investing	-23.3%	-35,132	-28,489	-13,267	-44,965	-98,431	-95,355	-96,077	-63,458	-92,799	-75,771	-84,224	-63,936	-41,121	-29,430	-141,539	-47,664	-31,819	-31,024	-34,757	-13,802	-56,615
Cashflow From Financing	143.7%	58,984	24,201	28,778	101,647	45,366	138,291	70,472	44,624	136,787	-154,067	-104,854	130,558	191,608	121,091	204,047	42,188	83,414	61,729	-2,485	50,857	56,244
Dividend Payments	0.3%	386	385	385	320	318	321	257	257	260	196	196	196	-	-	-	-	-	-	-	-	-
Buy Backs	-	-	-	-	-	-	1,751	257	331	2,002	707	-	-	-	-	599	49.00	-	-	-	-	-

CFBK Income Statement

2023-12-31

Consolidated Statements Of Income - USD ($) $ in Thousands	12 Months Ended
Consolidated Statements Of Income - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Interest and dividend income
Loans and leases, including fees	$ 97,383	$ 63,717	$ 51,256
Securities	658	881	756
FHLB and FRB stock dividends	592	348	234
Federal funds sold and other	9,646	2,818	102
Total interest and dividend income	108,279	67,764	52,348
Interest expense
Deposits	56,363	15,952	8,014
FHLB advances and other debt	3,107	2,040	1,398
Subordinated debentures	1,169	982	897
Total interest expense	60,639	18,974	10,309
Net interest income	47,640	48,790	42,039
Provision for credit losses
Provision for credit losses-loans	1,858	787	(1,600)
Provision for credit losses-unfunded commitments	459
Total provision for credit losses	2,317	787	(1,600)
Net interest income after provision for credit losses	45,323	48,003	43,639
Noninterest income
Service charges on deposit accounts	1,566	1,135	845
Net gains on sales of residential mortgage loans	119	656	5,916
Net gains on sales of SBA loans	66	353	1,443
Gain (loss) on redemption of life insurance policies		(173)	383
Earnings on bank owned life insurance	625	598	532
Gain on sale of deposits			1,893
Swap fee income	715	190	194
Other	940	451	434
Total noninterest income	4,031	3,210	11,640
Noninterest expense
Salaries and employee benefits	14,513	15,125	16,948
Occupancy and equipment	1,694	1,253	1,120
Data processing	2,172	2,807	2,086
Franchise and other taxes	1,263	1,151	975
Professional fees	2,470	2,758	4,348
Director fees	658	632	622
Postage, printing and supplies	149	183	146
Advertising and marketing	336	431	3,061
Telephone	257	249	263
Loan expenses	619	694	352
Depreciation	567	496	435
FDIC premiums	2,215	1,130	1,238
Regulatory assessment	242	272	261
Other insurance	209	177	158
Impairment of property and equipment	60	570	17
Other	945	693	431
Total noninterest expense	28,369	28,621	32,461
Income before incomes taxes	20,985	22,592	22,818
Income tax expense	4,048	4,428	4,365
Net income	16,937	18,164	18,453
Net income attributable to common stockholders	$ 16,937	$ 18,164	$ 18,453
Earnings per common share:
Basic	$ 2.64	$ 2.84	$ 2.84
Diluted	$ 2.63	$ 2.78	$ 2.77

CFBK Balance Sheet

2023-12-31

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and cash equivalents	$ 261,595	$ 151,787
Interest-bearing deposits in other financial institutions	100	100
Securities available for sale	8,092	10,442
Equity securities	5,000	5,000
Loans held for sale, at fair value	1,849	580
Loans and leases, net of allowance of $16,865 and $16,062, respectively	1,694,133	1,572,255
FHLB and FRB stock	8,482	7,942
Premises and equipment, net	3,812	3,778
Other assets held for sale		1,930
Operating lease right-of-use assets	5,221	1,357
Bank owned life insurance	26,266	25,641
Accrued interest receivable and other assets	44,065	39,362
Total assets	2,058,615	1,820,174
Deposits
Noninterest bearing	235,916	263,241
Interest bearing	1,508,141	1,264,681
Total deposits	1,744,057	1,527,922
FHLB advances and other debt	109,995	109,461
Advances by borrowers for taxes and insurance	2,179	3,513
Operating lease liabilities	5,302	1,438
Accrued interest payable and other liabilities	26,747	23,670
Subordinated debentures	14,961	14,922
Total liabilities	1,903,241	1,680,926
Commitments and contingent liabilities
Stockholders' equity
Additional paid-in capital	91,068	89,813
Retained earnings	76,517	61,095
Accumulated other comprehensive loss	(2,290)	(2,037)
Treasury stock, at cost; 381,098 shares of voting common stock at December 31, 2023 and 365,165 shares of voting common stock at December 31, 2022	(9,991)	(9,692)
Total stockholders' equity	155,374	139,248
Total liabilities and stockholders' equity	2,058,615	1,820,174
Common Stock [Member]
Stockholders' equity
Common stock	57	56
Non-Voting Common Stock [Member]
Stockholders' equity
Common stock	$ 13	$ 13

About Central Federal Corp

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans and equipment leases; residential real estate loans and treasury management depository services; retail banking services and products. In addition, the company offers consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. Further, it provides online internet banking, mobile banking, and remote deposits. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Columbus, Ohio.

CEO	Mr. Timothy T. O'Dell
WEBSITE	cf.bank
INDUSTRY	Banks Diversified
EMPLOYEES	120

Central Federal Corp Frequently Asked Questions

What is the ticker symbol for Central Federal Corp? What does CFBK stand for in stocks?

CFBK is the stock ticker symbol of Central Federal Corp. Every public company that trades on a stock exchange gets a ticker symbol.

What is the market capital of Central Federal Corp (CFBK)?

As of Wed Apr 24 2024, market cap of Central Federal Corp is 106.17 Million. The market capitalization is calculated by multiplying the stock price with the number of shares outstanding.

What is the fair value of CFBK stock?

You can check CFBK's fair value in chart for subscribers.

What is the fair value of CFBK stock?

You can check CFBK's fair value in chart for subscribers. The fair value of Central Federal Corp is provided for various growth and macro-economic scenarios from very pessimiatic to very optimistic assumptions. These fair values are estimates from Grufity's Fair Value model based on company's past performance. However, past performance of Central Federal Corp is no guarantee of future performance. These fairvalue estimates should only be used as one of the inputs in your stock analysis. We provide model's historical fair value estimates for CFBK so that you know how good or bad the model has been in the past so you can discard it if needed. There are others that provide fair values of stocks such as wallmine, finbox, gurufocus and finviz. Most provide point in time estimates. We provide a history of our models fair value estimates so that you can get a sense of it's usefulness. Otherwise this data point is of little use.

Is Central Federal Corp a good stock to buy?

The fair value guage provides a quick view whether CFBK is over valued or under valued. Whether Central Federal Corp is cheap or expensive depends on the assumptions which impact Central Federal Corp's fair value. We provide several scenarios of inflation and growth to encompass these range of assumptions for CFBK.

What is Central Federal Corp's Price to Earnings (PE) and Price to sales (PS) ratio?

As of Wed Apr 24 2024, CFBK's PE ratio (Price to Earnings) is 6.27 and Price to Sales (PS) ratio is 0.98. The price to earnings and price to sales ratio are two most important valuation metrics for any company. PE ratio tell us the number of years of earnings investors are ready to pay for owning the company. Historically, S&P500 price to earnings ratio has fallen below 12 during periods of gloom and gone past 30 during periods of euphoria. CFBK PE ratio will change depending on the future growth rate expectations of investors.

What is 5 year return on Central Federal Corp's stock?

In the past 10 years, Central Federal Corp has provided 0.082 (multiply by 100 for percentage) rate of return.